17th week of 2016 patent applcation highlights part 46 |
Patent application number | Title | Published |
20160117693 | DIGITAL MATURITY ASSESSMENT FOR TRANSPORTATION PROVIDERS - An aspect of the present disclosure facilitates the assessment of the digital maturity of a transport provider. In one embodiment, data indicating availability of engagement capabilities on respective digital channels of the transport provider is received, and scores representing digital maturity of the transport provider are computed based on the availability. The engagement capabilities may be categorized according to functional areas qualifying an industry of the transport provider, and as such the scores may correspond to respective functional areas. Thus, the transport provider is enabled to compare the engagement capabilities of his/her organization with those of other providers or with pre-defined standards. | 2016-04-28 |
20160117694 | CLIENT MANAGEMENT SYSTEM - In various example embodiments, a system and method for client management are presented. Inactive clients in the client population based on a lack of client use of a service offering for a predetermined period of time is determined. Customized electronic messages to the inactive clients are generated and sent. Timed subsequent electronic messages to clients who remain inactive after the receipt of the first electronic messages are further generated and sent. Statistics associated with client activity is calculated. The calculated statistics are caused to be displayed. | 2016-04-28 |
20160117695 | SYSTEMS AND METHODS FOR REPUTATION MANAGEMENT - A system has a reputation management server that provides a reputation score for each subscriber based on ratings of the subscriber retrieved from one or more transactional servers. The data from the one or more servers is processed to provide an aggregated rating for each subscriber. Another user, such as a buyer or seller in a transaction with the subscriber, can access the reputation management server and be provided with access to the subscriber's rating(s). The reputation management server uses a statistical model to generate statistical data of subscribers based on their retrieved ratings, and the reputation management server assigns a percentile rating to subscribers based on the generated statistical data. | 2016-04-28 |
20160117696 | METHOD AND SYSTEM FOR DETERMINING ON-LINE INFLUENCE IN SOCIAL MEDIA - Methods and system are provided for determining a topical influence value of the individual based on aggregated viral properties of tagged content citing the individual. A processor of a computer is used to match content within a web-site with a selected topic and to tag matching content to generate tagged content. Viral properties for the tagged content are extracted, and viral properties of the tagged content citing an individual in the tagged content are aggregated to form aggregated viral properties of the tagged content citing the individual. Based on the aggregated viral properties of the tagged content citing the individual, a topical influence value of the individual can be computed. | 2016-04-28 |
20160117697 | METHOD AND APPARATUS FOR COLLECTING AND DISSEMINATING INFORMATION OVER A COMPUTER NETWORK - The apparatus comprises at least one database for storing digital information associated with at least a first user and a second user, at least one links module for the first user and for the second user, at least one manipulations module and at least one display device for respectively displaying at least said linked digital information wherein said linked digital information associated with said first user is automatically updated on at least said display device of said second user when that information is manipulated, and wherein said linked digital information associated with said second user is automatically updated on at least said display device of said first user when that information is manipulated. | 2016-04-28 |
20160117698 | System and Method for Context Dependent Streaming Services - What is disclosed is a system to deliver at least one of content and services to a first device based on the first device's context, the system comprising a cloud service coupled to the first device by a network, wherein the cloud service obtains information from the first device over the network; determines context of the first device based on information obtained from the device; assembles a package based on the determined context, said package comprising at least one of content and services; and sends the package to the first device over the network. | 2016-04-28 |
20160117699 | QUESTIONNAIRE SYSTEM, QUESTIONNAIRE RESPONSE DEVICE, QUESTIONNAIRE RESPONSE METHOD, AND QUESTIONNAIRE RESPONSE PROGRAM - A questionnaire system can bring about an entertaining enjoyment, inspiration, and the like and can provide an intuitive and sensuous response method. The questionnaire system collects response information and includes a questionnaire response device having a display section displaying a response result and a physical sensor and a server device capable of communicating with the questionnaire response device via a communication line. The questionnaire response device includes a response information acquirer that acquires response information on a physical action on the questionnaire response device and/or outside circumstances, a displayer that displays a response result to the questionnaire based on the acquired response information, and a response information transmitter that transmits the response information to the server device. The server device includes a response information receiver that receives the response information transmitted from the questionnaire response device and a response information storage that stores the received response information. | 2016-04-28 |
20160117700 | SYSTEM FOR CREATING AND DISTRIBUTING INTERACTIVE ADVERTISEMENTS TO MOBILE DEVICES - A system for mobile devices that facilitates the creation and dissemination of interactive advertisements to a plurality of mobile devices. A computer or PC comprising an interactive media creator is used to generate interactive advertisements and communicate it to a distribution server. Mobile devices have an interactive media client component to receive and present interactive media, such as these interactive advertisements, to a user. User response is collected, user interaction is monitored and reported. Charging for distributing advertisements is supported. | 2016-04-28 |
20160117701 | MEDIA MANAGEMENT SYSTEM SUPPORTING A PLURALITY OF MOBILE DEVICES - An interactive media management server that facilitates management of interactive media and delivery of such interactive media. It comprises a first interface to an interactive media distribution server communicatively coupled to a plurality of mobile devices, and a second interface to a service provider system or a content provider system. It comprises a manager module for managing creation, distribution and tracking of a plurality of interactive media. The manager module, via the second interface, manages the delivery of the plurality of interactive media from the service provider system or the content provider system, and the communication of user responses to the plurality of interactive media to the corresponding service provider system or content provider system. | 2016-04-28 |
20160117702 | TREND-BASED CLUSTERS OF TIME-DEPENDENT DATA - Systems and methods for clustering or classification of time-dependent data are described herein. The systems and methods, which are computer-implemented, involve trend-based time series analysis for clustering or classification of time-dependent data. In the context of time-dependent consumer transaction data in retail or other commercial markets, the systems and methods are configured to cluster or group consumers by common characteristics or features to enable targeted consumer engagement or incentives. | 2016-04-28 |
20160117703 | Large-Scale Customer-Product Relationship Mapping and Contact Scheduling - In an example embodiment, a method retrieves a customer product-class mapping that maps a customer identifier of each of a multiplicity of customers to 1) a customer tier, 2) a product class associated with an online, retail, and/or phone sales channel, and 3) a plurality of variables characterizing an interaction of the customer with the product class via the online, retail, and/or phone sales channel. The method generates a predictive score for each unique combination of the customer identifier, the customer tier, and the product class using predetermined online sales channel rules, predetermined retail sales channel rules, and/or predetermined phone sales channel rules, respectively, and the plurality of variables. The method selects a first set of customers from the multiplicity of the customers based on the predictive score and a revenue generated from the each unique combination and generates a schedule for contacting the first set of customers. | 2016-04-28 |
20160117704 | System and method for storing and retrieving objects of interest relevant to different audience profiles. - A computerized system and method for storing and retrieving objects of interest relevant to different audience profiles is described. An embodiment of the method includes publishing objects of interest relevant to certain audience (e.g., Web page, Blog post, Social networking group, Business networking group, TV/Radio program, News article, Event, Product/Service information, Store location, Store section etc.) by their providers (e.g., Web publisher, Social network, Business network, TV channel, Publication, Event organizer, Business marketer, Signage network etc.) or another system acting on behalf of such providers, wherein such objects include one or more attributes about their audience (e.g., geographical region or location, age group, gender, interests etc.), indexing and storing the objects in a database based on published audience attributes, receiving search request from an user or another system acting on behalf of an user for searching objects that matches an audience-based search criteria, performing a search in the database for objects that meets the search criteria, and presenting the list of matching objects to the search requestor. | 2016-04-28 |
