06th week of 2017 patent applcation highlights part 46 |
Patent application number | Title | Published |
20170039490 | VIRTUAL QUEUE FOR A LINE AT A RETAIL STORE - A computer-implemented process can be operated for entering and holding a place for a first customer in a queue while the first customer is waiting to be served at a retail store. The process includes, within a computerized processor, establishing a place in the queue for the first customer, wherein the queue operates to establish among a plurality of customers a customer currently being served by a store employee and an order in which other customers of the plurality will be served. The process further includes displaying upon a portable computerized device of the first customer an indication of a status of the first customer within the queue. | 2017-02-09 |
20170039491 | BUILDING BUSINESS OBJECTS BASED ON SANKEY DIAGRAM - Methods and systems of the present disclosure provide techniques for analyzing behavior of and triggering action for a definable group. In an embodiment, a method may identify a group based on a Sankey diagram. For example, a group may include those users belonging to a journey or path of the Sankey diagram. The method may analyze behavior of the group, e.g., whether a group characteristic meets a pre-definable condition. The method may perform an action for the group. In an embodiment, the method may automatically identify group members and/or automatically perform at least one action for the group members based on satisfaction of the pre-definable condition. | 2017-02-09 |
20170039492 | WORKFLOW MANAGEMENT SYSTEM LEVERAGING IN-MEMORY PLATFORM ARTIFACTS - In a first method, a developer mode is determined when a workflow template patch is received, and execution of new workflow instances is either blocked or permitted, or continued execution of workflow instances is forbidden. In a second method, parallelization of workflow execution is provided in an in-memory database management system. In a third method, after received user privilege information, database records associated with a workflow are determined and stored for use at workflow instance runtime. In a fourth method, artifacts used by a workflow are identified using a workflow template. When a command to execute a workflow instance is received, information is stored for generating instances of artifacts for use during execution of the workflow instance. In a fifth method, for a workflow template to be inactivated, the associated workflow template is suspended after currently executing workflow instances have completed and job executors have acknowledged a suspending state. | 2017-02-09 |
20170039493 | MANAGING PRODUCT QUALITY THROUGH AN ACHIEVEMENT-BASED WORKFLOW TOOL - A method, system, and computer program product for executing an achievement-based workflow tool to perform a quality control check of a product are provided. The quality control check includes assigning to each asset of the product an achievement from an achievement type list to produce assigned achievements and executing a set of tests associated with each achievement assigned to each asset of the product. Further, the quality control check includes creating a certificate detailing results of each set of tests and comparing the certificate against the achievement type list to determine which of the assigned achievements been earned by the product. | 2017-02-09 |
20170039494 | INSPECTION INFORMATION MANAGEMENT METHOD AND INSPECTION INFORMATION MANAGEMENT SYSTEM - An inspection information management method includes receiving selection of a first pointer as a pointer subject to restoration after the first pointer has been selected as a pointer subject to deletion, the first pointer being a pointer indicating an inspection location on a map indicating an arrangement of facilities or a pointer indicating an inspection location included in an inspection route indicating an order of inspection locations subject to inspection, the first pointer being stored in association with accompanying information; and restoring the first pointer and the accompanying information such that the accompanying information is in an editable state when the map or the inspection route is not subject to deletion; or restoring the first pointer and the accompanying information such that the accompanying information is in an uneditable state when the map or the inspection route in association with the first pointer is subject to deletion. | 2017-02-09 |
20170039495 | INFORMATION PROCESSING SYSTEM, STORAGE MEDIUM, AND CONTENT ACQUISITION METHOD - An information processing system includes: a providing unit configured to provide a user with a task for acquiring content related to a specific keyword; an acquisition unit configured to acquire the content acquired by the user according to the task; and a control unit configured to carry out control that notifies the user of use of the acquired content for generating an intelligent information processing unit capable of specifying the relationship between the keyword and the content. The information processing system is capable of collecting learning data by causing an alternate job to be carried out. | 2017-02-09 |
20170039496 | Bookmarking for Project Management Platform - A project management system is provided with bookmarking features. The bookmarks can be created by the user, or generated based on one or more rules. The bookmark information can be stored in a bookmark information repository. Based on the bookmarks, a listing of the bookmarked entries in the project management system can be generated. Related method, apparatus, and non-transitory computer readable medium are also provided. | 2017-02-09 |
20170039497 | SYSTEM AND METHOD FOR PREDICTING AN EVENT IN AN INFORMATION TECHNOLOGY (IT) INFRASTRUCTURE - System and method for predicting an event in an information technology (IT) infrastructure are disclosed. In one embodiment, the method comprises obtaining unstructured input data from a SCK database and deriving a seasonality activation function and a capacity activation function by analyzing the unstructured input data. The method further comprises converting the unstructured input data into at least one time series data comprising a plurality of data points. Each of the plurality of data points is separated by a predefined time interval. The method further comprises calculating a moving average for each of the plurality data points and calculating a weighted moving average by aggregating the moving average calculated for each of the plurality of data points based on a predetermined weight. The method further comprises predicting occurrence of the event based on the weighted moving average, the seasonality activation function, and the capacity activation function. | 2017-02-09 |
20170039498 | SYSTEMS AND METHODS TO FORECAST AND IMPROVE PRODUCT ON-SHELF AVAILABILITY - Methods, systems and apparatus are provided in predicting an On-Shelf-Availability (OSA) and/or implementing modifications to achieve a desired OSA. Some embodiments provide a system, comprising: A system comprising: an OSA control system comprising a control circuit that executes instructions from a memory to cause the control circuit to: receive a future OSA goal at the multiple shopping facilities; receive predicted workloads corresponding to the defined period of time and predicted to be assigned to the multiple shopping facilities; determine a forecasted OSA as a function of the predicted workloads relative to the planned work force availability at the shopping facilities to complete the work tasks at each of the shopping facilities; and determine whether the forecasted OSA is predicted to be within an OSA threshold of the OSA goal as a function of the predicted workloads relative to planned work force availability at the shopping facilities. | 2017-02-09 |
20170039499 | Calendar Management with Online Marketing Interface - An event management system may consolidate event listings into a calendar feed, which may be managed by a calendar owner. Users may subscribe to one or more calendar feeds, which may be aggregated into a single personal feed. A user may select individual events or groups of events to add to a personal schedule. As users interact with a calendar, the calendar owner may receive various analytical information about the users. The event management system may have various mechanisms to interact with the users, which may be as simple as sending reminders prior to the event. | 2017-02-09 |
20170039500 | SUPPLY CHAIN INTELLIGENCE SEARCH ENGINE - A Global Supply Chain Intelligence system (“GSCF”) configured as a supply chain intelligence search engine adapted to predict, discover and verify commodity trade flows. Creating and maintaining a dataset that tracks real and near real-time commodity flows as they happen as an input to the GSCI. The dataset used in a business intelligence process within the GSCI to arrive at an output, such as a predicted price behavior, a price alert, a risk alert, etc. A Commodity Flow Intelligence (CFI) component that collects and analyzes information with the timeliness, detail and accuracy required to track, forecast and predict supply and demand imbalances at the discrete flow level to aid market participants in making operational trading and investment decisions, for example, in connection with a financial services system or offering providing enhanced data and tools to promote market transparency. | 2017-02-09 |
20170039501 | WORKFLOW MANAGEMENT APPARATUS, WORKFLOW MANAGEMENT METHOD, AND WORKFLOW MANAGEMENT PROGRAM - A workflow management apparatus holds a transition condition for each stage to be switched to a next stage in a workflow that controls an operation of an external device over a plurality of stages, and stage information indicating a current stage of the workflow. Where there is a partially ordered relation between the stages, if a first and second stage are incomparable, when a third stage can be executed as a next stage of the first stage, and if the third and second stages are incomparable, when a transition condition for the first stage has been fulfilled and a transition condition for the second stage has not been fulfilled, the workflow management apparatus updates the stage information so as to indicate that both the second stage and the third stage to be executed as a stage following the first stage are set for the workflow. | 2017-02-09 |
