09th week of 2015 patent applcation highlights part 56 |
Patent application number | Title | Published |
20150058165 | ONLINE SHOPPING SYSTEM AND METHOD FACILITATING FOREIGN TRANSACTIONS - Global shoppers may access numerous predetermined online shopping websites. Users can shop normally and can generate a third-party cart. Foreign shipping addresses and foreign payment types may be accepted. | 2015-02-26 |
20150058166 | Computer controlled commercial transactional - An independently operated computer-controlled transactional method and system for facilitating sales, rentals, promotion, streaming content, bartering and exchange of digital and/or physical products and/or services between a property owner and one or more web stores is described. It embodies business methods that are necessary to conduct commerce on a local, regional and international level over the Internet or computer networks that are interconnected through communication links, by packaging, warehousing and delivering digital and/or physical products and/or services of an owner of such products and/or services and parties distributing to end users. | 2015-02-26 |
20150058167 | METHOD AND SYSTEM FOR DOMAIN NAME SEARCHING - A system and method are presented. A domain name registration website is provided by at least one server communicatively coupled to a network. The domain name registration website including a user interface. A query being entered by a requester into the user interface of the domain registration website is monitored. When the query being entered by the requester matches a predefined pattern, the query is used to identify a plurality of candidate domain names, and the candidate domain names are displayed for selection by the requester on the domain name registration website. | 2015-02-26 |
20150058168 | METHOD AND SYSTEM FOR PROVIDING A PRODUCT IDENTIFIER ENABLING SMART DEVICES TO MAKE A PURCHASE INTO A THIRD PARTY PAYMENT PLATFORM - A method, non-transitory computer-readable medium and system are described to provide product information to a first device, such as a wireless portable client at a hotspot, by a remote access control server. The server can automatically identify a product registered in it based on identifying the network device providing the hotspot, and then send a message including a product identifier, the product identifier identifying the product, to the first device. This tells the first device that the product is available for purchase by the first device. Upon receipt of the message, the first device can automatically request, from a remote product server, information regarding the product, including price information, using the product identifier. The product may be wireless access for the client device to the Internet. | 2015-02-26 |
20150058169 | SHOE SELECTION SUPPORT SYSTEM - Provided is a shoe selection support system in which it is possible to utilize information from other people while considering individual differences and in which it is possible to easily select suitable shoes. | 2015-02-26 |
20150058170 | DIGITAL SIGNAGE SYSTEM, DIGITAL SIGNAGE, ARTICLE INFORMATION PRESENTING METHOD AND PROGRAM - The present invention is digital signage comprising: an article information database in which a feature of an article and article information for the article associated with each other are stored; feature extracting means for extracting a feature from a wearing image that is an image of a customer wearing an article; comparison means for comparing the extracted feature with features stored in the article information database and identifying the article the customer is wearing; article information retrieving means for retrieving article information for the identified article from the article information database; and output control means for outputting the retrieved article information and the wearing image. | 2015-02-26 |
20150058171 | ONLINE MARKETPLACE FOR SERVICES - A method and system of providing for ratings and recommendations made by knowledgeable third parties as to the competency and fitness of a service provider for the particular project for which the service buyer is currently seeking service providers, together with the aggregation of that data with other data (including other ratings for the particular project, ratings made by service buyers after project completion, and all such data with respect to all projects for the service provider), facilitates the matching of highly qualified service providers with projects/jobs. In addition, because the system harnesses the collective wisdom of all peer raters and expert raters and uses methodologies to encourage the proliferation of accurate and useful ratings data with respect to service providers, the system is able to utilize the power of the Internet to collect and aggregate these opinions and ratings/rankings in a manner not easily replicable through offline methods. Furthermore, a dynamic market for service providers is contemplated whereby useful information as to the competency of service providers is available to all potential service buyers and whereby suitable projects are matched with service providers in search of work. This dynamic market results from the proliferation of the peer and expert ratings data, along with the aggregation/averaging of such data together with ratings provided by service buyers upon project completion (potentially with the use of sub-category or specialty sub-ratings, weighting algorithms, a rating methodology such as the hourly value ratings system, and/or other methodologies that improve the usefulness and accuracy of the aggregate/average ratings data). | 2015-02-26 |
20150058172 | Systems and Methods for Searching for Items of Fashion and other Items of Creation - Systems and methods according to the invention make feature-based and visual search possible. They allow users to provide us a visual representation that we can apply against available items of creation and return items that are like the visual representation in terms of features and other parameters that user can specify. More generally, the invention relates to searching items using visual representations. In particular it provides visual features of an item of creation and methods for recognizing images in terms of those features, and converting the deduced knowledge in a form that is searchable against a database of items of creation. Thus, for example, one aspect of this invention provides for creation of the framework in which an item of creation can be represented visually. This framework can be of many types. A canvas, if we are to draw an image akin to what an artist draws. Or a touch-sensitive computer screen if we are the give the user the ability to pick and choose the image that wants to be inferred and so on. | 2015-02-26 |
20150058173 | SALES PROMOTION USING PRODUCT COMPARISON - Methods and apparatus are disclosed regarding an e-commerce system that promotes sales of products based on product comparisons. Some embodiments may present a marketing message that justifies a price difference between presented products based on attribute differences between the presented products. | 2015-02-26 |
20150058174 | METHODS AND SYSTEMS FOR DERIVING A SCORE WITH WHICH ITEM LISTINGS ARE ORDERED WHEN PRESENTED IN SEARCH RESULTS - Methods and systems for analyzing, ordering and presenting item listings are described. In one example embodiment, a search query is processed to identify item listings satisfying the search query. Then, for each item listing that satisfies the search query, a ranking score is derived and assigned to the item listing. The ranking score is based in part on a relevance score, a listing quality score and a business rules score (or, adjustment factor). Finally, the item listings are ordered, based on their corresponding ranking score, and presented in order in a search results page. | 2015-02-26 |
20150058175 | REALIZING BOXED EXPERIENCE FOR DIGITAL CONTENT ACQUISITION - Example apparatus and methods concern realizing the boxed experience for digital content acquisition. Example apparatus and methods associate a digital content purchase with digital metadata. The digital content purchase may be a computer game, a console video game, a film, a television program, or an e-book. The digital metadata may describe a user-customizable physical item portrayed within the digital content purchase. Example apparatus and methods include digital metadata with a digital content purchase, and control the re-creation of a physical item from the digital metadata. Example apparatus and methods may limit the number of times the physical item may be re-created from the digital metadata, and may control the frequency with which the physical item may be re-created. | 2015-02-26 |
20150058176 | METHOD FOR COMMUNICATING AN OFFER FOR A DOMAIN NAME - A request is received from a requester by at least one server communicatively coupled to a network. The request is used to identify a plurality of candidate domain names. For each one of the plurality of candidate domain names, a determination is made as to whether the candidate domain name is registered. When the candidate domain name is registered, the candidate domain name is displayed in a result listing on a domain registration website hosted by the at least one server in response to the request, and a first user interface enabling the requester to submit an offer to purchase the candidate domain name is displayed. When the candidate domain name is not registered, the candidate domain name is displayed in the result listing on the domain registration website in response to the request, and a second user interface enabling the requester to purchase the candidate domain name is displayed. | 2015-02-26 |