20160117705 | METHOD AND SYSTEM FOR IDENTIFYING FUTURE MOVEMENT BASED ON PAST TRANSACTIONS - A method for generating consumer travel paths based on transaction history includes: storing transaction data for a plurality of payment transactions, the data including a geographic location, transaction time and/or date, and consumer identifier; receiving a specific geographic area for which movement is requested; identifying a payment transaction set that includes transaction data for a set of payment transactions that include a common consumer identifier, a geographic location corresponding to the received specific geographic area, and a transaction time and/or date included within a predetermined period of time; generating a travel path based on at least the geographic location and transaction time and/or date included in the transaction data for each payment transaction included in the payment transaction set; and predicting a future travel path based on at least the generated travel path. | 2016-04-28 |
20160117706 | DEVICE, METHOD AND SYSTEM OF TESTING FINANCIAL DERIVATIVE INSTRUMENTS - Devices, systems and methods of testing financial-derivative instruments. For example, a method may include receiving input information defining a tested financial derivative instrument and one or more testing parameters defining at least a back-testing period; simulating results of a plurality of simulation scenarios corresponding to a plurality of points of time within the back-testing period, each scenario including a modification of the tested financial derivative instrument with respect to a point of time within the back-testing period; and providing an output, which is based on the results of the plurality scenarios. | 2016-04-28 |
20160117707 | Perpetually decreasing group pricing system and method - The present invention takes an input of the acceptable pricing to volume points from a business and outputs a continuous function which interpolates the pricing information for the entire range of customer volumes. As each consumer agrees to purchase an offer, they are added to the group, and the price decreases as defined by the output function. The result of this model is that of consumer collusion; it is in each consumer's best interest to increase the volume of purchases for the offer by the business. This yields lower prices for the individual, incentivizing each consumer to advertise for the business making the offer. | 2016-04-28 |
20160117708 | METHODS AND SYSTEMS FOR REFERRING AND TRACKING MEDIA - A system and computer implemented method is provided for referring and tracking content. The system and method include functionality for allowing a primary user to upload content, storing the content on a site owner database, generating unique links to the content for each primary user designated client, determining when the client has played the received content beyond a predetermined threshold, and soliciting the client to become a referring client upon the determination. The system and method also include functionality for allowing the referring client to receive a reward from the primary user when the referring client refers the content to others who also view the content beyond the predetermined threshold. | 2016-04-28 |
20160117709 | METHOD AND SYSTEM FOR PROVIDING INCENTIVES TO MEMBERS OF A SOCIAL NETWORK - A social network server computer forms a social network including a primary member linked to a plurality of secondary members, each of whom provides a member profile. A network profile is generated based on an analysis of the member profiles. A social network server computer then determines a relative value of the social network with respect to a merchant by analyzing the associated network profile, and offers a merchant incentive to the primary member of the network as a function of the determined relative value. In a second embodiment, a merchant computer associated with a merchant determines a relative value of the social network with respect to a merchant by analyzing the network profile, and offers a merchant incentive to the primary member of the network as a function of the determined relative value. The merchant incentives may be also offered to the secondary members of the associated social network. | 2016-04-28 |
20160117710 | PROCESS FOR PROVIDING PHYSICAL GOLD-BACK REBATES ON PURCHASES BY A SECURED GOLD-BACK SAVINGS SYSTEM - A secured SSL protected private membership gold-back savings club system and a process for providing physical gold-back rebates on purchases are disclosed. The system and process provide physical gold-back rebates on e-commerce and point of sale (POS) purchases. The physical gold-back rebates on purchases are provided through a secured SSL protected private membership savings club platform. The private membership savings club platform is based on specific secured strategic synergy transaction network systems, applications, and APIs. | 2016-04-28 |
20160117711 | Method for Directly Issuing and Using Discount Coupon for Product Bought by Consumer Himself/Herself - The present invention relates to a method for directly issuing and using, by a consumer himself/herself, a discount coupon for a product, which the consumer has bought, in a discount coupon service used by consumers buying a product, or a system therefor. More particularly, the present invention relates to “a method for directly issuing and using, by a consumer himself/herself, a discount coupon for a product bought by the consumer,” in which not only can the consumer acquire and use a right to issue a predetermined discount coupon according to a product purchase history, but the consumer can also transfer and sell the discount coupon issued by the consumer himself/herself, to another person, so that the consumer can get more benefits. | 2016-04-28 |
20160117712 | SHOPPING INCENTIVE APPLICATION - A shopping incentive and discount system and method for consumers including: a processing system, where the processing system includes a database, memory and a processor; software residing of the memory of the processing system, wherein the software enables functions related to the shopping incentive and discount system; and a portable computing device, where a user utilizes the portable computing device to access the shopping incentive and discount system. The functions available through the shopping incentive and discount system may include coupon retrieval, prize contests, rewards system, winning number generation and interactive features. The shopping incentive and discount system preferably includes downloadable interactive software for consumer users. | 2016-04-28 |
20160117713 | ERROR DETECTION AND CORRECTION IN COMPLEX ENTITLEMENT BENEFITS - Methods and systems for identifying and recovering from errors in the application of complex entitlement benefits within a distributed transaction processing system are disclosed. For example, a method can include identifying a processing error within a distributed transaction processing system, assessing an impact of the processing error, and determining a recovery strategy to minimize the impact of the processing error. The processing error can be associated with the application of an entitlement to a plurality of transactions. The entitlement can include a defined benefit and a benefit counter. The benefit counter can control a quantity of transactions allowed to receive the entitlement. The impact of the processing error can be assessed in regard to the plurality of transactions. | 2016-04-28 |
20160117714 | METHOD AND SYSTEM OF ACCRETIVE VALUE STORE LOYALTY CARD PROGRAM - A method of enabling an employee to utilize earned and unpaid earnings includes receiving, with a with a central office processor, a record of an employee's accrued and unpaid earnings for a predetermined time period and storing the record in a database. The method further includes receiving, with the central office processor, an electronic request from an employee to access the employee's record of accrued and unpaid earnings for the predetermined time period. Upon receipt of the request, the central office processor accesses the database including the record of the employee's accrued and unpaid earnings for the predetermined time period and determines an amount of the employee's accrued and unpaid earnings for the predetermined time period available to the employee and transmits the amount for display to the employee. The central office processor may also authenticate the employee's identity upon receiving the request to access the employee's accrued and unpaid earnings by comparing verification information transmitted from the user device to information in the employee record. | 2016-04-28 |
20160117715 | PAYMENT DATA SYSTEMS AND METHODS - An electronic offer system including a payment instrument reader for reading payment instrument data from a payment instrument and an offer-payment instrument account association (O-PIAA) server communicating with the payment instrument reader and automatically operative in response to reading of the payment instrument data by the payment instrument reader to associate at least one offer in an offer program with a payment instrument account indicated by the payment instrument data. | 2016-04-28 |
20160117716 | METHODS AND SYSTEMS FOR ADVERTISING APPS - The present invention relates to a method for advertising apps. The method may include the steps of providing a first part of a user interface on a first client for setting an app to be advertised, providing an app stream of the app on a second client, and transmitting a coordinate when/after the app stream is operated on the second client, and displaying a reply of the app stream on at least one of the first client, the second client and a third client. | 2016-04-28 |
20160117717 | Systems and Techniques for Intelligent A/B Testing of Marketing Campaigns - Systems and methods for testing two or more pieces of marketing communication content that intelligently selects test recipients sets to get effective results in a timely manner. One embodiment involves identifying a category of a marketing campaign and identifying potential test recipients who are interested in the category based on interactions by each respective potential test recipient with prior marketing communications associated with the category. The embodiment further involves selecting a first subset and a second subset of the potential test recipients and sending the first marketing communication content to the first subset and sending the second marketing communication content to the second subset. The embodiment further involves assessing responsiveness of recipients of the first subset and assessing responsiveness of recipients of the second subset. | 2016-04-28 |