20170039502 | SYSTEMS AND METHODS FOR EVALUATING AND SELECTING A HEALTHCARE PROFESSIONAL USING A HEALTHCARE OPERATING SYSTEM - A method and system for facilitating medical consultations between a patient and a healthcare professional located remote from the patient includes a virtual consultation application hosted on a server. A request to initiate a medical consultation from a patient using a patient computer device is received at the application. The application receives information input by the patient relating to a health inquiry of the patient. A healthcare professional is identified based on the information input by the patient relating to the health inquiry. Communication between the patient and the healthcare professional is facilitated by connecting the patient computer device with a healthcare professional computer device for a consultation, wherein a message is communicated from the healthcare professional computer device to the patient computer device, wherein the message is related to the health inquiry during the consultation and to a recommendation for treatment by healthcare professional recommendation after the consultation. | 2017-02-09 |
20170039503 | PRODUCTIVITY EVALUATION SYSTEMS AND METHODS - Methods, systems and apparatus are provided that evaluates work productivity. Some embodiments provide a system comprising a workforce evaluation system comprising: a control circuit; and a memory storing computer instructions that when executed by the control circuit cause the control circuit to: identify a first work task and identify an amount of work performed in working on the first work task; identify a paired second work task paired with the first work task; predict an amount of work to be performed in working on the second task as a function of the amount of work performed in working on the first task; identify an amount of work that is performed in working on the second task; cause an anomaly notification to be generated when the amount of work performed in working on the second task is not within a threshold of the predicted amount of work to be performed. | 2017-02-09 |
20170039504 | SYSTEMS AND METHODS TO ADMINISTER A DISPATCH PLATFORM AFFILIATE PROGRAM - According to some embodiments, information about a first enterprise having a first fleet of vehicles is used to create a first customer interface to receive ride requests from customers via at least one communication network. Similarly, information about a second enterprise (located geographically remote from the first enterprise) having a second fleet of vehicles is used to create a second customer interface. An affiliate link may be established between the first enterprise and the second enterprise. When a ride request is received via the first customer interface, and it is determined that the first customer is located geographically proximate to the second enterprise, it may be arranged for a vehicle from the second fleet to be assigned to the request based on the affiliate link between the first enterprise and the second enterprise. | 2017-02-09 |
20170039505 | METHOD AND SYSTEM FOR CROWDSOURCING TASKS - The disclosed embodiments illustrate methods and systems for crowdsourcing a task. The method includes identifying a first set of workers from workers, based on a performance of the workers on a set of tasks previously attempted by the workers, and a Service Level Agreement (SLA) associated with the task. The method further includes generating a graph comprising nodes and edges connecting the nodes. Each of the one or more nodes is indicative of a worker. An edge, connecting two workers, is indicative of said two workers having worked together on at least one task. The method further includes receiving an input, to select a second set of workers from the first set of workers, based on one or more first parameters associated with each of the nodes in said graph and second parameters associated with each of the edges in the graph. | 2017-02-09 |
20170039506 | IT SERVICES INTEGRATED WORK MANAGEMENT - A method and system for work management with respect to delivery of IT services is provided. The method includes identifying via a plurality of integrated computer sensor devices within a work management computing system, work types associated with computer based work functions executed by multiple work execution computing systems connected to a work management computing system. Specified work functions of the computer based work functions are defined and multiple interfaces connected between the multiple work execution computing systems and the work management computing system are identified. Groups of the specified work functions are consolidated based on associated work types and each group is modified based on update data. Resources associated with execution of each group are optimized and resource staffing plan associated with resources is generated. | 2017-02-09 |
20170039507 | Determining Users for Limited Product Deployment Based on Review Histories - Methods, systems, and computer program products for determining users for limited product deployment based on review histories are provided herein. A method includes accessing a collection of reviews generated by a plurality of users and pertaining to multiple features of multiple products; computing multiple qualitative measures for each respective one of the plurality of users based on analysis of the collection of reviews; and outputting, to a sub-set of the plurality of users, (i) a deployment of a given product comprising a new feature of the given product and/or a modified feature of the given product and (ii) a query for a review of the new feature of the given product and/or the modified feature of the given product, wherein the sub-set of the plurality of users is selected based on said computed multiple qualitative measures. | 2017-02-09 |
20170039508 | SYSTEMS AND METHODS FOR RECOMMENDATION TOOL - Exemplary embodiments are provided for generating a metric based on current information and future needs. Historical payroll metrics are determined for a job title, and future payroll metrics are estimated for the job title. Forecasted workforce metrics are estimated for the job title, and preferred workforce metrics are determined for a specified period of time for the job title. It is determined whether a low-point is expected within the specified period. The forecasted workforce metrics and the preferred workforce metrics are compared to estimate an employee-hour deficit in the workforce. A hiring recommendation is generated based on the employee-hour deficit and open requisitions, and an employee status is assigned to the recommendation based on the low-point. | 2017-02-09 |
20170039509 | SYSTEM FOR PLANNING THE USE AND MANAGEMENT OF RESOURCES, PARTICULARLY FOR SCHEDULING DRIVING SHIFTS AND MACHINE SHIFTS IN TRANSPORTATION - A system for planning the use and management of resources includes a server provided with elements for identifying a first set of first homogeneous resources and at least one second set of second homogeneous resources. The system further includes elements for generating and storing a data structure, termed compatibility graph. The graph includes nodes that can be associated with real activities and dummy activities. The system is adapted to check for the existence of a partition on the compatibility graph that includes both nodes associated with real activities and nodes associated with dummy activities, wherein the existence of the partition is associable with the correct assignment of the resources to the real activities. | 2017-02-09 |
20170039510 | METHOD FOR DELIVERING A SHIPMENT BY AN UNMANNED TRANSPORT DEVICE - The invention relates to a method for delivering a shipment by an unmanned transport device to a receiving container for said shipment, the method comprising the following and additional steps: moving the unmanned transport device into a destination area associated with the receiving container, on the basis of geographical co-ordinates; once the unmanned transport device has reached the destination area, pairing of the transport device with the receiving container and exchanging electronic authorisation information between the receiving container and the unmanned transport device. | 2017-02-09 |
20170039511 | OBJECT RECOGNITION SYSTEM FOR AN APPLIANCE AND METHOD FOR MANAGING HOUSEHOLD INVENTORY OF CONSUMABLES - A refrigerating appliance includes a cabinet having an inner liner that defines at least one aperture for accessing a refrigerating compartment. A door is operably coupled to the cabinet and is operable between open and closed positions. A plurality of storage surfaces is positioned within the refrigerating compartment. Each storage surface is adapted to receive at least one temporarily stored item. A scanning apparatus is adapted to record data related to the storage surfaces and the at least one temporarily stored item. The scanning apparatus conducts first and second data capturing phases. The secondary data recorded during the second data capturing phase is compared against previous data recorded during the first data capturing phase to create a current inventory manifest. The current inventory manifest is compared with a set of predetermined parameters related to the at least one temporarily stored item to selectively provide an output. | 2017-02-09 |
20170039512 | OUT OF STOCK ITEM TRACKING AT RETAIL SALES FACILITIES - In some embodiments, methods and systems of locating overstock items at a retail sales facility include receiving an indication that a product at the retail sales facility is out of stock and determining whether the product is located on a sales floor or in the stock room at the retail sales facility; then, in response to a determination that the product is not located on the sales floor or in the stock room, tracking a location of the product based on at least one inventory management factor associated with the retail sales facility and at least one worker task event associated with the product; and outputting to a worker at the retail sales facility, based on the tracking of the location of the at least one product, an indication of a perceived location of the least one product. | 2017-02-09 |
20170039513 | OVERSTOCK INVENTORY SORTING AT RETAIL SALES FACILITIES - In some embodiments, methods and systems of locating overstock items at a retail sales facility include receiving data when a worker of the retail sales facility scans a product case containing a product using an inventory management electronic device including a processor; obtaining at least one inventory management factor associated with the product; estimating whether the product is to be picked by the worker from a storage bin at a stock room location while packed in the product case or after being removed from the product case; and outputting, based on the estimating step, an indication to the worker either that the product is to be picked from the storage bin without being removed from the product case, or that that the product is to be picked from the storage bin after being removed from the product case. | 2017-02-09 |