20150058177 | SYSTEM FOR COMMUNICATING AN OFFER FOR A DOMAIN NAME - A request is received from a requester by at least one server communicatively coupled to a network. The request is used to identify a plurality of candidate domain names. For each one of the plurality of candidate domain names, a determination is made as to whether the candidate domain name is registered. When the candidate domain name is registered, the candidate domain name is displayed in a result listing on a domain registration website hosted by the at least one server in response to the request, and a first user interface enabling the requester to submit an offer to purchase the candidate domain name is displayed. When the candidate domain name is not registered, the candidate domain name is displayed in the result listing on the domain registration website in response to the request, and a second user interface enabling the requester to purchase the candidate domain name is displayed. | 2015-02-26 |
20150058178 | AUTOMATED STORE FOR SELLING ARTICLES - An automated store for storing and then distributing articles. The store includes a housing for receiving closed shipping containers for storage, and for distributing articles to an output of the housing, which articles were retrieved from inside the shipping containers. The store further includes within the housing an entry means for controlling entry into the housing of a plurality of closed shipping containers, with at least some of the plurality of closed shipping containers having outer dimensions which are different from the outer dimensions of other ones of the plurality of shipping containers, and further including a sensing means for determining the position of at least a portion of an outside surface of each one of the plurality of closed shipping containers that have entered into the housing. Also within the housing is an automated forming means for using the determined position specific to each of the closed shipping containers to form an opening in each of the plurality of the shipping containers, a storing means for storing the plurality of opened shipping containers inside a storage area of the housing, a computer controlled retrieving means for entering into selected ones of the opened shipping containers located in the storage area, by passing through the formed opening so as to retrieve an article from inside one of the stored opened shipping containers and further including moving means for moving the retrieved articles to an output of the housing. | 2015-02-26 |
20150058179 | METHOD AND A SYSTEM FOR DISPLAYING A PLURALITY OF ITEMS WITHIN A GRAPHICAL INTERFACE - A method for displaying a plurality of items within a graphical interface, said method being performed by a computing device which comprises one or more processors, one or more secondary interfaces operatively coupled to at least one of the processors and one or more computer-readable storage media operatively coupled to at least one of the processors. | 2015-02-26 |
20150058180 | INTEGRATED ONLINE AND PHYSICAL LOCATION MERCHANDIZING - An on-item tag displays information about an item in a fixed retail location. The on-item tag is associated with an online collage tag for the same item on a web page of a web site associated with a retail location. The on-item tag has an ornamental appearance substantially the same as an online collage tag for the same item displayed on a web page of the web site. The on-item tag has a first part that includes a user review. An online item includes an online collage tag that includes the first part of the on-item tag along with additional information for the product that includes, but is not limited to, user reviews, product cost, product description, product status, and product availability. The on-item tag includes the first part along with a second part that provides additional product information. | 2015-02-26 |
20150058181 | METHODS AND SYSTEMS FOR PRODUCT IDENTIFIER MAPPING - As the web and Internet evolves to supporting e-commerce, many sites offer customers the possibility of purchasing items or products online. Many new web sites have been created that aggregate product descriptions from multiple data sources and present those aggregated descriptions to their online customers with some added value, e.g., the best deal. It is therefore crucial that descriptions of products from different data sources be tested if they refer to the same product. The present invention derives equivalent descriptions from individually presented descriptions where possible using heuristics, healing identifier values, and deriving said equivalences under probability estimations. | 2015-02-26 |
20150058182 | MANAGEMENT OF PHARMACY ITEMS BASED ON CONTEXTUAL ATTRIBUTES - A method of operating an electronic system comprises receiving an input identifying one or more pharmacy items, accessing stored information corresponding to the one or more pharmacy items based on the received input, determining a value of at least one contextual attribute of the one or more pharmacy items based on the accessed information, and selectively executing, blocking, or modifying a workflow to control distribution of the one or more pharmacy items according to the value of the at least one contextual attribute. | 2015-02-26 |
20150058183 | System and Method for Identifying Taxable Events for Mobile Property - A system and method for identifying taxable events for mobile assets such as aircraft is described. The system and method including a receiver capable of detecting mobile assets in the vicinity of a known location, wherein data about the mobile assets is collected by the receiver. A server, including a database, collects the data from the receiver and generates information about the history of the mobile assets. Information related to a tax status of the mobile asset is also accessed and the system determines if there has been a taxable event related to the mobile asset based on the asset history and tax status. | 2015-02-26 |
20150058184 | System and Method for Identifying Taxable Events for Mobile Property - A system and method for identifying taxable events for mobile assets such as aircraft is described. The system and method including a receiver capable of detecting mobile assets in the vicinity of a known location, wherein data about the mobile assets is collected by the receiver. A server, including a database, collects the data from the receiver and generates information about the history of the mobile assets. Information related to a tax status of the mobile asset is also accessed and the system determines if there has been a taxable event related to the mobile asset based on the asset history and tax status. | 2015-02-26 |
20150058185 | SYSTEM AND METHOD FOR ENSURING ACCURATE REIMBURSEMENT FOR TRAVEL EXPENSES - An Expense Verification System (EVS) checks for fraud/errors in reimbursement requests. The EVS stores rules for reimbursement in accordance with company policies. The EVS receives travel reservation records for auditing, parses the records to identify a reference number, and then obtains from a trusted source travel record data for a corresponding reference number. Trusted data is compared to company policy-specific rules to determine compliance. In one embodiment, an extracted fare basis identifier is compared to lists of permitted and/or prohibited fare basis codes in the rules to determine compliance. In another embodiment, data is extracted from acknowledgment receipt records from a trusted data source and extracted booking and travel dates are compared to the rules to determine compliance. The EVS issues an alert in the event of non-compliance. | 2015-02-26 |
20150058186 | Searching Digital Receipts at a Mobile Device - The present invention extends to methods, systems, and computer program products for searching digital receipts at a mobile device. A customer mobile device receives and stores one or more digital receipts. The one or more digital receipts correspond to transactions conducted with a merchant. A user can select search criteria for searching stored digital receipts. The search criteria can be applied to stored digital receipts. Any stored digital receipts that satisfy the search criteria can be returned for display. In some embodiments, search criteria are selected to search for digital receipts associated with a specified payment method, such as, for example, cash, check, credit card, debit card, gift card, etc. In other embodiments, search criteria are selected to search for digital receipts having a purchase date within a specified purchase date range. | 2015-02-26 |
20150058187 | Mileage Tax Estimation Using Payment Network Data - A method and system of determining a vehicle mileage tax associated with a consumer includes retrieving data associated with a plurality of transactions associated with a payment account of a consumer, the data including a merchant identifier, a location, and a date and time associated with each of the plurality of transactions. A total mileage traveled by a vehicle associated with the consumer is estimated based on the location, and the date and time associated with the plurality of transactions. A vehicle mileage tax is calculated based on the total mileage estimated for the vehicle associated with the consumer. Additional geotemporal information is provided by mobile devices linked to the payment account and is used to adjust the vehicle mileage estimated from payment transaction geotemporal data. | 2015-02-26 |
20150058188 | Calculating Estimated Tax Payments - Computing devices described herein are configured to determine income information associated with one or more entities and tax information for one or more jurisdictions associated with the one or more entities. The computing devices are further configured to calculate one or more estimated tax payments based at least in part on the income information and the tax information. | 2015-02-26 |
