16th week of 2015 patent applcation highlights part 52 |
Patent application number | Title | Published |
20150106201 | METHOD OF DELIVERING A SEARCH ENGINE ADVERTISEMENT - The present invention relates to a method of delivering advertising content on search engines. The present invention provides a method of delivering a search engine advertisement on a user's computer. The method comprises steps of loading the search page with a search query field on a display of the user's computer, receiving one keyword from the user into the search query field, executing a search for the keyword and generating search result, displaying the search result in a Search Engine Result Page on the user's computer and replacing the pointer image on the display of the user's computer with a customized image. | 2015-04-16 |
20150106202 | DYNAMIC AGGREGATION AND MANAGEMENT OF MOBILE APPLICATIONS AND APPLICATION DATA - A mobile station configured to communicate across a mobile wireless communication network has a plurality of retail applications installed thereon. A retail application aggregator running on the mobile station is operative to dynamically manage the retail applications and aggregate data from the retail applications. A user of the mobile station identifies retail applications to include in an application grouping, and filter parameters to associate with the application grouping and used to identify content of interest to the user. For each retail application in the grouping, the aggregator accesses the retail application to obtain information on current offers extended by a retailer associated with the application. The aggregator filters the obtained information on current offers based on the filter parameters, and provides the user with the current offers matching the filter parameters. | 2015-04-16 |
20150106203 | SYSTEM AND METHOD TO INITIATE A MOBILE DATA COMMUNICATION UTILIZING A TRIGGER SYSTEM - A system and method to enable a user to initiate a communication with an organization using a mobile communication device by means of a trigger system. A system and method to enable an organization to acquire a user mobile device address by means of a trigger system. A system and method to enable an organization to respond to a user by means of a trigger system and a message application server. A system and method to enable organizations to deliver mobile messages, coupons, offers and promotions to users mobile device by means of a combination of a trigger system, a message application server and an offer application. | 2015-04-16 |
20150106204 | METHODS FOR PROVIDING A VEHICLE WITH FUEL PURCHASING OPTIONS - In an example of a method for providing a vehicle with fuel purchasing options, vehicle data and a request for a fuel price is received at a server from a vehicle communications platform disposed in the vehicle. The vehicle data includes a vehicle identifier and a current location of the vehicle. A plurality of fuel retailers within a preset deviation around the current location of the vehicle are identified, where the preset deviation is associated with a distance that is drivable by the vehicle based on a current fuel level of the vehicle. Offers from the plurality of fuel retailers are determined based on a respective travel time to each of the fuel retailers and an amount of fuel needed by the vehicle. The offers are valid for a set period of time. The offers are transmitted to the vehicle communications platform. | 2015-04-16 |
20150106205 | GENERATING AN OFFER SHEET BASED ON OFFLINE CONTENT - Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium for providing an offer sheet to a user. A method includes: receiving an image from a user and additional information about the image; evaluating the image to identify content included in the image including using optical character recognition to identify text included in the image and object recognition techniques to identify objects included in the image; identifying location information including one or more of location of where the image was captured, location associated with the content included in the image or a current location of the user; identifying a plurality of eligible offers based on the identified content, the location information, the additional information, and a profile associated with the user; generating an offer sheet that includes the plurality of offers and a representation of the received image; and providing the offer sheet to the user. | 2015-04-16 |
20150106206 | DETERMINING LOCATIONS OF INTEREST BASED ON USER VISITS - Techniques are described for determining locations of interest based on user visits. In some situations, the techniques include obtaining information about actual locations of users at various times, and automatically analyzing the information to determine particular locations in a geographic area that are of interest, such as for frequent destinations visited by users. After determining a particular location of interest, it may be represented by generating a corresponding location model to describe the geographic subarea or other location point(s) covered by the determined location of interest, and one or more points of interest (e.g., businesses, parks, schools, landmarks, etc.) may be identified that are located at or otherwise correspond to the determined location of interest. In addition, a determined location of interest may be further used in various ways, including to identify later user visits to that location (e.g., to a point of interest identified for the location). | 2015-04-16 |
20150106207 | METHOD OF PROVIDING FORWARDING ADVERTISEMENT SERVICE IN MOBILE DEVICE - The present invention proposes a method of providing a forwarding advertisement service in a mobile device, wherein a service providing server receives an advertisement forwarding signal from a mobile device, and forwards to a predetermined advertisement medium an advertisement assigned according to execution information on an application program that is installed in the mobile device. Thus, a user may not be exposed to an advertisement when the application program is executed in the mobile device. As a result, the user may get rid of any inconvenience and cumbersomeness due to the display of advertisements, and pay attention to the main content of the application program. | 2015-04-16 |
20150106208 | Social Parameter-Based Application Audiences - Techniques for social parameter-based application audiences are described. In one or more embodiments, an audience is defined based on one or more social parameters. The audience can be associated with one or more objects in an application. A layout of content in the application can be defined based on the audience. The content can include the one or more objects that are associated with the audience, and the layout of content can be configured to be presented for display to a user of the application that has a social parameter that corresponds to the audience. | 2015-04-16 |
20150106209 | SYSTEM AND METHOD FOR DISTRIBUTION OF TARGETED CONTENT BETWEEN MOBILE COMMUNICATION DEVICES - Disclosed are a method and system for distribution of targeted advertising between mobile communication devices. An endorsement program is set up based on a profile of an advertiser having at least one advertising media. A qualified subscriber is identified for the advertiser based on a profile of a subscriber. One or more advertisers and endorsement programs for the qualified subscriber are selected. In addition, when a communication transmission is received from a source communication device, at least one advertising media is associated with the communication transmission and the communication transmission is transmitted from a source communication device to a destination communication device. | 2015-04-16 |
20150106210 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND INFORMATION PROCESSING PROGRAM - An apparatus, method, and a recording medium for presenting auction information to users who have a strong desire to purchase an item at an appropriate point in time. An information processing server specifies an advertising target auction in which at least one the item name and the item code of a specific item exhibited on an auction is identical, and in which an immediate successful bid is possible at a bid price which has been bid for the auction of the specific item, when a bidder who tries to bid for the auction of the specific item via a web page for receiving bids for an auction is a bidder who has lost the right to win the specific item due to a bid of another bidder, and presents the information on the specified advertising target auction, to bidders who try to bid for the auction of the specific item. | 2015-04-16 |
20150106211 | GRAPHICAL USER INTERFACE FOR ADVERTISING SYSTEM AND METHOD RELATING THERETO - The present disclosure provides a computer-implemented graphical user interface for use in an advertising system. The computer-implemented graphical user interface for use in an advertising system comprises a template having a plurality of fields for receiving content relating to an advertisement, each field being prepopulated with a corresponding default value; wherein a first set of said fields is presented substantially in accordance with a layout of the advertisement. In one implementation, each of said default values is displayed in a default style and received values are displayed in a received style, said received style being different from said default style. | 2015-04-16 |
20150106212 | COMPUTERIZED EXCHANGE NETWORK - A computerized exchange network makes available on the Internet collected information of items under inspection, such as goods, real estate, or the like. In one aspect, the items and collected information, such as images and videos, are added to a virtual showroom or other virtual inspection site that presents an inventory of such goods, real estate, or the like available from multiple sellers and/or locations. In another aspect, detailed objective information about the items is provided. In another aspect, a data structure includes desired criteria for a desired item and provides an alert when an item of interest matches the desired criteria. | 2015-04-16 |
20150106213 | ONLINE PAYMENT METHOD FOR FACE-TO-FACE TRANSACTIONS - An online meal payment method according is carried out by a service providing server in an environment including a client side communication terminal, an affiliated store communication terminal, the service providing server and a payment server. The method comprises receiving order location identification information and order information from the affiliated store communication terminal and registering the order location identification information and the order information; transmitting bill information to the client side communication terminal; receiving payment information from the client side communication terminal; carrying out authentication based on the order location identification information and the order information acquired and the payment information received; and requesting payment by transmitting payment basic information to the payment server if the authentication is successful. | 2015-04-16 |