20170039514 | OVERSTOCK INVENTORY MANAGEMENT AT RETAIL SALES FACILITIES - In some embodiments, methods and systems of sorting products at a retail sales facility include receiving identifying information associated with a product at the retail sales facility using an inventory management electronic device, obtaining a demand for the product from a time products identical to the product were delivered to the retail sales facility, calculating whether the demand for the product supports moving the product onto a sales floor of the retail sales facility or storing the product in a stock room of the retail sales facility, determining a characteristic for the product, and outputting, when the demand supports storing the product in the stock room, an indication to a worker at the retail sales facility that the product is to be stored in the stock room at a location selected based on the determined characteristic for the product. | 2017-02-09 |
20170039515 | APPARATUS AND METHOD FOR COLLECTING CUSTOMER INVENTORY INFORMATION - Systems, apparatuses and methods are provided herein for collecting customer inventory information. In one embodiment, a system for collecting customer inventory information includes a communication device configured to communicate with a shipment system, a customer profile database storing customer profiles comprising estimated inventories of items at a customer location for each customer, and a control circuit coupled to the communication device and the customer profile database. The control circuit being configured to receive, from the shipment system, returned item information from a first shipment delivered to a customer, determine an estimated quantity of an item based at least on the returned item information, and update an estimated inventory of items at a customer location for the customer in the customer profile database based on the estimated quantity of the item. | 2017-02-09 |
20170039516 | TRACKING PARTS IN MANUFACTURING AND SERVICE FACILITIES - Parts in a manufacturing or service facility are electronically tracked using wireless beacons, strategically positioned receiver devices in the facility, and a monitoring server. The wireless beacons are individually coupled to the parts in the facility and equipped with sensors that wake the wireless beacons up to wirelessly transmit location signals when sensed data indicates the parts are moving to the receiver devices. The receiver devices, in turn, transmit the location signals across a network to the monitoring server, which uses the location signals and identifiers of the receiver devices to locate the work areas of the facility in which the wireless beacons—and thus coupled parts—are located. | 2017-02-09 |
20170039517 | PRESENTATION OF REAL-TIME LOCATIONS OF PARTS IN A MANUFACTURING OR SERVICE FACILITY - Parts in a manufacturing or service facility are electronically tracked using wireless beacons, strategically positioned receiver devices in the facility, and a monitoring server. The wireless beacons are individually coupled to the parts in the facility and equipped with sensors that wake the wireless beacons up to wirelessly transmit location signals when sensed data indicates the parts are moving to the receiver devices. The receiver devices, in turn, transmit the location signals across a network to the monitoring server, which uses the location signals and identifiers of the receiver devices to locate the work areas of the facility in which the wireless beacons—and thus coupled parts—are located. Interactive user interfaces illustrate the real-time locations of the parts being located in the various work areas of the facility. | 2017-02-09 |
20170039518 | METHOD OF PROVIDING DIGITAL CONTENT FOR USERS OF PHYSICAL ITEMS - Systems, apparatuses, and methods are provided for enhancing users' overall experiences with physical items by supplementing their physical experiences with digital experiences. According to an embodiment, an electronic device scans a smart tag associated with an item to obtain an item identifier of the item, and sends the item identifier to a server, which selects digital content to be made available to a user of the item. | 2017-02-09 |
20170039519 | METHOD AND APPARATUS FOR TRACKING DOCUMENTS - A method and apparatus are provided for tracking documents. The documents are tracked by simultaneously monitoring each document's electronic processing status and physical location. Determinations are made whether specific combinations of electronic processing states and physical locations are valid and whether specific movements of documents are permitted. Invalid combinations or movements are reported to a reporting station. The preparation of batches of documents prior to scanning may be monitored and operator metrics related to the batch prep process may be tracked. Exception documents rejected during document processing may be monitored to enable retrieval of such documents. | 2017-02-09 |
20170039520 | DEVELOPER MODE FOR WORKFLOW SYSTEMS STEERING PATCH DEPLOYMENT - In a first method, a developer mode is determined when a workflow template patch is received, and execution of new workflow instances is either blocked or permitted, or continued execution of workflow instances is forbidden. In a second method, parallelization of workflow execution is provided in an in-memory database management system. In a third method, after received user privilege information, database records associated with a workflow are determined and stored for use at workflow instance runtime. In a fourth method, artifacts used by a workflow are identified using a workflow template. When a command to execute a workflow instance is received, information is stored for generating instances of artifacts for use during execution of the workflow instance. In a fifth method, for a workflow template to be inactivated, the associated workflow template is suspended after currently executing workflow instances have completed and job executors have acknowledged a suspending state. | 2017-02-09 |
20170039521 | PROTECTION OF RUNNING WORKFLOWS AGAINST DEPLOYMENT - In a first method, a developer mode is determined when a workflow template patch is received, and execution of new workflow instances is either blocked or permitted, or continued execution of workflow instances is forbidden. In a second method, parallelization of workflow execution is provided in an in-memory database management system. In a third method, after received user privilege information, database records associated with a workflow are determined and stored for use at workflow instance runtime. In a fourth method, artifacts used by a workflow are identified using a workflow template. When a command to execute a workflow instance is received, information is stored for generating instances of artifacts for use during execution of the workflow instance. In a fifth method, for a workflow template to be inactivated, the associated workflow template is suspended after currently executing workflow instances have completed and job executors have acknowledged a suspending state. | 2017-02-09 |
20170039522 | Method of Identifying Relationships Between Service Professionals and Service Entities - The present invention relates to a method identifying relationships between professionals and other industry entities by assigning codes in categories and combining the codes to indicate a unique entity with discernable relationships. The method can be used to store information that describes different entities separately, while tracking relationships by applying alpha-numeric codes that identify a relationship when combined. The method creates and assigns codes to identify specific categories. The assigned codes from each category are combined in order to identify a specific entity by the relationship an individual has with other entities in other categories. Ultimately, a code can be identified for every unique relationship an individual professional has with other entities, including working relationships with other individuals. | 2017-02-09 |
20170039523 | INTERVIEWING SYSTEM AND METHOD - An interview system has a two-way communication device configured to enable an interview candidate and one or more interviewers to communicate in real time, an on-line repository for a database, wherein the interview candidate places a resume having one or more qualifications on the repository, and an interviewer has access to view resumes in the repository, one or more open positions having requirements provided by an interviewer, wherein an interview candidate in able to submit a resume where the requirements at least partially match the qualifications, and a score from the one or more interviewers for a candidate based on one or more of a candidate's qualifications, education, personality and communication. The interview system may have one or more biomonitoring devices configured to monitor the interviewee. | 2017-02-09 |
20170039524 | WEB AND MOBILE BASED SCHEDULER AND METHODS FOR IDENTIFYING EMPLOYMENT NETWORKING OPPORTUNITIES UTILIZING RESERVED SCHEDULING - The present invention is directed, in part, to a system and methods for human resources management and efficient, online and mobile guidance on assisting job seekers in locating and securing job opportunities. More specifically, the present invention relates to a system and methods for performing substitute fulfillment, including identifying acceptable substitute employees/professionals, job opportunity review, real time employee availability, skill set review for employers/clients, appointment scheduling and establishing network connections amongst employers/clients and employees/professionals for both current and future job opportunities. Even more specifically, the present invention relates to a Scheduler and methods that displays availability of employees seeking employment opportunities via an online and mobile device interface with availability defined, in part, as reserved, variable, available and unavailable, wherein the Scheduler pairs available employees/professionals whom possess pertinent skill sets with employers/clients seeking to fill current or future works shifts or job opportunities with employees/professionals possessing such skill sets. | 2017-02-09 |