20160117718 | Systems and Methods for Planning, Executing, and Reporting a Strategic Advertising Campaign for Television - Systems and methods are disclosed for planning, executing, reviewing, and reporting the results of an advertising campaign to be run on TV. A demand-side platform receives ad slot opportunities from TV programming sources, and analyzes the ad slots to produce a prioritized list of placement opportunities for the advertising campaign to be presented to advertiser/clients. Each ad slot is analyzed with respect to past viewership data and with respect to desired targeting characteristics that may include conventional age and gender targeting, or additionally strategic targeting characteristics. Scores are established for each ad slot with respect to numbers of projected on-target impressions and/or a cost for projected on-target impressions. The scores are sorted to produce the prioritized list. Projected results can be viewed with respect to any or all of network, day, and daypart. After a campaign has completed, viewership data representing actual results is acquired, processed, and reported. | 2016-04-28 |
20160117719 | Systems and Methods for Planning, Executing, and Reporting a Strategic Advertising Campaign for Television - Systems and methods are disclosed for planning, executing, reviewing, and reporting the results of an advertising campaign to be run on TV. A demand-side platform receives ad slot opportunities from TV programming sources, and analyzes the ad slots to produce a prioritized list of placement opportunities for the advertising campaign to be presented to advertiser/clients. Each ad slot is analyzed with respect to past viewership data and with respect to desired targeting characteristics that may include conventional age and gender targeting, or additionally strategic targeting characteristics. Scores are established for each ad slot with respect to numbers of projected on-target impressions and/or a cost for projected on-target impressions. The scores are sorted to produce the prioritized list. Projected results can be viewed with respect to any or all of network, day, and daypart. After a campaign has completed, viewership data representing actual results is acquired, processed, and reported. | 2016-04-28 |
20160117720 | Systems and Methods for Planning and Executing an Advertising Campaign Targeting TV Viewers and Digital Media Viewers Across Formats and Screen Types - Systems and methods are disclosed for analyzing a fused sample of viewership data to determine a behavior profile of online viewers who watched and/or didn't watch certain TV advertisements, where the TV advertisements are aligned with campaign targeting characteristics desired by an advertiser/client working with a demand side platform. Then, a campaign targeting plan is developed for dividing an advertising budget between digital media and TV impressions. The digital media portion of the campaign profiles Media Properties (MPs) contained in a historical database from past digital advertising campaigns across multiple digital formats and screens, and aligns digital ad placement with MPs having desired targeting characteristics. An optimized apportionment is automatically produced between TV and digital media spending based on an advertiser/client's goals of duplicating or not duplicating viewership of an advertisement between TV and digital media, or alternately based on cost alone. Alternately, the apportionment can be guided interactively. | 2016-04-28 |
20160117721 | Network-aware Product Rollout in Online Social Networks - In one embodiment, a method includes accessing a social graph comprising a plurality of nodes and a plurality of edges connecting the nodes, each node corresponding to a user of an online social network, identifying a plurality of clusters in the social graph using graph clustering, providing a treatment to a first set of users based on the clusters, and determining a treatment effect treatment for the users in the first set based on a network exposure to the treatment for each user. | 2016-04-28 |
20160117722 | ADAPTIVELY EMBEDDING VISUAL ADVERTISING CONTENT INTO MEDIA CONTENT - Technologies for adaptively embedding visual advertising content into media content include a computing device for receiving visual advertisements, an advertisement map, and media content from a remote content provider. Such technologies may also include determining a location of an advertising enabled area within an image of the media content, selecting a visual advertisement to embed within the image of the media content at the determined location of the advertising enabled area as a function of the advertisement map, and embedding the selected visual advertisement into the image of the media content at the determined location of the advertising enabled area to generate augmented media content for subsequent display to the user. In some embodiments, the advertisement map includes display conditions for each of the visual advertisements. | 2016-04-28 |
20160117723 | CARDHOLDER OFFER TARGETING AND MERCHANT PROFILING USING PERSONAL CHARACTERISTIC DATA - A method includes receiving personal characteristic data for a population of holders of payment card accounts. In addition, the method may include receiving payment card account transaction data associated with a merchant. Further, the method may include analyzing the personal characteristic data and the payment card account transaction data to generate a time-based customer population profile for the merchant. The time-based customer population profile may be used in targeted marketing operations on behalf of the merchant. | 2016-04-28 |
20160117724 | ESTIMATING RADIUS OF A TARGET AREA FOR SERVING AN ADVERTISEMENT - An online system provides a local reach advertisement create flow that determines an estimated radius of a target area for serving an ad to optimize local awareness of the ad based on the advertiser's ad campaign goals. The ad create flow receives location information about an ad target location identified by or associated with the advertiser, and information describing the ad campaign associated with the advertiser. Using the advertising information and population density information associated with the ad target location, the online system selects a target area for serving the ad to reach an estimated number of online system users based on the ad budget and provides an indication of the selected region and the estimated ad reach to the advertiser. | 2016-04-28 |
20160117725 | SYSTEM AND METHOD FOR IMPROVED PERSONALIZATION USING MOBILE TECHNOLOGY - Disclosed is a system and method for determining that a consumer will purchase a product or service based on a location of the consumer's vehicle and purchasing habit. Electronic merchant information and purchasing information is processed to predict a future purchase from a merchant. Further processing is triggered of location information that represents a location of the consumer to enable one of the merchants to take action in view of the predicted future purchase. A notification is received over from a computing device associated with one of the respective merchants that represents a purchase by the consumer. The purchase by the consumer matches the predicted future purchase. Information associated with the notification is selectively stored, using at least one processor, in the at least one database as part of the electronic purchasing information in the event that the matching purchase is within a prescribed time of the triggered processing. | 2016-04-28 |
20160117726 | TRACKING, STORING, AND ANALYZING ABANDONMENT PATTERN DATA TO IMPROVE MARKETING TOOLS AVAILABLE ON A NETWORK-BASED E-COMMERCE SYSTEM - A system and method for significantly improving marketing tools based on analysis of shopping cart abandonment patterns are disclosed. A server system receives a request from a client system to place a particular item in a shopping cart associated with the user of the client system. The server system then detects an abandonment action for the particular item and in response increments a user-specific abandonment counter. If the abandonment counter is then within a predetermined range, the server system generates an offer for the particular item and transmits it to the requesting client system. | 2016-04-28 |
20160117727 | ADAPTIVE RETARGETING - Described herein are solutions for improving ad retargeting. For example, described herein are solutions for improving ad retargeting amongst various online marketing channels, such as search engine and native advertising marketing channels. The solutions can include adaptive ad retargeting. Adaptive ad retargeting can be beneficial in that it can solve the problem of ineffectively predicting which search terms to associate with advertising, such as in a more conventional process of selecting search terms in a search engine marketing campaign. Instead, for example, these technologies can identify behavior of individuals who have already interacted with certain advertising online, so that when similar behavior occurs by those individuals or other users, ads can be retargeted to such users effectively according to the similar behavior. | 2016-04-28 |
20160117728 | APPARATUS AND METHOD FOR PROVIDING SEARCH SERVICE AND COMPUTER PROGRAM THEREFOR - A search service providing apparatus including a memory configured to store computer-readable instructions, and one or more processors configured to execute the instructions to receive a search request including input data from a user terminal, the input data including a keyword, generate a search result in response to the input data, the search result including a keyword-related advertisement and a route code corresponding to the keyword-related advertisement, transmit the search result to the user terminal, monitor a user event with regard to the route code, and determine fees to be charged on the keyword-related advertisement, based on the user event may be provided. | 2016-04-28 |
20160117729 | METHOD AND APPARATUS FOR PROVIDING SEARCH CAPABILITY AND TARGETED ADVERTISING FOR AUDIO, IMAGE, AND VIDEO CONTENT OVER THE INTERNET - The present invention provides an apparatus and method for extracting the content of a video, image, and/or audio file or podcast, analyzing the content, and then providing a targeted advertisement, search capability and/or other functionality based on the content of the file or podcast. | 2016-04-28 |
20160117730 | SYSTEM AND METHOD FOR USER CONTROLLED INTERACTIVE ONLINE ADVERTISEMENTS - Some embodiments include a system for user controlled interactive online advertisements. Other embodiments of related systems and methods are also disclosed. | 2016-04-28 |
