19th week of 2016 patent applcation highlights part 47 |
Patent application number | Title | Published |
20160132869 | ENCRYPTING FINANCIAL ACCOUNT NUMBERS SUCH THAT EVERY DECRYPTION ATTEMPT RESULTS IN VALID ACCOUNT NUMBERS - A decryption module is enabled on one or more authorized devices. A user's financial account information is encrypted using a card verification number, or some secret known to the user and replicated onto the authorized devices. The user requests processing of a financial transaction using the previously-encrypted financial account information. The authorized device retrieves the encrypted financial account information and prompts the user to enter the card verification number (or other secret known to the user that was used to encrypt the financial account information). The decryption module decrypts the financial account information using the card verification number entered by the user, and the decrypted financial account information resembles a valid credit card or debit card number and will pass a Luhn test. The decrypted financial account information is transmitted to process the financial transaction initiated by the user. | 2016-05-12 |
20160132870 | METHOD AND SYSTEM FOR PROCESSING SECURE OFFLINE TRANSACTIONS - This application discloses a method implemented at a server to facilitate secure offline transactions. The server receives, from a client device, an authorization request that includes a user identifier, first financial account information and a secure code. The server authenticates the authorization request, and sends a first transaction approval to the client device. Then, in accordance with the information received in the authorization request, the server facilitates a secure transaction between the client device and a point-of-sale (POS) machine while the client device is offline. Specifically, the server receives, from the POS machine, a transaction request that includes at least the user identifier and the security code. The server retrieves the first financial account information from a memory according to the user identifier and the security code, performs a transaction operation associated with the first financial account information, and sends a second transaction approval to the POS machine. | 2016-05-12 |
20160132871 | SECURE REDEMPTION CODE GENERATION FOR GIFT CARDS AND PROMOTIONS - A stored value card management system and method secures against the fraudulent use of stored value cards. A secure redemption code is generated comprising multiple component parts including a look-up identifier and a secure code. The secure redemption code is printed on a face of a stored value card without any visible demarcation of the component parts. The look-up identifier allows access to stored value card records and a determination of the stored value card's activation status. A hash of the secure code is stored in a separate secure index and validation of the secure hash is required to complete redemption of the stored value card. Access privileges to the card index and secure hash index are distinct and possession of one component of the secure redemption code is not sufficient to redeem the stored value card. | 2016-05-12 |
20160132872 | SECURE DATA TRANSFER FROM A VENDING DEVICE TO PORTABLE DATA STORAGE DEVICES - Techniques for transferring secured data from a vending device to portable data storage device are described herein. The vending device receives a request from a user of the portable data storage device be stored on the portable data storage device and requests for a payment for the requested digital contents to be paid by the user. The vending device locates a first portable storage identification (PSID) parameter unique to the portable data storage device, and then generates a rights object including a second PSID parameter that is equal to the first PSID parameter to prevent the digital contents from accessed at a data storage medium other than the portable data storage device. It is to be appreciated some or all of the above processing can b completed by a back-end device separate from the vending device. | 2016-05-12 |
20160132873 | SECURE DATA ENTRY AND DISPLAY FOR A COMMUNICATION DEVICE - The present invention is a secure transaction apparatus for use with, arid that interacts with, a mobile communication device and a remote secure transaction sewer. A transaction can be initiated by the use of the mobile communications device, and subsequently completed using the secure transaction apparatus. The secure transaction apparatus is capable of receiving and sending data via secure wireless communications protocols to the secure transaction server, and the secure transaction apparatus is capable of displaying data to a user of the transaction apparatus via a secure screen element. The secure transaction apparatus includes means to interact with the remote transaction server so that a secure and trustworthy transaction can occur. | 2016-05-12 |
20160132874 | SECURE AUTHORIZATIONS USING INDEPENDENT COMMUNICATIONS AND DIFFERENT ONE-TIME-USE ENCRYPTION KEYS FOR EACH PARTY TO A TRANSACTION - A registered provider device encrypts provider input related to a transaction between the provider device and one of many registered user devices to create an encrypted one-time-use provider code (the encryption is performed using an encryption key produced, in part, using a uniquely sequenced number generated by a sequencer maintained by the provider device). Similarly, the user device encrypts user input to create an encrypted one-time-use user code using an encryption key produced, in part, using a uniquely sequenced number generated by a user sequencer maintained by the user device. The provider and user devices independently transmit their different encrypted one-time-use codes to an intermediate entity, which decrypts the encrypted codes. This decryption is performed using one-time-use encryption keys produced using sequencers maintained by the intermediate entity, and this decryption generates an authorization request. The intermediate entity obtains an authorization decision regarding the authorization request from the authorization entity. | 2016-05-12 |
20160132875 | ENHANCEMENT OF MOBILE DEVICE INITIATED TRANSACTIONS - An account management system receives a payment authorization request from a merchant system for a transaction involving a user. The account management system identifies one or more user accounts associated with the transaction and processes the transaction after sending a payment authorization request to the issuer(s) of the user's financial account(s) and receiving an approval. After receiving a payment request, or shortly thereafter, the user device logs additional transaction data to transmit to the account management system, which uses the data to find a single transaction that correlates with financial transaction data. The account management system creates an enhanced receipt to transmit to the user device by augmenting the financial transaction data and may adjust the merchant information based on location data received from the user device or the payment amount based on an identified merchant type. The account management system updates the enhanced receipt if new information is received. | 2016-05-12 |
20160132876 | AUTOMATIC CLOSED LOOP PAYMENT REDEMPTION - Redeeming closed loop payment instruments in wallet account transactions comprises a payment system server configured to associate financial accounts with a payment account of a user, comprising at least one closed loop account. The server receives, from a card network, a first payment authorization request originating from a merchant, comprising the payment account identifier and a request to fund a transaction. The server communicates, to a closed loop account issuer computing system, a redemption request to redeem funds from the closed loop account. The server receives a redemption of funds from the closed loop account. The server deducts the redeemed funds redeemed from a total amount of funds requested in the first payment authorization request. Upon receiving the funds, the server communicates to the merchant computing system a second authorization for the total amount of funds requested in the first authorization request based on the redemption of funds. | 2016-05-12 |
20160132877 | SECURE AUTHORIZATIONS USING INDEPENDENT COMMUNICATIONS AND DIFFERENT ONE-TIME-USE ENCRYPTION KEYS FOR EACH PARTY TO A TRANSACTION - A registered provider device encrypts provider input related to a transaction between the provider device and one of many registered user devices to create an encrypted one-time-use provider code (the encryption is performed using an encryption key produced, in part, using a uniquely sequenced number generated by a sequencer maintained by the provider device). Similarly, the user device encrypts user input to create an encrypted one-time-use user code using an encryption key produced, in part, using a uniquely sequenced number generated by a user sequencer maintained by the user device. The provider and user devices independently transmit their different encrypted one-time-use codes to an intermediate entity, which decrypts the encrypted codes. This decryption is performed using one-time-use encryption keys produced using sequencers maintained by the intermediate entity, and this decryption generates an authorization request. The intermediate entity obtains an authorization decision regarding the authorization request from the authorization entity. | 2016-05-12 |
20160132878 | Payment Card Including User Interface for Use with Payment Card Acceptance Terminal - A payment card, for use with a payment card acceptance terminal, and related systems and methods are disclosed. The payment card includes an acceptance terminal interface component for interfacing with a payment card acceptance terminal and a user input receiving component for receiving an input by a user directly. The payment card also includes an integrated circuit which is in communication with the acceptance terminal interface and the user input receiving component and is configured to provide payment credentials to the payment card acceptance terminal on receipt of an input at the user input receiving component. | 2016-05-12 |
