21st week of 2013 patent applcation highlights part 70 |
Patent application number | Title | Published |
20130132193 | ADDITIONAL INFORMATION FOR SHOPPING INFORMATION IN MOBILE SHOPPING - A mobile device acquires additional information, such as color and/or size variation information of an item, from an additional information tag when creating shopping information, and reflects the additional information in the shopping information, whereby the number of item tags may be reduced. Also, a code for related item information is contained in an item tag as additional information, allowing the mobile device to acquire the related item information when acquiring item information and to present the information to a customer. By including a common campaign code in an item tag for a certain group of items, the group of items may be set as targets of the common campaign. Also, the meaning of the campaign code may be personalized for each customer. Furthermore, various campaigns and promotions, such as proposal/cross-selling of related items, may be provided. | 2013-05-23 |
20130132194 | TARGETING ADVERTISEMENTS TO USERS OF A SOCIAL NETWORKING SYSTEM BASED ON EVENTS - A social networking system enables advertisers to target advertisements to users who are attending events, which may be associated with concepts, temporal information, and locations. Targeting criteria for advertisements may include global events and user-generated events. Using past event attendance history, location information, and social graph information, a social networking system may generate a predictive model to estimate probabilities of whether users will attend an event. Confidence scores may be generated for users for an event based on the predictive model. Advertisements may be targeted to users based on events using the confidence scores. Event attendance by users may be used in a fuzzy matching algorithm by the social networking system in providing advertisements to users of the social networking system. | 2013-05-23 |
20130132195 | METHODS AND SYSTEMS FOR CREATING DYNAMIC USER SEGMENTS BASED ON SOCIAL GRAPHS - Techniques are provided which allow classifying users into targeting segments. Methods and systems obtain a user's social graph, which indicates the user's social network connections. A first group of targeting segments that each of the user's social network connections belong to may be determined. A second group of targeting segments, which includes targeting segments that the user does not currently belong to, may be determined from the first group of targeting segments. A confidence rating may be assigned to each of the targeting segments in the second group. The user may be classified into one or more of the targeting segments in the second group of targeting segments based at least in part on the confidence rating. | 2013-05-23 |
20130132196 | METHOD AND SYSTEM FOR SENDING MARKETING MESSAGES TO MOBILE-DEVICE USERS FROM A MOBILE-COMMERCE PLATFORM - Methods and systems for sending marketing messages to mobile-device users from a mobile-commerce platform are described. In various illustrative embodiments, a marketing message is transmitted to a mobile-device user before, during, or after a transaction between the mobile-device user's mobile device and the mobile-commerce platform. The marketing message can be generated and timed based on rules input to the mobile-commerce platform by a merchant and can be based on historical transaction data associated with the mobile-device user, transaction parameters associated with a current or a most-recently-completed transaction involving the mobile-device user, a transaction type of a current or a most-recently-completed transaction involving the mobile-device user, or a combination thereof, depending on the particular embodiment. | 2013-05-23 |
20130132197 | ADVERTISEMENT CAMPAIGN SYSTEM USING SOCIALLY COLLABORATIVE FILTERING - In one embodiment, a method comprises identifying, in a network, user selection preferences of an identified user having accessed the network, the identifying based on an accumulation of user selection inputs executed by the identified user, the user selection inputs accumulated relative to input options presented to the user and identifying respective available network items; classifying, by an apparatus in the network, the identified user into one of multiple user affinity categories relative to an advertisement campaign for a targeted product, the classifying based on determining whether one of the user selection inputs represents a view gesture of the user having viewed the targeted product; and selecting an advertisement asset for delivery to the identified user based on the classifying of the identified user into the one user affinity category. | 2013-05-23 |
20130132198 | ADVERTISING SYSTEMS AND METHODS USING EMBEDDED MAP - One aspect of the invention provides an advertisement system using an embedded map. The system includes: a space of interest (SOI) server for generating location based data using an SOI object; and an advertisement server for providing advertisement content information to an advertisement region of the embedded map using the location based data. | 2013-05-23 |
20130132199 | OPTIMIZING THE RELEVANCE OF MOBILE CONTENT BASED ON USER BEHAVIORAL PATTERNS - A method and system selects advertisements based on data regarding a user's behavioral patterns, such as the user's broadcast viewing history, current state of motion, and location, interests, and intentions. | 2013-05-23 |
20130132200 | SYSTEMS AND METHODS FOR CONTENT AND ADVERTISING INSERTION IN VISUAL COMMUNICATIONS - A method of ad or content insertion and a visual communication system includes communicating, by a server, with a plurality of users; creating a visual talking message by a user of the plurality of users comprising a sender, the message being for one or more recipients comprising users of the plurality of users; adding advertisements or other content within or around the visual talking message, wherein the advertisements or other content comprises one or more of an image forming part of the visual talking message and content around the visual talking message; sending the visual talking message with the advertisements or other content to the one or more recipients comprising; and tracking the advertisements or other content through the server. The advertisements or other content can be selected based on a substantially real-time bidding process or as part of existing images supplied to senders via content creators. | 2013-05-23 |
20130132201 | MANAGING REVENUE SHARING BIDS - A bid for a content slot from a content provider is received. The bid includes a revenue-sharing bid. It is determined that the bid is a winning bid and content is presented from the content provider in the content slot. Presentation details are logged that include a time when the content was presented. At a later time, an indication is received of an action, the indication including an indication that the action is responsive to the content having been presented previously. Based on the action, the content provider is charged an appropriate amount based on the revenue sharing bid. | 2013-05-23 |