20170039525 | SYSTEMS AND METHODS FOR MANAGING, TRACKING, AND OFFERING EMPLOYMENT - Methods and systems for establishing an employment tracking social platform over a computer network. In one aspect, a method includes receiving and storing user login information; receiving and storing employment information, where the employment information includes one or more employment places and one or more employment positions, and where the one or more employment place and the one or more employment position have corresponding geographic coordinates; receiving and storing user geographic location information from the one or more users; matching the stored user geographic location information with the corresponding geographic coordinates of the one or more employment places and the one or more employment positions; and returning employment information within one or more user-defined thresholds to the one or more users for display. | 2017-02-09 |
20170039526 | SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR PROCESSING WORKERS' COMPENSATION CLAIMS - Systems and methods for administering a workers' compensation (WC) claim include a non-transitory, tangible computer-readable storage medium including a WC claim processing program bearing instructions for performing a settlement strategy for WC claims. A processor is configured to execute the WC claim processing program. The WC claim processing program includes a Cost of Waiting (COW) calculating module configured to calculate a COW for a predetermined period of time after an Arrival of a Settlement Opportunity (ASO) of each of the population of seasoned WC claims using the seasoned WC claim financial data and a machine learning module configured to conduct a regression analysis of the population of seasoned WC claims to determine a WC claim characteristic comprising an adversely-developing predictor that the COW of an open WC claim will more likely develop adversely when the corresponding WC claim characteristic data of the open WC claim matches the adversely-developing predictor. | 2017-02-09 |
20170039527 | AUTOMATIC RANKING AND SCORING OF MEETINGS AND ITS ATTENDEES WITHIN AN ORGANIZATION - Systems and methods are provided for analyzing a history of meetings, the attendees, date of occurrence, and other content to determine the value of the meetings and the attendees. The importance of people and the meetings they attend can be derived based on patterns of attendees. In one embodiment, the meta-data of meetings and the attendees can be used to determine value without requiring time-consuming manual steps or manual evaluation of people and their titles. A graph of meetings and its attendees can be generated and used by one or more automated software agents to place value to the content of the meeting, its agenda, and other meeting collateral such as meeting briefs/attachments of meetings. Accordingly, embodiments dramatically reduce the need for human examination of meeting history. | 2017-02-09 |
20170039528 | Method and System for Sharing Digital Content - An event generation system includes a network interface and computer processor. The network interface is configured to receive an event generation request from a remote client device. The computer processor is configured to generate events in response to the event generation request by generating an event associated with the event generation request comprising a date and a location, causing the event to be communicated via the network interface to one or more invited participants, determining that a current date matches the date associated with the event, and initiating a database for storing one or more electronic photographs associated with the event. In response to determining that the current date matches the date associated with the event, the computer processor authenticates the one or more invited participants upon a determination that one or more mobile devices associated with each invited participant is located at or near the location of the event. | 2017-02-09 |
20170039529 | REPORT LINKS - A medical and/or clinical report includes one or more links to various external (and/or internal) data sources and/or systems that include information relevant to the medical report. In an embodiment, a medical report may be in a PDF format and include links to images associated with the exam, information regarding the patient, a scheduling application useful to schedule additional procedures for the patient, and/or any other information associated with the patient or exam. The medical report, including various links, may be generated based on information received from external medical data systems. For example, a medical report from an external system may be updated to include various links to systems and sources of data related to the medical report, as described herein. | 2017-02-09 |
20170039530 | SYSTEM AND METHOD FOR SMART ALERTS - A system for smart alerts in a batch system for an IT enterprise. The method includes alert configuration by identifying recent steady state of a batch job and deriving schedules for the steady state. The normal behaviour is then computed within the schedules. The method further includes aggregating the one or more alerts by identifying correlated group of alerts by pruning of one or more jobs and alerts, detecting correlations between the two or more alerts and deriving causality of the grouped alerts. The method finally includes predicting of future alerts of a batch job. | 2017-02-09 |
20170039531 | COMMUNICATION PROTOCOL FOR ELECTRONIC FUNDS TRANSFER SYSTEMS - A method and system for the electronic transfer of funds utilizes a computerized facilitating agent and associated database which contains the addresses and operating protocols of all known accounts. A sender of funds instructs the facilitating agent as to the recipient and recipient's destination account and the amount to be transferred. Using the database, the facilitating agent can acquire the address of the recipient destination account and the protocols required for a transfer and effectuates the transfer utilizing available automated clearing house procedures without human intervention. | 2017-02-09 |
20170039532 | MANAGEMENT OF FINANCIAL INSTRUMENTS - A method, executed by a computer, for managing financial instruments includes receiving a financial instrument value and financial instrument details for a financial instrument, wherein the financial instrument's value and the financial instrument details are extracted from an image of the financial instrument using image processing tools, and sequestering a monetary amount in a monetary account corresponding to the financial instrument details, wherein the monetary amount is equal to an exchangeable value of the financial instrument. A computer program product and computer system corresponding to the above method are also disclosed herein. | 2017-02-09 |
20170039533 | MANAGEMENT OF FINANCIAL INSTRUMENTS - A method, executed by a computer, for managing financial instruments includes receiving a financial instrument value and financial instrument details for a financial instrument, wherein the financial instrument's value and the financial instrument details are extracted from an image of the financial instrument using image processing tools, and sequestering a monetary amount in a monetary account corresponding to the financial instrument details, wherein the monetary amount is equal to an exchangeable value of the financial instrument. A computer program product and computer system corresponding to the above method are also disclosed herein. | 2017-02-09 |
20170039534 | FINANCIAL TRANSACTION SYSTEMS AND METHODS - A computer-implemented method for facilitating the transfer of funds from a sending account to a receiving account, the method including the steps of: receiving first data from a first device, the first data including: first transaction data representing a first portion of information required to transfer the funds; and second device identification data uniquely identifying a second device; transmitting request data to the second device identified by the second device identification data, at least a portion of the request data being derived from the first data; receiving from the second device second transaction data representing a second portion of the information required to transfer the funds; and generating combined transaction data from the first transaction data and second transaction data for subsequent transmission to a transaction processor. | 2017-02-09 |
20170039535 | MOBILE TERMINAL AND CONTROL METHOD THEREOF - A mobile terminal including a main body; a band connected to the main body and configured to be wearable on a wrist; a wireless communication unit disposed on the main body and configured to communicate with a predetermined server; a touch screen disposed on a front surface of the main body and configured to display screen information including at least two indication hands moving to show a current time; and a controller configured to in response to an automatic transfer from a predetermined account being scheduled to be made within a reference time from the current time, display a notification icon on the touch screen indicating the automatic transfer in the screen information, and in response to a touch input being applied to the notification icon, perform control associated with the automatic transfer based on the applied touch input. | 2017-02-09 |
20170039536 | METHOD AND SYSTEM FOR ISSUING A PAYMENT MEDIUM - A method and system for issuing a payment medium for use in an electronic payment transaction. The method comprising the steps of identifying a user based on identification data received from the user at an Automated Teller Machine (ATM); receiving, at the ATM, a request from the user for a payment medium having a monetary amount and a validity period of the payment medium; generating, at the ATM, a code that is associated with the identification data, the monetary amount and the validity period and dispensing, at the ATM, the payment medium with the code. | 2017-02-09 |
20170039537 | POINT-OF-SALE SYSTEM WITH A DISPLAY VIEWING ANGLE ADJUSTMENT DEVICE - A point-of-sale (POS) system with a display viewing angle adjustment device includes an adjustment device securely mounted on a rear cover of a display and pivotally connected with a support arm of a base. The adjustment device includes a support plate and a fixing plate securely mounted on the rear cover of the display. The support plate has two side legs, and the fixing plate has two slide slots for the side legs of the support plate to slidably mount through the slide slots, such that the support plate can be moved up and down and is mounted between the screen and the fixing plate. The side legs of the support plate are pivotally connected with the support arm of the base. Because of the support of the support plate and the slide slots of the fixing plate, the screen can be moved up and down to conveniently adjust a display viewing angle. | 2017-02-09 |