20160132879 | SYSTEM AND METHOD FOR ENFORCING DIFFERENTIAL PRICING - Systems and methods are provided for enforcing differential pricing and other pricing structures using a payment network. One embodiment of the payment network includes a server, a processor, and a memory module that includes stored computer program code. The memory module, the stored computer program code, and the processor are configured to cause the server to parse a request message associated with a payment transaction to obtain an item identifier and payment mechanism information. The item identifier is associated with an item to be purchased as part of the payment transaction. The payment mechanism information is associated with a payment mechanism. The memory module, the stored computer program code, and the processor are further configured to cause the server to obtain a determination of whether, based on the payment mechanism information, the payment mechanism complies with a set of pricing control rules associated with the item. Additionally, the memory module, the stored computer program code, and the processor are further configured to cause the server to transmit a response message approving the payment transaction request, upon a determination that the payment mechanism complies with the set of pricing control rules, and to transmit a response message declining the payment transaction request, upon a determination that the payment mechanism does not comply with the set of differential rules. | 2016-05-12 |
20160132880 | Authorizing Transactions Using Mobile Device Based Rules - Rules relating to the authorization of contactless payment transactions may be stored on a mobile device. After provision of contactless payment credentials to a merchant, the mobile device receives a query relating to the authorization of the transaction. The transaction details contained in the query are compared to the rules stored on the mobile device. Depending on the relevant rule applicable, the transaction may either be approved or rejected automatically, or may require user authorization. Depending on input received from the user in response to a prompt therefore, the transaction will be authorized or rejected. | 2016-05-12 |
20160132881 | APPARATUS AND METHOD FOR PAYMENT - An electronic device and a method for transmitting authentication information in a mobile payment environment are provided. The electronic device includes a first communication module and a second communication module, the method can include obtaining at least one of first authentication information and second authentication information stored in the electronic device, when the obtained authentication information comprises the first authentication information, transmitting the first authentication information to a first external receiving device of the electronic device through the first communication module, and when the obtained authentication information comprises the second authentication information, transmitting the second authentication information to a second external receiving device through the second communication module. | 2016-05-12 |
20160132882 | SYSTEM AND METHOD FOR INVESTIGATING FRAUDULENT ACTIVITY - An apparatus comprises a memory and a processor. The memory is operable to store information associated with a user account. The processor can receive a message indicating that a transaction associated with a card has occurred and receive a first input indicating that the transaction is fraudulent. The processor can receive a second input indicating that a report should be filed and present, on a display, a plurality of questions to determine whether the card has been stolen. The processor can receive a third input indicating an answer to each of the plurality of questions and present, on the display, an affidavit. The processor can receive a fourth input indicating the affidavit has been electronically signed and present, on the display, a confirmation message indicating that the report has been filed. | 2016-05-12 |
20160132883 | System and Method for Verification, Authentication, and Notification of Transactions - A system and method are provided for verifying, authenticating, and providing notification of a transaction such as a commercial or financial transaction, with and/or to at least one party identified as engaging in the transaction and/or identified as having a potential interest in the transaction or type of transaction. | 2016-05-12 |
20160132884 | REAL-TIME PAYMENTS THROUGH FINANCIAL INSTITUTION - A payment provider uses bank rails to enable a bank customer to send real-time payments through the bank site by simply entering a recipient identifier, such as an email address or mobile number. The bank has an account with the payment provider. Thus, when the customer sends a payment through the bank, the payment provider transmits the payment to the recipient through the bank's payment provider account. The bank debits the amount from the user's bank account or from a third party, in which case the bank makes a payment to the third party. The sender does not have to have an account with the payment provider, just an account with the bank. | 2016-05-12 |
20160132885 | COMPARING EXTRACTED CARD DATA USING CONTINUOUS SCANNING - Comparing extracted card data from a continuous scan comprises receiving, by one or more computing devices, a digital scan of a card; obtaining a plurality of images of the card from the digital scan of the physical card; performing an optical character recognition algorithm on each of the plurality of images; comparing results of the application of the optical character recognition algorithm for each of the plurality of images; determining if a configured threshold of the results for each of the plurality of images match each other; and verifying the results when the results for each of the plurality of images match each other. Threshold confidence level for the extracted card data can be employed to determine the accuracy of the extraction. Data is further extracted from blended images and three-dimensional models of the card. Embossed text and holograms in the images may be used to prevent fraud. | 2016-05-12 |
20160132886 | FRAUD DETECTION SYSTEMS AND METHODS - Systems and methods disclosed herein related to a fraud detection system that receives data from multiple sources and normalizes the data to create transaction data using overlapping data from the multiple sources. Fraud analysis is performed using a probabilistic approach to alert generation, wherein alerts are only sent to customers when the probability of fraud exceeds a threshold. As a result, false positives are avoided. | 2016-05-12 |
20160132887 | SYSTEMS AND METHODS FOR DETECTING COMPROMISED AUTOMATED TELLER MACHINES - A computer-implemented method for detecting compromised automated teller machines is provided. The method includes receiving activity data from an ATM, activity data including user input data and machine data, wherein user input data includes instructions input by a user at the ATM during a transaction, and wherein machine data is associated with processes performed by the ATM; storing operating parameter rules in the memory, the operating parameter rules configured to indicate whether the received activity data is within a normal activity range for the ATM; applying the received activity data to the operating parameter rules; generating an activity score for the ATM based on the applying, wherein the activity score is configured to indicate a likelihood that the ATM is compromised; and initiating a response based on the activity score. | 2016-05-12 |
20160132888 | SYSTEM AND METHOD FOR INVESTIGATING FRAUDULENT ACTIVITY - An apparatus comprises a memory and a processor. The memory is operable to store information associated with a user account. The processor can receive a message indicating that a transaction associated with a card has occurred and receive a first input indicating that the transaction is fraudulent. The processor can receive a second input indicating that a report should be filed and present, on a display, a plurality of questions to determine whether the card has been stolen. The processor can receive a third input indicating an answer to each of the plurality of questions and present, on the display, an affidavit. The processor can receive a fourth input indicating the affidavit has been electronically signed and present, on the display, a confirmation message indicating that the report has been filed. | 2016-05-12 |
20160132889 | SYSTEM AND METHOD FOR PAYER CONTROLLED PAYMENT PROCESSING SYSTEM - Methods, systems, and computer programs for processing payment request for a payment instrument. The method includes setting issuer attributes for the payment instrument and setting payer attribute for the payment instrument. A request for payment approval is received. The request is verified against payer set attributes. The request is also verified against issuer set attributes. An approval message is generated when payment request matches both payer set attributes and issuer set attributes. | 2016-05-12 |
20160132890 | POINT OF TRANSACTION DEVICE WITH MULTI-FACTOR AUTHENTICATION - Systems, devices, and methods for multi-factor authentication for transaction processing are provided. A point-of-transaction device captures customer information, biometric data, and images of identification documents and transmits the information to a transaction information server which receives the transaction request, queries one or more storage records to confirm the identity of the customer to the transaction and to determine whether the customer is authorized to engage in the transaction. The point-of-transaction device communicates a transaction identifier code and at least a portion of the transaction request to a transaction authority. The transaction authority transmits a confirmation signal to the point-of-transaction device based on the transaction identifier code and the transaction request. | 2016-05-12 |