20130132202 | AWARDING ACHIEVEMENTS - Techniques are described for awarding achievements unlocked by a user across one or more computer games. Embodiments receive achievement information for a user. The achievement information specifies a first amount of achievement points earned by the user by unlocking achievements across one or more computer games. One or more external offers available for the user based on the received achievement information are then determined. Here, the one or more external offers are separate from the one or more computer games in which the achievements were unlocked. Embodiments then present the determined one or more external offers to the user. | 2013-05-23 |
20130132203 | ADVERTISING SYSTEM COMBINED WITH SEARCH ENGINE SERVICE AND METHOD FOR IMPLEMENTING THE SAME - An advertising system combined with search engine services, comprising a client and a server, wherein the server comprises a server-side transceiver, receiving an emotion signal and a keyword from the client; a search engine, performing search functions according to the keyword and generating a search result; an emotion analyzer, analyzing the emotion signal and generating an emotion parameter of a user, wherein the emotion parameter represents an emotional status of the user; and an advertisement platform, searching for at least one recommended advertisement classified as the emotional status of the user according to the emotion parameter; and wherein the server-side transceiver further transmits the search result and the at least one recommended advertisement to the client through a network. | 2013-05-23 |
20130132204 | INFORMATION PLAYBACK APPARATUS AND ELECTRONIC POP ADVERTISING APPARATUS - An electronic point of purchase (POP) advertising apparatus presents a predetermined POP advertisement. A sensor unit includes a sensor for detecting a person. A storing unit stores a plurality of different POP advertisements. Each of the plurality of different POP advertisements has at least one of (i) moving images or (ii) music. A selection unit selects a particular POP advertisement from the plurality of stored POP advertisements. An output unit outputs the particular POP advertisement in response to a detection signal output from the sensor unit such that the output unit start a presentation of the particular POP advertisement when the sensor detects the person. | 2013-05-23 |
20130132205 | System and Method for Tracking Purchases - A novel method for obtaining transaction information includes receiving a first transaction record including data indicative of one or more products purchased by a first purchaser from a first merchant, storing the data included in the first record, receiving a second transaction record including electronic data indicative of one or more products purchased by the purchaser from a second merchant, storing the data included in the second record, and providing the first purchaser access to the first transaction record and the said second transaction record. The method is performed on a handheld device which is carried by the first purchaser. A point-of-sale system is also disclosed and includes: a processing, a product interface operative to receive product data, memory operative to store a first transaction record, and a transaction record interface operative to output electronic data indicative of the first transaction record. | 2013-05-23 |
20130132206 | SYSTEM AND METHOD FOR NON INTRUSIVE DELIVERY OF MESSAGES TO A DEVICE - A method for non intrusive delivery of messages to a device, characterized in that it comprises the steps of:—at a server:—identifying messages according to historical data received from at least the device and—sending the identified messages to the device through a network,—at the device:—receiving the messages,—filtering, in function of a user's profile stored in storage means of the device, retained messages to be stored in storage means of the device and messages to be removed from the device,—storing retained messages in storage means of the device,—detecting (1) an interstitial event,—determining (2) whether said interstitial event matches at least one interstitial event type defined by user's profile stored in the device,—if said interstitial event matches at least one interstitial event type defined by the user's profile, selecting (3) among said retained messages a message matching said user's profile,—displaying (4) on the device a message invitation, the message invitation comprising a request for a consent from the user (5),—in case the device receives a consent from the user, then displaying (5) on the device a main part of said selected message,—creating or updating locally a log tracing the user behaviour in regard to the request for consent,—updating on the device said user's profile with said log. | 2013-05-23 |
20130132207 | INFORMATION SERVICE FOR FACTS EXTRACTED FROM DIFFERING SOURCES ON A WIDE AREA NETWORK WITH TIMELINE DISPLAY - In one general aspect, a wide area network fact information service system is disclosed. It includes a real time database that stores information about facts on the network by recording at least an identifier and an occurrence timepoint for each fact, with the occurrence timepoint identifying a time at which the fact occurred. It also includes fact-based expression logic operative to interact with expressions that define relationships between facts based on both their identifiers and their timepoints, and a timeline display interface operative to display a timeline that shows a temporal relationship between facts. | 2013-05-23 |
20130132208 | ONLINE MAP ADVERTISING - Systems and methods for selecting advertisements for presentation in a map space are disclosed. Map requests are received, map spaces identified, advertisement bids are received for advertisement space within the map spaces, and advertisements are selected for presentation in the map space based on the advertisement bids. The advertisement bids can be selected through an auction. | 2013-05-23 |
20130132209 | GENERATING AN ADVERTISING CAMPAIGN - A system and method for automatically generating an online advertising campaign is disclosed. A campaign building engine receives an advertiser's landing page and determines a set of key terms. From the key terms, the campaign building engine determines classifications for potential advertising structures. The campaign building engine then generates proposed advertising structures by assigning each key word to one of the classifications. The proposed advertisings structures can then be presented to a user for selection of advertising structures of the advertising campaign. | 2013-05-23 |
20130132210 | DEVICE, METHOD, AND MEDIUM FOR GENERATING AUDIO FINGERPRINT AND RETRIEVING AUDIO DATA - Provided are device, method, and medium for generating an audio fingerprint and retrieving audio data. The device for generating an audio fingerprint includes: a coefficient extracting section partially decoding audio data in a compression area and extracting MDCT (Modified Discrete Cosine Transform) coefficients; a coefficient selecting section selecting an MDCT coefficient robust to noises from the extracted MDCT coefficients; a modulation spectrum generating section transforming the selected MDCT coefficient by the use of a Fourier transform method and generating a modulation spectrum; and a bit conversion section quantizing the generated modulation spectrum and generating an audio fingerprint. As a result, it is possible to accurately and rapidly retrieve the audio data recorded in a variety of environments. Since elements based on MP3 are used, it is possible to apply to MP3 applications in various manners. In addition, it is possible to apply to classification of audio data such as classification of music moods and classification of music genres and various other fields such as extraction of a specific event from moving images of sports. | 2013-05-23 |