20170039538 | OPERATION MANAGEMENT APPARATUS, OPERATION MANAGEMENT SYSTEM, AND COMPUTER-READABLE STORAGE MEDIUM - An operation management apparatus includes a searching unit and a transmitting unit. According to a request from a register terminal, the searching unit searches for operation instruction information to be printed by the register terminal from a storage storing the operation instruction information showing contents of an operation instruction. The transmitting unit transmits to the register terminal print instruction information so that the register terminal prints the operation instruction information searched by the searching unit and confirmation information to notify that the operation instruction information is confirmed or that the contents of the operation instruction shown in the operation instruction information is finished. | 2017-02-09 |
20170039539 | POINT-OF-SALE SYSTEM WITH A DETACHABLE BASE ACCOMMODATING A PRINTER - A point-of-sale (POS) system with a detachable base accommodating a printer includes a lower case and an upper case. The lower case has a left edge portion and a right edge portion on which two resilient latching assemblies are respectively mounted. Each resilient latching assembly has a seat and a resilient element that is detachably mounted through the seat and is extendable and retractable. The upper case has a left sidewall and a right sidewall through which two openings are respectively formed. The resilient elements are respectively and detachably mounted through the two openings of the upper case for the upper case and the lower case to be assembled together. As the resilient elements of the resilient latching assemblies can be detachably mounted through the openings of the upper case, the upper case and the lower case for accommodating a printer therein can be easily and efficiently assembled. | 2017-02-09 |
20170039540 | Quick Legend Receipt System - Techniques are disclosed for enabling more efficient tipping by providing a merchant the ability to reduce the time used on manually entering tip amounts. In one embodiment, a method includes automatically generating, by a point-of-sale (POS) system, a transaction receipt that indicates a plurality of selectable tip options, wherein said automatically generating the transaction receipt is based on one or more rules specified by a user of the POS system. The method further includes causing the transaction receipt to be printed as a printed receipt. The method further includes identifying, by the POS system, a one of the plurality of selectable tip options specified by a customer on the printed receipt. Among other benefits, the disclosed techniques reduce the time and effort the merchant needs to spend on collating the tipping at end of the business day. | 2017-02-09 |
20170039541 | POINT-OF-SALE TERMINAL THAT SETS A SPECIAL DISPLAY FLAG IN ELECTRONIC RECEIPT DATA - A point-of-sale terminal includes a customer code detecting unit, a control unit, and a communication unit. The control unit is configured to generate electronic receipt data that includes the customer code of a customer who is purchasing one or more products and data describing the products that are being purchased in a transaction, detect a condition for displaying an alert on a mobile computing device correlated to the customer code, and upon detecting the condition, set a flag in the electronic receipt data to indicate that the condition is met. The communication unit is configured to transmit the electronic receipt data that includes the flag to an external apparatus for subsequent transmission to the mobile computing device for display by the mobile computing device. | 2017-02-09 |
20170039542 | SALES DATA PROCESSING APPARATUS AND SALES DATA PROCESSING METHOD - A sales data processing apparatus includes a module configured to acquire a customer code of a consumer involved in a transaction, a data generation module configured to generate receipt data which contains the customer code and indicates details of the transaction, if the customer code is acquired, and receipt data which does not contain the customer code, if the customer code is not acquired, and an output module. The output module is configured to output the receipt data according to a printing command relating to the printing of the receipt data if the receipt data does not contain the customer code, and convert the receipt data and the printing command into structured electronic receipt information and then output the converted information to an external device if the receipt data contains the customer code. | 2017-02-09 |
20170039543 | Secure transaction management through proximity based device centric authentication - Payment systems currently in vogue (credit/debit cards) use a form of identity applicable only to a specific payment network (card number). This prevents the aggregation of one's payment options, and exposes the sensitive account information to the relatively insecure parts (merchant locations) of the transaction chain. | 2017-02-09 |
20170039544 | MOBILE TERMINAL AND METHOD FOR CONTROLLING THE SAME - A mobile terminal includes a touchscreen, a memory configured to store a plurality of payment items, and a controller. The controller causes the touchscreen to display a list of the plurality of payment items stored in the memory and switches the displaying of a first payment item of the list to display a first display object in response to a received user input, where the first display object includes tag information that corresponds to tag information of the first payment item. | 2017-02-09 |
20170039545 | RECEIVING FINGERPRINTS THROUGH TOUCH SCREEN OF CE DEVICE - Fingerprints for transaction authentication are received through the touch screen of a bank customer's CE device for purposes of approving or denying transactions with the customer's electronic debit or credit card (“e-card”). | 2017-02-09 |
20170039546 | Method and Apparatus for Service Authentication Cross-Reference to Related Applications - An apparatus and method allowing authentication of a service using a service initiating terminal and a service authorization terminal. The method includes sending, by the service initiating terminal, service information to the service authorization terminal, receiving, by the service initiating terminal, a service authorization code corresponding to the service information sent by the service authorization terminal. The method also includes generating, by the service initiating terminal, service authentication information according to the service information and the service authorization code, and uploading the service authentication information to a server for processing the service after authenticating the service authorization code. | 2017-02-09 |
20170039547 | MOBILE PAYMENT SYSTEM AND METHOD - A mobile point of sale system and method uses a mobile point of sale terminal, a mobile device programmed with an app, and low energy network beacons. A cloud server communicates with the mobile point of sale terminal to manage the system and retain data. The beacons can be used to track location of a customer within a merchant to push information to the customer. The cloud server can use stored information about the customer to better target information and offers sent to the customer and to facilitate improved payment processing. | 2017-02-09 |
20170039548 | MOBILE DEVICE AND CONTROL METHOD THEREOF - A mobile device is provided. The mobile device includes a display unit, a sensor configured to sense user's touch done on a surface of the display unit in a disabled state of the display unit, a storage unit configured to store preset gesture information, a controller configured to enable the display unit when a user's touch operation matched with the gesture information is sensed, execute a wallet application, and display an execution screen, and a communication unit configured to transmit information for a selected payment option to an external apparatus when the payment option is selected on the execution screen and perform a payment. The payment is simply done. | 2017-02-09 |
20170039549 | METHOD FOR PROCESSING TRANSACTION DATA, DEVICE AND CORRESPONDING PROGRAM - The invention relates to a method for processing transaction data representing a payment made by a user through a communications terminal (TC). According to the invention, such a method comprises | 2017-02-09 |
20170039550 | PAYMENT TERMINAL OPERATION METHOD AND SYSTEM THEREFOR - A method of payment terminal operation, including: receiving a payment collection request for a payment from an application, generating a payment initiation request for the payment, sending the payment initiation request to a secure processing system, switching the secure processing system from operation in an unsecured mode to operation in a secured mode in response to receipt of the payment initiation request, facilitating payment information entry, and receiving a payment response notification, generated based on the payment information, at the main processor. | 2017-02-09 |
20170039551 | Systems and Methods for Fund Transfers - Turning now to the drawings, systems and methods for transferring funds in accordance with embodiments of the invention are illustrated. In one embodiment, a method for conducting peer-to-peer transfers includes obtaining a cash-out request data using a fund transfer server system, wherein the cash-out request data includes target account data and fund data, the target account data includes metadata identifying a consumer account and specifies an account to which funds will be provided, and the fund data describes the funds to be provided in response to redeeming the cash-out request, generating a cash-out code based on cash-out request data using the fund transfer server system, providing the cash-out code using the fund transfer server system, obtaining cash-out code redemption data using the fund transfer server system, wherein the cash-out code redemption data identifies the provided cash-out code, and transmitting a request to provide the funds described by the fund data. | 2017-02-09 |