20160117731 | Following content providers in a social context - In general, a method for providing content to a user includes providing a content item to a user responsive to a received request. The content item is displayed to the user in a slot associated with a third party content site. The content item includes a first annotation providing information for or about re-publishing the content item. A request is received from the user to follow a content provider associated with the content item. The user is designated as being interested in updated content from the content provider. Designating the user includes presenting information about the user to one or more of the content provider or a social application that includes a content provider presence so as to allow for updates associated with the content provider to be followed by the user. | 2016-04-28 |
20160117732 | User Need Estimation On Mobile Device And Its Applications - Methods, program products and systems of user need estimation on mobile device and its applications are disclosed. For example, a method includes: collecting a plurality of information items on a mobile device at or around a given time; determining, using the collected information items, a likely mode of the activities of a person who at said given time is in close physical proximity to the device, the likely mode being one or more modes among three or more predetermined possible modes; and performing, in response to the likely mode or intermediate results of the determination, a predetermined task. | 2016-04-28 |
20160117733 | Cell-Allocation in Location-Selective Information Provision Systems - Systems and methods for allocating cells within a virtual grid to content providers according to various priority and selection schemes are used to target content delivery to information playback devices in a geographically and/or application selective manner. The priority schemes, geographical selectivity, and application selectivity of the system and methods of the invention allow a content provider to specifically target a desired demographic with high cost efficiency and flexibility. | 2016-04-28 |
20160117734 | METHODS AND SYSTEMS FOR ADVERTISING APPS - The present invention relates to a method for advertising apps. The method may include the steps of providing a first part of a user interface on a first client for setting an app to be advertised, providing a second part of the user interface to display an app stream of the app, wherein the second part of the user interface is capable of being operated to generate an input event to the app, and transmitting a coordinate of the second part of the user interface. | 2016-04-28 |
20160117735 | METHOD, DIGITAL SIGNAGE SERVER AND COMPUTER PROGRAM PRODUCT FOR DISPLAYING MOBILE MEDIA CONTENT ASSOCIATED TO A DIGITAL SIGNAGE DISPLAY UNIT - A method implemented by a mobile device and a digital signage server for displaying mobile media content associated to a digital signage display unit on the mobile device. The mobile device received a unique identifier of the digital signage display unit, and transmits the unique identifier to the digital signage server. The mobile device receives a plurality of mobile media content items, corresponding to at least some of a plurality of digital signage contents currently displayed on the digital signage display unit, from the digital signage server. The mobile device displays the plurality of mobile media content items, receives a selection of one among the plurality of mobile media content items from a user, and transmits the selected mobile media content item to the digital signage server. The mobile device receives mobile media content corresponding to the selected mobile media content item, and displays the received mobile media content. | 2016-04-28 |
20160117736 | METHODS AND APPARATUS FOR IDENTIFYING UNIQUE USERS FOR ON-LINE ADVERTISING - Methods and apparatus for finding detecting unique on-line users for advertisement or content targeting are disclosed. A bid request with initial fingerprint context data for a user and for content that is requested by such user is received at a bid management system, and the bid request is received with or without a user identifier. At the bid management system, an optimum bid for the bid request is determined based on the initial fingerprint context data for the user and the content. The optimum bid with a reference to an advertisement and a script for obtaining additional fingerprint context data from a device of the user is sent from the bid management system. The additional fingerprint context data is received and a unique user identifier is assigned in association with a combination of the initial and additional fingerprint context data. | 2016-04-28 |
20160117737 | Preference Mapping for Automated Attribute-Selection in Campaign Design - Techniques for preference mapping for automated attribute selection in campaign design are described. In one or more implementations, consumer preference data associated with a plurality of products including a client product is analyzed by one or more computing devices to determine user sentiments associated with attributes that correspond to respective products. In addition, scores are assigned to the attributes based on the user sentiments associated with the attributes. Then, a preference mapping is performed using the assigned scores to generate a displayable representation of a comparison between at least two of the plurality of products based on the consumer preference data and a relative proximity of each attribute to corresponding products with respect to associated user sentiment. Subsequently, the displayable representation is communicated such that the displayable representation is identifiable regarding which attributes of the client product to highlight in a marketing campaign. | 2016-04-28 |
20160117738 | DISTRIBUTING MOBILE ADVERTISEMENTS - A method of generating relevant promotional materials for transmission to a mobile device includes receiving a query from the mobile device, identifying a plurality of advertisements associated with an advertiser-directed delivery parameter that match parameters for the mobile device, and generating a response to the query comprising search results and the plurality of advertisements. | 2016-04-28 |
20160117739 | Systems and Methods for Curating Content Metadata - Methods and systems relating to generating and correlating metadata with a content item are disclosed. For example, a computing device may generate one or more timestamp indicators to be associated with a content item. Each timestamp indicator may be correlated to metadata and may be associated with a time point or time interval in a duration of the content item. A requesting device may generate a request for metadata that may comprise an identifier of a timestamp indicator. The request may be generated, for example, based on determining a user of the device is requesting display of an interactive application. Upon receiving a metadata request comprising an identifier of a timestamp indicator, a computing device may transmit metadata correlated to the timestamp indicator to the requesting device or to another user device. | 2016-04-28 |
20160117740 | REMARKETING PRODUCTS TO SOCIAL NETWORKING SYSTEM USERS - The present disclosure relates, in part, to an advertisement system that provides for the remarketing of products to a user within a social networking system. More specifically, the advertisement system can analyze a user's social networking profile, which can include information derived from user activity related to third-party content, to identify the user's interest in and/or association with a product previously marketed to the user. Using the user's social networking profile, the advertisement system can create a customized advertisement for the user for a product previously, marketed to the user and serve the customized advertisement to the user within the social networking system. | 2016-04-28 |
20160117741 | SYSTEM AND METHOD FOR ORGANIZING AND PRESENTING MULTIPLE ADVERTISERS IN ONLINE ADVERTISEMENTS - Some embodiments include a system for organizing and presenting multiple advertisers in online advertisements. Other embodiments of related systems and methods are also disclosed. | 2016-04-28 |
20160117742 | Collaborative Activities in On-Line Commerce - Computer based systems and methods allow collaborative shopping for and/or designing of (e.g., customization) consumer products, such as articles of footwear, apparel, athletic equipment, etc., by plural users using different computing devices. The users' computing devices may be in communication with one another in various manners, such as over networked connections (e.g., a local area network (LAN), a wide area network (WAN), an internet connection, etc.); via peer-to-peer communications; through a common server or combination of servers that establish a communications link; etc.). The various parties may participate in an on-line or other computer communicative session to create and buy customized products. Additionally, user interfaces for providing these collaborative sessions are described. | 2016-04-28 |
20160117743 | Method and system for virtual vehicle marketplace - A computer implemented web based method for an online virtual marketplace in which the consumer can obtain information about available vehicles and preexisting leasing information and make an offer to purchase or lease vehicles. The method provides a web based database populated with vehicle information data and preexisting leasing information. A customer can lease or purchase a vehicle by searching in the electronic database for a vehicle; selecting and building the vehicle; retrieving a predetermined plurality of preexisting information for review; creating an offer for the selected and built vehicle; submitting an offer to a predetermined plurality of dealers so as to permit the dealers to evaluate the offer; and receiving the first acceptance by one of the dealers of the submitted leasing or purchase offer. A system and computer readable memory storage medium containing computer executable instructions for implementing the method are also disclosed. | 2016-04-28 |
20160117744 | A RETAIL SYSTEM - A retailing system for providing interaction between a customer and a retailer to assist in the completion of a sale, comprising, a customer interface arranged to display to a customer information about at least one item, an input module arranged to receive input regarding a potential sale of the at least one item from the customer for provision to a database via a communications system, wherein the database is arranged to provide the input from the customer to at least one other user associated with the retailer on a retailer interface viewable by the at least one other user, wherein the at least one other user utilises the interface to review the input and interact with the customer to assist in the completion of the sale. | 2016-04-28 |