20130132211 | PROVIDING SEAMLESS ONLINE VIDEO ADVERTISEMENTS - A computer-implemented method of providing seamless online video advertisements includes rendering a video advertisement on a first web page in a first tab. The computer-implemented method also includes recording current time of play constantly during the rendering of the video advertisement and receiving a request for a second web page in the first tab from the user. Further, the computer-implemented method includes unloading the first web page and loading the second web page in the first tab. Moreover, the computer-implemented method includes retrieving current time of play stored corresponding to the unloading and resume the rendering the video advertisement on the second web page based on the current time of play retrieved. | 2013-05-23 |
20130132212 | REAL-TIME DYNAMIC PAGE AWARENESS FOR AD SERVING - An ad serving platform utilizes real time dynamic page awareness for ad serving. For every new digital content URL, the ad serving platform reviews the layout and relative position of ad placements in a content environment and stores a “map” of this information, which is accessible to the ad server in real time for use in ad selection, and is refreshed periodically (e.g., every three minutes) to account for changes. As a result, without control of the page, the ad server platform can make complex serving decisions based upon relative page position of advertising placements. | 2013-05-23 |
20130132213 | METHOD AND SYSTEM FOR PROVIDING PRICE COMPARISONS AND ALERTS - An engine, system and method for a domain social network that interconnects Internet users with at least domains owned by or of interest to those Internet users, and that may obtain and/or forward obtained dynamic data regarding those domains automatically, such as by web service or email service. The dynamic data may be used to filter and protect content and data of the respective domains, to protect users by identifying low quality web pages or malicious software or pages, to isolate or improve search results regarding the domain, and/or to improve Internet-based transaction flow, such as the creation of advertising. | 2013-05-23 |
20130132214 | COOKING MANAGEMENT - A cooking management system is described that identifies a customer and orders a product for the customer based at least on current temporal data. The cooking management system identifies customers associated with previous product requests that occurred during a predetermined range of time based at least on a comparison of current temporal data with temporal data associated with the previous product requests. The cooking management system causes presentation of identifiers of the identified customers on a display. Responsive to determining that the identifier for a particular customer has been selected, the cooking management system automatically causes a cooking device to prepare a product for the particular customer based at least on customer data associated with the particular customer. | 2013-05-23 |
20130132215 | Systems and Methods for Removing Point of Sale Processing from PCI Scope - The methods and systems described herein provide for processing payments at a retail location whose infrastructure has been significantly removed from PCI scope. A request for processing payments may be sent from a point of sale lane to a back office server in communication with a credit card terminal. A user may use the credit card terminal to enter in secure payment information which is securely transmitted to a remote authorization service for authorization. Through this method, the credit card terminal and sensitive payment information may be securely isolated from the remaining infrastructure at the retail location. | 2013-05-23 |
20130132216 | POS INTERFACE (IF) EMULATOR - A point of sale interface (POS IF) emulator system includes a payment data processing-verification device that processes payment information in accordance with POS device information, emulates a POS input operation, and inputs the processed payment information to a POS device through a keyboard interface; the payment information being created from payment information extracted from shopping information and payment information acquired from user registration information, the shopping information being created by a mobile phone by acquiring item information from an item tag for an item and by performing the acquisition one or more times; wherein payment is made at the POS device corresponding to the POS device information. | 2013-05-23 |
20130132217 | MOBILE COMMERCE PLATFORMS AND ASSOCIATED SYSTEMS AND METHODS FOR CONVERTING CONSUMER COINS, CASH, AND/OR OTHER FORMS OF VALUE FOR USE WITH SAME - Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile devices. In one embodiment, a method for implementing a mobile commerce account on a mobile device includes receiving coins and/or other funds from a user at a consumer-operated kiosk. The method can further include counting the coins and/or other funds to determine a value, and then communicating at least a portion of the value from the kiosk to the hand-held mobile device for deposit in the mobile commerce account. | 2013-05-23 |
20130132218 | POS INTERFACE (IF) EMULATOR - A point of sale interface (POS IF) emulator system includes a payment data processing-verification device that processes payment information in accordance with POS device information, emulates a POS input operation, and inputs the processed payment information to a POS device through a keyboard interface; the payment information being created from payment information extracted from shopping information and payment information acquired from user registration information, the shopping information being created by a mobile phone by acquiring item information from an item tag for an item and by performing the acquisition one or more times; wherein payment is made at the POS device corresponding to the POS device information. | 2013-05-23 |
20130132219 | USING A MOBILE WALLET INFRASTRUCTURE TO SUPPORT MULTIPLE MOBILE WALLET PROVIDERS - Embodiments are directed to performing a transaction using a third party mobile wallet, performing a transaction using a third party point of sale (POS) system and to making a purchase from a third party mobile wallet provided by a third party mobile wallet provider. In one scenario, a cloud-based transaction platform is provided, which receives communication from an agent terminal over a communication channel connected to the cloud-based transaction platform. The agent communication indicates that a customer desires to perform a mobile wallet transaction using their third party mobile wallet. The cloud-based transaction platform sends the agent communication to a third party mobile wallet platform, receives communication from the third party mobile wallet platform confirming processing of the transaction, and sends communication to the agent terminal over a communication channel connected to the cloud-based transaction platform, where the communication indicates confirmation of the processing of the transaction. | 2013-05-23 |