20160132891 | SYSTEM AND METHOD FOR FACILITATING SECURE SELF PAYMENT TRANSACTIONS OF RETAIL GOODS - Disclosed herein are various embodiments for systems and methods for self payment and verification of the purchase of retail goods and services. According to an embodiment of the invention, a method for verifying the purchase using a mobile electronic device in wireless communication with a payment verification system and a code generating system is provided, the method comprising the steps of: receiving from a consumer information identifying an item for purchase; receiving from a consumer information identifying payment means for purchasing the item for purchase; processing the information identifying the item for purchase and information identifying payment means and generating a unique QR code indicating a purchase of the item; sending the unique QR code to a mobile device for display by a consumer to the vendor of the item for purchase. | 2016-05-12 |
20160132892 | METHOD AND SYSTEM FOR ESTIMATING CUSTOMER SATISFACTION - Method, system, and programs for estimating customer satisfaction associated with a customer are disclosed. In one example, a plurality of time series is obtained. Each time series comprises observations for one of a plurality of events associated with the customer. Each observation for each of the events is made with respect to a time period. A plurality of individual measures is estimated. Each of the individual measures is associated with one of the plurality of events. Each individual measure is estimated based on a time series including a plurality of observations associated with the event. Information is received indicative of a number of events selected from the plurality of events. An aggregated measure is computed indicative of a degree of satisfaction of the customer based on individual measures associated with the number of events. | 2016-05-12 |
20160132893 | SYSTEM AND METHOD FOR RETURNED GOODS MANAGEMENT - A solution for centralized management of returned goods transactions is described. The solution may receive a returned good content that comprises a picture of a returned good. From the picture, the returned good may be categorized as one of a repairable item or an item that should be scrapped. A centralized database may be kept for the purpose of tracking the repair or scrap of the returned good and documenting various events and data associated with the returned good. From the database, a returned goods report that is useful for indicating a chargeback amount owed a retailer for losses associated with one or more returned goods over a period of time may be generated. Advantageously, because the solution herein is centralized between a retailer and a supplier, a transparent and accurate accounting of chargeback amounts may be provided to both the retailer and the supplier. | 2016-05-12 |
20160132894 | DIGITAL COMPANION WRAP PACKAGES ACCOMPANYING THE SALE OR LEASE OF A PRODUCT AND/OR SERVICE - Creating and delivering a digital companion in response to the sale and/or lease of a product and/or service. The digital companion is delivered in the form of a wrapped package of cards. With wrap packages, each card is selectively authored to include (i) media content, (ii) application functionality and/or (iii) e-commerce related services. In addition, the cards are authored in one or more linear sequences. With digital companion wrap packages, the user experience when browsing is largely dictated by the author/retailer, not the customer. As a result, digital companion wrap packages have the unique ability to convey a “story”, with an intertwined a palette of services, functions and experiences included therein, that unfolds as the individual cards are browsed in the one or more sequences, similar to the turning of the pages of a book. | 2016-05-12 |
20160132895 | METHOD OF INTERNET REAL-TIME CUSTOMER SERVICE - The present invention provides a method of Internet real-time customer service, including the steps of: providing an online customer service system connected to Internet; providing an exclusive login data to the website operator registering to the online customer service system; for customer service staff of website operator using the exclusive login data to log in to the online customer service system for the online customer service system to enable customer service staff of website operator able to monitor the website; and when visitor visiting the website, the online customer service system providing a plurality of interaction channels between the customer service staff and the visitor as the basis of interaction so that the customer service staff and the visitor able to select from a plurality of interaction channels for interacting with each other. | 2016-05-12 |
20160132896 | Global Regulatory Compliance Optimization Tool - A method, computer program product, and/or hardware system optimizes regulatory compliance. An industry category for an enterprise is identified. A set of regulatory requirements for the industry category is stored in a database. The set of regulations are categorized by focus areas, summary requirements, and harmonized detailed requirements, wherein the focus areas describe components of regulatory requirements, wherein the summary requirements summarize each first tier subcomponent of the components of the regulatory requirements, and wherein the harmonized detailed requirements describe second tier subcomponents of each first tier component. Detailed requirements for each set of regulations are mapped to one or more of the focus areas, summary requirements, and harmonized detailed requirements. The detailed requirements are mapped to compliance resources. The compliance resources are executed to satisfy the detailed requirements. | 2016-05-12 |
20160132897 | COPYRIGHT INFRINGEMENT PREVENTION - In an approach for determining printability of an electronic file, a computer electronically receives a file for printing. The computer parses the file for one or more of text, images, and formatting indicative of potential copyrighted material. The computer, in response to identifying any text, images, or formatting indicative of potential copyrighted material, identifies potential copyrighted material within the file. The computer determines whether the file may be printed based, at least in part, on the identified potential copyrighted material. In another approach for determining printability of an electronic document, a computer electronically receives a document for printing. The computer locates attributes associated with the document and stored in a separate database, which includes one or more of the following: ownership, licensing information, printability, and number of prints allowed. The computer determines the document is printable based on the attributes and prints the document. | 2016-05-12 |
20160132898 | METHODS AND PRODUCTS FOR PRODUCT TRACING AND AUTHENTICATION USING CONDUCTIVE INKS - Example embodiments of a product authentication method may include triggering a first authentication process in response to sensing a conductive ink in proximity to a computing device having a set of sensors and performing a second authentication process. The first authentication process may include initiating an application on the computing device when the set of sensors senses the conductive ink. And the second authentication process may be performed by the application on the computing device and may include sending a code to a remote server and receiving a validity determination from the remote server. | 2016-05-12 |
20160132899 | Monitoring of Events and Key Figures - A system, a method, and a computer program product for monitoring of events and key figures are disclosed. An event in a plurality of events associated with a business process is identified. The identified event is monitored. A business value of the identified event is determined in real time. Based on the determined real-time business value, at least one key figure associated with the monitored event is retrieved and displayed in a user interface. | 2016-05-12 |
20160132900 | Informative Bounce Rate - In embodiments of informative bounce rate, keywords can be obtained from content of a Web page, and source content is extracted from a referring source that includes a selectable link to the Web page. The keywords that are obtained from content of the Web page are identified as also occurring in the source content of the referring source. A sentiment that is associated with each keyword can be determined, and a correspondence between the sentiment associated with a respective keyword and a bounce rate that is associated with the Web page is generated. The Web page can be identified as needing a redesign based on a high bounce rate and a corresponding overall positive source sentiment, which indicates visitors having a positive sentiment when visiting the Web page, yet a high number of the visitors bouncing from the Web page. | 2016-05-12 |
20160132901 | Ranking Vendor Data Objects - A system and method of providing web pages of ranked organization to a user. The user may update data about an organization which will cause the ranking to be changed and the webpage regenerated. The system may inform the user or other users of changes to the ranking. | 2016-05-12 |
20160132902 | Search and Rank Organizations - A computer method and system provide means for outputting data about organizations to a user. The system includes a database of business relationships between organizations. A user may search for first organizations according to search criteria. The method will select a set of first organizations that match the criteria. The user may select preferred values of second organizations connected to the first organizations. Using the preferred values, the method will reselect and rank the first organizations for display on the user's computing device. | 2016-05-12 |
20160132903 | IDENTIFYING AN INDUSTRY SPECIFIC E-MAVEN - Disclosed is a method and system for identifying an industry specific e-maven by analyzing textual data from social media. The system may collect textual data posted by users on social media. The system may then determine characteristics of the users by analyzing the textual data. The system may further calculate a maven score for the users by using the characteristics. The system may compute an industrial maven score for the users by using the maven scores and an industry adjustment factor. An industry specific e-maven may thus be identified based on the industry adjustment factor. | 2016-05-12 |