20150058189 | RAPID TAX COLLECTION SYSTEM AND METHOD - Preferred examples of a system and method for rapid collection and distribution of taxes are disclosed. The disclosed embodiments of the present invention provide a system and a method for point-of-sale collection and distribution of sales taxes on a frequent, regular basis, such as daily or weekly or other periodic time intervals, that can be used for face-to-face, e-commerce, telephone or other transactions. The disclosed embodiments provide a system and a method for transferring funds from numerous merchants to numerous taxing authorities in an efficient manner, with each merchant seeking to transfer funds to perhaps several taxing authorities and each taxing authority seeking to receive funds from many merchants. According to other examples of the invention, a centralized distribution feature allows the merchants and the taxing authorities to each communicate with a single entity or other in transferring the funds. Therefore, efficient tax collection and distribution may be achieved without overburdening either individual merchants or individual taxing authorities | 2015-02-26 |
20150058190 | RAPID TAX COLLECTION SYSTEM AND METHOD - Preferred examples of a system and method for rapid collection and distribution of taxes are disclosed. The disclosed embodiments of the present invention provide a system and a method for point-of-sale collection and distribution of sales taxes on a frequent, regular basis, such as daily or weekly or other periodic time intervals, that can be used for face-to-face, e-commerce, telephone or other transactions. The disclosed embodiments provide a system and a method for transferring funds from numerous merchants to numerous taxing authorities in an efficient manner, with each merchant seeking to transfer funds to perhaps several taxing authorities and each taxing authority seeking to receive funds from many merchants. According to other examples of the invention, a centralized distribution feature allows the merchants and the taxing authorities to each communicate with a single entity or other in transferring the funds. Therefore, efficient tax collection and distribution may be achieved without overburdening either individual merchants or individual taxing authorities | 2015-02-26 |
20150058191 | SECURE PROVISIONING OF CREDENTIALS ON AN ELECTRONIC DEVICE - Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, receive user account information from the electronic device, authenticate a user account with a commercial entity using the received user account information, detect a commerce credential associated with the authenticated user account, run a commercial entity fraud check on the detected commerce credential, commission the financial institution subsystem to run a financial entity fraud check on the detected commerce credential based on the results of the commercial entity fraud check, and facilitate provisioning of the detected commerce credential on the electronic device based on the results of the financial entity fraud check. Additional embodiments are also provided. | 2015-02-26 |
20150058192 | Mobile Information Gateway for Customer Identification and Assignment - A mobile information gateway comprises: a wearable human interface module having an image delivery and display mechanism for presenting information overlaid upon a wide field of view, a computing and communication module adapted receive information from the human interface module and adapted to send commands and information to the human interface module including information for presentation; and a backend service server coupled for processing data from the computing and communication module including user identification and verification. The present invention also includes a method comprising capturing information with a wearable human interface module; processing the captured information to determine an identity of a first customer; processing the identity of the first customer to retrieve information related to the first customer; and presenting the information related to the first customer with the wearable human interface module overlaid upon a field of view. | 2015-02-26 |
20150058193 | METHODS FOR POST-TRADE ALLOCATION - A computer-implemented method for providing an allocation of a filled order made at a particular time, that involves receiving at least a price of a filled order made at a later time; generating a starting allocation across multiple managed accounts based at least in part on allocation factors of each of the multiple managed accounts; generating at least one additional allocation based at least in part on the starting allocation; determining a closest-fitting allocation according to a metric from amongst the starting allocation and the at least one additional allocation, the metric being based at least in part on the price of the filled order made at the later time and on a price of the filled order made at the particular time; and outputting the closest-fitting allocation. | 2015-02-26 |
20150058194 | System and Method for Multi-Market Risk Control in a Distributed Electronic Trading Environment - A system and method are provided for distributed risk management. According to one example embodiment, a central risk controller is provided that can communicate with a plurality of local risk management modules located at a plurality of gateways. The central risk controller may allocate a portion of a central account balance associated with a trading account to each local risk management module. Then, as the trades are made using the trading account, the local risk management modules may manage risk associated with the trades until the local account balance is insufficient. As the account balance gets low, the local risk management module may query the central risk controller for the additional risk account balance. | 2015-02-26 |
20150058195 | SYSTEM AND METHOD FOR MONITORING AN EQUITY RIGHTS TRANSACTION FOR STRATEGIC INVESTORS IN A SECURITIES EXCHANGE - A system and method for monitoring an equity rights transaction for strategic investors in a securities exchange. More specifically, a technological infrastructure which monitors an equity rights program in which units representing the right to acquire equity in an exchange or an exchange's parent holding company are issued to a participating member in exchange for a cash payment and the achievement of certain volume thresholds on the exchange over a specified period. | 2015-02-26 |
20150058196 | Systems and Methods for Managing Trade Exposure - Methods and supporting systems for updating an order type within a trade execution server for a single trading entity having multiple independent traders includes receiving, via an electronic network, a trade order for a hard-to-borrow security from multiple independent traders, and, periodically calculating an overall net position for the hard-to-borrow security for a single entity for which the traders are operating. If the trade order is a sell-long order and the net position for the corresponding security is net short, the trade order is converted to a sell-short order, and if the trade order is a sell-short order and the net position is net long, the trade order is converted to a sell-long order. The converted trade order is then transmitted to a trade execution engine for market execution. | 2015-02-26 |
20150058197 | NETWORKING PLATFORM FOR LENDING - A networking platform for lending is disclosed. The platform may facilitate communication of potential borrowers and potential lenders where such lenders are not traditional financial institutional lenders. The platform may be configured to poll a potential borrower's social network to identify acquaintances that may wish to fund at least a portion of the requested loan. | 2015-02-26 |
20150058198 | System and Method for Domain Name Currency - A system and methods for creating and administering a domain name-based currency, wherein a domain name has an associated currency value for use as a value store and exchange medium. | 2015-02-26 |
20150058199 | COMPUTER IMPLEMENTED METHOD FOR MANAGEMENT OF STANDING ORDERS - A computer-implemented method for management of a standing order, the method comprising the steps of defining a standing order with a default amount; accepting a request to modify the amount of an upcoming standing order iteration; allowing to change the default amount of the standing order to a new amount; executing the identified upcoming iteration of the standing order with the new modified amount. A system implementing the method is also disclosed. | 2015-02-26 |
20150058200 | ARCHITECTURE OF SIMPLIFIED HARDWARE REQUIREMENTS FOR BANK CARD PAYMENT TRANSACTIONS IN A LARGE GROUP OF CLIENTS, TRANSACTION TERMINAL UNIT, EXTENDED FUNCTION SIM CARD, AND METHODS FOR INDIVIDUALISATION AND PERFORMING TRANSACTION - Architecture of simplified hardware requirements for bank card payment transactions in a large group of clients, in which each client have an extended function SIM card containing payment utility and regular bank card identification information. A mobil pay center ( | 2015-02-26 |
20150058201 | ELECTRONIC BOOK STREAMING SERVICE - In one example embodiment, a server includes a content transmitter configured to transmit e-book content to an end device that displays e-book content; a compiler configured to analyze e-book reading patterns on the end device; a session manager configured to: divide the e-book content into a plurality of reading sessions, and determine a stopping point for a current one of the reading sessions, based on past reading pattern data included in the reading patterns of the end device; and a charge manager configured to charge a fee for the current reading session, when the current reading session reaches the determined stopping point. | 2015-02-26 |
20150058202 | SYSTEM AND METHOD FOR TRACKING AND CONTROLLING OWNERSHIP OF DIGITAL WORKS AND REWARDING AUTHORS, ARTISTS AND/OR THEIR REPRESENTATIVES OVER TIME - The present invention generally relates to systems and methods for tracking digital works and compensating authors thereof. Specifically, this invention relates to systems and methods for tracking and controlling ownership of digital works (e.g., images, video, sound, code, written works) and the compensation of the authors/artists of such digital works throughout the lifespan of the digital work. Preferred embodiments of the present invention utilize security code keys to manage and track the digital works while a centralized or distributed computerized system manages compensation of the author/artist based on current value or transaction value of the related digital work. | 2015-02-26 |