20150106214 | PROCESSING DEVICE - A processing device includes a processing section that performs a processing operation in accordance with an operation by a user; a charging section that accepts payment of a charge in accordance with a use of the processing section, and that, as a result of a returning operation after the use of the processing section, returns change or the cash replacement card after the acceptance of the payment of the charge; a human sensor that detects entry of the user into and leaving of the user from a predetermined close area; and a controller that, if the human sensor detects the leaving of the user from the close area without the returning operation being performed, prohibits the use of the processing section and removal of the change or the cash replacement card to be returned when the change or the cash replacement card to be returned exists. | 2015-04-16 |
20150106215 | Method and System for Making Electronic Payments - A method and system for making electronic payments is disclosed herein. The method for making a payment for items being purchased by a customer at a point of sale comprises acquiring and sending a payment pending notification comprising an account number of the customer and a first terminal identification number to a host system. A payment request comprising a total cost of the items, a second terminal identification number, and a control bank card number is then acquired and sent to the host system. The host system associates the customer's account in the host system with the purchase by correlating the first terminal identification number with the second terminal identification number. A payment decision using information in the customer's account is made with the host system and is sent to the point of sale, where the transaction is closed. A system configured to perform the method is also provided. | 2015-04-16 |
20150106216 | METHODS SYSTEMS AND COMPUTER PROGRAM PRODUCTS FOR VERIFYING CONSUMER IDENTITY DURING TRANSACTION - Computerized methods, systems and computer program products for determining how an identity of a consumer can be verified during a transaction involving the consumer and a merchant. Embodiments access and analyze data of an account the consumer has with an online social network to derive a challenge question response options. The social-network based challenge question and response options are presented to the consumer, and the consumer's selection of certain response options is used to confirm that the consumer is the person named on a credit card or other payment instrument or that other identification or verification information should be requested by the merchant before completing the transaction. | 2015-04-16 |
20150106217 | VIRTUAL POS SYSTEM AND METHOD - The present invention relates to a token device for securely executing a data transaction. The token device comprises: a secure element; a web server module configured within the secure element and arranged to transmit data messages over a network; a terminal application module configured within the web server module; and an application module configured within the secure element. The terminal application module and the application module are arranged to execute the data transaction protocol as one or more data exchanges therebetween within the secure element, upon receipt of a service request data message, received over the network at the web server module from an authorised remotely located Point of Sale (POS) terminal. The web server module is subsequently arranged to generate a transaction response data message for transmission to the remotely located POS terminal, on successful completion of the transaction protocol. | 2015-04-16 |
20150106218 | APPARATUS AND METHOD FOR PROVIDING INTERACTION INFORMATION BY USING IMAGE ON DEVICE DISPLAY - A method for providing interaction information, such as, for example, settlement information, by which a device provides the settlement information to a counterpart device, includes displaying an image which relates to an item to be used for performing the interaction, such as, for example, a credit card image of a credit card of a user of the device, on a lock screen of the device, and receiving a touch input from the user with respect to the credit card image. In the method, settlement information which corresponds to the touched credit card image is used for performing a settlement via the device. | 2015-04-16 |
20150106219 | EXTEN DESIGN PROJECTS - Exten design projects is a cohesive unit of on and offline integrated business that is consisted of multiple business components that are inter-related with each other to generate revenue streams from those components. Exten design projects extends its online graphic business platform, which allows users to display information about product or service of graphic design projects for clients to choose from and for clients to order the itemized product or service online, to variety of commercial opportunity for the industry of software, law, arts, design, advertising, marketing and employment services. The applied computer science to user registration, intellectual property dispute, online trade, marketing, and advertising enables each of the business component to work efficiently as a united whole. | 2015-04-16 |
20150106220 | MANAGING ONLINE SHOP USING INSTANT MESSAGING SYSTEM - A method and a system for managing an online shop use an instant messaging system to allow an auxiliary account to log in and manage an online shop of a primary account user. The primary account user creates an online shop in an online shop server, and associates itself with one or more auxiliary accounts in an instant messaging system. Upon authorization by primary account user to allow an auxiliary account to manage the online shop, the system records an authorization relation between the auxiliary account and the primary account. The authorization relation may be recorded in the instant messaging system. Based on the recorded authorization relation, the system allows a user of the authorized auxiliary account to manage the online shop system through the instant messaging system. An instant messaging server serving for this purpose is also disclosed. | 2015-04-16 |
20150106221 | APPLICATIONS FOR WEARABLE DEVICES - Systems and methods of applications for wearable devices are disclosed. In some embodiments, a wearable device receives data from a personal computing device communicatively coupled to the wearable device. The data can correspond to content of an online marketplace. In response to receiving the data, the content can be caused to be displayed on the wearable device. The wearable device can detect an input from a user. The input can correspond to a requested action. The wearable device can transmit at least one instruction to the personal computing device. The instruction(s) can be configured to cause the personal computing device to perform the requested action. | 2015-04-16 |
20150106222 | SYSTEM AND METHOD OF SUPPLYING CUSTOMERS A PRODUCT - A system and method of supplying customers a product is disclosed. The method includes the steps of creating a request list containing items that the consumer would like to purchase, transmitting the request list to the plurality of suppliers for a quote, receiving the quotes from the plurality of suppliers and selecting suppliers from the plurality of suppliers to contact, and agreeing to terms of sale and closing the request list. | 2015-04-16 |
20150106223 | SYSTEM AND METHOD FOR IMPROVED PARALLEL SEARCH ON BIPARTITE GRAPHS USING DYNAMIC VERTEX-TO-PROCESSOR MAPPING - One embodiment of the present invention provides a system for dynamically assigning vertices to processors to generate a recommendation for a customer. During operation, the system receives graph data with customer and product vertices and purchase edges. The system traverses the graph from a customer vertex to a set of product vertices. The system divides the set of product vertices among a set of processors. Subsequently, the system determines a set of product frontier vertices for each processor. The system traverses the graph from the set of product frontier vertices to a set of customer vertices. The system divides the set of customer vertices among a set of processors. Then, the system determines a set of customer frontier vertices for each processor. The system traverses the graph from the set of customer frontier vertices to a set of recommendable product vertices. The system generates one or more product recommendations for the customer. | 2015-04-16 |
20150106224 | DETERMINING PICKING COSTS FOR A SET OF CANDIDATE PRODUCTS FOR A PRODUCT ORDER - A method, system or computer usable program product for offering a set of candidate products that have a lower picking cost including detecting a product selected for purchase by a user; identifying a list of proximate products to the product selected for purchase; utilizing a processor for ranking the proximate products considering incremental picking costs and applicability of the proximate products to the product selected for purchase to determine picking scores for a subset of the proximate products in the list of proximate products; and presenting to the user the set of candidate products selected from the subset of proximate products based on the picking scores. | 2015-04-16 |
20150106225 | PERSONALIZED WEBPAGE GIFTING SYSTEM AND METHOD - A personalized webpage gifting system includes a server in communication with a computing device having a processor to execute an application. Upon execution, the application generates generate a graphical user interface (GUI) to receive recipient information from each of a plurality of participants in which the recipient information user-supplied content associated with a recipient from each of a plurality of participants, and a monetary amount to be contributed towards purchase of a gift for the recipient. The application then combines the user-supplied content of each participant to form a personalized content structure, wherein the application is further executable to facilitate transmission of the gift and the personalized content structure to the recipient. | 2015-04-16 |