20160117745 | Method of personalization and securing hygiene of items in hotels and dorms - The method of personalization, assigning individuality and securing hygiene of personal items in hotels, dorms and other places of guest accommodation by assigning a distinct feature or a combination of features to all items allotted to each individual in the same room. The feature may include a color, a shape, an ornament, a style, a texture, an embroidery, a pattern, a label or any other image being a part of the item or being attached to the item prior to distributing it to a guest. | 2016-04-28 |
20160117746 | PROVIDING SUBSCRIBER OPTIONS - Providing subscriber options can include receiving a message including a selected service design option from a subscriber device, identifying the subscriber based on the message, fetching data pertinent to the selected service design option and the identified subscriber, and providing a set of service design options, dependent to the selected service design option, to the subscriber device based on the data. | 2016-04-28 |
20160117747 | Configuring an Electronic Device Based on a Transaction - A first network signal is received indicating a device identifier in response to a transaction involving an electronic device uniquely associated with the device identifier. An entity identifier specific to an entity associated with the transaction is determined. In response to an initialization event of the electronic device, a second network signal from the electronic device is received that identifies the electronic device. In response to the second network signal, a configuration is communicated to the electronic device that is specific to the entity associated with the transaction. | 2016-04-28 |
20160117748 | COLLABORATIVE CO-SHOPPING FOR E-COMMERCE - Embodiments of the present provide a method, system and computer program product for collaborative co-shopping in e-commerce. In an embodiment of the invention, a method for collaborative co-shopping in e-commerce includes registering different shoppers in a database for collaborative co-shopping and selecting an item for sale in an e-commerce Web site on behalf of an online shopper. The method also includes determining from the database a location of the item in a brick and mortar store and detecting one of the registered different shoppers in proximity to the item in the brick and mortar store. The method yet further includes establishing a collaborative communicative session through the Web site over a network between the online shopper and the detected one of the registered different shoppers. Finally, the method includes transmitting messages regarding the item between the online shopper and the detected one of the registered different shoppers over the session. | 2016-04-28 |
20160117749 | METHODS AND SYSTEMS FOR RECOMMENDING FITTED CLOTHING - A method herein is directed toward measuring clothing through image processing. The method comprises capturing a digital image of a clothing article and a reference object with the camera of the portable electronic device, analyzing the reference object in the digital image to determine a scale of the digital image with the processor of the portable electronic device, analyzing the clothing article in the digital image to determine a determined value for each of a plurality of measurements of the clothing article with the processor of the portable electronic device based upon the determined scale of the digital image, and transmitting the determined value for each of the plurality of measurements with the wireless communication transceiver of the portable electronic device, whereby the clothing article is measured with the portable electronic device. | 2016-04-28 |
20160117750 | RETRIEVING PRODUCT INFORMATION FROM EMBEDDED SENSORS VIA MOBILE DEVICE VIDEO ANALYSIS - A system for accessing product information from embedded sensors via mobile device video analysis is disclosed. The system includes a processing device configured for analyzing a video stream of the surrounding environment captured on a mobile device. At least one product that has one or more embedded sensors associated therewith is identified within the surrounding environment. The system retrieves information associated with the one or more products from the one or more embedded sensors. Information retrieved, or information derived from the information retrieved, from the embedded sensors is presented to the user via a display of the video stream on the mobile device. | 2016-04-28 |
20160117751 | ALGORITHM FOR USER INTERFACE BACKGROUND SELECTION - A system and method may be configured to determine at least one attribute of an item, determine a plurality of images having at least one related attribute, and determine a score for each of the images based on the at least one determined attribute and the at least one related attribute. The system and method may further select one of the images for use as a user interface background based on the scores, and cause a user device to display the selected image as the user interface background. | 2016-04-28 |
20160117752 | RECOMMENDATION ENGINE - A method for providing recommendations for customers is described. The method comprises obtaining transaction data associated with one or more products being purchased by a customer. The method further comprises generating a customer household graph, wherein the customer household graph comprises a customer household node associated with the customer, a product superset node, and one or more product nodes associated with the product superset node. Further, at least one product metadata node associated with each of the one or more product nodes is determined. Further, at least one user node is associated with the customer household node based on the at least one product metadata node. Further, a user group node associated with the customer household node is determined based on the at least one user node. Further, one or more recommendations to be provided to the user are ascertained. | 2016-04-28 |
20160117753 | METHOD AND APPARATUS FOR PERSONALIZED CONTENT-SHARING AND GIFTING VIA A COMMUNICATION MEDIUM - The present disclosure describes one or more apparatuses and methods to allow users to generate a greeting card by defining a theme, a personalized message, content, and optionally a gift. | 2016-04-28 |
20160117754 | ELECTRONIC WISH LIST SYSTEM - Wish list systems, user interfaces, and methods are disclosed. The electronic wish list system includes an application loadable onto a user device that includes a display, and when loaded onto the user device, permits a wish list creator to review and select one or more items for inclusion in an electronic wish list, communicate with a server to send to the server the electronic wish list, and to cause display of the electronic wish list on the display. The server is able to communicate with the user device and configured to receive the electronic wish list, identify product information about the one or more items, and send the electronic wish list with the product information to the application. The application permits the wish list creator to share the electronic wish list via an electronic message, and to notify a wish list owner that the electronic wish list was shared. | 2016-04-28 |
20160117755 | Replacement Upholstery System And Method For Electronically Identifying And Ordering Replacement Upholstery - The described “Replacement Upholstery System and Method For Identifying and Ordering Replacement Upholstery,” provides a unique and convenient process for replacing worn upholstery and software for ordering replacement upholstery, which is shipped directly to and installed by the end user. The process utilizes a hook and loop upholstery recovering system, which allows the end user to easily replace damaged or worn upholstery. Once the system is in place, the physical seating arrangement, and dimensions of the seating furniture are mapped digitally, and associated with the specified product for each piece of seating furniture. A system administrator then establishes an account for the end user, which can be accessed by software installed on any general use computer. The end user then clicks on the digitally represented piece of furniture to generate an order for a replacement cover. The replacement cover is then fabricated and shipped to the end user for installation. This system and method can be used in any setting where seating upholstery is utilized. The preferred embodiment has been developed for the restaurant industry for replacement of booth and chair upholstery. | 2016-04-28 |
20160117756 | METHODS AND SYSTEMS FOR COMBINING ONLINE ORDERS WITH ADDITIONAL PURCHASES - Various examples of methods and systems for combining online order with additional purchase during pickup of the online order are described. In one implementation, a method may receive a first order to purchase at least a first item from a user via a first channel. The method may also receive a second order to purchase at least a second item from the user via a second channel different from the first channel. The method may further process the first order and the second order in a single transaction. | 2016-04-28 |
20160117757 | AUTOMATED ASSISTANCE IN RETAIL DECISIONS - User-defined criterion defines goods and services of interest to a user. An aggregated listing of the goods and services is generated that spans multiple retailers within a geographic range of a current location of the user. The aggregating listing is presented to the user for making a retail decision. | 2016-04-28 |
20160117758 | COLLABORATIVE CO-SHOPPING FOR E-COMMERCE - Embodiments of the present provide a method, system and computer program product for collaborative co-shopping in e-commerce. In an embodiment of the invention, a method for collaborative co-shopping in e-commerce includes registering different shoppers in a database for collaborative co-shopping and selecting an item for sale in an e-commerce Web site on behalf of an online shopper. The method also includes determining from the database a location of the item in a brick and mortar store and detecting one of the registered different shoppers in proximity to the item in the brick and mortar store. The method yet further includes establishing a collaborative communicative session through the Web site over a network between the online shopper and the detected one of the registered different shoppers. Finally, the method includes transmitting messages regarding the item between the online shopper and the detected one of the registered different shoppers over the session. | 2016-04-28 |