20150058203 | SYSTEMS AND METHODS FOR PAYMENT AUTHORIZATION USING FULL-DUPLEX COMMUNICATION FROM BROWSER - Systems and methods are disclosed for the use of a browser with full-duplex communication capability to securely connect the browser with a payment processing gateway for a buyer to authorize payment processing for purchases made on a webpage of a merchant. The browser may implement the full-duplex communication channels using the WebSocket Protocol to establish a secure cross-domain connection between the browser and the payment processing gateway. A buyer may place an order and enter payment information on the webpage. The browser may transmit the payment information to the payment processing gateway for payment processing. The full-duplex connection allows the payment processing gateway to return transaction data to the browser for display on the same webpage after the payment is authorized. Buyer experience is improved, the checkout flow is streamlined, and integration of the payment authorization process into the checkout flow of the merchant is simplified. | 2015-02-26 |
20150058204 | SYSTEMS AND METHODS FOR USAGE REPLENISHMENT - Provided are dermatological medical devices and methods comprising a distal end for positioning at a region proximal a target therapeutic region of tissue, an output port at the distal end, an energy source that generates optical energy, which is output from the output port to the target therapeutic region of tissue, and a microcontroller that processes replenishment data that controls an operation parameter of the device. The device is activated for performing a treatment operation in response to a receipt and processing of the replenishment data. | 2015-02-26 |
20150058205 | METHOD AND APPARATUS FOR INCREASING SECURITY OF AN ELECTRONIC PAYMENT - Methods and apparatus for increasing security of an electronic payment are provided. By monitoring that an application program used for the electronic payment starts running in a terminal apparatus, whether another currently-running program in the terminal apparatus has a keyword existed in a pre-set security-threat program listing is checked. The another currently-running program having the keyword existed in the pre-set security-threat program listing is then terminated. An exemplary apparatus can include a monitoring module, a keyword checking module, and/or a first processing module. | 2015-02-26 |
20150058206 | CUSTOMER-SELECTED PAYMENT CLEARINGHOUSE - Embodiments of the invention relate to systems, methods, and computer program products that provide for a customer-selected payment clearinghouse that allows financial institution customers to select which account or accounts to assign/re-assign to a particular payment transaction, concurrent with the transaction or for a predetermined period of time after the transaction has occurred. As such, the present invention allows the customer to assess payment account alternatives after the transaction has occurred and to make informed payment account decisions after the transaction has occurred. In addition, the present invention allows the customer to readily distribute payment across more that one payment account. In specific embodiments of the invention, the financial institution may provide optimal payment account recommendations that maximize one or more customer payment concerns. | 2015-02-26 |
20150058207 | METHOD FOR PAYMENT TO AN ECOMMERCE MERCHANT - There is provided a method for payment from a first account holder to an ecommerce merchant. The method includes establishing a financial account of the merchant with a banking institution having a bank physical location. The method includes establishing a first account for the first account holder with the ecommerce merchant. The method includes receiving on a merchant ecommerce server a transaction order related to the first account from a remote client computer. The transaction order defines a specified amount. The method includes transmitting from the merchant ecommerce server to the first account holder identifying information regarding the financial account. The method includes receiving from the banking institution a deposit notification of a physical deposit of currency of the specified amount at the bank physical location. The notification includes information regarding the first account and the financial account. The method includes crediting the first account by the specified amount. | 2015-02-26 |
20150058208 | PAYMENT TERMINAL, PAYMENT SYSTEM, PAYMENT METHOD, AND PAYMENT TERMINAL PROGRAM - A payment terminal | 2015-02-26 |
20150058209 | METHOD FOR PAYMENT PROCESSING FROM ACCOUNT HOLDER TO ECOMMERCE MERCHANT - There is provided a method for payment processing from a first account holder to an ecommerce merchant. The method includes establishing a financial account with a banking institution having a bank physical location. The method further includes establishing a merchant account with the ecommerce merchant. The method further includes receiving from a merchant ecommerce server transaction order information regarding a transaction order between a first account holder and the ecommerce merchant. The transaction order information includes a transaction identifier and a specified amount. The method further includes transmitting to the first account holder identifying information regarding the financial account. The method further includes receiving from the banking institution a deposit notification of a physical deposit of currency of the specified amount at the physical location. The deposit notification includes information regarding the transaction identifier and the financial account. The method further includes crediting the merchant account by the specified amount. | 2015-02-26 |
20150058210 | METHODS AND SYSTEMS FOR DETERMINING AVAILABILITY OF A PAYMENT PROCESSING SYSTEM - A method for monitoring for a new fine includes receiving, by a first computing device, a user identifier and credit card information associated with the user identifier. The method includes transmitting, by the first computing device, the user identifier to a second computing device associated with a ticketing authority. The method includes receiving, by the first computing device, an indication that no fine is associated with the user identifier. The method includes retransmitting, by the first computing device, to the second computing device, the user identifier. The method includes receiving, by the first computing device, from the second computing device, data identifying a fine owed by a user associated with the user identifier. The method includes automatically paying the fine, by the first computing device, with the credit card information, for the user associated with the user identifier. | 2015-02-26 |
20150058211 | USER VALIDATION, AMOUNT-DUE VALIDATION, PAYMENT COLLECTION, AND PAYMENT PROCESSING SYSTEM AND METHOD THEREOF - The systems and methods of the present invention allow users to perform various transactions using a mobile device. This is accomplished by building custom software to interact with a variety of hardware systems. Various transactions performed by the systems and methods of the present invention include collection and validation of various information. In some cases, information is obtained directly from the user. In other cases, information is obtained from a third party, such as a government agency. The system and methods of the present invention further improve upon the execution of transactions by including a unique system architecture and providing robust user and third-party interfaces. | 2015-02-26 |
20150058212 | INTERNET BILLING METHOD - The present disclosure may include, for example, a method for facilitating establishment of a remitting agreement between equipment used by a vendor and equipment used by a provider, enabling, by way of the equipment used by the provider, the equipment used by the vendor to communicate with equipment used by a customer permitting the customer to purchase a product or service of the vendor, and initiating between the equipment used by the provider and the equipment used by the vendor a remittance from an account associated with the vendor of a portion of a transaction amount associated with a purchase transaction made by the equipment used by the customer. Additional embodiments are disclosed. | 2015-02-26 |
20150058213 | PREVENTATIVE SECURITY FOR CREDENTIAL TRANSMISSION USING SMART CARDS - A method, smart card and electronic device which disable transmission of a credential stored on the smart card are described. In one aspect, the method includes: detecting occurrence of a predetermined trigger condition associated with a power state transition affecting the smart card storing the credential; and in response to detecting occurrence of the predetermined trigger condition, adjusting a registry to de-activate an applet associated with the credential, the registry controlling wireless transmission of the credential such that when the applet associated with the credential is de-activated, wireless transmission of that credential is prevented and when the applet associated with the credential is activated, wireless transmission of that credential is permitted. | 2015-02-26 |
20150058214 | Electronic Commerce Systems - A system for electronic commerce including electronic banking tools, products and services. The system includes customizable banking products and cards, and methods and systems for conducting financial transactions and maintaining records over the Internet. | 2015-02-26 |