20130132220 | SOCIAL GROUP BUYING - A group offer is provided to a first-level recipient that meets a set of criteria. Further, the group offer is activated upon a consumer participant threshold being met, the consumer participant threshold equaling a number of consumers. In addition, a social incentive structure is established that provides a reward to the first-level recipient if the first-level recipient shares the group offer with a second-level recipient that (i) is in a social circle associated with the first-level recipient and (ii) meets a set of qualifications. | 2013-05-23 |
20130132221 | SOCIAL SHOPPPING ON A NETWORKED PUBLICATION SYSTEM - Receiving from a user of a publication system first content and a request to create a poll for the first content, the poll for receiving poll commentary about the first content from participants in a social network. Transmitting the first content and the request to create a poll to the social network. Receiving from the social network poll commentary about the first content. Receiving from the social network additional content for use in the poll. Receiving second content and a request for poll commentary about the second content from the user and, responsive to receiving the second content and the request for poll commentary, transmitting to the social network a request for poll commentary for the first content and the second content. | 2013-05-23 |
20130132222 | Method and Apparatus Pertaining to Financial Investment Quantitative Analysis Signal Auctions - A server receives identifying information regarding a plurality of signals pertaining to financial investment quantitative analysis from various third parties. At least some of this identifying information is then posted and on-line auctions are conducted for individual ones of this plurality of signals. | 2013-05-23 |
20130132223 | MULTI-WIN AND RESERVE PRICE AUCTIONS ON ONLINE PAY TO BID AUCTIONS - A method for conducting an online auction includes the steps of establishing a reserve price for an item and accepting pre-purchased bids from online bidders for the item. A value of all accepted bids for the item may be accumulated in a processor. The accumulated value may be published online. The item may be awarded to the bidder whose bid results in the accumulated value of bids being at least equal to the reserve price. | 2013-05-23 |
20130132224 | HIERARCHICAL CROSS-LINKED PURPOSE ORIENTED DOCUMENT VALIDATION SYSTEM AND PROCESS - System and Method or Process that validates documents in hierarchical cross-linked purpose. | 2013-05-23 |
20130132225 | SYSTEMS AND METHODS FOR AUTOMATED INTERNET-BASED AUCTIONS - The present invention relates to systems and 5 methods for implementing an automated auction process that is held at a designated time on the Internet, and that ends after bidding has been completed. In accordance with these systems and methods, a server connected to a plurality of workstations may establish 10 several auctions that allow for efficient trading of multiple goods, while simulating the live and dynamic setting of traditional auctions. | 2013-05-23 |
20130132226 | CLICK MODELING FOR ECOMMERCE - A system and method of click modeling are disclosed. A ranking algorithm is modified using a click model. The click model makes inferences based on user click data. The user click data includes indications of user intent to transact a shopping action for an item for sale. Item listings are ranked for a search results page using the ranking algorithm in response to receiving a search query. Each item listing comprises an item for sale on an e-commerce site. The user click data can also include user clicks of item listings in a search results page. The shopping action can include bidding on an item for sale or purchasing an item for sale. | 2013-05-23 |
20130132227 | Method and system for interactive virtual customized vehicle design, purchase, and final acquisition - An electronic system for the customization, visualization, integration, purchase, and acquisition of a vehicle from a vehicle manufacturer. The system is implemented on a computer server or equivalent device, where the server, operated by the manufacturer, is accessible over the interne via a suitable end-user operated computing device, the server generating a menu driven visual interface viewable on the computing device. The system allows for all aspects of a customized vehicle purchase to be performed by the user, substantially streamlining the selection and acquisition process. The system can be interfaced with third party parts databases, allowing for incorporation of parts from a variety of manufacturers. | 2013-05-23 |
20130132228 | COLLABORATIVE ELECTRONIC CARD CREATION PLATFORM - A platform and method for creating an electronic card by a plurality of users cooperating together to produce the electronic card (e-card) is disclosed. A member of the platform creates and designs an e-card for an intended recipient. Other users are invited to add content to the e-card. Users select gifts and memories to add to the e-card for the recipient. E-commerce, advertising, licensing, merchandising, electronic points, and marketing groups cooperate with the platform to provide products, services, and rewards via the platform to users. The platform receives revenue from the interaction and sales between the groups and the users or members of the platform. The e-card is published to components of a publishing group such as a social network. A database is provided for storing user, platform, and group activity. | 2013-05-23 |
20130132229 | SYSTEMS AND METHODS FOR CREATING A USER CUSTOMIZED BANK CARD - One form of the present invention contemplates a unique system for creating a customized bank card by a consumer/user based on instructions from a remote terminal. Other forms of the present invention contemplate unique apparatuses, systems, devices, hardware, software, methods, and combinations of these for creating customized bank cards. | 2013-05-23 |
20130132230 | SYSTEM, METHOD AND COMPUTER PROGRAM FOR SIGNING AND DEDICATING INFORMATON OBJECTS - A method is provided for enabling the signing/dedication of information objects including a celebrity accessing a signature/dedication queue of information objects, the celebrity, by operation of a signature/dedication utility associating a signature/dedication of the one or more information objects, and distributing the information object(s) to the intended buyer/recipient such that the system is operable to validate that the celebrity signed/dedicated the information object(s) delivered to the buyer/recipient. The system of the present invention includes a computer device associated with a celebrity for capturing his/her handwriting and a signature utility linked to the computer device and to a server computer, for presenting one or more information objects to the celebrity, and for each information object enabling the celebrity to create a signing/dedication of the information object, the signature utility associating the signing/dedication to the information object, and being operable to enable the validation that the celebrity signed/dedicated the particular information object. | 2013-05-23 |
20130132231 | Remote Ordering Apparatus and Method - A remote ordering apparatus and method. The apparatus being coupled to a digital data network to enable communication to a client device for presenting a client interface. The ordering apparatus comprising: a database comprising merchant data; a web server device coupled to the data network and adapted to interrogate the database. The web server device comprises a server module for providing a client interface configured to receive a client order; the server device further comprises a print service module; the print service module being operatively associated with the server module for enabling communication of an order print request data to a remote printer device over a data network. | 2013-05-23 |