20160117759 | Systems providing Electric Vehicles with Access to Exchangeable Batteries from Available Battery Carriers - Electric vehicles that use replaceable and exchangeable batteries and systems are provided. One example system is for managing a supply of batteries for powering an electric vehicle. The system includes a battery carrier for holding a plurality of batteries. The battery carrier is connectable to a power source and the plurality of batteries are rechargeable and replaceable into and out of the battery carrier. The battery carrier includes slots for receiving the plurality of batteries and control systems for communicating over a network. The control systems are configured for identifying presence of batteries in the slots of the battery carrier and charge level of batteries present in the slots. The system further includes a server that communicates over the network with the control systems of the battery carrier. The server is part of a cloud system that manages access to user accounts. The user accounts are accessible via applications executed on user devices. The cloud system is configured to collect information regarding the presence of batteries in the slots of the battery carrier and information regarding the charge level of batteries present in the slots. The cloud system is configured to respond to a request from a user account to identify batteries that are available in the battery carrier based on information obtained by the server from the control systems of the battery carrier. | 2016-04-28 |
20160117760 | USER-WIDGET-BASED TRANSACTION SYSTEM - A method and system are described to provide a user-widget-based transaction environment. In one example embodiment, an electronic magazine may be presented to a user device as a widget without using a browser. The electronic magazine may comprise two or more data pages. A user selection of at least one of the two or more data pages may be detected and then communicated from the user device across a network for further processing. | 2016-04-28 |
20160117761 | METHODS AND SYSTEMS FOR STOREFRONT GENERATION - An embodiment includes a system comprising an initialization module and a platform module. The initialization module provides an initialization interface to a merchant that receives an indication from the merchant to initialize creation of a storefront application. The platform module receives a selection of mobile phone device operating systems; accesses stored templates from a template database, and maps elements in the stored templates to portions of source code to generate sets of operating system-specific source code. The stored templates correspond to the selected mobile phone device operating systems. The stored templates include source code used to implement portions of the storefront application on a mobile phone device operating system. When compiled, the sets of operating system-specific source code become versions of the storefront application executable by a respective one of mobile phone device operating systems. | 2016-04-28 |
20160117762 | MENU SHARING SYSTEMS AND METHODS FOR TELEDINING - A teledining system is configured to display shared menu information between geographically remote teledining session participants. The teledining system is configured to enable viewing of participant bills by any one or more of the session participants, and payment of bills by a session participant for a geographically remote participant(s). | 2016-04-28 |
20160117763 | INTERACTIVE MIRROR DISPLAYS FOR PRESENTING PRODUCT INFORMATION - Example embodiments of the present disclosure include a system comprising a computer-readable storage medium storing at least one program and a computer-implemented method for providing an interactive graphical user interface (GUI) on an interactive mirror display. Consistent with some embodiments, the method may include identifying an item based on an identifier obtained from an identification device affixed to the item and accessing in item record for the item from a product database. The method may further include generating the interactive GUI using information included in the item record and causing the interactive GUI to be presented on the interactive mirror display. | 2016-04-28 |
20160117764 | ENERGY EFFICIENCY REVERSE AUCTION SYSTEM AND METHOD - A computer-implemented energy efficiency reverse auction system and method where a monetary award is auctioned off to the bidder willing to generate the most energy efficiency for the monetary award. Bids are made in terms of cost per unit of energy efficiency. The system and method may provide access to bidder history graphics, an automatic low bid process, a buy now option, real-time auction pausing, bid-revoking functionality, auction end time automatic extensions, providing auction type images and program material, support for various energy efficiency incentive specific units, real-time chat functionality, bidder registration and database management, and any combination thereof. | 2016-04-28 |
20160117765 | FINANCIAL STATUS DISPLAY - Systems and methods are provided for displaying account information. The systems and methods may include a status display device connected to a network in a home or office environment. The status display may be configured to provide a constant status indicator, to provide a user with a quick and simple account status, without the need for multi-step login and verification processes. The status display may receive account status information from a server, the account status information excluding sensitive information identifying the user or the account. The status display may provide colored indicators to inform the user of their financial situation while reducing security risks and reducing processing capability requirements, thereby allowing for a simple status display device that can be placed throughout a household or integrated into common household items. | 2016-04-28 |
20160117766 | MOBILE KIOSK FOR ENHANCED FINANCIAL PRODUCT OFFERINGS - A mobile kiosk comprising a vehicle and a kiosk portion coupled to the vehicle. The mobile kiosk receives information for a first configuration of financial products and applies the first configuration to the mobile kiosk at a first time. It provisions a first set of the financial products while the mobile kiosk is configured according to the first configuration. The mobile kiosk receives information for a second configuration of the financial products, wherein the second configuration differs from the first configuration. It applies the second configuration to the mobile kiosk at a second time, and provisions a second set of the financial products while the mobile kiosk is configured according to the second configuration. | 2016-04-28 |
20160117767 | MOBILE KIOSK FOR ENHANCED FINANCIAL PRODUCT OFFERINGS - A mobile kiosk includes a vehicle and a kiosk portion coupled to the vehicle. The mobile kiosk receives information for a first configuration of financial products, the first configuration determined according to a first vendor. It applies the first configuration to the mobile kiosk and provisions a first set of the financial products while the mobile kiosk is configured according to the first configuration. The mobile kiosk receives information for a second configuration of the financial products, the second configuration determined according to a second vendor, wherein the second configuration differs from the first configuration and the second vendor differs from the first vendor. It applies the second configuration to the mobile kiosk, and provisions a second set of the financial products while the mobile kiosk is configured according to the second configuration. | 2016-04-28 |
20160117768 | SYSTEMS AND METHODS FOR UNIVERSAL IDENTIFICATION OF CREDIT-RELATED DATA IN MULTIPLE COUNTRY-SPECIFIC DATABASES - Systems and methods are provided for generating a central database with credit-identifying data associated with individuals who have resided in multiple countries. Credit-related data associated with the individuals may be matched from multiple country-specific databases. The central database may include records that flag the existence of the matching credit-related data in the multiple countries. Universal identifiers for uniquely identifying the individuals can be generated and stored in the central database and/or the country-specific databases. Individuals who have moved to another country may more easily obtain credit by allowing credit grantors to retrieve their credit-related data from their previous country and generate more precise risk analyses. Credit grantors may be assisted in tracking the whereabouts of individuals that have been extended credit. | 2016-04-28 |
20160117769 | STAKEHOLDER NOTIFICATION - As disclosed herein a method, executed by a computer, for enabling stakeholder notification includes receiving a message that indicates a stakeholder for a message and responding to an identified stakeholder without requiring user intervention. The stakeholder, specified by a stakeholder indicator, may be an address, a label, or the like that is included in a message header or embedded in the message. A messaging client may auto-populate the stakeholder indicator with a specified user, such as, a supervisor of the user preparing the message. Activation of the stakeholder field may be a configurable setting configured through email client options, or alternatively may be manually selected by the message author at the time of message creation. A user interface may be available allowing an identified stakeholder to request removal as a stakeholder. A computer system, and computer program product corresponding to the method are also disclosed herein. | 2016-04-28 |
20160117770 | SYSTEM FOR MANAGING INTANGIBLE ASSETS - System for managing intangible assets are provided that allow effective management of intangible assets. The intangible asset management system include a computer based intangible asset management system for storing, managing, disseminating and sharing intangible asset information of an entity among users. The system has a user interface that displays options for a user to enter, view, and edit some or all of the intangible asset information. A database is coupled to the user interface to store the intangible asset information and a processor is coupled to the user interface and the database. The processor receives intangible asset information from the user; processes and organizes the intangible asset information; stores the intangible asset information in the database; updates the database with any new intangible asset information received from the user; and provides the updated intangible asset information in response to an inquiry from a second user. | 2016-04-28 |