20160132904 | INFLUENCE SCORE OF A BRAND - An example method for determining an influence score of a brand in accordance with aspects of the present disclosure includes receiving data regarding a plurality of social media profiles associated with a plurality of social media platforms based on relevancy to a plurality of keywords, identifying a first set of data received from a first social media platform and a second set of data received from a second social media platform, extracting, values from the first set of data for a first set of categories of metrics for each social media profile associated with the first social media platform, extracting values from the second set of data for a second set of categories of metrics for each social media profile associated with the first social media platform, assigning a weight to each metric, determining an influence score for each social media profile based on calculating a weighted sum of the extracted values for each social media profile, and determining an influence score for the brand for each social media profile based on the influence score for each social media profile. | 2016-05-12 |
20160132905 | SYSTEM FOR MEASURING AUDIENCE RECEPTION TOWARDS ARTISTS AND FOR DIRECTING RESOURCES TO ARTISTS BASED UPON THEIR MEASURED AUDIENCE RECEPTION - A computer system for directing resources to artists based upon a generated artist's score, including a score generating computer system with both quantitative and qualitative assessment modules for selecting artist peer groups, receiving and analyzing qualitative evaluations of audience reaction to artistic performances, receiving quantitative data sets representing quantitative data corresponding to the artistic performances, and calculating artistic scores for individual artists which are then transmitted both to the artists and to creative promotors to direct resources to preferred high scoring artists. | 2016-05-12 |
20160132906 | SURGE DETECTOR FOR CONTENT CONSUMPTION - A content consumption monitor (CCM) identifies events from a domain, a number of the events, content associated with the events, and a relevancy of the content to a topic. The CCM may generate a consumption score for the domain and topic based on the number of events and the relevancy of the content to the topic. The CCM may identify domain surges for the topic when the consumption score reaches a threshold. The CCM may adjust the consumption score based on the changes in the relevancy, number of events and/or the number of users over different time periods. The consumption scores not only identify companies interested in different topics but also identifies consumption surges that indicate when the companies are most receptive to direct contacts regarding those topics. | 2016-05-12 |
20160132907 | METHODS, SYSTEMS, AND APPARATUS FOR DATA FORECASTING - Methods, systems, and computer program products for generating a business forecast are described. A specification of a precision level of a forecast is obtained. Data that satisfies the specified precision level of the forecast is identified and a forecast based on the identified data that satisfies the specified precision level of the forecast is generated. | 2016-05-12 |
20160132908 | Methods And Apparatus For Transaction Prediction - A system, method, and computer-readable storage medium configured to enable transaction-related user behavior modeling of individuals based on their payment card purchases. The user behavior modeling can provide predictions on next transaction information. One or more recommendations can be determined based on the next transaction information. | 2016-05-12 |
20160132909 | Systems and Methods for Candidate Tracking - Systems and methods for candidate tracking and fee recovery in accordance with embodiments of the invention are disclosed. In one embodiment, a candidate tracking server system includes a processor and a memory storing a candidate tracking application directing the processor to obtain candidate data describing a candidate, identify at least one publicly available data source system, obtain public activity data for the candidate data from the at least one publicly available data source system, determine current employment status data for the candidate data based on the obtained public activity data, calculate fee opportunity data based on the candidate data, current employment status data, and staffing firm data, determine if the fee opportunity data has been fulfilled, and when the fee opportunity data has not been fulfilled, generate notification data including the fee opportunity data and metadata describing the employer and the staffing firm and provide the generated notification data. | 2016-05-12 |
20160132910 | AUTOMATICALLY DETECTING LOST SALES - One embodiment of a method for detecting a lost sale due to an out-of-shelf condition in a retail environment includes automatically detecting when a customer fails to purchase an expected product, based at least in part on an observation of a current behavior of the customer in the retail environment and on a purchasing history of the customer, and inferring, based on the automatically detecting, that the expected product is out-of-shelf. | 2016-05-12 |
20160132911 | SI IMAGE REACTION INVESTIGATION SYSTEM AND INVESTIGATION METHOD THEREOF - The present invention provides a store identity (SI) image response research system, including: at least one consumer member terminal; at least one corporate member terminal; and an SI image response research server connected to the consumer member terminal and the corporate member terminal, providing a survey service for researching a consumer demand on an SI image design to the consumer member terminal, and providing at least one SI image design proposal created by reflecting a reply from the survey service or a consumer demand based on the reply to a corresponding one of the corporate member terminals, wherein the survey service provided by the SI image response research server includes a survey item for researching a consumer choice for a design element which matches a business category and less than a predetermined number of image adjectives representing a store personality which are registered by the corporate member terminal. | 2016-05-12 |
20160132912 | POLL-BASED NETWORKING SYSTEM - Described is a poll-based system that provides an on-line network of products, goods and services that are determined through polling each of the users. This system polls a user with a variety of questions. The system compares, in real-time, the current user's responses with all products, goods and services to identify which most similarly match the answered questions to that of the user. As the user progressively answers questions, the system updates the matching and presentation of products, goods and services. Thus, as the user answers polling questions, the selected answers are compared against the selected descriptions of other products, goods and services to generate a likelihood of match between the user and each of the products, goods and services. The profiles of products, goods and services that have a likelihood of match within a predetermined threshold are then presented, including links within the profile for specific purchases. | 2016-05-12 |
20160132913 | Multivariate Canonical Data Model for Tagging Customer Base of Energy Utility Enterprise - A system and method contact a customer of an energy utility to solicit participation in an energy efficiency, sustainability, or reliability program. The system receives data pertaining to each customer, the data for each customer having a plurality of attributes pertaining to a customer descriptive characteristic, communications history, energy usage, or attitude. The data are normalized to a canonical form, and populated in a multivariate data model. Data in the model is clustered using a multivariate algorithm. Each cluster is assigned a utility customer segment, such as “Concerned Green” or “DIY”, that reflects the prevalent attributes. For each segment, the system determines a prospect subset of the customers most likely to participate in an offering pertaining to that segment according to a likelihood threshold. Finally, a prospect customer is contacted with an offering that may be customized according to the assigned customer segment. | 2016-05-12 |
20160132914 | Enhancing Data Cubes - A data server receives multiple requests for data cubes that include data related to a user-specified subject matter. The requests are aggregated into an aggregated request, and an initial data cube is retrieved based on the aggregated request. Upon determining that the initial data cube fails to provide requisite data needed by the aggregated request due to data being missing from the initial data cube, the missing data is located and identified as augmentation data. The initial data cube and the augmentation data are sent to senders of the multiple requests for data cubes. In response to a new request, from a new requester, for a data cube that provides data related to the user-specified subject matter, the data server presents the new requester with an option to purchase the initial data cube at a first price and the augmentation data at a second price. | 2016-05-12 |
20160132915 | ASSESSING VALUE OF A BRAND BASED ON ONLINE CONTENT - Provided is a method for assessing value of a brand based on online content. Content related to a brand is captured from the internet. Captured content is quantitatively analyzed to determine a first brand value of the brand. Captured content is filtered to extract subject matter relevant to the brand. The extracted subject matter is evaluated to determine a second brand value of the brand. The first brand value and the second brand value are combined to determine value of the brand. | 2016-05-12 |
20160132916 | SYSTEM AND METHOD OF DEMAND MODELING AND PRICE CALCULATION BASED ON COMPETITIVE PRESSURE - A method and apparatus for demand modeling and price calculation based on competitive pressure is provided. Data related to a plurality of products related to a product of interest is collected, along with the number of sales, sales price and one or more product attribute values for each of the products. Conversion factors are used to equivalize the plurality of products relative to the product of interest, and attribute weights characterize product relevance to the product of interest. Based on these factors, a competitor pressure model is generated for the product of interest and describes its estimated variation in demand as a function of its variation in price. The competitor pressure model may be used to evaluate the effect of proposed price changes and correct the proposed price changes by calculating an optimal price. | 2016-05-12 |