20150106226 | GAMING MARKETPLACE APPARATUSES, METHODS AND SYSTEMS - The GAMING MARKETPLACE APPARATUSES, METHODS AND SYSTEMS (“UBGER”) transform user site navigation inputs via UBGER components into systematically-defined user behavior-based game exchange recommendations and offers. In one embodiment, the UBGER obtains activity logs including data on actions taken by a user within a website. The UBGER extracts user behavioral attributes based on analyzing the obtained activity logs, and queries a database for identifications of electronic games associated with the extracted user behavioral attributes. The UBGER queries a database for electronic games owned by the user, and identifies inactive electronic games owned by the user, based on the activity logs. The UBGER generates an offer including a recommendation for trade-in of one of the identified inactive electronic games in exchange for the purchase of one of the electronic games associated with the extracted user behavioral attributes, and provides the generated offer to a client device of the user. | 2015-04-16 |
20150106227 | SYSTEMS AND METHODS FOR DYNAMICALLY CONTROLLING VISUAL EFFECTS ASSOCIATED WITH ONLINE PRESENTATIONS - Various embodiments are provided generally relating to controlling visual effects associated with online presentations. In some embodiments, an online presentation can be provided from a presenter to a plurality of users accessing a user interface displaying the online presentation. In response to providing the online presentations, a background setting of each user can automatically change from a first state to a second state. Furthermore, in response to providing the online presentation, the presenter and each user accessing the user interface can be placed in an active mode of communication which can enable live video communications to be transmitted from the presenter to each of the plurality of users. | 2015-04-16 |
20150106228 | AUTOMATED ORDERING SCHEME MANAGEMENT - Methods and systems for facilitating initiation of resupply orders for consumable commodities include using a stand-alone electronic or audio-generating device incorporated into retail product packaging. The stand-alone device is equipped with a rudimentary processor or logic circuit, a memory, and a wireless transmitter. A simple user interface/activation device such as a push button or membrane switch is coupled to the logic circuit or processor. The stand-alone device is incorporated into or with product packaging, and may be configured with a resupply code at or after a point of sale. A user may activate the user interface of the device when the product needs resupplying, causing the resupply code to be transmitted to an access point or terminal that initiates a reorder sequence for the product. | 2015-04-16 |
20150106229 | LOCAL BUYER AND SELLER CONNECTION PLATFORM - A system and method for a local buyer and seller connection platform are described. An item listed by a seller of an online marketplace is compared with a list of desired items identified by a buyer. A determination of whether a geographic location of the seller is within a buyer geofence and whether a geographic location of the buyer is within a seller geofence is performed. The buyer is provided with an option to purchase the item and pick up the item from the seller when the item listed by the seller matches a desired item identified by the buyer and when the geographic location of the seller is within the buyer geofence and the geographic location of the buyer is within the seller geofence. Geographic boundary parameters for the seller geofence and the buyer geofence are stored in a storage device. | 2015-04-16 |
20150106230 | SYSTEMS AND METHODS FOR RECOMMENDING A RETAIL LOCATION - A method and a system are disclosed for generating a recommendation of a retail location on a network-based system. For example, a system may obtain a retail location definition associated with a geographic location. The geographic location may represent the retail location. The system then builds a scan event model from product scan messages received from a plurality of scanning devices located within the geographic location. The scan event model may include one or more scan events each being associated with a product definition and the retail location definition. Next, a recommendation query from the search device is received by the system. The recommendation query may include a product identifier and a query location. The system may generate a recommendation of the retail location based on determining that the product identifier and the query location match the one or more scan events of the scan event model. | 2015-04-16 |
20150106231 | SYSTEM AND METHOD FOR CANDIDATE DOMAIN NAME GENERATION - A system and method for the generation of candidate domain names are presented. The method includes receiving, by at least one server communicatively coupled to a network, a request to access or purchase access to a software application, the request being received from a user. Keywords associated with at least one of the user, a website of the user, and a business of the user are generated and a candidate domain name relevant to the keywords is generated. A user interface is displayed including the candidate domain name. The user interface enables the user to register the candidate domain name. | 2015-04-16 |
20150106232 | DURATION AND ACCESS BASED SELLING OF PRODUCTS - Disclosed are methods, systems, paradigms and structures for duration and access based selling of products. Hypervertical is a concept of offering products for sale through specific channels for specific time periods. An online selling entity creates an online sales event offering products for sale. The online sales event is valid for a predefined duration. While the online sales event is active, access to the products are provided exclusively through the online sales event. However, upon expiry of the online sales event, which causes the online sales event to be deleted and access to the products be revoked, the access to the products is provided through third-party applications, such as search results of a search engine, social networking sites, other third-party websites. The third-party applications present the products as, for example, advertisements, accessing which the user can navigate to the online selling entity to view or purchase the products. | 2015-04-16 |
20150106233 | METHOD AND SYSTEM FOR PURCHASING OF GOODS AND SERVICES VIA IMAGE RECOGNITION - A method for facilitating an image-based transaction includes: capturing, by a first input device, an image of a product to be sold; receiving, by a second input device, product data corresponding to the product to be sold; identifying, by a processing device, a transaction identifier; encoding, by the processing device, the captured image with at least the identified transaction identifier; adding, to the encoded image, an indication of availability of the product to be sold such that user interaction with the encoded image will initiate a payment transaction for the product to be sold based on at least the encoded transaction identifier; and transmitting, by a transmitting device, at least the received product data, the identified transaction identifier, and the encoded image including the indication of availability. | 2015-04-16 |
20150106234 | SYSTEM AND METHOD FOR GROUPING NAME ASSETS FOR DISPLAY - A system and method for the generation and presentation of candidate domain names and/or candidate name assets are presented. The method includes receiving, by at least one server communicatively coupled to a network, a request to access or purchase access to a software application, the request being received from a user. Keywords associated with at least one of the user, a website of the user, and a business of the user are generated and a candidate domain name relevant to the keywords is generated. A user interface is displayed including the candidate domain name. The user interface enables the user to register the candidate domain name. A plurality of candidate domain names may be generated and organized into carousels or stacks according to a common theme. The candidate domain names may be displayed on a user interface and arranged thereon according to a relevance score of the domain name bundles. | 2015-04-16 |
20150106235 | SYSTEM FOR NORMALIZING, CODIFYING AND CATEGORIZING COLOR-BASED PRODUCT AND DATA BASED ON A UNIVERISAL DIGITAL COLOR LANGUAGE - A system for normalizing, codifying categorizing divergent color systems into a universal color language. A server connected to a communications network receives, processes, codifies and categorizes divergent color data from a merchant system. A middleware engine of the server receives a data feed comprising a plurality of color swatches or images from the merchant system, and normalizes the data feed into a common format. A server processor extracts image data comprising a plurality of product images from the normalized data feed, identifies and converts at least one dominant product color in each product image to a digital value based on color component intensity values, and assigns a hexadecimal code of the universal color language to each product image that is closest to the digital value of each product image. A product categorization engine categorizes each product image into one of a plurality of product categories. | 2015-04-16 |
20150106236 | Obtaining remote shopping advice - Various methods and systems for obtaining remote shopping advice are described herein. In one example, a method includes taking two or more media representations of items to be discussed. A parameter is selected within a social shopping app for obtaining feedback on the items to be discussed. The two or more media representations are assembled into a query within the social shopping app based, at least in part, on the parameter. The query is sent to a reviewer from within the social shopping app. Feedback on the items to be discussed is received from the reviewer within the social shopping app. | 2015-04-16 |
20150106237 | SYSTEM FOR DESIGN OF DRIP IRRIGATION SYSTEM - A system for enabling the rapid design and deployment of field-specific drip irrigation systems. More specifically, a system wherein a user can input measurements and limitations as to a specific field, and the disclosed system can provide a unique, actionable blueprint for a field owner as well as information relating to materials needed, instructions for how to assemble materials and install the drip irrigation system, cost estimates, and a payment platform allowing for immediate purchase of materials. | 2015-04-16 |