20150058215 | Assisted Self-Service Transaction Device - While performing or initiating a transaction with a self-service video transaction device, a user may interact with a video agent and a terminal associated therewith. Video and/or audio functionalities may be enabled or disabled based on a length of a wait time to connect to a video agent. If the wait time exceeds a predetermined threshold, video and/or audio functionalities may be disabled, and the self-service device may generate a display indicating that video and/or audio functionalities are unavailable. If the wait time does not exceed the predetermined threshold, video and/or audio functionalities may be enabled, and the self-service device may generate a display indicating that video and/or audio functionalities are available. Also, on-site assistance features are provided that may allow for additional functionality to be provided to a user of the self-service video transaction device or other type of transaction device. | 2015-02-26 |
20150058216 | ATM Enabling Interface with Mobile Technology - A user having a mobile device with optical recognition capabilities and a mobile payment software solution is able to scan a matrix QR code that, upon being scanned by the user's mobile device, links the user's mobile payment software to an ATM back-end administrative software allowing the user to complete banking transactions on the mobile device as if a traditional magnetic card has been swiped in the ATM. The user can also transfer funds to other mobile payment application users. The mobile software solution and ATM back-end generate unique identifiers and passwords that are compared by the software, confirming the identity of the user and providing a secure transaction environment. | 2015-02-26 |
20150058217 | Automated Document Cashing System - Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money. | 2015-02-26 |
20150058218 | Transaction Processing Method and Apparatus - The present disclosure relates to a transaction processing method and apparatus. The method comprises: reading a tag via a user device t obtain a provide identifier associated with a provider for a transaction; generating via the user device a user request containing the provider identifier and a user identifier associated with a user for the transaction; and transmitting the user request to a transaction server, wherein a provider request containing transaction information and the provider identifier has been sent to the transaction server and stored therein. | 2015-02-26 |
20150058219 | SYSTEM AND METHOD FOR WORKFLOW BEHAVIOR ALERTS - Embodiments of the invention are directed to systems, methods and computer program products for providing workflow behavior alerts. An exemplary apparatus is configured to monitor characteristics associated with user accounts, identify characteristics for further analysis that affect a value of the user accounts, detect an occurrence of a triggering event based at least partially on the analysis of the characteristics, where the triggering event is defined by one or more rules, initiate a first action in response to detecting the occurrence of the triggering event, wherein the first action comprises sending the user a notification that indicates the occurrence of the triggering event or processing at least one transaction associated with a user account, receive a request to reverse the at least one transaction processed, and reverse the at least one transaction processed in response to receiving the request. | 2015-02-26 |
20150058220 | PAYMENT PRE-AUTHORIZATION - A computing device may receive account information identifying a user account and may authenticate the computing device as authorized to configure pre-authorized transactions for the identified user account. The computing device may receive pre-authorization parameters specifying limitations on transactions to be performed using a payment card associated with the user account, the limitations being separate from limitations on use of the payment card specified in a cardholder agreement associated with the payment card, and may provide a pre-authorization request to a transaction authorization server authorizing transactions performed using the payment card, the pre-authorization request including the account information and the pre-authorization parameters. | 2015-02-26 |
20150058221 | TEXT-TO-PAY FOR REDEEMABLE CODES - A method and system of processing a sale of an article, a virtual article, a service or a functionality such as a game is described. A code is generated by a server. A charge request is transmitted to an account server to charge an account of a user for a value of the code. The code is transmitted to a user device. The code is then processed by redeeming the code, wherein redemption of the code includes receiving the code from a user device and in response allowing access to the user device to the article, virtual article, a service or a functionality. | 2015-02-26 |
20150058222 | Unified Identity Management for Mobile Web Payments - A method of facilitating a transaction is disclosed. The method includes generating a unique transaction identifier which is associated with a transaction to be per formed between a merchant and a user and which is embedded in a URL. The URL is displayed to a user wishing to perform a transaction via a mobile web browser. Using an application on the user's mobile device, the unique transaction identifier is extracted from the URL and transmitted to an information brokerage service. At the information brokerage service, transaction data is generated including payment information. The transaction data is transmitted to the user's mobile device or another computing device. The information brokerage service receives a transaction confirmation message from the user, and transmits payment details to a payment gateway or the merchant. A system for implementing the method is also disclosed. | 2015-02-26 |
20150058223 | AUTHORISING USE OF A COMPUTER PROGRAM - A method of authorising use of a computer program only able to be used when an authorised message is received from an authorising system includes providing an authorisation system, making a request to use a computer program, signalling the request to the authorisation system, the authorisation system recording the use of the computer program and providing the authorisation message to the computer program upon receipt of the authorisation message the computer program may be used. | 2015-02-26 |
20150058224 | Mechanism For Secure In-Vehicle Payment Transaction - Embodiments use a vehicle as a payment instrument to complete a payment transaction. A vehicle interface device (VID) coupled to the vehicle is used for transmitting payment account information to a merchant access device. The VID may be registered to the specific vehicle identification number (VIN) of the vehicle. Prior to transmitting the payment account information to the merchant access device, the VID may ensure that a mobile communication device is within the vehicle and/or that the VID is coupled to the correct vehicle. For example, the VID may compare the VIN of the vehicle to the VIN that is programmed to the VID. When the colocation of the VID with the mobile communication device and/or the correct vehicle is confirmed, the VID may forward payment account information to the merchant access device. | 2015-02-26 |
20150058225 | METHOD AND SYSTEM FOR AUTHORIZING CARD ACCOUNT TRANSACTIONS BY GEOGRAPHIC REIGON - A method and system for authorizing card account transactions by geographic region by providing data for a user interface displaying geographic regions and merchant locations each corresponding to the location of a merchant where a transaction using a card account may be initiated, receiving a user interface selection representing a request to authorize or restrict card account transactions, receiving authorization requests for desired transactions, and authorizing or restricting the transactions in accordance with the request. | 2015-02-26 |
20150058226 | TOKEN FOR SHORT RANGE RF TRANSACTION NOTIFICATION - A token has an antenna and a short-range RF receiver to receive wireless receive bursts comprising receive protocol overhead and transaction credentials. A parsing circuit selects a subset of the transaction credentials including a duration of an associated transaction. A credentials memory holds at least the subset of the transaction credentials for the duration of the transaction. A display and/or short-range RF transmitter notifies a transaction notification indicative of the subset of the transaction credentials held in the credentials memory. The short-range RF transmitter transmits wireless transmit bursts in a burst data length shorter than a burst data length of the receive bursts. The wireless receive bursts can have control data and the parsing circuit selects the subset based on instructions in the control data. A display on a vehicle can render the subset of the transaction credentials for the duration of the associated transaction. | 2015-02-26 |
20150058227 | SYSTEM, METHOD, AND APPARATUS TO AUTHORIZE A PAYMENT TRANSACTION USING A TOKEN CREDENTIAL - A novel system and methodology for conducting financial and other transactions using a wireless device. Credentials may be selectively issued by issuers such as credit card companies, banks, and merchants to consumers permitting the specific consumer to conduct a transaction according to the authorization given as reflected by the credential or set of credentials. The preferred mechanism for controlling and distributing credentials according to the present invention is through one or more publicly accessible networks such as the Internet wherein the system design and operating characteristics are in conformance with the standards and other specific requirements of the chosen network or set of networks. Credentials are ultimately supplied to a handheld device such as a mobile telephone via a wireless network. The user holding the credential may then use the handheld device to conduct the authorized transaction or set of transactions via, for example, a short range wireless link with a point-of-sale terminal. | 2015-02-26 |