20160132917 | LOCATION BASED MARKETING - A location-based marketing method includes steps of providing at least one first computing device including at least one memory operatively coupled to at least one processor, the at least one memory storing at least a listing of participating vendor geographical locations. At least one second computing device is in computing communication with the at least one first computing device. The method further includes steps of displaying to a user on a display screen of the second computing device a rotatable three-dimensional navigational interface including a plurality of faces, and by a geolocator module of the second computing device, providing to the at least one first computing device a geographical location of the user. The user geographical location is compared to the stored listing of participating vendor geographical locations. On determining a match, the first computing device initiates a user check-in procedure specific to the matching participating vendor. | 2016-05-12 |
20160132918 | ONE-TAP SIGN UP FOR MERCHANT LOYALTY PROGRAMS - Automatic processing and registering for merchant loyalty reward programs initiated by a single tap of a contactless device to a terminal reader. A user taps the contactless device in the terminal reader's radio frequency field. The terminal reader and the contactless device establish a communication channel and the terminal reader transmits details of the merchant's loyalty rewards program and a request for user information. The contactless device receives the request and accesses the user's stored information. The contactless device transmits the user information to the terminal reader and a new merchant loyalty account is created for the user. Acknowledgement of the new account, including a new loyalty account number, is transmitted to the contactless device. The loyalty account number is then saved in the contactless device. | 2016-05-12 |
20160132919 | Providing Interface to Allow Users to Request Custom Awards - An interface is created to allow users to request custom awards. The interface can allow a company to seamlessly incorporate functionality into its website or other user interface that will allow a user to request a custom award once an accomplishment (or recognition moment) is reached. In this way, a company can provide users with the option of deciding whether to request an award. | 2016-05-12 |
20160132920 | METHOD AND SYSTEM FOR IMPLEMENTING AN AWARD DISTRIBUTION, EXCHANGE AND REDEMPTION PROGRAM - A method and system for providing a multi-user, multi-celebrity award distribution, exchange and redemption program by allocating in an award server computer a plurality of sets of celebrity awards, each of the plurality of sets of celebrity awards associated with one of a plurality of celebrities; monitoring web activities of a plurality of users interacting over a computer network; and for each of the plurality of celebrities and for each of the plurality of users, determining a celebrity sub-score based on a correlation between the celebrity and the monitored web activities of the user, and distributing, based on the celebrity sub-score for the celebrity with the user, a portion of the set of celebrity awards associated with the celebrity to a user account associated with the user. | 2016-05-12 |
20160132921 | METHODS AND SYSTEMS FOR REDEEMING AND MANAGING DIGITAL COUPONS - Systems and methods for generating, distributing, redeeming, tracking, reporting digital and/or otherwise managing digital coupons. Digital coupons digitally associated and/or linked to consumer digital identifications and/or retail checkout digital identification to facilitate management. | 2016-05-12 |
20160132922 | SYSTEM AND METHOD FOR DISPLAYING COLUMNS OF SEARCH RESULTS - A method for generating search results based on a search term and displaying the search results in one or more groupings. The method includes receiving a search term entered by a user, selecting one or more search result groupings based on the search term entered by the user and at least in part on a bid amount associated with the search term, providing search results based on the search term entered by the user for each search result grouping, and displaying the search groupings to the user. | 2016-05-12 |
20160132923 | System of using high throughput studies to guide research and marketing - The present invention relates to methods, systems, and apparatus for storing, managing, searching and presenting large-scale data derived from high-throughput experiments. It provides a highly efficient platform for researchers, statisticians and venders to interact. | 2016-05-12 |
20160132924 | METHODS AND SYSTEMS FOR CREATING EVENT-TRIGGERED MARKETING CAMPAIGNS - The disclosed embodiments illustrate methods and systems for creating event-triggered marketing campaigns. The method includes determining one or more events by analyzing messages of one or more users on social media platforms. Each event has an associated location and a timeline. Thereafter, one or more first attributes, associated with a set of users, corresponding to each event, are determined from the one or more users. Further, one or more target customers are determined from one or more customers of an organization based on the one or more first attributes and one or more second attributes of the one or more customers. Thereafter, the marketing campaigns are created for the one or more target customers based on the one or more second attributes and a historical data of the one or more target customers. Further, media delivery channels for the marketing campaigns are determined based on the timeline of each event. | 2016-05-12 |
20160132925 | SYSTEM AND METHOD FOR PROCESSING ELECTRONIC DOCUMENTS - A system and method for online marketing, comprises reading, by an electronic device, a machine-readable code corresponding to an object of interest or interpreting one or more characteristics of the object of interest itself in order to identify it; generating a request to a designated computer server for content related to the object of interest in response to processing a decoded address on the machine-readable code or the value of the one or more characteristics of the object of interest; and outputting a link to the content or outputting the content itself to a device in response to a receipt of the request. | 2016-05-12 |
20160132926 | Systems and Methods for Coordinated Advertising Campaigns - Systems and methods for generating coordinated advertising campaigns in accordance with embodiments of the invention are disclosed. In one embodiment, a coordinated product advertising server system includes a processor and a memory connected to the processor and storing a product advertisement generation application, wherein the product advertisement generation application directs the processor to obtain product feed data, determine a set of advertising channel data, wherein advertising channel data includes metadata describing attributes of an advertising channel, generate a set of advertising creatives for each advertising channel based on the product feed data and the set of advertising channel data, generate a set of product advertising campaigns, wherein an advertising campaign is targeted to a specific advertising channel and includes the set of advertising creatives for the specific advertising channel, and transmit each product advertising campaign to the specific advertising channel associated with the product advertising campaign. | 2016-05-12 |
20160132927 | CREATING AND DELIVERING A WRAPPED PACKAGE OF CARDS AS A DIGITAL COMPANION ACCOMPANYING THE PURCHASE OF TICKET(S) FOR AN EVENT - Creating and delivering an e-ticket digital companion wrap package in response to the sale or distribution of e-ticket(s) for an event. With e-ticket wrap packages, the cards are selectively authored to include (i) the e-ticket(s), (ii) media content, (iii) application functionality and/or (iv) e-commerce related services. In addition, the cards are authored in one or more linear sequences. With e-ticket digital companion wrap packages, the user experience when browsing is largely dictated by the author/ticket seller, not the ticket purchaser/holder. As a result, digital companion wrap packages have the unique ability to present to the viewer a palette of services, functions and experiences, related to the event and/or performance that the ticket holder will be attending. Further, in certain non-exclusive embodiments, the media of the cards can authored to provide a “story-book” like experience that unfolds as the individual cards are browsed in the one or more sequences. | 2016-05-12 |
20160132928 | SALES ASSISTANCE BASED ON PURCHASING PREDICTION - The method includes receiving a location of a client device and one or more items of interest to a user of the client device. The method further includes determining that the location of the client device is within a threshold distance of an item of the one or more items of interest. The method further includes generating a communication with the user of the client device. The method further includes receiving a response from the user of the client device. The method further includes determining if the received response indicates an intent to purchase the item. In one embodiment, the method further includes identifying a sales representative to assist the user of the client device, responsive to determining that the received response indicates an intent to purchase the item. | 2016-05-12 |
20160132929 | ADVERTISEMENT SYSTEM, AND ADVERTISEMENT PROCESSING DEVICE - A candidate region setting unit sets a candidate region, which is a candidate for a target region in real space to be associated with an electronic advertisement, based on position information that indicates the position of a user terminal and that is obtained by the user terminal. A target region setting unit sets a partial region of the candidate region as the target region to be associated with the electronic advertisement. An association information registering unit registers, in an association information storage unit, association information that indicates an association between the electronic advertisement and the region set by the target region setting unit. | 2016-05-12 |