20150106238 | AUTOMATIC RESUPPLY OF CONSUMABLE COMMODITIES - Methods and systems for facilitating initiation of resupply orders for consumable commodities include using a stand-alone electronic or audio-generating device incorporated into retail product packaging. The stand-alone device is equipped with a rudimentary processor or logic circuit, a memory, and a wireless transmitter. A simple user interface/activation device such as a push button or membrane switch is coupled to the logic circuit or processor. The stand-alone device is incorporated into or with product packaging, and may be configured with a resupply code at or after a point of sale. A user may activate the user interface of the device when the product needs resupplying, causing the resupply code to be transmitted to an access point or terminal that initiates a reorder sequence for the product. | 2015-04-16 |
20150106239 | TOKENIZATION REVOCATION LIST - A method for providing a token revocation list is disclosed. The method includes maintaining a status for each of a plurality of tokens in a token revocation database. Token validation requests are received, and the statuses of payment tokens can be determined. Response messages with the statuses of the payment tokens are then sent to token status requesters so that they may make decisions on whether or not to use them to process transactions. | 2015-04-16 |
20150106240 | VIDEO MESSAGING - A method for video messaging includes recording a video message, at a device, for a recipient; and selecting a contact as a recipient of the video message, at the device, without requiring typing at the device. | 2015-04-16 |
20150106241 | 3-D IMMERSION TECHNOLOGY IN A VIRTUAL STORE - A system creates an enhanced virtual shopping experience, and includes means for generating a 3-D mesh model of a person's body contours; means for digitizing the three-dimensional shape of a piece of clothing when worn by the correspondingly sized body; means for measuring surface friction and intensity/frequency of vibrations produced during sliding tactile contact with the material of the clothing, for digitally approximating a material's texture; and a means for obtaining three dimensional visual images of the interior of a store. A 3-D headset is configured to receive the three-dimensional visualization of the store interior, and provide it to a person that may also wear a wired glove and body suit configured to provide tactile feedback or feedback through the use of electrodes. A software algorithm digitally inserts the person's mesh model into the three-dimensional store visualization, and allows manipulation of it therein, including realistic simulated contact of objects therein using reverse-electro-vibrations sent to the body suit. | 2015-04-16 |
20150106242 | FRAMEWORK AND METHODOLOGY FOR MANAGING DATA BETWEEN DATA SYSTEMS - The present disclosure provides for managing data between data systems. A request, originating from a management system, is received by a unified inventory management system. Such a request comprises a request for inventory from one or more inventory systems. A first inventory system is identified. The first inventory system manages a first portion of inventory needed to fulfill the request. Thereafter, a second inventory system is identified. The second inventory system manages a second portion of inventory that is also needed to fulfill the request. | 2015-04-16 |
20150106243 | AGGREGATION OF ITEM-LEVEL TRANSACTION DATA FOR A GROUP OF INDIVIDUALS - Apparatus, methods, and computer program products are provided for that automatically identify transactions and/or items in a transaction that are associated with a group of individuals, such as a family, co-workers, a special interest group, a demographic group a social network group or the like. Once transactions and/or items in the transaction have been identified as being associated with the group, the transaction data associated with the transactions and/or the items in the transactions is aggregated and aggregated views of the data are made accessible to individuals in the group, such as through a financial institution financial management application, e.g., online or mobile banking application. | 2015-04-16 |
20150106244 | SYSTEMS AND METHODS FOR ASSOCIATING RELATED MERCHANTS - A computer-implemented method for associating a merchant with an aggregate merchant uses a computing device having a processor and a memory. The method includes identifying an association rule for the aggregate merchant, including one or more antecedents. Each antecedent includes a model value for the antecedent associated with the aggregate merchant. The method also includes identifying one or more merchant data values associated with the merchant. Each of the one or more merchant data values correspond to one of the one or more antecedents. The method further includes applying the association rule to the one or more merchant data values by comparing the model value for each antecedent with a merchant data value associated with the corresponding antecedent, thereby generating a confidence score for the merchant. The confidence score represents a likelihood the merchant is associated with the aggregate merchant. The method also includes outputting the confidence score. | 2015-04-16 |
20150106245 | DYNAMIC UNIT RESOURCE USAGE PRICE CALIBRATOR FOR A VIRTUAL DATA CENTER - Techniques for performing dynamic cost per unit resource usage in a virtual data center are described. In one example embodiment, an initial unit resource usage price is received for the virtual data center for a first cycle. Further, capital expenditure (CAPEX) and operating expenditure (OPEX) information of the virtual data center of the first cycle is obtained. Furthermore, a target return on investment (ROI) for the virtual data center for a second cycle is received. A unit resource usage price is then computed for the second cycle using the received initial unit resource usage price for the first cycle and the CAPEX and OPEX information of the first cycle. The unit resource usage price is then dynamically calibrated for the second cycle using the computed unit resource usage price and the target ROI. | 2015-04-16 |
20150106246 | SYSTEMS AND METHODS FOR SECURE FINANCIAL TRANSACTIONS - According to another example, a payment directory system is provided. The payment directory system includes a payment directory executed by at least one computer system. The payment directory is configured to receive information descriptive of a first payment subdirectory administered by a financial institution. This information includes associations between a subdirectory identifier of the first payment subdirectory and a plurality of identifiers of payees. The payment directory is also configured to store the information and transmit, via the at least one network interface, data descriptive of at least a portion of the information. This data is transmitted to a second payment subdirectory different from the first payment subdirectory. The data includes at least one association between the subdirectory identifier and an identifier from the plurality of identifiers of payees. | 2015-04-16 |
20150106247 | SYSTEM AND METHOD FOR PURSUING A VALUE-ADDED TAX (VAT) RECLAIM THROUGH A MOBILE TECHNOLOGY PLATFORM - A method and systems for pursuing a potential value-added tax (VAT) reclaim through a mobile device. The method comprises receiving at least one image of a VAT receipt from the mobile device; identifying a geographic location of the mobile device; determining whether the mobile device is or was in a foreign country at the time the image was produced; analyzing, by an optical character recognition processor, the at least one image of the VAT receipt; determining whether the VAT receipt is eligible for a VAT refund based on at least one VAT reclaim rule, wherein the at least one VAT reclaim rule determines eligibility based on at least a country of residence of a user of the mobile device, the geographic location of the mobile device, and the analysis of the at least one image; and upon determining that the VAT receipt is eligible for the VAT refund, generating a reclaim request. | 2015-04-16 |
20150106248 | Customizable Macro-Based Order Entry Protocol and System - The present technology is related to employing a template/macro-based order entry system. An initial order data message contains a macro that establishes the initial parameters for an order and a unique ID is associated with the template. Subsequent, and potentially smaller sized data messages contain the unique ID as well as relevant order details for placing an order. Of course, the technology described herein envisions a much broader concept of reducing message sizes to help improve overall latency and is not limited to order entry. | 2015-04-16 |
20150106249 | Systems and Methods for Multiplier-Adjusted Lean Levels for Trading Strategies - Certain embodiments provide a method for trading in an electronic trading environment including receiving market data relating to a plurality of tradeable objects; sending a order to an exchange for the first tradeable object at a quoted price; receiving a fill confirmation for the quoting order at a filled price; determining a difference between the quoted price and the filled price; determining a hedge price for each of the plurality of tradeable objects other than the first tradeable object based at least in part on the difference and at least one multiplier associated with at least one leg of the trading strategy; and sending hedge orders for each of the plurality of tradeable objects other than the first tradeable object at the corresponding hedge price. The plurality of tradeable objects includes at least a first, second, and third tradeable object, which are traded as legs of a trading strategy. | 2015-04-16 |
20150106250 | COMPUTING SYSTEMS AND COMPUTER-IMPLEMENTED METHODS FOR USE WITH INTEREST RATE SWAP FUTURE INSTRUMENTS - A network architecture may include an exchange computing system, clearinghouse computing system, and trading terminals. The exchange computing system, clearinghouse computing system, and trading terminals may facilitate the trading of contracts in interest rate swap (IRS) futures contracts. The IRS futures contracts may involve the delivery of a “par” IRS (i.e., an IRS where the present value of the fixed leg is equal to the present value of the floating leg). The exchange computing system may receive orders from trading terminals for the IRS futures contracts, and par IRSs may be delivered upon the delivery dates specified by the IRS futures contracts. | 2015-04-16 |
20150106251 | RISK MITIGATION IN AN ELECTRONIC TRADING SYSTEM - An electronic trading system (ETS) implements risk mitigation methods for orders and quotes associated with a market participant on the ETS. The methods determine a measure of risk associated with one or more trading positions. One of the methods globally counts the number of breaches of risk thresholds associated with a trading symbol and market participant across all matching engines on the ETS over a rolling time period, and if this global risk counter exceeds a maximum, disables all further trades by the market participant on the ETS. Another method limits the number of automatic re-enablements that a market participant can request in response to prior breaches of risk thresholds that resulted in disabling any further trading by the market participant on the ETS. | 2015-04-16 |