20170039552 | SYSTEMS, METHODS AND DEVICES FOR PROVIDING A SINGLE-USE PAYMENT CREDENTIAL - Systems, methods and devices for providing a single-use payment credential usable in a financial transaction are disclosed. In a method conducted at a remotely accessible server, a request for a single-use payment credential is received from an issuing financial entity. The request includes a consumer identifier of a consumer. The server associates the consumer identifier with a single-use payment credential in a database and transmits the single-use payment credential to a communication device of the consumer for presentation to a merchant. The server receives a transaction request including the single-use payment credential from an acquiring financial entity and transmits an indication of the transaction request in respect of the consumer identifier to the issuing financial entity such that the financial transaction may be completed. | 2017-02-09 |
20170039553 | DATA RECONCILIATION - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for reconciliation data. The methods include actions of determining to perform a reconciliation task between transactions of a primary type and transactions of a secondary type, determining a reconciliation profile associated with the reconciliation task, obtaining reconciliation rules associated with the reconciliation profile from a reconciliation rule database, obtaining primary records of the primary type and secondary records of the secondary type based on the reconciliation profile, identifying matching transactions in the primary records and the secondary records and identifying unmatched transactions in the primary records and secondary records based on the reconciliation rules, providing an indication of the matched transactions and the unmatched transactions, receiving input specifying a match between an unmatched primary record transaction and an unmatched secondary record transaction, and identifying the unmatched primary record transaction and the unmatched secondary record transaction as matching. | 2017-02-09 |
20170039554 | Method And System For Real-Time, Load-Driven Multidimensional And Hierarchical Classification Of Monitored Transaction Executions For Visualization And Analysis Tasks Like Statistical Anomaly Detection - A system and method is disclosed that analyzes a set of historic transaction traces to identify an optimized set of transaction clusters with the highest transaction frequency. The transaction clusters are defined according to multiple parameters describing the execution context of the analyzed transactions. The transaction clusters are described by coordinates in a multidimensional, hierarchical classification space. Descriptive statistical data is extracted from historic transactions corresponding to previously identified transaction clusters and stored as reference data. Transaction trace data from currently executed transactions is analyzed to find a best matching historic transaction cluster. The current transaction traces are grouped according to their corresponding historic transaction cluster. Statistical data is extracted from those groups of current transaction trace and statistical test are performed that compare current and historic data on a per historic transaction cluster basis to identify deviations in performance and functional behavior of current and historic transactions. | 2017-02-09 |
20170039555 | ANONYMIZED ACCESS TO ONLINE DATA - Customer online data is collected via script on customer computers and is communicated to a server hosted by an organization, such as a card issuer. The customer online data communicated to the server is non-personally identifiable information (non-PII). In turn, the server aggregates the non-PII customer online data from the set of participating merchants. The server associates the received non-PII customer online data with non-PII demographic data. Other non-PII transaction data, such as previous transactions processed at a card issuer, also can be associated with the non-PII customer online data and non-PII demographic data. These associations are, in turn, used to create reports and to provide services to help merchants or other requesting organizations develop online strategies to drive click thru and conversion rates. | 2017-02-09 |
20170039556 | DIGITAL TRANSACTIONAL PROCEDURES AND IMPLEMENTS - This invention describes a set of related procedures designed to co-operate with mints of digital money in order to allow for said money to be properly, securely, and conveniently traded by, various size and various type of trading crowds. The procedures refer mainly to distribution of responsibility. This invention also specifies the construction of digital coins encapsulated in a physical housing to amount to off-line tradable digital coins. | 2017-02-09 |
20170039557 | VIRTUAL POINT OF SALE - A virtual point of sale (POS) can include logic, firmware and executable instructions to create a secure session between the virtual POS device and a host POS. The virtual POS can receive payment credentials according to a near field communication (NFC) compliant protocol and generate an encrypted PIN block. The virtual POS device can encapsulate the PIN block with payment credentials and transaction details. The encapsulated and encrypted PIN block is sent to an external interface in association with a payment authorization request. An approval or denial of the payment authorization request is received at the virtual POS device. | 2017-02-09 |
20170039558 | METHODS FOR PROCESSING TRANSACTIONAL DATA, AND CORRESPONDING DEVICES AND PROGRAMS - The invention relates to a method for processing transactional data, implemented within a secured intermediate server, connected to a communications network. Such a method comprises:
| 2017-02-09 |
20170039559 | METHODS, SYSTEMS, AND APPARATUSES FOR PAYMENT FULFILLMENT - The present disclosure is directed toward methods, systems, and apparatuses for payment fulfillment. The disclosed embodiments include a payment server that receives a request from an entity (e.g., a business or organization) that wants to make a payment to a consumer. In some embodiments, a consumer can initiate a request for payment from an entity. In one embodiment, the payment server sends a notification to a consumer regarding the payment, and the consumer can respond with preferences for delivery. Based on information received from the consumer's computing device (e.g., mobile phone or computer), the payment server can send fulfillment instructions to a kiosk located within a network of kiosks. The consumer can receive payment in the form of a redeemable voucher at the kiosk after the consumer has verified his or her identity and/or input security information. | 2017-02-09 |
20170039560 | SYSTEMS AND METHODS TO PROCESS TRANSACTIONS AND OFFERS VIA A GATEWAY - A system, configured to integrate the processing of transactions and offers applicable to the transactions, includes: a data warehouse storing an offer in association with a financial payment account; a gateway configured to receive an authorization request that is transmitted from a transaction terminal without going through an acquirer processor, the gateway coupled with the data warehouse to determine whether the offer is applicable to the authorization request and if so, apply a benefit of the offer to the authorization request; and a transaction handler coupled with the gateway to process the authorization request submitted from the gateway, provide an authorization response corresponding to the authorization request, and communicate with the acquirer processor to credit funds according to the authorization request to a merchant account associated with the transaction terminal. | 2017-02-09 |
20170039561 | TECHNIQUES FOR CREDIT CARD PROCESSING - Techniques for credit card processing are provided. A credit card with a wireless interface wirelessly connects with a mobile device of a consumer that possesses the credit card. The mobile device is a relay between the credit card and a transaction processing device for a transaction to prove the credit card is present for the transaction and obtain Card Present rates for a retailer of the transaction. | 2017-02-09 |
20170039562 | TECHNIQUES FOR CREDIT CARD PROCESSING - Techniques for credit card processing are provided. A credit card with a wireless interface wirelessly connects with a mobile device of a consumer that possesses the credit card. The mobile device is a relay between the credit card and a transaction processing device for a transaction to prove the credit card is present for the transaction and obtain Card Present rates for a retailer of the transaction. | 2017-02-09 |
20170039563 | SECURE AUTHENTICATION AND PAYMENT SYSTEM - The present invention provides a service for allowing secure financial transactions to be carried out, the service involving authenticating a user's identity and/or status as part of a financial transaction with another party and in the event that the user is authenticated arranging for the transaction to be completed without revealing the user's financial details and/or other personal details to that other party. Authentication data and transaction data may be communicated over any suitable communications channel(s). The invention provides a trusted authentication and payment environment that protects a user's financial details, but allows them to be securely authenticated and arranges for transactions to be fulfilled, whilst providing other parties with reassurance that transactions will be completed. In this way, fraud and theft due to misappropriation of financial details can be minimized. | 2017-02-09 |
20170039564 | SECURE AUTHENTICATION AND PAYMENT SYSTEM - The present invention provides a service for allowing secure financial transactions to be carried out, the service involving authenticating a user's identity and/or status as part of a financial transaction with another party and in the event that the user is authenticated arranging for the transaction to be completed without revealing the user's financial details and/or other personal details to that other party. Authentication data and transaction data may be communicated over any suitable communications channel(s). The invention provides a trusted authentication and payment environment that protects a user's financial details, but allows them to be securely authenticated and arranges for transactions to be fulfilled, whilst providing other parties with reassurance that transactions will be completed. In this way, fraud and theft due to misappropriation of financial details can be minimized. | 2017-02-09 |