20150058228 | ROLE-BASED SYSTEMS AND COMPUTER PROGRAMS FOR MANAGING COMPLEX PROJECTS - A system for managing complex projects with a plurality of participants and entities including people and objects comprises a server device with a processing element and associated memory element. The processing element executes a server application which includes a common database interface, a common object model, a plurality of profiles, and a role-based intelligent object model. The common database interface receives first data from software applications of each participant. The common object model includes a plurality of base terms, wherein each base term is associated with at least one property corresponding to at least one participant. There is one profile for each entity involved in the project, wherein the profile defines at least one relationship with at least one other entity and includes second data related to the project. The role-based intelligent object model sends a message to other entities when the second data for one entity changes. | 2015-02-26 |
20150058229 | RECOGNITION-BASED CONTENT MANAGEMENT, SYSTEMS AND METHODS - A content activation system is presented. A recognition engine is configured to obtain a descriptor set associated with an identified object represented within a digital representation. A content management module can be coupled with the recognition engine. The content management module can be configured to: obtain the descriptor set from the recognition engine, identify at least one content activation policy as a function of the descriptor set, identify a content set associated with an identified object and based on the descriptor set, and configure an output device to activate (e.g., release, render, present, interact, etc.) the content set according to the activation policy. | 2015-02-26 |
20150058230 | METHOD, SYSTEM, AND DEVICE FOR VERIFYING AUTHORIZED ISSUANCE OF A RIGHTS EXPRESSION - A method, system, and device for verifying authorized issuance of a statement or expression, including determining if a statement or expression is associated with a statement of trusted issuance; determining if the statement of trusted issuance applies; determining if issuance of the statement of trusted issuance is authorized; and verifying that the issuance of the statement or expression was authorized, if the statement of trusted issuance applies, and the issuance of the statement of trusted issuance is authorized. | 2015-02-26 |
20150058231 | METHOD AND SYSTEM FOR ASSIGNING AND AGGREGATING LEGAL CLAIMS - The present invention provides a method and system for assigning and aggregating legal claims that would, individually, not be practicably actionable by claim holders. Legal claims are assigned and aggregated by providing claim holders with interfaces that allow the input of claim information and the assignment of claim rights. Assigned legal claims are grouped by prospective defendant, thereby allowing effective prosecution of the aggregated legal claims by one or a few parties. | 2015-02-26 |
20150058232 | Integrated Computer-Assisted Investigative Systems - Investigative systems and methods are provided. A representative system incorporates a memory comprising a first executable code; and a first processor configured to execute the first executable code to: selectively perform data access from a plurality of events based on execution of the first executable code, wherein the data access corresponds to sequential image capture of the plurality of events using multiple instances of simultaneously executing capture windows. A representative method comprises: executing a single instance of an executable file; and selectively accessing data from a plurality of events based on execution of executable code of the executable file wherein the data corresponds to sequential image capture of the plurality of events using multiple instances of simultaneously executing image capture windows. | 2015-02-26 |
20150058233 | Methods for the Transformation of Complex Zoning Codes and Regulations to Produce Usable Search - Computer implemented application to provide automated answers to zoning and real estate development questions by approaching the complex subject through the creation of modules representing the rules, property and process and accounting for user perspective. Real estate data, spatial data and municipal development codes, policy and zoning rules are transformed and translated into useable data enabling search, calculations, comparisons and visual display. The disclosed system facilitates zoning and/or land use development code impacts on a site selection search or specified location providing instant information about current and hypothetical building mass and use potential. | 2015-02-26 |
20150058234 | METHOD AND SYSTEM FOR COMPUTER ASSISTED VALUATION MODELING - Methods and systems for computer assisted valuation modeling are disclosed. In one aspects, an apparatus includes a processor, configured to present a real estate project timeline on a user interface of an electronic display. The processor is configured to display the timeline as one of two types, the first type indicating an as if complete at stabilized occupancy value, the second type indicating an aggregate retail value. In some aspects, the processor is further configured to execute a first module that presents an as is value of unentitled land with the timeline when the timeline is of the first or second type. | 2015-02-26 |
20150058235 | SYSTEMS AND METHODS FOR FACILITATING AND COORDINATING ONLINE AND OFFLINE RELATIONSHIPS - A posting module enables a user to specify information for a first date posting, including a first date venue. Optionally, a database is accessed and information related to the first date venue is received. The first date posting is optionally populated with information specified by the first user and at least a portion of the information received via the database. A search engine may identify the first date posting at least partly in response to an action of a second user, and provide the first date posting for display to the second user. A module is configured to cause an invitation control to be displayed to the second user in association with the first date posting, detect the second user activating the invitation control, and cause an invitation, to go on a date corresponding to the first date posting of the first user, to be presented to the first user. | 2015-02-26 |
20150058236 | MANAGING AN INITIAL POST ON A WEBSITE - Managing an initial post on a website includes identifying an initial post on website where the initial post is for an event, identifying a related post that describes the event after the event occurs, and updating the initial post to include content of the related post. | 2015-02-26 |
20150058237 | Fishing Data Sharing and Display - Various implementations described herein are directed to a non-transitory computer readable medium having stored thereon computer-executable instructions which, when executed by a computer, may cause the computer to automatically receiving fishing data recorded during a fishing trip. The computer may receive a selection of a first group of subscribers that can access the fishing data. The computer may grant permissions to the first group of subscribers to access the fishing data. | 2015-02-26 |
20150058238 | Social Polling Functions And Services - A system for polling people connected to a network includes an end user electronic device connected to another electronic device via a network. A user enters a survey question into the end user's device and submits it to the another electronic device via the network. The another electronic device receives the survey question and displays it. In response to an answer given to the poll question on the another electronic device, the another electronic device submits the answer to the end user electronic device via the network. | 2015-02-26 |
20150058239 | ITEM-BASED SOCIAL DISCOVERY - A system and method for item-based social discovery are provided. In example embodiments, entity data that associates respective items of a plurality of items with respective entities of a plurality of entities is stored, each entity of the plurality of entities being registered at a social network service. An item indication, generated in response to a user action of a user, that indicates a user affinity for a mutual item is received, the user being registered at the social network service. A suggested entity from among the plurality of entities is identified by matching the mutual item with respective items of the plurality of items. The suggested entity does not have a social network relationship on the social network service with the user. Causing recommendation of a new social network relationship on the social network service between the user and the suggested member entity. | 2015-02-26 |
20150058240 | Method and System for Providing a Virtual Job Market - The present invention relates to a method for providing a virtual job market on a network comprising an application server and clients and/or electronic message systems allowing to input and output information, wherein the method comprises the following steps: providing primary dimensions information on industries, career levels and functional areas; providing secondary dimensions information on salary ranges and/or geo-data and/or educational information and/or languages and/or special expertises, entering the primary and secondary dimensions information in a three dimensional data base on the application server; collecting information chunks of open jobs and candidate profiles, and placing the information chunks in a distinct cell or number of cells in the three dimensional database. Further, the present invention relates to a system for providing a virtual job market on a network comprising an application server and clients and/or electronic message systems including at least a first database comprising candidate profiles, a second database comprising salary information and a third database comprising job information, wherein the information available in the three databases is matched in a three dimensional database model. | 2015-02-26 |