20150106252 | FACILITATION OF PAYMENTS BETWEEN COUNTERPARTIES BY A CENTRAL COUNTERPARTY - A system for moving money between accounts of traders by a central counterparty to facilitate payments, i.e. the movement of funds, there between is disclosed which provides a flexible mechanism which supports simpler accounting, new types of derivatives contracts as well new types fees. The disclosed futures contract, referred to as a “payer” contract, comprises a “no-uncertainty” futures contract, i.e. the initial value and settlement value parameters are defined, that leverages the mechanisms of the clearing system to, for example, accommodate related payments. Accordingly, a 1-to-many relationship between contracts and prices is provided whereby each price component may be assigned its own payer contract. The function of the payer contract may be to guarantee the movement of money from related positions. In one embodiment, payer contracts are dynamically created whenever a payment is needed. | 2015-04-16 |
20150106253 | FACILITATION OF PAYMENTS BETWEEN COUNTERPARTIES BY A CENTRAL COUNTERPARTY - A system for moving money between accounts of traders by a central counterparty to facilitate payments, i.e. the movement of funds, there between is disclosed which provides a flexible mechanism which supports simpler accounting, new types of derivatives contracts as well new types fees. The disclosed futures contract, referred to as a “payer” contract, comprises a “no-uncertainty” futures contract, i.e. the initial value and settlement value parameters are defined, that leverages the mechanisms of the clearing system to, for example, accommodate related payments. Accordingly, a 1-to-many relationship between contracts and prices is provided whereby each price component may be assigned its own payer contract. The function of the payer contract may be to guarantee the movement of money from related positions. In one embodiment, payer contracts are dynamically created whenever a payment is needed. | 2015-04-16 |
20150106254 | FACILITATION OF PAYMENTS BETWEEN COUNTERPARTIES BY A CENTRAL COUNTERPARTY - A system for moving money between accounts of traders by a central counterparty to facilitate payments, i.e. the movement of funds, there between is disclosed which provides a flexible mechanism which supports simpler accounting, new types of derivatives contracts as well new types fees. The disclosed futures contract, referred to as a “payer” contract, comprises a “no-uncertainty” futures contract, i.e. the initial value and settlement value parameters are defined, that leverages the mechanisms of the clearing system to, for example, accommodate related payments. Accordingly, a 1-to-many relationship between contracts and prices is provided whereby each price component may be assigned its own payer contract. The function of the payer contract may be to guarantee the movement of money from related positions. In one embodiment, payer contracts are dynamically created whenever a payment is needed. | 2015-04-16 |
20150106255 | FACILITATION OF PAYMENTS BETWEEN COUNTERPARTIES BY A CENTRAL COUNTERPARTY - A system for moving money between accounts of traders by a central counterparty to facilitate payments, i.e. the movement of funds, there between is disclosed which provides a flexible mechanism which supports simpler accounting, new types of derivatives contracts as well new types fees. The disclosed futures contract, referred to as a “payer” contract, comprises a “no-uncertainty” futures contract, i.e. the initial value and settlement value parameters are defined, that leverages the mechanisms of the clearing system to, for example, accommodate related payments. Accordingly, a 1-to-many relationship between contracts and prices is provided whereby each price component may be assigned its own payer contract. The function of the payer contract may be to guarantee the movement of money from related positions. In one embodiment, payer contracts are dynamically created whenever a payment is needed. | 2015-04-16 |
20150106256 | Computer Implemented Systems and Methods for Evaluation and Adjustment of Settlement Value Curves - Disclosed is a method that is useful in connection with providing discount factors for an exchange-traded mark-to-market derivative product that has a variable tick rate, such as an interest rate swap product. In some embodiments, the method includes providing a series of consecutive settlement values, which collectively represent a settlement value curve for the derivative product. The curve is evaluated by determining, for each consecutive pair of settlement values, whether the difference between the first settlement value in the pair and the second settlement value in the pair exceeds a threshold. The threshold represents the value at which a discount factor derived from said pair of settlement values, in conjunction with other parameters, would be negative. In other embodiments the disclosed invention encompasses an apparatus and a computer-readable medium. | 2015-04-16 |
20150106257 | METHOD AND SYSTEM FOR VALIDATING MULTIPLE DOCUMENTS ASSOCIATED WITH A MORTGAGE APPLICATION - A method for validating multiple documents associated with a mortgage transaction, comprising: using a processor, applying a first rule to first and second mortgage document information to determine first and second values, respectively, and from the first and second values whether the first and second mortgage document information are valid; when the first and second mortgage document information relate to mortgage application related documents of a same type, applying a second rule to the first and second values to determine an aggregate value; when the first and second mortgage document information relate to mortgage application related documents of a different type, applying a third rule to the first and second values to determine the aggregate value; and, applying a fourth rule to the aggregate value to determine whether the aggregate value is valid. | 2015-04-16 |
20150106258 | ELECTRONIC LOAN PROCESSING, MANAGEMENT AND QUALITY ASSESSMENT - Systems, methods, and computer-readable media for performing various automated processing of loan documents are disclosed. The automated processing may include, for example, electronic processing of loan documents, quality assessment processing to determine an accuracy of information included in the loan documents, tracking and management processing to determine quality characteristics associated with a loan package and candidacy for consideration for delivery to one or more intended recipients, and pre-delivery and delivery processing to further confirm or reject a loan package's candidacy for delivery and to prepare the loan package for delivery. | 2015-04-16 |
20150106259 | Systems and Methods for Transferring Funds to a Pre-Paid Account - According to the invention, a method for transferring funds from a sender to a pre-paid account to be assigned to a recipient is disclosed. The method may include receiving a request to perform a funds transfer, including an amount and a recipient, and determining whether to approve the request. Upon approval, the method may include selecting a first and second money transfer control number (MTCN). The method may include recording an association of the amount and the recipient with the first MTCN, and an association of the two MTCN's. The method may include sending the second MTCN out and later receiving a request to redeem which includes the second MTCN. The method may include determining the first MTCN based on the second MTCN, and whether to approve the request. Upon approval, an indication may be sent that the amount is available for funding of the pre-paid account of the recipient. | 2015-04-16 |
20150106260 | SYSTEM AND METHODS FOR GLOBAL BOARDING OF MERCHANTS - Systems, apparatuses, and methods for determining if a Merchant should be provided transaction processing services by an Acquirer and/or continue to be provided such services by the Acquirer. In one embodiment, the inventive system and methods permit a more accurate and reliable determination of the risk to an Acquirer presented by a Merchant, based on a risk assessment engine and the described set of data sources. | 2015-04-16 |
20150106261 | SEAMLESS CONSUMER SERVICE DELIVERY SYSTEM - A computer-implemented process operating on a server comprises: receiving user information into server memory; receiving a deposit notification into server memory; sending a pickup notification from the server to a service provider; receiving a deposit notification from a locker control device; sending a completion notification from the server to a user identified by the user information; receiving a removal notification; and billing the user identified by the user information for a service provided by the service provider. A locker system comprises: a plurality of lockers having doors and locks; a locker control device connected to the plurality of lockers to sense and control states of the locker doors and locks, the locker control device also connected to a communication network; a system control server connected to the communication network; a vendor server connected to the system control server through the communication network, the vendor server configured and arranged to communicate with a vendor interactions between a user and the vendor occurring through use of the plurality of lockers; and a user system connected to the system control server through the communication network, the user system configured and arranged to communicate with a user interactions between the user and the vendor occurring through use of the plurality of lockers. | 2015-04-16 |
20150106262 | INTER-NETWORK FINANCIAL SERVICE - Systems and methods for making a payment on behalf of a payer to a payee are provided. A request to make a payment on behalf of a payer to a payee is received at a first payment service provider. The first payment service provider supports a first payment network within a plurality of payment networks that each include a respective plurality of payers and payees. The payer is one of the plurality of payers and payees associated with the first payment network, and the payor is not one of the plurality of payers and payees associated with the first payment network. A second payment network within the plurality of payment networks with which the payee is associated is identified by the first payment service provider. A payment instruction to make the payment to the payee is transmitted by the first payment service provider to a second payment service provider associated with the second payment network. | 2015-04-16 |