20170039565 | METHOD AND SYSTEM FOR TRANSFERRING FUNDS DATA - A method for transferring, exchanging and storing funds data between payment cards, merchant terminals and an operator database. The method includes: creating a table of transaction data with a unique time stamp for each transaction; calculating trust numbers for each transaction; summing all the trust numbers within a given accumulation period thereby defining a trust account amount; calculating a balance amount from the trust account amount; creating a table of sequenced transactions according to their respective unique time stamp; selecting a subset of the sequenced transactions from a first transaction being the most cotemporal to a given time and ending with a cut off transaction; creating a table of the subset of the sequenced transactions; respectively adding the corresponding numbers representative of the value of the transaction to the amount of funds associated to the payment cards which correspond to the transactions in the subset of the sequenced transactions. | 2017-02-09 |
20170039566 | METHOD AND SYSTEM FOR SECURED PROCESSING OF A CREDIT CARD - Methods and systems for processing credit transactions system include or implement the steps generating a first automated dynamic PIN (AD-PIN) unique to a request for a credit amount with a first algorithm and comparing with a second AD-PIN independently generated by a customer device using a second identical algorithm. The AD-PIN is then identically changed by both the first and second algorithms before the next transaction. The generation and exchange of AD-PINs may be conditional upon or supplemented by biometric verification of the customer identity. | 2017-02-09 |
20170039567 | SYSTEMS AND METHODS FOR ITEM-BASED TRANSACTION AUTHENTICATION - Disclosed embodiments include methods, systems, and computer-readable media configured to, for example, authenticate a transaction using an item at a mobile device. An example method comprises receiving an indication to start an application on the mobile device, displaying a user interface, by the application, a request for a capture of a pattern on an item, receiving, by the application, a pattern capture from the item, determining whether the pattern capture is complete, and sending the pattern capture to a first remote system for authenticating a transaction. Disclosed embodiments also include a card comprising visible first information about an account associated with the card, a machine-readable item comprising second information (which may have information in common with the first information), and a pattern comprising at least one marking including at least one of invisible ink or capacitive ink, that does not include the first information or the second information. | 2017-02-09 |
20170039568 | Personalized and Dynamic Tokenization Method and System - Generating a dynamic secure token. The present invention showcases the local generation of a dynamic secure token that may have several predefined restrictions and/or attributes which can be easily verified by the recipient processing server, system, or device. In addition, the present invention can provide a secure token for any type of sensitive information that a user may desire to store on a device and securely verify/validate with another party, server, system, or device without disclosing the original sensitive information during the transmission of the secure token. | 2017-02-09 |
20170039569 | CREDIT CARD READER AUTHENTICATOR - A credit card reader is attached to a mobile device to process credit card transactions at the point of sale. In response to detecting attachment of the credit card reader to the mobile device, the credit card reader displays a one-time password for authenticating the credit card reader. The algorithm used to generate the one-time password is synchronized with a user token configured to display one-time passwords. If there is a match between the one-time passwords of the credit card reader and the token, the credit card reader is authentic. Further, if there is a match, the credit card reader may allow the user to process credit card transactions through the credit card reader. | 2017-02-09 |
20170039570 | DETERMINING TRANSACTION RISK FROM SIMILARITY OF PARAMETERS CHARACTERIZING A USER TERMINAL WHICH ORIGINATED A TRANSACTION TO A USER TERMINAL IDENTIFIED FROM THE TRANSACTION - A method of performing operations on a processor of a financial transaction processing system, includes receiving an eCommerce transaction message containing an account identifier for a pending eCommerce transaction and initial parameter information characterizing an originating user terminal that communicated the eCommerce transaction message. A network address of a registered user terminal that is associated with the account identifier is identified. A terminal authentication challenge message containing a request for updated parameters characterizing the registered user terminal, is communicated toward the network address. A terminal authentication response message containing updated parameter information characterizing the registered user terminal, is received from the registered user terminal. A risk score for the pending eCommerce transaction is generated based on similarity between the initial and updated parameter information. Processing of the eCommerce authentication request is controlled based on the risk score. Related methods of performing operations on a user terminal are disclosed. | 2017-02-09 |
20170039571 | KEYSTROKE ANALYSIS - A system, method and device for detecting keystroke entries in a field entered by keyboard in connection with an online transaction that may be fraudulent or erroneous. A score can be assigned to a keystroke based upon its distance from another keystroke. The scores of keystrokes in a string can be summed to obtain a string score. The string score can be normalized by dividing the string score by the number of keystrokes summed to obtain the normalized string score. A risk of fraud or error can be determined based upon the value of the normalized string score in comparison to a predetermined value. | 2017-02-09 |
20170039572 | SYSTEMS AND METHODS FOR DATA COLLECTION AND PROVIDING COUPONS AT A POINT OF RETURN - Systems and methods are described for collecting data at a merchant's point of return for use in processing a merchandise return transaction that is being requested by a customer. In various embodiments, the data may be collected using a wide variety of data collection technologies and may be used in conjunction with stored data, including data collected from other merchants, by a return authorization system to make a determination whether to accept or deny the requested merchandise return and whether to provide a coupon to the customer. The data may additionally or alternatively be used to determine whether to issue a warning to the customer about limitations on future return transactions presented by the customer. Examples of data categories that may be collected include, but are not limited to, information about: the merchant, the customer, the requested transaction, the merchandise being returned, one or more receipts, a clerk processing the transaction, and other general applicable information. | 2017-02-09 |
20170039573 | SYSTEM AND METHOD FOR AUTOMATICALLY AUTHENTICATING A CALLER - Systems and methods include an input interface that receives registration information including a contact number input into a mobile device of a user, a call interface that transmits a call signal to a call center system, wherein the call signal comprises the call signal contact number that placed a call associated with the call signal and a communication interface that transmits the registration information to a profile database that stores the registration information as a profile for authenticating the mobile device user and identifying information from the mobile device of the user during the call. The call center system includes a call authentication processor that retrieves the user profile, an authentication interface that receives the identifying information, and an authentication processor that compares the identifying information with the user profile, and routes the call on an authenticated call path if the identifying information at least partially matches the user profile. | 2017-02-09 |
20170039574 | RESIDENTIAL FUEL TANK ANALYSIS AND MANAGEMENT SYSTEM - A data collection system for the management of a variety of safety related inspections and documentation related to requirements, regulations and best practice within the retail-supply side of the propane industry is described. The system is especially useful for identifying and cataloguing corrective action maintenance requirements such as tank inspections, regulator replacements and recalls. Another benefit of the system is to identify inspections that are incomplete or incorrect and thus facilitating targeted retraining of technicians that focusses safety related issues. The system provides the propane dealer with information from an entire portfolio of inspection data in order to implement a process of compliance with existing regulation. | 2017-02-09 |
20170039575 | COMMODITY ANTI-COUNTERFEITING VERIFICATION SYSTEM - A commodity anti-counterfeiting verification system is provided. A commodity has an verification information group, a manufacturing end has an information processing unit and provides the commodity to an authorized sale end, a consumer end obtains the commodity from the authorized sale end and returns the verification information group to the manufacturing end, after compares the verification information group, the computing unit produces a comparison verification information randomly or non-randomly and transmits a comparison verification information to the information display unit of the authorized sale end and the responding unit of the consumer end, through confirming that the comparison verification information received by the responding unit of the consumer end matches the comparison verification information received by the information display unit of the authorized sale end, the authorized sale end is verified to be authorized and recognized by the manufacturing end. | 2017-02-09 |
20170039576 | RENDERING DETAILS FROM USER SELECTIONS OF MINED DATA HABITS - Methods and systems of the present disclosure provide techniques for selecting displayed data in a Customer Journey diagram as eligible for one of presentation of contextual data and analysis. The methods may further include analysis or presentation of the selected displayed data in a manner that maximizes the comprehensibility of the data. The techniques for selecting displayed data as eligible for presentation or analysis include at least one of: increasing the visibility of a selected path; selecting, or multi-selecting, paths and/or Nodes for analysis; rendering contextual data from a Customer Journey diagram according to a point of click; providing additional methods for presentation of contextual data or action options; providing granular drilling information regarding a Customer Journey on demand; and dynamically adjusting a point of focus according to a diagram selection. | 2017-02-09 |