20160117771 | Centralized and Customized Asset Allocation Recommendation and Planning Using Personalized Profiling - Methods and apparatuses, including computer program products, are described for generating an asset allocation recommendation using personalized, household, and trust profiling. A personalized asset allocation recommendation combines pre-defined cohort data with client input and generates a personalized roll-down schedule, which is then used in determining the asset projections and optimal withdrawal amount during distribution phase or optimal savings amount during accumulation phase. The personal profile and its associated asset allocation recommendation and asset allocation planning can be displayed dynamically in real-time fashion on a dashboard. A household asset allocation recommendation takes into consideration of various aspects of household needs that involving planning with multiple goals and accounts. The profiling questionnaire data for irrevocable trust is presented dynamically upon the determination of the structure of the irrevocable trust. Based on the conditionally collected data, an asset allocation that balances various beneficiaries' needs is recommended for the irrevocable trust. | 2016-04-28 |
20160117772 | Centralized and Customized Asset Allocation Recommendation and Planning Using Household Profiling - Methods and apparatuses, including computer program products, are described for generating an asset allocation recommendation using personalized, household, and trust profiling. A personalized asset allocation recommendation combines pre-defined cohort data with client input and generates a personalized roll-down schedule, which is then used in determining the asset projections and optimal withdrawal amount during distribution phase or optimal savings amount during accumulation phase. The personal profile and its associated asset allocation recommendation and asset allocation planning can be displayed dynamically in real-time fashion on a dashboard. A household asset allocation recommendation takes into consideration of various aspects of household needs that involving planning with multiple goals and accounts. The profiling questionnaire data for irrevocable trust is presented dynamically upon the determination of the structure of the irrevocable trust. Based on the conditionally collected data, an asset allocation that balances various beneficiaries' needs is recommended for the irrevocable trust. | 2016-04-28 |
20160117773 | Centralized and Customized Asset Allocation Recommendation and Planning Using Trust Profiling - Methods and apparatuses, including computer program products, are described for generating an asset allocation recommendation using personalized, household, and trust profiling. A personalized asset allocation recommendation combines pre-defined cohort data with client input and generates a personalized roll-down schedule, which is then used in determining the asset projections and optimal withdrawal amount during distribution phase or optimal savings amount during accumulation phase. The personal profile and its associated asset allocation recommendation and asset allocation planning can be displayed dynamically in real-time fashion on a dashboard. A household asset allocation recommendation takes into consideration of various aspects of household needs that involving planning with multiple goals and accounts. The profiling questionnaire data for irrevocable trust is presented dynamically upon the determination of the structure of the irrevocable trust. Based on the conditionally collected data, an asset allocation that balances various beneficiaries' needs is recommended for the irrevocable trust. | 2016-04-28 |
20160117774 | ENVIRONMENT, SOCIAL AND GOVERNANCE RATING SYSTEM - A scoring system scores companies based on environment, social, and governance (ESG) data. The scoring system identifies the ESG data for the companies within a group of companies. The scoring system calculates individual company ESG scores from the ESG data and weights the company ESG scores based on proportions of the group of companies. The scoring system then generates a group ESG score based on the weighted company ESG scores for the group of companies. The rating system may calculate the company ESG scores based on different data categories, such as environmental related data, social related data, and governance related data. | 2016-04-28 |
20160117775 | METHODS AND SYSTEMS FOR ANALYSIS, TRACKING AND MODIFICATIONS OF CALL OPTIONS ON DEBT ISSUANCES - A computer-implemented method that includes receiving on a computer system, a price of a debt issuance; where the price of the debt issuance includes a cost for purchase of an embedded call option; calculating on a computer system, an actual cost of the purchase of the embedded call option; comparing on a computer system, the cost calculation of the call option to a rule based system of an alternative option type and a corresponding cost of the alternative option type; and determining on a computer system, based on the comparing step, the type of option to be embedded with the debt issuance. | 2016-04-28 |
20160117776 | METHOD AND SYSTEM FOR PROVIDING ACCURATE ESTIMATES - A method is provided. The method includes receiving an address of a property to be insured; accessing an external attribute server and using only the address, retrieving attributes of the property to be insured from the external attribute server; calculating a premium estimate of insurance for the property to be insured based on the attributes of the property; generating a final insurance premium estimate by multiplying the calculated estimate by a multiplier; and transmitting the final insurance premium estimate to a device from which the address of the property to be insured was received. | 2016-04-28 |
20160117777 | SYSTEM FOR PROCESSING ACCOUNT DATA IN A DISTRIBUTED SERVER - A cash value feature is associated with a property and/or casualty insurance policy. Information is received about an insurance claim associated with the insurance policy. It is determined whether the insurance claim is covered by the cash value feature. The currently funded monetary value of the cash value feature is also determined The amount payable to the policy holder attributable to the cash value feature is also determined A payment of that amount to the policy holder is facilitated. | 2016-04-28 |
20160117778 | Systems and Methods for Computerized Fraud Detection Using Machine Learning and Network Analysis - Systems and methods for computerized fraud detection using machine learning and network analysis are provided. The system includes a fraud detection computer system that executes a machine learning, network detection engine/module for detecting and visualizing insurance fraud using network analysis techniques. The system electronically obtains raw insurance claims data from a data source such as an insurance claims database, resolves entities and events that exist in the raw claims data, and automatically detects and identify relationships between such entities and events using machine learning and network analysis, thereby creating one or more networks for visualization. The networks are then scored, and the entire network visualization, including associated scores, are displayed to the user in a convenient, easy-to-navigate fraud analytics user interface on the user's local computer system. | 2016-04-28 |
20160117779 | SYSTEM AND METHOD FOR PERFORMING CONCURRENT DATABASE OPERATIONS ON A DATABASE RECORD - A method and system for handling data field tasks, the system comprising a database containing records and data fields associated with real estate ownership expense insurance policies that reimburses for increases in property ownership expenses including increases in maintenance fees and assessments from non-covered losses, an underwriting server communicatively coupled to one or more client devices and data sources over a communications network, the underwriting server comprising a processor that configures processes to the data sources and generates data source connections to receive information from the data sources, and a scheduler that allocates threads within the processes to at least one of the data fields associated with premium for coverage, expenses, and reimbursement of the real estate ownership expense insurance policies, and assigns the threads to tasks for performing operations on the at least one of the data fields based on the information from the data sources. | 2016-04-28 |
20160117780 | PURCHASING CONTACT INFORMATION FROM AN ELECTRONICALLY DISPLAYED MAP - A method and system for adding contact information to a user account in a database. A registered user of the database presents a query having search criteria. The search criteria identifies records that have contact information including an address located within a defined distance of a specified location, such as the user's current location. Instructions are transmitted to the client device for rendering a map of the specified location and a representation of the search results on a display of the user's device. If a record is not owned by or associated with the user, the contact information is obscured on the display. A widget is configured on the display of obscured records that enables the user to purchase the record. Upon selection of the widget, a purchase transaction is executed, and the identified record is added to the user account. | 2016-04-28 |
20160117781 | INFERRED MATCHING OF PAYMENT CARD ACCOUNTS BY MATCHING TO COMMON MOBILE DEVICE VIA TIME AND LOCATION DATA ANALYSIS - Payment card account transaction data sets and mobile device travel profiles are compared with each other to detect matches in terms of times and locations of use and/or presence. Such an analysis may link two or more payment card accounts to the same mobile device. Consequently, common ownership of the two or more payment card accounts may be reasonably inferred. Based on the inference of common ownership, marketing related analysis may be performed on a combined transaction data set that reflects transactions in both commonly owned payment card accounts. | 2016-04-28 |