20150106263 | METHODS AND SYSTEMS FOR DYNAMICALLY PROCESSING CARD PAYMENT AUTHORIZATION REQUESTS - Exemplary methods and systems for dynamically processing payment authorization requests for gift card purchases. An exemplary method includes maintaining information associated with a gift card, receiving a payment authorization request for the gift card from a particular merchant, detecting a trigger associated with the received payment authorization request, and sending, based on the detected trigger, a response to the payment authorization request. Corresponding methods and systems are also disclosed. | 2015-04-16 |
20150106264 | CONTROLLING DEBIT CARD TRANSACTIONS - Methods and systems for controlling debit card transactions are presented. In some embodiments, a computer system may receive authentication information associated with a debit card. Subsequently, the computer system may determine, based on boundary information, whether the transaction terminal device is authorized to perform one or more transactions on at least one financial account linked to the debit card. Based on determining that the transaction terminal device is authorized to perform one or more transactions on the at least one financial account, the computer system may allow the transaction terminal device to perform at least one transaction on the at least one financial account. Alternatively, based on determining that the transaction terminal device is not authorized to perform one or more transactions on the at least one financial account, the computer system may prevent the transaction terminal device from performing any transactions on the at least one financial account. | 2015-04-16 |
20150106265 | SYSTEM AND METHODS FOR PROCESSING A COMMUNICATION NUMBER FOR FRAUD PREVENTION - A communication number processing system and methods for processing communication numbers or identifiers of various types to prevent fraud in transactions associated with the communication numbers are disclosed. The communication number processing system, in an example embodiment, verifies a communication number by retrieving characteristics data including network-derived characteristics data and/or other attributes relating to the communication number and processing the characteristics data and/or the attributes based on one or more rules. The communication number processing system further generates a fraud score for the communication number. A client system can then use the fraud score to assess a risk associated with engaging in a transaction with a user associated with the communication number. | 2015-04-16 |
20150106266 | PLACE INFORMATION MANAGEMENT SERVER, SYSTEM, AND METHOD - Provided are a place information management server, system, and method. The place information management system includes a user terminal configured to, when a card approval message is received, extract a card approval place name included in the card approval message, and generate card approval information that includes position information and time information of when the card approval message is received and the card approval place name, and a place information management server configured to, when the card approval information is received, determine whether the card approval place name matches a place that a user of the user terminal visits, and generate and store visiting place information. | 2015-04-16 |
20150106267 | ACCOUNT NOTIFICATIONS FOR REQUIRED INFORMATION TO COMPLETE A FINANCIAL TRANSACTION - There is provided systems and method for account notifications for required information to complete a financial transaction. A user may establish a user account with a payment provider, where the user account allows the user to receive and transfer funds with other users. The payment provider may require additional information from the user to validate and maintain the user account or to complete monetary transfers. Thus, the payment provider may prepare notifications for the user and transmit the notifications to a user device of the user. The user may provide user input through the user device to complete the notification, where in some cases the user input corresponds to an image from the user. The payment provider may transmit an edit tool to redact information from the image if necessary. The user may request a hold on funds in the user account, or may authorize transactions. | 2015-04-16 |
20150106268 | METHOD FOR AUTHENTICATING A TRANSACTION - A method of authenticating a transaction comprises receiving from a user's mobile device user location information and associated network data in response to a change of location or network of the mobile device, storing the location information and (optionally) the network data in a database in a record associated with the user, receiving a request for authentication of a transaction purportedly by the user, the request including transaction location information, comparing the transaction location information and (optionally) the network data to the stored user location information associated with the user, and generating authentication data in response to the result of the comparison. | 2015-04-16 |
20150106269 | METHOD OF PAYMENT BETWEEN PLURALITY OF USERS IN DISTRIBUTED NETWORK SYSTEM USING TOKENS - Embodiments of the present disclosure relate to method and a system for payment between plurality of users using tokens in a distributed networking system. The method involves configuring a token account for each transacting user of the distributed networking system. In a transaction between users, the consumer obtaining service from the provider should provide predefined number of tokens for the obtained service. The predefined number of tokens is transferred from the token account of the consumer to the token account of the provider. If there is non-availability of the predefined number of tokens to perform the transaction in the token account of the consumer, the transaction server in the distributed networking system allows the transaction only if the consumer account is still within the defined credit limit after paying the predefined number of tokens from the consumer account. | 2015-04-16 |
20150106270 | Providing Identification Information to Mobile Commerce Applications - Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application. | 2015-04-16 |
20150106271 | SURCHARGE VIOLATION REGISTRY - Apparatus and methods for auditing a transaction record are provided. The transaction record may correspond to a credit card transaction. The auditing may include identifying a surcharge violation. The surcharge violation may be an unlawful surcharge. The auditing may identify patterns of double surcharging. Transaction-level auditing may include ensuring that a surcharge is returned upon a product return. A mobile wallet application may allow consumers to access and/or report merchant surcharge compliance activity. Functionality may include surcharge receipt scanning for use in crosschecking authenticity of a consumer report. Additional crosscheck functionality provided by geographic location support. Embodiments may include a registry for merchants that certify their surcharge calculations. | 2015-04-16 |
20150106272 | DIGITAL IMAGE SHIFTING - Apparatus and methods are provided for viewing a check image and selecting a check service to be applied to a check. Check services may include a pay/return decision. The check images may be presented in a carousel view without pop-up windows. The user may import pre-selected check services such as stop payments. Check images may be marked with a status indicator. The status indicator may correspond to a check service applied to the check or a reconciliation error associated with the check. A user may receive notifications of pending expiration of an applied check service. The user may select and apply a check service at any time during a clearing process of the check. User may search for checks and check images based on the check service applied to the check. Search results may include check images and may be transmitted to a requested location such as via e-mail. | 2015-04-16 |
20150106273 | SECURE PORTABLE MEDICAL INFORMATION ACCESS SYSTEMS AND METHODS RELATED THERETO - Using a secure portable reference to medical information, stored on a portable storage medium, various embodiments allow a patient to give to their doctor an easy-to-use access key that will enable access to desired medical information stored on a computer network. The secure portable reference provides greater transportability of medical records to a patient or medical data repository including a doctor's office, clinic, or hospital, while maintaining data security to satisfy medical data privacy regulations and expectations. Some described embodiments use encrypted information inside the secure portable reference to hide, for example, who is allowed access to the stored medical information, and the network location of the stored information. Some embodiments use a secret PIN to authenticate the user attempting access to the referenced medical information. The secure portable reference contains information on network resources used to enable download access to medical information, including medical records and medical images. | 2015-04-16 |
20150106274 | CREDIT CARD SECURITY ENHANCEMENTS FOR AUTHORIZING A CREDIT CARD TRANSACTION - A method, non-transitory computer readable medium, and apparatus for authorizing a credit card transaction are disclosed. For example, the method receives a request to validate a transaction with a vendor using a credit card account, sends a request to an owner of the credit card account for a personal identification number (PIN) associated with the credit card account, wherein the PIN comprises one or more parameters, receives the PIN, determines that the PIN matches one of one or more PINs that were generated and associated with the credit card account and that each one of the one or more parameters associated with the PIN is met by the transaction and authorizes the transaction with the vendor using the credit card account. | 2015-04-16 |
20150106275 | SYSTEMS AND METHODS FOR PERFORMING ATM FUND TRANSFER USING ACTIVE AUTHENTICATION - A method of performing a fund transfer at an ATM includes receiving an active authentication transaction key at an ATM from a mobile financial transaction instrument via a wireless communication protocol, generating a PIN at the ATM, and storing the PIN in a machine readable storage medium. An authorization request message is transmitted to a financial institution identified by the active authentication transaction key. The authorization request message includes the PIN and at least a portion of the active authentication transaction key. The PIN is received from a user of the mobile financial transaction instrument, and the funds are dispensed in response to receiving the PIN. | 2015-04-16 |