20160132930 | Mobile Device Proximity Determination - The present invention is a method and system of locating mobile devices and building a database of the mobile device locations through the interaction of mobile devices with one or more proximity activation systems. The method and system uses beacon proximity activity to refine the location of a beacon and the relative position of one or more mobile devices to the beacon through a trilateration or multiple activation point distance calculation. As mobile devices come within a pre-determined proximity to a beacon, applications installed on the mobile devices supply a location and identity of the mobile device at the time of activation. The system and method may assign personas to the mobile device. The system and method uses numerous activations to refine and report the physical location of the beacon. | 2016-05-12 |
20160132931 | METHOD OF ASSOCIATING ADVERTISEMENTS TO IMAGES - The subject matter describes a computer-implemented method for selecting and displaying advertisements on a webpage, generating, via the server, one or more image tags associated with the image, wherein the one or more image tags are generated according to the analysis performed, providing, via the server, an advertiser user interface associated with an advertiser device for obtaining an advertisement, and at least one associated advertisement tag, and tag bid associated with the advertisement tag, generating, via the server, an advertisement tag score for the at least one advertisement tag, selecting, via the server, an advertisement for display based on the advertisement tag score and, embedding, via the server, the selected advertisement in an advertisement spot of the website and generate a revenue-per-click value to provide payment value when the advertisement is clicked upon by a viewer of the website. | 2016-05-12 |
20160132932 | Hyper-local content push and pay method for mobile devices - A method and system for providing hyper-local content push and a billing model is provided. The hyper-local content push (HYPER-LOCAL CONTENT PUSH) advertising system sends the user relevant content that have associated physical visit locations. The system provides relevant content (coupon and advertising) to the mobile devices of users through local hotspot(s) utilizing wireless networking technology (e.g. Wi-Fi), when the user is in the vicinity of or examining locations in the vicinity of a visit location. When the user comes into range of visit locations where the Wi-Fi hotspot(s) have been deployed, associated servers will push content to the user as they traverse the local Wi-Fi zone. The content includes coupons that can be requested by the user client that could include location relevant or on-location specials that are only available to the user by coming into the local hotspot Wi-Fi zone physically and in person. If the user subsequently requests the available coupon of the HYPER-LOCAL CONTENT PUSH system or follows the hyperlinks of provided advertisements, the system provides for billing an advertiser or seller under the assumption that but for the coupon or advertisement; the user would not have visited the visit location and or made a purchase. | 2016-05-12 |
20160132933 | INFORMATION PROCESSING DEVICES, COMMUNICATION SYSTEM, COMMUNICATION METHOD, AND PROGRAM - Content is to be provided at an appropriate time. | 2016-05-12 |
20160132934 | Effective Mobile Marketing - Various embodiments of the present technology provide for systems and methods to automatically measure and tune campaigns to achieve the most effective campaigns (e.g., balancing the most desired outcomes against the least negative outcomes and opportunity cost of sending) without requiring intervention by the campaign sender. By using various embodiments of campaign message selection and/or send time selection optimization, the sender does not have to manage and manually tune a multitude of experiments. Some embodiments of the technology leverage real-time user profiles to help send relevant messages to the right person at the right time on the right device. This helps customers of the marketing system delight their users with relevant messages, while boosting their bottom line and the brand experience. | 2016-05-12 |
20160132935 | SYSTEMS, METHODS, AND APPARATUS FOR FLEXIBLE EXTENSION OF AN AUDIENCE SEGMENT - Systems, methods, and devices are disclosed herein for identifying, analyzing, and extending audiences associated with online advertising. Systems include a first processing node configured to generate a first plurality of data categories that includes a plurality of seed data categories. Systems include a query node configured to retrieve a second plurality of data categories that includes a plurality of candidate data categories. Systems include a second processing node configured to generate a plurality of relevance metrics including a relevance metric for each candidate data category based on a comparison between each of the plurality of seed data categories and each of the plurality of candidate data categories. Systems include a third processing node configured to generate a third plurality of data categories that includes at least some of the seed data categories and at least some of the candidate data categories based on the generated plurality of relevance metrics. | 2016-05-12 |
20160132936 | Platform for Providing Customizable User Brand Experiences - A computer-readable medium encoded with instructions that, when executed by a server, establish processes, for performing a computer-implemented method of providing customizable brand experiences that include end-user physical world interaction that is defined by a brand using a programmable configuration. The processes include receiving and storing at a given one of at least two modules at the server, each module associated with at least one brand, a programmable pattern defining, on behalf of the at least one of the brands with which the module is associated, conditions upon which a potential set of trigger messages when received would cause a change in end-user data, from one state to another state, pertinent to a specific one of the end-users, such conditions defining customization of the given one of the modules. | 2016-05-12 |
20160132937 | ONLINE MARKETING AND ADVERTISING ON E-MAIL SYSTEMS - An online direct marketing and advertising system is presented in which advertisers have an opportunity to send targeted promotions, coupons and offers that are placed in a user's web-based email account without the drawbacks of sending conventional email. The promotions do not take up disk quota space and, at the same time, the system does not need to divulge private user information to the advertiser. This system provides a means to free web-based email providers from the need to obtain opt-in permission to send offers to their users as providers are frequently prohibited from sharing the user's email address and personal information with merchants. | 2016-05-12 |
20160132938 | EXTENDING AUDIENCE REACH IN MESSAGING CAMPAIGNS USING PROBABILISTIC ID LINKING - A server receives incoming data records comprising an ID value and respective user attributes corresponding to a user activity that originates at a user device. Characteristics of the activity and/or characteristics of the user device are considered in order to assign a probabilistic confidence value, which is in turn used to generate links from an incoming data record to other previously-received data records, and in so doing, generates a probabilistic link between one set of user attributes from the incoming data record and another set of user attributes from previously-received data records. A messaging campaign specification that describes target user attributes is used to identify a matching set of target audience member records. The determination of a match or not is based on the probabilistic confidence value and a threshold can be varied to extend audience reach. The identified set of target audience member records are transmitted over a network. | 2016-05-12 |
20160132939 | PAID PROMOTIONAL TAGS - Methods and systems to provide a way for users to identify information associated with a particular published item among numerous published items and a way for publishers to draw attention to their published items are described. In one embodiment, a tag management module receives an instruction to associate a listing with a tag specifying an attribute where the instruction comprises a listing identifier identifying the listing and a tag identifier identifying the tag. The tag management module initiates a payment process to enable a user to pay for associating the listing with the tag. A listing management module associates the listing with the tag by storing an association of the listing identifier with the tag identifier. A listing identification module identifies the listing as one listing of a plurality of listings to be published based on at least one tag associated with the listing. | 2016-05-12 |
20160132940 | MEDIA PLANNING SYSTEM - A media planning system is provided to generate a media plan. The system can employ a combination of a pre-optimization algorithm and an optimization algorithm to optimize a media plan with recommended placement block. The optimized media plan is generated based upon a fitness value using various media data and plan parameters. | 2016-05-12 |
20160132941 | APPARATUS AND METHOD FOR PROVIDING VIRTUAL ADVERTISEMENT - The present invention relates to an apparatus and method for providing a virtual advertisement, and more particularly to an apparatus and method that can determine the size of a virtual advertisement image to be inserted into a moving image while taking into account the size of an advertising region included in the moving image, that can select an appropriate virtual advertisement image based on the determined size of the virtual advertisement image, and that can measure the objective exposure level of a virtual indirect advertisement and calcgulate advertising expenses based on the measured objective exposure level. Furthermore, there are provided an apparatus and method that select a virtual advertisement image to be inserted into an advertising region while taking into account the size of a virtual advertising region that varies depending on the angle of a camera or the posture of a virtual advertisement object. | 2016-05-12 |