20130132232 | System And Method For Digital Rights Management With Delegated Authorization For Content Access - Various embodiments of a system and method for digital rights management with delegated authorization for content access are described. Such embodiments may include a runtime component configured to receive protected content. The runtime component may be configured to submit a request for a delegation token to a first entity, such as a content merchant or some other entity. The runtime component may be configured to receive the delegation token from the first entity. The runtime component may also be configured to submit a request for a content license for the protected content to a second entity, such as an access coordinator or some other entity. The submitted request may include the received delegation token. The runtime component may be configured to receive the content license from the second entity. The runtime component may also be configured to provide access to the protected content in accordance with the received content license. | 2013-05-23 |
20130132233 | SUSTAINABILITY BASED SUPPLIER EVALUATION - Various embodiments of systems and methods for evaluating suppliers and performing green sourcing analysis based on customized sustainability metrics are described herein. The method in an integrated information management system involves configuring one or more criteria relating to a product as green sourcing metrics. The method further includes defining one or more constraints effecting interdependencies between the green sourcing metrics. In a further aspect, the method includes determining that the one or more constraints is fulfilled based on product data relating to one or more suppliers supplying the product and customizing the green sourcing metrics based on the one or more constraints that is fulfilled. In yet another aspect, the method involves performing green sourcing analysis for the one or more suppliers of the product based on the customized green sourcing metrics. Based on the green sourcing analysis, the one or more suppliers are evaluated and a sourcing recommendation is provided based on the evaluation. | 2013-05-23 |
20130132234 | TECHNIQUES FOR AUTOMATING A RETAIL TRANSACTION - Techniques for automating a retail transaction are provided. In an embodiment, a customer of a retailer is provided a bill to complete a transaction with the retailer. The bill includes a barcode or a Quick Response (QR) code with details of the bill encoded therein. The customer, using a mobile device, scans the code. The mobile device automatically connects with a mobile transaction service and completes payment details for the customer. The retailer's system is notified that payment was received and the transaction is completed. | 2013-05-23 |
20130132235 | ENABLING THIRD-PARTY E-STORE WITH CARRIER BILLING FOR A MOBILE DEVICE - Techniques and equipment are described for enabling an application developer to provide mobile device users, using the developer's application, an option to purchase digital content items within the application and have the cost of the purchased content billed directly to their respective mobile communications service accounts. The mobile service account for a user or user's mobile device is maintained by a wireless carrier or operator of the mobile communication network to which the user subscribes for mobile communication services. The charges and other transaction details related to the content purchased by a mobile device user via the mobile application on the user's device appear in a billing or account statement periodically provided to the user by the carrier or operator of the mobile communication network. | 2013-05-23 |
20130132236 | SYSTEM AND METHOD FOR ENABLING IMAGE RECOGNITION AND SEARCHING OF REMOTE CONTENT ON DISPLAY - Images are analyzed by programmatic mechanisms for accessing one or more remote web pages to retrieve content on display at the remote web pages. The retrieved images may be analyzed to determine information about an object shown in a corresponding image of the content on display. At least a portion of the object shown in the corresponding image of the content on display may be made selectable and associated with the determined information. This determined information may subsequently be used, in for example, search applications. | 2013-05-23 |
20130132237 | SYSTEM AND METHOD DETERMINING AND DISPLAYING ACTIONS TAKEN ON DIGITAL CONTENT - A method, system and non-transitory computer-readable medium are provided for determining and displaying actions taken on content displayed on one or more maps provided on a display screen of an electronic device. The actions taken with respect to the content include actions performed by users in the system. The one or more maps include geographic maps and social maps. | 2013-05-23 |
20130132238 | E-COMMERCE LOYALTY SYSTEM AND METHOD - A multi-faceted, tier-driven, loyalty-based commerce selector that promotes brand and retailer loyalty is provided. The innovation leverages brand and retailer loyalty in lieu of price comparison shopping as is the focus of most other e-commerce experiences. Brands or retailers can be selected for exclusive shopping, and recommendations can be provided where brands or retailers are yet-unselected. Various interfaces and communications systems can be employed to deliver customized shopping experiences based on selected retailers and user preferences in order to shift from price to relationships as the driver of transactions. | 2013-05-23 |
20130132239 | System And Method For Integrating Trading Operations Including The Generation, Processing And Tracking of Trade Documents - First and second components of the present invention, in combination, provide a customer interface for initiating a trade transaction and provides for the secure viewing of the status of the transaction. A third component assists in the automatic generation and verification of the voluminous and detailed documents required to support a trade transaction. The third component additionally tracks and assists in the management of the seller's manufacturing and shipment of the goods that form the basis of the trade transaction. A fourth component automatically generates a Letter of Credit from a Purchase Order and performs a reconciliation function on payments made pursuant to Letters of Credit or open Accounts. | 2013-05-23 |
20130132240 | SYSTEM AND METHOD FOR ONLINE SHOPPING WITH INTEGRATED SOCIAL EXPERIENCE - A method for online shopping in an online shopping system includes providing a first user interface identifying an item of apparel for presentation to a first user and providing a second user interface identifying the item of apparel for presentation to a second user. The method also includes receiving from the first user an indication to associate the item of apparel with an outfit. The user further includes receiving from the second user a comment regarding at least one of the outfit and the item of apparel. In addition, the method includes providing the comment and the outfit for presentation in the first and second user interfaces such that the comment and outfit are viewable by the first user and the second user. | 2013-05-23 |