20170039577 | GENERATING METADATA AND VISUALS RELATED TO MINED DATA HABITS - Methods and systems of the present disclosure provide techniques for selectively providing mined customer data habits as source data to populate a Customer Journey as part of a Sankey diagram displayed on a User Interface. The mined customer data habits are selected for inclusion in the Customer Journey diagram according to at least one of: a user selection according to a mini-map; a modification based on metadata from a user selection; a modification of the available User Interface size according to a screen size; a recognition of content repetition in the Customer Journey; and an identification of sequential patterns as focus points in the Customer Journey diagram. In an embodiment, the method may automatically provide mined customer data habits to a predefined extent. The method may adapt a currently supplied miner customer data habit based on a user selection. | 2017-02-09 |
20170039578 | Ranking of Search Results Based on Customer Intent - The disclosure describes technology for ranking search results based on customer intent. A set of matching product entries matching the one or more search keywords is determined from among product entries stored in a product database reflecting products purchasable via one or more online marketplaces. For each product entry, scores are computed using different combinations of coefficients and an amount of revenue-per-visit, a number of orders, and a ratio of page visits to product views associated with the product entry. The set of matching product entries are ranked based on a rank associated with each matching product entry in the set of matching product entries. The rank is computed based on a comparison between a plurality of scores associated with the matching product entry. | 2017-02-09 |
20170039579 | SENSORY STIMULATION CONTROLS FOR RETAIL ENVIRONMENT - A sensory system comprises at least one input sensor proximal an item for sale at a retail establishment. The sensor collecting data is related to the item for sale and generating a sensor signal. An analytic engine performs analytics and generates an analytic signal. A sensory processor generates an output device modification signal that is modified in response to the analytic signal and the sensor signal. An output device generates the sensory output according to the output device modification signal. | 2017-02-09 |
20170039580 | SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR PREDICTING ITEM PREFERENCE USING REVENUE-WEIGHTED COLLABORATIVE FILTER - Embodiments disclosed provide a system, method, and computer program product for identifying consumer items more likely to be bought by an individual user. In some embodiments, a collaborative filter may be used to rank items based on the degree to which they match user preferences. The collaborative filter may be hierarchical and may take various factors into consideration. Example factors may include the similarity among items based on observable features, a summary of aggregate online search behavior across multiple users, the item features determined to be most important to the individual user, and a baseline item against which a conditional probability of another item being selected is measured. | 2017-02-09 |
20170039581 | METHODS AND APPARATUS TO DETERMINE RATINGS INFORMATION FOR ONLINE MEDIA PRESENTATIONS - Methods and apparatus to determine ratings information for online media presentations are disclosed. An example method includes receiving pingback messages corresponding to presentation of media at a client device, determining a portion of the media that was presented at the client device based on the pingback messages, obtaining demographic information associated with the client device, and determining a demographic characteristic associated with the presentation of the portion of the media based on the pingback messages and the demographic information. | 2017-02-09 |
20170039582 | ANALYTIC DATA CAPTURING AND PROCESSING SYSTEM AND METHOD - An analytic data capturing and processing system and method are disclosed. The system can include a data collection subsystem including at least one wireless access point for capturing wireless hardware addresses and timestamps and location data from a plurality of mobile devices. A processing subsystem can couple to the data collection subsystem. A storage subsystem may couple to the data collection subsystem and to the processing subsystem for storing the data collected. The data collection subsystem can be configured to capture website data associated with the plurality of mobile devices. The processing subsystem may be configured to scrub and analyze the wireless hardware addresses and timestamps and location data and website data captured to align mobile traffic information and website traffic information and foot traffic information. | 2017-02-09 |
20170039583 | Social Network Driven Real-Time Multi-Payer, Multi-Merchant, Multi-Bucket Discounting Social Commerce System With Value Tracking, Multi-Layer Commission Forwarding And Discount Processing Systems And Related Methods - Methods for a buyer to receive a discount from a merchant or another member in a multi-merchant, multi-payer internet commerce platform in a social network. The methods relate to deals which include loyalty-based discounts, prepaid discounts and/or coupon discounts. A buyer may wish a deal form a selected merchant at a selected discount. Upon acceptance by the merchant, the deal is published and available to all members. Existing members may sponsor friends or businesses to become members of the internet commerce platform. New businesses listed on the internet commerce platform are subject to verification by current members entering business telephone numbers and determining if the entered numbers match. Further verification may include an interactive voice response test performed on the business manager's mobile telephone number. | 2017-02-09 |
20170039584 | DELIVERING PROMOTIONS ASSOCIATED WITH USER PROFILES THROUGH MULTIPLE DIGITAL CHANNELS ASSOCIATED WITH THE USER PROFILES - Multiple copies of the same coupon are delivered to a consumer simultaneously via different delivery channels. After one copy of the coupon has been presented in connection with a transaction and used, the coupon is marked as used with respect to all delivery channels for that consumer. Different copies of the coupon can have different coupon identifiers, for example when delivered through different channels. Consumers also can access such multichannel coupons without having to login each time they wish to access their coupons from multiple channels. In one implementation, each consumer has a user profile. A promotion is associated with that consumer's user profile. Each user profile also is associated with different channel identifiers representing communication channels to deliver instances of the promotion to the consumer. Each delivered instance of the promotion includes a coupon identifier associated with the promotion. | 2017-02-09 |
20170039585 | APPARATUS AND METHOD FOR CONVERTING PRINT MEDIA COUPONS TO VIRTUAL COUPONS AND REDEEMING SAME - A print media coupon may be converted to a virtual print media coupon by a device which captures an image of information on the print media coupon and which creates the virtual print media coupon based on the captured image. The virtual print media coupon may be stored in a virtual coupon repository associated with a customer of a retail enterprise that controls the repository, and/or may be stored in another memory. Alternatively or additionally, a virtual print media coupon displayed on a mobile device may be stored in the virtual coupon repository after scanning during the purchase transaction. | 2017-02-09 |
20170039586 | Method and System for Delivering Offers to Users of Electronic Privilege Cards - A method for delivering customized data items to users of electronic privilege cards includes receiving a customized data item to be delivered to a user having an electronic privilege card, identifying the electronic device storing the targeted user's electronic privilege card, and transmitting the customized data item to the electronic device. In one embodiment, the data item is an offer or coupon that the user may redeem from an entity associated with the electronic privilege card, such as a retailer or service provider. In another embodiment, the electronic device storing the electronic privilege card is a mobile telephone. | 2017-02-09 |
20170039587 | CROWD LEVEL DETECTION FOR IN-STORE SHOPPING - Embodiments of the present invention provide a method, computer program product, and computer system for predicting store busy times. The method includes gathering data associated with the active carts in the store. The method may also predict the number of active carts within the store based on historical data indicating the crowd level on a particular date. A discount offer is determined and offered to users for visiting the store at a specific time slot. | 2017-02-09 |
20170039588 | MOBILE CREDIT ACQUISITION - A method for mobile credit acquisition is disclosed. The method deploys a shopping incentive offer, the shopping incentive offer for a shopping incentive. A device identifier associated with a user's mobile device is received in response to a user responding to the shopping incentive offer on the user's mobile device. In addition, a user identifier is received for the user. The device identifier and the user identifier are used to obtain user specific information useable for a credit prescreen. The shopping incentive is then provided to the user's mobile device. If the user does pass a credit prescreen, a pre-approved credit offer is also provided to the user via the user's mobile device in conjunction with the shopping incentive. | 2017-02-09 |
20170039589 | OPERATION METHOD AND SYSTEM FOR POINT ENHANCEMENT SERVICE, AND COMPUTER-READABLE RECORDING MEDIUM IN WHICH OPERATION METHOD IS RECORDED - A point enhancement service providing method and system and a computer-readable recording medium having recorded the method thereon is capable of providing a business model beneficial to all of users, product providers, and an operator based on point enhancement events. | 2017-02-09 |