20160132942 | SYSTEM AND METHOD FOR ASSITING CONTRIBUTORS - A management system for managing, streamlining and automating the process of obtaining contributions for philanthropic entities (e.g., charities and other non-profit organizations), wherein user friendly Internet based processes are provided to (potential and actual) contributors that substantially eases the burden on such contributors in, e.g., contributing to such entities via planned giving or estate planning. For each of the philanthropic entities, the management system automates and facilitates the marketing and estate planning aspects for obtaining contributions in a manner that is consistent with the avowed beliefs and/or values of the entity, and that provides potential and actual contributors with contacts to professionals that also share the beliefs and/or values of the entity. | 2016-05-12 |
20160132943 | ANALYZING COMMUNICATIONS TO DETERMINE BUSINESS ENTITY POPULARITY - Techniques for determining the popularity of a business entity are provided. A communication is received at a computing system. The computing system searches the received communication for a business entity name. The computing system also searches the received communication for information related to an opinion about the business entity. Based on the information related to the opinion, the computing system determines a customer satisfaction rating of the business entity. | 2016-05-12 |
20160132944 | PARKING FACILITY RESOURCE MANAGEMENT - Technologies are generally described for an information system configured to manage parking facility resources. The system can create and apply models and profiles regarding customers, parking space usage, access patterns, events, traffic, and other factors related to the parking facility. Parking facility operators may use the models to seek optimized revenues or profits. Increased revenue for parking facility operators may be supported by allocating resources to longer staying and better paying customers. New opportunities such as reselling, auctions, or options may further improve revenue generation for parking facilities. Customers may interface with the information system for availability queries, interactive reservation, and various other functions that may improve convenience, security, privacy, and service quality for the customers as well as for neighboring businesses and venues. Improved efficiency in parking facility resource consumption may reduce street traffic congestion. Parking security may be improved by adaptive lighting and camera operation. | 2016-05-12 |
20160132945 | VALIDATION AND OPTIMIZATION IN AN ONLINE MARKETING PLATFORM FOR HOME SELLERS - A technology for providing validation and optimization for listings on an online marketing platform for home sellers is described. In some embodiments, the disclosed technology provides a validation tool for users of the online marketing platform to quality check the users' home feeds in real-time through a graphical user interface of the online marketing platform. In some embodiments, the disclosed technology provides an optimizer tool for the users to optimize the users' home feeds through a graphical user interface of the online marketing platform. The users of the online marketing platform can be home sellers, which can include, for example, home builders, brokers, and their agents. | 2016-05-12 |
20160132946 | SYSTEM AND METHOD FOR IDENTIFYING QUALIFIED PARTIES TO A TRANSACTION - A system and method for identifying and verifying qualified parties to a transaction. In an aspect, the present invention can be configured to verify a party as a qualified party based upon verified information. In an aspect, the present invention can be used to configure transaction options such that the buyer and seller will have either reduced incentive for fraud or protection from fraud from the other party. | 2016-05-12 |
20160132947 | Power Sharing - A method comprising receiving, on a server, from a computing device of a user, a request to receive a battery charge on a battery-powered device of the user, the request including one or more criteria; identifying, by the server, one or more potential charge donors as target charge donors by comparing the criteria of the request with donor preferences previously provided by potential charge donors; and sending, from the server, information related to a target charge donor to the computing device of the user. | 2016-05-12 |
20160132948 | SYSTEM AND METHOD FOR ONLINE MARKETPLACE FOR SERVICES - Computer-implemented methods for generating quotes are provided herein. Questions associated with service request parameters of a type of service can be presented. Input indicative of values for the service request parameters can be received. The values for the service request parameters can be associated with a service request. Service listings can be provided upon memory. Each of the service listings can be associated with a service provider, service provider rules for the service provider, and price parameters. The values for the service request parameters can be compared with the service provider rules. The service request can be matched to matching listings of the service listings based upon the service request parameters and the service provider rules that are compared. Quotes for the matching listings of the service listings can be generated. The quotes can be calculated using the price parameters associated with the matching listings of the service listings. | 2016-05-12 |
20160132949 | SALES ASSISTANCE BASED ON PURCHASING PREDICTION - The method includes receiving a location of a client device and one or more items of interest to a user of the client device. The method further includes determining that the location of the client device is within a threshold distance of an item of the one or more items of interest. The method further includes generating a communication with the user of the client device. The method further includes receiving a response from the user of the client device. The method further includes determining if the received response indicates an intent to purchase the item. In one embodiment, the method further includes identifying a sales representative to assist the user of the client device, responsive to determining that the received response indicates an intent to purchase the item. | 2016-05-12 |
20160132950 | SYSTEM FOR CREATING CUSTOM FRAGRANCES - A system for creating custom fragrances is described that allows a customer to interact with an employee and a Perfumer's Organ to interactively select several scents for base, middle and top notes. They can then iteratively adjust the scents chosen. In one embodiment, the scents selected by a customer are provided to a computing device having a prestored table which separates the scents into variable potency scents having variable perceived strengths and normal potency scents having standard, equal perceived strengths. The table indicates the amount of each variable potency scent to use to normalize the strengths. The remaining normal potency scents are then added with an equal amount. In an alternative embodiment, predetermined mixtures are provided to the computing device and used as ‘training data’ to adjust the coefficients of a generalized formula to create a prediction equation fit to the training data. The computing device receives the selected scents, the type of product to be made and the container size and uses the prediction equation to identify the amounts of each of the selected scents. In another optional embodiment, a filling device can automatically meter the scent liquids, a filling material, and provide them into the selected container. The filling device is driven by the computing device and determines the amounts of the selected scents and creates the custom fragrance according to one of the methods above. | 2016-05-12 |
20160132951 | SYSTEM AND METHOD FOR ANALYZING A POWERTRAIN CONFIGURATION - A powertrain optimization device and method that compares a predicted performance of customer-selected vehicle components to a customer-selected optimization goal. The optimization goal is used to determine dynamic performance thresholds. The method compares gradability at cruise, gradability at peak torque, engine speed, and startability to the dynamic thresholds to determine whether the vehicle performance will be satisfactory. The customer selections of vehicle components, selections of optimization goals, and any acknowledgements of failed performance checks are stored for later use. | 2016-05-12 |
20160132952 | COMPUTER-AIDED EXTRACTION OF SEMANTICS FROM KEYWORDS TO CONFIRM MATCH OF BUYER OFFERS TO SELLER BIDS - One embodiment involves a method and apparatus for mapping lexical keywords into entity description semantics in order to create unambiguous buyer-confirmed descriptions of entities. The method described herein relies on a computer program and some mechanism for computer data storage. | 2016-05-12 |
20160132953 | Recommendation Engine - A computer method and system provide means for recommending an organization to a user. The system includes a database of business relationships between organizations. A user may search for an organization according to search criteria and the system will select a set of organizations that match the criteria. The organizations may be displayed based on the relevance of the selected organization and the similarity of organizations connected to the selected organizations. | 2016-05-12 |
20160132954 | Recommender System Employing Subjective Properties - Example systems and methods of recommending an item are presented. In one example, preference values for items by multiple users, as well as property values for multiple properties of the items by the users, are accessed. Reference property values for the properties of the items are generated based on the property values. Average deviations from the reference property values for the properties across a first group of the items by a target user are generated. Expected property values for the properties of a second group of the items for the target user are generated based on the reference property values and the average deviations. Preference values of the target user for the second group of the items are estimated based on the expected property values. At least one of the second group of the items is recommended to the target user based on the estimated preference values. | 2016-05-12 |