20150106276 | Identification of Clauses in Conflict Across a Set of Documents Apparatus and Method - Documents are analyzed for best practices and compliance with rules normalized for an industry or an enterprise by identifying, grouping, and scoring clauses. Key clauses in each stored document are identified which distinguish a relationship with restrictions on the principal party. A document set containing potentially conflicting restrictions is scanned for clauses, which mutually conflict. Documents with circular dependencies, obligations on the same resources, commitments to exclusivity, or compel action or inaction are surfaced for renegotiation, risk remediation, or conflict resolution. | 2015-04-16 |
20150106277 | PROVIDING NOTICE VIA THE INTERNET - A system for posting a public notice on the Internet for a legal jurisdiction. The system includes a forum server, client computer, and the Internet. The forum server stores data and information regarding public notices in the jurisdiction, and supports a website that provides notice-related services such as posting, searching, monitoring, and other legal services. | 2015-04-16 |
20150106278 | METHOD AND APPARATUS FOR SEARCH AND ANALYSIS OF REAL ESTATE DATA - A method and system for dynamically updating search parameters for a real estate database, the real estate database including records corresponding to real estate properties, the method including transmitting a user interface including a plurality of indicators corresponding to a plurality of real estate uses and one or more search parameters, receiving a selection of a real estate use in the plurality of real estate uses through the selection of an indicator in the plurality of indicators, determining one or more use-specific search parameters corresponding to the selected real estate use, the one or more use-specific search parameters being determined by querying a data structure storing a mapping of the plurality of real estate uses to a plurality of use-specific search parameters, and updating the user interface to include the one or more use-specific search parameters in addition to the one or more search parameters. | 2015-04-16 |
20150106279 | COMPLIANCE AS A SERVICE FOR AN ORGANIZATION - The present disclosure relates to system(s) and method(s) to provide compliance as a service for one or more organization. The system further facilitates identifying one or more causes involved to provide compliance as a service by analysing compliance documents. The system and method also provides conversion of clauses into appropriate controls. The system and method also assists in defining control that can perform a specific task on a system. The system and method further provides mapping of compliance using control. | 2015-04-16 |
20150106280 | SYSTEM AND METHOD OF CONFIRMING STANDARD COMPLIANCE FOR AT LEAST ONE AGRICULTURAL PRODUCT BY MAINTAINING AN AGRICULTURAL PEDIGREE THROUGHOUT PRODUCTION AND DISTRIBUTION - A method and associated system for confirming standard compliance for at least one agricultural product using an agricultural pedigree for each agricultural product comprises the steps of: a) Providing an information storage device adapted to receive input of data for each agricultural product relating to at least one of the agricultural product's production, harvesting, distribution, processing and consumption; b) Inputting data into the information storage device; c) Storing said data; d) Maintaining an agricultural pedigree data for each agricultural product utilizing at least a portion of the data; and e) Evaluating compliance of each agricultural product with preexisting standards in accordance with predefined standard requirements using the agricultural pedigree data for each agricultural product. | 2015-04-16 |
20150106281 | SYSTEM AND METHOD OF PROVIDING CONSUMER ACCESIBLE AGRICULTURAL PEDIGREE FOR AGRICULTURAL PRODUCTS - A method and associated system for establishing a consumer accessible agricultural pedigree for at least one agricultural product with integrated farm equipment comprises the steps of: a) Providing an open communication network accessible information storage device adapted to receive input of data relating to at least one of the agricultural product's production, harvesting, distribution, processing and consumption, from at least one and preferably from multiple sources; b) Inputting one or more contemporaneous inputs into the information storage device over time throughout at least the production of the agricultural product; c) Storing and said data; and d) Providing on the agricultural product a consumer scan-able link for access to at least a portion of said data via the open communication network. | 2015-04-16 |
20150106282 | DEVICE FOR DETERMINING COUNTERFEIT AND METHOD THEREOF - There are provided a device for determining a counterfeit and a method thereof. The device for determining a counterfeit includes a certification information receiving unit configured to receive certification identification information including at least one piece of certification chip identification information, product identification information, and certification verification information of a verification target product and state information of a device for performing genuine product certification from the device for performing genuine product certification, and a counterfeit determining unit configured to determine a counterfeit based on the received certification identification information or the state information of the device for performing genuine product certification. Therefore, genuine product certification of the verification target product is verified. As a result, it is possible to effectively protect intellectual property rights of producers and easily and accurately determine a counterfeit. | 2015-04-16 |
20150106283 | APPARATUS AND METHOD FOR PROVIDING GENUINE CERTIFICATION SERVICE - Provided are an apparatus and method for providing a genuine certification service. The apparatus includes a certification information issuing unit configured to issue genuine certification information including at least one piece of certification chip identification (ID) information, product ID information, certification secret information, and certification verification information to a verification target product in response to an issuance request by a terminal operated by a producer of the verification target product, and a genuine certification executing unit configured to verify validity of the genuine certification information issued to the verification target product and execute genuine certification for the verification target product using the genuine certification information of which the validity is verified in response to a certification request by the terminal operated by the producer of the verification target product. Intellectual property rights of producers may be efficiently protected and a reliable genuine certification service may be provided to consumers. | 2015-04-16 |
20150106284 | SYSTEM AND METHOD FOR A USER ONLINE EXPERIENCE DISTILLING THE COLLECTIVE KNOWLEDGE AND EXPERIENCE OF A PLURALITY OF PARTICIPANTS - A method of determining an answer. The method includes sending a question through a mobile network to a plurality of mobile terminals, receiving responses to the question from the mobile terminals and outputting a single answer based on the responses. | 2015-04-16 |
20150106285 | MOOD-BASED ANALYTICS FOR COLLABORATIVE PLANNING OF A GROUP TRAVEL ITINERARY - A method for providing mood-based analytics for collaborative travel planning for a group containing one or more group member includes receiving a priority, a target happiness index, and mood-based input for each group member. A target group happiness index is calculated based on an aggregate of the target happiness indexes weighted by the priority for each group member. A current group happiness index is calculated based on an aggregate of the mood-based input weighted by the priority for each group member. The activity preferences for the group are determined based on the aggregate of the mood-based input weighted by the priority for each group member. External environmental data that influences the current group happiness and the activity preferences is collected. A group itinerary based on the current group happiness index, the activity preferences for the group, and the external environmental data is generated to meet the target group happiness index. | 2015-04-16 |
20150106286 | Performance, Productivity And Efficiency Planning For Employee Relocation Program Effectiveness - A method of employee relocation program planning designed to maximize program effectiveness through the assessment of benefit performance, benefit efficiency, and employee productivity to internal and external groups, and the defining of principles and methodologies. Employee surveys capture satisfaction responses for counseling, services, and benefit effectiveness, and employee perception of benefit importance and program expectations. Survey results are calculated to produce performance, productivity and efficiency scores; whereto program-balancing principles and methodologies are applied to increase program effectiveness. Computerized applications collect, store and calculate data, and includes tools programmed to dynamically model performance balancing scenarios for achieving desired outcomes. Additional functionality applies productivity outputs against comparable variables for analyses of alternate company programs, including talent mobility planning, return on investment and cost management. | 2015-04-16 |
20150106287 | DEVICES, METHODS, AND SYSTEMS FOR MANAGING REPRESENTATIONS OF ENTITIES THROUGH USE OF PRIVACY BEACONS - Computationally implemented methods and systems include acquiring a block of encrypted data that corresponds to an image that has been encrypted through use of a unique device code associated with an image capture device configured to capture the image that includes a representation of a feature of an entity, obtaining a privacy metadata that corresponds to a detection of a privacy beacon in the image, said at least one image captured by the image capture device, said privacy beacon associated with the entity, and determining, at least partly based on the obtained privacy metadata, and partly based on a calculation related to the block of encrypted data that corresponds to the whether to allow one or more processes related to the encrypted data block. In addition to the foregoing, other aspects are described in the claims, drawings, and text. | 2015-04-16 |