20160117782 | Base-Business Cards - Some embodiments provide a system that generates different customized decks of cards with each deck being customized for a different user with a condensed and filtered set of business data that is relevant to that user. The customizations are based in part on monitored user behavior and user interactions with the cards. Cards identifying businesses that the user has viewed for the most amount of time, recommended to others, approved, or positively reviewed or rated are assigned high values. Cards identifying businesses that the user has viewed for the least amount of time, rejected, or negatively reviewed or rated are assigned low values. The system then continually updates the deck to remove cards identifying business with the lowest values while adding cards identifying businesses that resemble other businesses with assigned high values. | 2016-04-28 |
20160117783 | METHOD AND SYSTEM FOR INTEGRATED CROP QUALITY MANAGEMENT AND CROP CERTIFICATION - A method and system is provided for integrated crop quality management and crop certification comprises of selecting a geographical area for growing a crop, auto assisting a user to select a crop certification of the selected geographical area, generating a customized crop protocol and training calendar, enabling implementation of the steps involved in growing the crop, adapting to crop compliance of the crop in the selected geographical area, generating a plurality of periodic compliance alerts for different stages of the crop for growth monitoring, tracking a plurality of action items depicting goals on the generated periodic alerts to maintain a crop compliance business logic of the crop, generating a crop certification compliance score and index for the crop compliance certificate of the crop, transferring the crop certification compliance score and index to the certifying agency for validating and generating a crop compliance certificate. | 2016-04-28 |
20160117784 | METHOD AND APPARATUS FOR CALCULATING BASIC ELECTRICITY CHARGES FOR PARTITIONED OWNERS IN AGGREGATE BUILDING - The present invention related to an apparatus and a method for calculating basic electricity charges, being capable of periodically collecting electricity usage information for each household by using a smart meter provided in an aggregate building in which power reception equipment is installed, calculating the monthly or yearly maximum demand power for each household using the collected electricity usage information, and then, automatically calculating the basic electricity charges for each household with respect to the basic electricity charges of an entire aggregate building in consideration of the calculated maximum demand power for each household obtained and a ratio of ownership shares for each household based on the ownership shares for each resident household. | 2016-04-28 |
20160117785 | COMPONENT-BASED BUILDING ASSESSMENT - In one implementation, a computer-implemented method includes receiving a request for component-based building information indicating building quality; identifying one or more buildings responsive to the request; and for each building from the one or more buildings: accessing component information for components installed in the building, the component information including (i) a record of user-generated service requests for the components, (ii) a record of services performed on the components, and (iii) remaining warranty terms for the components; determining quality ratings for the components based on evaluation of the component information using one or more data models that correlate portions of the component information with one or more quality rating values; determining one or more overall quality ratings for the building based on one or more combinations of the quality ratings for the components in the building; and providing the one or more overall quality ratings for the building. | 2016-04-28 |
20160117786 | RESIDENTIAL PIPELINE PLATFORM METHODS, APPARATUSES, AND MEDIA - Pipeline information regarding real estate construction jobs may be obtained from a data feed. A new real estate development associated with a specified job type, and a building identification number for the new real estate development may be identified from the pipeline information. Additional information regarding the new real estate development may be obtained by sending a query that includes the building identification number to a data source. A geographic area and a unit type associated with the new real estate development may be determined based on information regarding the new real estate development. User data may be analyzed to identify a user interested in pipeline information associated with the geographic area and the unit type. An electronic message regarding the new real estate development may be sent to the user. | 2016-04-28 |
20160117787 | System and method for testator-mediated inheritor-driven inheritance planning - A method for testator-mediated inheritor-driven inheritance planning includes receiving, by a computing device, from a testator, a description of at least one possession of the testator. The method includes providing, by the computing device, the description to a set of potential inheritors. The method includes receiving, by the computing device, a plurality of requests to inherit the at least one possession, each request in the plurality of requests received from one of a plurality of potential inheritors in the set of potential inheritors. The method includes providing, by the computing device, the plurality of requests to the testator. The method includes receiving, by the computing device, an instruction from the testator selecting an inheritor of the at least one possession from the plurality of potential inheritors. | 2016-04-28 |
20160117788 | GAINING REGISTRAR PURCHASING A DOMAIN NAME FOR A BUYER - A Buyer may enter a domain name or a related search string in a search field on a website operated by a Gaining Registrar. The Gaining Registrar may determine the domain name is registered at a Losing Registrar (a different registrar) and ask if the Buyer would like to make an offer on the domain name. If the Buyer does want to make an offer, the Gaining Registrar may validate the Buyer, collect a reserve from the Buyer and communicate the domain name and the offer (and possibly a time the offer is good) to an Aftermarket Platform (or possibly directly to the Losing Registrar). The Aftermarket Platform may then communicate the domain name, offer and possibly the time the offer is good to the Losing Registrar. The Losing Registrar may present the offer to the Seller (registrant of the domain name). The Seller may accept, decline, present a counter-offer to the Buyer or let the time the offer is good to expire. If an offer or counter-offer is accepted, the domain name may be transferred to the Gaining Registrar and registered to the Buyer while the Losing Registrar disburses the reserve to the Seller. | 2016-04-28 |
20160117789 | LOSING REGISTRAR SELLING A DOMAIN NAME FOR A SELLER - A Buyer may enter a domain name or a related search string in a search field on a website operated by a Gaining Registrar. The Gaining Registrar may determine the domain name is registered at a Losing Registrar (a different registrar) and ask if the Buyer would like to make an offer on the domain name. If the Buyer does want to make an offer, the Gaining Registrar may validate the Buyer, collect a reserve from the Buyer and communicate the domain name and the offer (and possibly a time the offer is good) to an Aftermarket Platform (or possibly directly to the Losing Registrar). The Aftermarket Platform may then communicate the domain name, offer and possibly the time the offer is good to the Losing Registrar. The Losing Registrar may present the offer to the Seller (registrant of the domain name). The Seller may accept, decline, present a counter-offer to the Buyer or let the time the offer is good to expire. If an offer or counter-offer is accepted, the domain name may be transferred to the Gaining Registrar and registered to the Buyer while the Losing Registrar disburses the reserve to the Seller. | 2016-04-28 |
20160117790 | REVERSE TRANSFER SYSTEM AND METHOD - A computer system linking two-year degree granting institutions (DGI's) with four-year host institutions and with a nationalized database and unified server environment that is designed to communicate with individual students. The participating DGI and host institution must first obtain each student's permission for the system's use of their data. As part of the RT system, students will also be given access to their educational records housed at a centralized data repository. The reverse transfer process implemented by the system will include, for the host school, a file intake process involving the steps of receiving a file via FTPS, performing file edits, and correction of file errors. Once corrected, the host school will approve the file and submit it via a user Interface where the file will then be merged into the centralized database. For that student, the system will then reference a pre-stored authorization matrix in order to identify which DGI's are authorized to view the host school data. | 2016-04-28 |
20160117791 | POSITION INFORMATION ADDING APPARATUS, POSITION INFORMATION ADDING METHOD, AND COMPUTER PROGRAM FOR ADDING POSITION INFORMATION AND POSITION DETECTION APPARATUS - A position information adding apparatus includes: a reference position setting unit which sets a plurality of reference positions for each of a plurality of pictures contained in digitalized video data; a region setting unit which sets a first position information adding region at a first position defined based on at least any of the plurality of reference positions and a second position information adding region at a second position different from the first position, for each of the plurality of pictures; and a position information embedding unit which embeds a first moving pattern which moves on the pictures in a first temporal period into the first position information adding region and a second moving pattern which moves on the pictures in a second temporal period into the second position information adding region. | 2016-04-28 |
20160117792 | METHOD FOR WATERMARKING A THREE-DIMENSIONAL OBJECT - A method for watermarking a three-dimensional object is disclosed. The three-dimensional object is represented by a mesh. A mesh comprises a plurality of vertices. The method further comprises computing an original thickness signature for said mesh from a plurality of thickness values, wherein a thickness value is computed for a vertex of the mesh; determining a target thickness signature, wherein the target thickness signature is a function of a watermark payload and of the original thickness signature; and modifying a position of at least one vertex of the mesh wherein a thickness signature computed for the modified mesh reaches the target thickness signature and wherein a distortion constraint between the mesh and the modified mesh is satisfied. | 2016-04-28 |