20150058241 | METHOD AND APPARATUS FOR ENHANCING JOB RECRUITING - A recruitment enhancement system is disclosed that can be used by job recruiters to assess job applicant's suitability for particular jobs. The recruitment enhancement system includes a module for generating and encouraging individuals to participate in recruitment enhancement activities, such as knowledge-based contests. An individual may be able to participate in the activities via their mobile device. One purpose of the activities can be to increase awareness about a particular company. Thus, the activities can be branded. In one embodiment, information derived from the activities can be used to assess the participant's suitability for various job positions. | 2015-02-26 |
20150058242 | SYSTEM AND METHOD FOR MONITORING ELECTRONIC COMMUNICATIONS - A method for monitoring mobile communication and generating alerts associated with targeted content. A link is established between a monitored user's mobile communication device and a monitoring user's mobile communication device to receive communications for monitoring purposes. The monitored user's mobile communication device forwards an incoming or outgoing communication to the monitoring user's mobile communication device. The monitored user's or monitoring user's mobile communication device generates an alert if it is determined that the incoming or outgoing communication contains targeted content, and an alert is provided on the monitoring user's mobile communication device. | 2015-02-26 |
20150058243 | Compliance Gap Assessment and Improvement Tool - A method of assisting a person, entity, or user in achieving a target, which includes a new position, status, certification, or identifiable goal. The method includes three independent functions, wherein an initial common operations, attribute and training presentation function, and alternative target presentation function are performed. The invention includes processes that generate a single value assessment score of a user, inform the user of attributes associated with the target, provide training programs related to important attributes of the target, and provide the user with suggestions of similar targets based on the attributes and response levels of the user. | 2015-02-26 |
20150058244 | METHODS AND SYSTEMS FOR PERFORMING REDIRECTS TO A SEARCH ENGINE - The present invention is related to methods and systems for processing search requests and for performing searches over a network. In an embodiment, a recipient designation is received from a user over a network. The designation indicates that future searches performed by the user are to be associated with the recipient (even if the subject matter of the search is not related to the recipient). A search request is received from the user; causing a search to be performed in response to the search request. An identifier corresponding to the recipient is stored in association with an indication regarding the occurrence of the first search request. | 2015-02-26 |
20150058245 | SYSTEM AND METHOD FOR STORAGE CONTAINER TRACKING AND DELIVERY - A method for item storage and distribution to a user, each stored item associated with a storage identifier, the user associated with a user identifier, the method including associating a set of storage identifiers with the user identifier, in response to receiving a description for a first storage identifier from a user device associated with the user identifier, storing the description as an storage description for the first storage identifier, setting a fill status of the first storage identifier to packed, and removing storage identifiers having an empty fill status from the set of storage identifiers associated with the user identifier. | 2015-02-26 |
20150058246 | SYSTEM, METHOD AND PERIPHERAL DEVICE - An improved system and method for tracking inventory or hauling events, such as debris removal loading and disposal events, are disclosed. Also disclosed is a peripheral printing device for use with a tablet computer, smart-phone, or other computing device. The peripheral printing device can be used with the improved system or method in the tracking of inventory or hauling events. Also disclosed is a method of communication between a host device and a peripheral device using audio port channels. | 2015-02-26 |
20150058247 | SYSTEM FOR DETERMINING A RELATIVE LOCATION OF A PLURALITY OF ITEMS UPON A PLURALITY OF PLATFORMS - A system is described for determining a relative location of a plurality of items upon a plurality of platforms. The system may include a memory, an interface, and a processor. The memory may store a first item, a second item, a first period of time and a second period of time. The interface may be operative to communicate with a user and an antenna. The antenna may be able to detect an item for a period of time. The processor may be operative to receive from the antenna, via the interface, the first item, the first period of time, the second item and the second period of time. The processor may determine whether the periods of time overlap. If the periods of time overlap the processor may communicate to the user that the items are upon the same platform, otherwise that the items are on consecutive platforms. | 2015-02-26 |
20150058248 | SYSTEMATIC DISCOVERY OF BUSINESS ONTOLOGY - A system is provided that implements a more systematic process for obtaining business knowledge that is more efficient and timely. The process automatically reads business documents and produces a business ontology. In one implementation, the process dissects documents into sentences or collection of words that most resembles a sentence. Natural language processing algorithms may be used to identify the role of term within a sentence. Terms and associations resulting from the document analysis are used to specify a business ontology which can be then used to provide input to a software design process, among other business uses. | 2015-02-26 |
20150058249 | TALLYING APPARATUS, TALLYING SYSTEM, AND TALLYING METHOD - A tallying apparatus includes a reception unit that receives process information regarding a process executed by an apparatus, an identification unit that identifies, based on the process information, an information group to which the process information belongs, and a tallying unit that tallies the process information according to a tallying rule that is stored in a tallying rule storage in association with the identified information group. | 2015-02-26 |
20150058250 | INTERNET BASED DATA, VOICE AND VIDEO ALERT NOTIFICATION COMMUNICATIONS SYSTEM - A method of managing how electronic files are created, stored, viewed, edited, distributed, shared, controlled and archived by a plurality of users from a plurality of remote devices. The method includes creating a virtual space on a centralized server; transmitting at least one electronic file via wireless or wireline communication link to the centralized server that stores the file and file properties; receiving and processing the virtual space, file and file properties on the centralized server over the communication link; and assigning said file by an automated method to a plurality of authorized individuals and groups. The centralized server contains a user rights manager that identifies access control capabilities for a plurality of individuals and groups to act upon the file, and the assigning step is performed automatically without human intervention. | 2015-02-26 |
20150058251 | SYSTEMS AND METHODS OF CREATING AND DELIVERING ITEM OF MANUFACTURE SPECIFIC INFORMATION TO REMOTE DEVICES - An asset authoring and delivery system generates a number of authored assets such as Owner's Guides and Maintenance Manuals. Each of the authored assets includes a number of asset content objects that are logically associated with one or more components included in the item of manufacture. The authored assets generated by the asset authoring and delivery system are formatted and communicated to one or more remote devices logically associated with the item of manufacture. | 2015-02-26 |
20150058252 | SYSTEM AND METHOD FOR RULE-BASED INFORMATION ROUTING AND PARTICIPATION - A system for communicating information between one or more participants of a loop, the one or more participants being associated with a hotel, the system comprising one or more processors configured to initiate a loop in response to receiving an input from a first participant of the loop, the loop being associated with one or more attributes; determine, based on one or more first routing rules, a second participant of the loop; and in response to the determination, provide access to a first portion of information associated with the loop to the second participant. | 2015-02-26 |
20150058253 | ROOM MANAGEMENT APPARATUS AND METHOD - Provided is a room management method. A room management method according to one aspect includes: receiving, by a central terminal, a service request of a room from a user terminal; analyzing, by the central terminal, the received service request to determine a manager terminal of a manager managing the room from which the service request has been received; and transmitting, by the central terminal, service request information to the determined manager terminal. | 2015-02-26 |
20150058254 | METHOD AND ARRANGEMENT FOR ELECTRONIC SIGNS - The present invention relates to an electronic sign, a system and a method in the system that enables a customer to transmit a feedback related to a product, a product group, a product category, a brand, a store or information associated with the electronic sign. The system comprising displaying means in the electronic sign configured to present a code on the electronic sign, where the code is associated with the electronic sign. Reading means in a mobile terminal is configured to read the code and download user interaction content to the mobile terminal using the code. Feedback means in the mobile terminal is configured to receive a feedback from the customer and transmit the feedback to the server, the feedback being related to the user interaction content and the product, the product group, the product category, the brand, the store or the information. Receiving means in the electronic sign is configured to receive the feedback from the server and the presenting means being further configured to display the feedback on the electronic sign. | 2015-02-26 |