20150106288 | DEVICES, METHODS, AND SYSTEMS FOR MANAGING REPRESENTATIONS OF ENTITIES THROUGH USE OF PRIVACY BEACONS - Computationally implemented methods and systems include acquiring a block of encrypted data that corresponds to an image that has been encrypted through use of a unique device code associated with an image capture device configured to capture the image that includes a representation of a feature of an entity, obtaining a privacy metadata that corresponds to a detection of a privacy beacon in the image, said at least one image captured by the image capture device, said privacy beacon associated with the entity, and determining, at least partly based on the obtained privacy metadata, and partly based on a calculation related to the block of encrypted data that corresponds to the whether to allow one or more processes related to the encrypted data block. In addition to the foregoing, other aspects are described in the claims, drawings, and text. | 2015-04-16 |
20150106289 | BEHAVIOR BASED DRIVING RECORD MANAGEMENT AND REHABILITATION - The behavior-based driving record management program is designed to assist drivers that have received driving penalties or “demerit points” to improve their behavior and “rehabilitate” to recover their driving privileges. Telematics are used to monitor the driving behavior over time and provide feedback to the driver. The system can also be used to implement graduated licensing programs to ensure that only qualified young drivers are graduating from one level to another demonstrating actual driver behavior and driving experience while reducing fraud. | 2015-04-16 |
20150106290 | METHODS AND SYSTEMS FOR ENHANCING STUDENT VISIBILITY DURING RECRUITING - Described herein are methods and systems for a third party to facilitate recruiting of a recruit by a potential recruiter and without acting as an intermediary. A processing device electronically provides recruiting information to a recruit. The recruiting information includes at least one of contact information for one or more potential recruiters or how-to information on preparing recruiting-related information to be sent to the one or more potential recruiters. The processing device provides a mobile application for download by the recruit. The mobile application includes capabilities for providing information regarding which of the one or more potential recruiters have viewed recruiting-related information of the recruit. | 2015-04-16 |
20150106291 | Systems and Methods for Conveying a Parcel to a Consignee, For Example, After an Unsuccessful Delivery Attempt - A system for redirecting a parcel from a primary delivery location (e.g., a residential address) to a locker bank is configured to redirect the parcel following an unsuccessful delivery attempt at the primary delivery location. In some embodiments, the system is configured to determine a suitable locker bank to which to redirect the parcel based on preferences received from a carrier (e.g., common carrier), shipper of the parcel, or consignee of the parcel. In various embodiments, following the unsuccessful delivery attempt, the system is configured to receive a request to deliver the parcel to the locker bank, provide access to one or more lockers at the locker bank for placement of the parcel, receive confirmation that the parcel has been placed in a particular locker at the locker bank, and associate the parcel with the particular locker. | 2015-04-16 |
20150106292 | Systems and Methods for Facilitating Delivery of a Parcel to a Suitably Sized Locker - A system, according to various embodiments, is adapted for identifying a suitable locker for a particular parcel based, at least in part on the size of the parcel. In particular embodiments, the system is optimized for identifying the smallest available locker that would accommodate the parcel, and facilitating delivery of the parcel to that locker. The size of the parcel may be obtained, for example, from a carrier, a shipper, a consignee, or a third party (such as a customs agent). | 2015-04-16 |
20150106293 | Systems and Methods for Establishing an Account of a User at a Locker Bank - A system, according to various embodiments, is adapted for facilitating the creation of a consignee account with a carrier at a locker bank. In particular embodiments, the system is adapted to use the locker bank to facilitate delivery of a parcel to an unregistered consignee at a locker bank and, during the course of the delivery transaction, facilitate the creation of an account for the previously unregistered consignee at the locker bank. This may allow the consignee to receive future notifications regarding other parcels that the carrier may deliver to the consignee. | 2015-04-16 |
20150106294 | Systems and Methods for Confirming an Identity of an Individual, For Example, at a Locker Bank - Systems, according to various embodiments, are adapted to use any of a variety of different techniques to identify an individual. In particular embodiments, the system is adapted to, at least partially in response to confirming the identity of a consignee of a parcel, provide the consignee with access to a parcel stored within a secured locker. In particular embodiments, the system may use the current or past location of the consignee, or information from one or more objects physically associated with the consignee (e.g., a portable computing device or an electronic or paper info notice) to verify the consignee's identity. | 2015-04-16 |
20150106295 | Systems and Methods for Confirming an Identity of an Individual, For Example, at a Locker Bank - Systems, according to various embodiments, are adapted to use any of a variety of different techniques to identify an individual. In particular embodiments, the system is adapted to, at least partially in response to confirming the identity of a consignee of a parcel, provide the consignee with access to a parcel stored within a secured locker. In particular embodiments, the system may use the current or past location of the consignee, or information from one or more objects physically associated with the consignee (e.g., a portable computing device or an electronic or paper info notice) to verify the consignee's identity. | 2015-04-16 |
20150106296 | Systems and Methods for Conveying a Parcel to a Consignee, For Example, After an Unsuccessful Delivery Attempt - A system for redirecting a parcel from a primary delivery location (e.g., a residential address) to a locker bank is configured to redirect the parcel following an unsuccessful delivery attempt at the primary delivery location. In some embodiments, the system is configured to determine a suitable locker bank to which to redirect the parcel based on preferences received from a carrier (e.g., common carrier), shipper of the parcel, or consignee of the parcel. In various embodiments, following the unsuccessful delivery attempt, the system is configured to receive a request to deliver the parcel to the locker bank, provide access to one or more lockers at the locker bank for placement of the parcel, receive confirmation that the parcel has been placed in a particular locker at the locker bank, and associate the parcel with the particular locker. | 2015-04-16 |
20150106297 | USER TERMINAL DEVICE, INFORMATION PROVIDING SYSTEM, AND METHOD FOR PROVIDING INFORMATION - A user terminal device, an information providing system, and a method of providing information thereof are provided. The method for providing information in a user terminal device includes registering contact information in an address list according to a user's input, transmitting an event of registering the contact information to an external server, in response to profile information which corresponds to the contact information being received from the server, storing contact information registered in the address list and the profile information in association with each other, and in response to a display item which corresponds to the contact information being selected while the address list is displayed, displaying the profile information. | 2015-04-16 |
20150106298 | SELECTIVE SHARING OF ELECTRONIC INFORMATION - Methods, apparatuses, systems, and computer-readable media for facilitating individualized data alerts are described herein. Information sources may provide data for publication to knowledge professionals. Managerial actions may be performed by an individual or automatically. After the data is published, one or more individualized alerts may be sent to knowledge professionals, such as on a mobile device under control of the knowledge professional, leading to presentation of the pieces of data, along with assigned actions. Knowledge professionals may accept assignment of actions, may re-assign actions, may review actions, and may indicate when actions have been taken. These indications may then be used to update data generators or the data manager, such that future pieces of data and/or individualized alerts may be provided. Other embodiments may be described and/or claimed. | 2015-04-16 |
20150106299 | INFORMATION DELIVERY AND MAINTENANCE SYSTEM FOR DYNAMICALLY GENERATED AND UPDATED DATA PERTAINING TO ROAD MAINTENANCE VEHICLES AND OTHER RELATED INFORMATION - Selected types of information are collected from various sources and a portion thereof transmitted to a remote server. The remote server dynamically compiles and processes this data with information from other similar and separate sources and provides useful and relevant information, such as vehicle and location specific road maintenance radar, forecasts and treatment recommendations, and then transmits the data back to the vehicles in the field for one or more of the appropriate deployment of equipment, instructions and the automated or manual application of materials. | 2015-04-16 |
20150106300 | COLLABORATIVELY ENHANCING BUSINESS INTELLIGENCE MODELS - The present disclosure relates to a computer-implemented method including identifying a predefined business intelligence model associated with a database, the predefined business intelligence model including one or more entities defining a structured organization of data and the predefined business intelligence model is adapted to access data from the database, identifying an enhanced business intelligence model based on the predefined business intelligence model, the enhanced business intelligence model incorporating by reference one or more entities of the predefined business intelligence model and providing the enhanced business intelligence model for accessing data from the database, accessing data from the database including using the one or more entities incorporated by reference in the enhanced business intelligence model, the predefined business intelligence model being unchanged. | 2015-04-16 |