20160132955 | CONTEXTUAL ECOMMERCE SHOPPING CART ADJUSTMENT - The present disclosure describes methods, systems, and computer program products for providing contextual ecommerce shopping cart adjustments. One computer-implemented method includes receiving, from a partner application, a cart adjustment request. Zero or more available adjustments applicable to a cart of a user using the partner application for checkout are sent to the partner application. An execution request is received from a partner service server to execute an activated adjustment and a cart adjustment token identifying the activated adjustment to the cart of the user and a payment adjustment determined based on the activated adjustment to the cart of the user is sent to the partner service server. A finalization request for finalizing the activated adjustment is received from the partner service server and the activated adjustment to the cart of the user is finalized. | 2016-05-12 |
20160132956 | Electronic Commerce Platform and Transaction Method Using the Same - An electronic commerce platform is communicatively connected to a plurality of electronic devices each of which including a carrier. The electronic commerce platform includes a commodity managing module and a server. The commodity managing module is configured to receive at least a commodity information having a commodity characteristic and to transmit the commodity information to the server. The server includes a shopping interface producer and a match module. The shopping interface producer is configured to produce a shopping interface based on the commodity information. The match module is configured to transmit the commodity information to a matched carrier. The electronic device is configured to be communicatively connected to the shopping interface when a user clicks the commodity information shown on the carrier. | 2016-05-12 |
20160132957 | DEVICE CONFIGURATION - A system and method for configuring a device include determining a plurality of configuration settings for the device. The configuration settings are saved in a configuration file, and a sales order for the device is generated. The configuration file is assigned to the sales order. Based on the sales order, the configuration file is retrieved and applied to the configuration settings to the device. | 2016-05-12 |
20160132958 | Hybrid Fulfillment for Shopping Carts - Processing items is provided. Multiple modes of fulfillment are identified for the items. The items are processed with the multiple modes of fulfillment in a single transaction for a customer. | 2016-05-12 |
20160132959 | COLOR BOM AUTHORING WITH COLOR BOM SOLVE - Methods for product data management and corresponding systems and computer-readable mediums. A method includes receiving an order with an order condition. The method includes a set of valid condition statements from a bill-of-materials. The method includes color part usages in the BOM according to the valid condition statements and a color condition statement. Each color part usage corresponds to a less-finish part usage, and wherein each less-finish part usage includes engineering conditions and the color part usages do not include engineering conditions. The method includes returning a result set according to the order condition, the result set including colored part usages. | 2016-05-12 |
20160132960 | Client Centric Viewer - A client viewer computing system may be configured to scan a plurality of business application computing systems that correspond to products and/or services provided by a business organization. The client view computing system may receive a customer identifier from an employee and, in response to the customer identifier, obtain information corresponding to the customer's interactions with the plurality of products and/or services offered by the business organization. Based on one or more customer attributes, the client viewer computing system may identify one or more products and/or services the customer for which the customer qualifies and display the identified opportunities on a customer centric viewer user interface. | 2016-05-12 |
20160132961 | SYSTEMS AND METHODS FOR FLEXIBLE MERCHANT PRICING - One example embodiment relates to a computer-implemented method including receiving from a user, via a network, data relating to an item to be listed for sale at an item price in an electronic marketplace. An interactive pricing page is presented to the user, the pricing page including one or more interface elements to receive a pricing structure relating to the item to be listed for sale, the one or more interface elements allowing the user to define, as part of the pricing structure, at least a first item price and one or more future price changes in the item price during an item listing period. The method includes displaying the item listing with at least the first item price in the electronic marketplace, and automatically changing, during the item listing period, the displayed item price based on the received pricing structure. | 2016-05-12 |
20160132962 | THREE-DIMENSIONAL SHOPPING PLATFORM DISPLAYING SYSTEM - A a three-dimensional model, a display module, a motion capture module and a perspective switch module is provided. The perspective switch module is respectively connected to the display module and the motion capture module. A preset-sized graphic displaying area is defined in the display module. The motion capture module changes the relative position between the graphic displaying area and the three-dimensional model according to the manipulation of the user. The perspective switch module adjusts the three-dimensional model according to the control instruction transmitted by the motion capture module. Simultaneously, the different graphic data are displayed within the graphic displaying area. The graphic data are the projections of the three-dimensional model in the plane of graphic displaying area. | 2016-05-12 |
20160132963 | SYSTEM AND METHOD FOR CONSTRUCTING AND DISPLAYING ACTIVE VIRTUAL REALITY CYBER MALLS, SHOW ROOMS, GALLERIES, STORES, MUSEUMS, AND OBJECTS WITHIN - A system and method for virtually displaying on-line a gallery, a showroom, a store, a mall or any other room or space and the objects contained in said room or space, wherein the data displayed is comprised of a virtual reality data packet. The system displays still photographs of virtual reality shots and textual materials, and plays virtual reality video clips and audio stores about the room and/or the objects contained therein. Links are associated with each object and are stored external to the virtual reality data packet can be retrieved on demand from an external database for presentation of the viewer. The system also provides on-line controls that enable the viewer to move around the space, and a feature that enables a viewer to view an object from 360° around the object. | 2016-05-12 |
20160132964 | TAX REFUND LOAN SYSTEM ABSENT IRS AND FMS DEBT INDICATOR - An aspect of the present invention is a tax refund loan or purchasing system for use in making loan or purchase decisions. The system is an integrated computer system capable of receiving, sending, processing, storing, manipulating financial information as part of an overall loan or purchase decision-making system. The system incorporates certain Internal Revenue Service debt information with certain non-Internal Revenue Service debt information in making loan or purchase decisions. | 2016-05-12 |
20160132965 | Systems and Methods for Dynamic Currency Conversion - Systems and methods for dynamic currency conversion and a server for an intermediary that transmits messages between participants of a transaction which requires currency conversion are provided. An exemplary method comprises determining that a transaction requires currency conversion, and obtaining at an intermediary a currency conversion rate for the currency conversion, wherein the intermediary transmits messages between participants of the transaction and where the messages enable each of the participants to perform their part in the transaction. The method also comprises facilitating the currency conversion using the currency conversion rate to obtain an amount of the transaction in a desired currency. | 2016-05-12 |
20160132966 | METHODS, APPARATUS, AND SYSTEMS FOR CURVE TRADING - The described technology displays, at a GUI, a graph of one or more financial curves having one or more actionable indicators indicative of one or more tradable events associated with modeling and/or trading at least one market asset or financial instrument at a financial marketplace. The one or more indicators display a current real-time market value of a tradable event associated with the market asset or financial instrument. Input is received at the GUI from a trader to perform an action associated with the financial curve. In response to receiving the input, the action is initiated and the results are displayed at the GUI. | 2016-05-12 |
20160132967 | DEVICE, METHOD AND SYSTEM OF AUTOMATICALLY DEFINING A FINANCIAL INSTRUMENT - Devices, systems and methods of automatically defining financial derivative instruments. For example, a computer-based method may include receiving, by a computing device, an input sequence including a sequence of a plurality of input tokens; and based on the input sequence, defining, by the computing device, a financial derivative instrument by determining, based on the plurality of input tokens, values of a plurality of parameters configuring the financial derivative instrument. | 2016-05-12 |
20160132968 | MEANS AND METHOD OF INVESTMENT PORTFOLIO MANAGEMENT - A diversified composite portfolio can be formed by selecting a bundle of investment securities, correlating them according to a user specific risk tolerance value, and assigning relative portfolio performance metric to the components based on calculated risk tolerance value. | 2016-05-12 |