20150058255 | SYSTEM AND METHOD FOR RESTAURANT RATING - The present invention is a system and method for receiving patron ratings of an establishment, analyzing those ratings and providing an indication of the ratings to persons and organizations responsible for the operation of the establishment. The system and method is configured to provide these ratings in a real-time manner to allow corrective actions to be taken within a short period of time to mitigate the negative impact to the establishment's reputation among patrons. | 2015-02-26 |
20150058256 | Portfolio Optimization by Reduction of Chaotic Intermittency - An investment portfolio management method for creating or rebalancing an investor's securities portfolio based on reducing, completely eliminating, increasing, or maximizing the relative proportion or number of investments that are determined to have an underlying intermittently chaotic nonlinear generating mechanism within the portfolio. The presence of chaos or chaotic traits and intermittent chaos can be indicated by a subset of a group of statistical and mathematical tests of mathematical and statistical chaos. The method utilizes existing statistical tests and mathematical tests chaotic structure in time series combined with the new theory of chaotic portfolio optimization as developed by the inventor. By eliminating or altering the relative intermittently chaotic proportion of investments a portfolio can be optimized by taking advantage of additional information implied by chaotic traits that are not utilized by other methods. This allows the maximization of the portfolio's expected return and the minimization of its risk. | 2015-02-26 |
20150058257 | System and Method for Imbedding a Defined Benefit in a Defined Contribution Plan - A system and method comprises a defined contribution module for periodically receiving contributions and for accumulating value over a period of time by investing at least one of the contributions, the accumulated value being capable of: (1) being withdrawn at any time and reinvested, and (2) being paid out after a predetermined period of time; and wherein select investment options comprises investment products and at least one designated defined benefit investment option module for: (1) receiving at least one investment payment from the defined contribution module, the investment payment comprising at least one of the contributions and/or the accumulated value, (2) for paying out a guaranteed minimum income payment for life, after the predetermined period of time, based on a retirement income formula, and (3) increasing the income payment for life for excess performance over the formula. | 2015-02-26 |
20150058258 | SYSTEM AND METHOD FOR DISPLAYING A COMBINED TRADING AND RISK MANAGEMENT GUI DISPLAY - A graphic user interface is disclosed that combines a traditional trading, bookkeeping system or clearing system window with a detailed margin and/or collateral asset calculation analysis window on a single screen. The disclosed GUI provides the flexibility to analyze any combination of products or instrument classes such as single stock futures, futures (of all types), options (of all types), forward contracts, security options, securities and cash-based assets. Conventional systems merely block entry of orders beyond a predetermined credit limit or display clearing/bookkeeping information on all types of portfolio or accounts. The disclosed GUI, in an automated real-time or manual execution control basis, provide the user useful information (all types of numerical and/or graphical display) concerning which products contribute to and how much each product position contribute to the margin limits on, for example, multiple levels; all types of product level, product period (duration) level, account level and clearing level, etc. In one embodiment, the margin window may include a “what if” Scenario Panel and an “Actuals” Margin Analysis Panel. This Scenario Panel allows the user to experiment with “what-if” scenarios in real time or on an as-needed basis. This allows the user to better assess the changes an “actual” position(s) or “what-if” position(s) may have on the margin requirements on all account level types. Further, the actual panel displays the account's actual positions and the associated contributions each position has to that account's margin requirements. | 2015-02-26 |
20150058259 | METHOD AND SYSTEM OF ENABLING INVESTMENT IN REAL ESTATE ASSETS IN EXCHANGE FOR PERIODIC PAYMENTS - A method and system of enabling an investor to invest in real estate asset in exchange for periodic payments to the owner of the real estate asset includes: a) receiving from the investor criteria for investments in real estate assets, b) obtaining a plurality of applications from the owners of their real estate assets who desire to exchange an interest in potential future appreciation of their respective real estate assets for periodic payments from an investor, each of the applications including information pertaining to the respective owner and to its real estate asset, c) storing the investor criteria and the information pertaining to the owner and its real estate asset, d) reviewing the plurality of applications to determine whether the information in the applications matches the investor criteria, and e) for those of the plurality of applications having information that matches the investor criteria, facilitating each investor to enter into individual contracts with selected ones of the corresponding owners to exchange the periodic payments for an interest in said potential future appreciation of the corresponding real estate assets of selected owners. | 2015-02-26 |
20150058260 | System for Modeling Risk Valuations for a Financial Institution - A method and system allowing banks and financial institutions the capability to perform advanced credit and market risk analyses required by central banks and banking regulators or supervisors, such that the banks are in compliance with the Basel II and Basel III Accord requirements. This system is both a standalone and server-based set of software modules and advanced analytical tools that is used to quantify and value credit and market risk, as well as forecast future outcomes of economic and financial variables, and generate optimal portfolios that mitigate risks. | 2015-02-26 |
20150058261 | POWER AND COST SAVINGS METER FOR POWER MANAGEMENT - A power monitoring system and method for computing power cost savings of power management operations in a cluster of host computers uses power usage information from the host computers in the cluster with power sensing capabilities and power management information from a power management module, which includes times when at least one of the host computers was powered down, to compute the power cost savings attributable to the power management operations executed by the power management module. | 2015-02-26 |
20150058262 | System and Method for Automatic Local Grid Refinement in Reservoir Simulation Systems - A system and method of automatic local grid refinements in reservoir simulation systems is described. In one aspect of the disclosure, a method is directed to a computer-implemented method of modeling a formation. The method includes applying a coarse grid to a geologic formation of interest, the coarse grid having a plurality of coarse grid blocks and identifying a structure of interest disposed in the formation. Further, the method includes determining a fine grid zone around the structure based upon a time period for flow simulation of the geologic formation and a geologic characteristic of the geologic formation in a local region adjacent the structure and applying a fine grid to the coarse grid blocks encompassed by the fine grid zone. | 2015-02-26 |
20150058263 | HEALTH AND FITNESS MANAGEMENT SYSTEM - A health and fitness management system is provided that has a health and fitness application operating, e.g., on a smart phone, that can wirelessly communicate with an activity module worn on the user which has a motion sensor, e.g., an accelerometer. The application accepts food and weight inputs (e.g., from the smart phone) and user activity units (e.g., from the activity unit) and develops a user intrinsic metabolism. The application includes fitness arc and health quotient graphical indicators that guide the user on health and fitness activities. | 2015-02-26 |
20150058264 | METHOD AND SYSTEM OF ITERATIVELY AUTOTUNING PREDICTION PARAMETERS IN A MEDIA CONTENT RECOMMENDER - In one exemplary embodiment, a method of a computerized media-content recommender includes receiving a user-judgment score based on an historical user-listening data with respect to a media content. A first prediction score for a user with respect to the media content is calculated with a media-content recommender. The media-content recommender includes a first set of prediction parameters. A first prediction error including a difference between the user-judgment score and the first prediction score is determined. At least one parameter value of the first set of prediction parameters is modified with a machine-learning optimization technique to generate a second set of prediction parameters. A second prediction score for the user with respect to the media content is calculated with a media-content recommender. A second prediction error including a difference between the user-judgment score and the second prediction score is calculated. | 2015-02-26 |