20130132241 | IMPUTED PROBABILISTIC PRODUCT LOCATION BASED ON SHOPPER PATH AND TRANSACTION LOG DATA - Systems and methods for imputing the location of a product in a shopping environment are provided to address the above discussed problems. One example system disclosed herein includes a sensor system configured to track paths for a plurality of shoppers in a shopping environment. The system may further include a data analyzer computing device configured to receive signal data from the sensor system and transaction data from a point of sale system in the shopping environment. The transaction data may indicate the products purchased by the shopper in the shopping environment. The signal data may be matched to corresponding transaction data for the same shopping path. The system may impute one or more product locations of products in the transaction data associated with multiple shopper paths. The imputed product locations may be represented in a probability map, or used to make corrections to a preexisting planogram. | 2013-05-23 |
20130132242 | Method for Providing Bookkeeping Service - A method for providing bookkeeping service is disclosed. The method, facilitated by a bookkeeping server, addresses some security concerns arisen from using remote bookkeepers using techniques comprising: secure client sessions, work item distribution, organization information concealment, encryption using organization specific private keys, concealment of passwords, and distributed storage. Also, an image capturing system is disclosed. The image capturing system facilitates the process of capturing images of financial transactions for remote bookkeeping. It comprises a low-cost device that provides illumination and facilitates image processing working along with a smart phone. | 2013-05-23 |
20130132243 | HANDLING INVOICE BASED SERVICES - Various embodiments of systems and methods for handling invoice based services are described herein. In one aspect, the method executed by the one or more computers in a network of computers includes receiving an invoice service message related to a business process, analyzing the invoice service message, based upon the analysis, identifying a business-specific implementation, from one or more business-specific implementations, for processing the invoice service message, and executing the business-specific implementation to process the invoice service message. The automatic identification of the business-specific implementation for processing the invoice service message relieves a business partner from specifying an application-specific interface for processing the invoice service message. | 2013-05-23 |
20130132244 | SYSTEMS AND METHODS ALLOWING MULTI-FAMILY PROPERTY OWNERS TO CONSOLIDATE RETAIL ELECTRIC PROVIDER CHARGES WITH LANDLORD PROVIDED UTILITIES AND SERVICES - Systems and methods for allowing landlords to combine information from a retail electric provider into landlord billed utilities and items, are described herein. In one aspect, residency information for a unit associated with a resident is received. Resource consumption or usage information associated with the unit is received from one retail electric provider. A consolidated data set is generated based on the resource consumption or usage information for the unit from both the retail electric provider and landlord provided services such as rent, water, trash and sewer. Under this process, a resident may choose to have the electric account remain in the landlord's name and then be billed for such retail electric charges on the same bill as the landlord provided utilities and services. In some implementations, the community will collect funds for the utility bills from each resident and will use such funds to pay the utility provider directly. | 2013-05-23 |
20130132245 | CHARGING MANAGEMENT SYSTEM AND METHOD - A charging management system applied in a public facility includes a communicating unit communicating with a server with an online payment system, a charge interface, a power converting unit, a billing unit, and a control unit. The power converting unit converts power provided by a power supply to charge an electronic device connected to the charge interface. The control unit generates an electronic bill according to a charging cost computed by the billing unit, sends the electronic bill to the server, and communicates with the online payment system of the server to pay for the electronic bills. A related method is also provided. | 2013-05-23 |
20130132246 | PROVIDING A SUMMARY OR RECEIPT FOR ON-DEMAND SERVICES THROUGH USE OF PORTABLE COMPUTING DEVICES - A method for providing a service summary or receipt on a computing device is provided. One or more processors determine information for a service rendered for a user. The information includes a cost for the service, a type of service performed, and a person who performed the service. A summary receipt panel is provided on a display of the computing device and includes the information for the service rendered. The one or more processors provide, on the summary receipt panel, a map that identifies a location relevant to the service rendered and a feedback feature that enables the user to rate the service received. | 2013-05-23 |
20130132247 | MANAGEMENT APPARATUS, MANAGEMENT METHOD, AND RECORDING MEDIUM OF MANAGEMENT PROGRAM - A management method for billing system, the management method includes setting, by a processor, billing address for usage fees of a virtual machine, deployed based on a deploy instruction from a first account, to a second account from which execution instruction for software, which runs on the virtual machine, is issued. | 2013-05-23 |
20130132248 | IDENTIFICATION AND RISK EVALUATION - Methods, systems, and machine-readable media are disclosed for identification of an individual and evaluation of risk from doing business with that individual. In one embodiment a method of evaluating a risk from conducting business with an individual comprises receiving identity information related to the individual. The identity information includes information from an identity credential presented by the individual. The identity credential is validated based on the information from the identity credential and one or more positive databases. An identity of the individual is verified based on the identity information and the one or more positive databases. The identity information is screened against one or more negative databases indicating past losses to one or more entities. Results of the screening are reported based on one or more criteria of an entity considering doing business with the individual. | 2013-05-23 |
20130132249 | SYSTEM AND METHOD FOR ROUTING A TRADING ORDER ACCORDING TO PRICE - A system for routing a trading order to a market center according to price comprises a memory and a processor. The memory stores policy information, cost information, and rebate information associated with a plurality of market centers. The processor receives a trading order specifying a trading product, a plurality of market center prices for the trading order, and best price information for the trading product. The processor adjusts at least one market center price according to the policy information of the corresponding market center and the best price information. The processor also adjusts at least one market center price according to at least one of the cost information and the rebate information of the corresponding market center. The processor then compares the plurality of market center prices, and selects a particular market center based at least in part upon the comparison. | 2013-05-23 |
20130132250 | SYSTEMS AND METHODS FOR TRADING - The present invention is systems and methods for trading. In accordance with these systems and methods, a plurality of trader work stations that are connected to a central server may be provided. Through the work stations and central server, the systems and methods may perform participant qualification, instrument creation, bid/offer entry and response, when hit and take, workup, price retention, price improvement, request for market, bid/off restoration, price generation, position conversion, marking to market, and delivery functions. | 2013-05-23 |
20130132251 | SYSTEMS AND METHODS FOR TRADING - The present invention is systems and methods for trading. In accordance with these systems and methods, a plurality of trader work stations that are connected to a central server may be provided. Through the work stations and central server, the systems and methods may perform participant qualification, instrument creation, bid/offer entry and response, when hit and take, workup, price retention, price improvement, request for market, bid/off restoration, price generation, position conversion, marking to market, and delivery functions. | 2013-05-23 |
20130132252 | PRODUCTS AND PROCESSES FOR ORDER DISTRIBUTION - Systems and methods for trading financial instruments through multiple trading intermediaries are described. | 2013-05-23 |
20130132253 | CF-30: METHODS AND SYSTEMS FOR TRADING OF FUTURES CONTRACTS FOR INTANGIBLE ASSETS - Methods and systems for trading of future contracts for intangible assets are provided. The methods and systems allow traders to access information on intangible asset futures contracts and future contract funds and to execute their trades in a computer-based futures exchange. Intangible assets include future royalties or revenues from artistic works or future salaries of professionals, for instance. The futures exchange system provides real-time trading status on the futures contracts or funds as well as detailed information on contract terms. Quotes may be matched automatically by the futures exchange. Sensitivity analysis of various factors on the outcome of futures contracts valuation may be provided. Additionally, offer and contract terms for categories of intangible assets may be standardized in the futures exchange for trading simplification. | 2013-05-23 |
20130132254 | SYSTEMS AND METHODS FOR TRADING - The present invention is systems and methods for trading. In accordance with these systems and methods, a plurality of trader work stations that are connected to a central server may be provided. Through the work stations and central server, the systems and methods may perform participant qualification, instrument creation, bid/offer entry and response, when hit and take, workup, price retention, price improvement, request for market, bid/off restoration, price generation, position conversion, marking to market, and delivery functions. | 2013-05-23 |
20130132255 | METHODS AND SYSTEMS FOR MEASURING COMPARATIVE DATA - Methods and corresponding system are provided herewith that, in at least one embodiment, include the act or acts of determining a first instance in which a first request is received by an exchange; determining a second instance in which a second request is received by the exchange, in which the second request defines a request to cancel the first request; determining a third instance in which a third request is received by the exchange, in which the third request corresponds to the first request; calculating a first difference between the second instance and the third instances; storing the first difference to a data storage, in which the data storage comprises a plurality of differences; and analyzing the plurality of differences to generate comparative information. | 2013-05-23 |
20130132256 | COMMISSION CALCULATOR AND DISPLAY - Commission allocations in transaction management of auction-based trading for specialized items such as fixed income instruments. A plurality of workstations that are connected to a server, and a structured commission allocation protocol may be provided. | 2013-05-23 |
20130132257 | Visual Representation and Configuration for Trading Strategies - A system and method are provided to visually represent and configure trading strategies used in electronic trading. The system and method may be used to visually represent, among other things, an acceptable range of prices for a trading strategy in relation to a graphical user interface. The acceptable range of prices may be input by a trader to limit when one or more orders are moved from one price to another. The acceptable range of prices can be displayed on a graphical user interface using visual indicators. Using the visual indicators, the acceptable range of prices can also be configured and modified by a trader based on the trader's preferences. Other features and advantages are described herein. | 2013-05-23 |
20130132258 | TRADE EXECUTION METHODS AND SYSTEMS - One embodiment of the present invention relates to securities trading using electronic systems. Another embodiment of the present invention relates to a computer implemented trade execution method, comprising: sending from an execution venue to each of a plurality of smart order routers a notification message; receiving at each of the smart order routers the notification message sent thereto, wherein the notification message notifies each of the smart order routers about the presence of a non-displayed priced order at the execution venue; sending from at least one of the smart order routers to the execution venue at least one order to execute against the non-displayed priced order; receiving at the execution venue each order sent from each of the smart order routers; and executing at least one order received from at least one of the smart order routers against the non-displayed priced order. | 2013-05-23 |
20130132259 | SYSTEM AND METHOD FOR RISK MANAGEMENT - A margin requirement is computed while trading. The margin requirement may be calculated while trading because the preferred system takes into account working orders to generate the margin requirement. The on the fly possibility allows the preferred system to provide pre-trade risk calculations, but can also be used to provide post-trade calculations. A generic spread number and the maximum number of outright positions are determined. Using the spread positions and the maximum number of outright positions, a spread margin and an outright margin are calculated, which when summed provide a total margin requirement. Limits based in part on the total margin requirement may be imposed on one or more traders. | 2013-05-23 |
20130132260 | System and Method for Creating Trade-Related Annotations in an Electronic Trading Environment - A client terminal displays a trading screen interface and an annotation interface in relation to the trading screen interface. The annotation interface allows a trader to enter trade-related annotations in a quick and efficient manner or flag a predetermined time and input annotations to be associated with the flagged time a later time, while the trading screen interface allows the trader to make trades at the most favorable prices and in a speedy manner. The annotation interface may alternatively not be displayed and allow for audio input. | 2013-05-23 |
20130132261 | System and Method for Displaying Highest and Lowest Traded Price of Tradable Objects - A client terminal displays on a graphical interface a first indicator of a price associated with a lowest traded price of a tradable object during a predetermined period of time, a second indicator of a price associated with a highest traded price of the tradable object during the predetermined period of time, along with at least one quantity indicator associated with at least one order to buy/order the tradable object. The first indicator, the second indicator, and the at least one quantity indicator are displayed in relation to a static axis of price, and the client terminal dynamically updates the first and second indicator to new lowest and highest traded prices based on market updates received from an exchange. | 2013-05-23 |
20130132262 | SYSTEM AND METHOD FOR TIMED ORDER ENTRY AND MODIFICATION - A system and method for defining and processing timed orders are defined. According to one embodiment, a trader may define a timed order by defining an intra-day time trigger or a time period when the timed order should be automatically modified, such as deleted or cancelled/replaced with a new order. In one embodiment, the intra-day time trigger or time period may be dynamically changed to a later time, for example, upon receiving a predetermined user input. Also, the time trigger and time period may be configured to dynamically vary based on any user configurable formula. Also, the timed order may be associated with one or more actions to be taken once the order is deleted, such as sending a new order, for example. | 2013-05-23 |
20130132263 | Flexible System and Method for Electronic Trading - System, method, and program products offer flexibility to the rather rigid way of trading in an electronic trading system. Orders for a tradeable object may typically get matched according to set terms and/or conditions at an electronic exchange. A trader may log onto the electronic exchange to trade the tradeable object, and may choose to display and trade the tradeable object according to a different set of terms and/or conditions. As such, the market data sent to the trader from the exchange is converted to a format according to the trader's selection, so that it may be presented to the trader in this format. Transaction messages sent to the exchange from the trader are converted to the format readable by the matching process, so that it can process the messages. Other features and advantages are described herein. | 2013-05-23 |
20130132264 | Bid-Based Control of Networks - Service by a packet switched network is controlled based on bids from consumer equipment. The bids may be compared to historical bids previously received from each of the consumer equipment. A low bid from one of the consumer equipment may be disregarded, based on a history of high bids. | 2013-05-23 |
20130132265 | System and Method for Trading and Displaying Market Information in an Electronic Trading Environment - A system and method for trading and displaying market information along a static axis are described to ensure fast and accurate execution of trades. The static axis, whether is a straight axis or a curved one, can be oriented in any direction. Regardless of how the axis is oriented, a first region may display price levels that are arranged along the static axis. A second region, which overlaps the first region, may display one or more indicators for highlighting one of the price levels associated with the lowest offer and one of the price levels associated with the highest bid. Moreover, a third region, which overlaps the first region, may be included for initiating placement of an order to buy or an order to sell the tradeable object through an action of a user input device. Other overlapping regions may also be displayed so that additional market information may be viewed by a trader. | 2013-05-23 |
20130132266 | Computerized Mortgage Foreclosure-Capping System - Computerized capping of mortgage foreclosures. | 2013-05-23 |
20130132267 | TRANSACTION PROCESSING AND REMOTE ACTIVATION - An apparatus comprising equipment provides a principal functionality other than two-way communication. A computing device in the apparatus controls the equipment. The apparatus operates in a plurality of modes including an operational mode and a paid off mode. When the apparatus is in the operational mode, the computing device communicates with a remote computer and in response, receives an instruction that is based on a state of a financial account. Based on the received instruction, the computing device controls whether the equipment provides the principal functionality. When the apparatus is in the paid off mode, the equipment provides the principal functionality without being controlled by the computing device based on the state of the financial account. The apparatus transitions from the operational mode to the paid off mode based on a wireless communication from the remote computer resulting from an amount owed in the financial account being paid off. | 2013-05-23 |
20130132268 | SYSTEMS AND METHODS FOR RECOVERING VEHICULAR COLLATERAL - Systems and methods for securing collateral for a vehicle loan, when the loan is in a default condition. A Global Positioning System (GPS) tracking device may be installed within a vehicle which is a subject of the loan. If repossession of the collateral becomes necessary, all paperwork for the repossession may be automatically generated, and electronically submitted to the repossession agent. The repossession agent is able to receive location data for the vehicle through an application, such as a mobile “app.” After locating the vehicle, the repossession agent may visually inspect the vehicle, and then request that the vehicle be disabled via the application. The request may be received at a server, which then sends a signal to disable the vehicle. The repossession agent may then take possession of the disabled vehicle and return it to the lender. | 2013-05-23 |
20130132269 | METHOD AND SYSTEM FOR QUANTIFYING AND RATING DEFAULT RISK OF BUSINESS ENTERPRISES - A method for evaluating a risk of default for a business. The method includes categorizing commercial data into a plurality of commercial attributes, allocating each of the commercial attributes to at least one of a plurality of commercial modules, ranking each of the commercial attributes according to best-attributes for each one of the plurality of commercial modules, applying a logistic regression model to the best-attributes to yield a commercial score for each one of the plurality of commercial modules; and determining a commercial risk model score by combining all of the commercial scores for the plurality of commercial modules. | 2013-05-23 |
20130132270 | CHARGING STATIONS INFORMATION CONTROL SYSTEM AND METHOD FOR ELECTRIC VEHICLES - A charging station information control system is provided. The charging station information control system includes at least one processor. A plurality of modules to be executed by the at least one processor includes an information acquiring module and a matching module. The information acquiring module acquires positional information of an electric vehicle. A matching module determines one or more suitable charging stations whose positional information matches the acquired positional information of the electric vehicle, and acquires the positional information of the one or more suitable charging stations. | 2013-05-23 |
20130132271 | SYSTEM AND METHOD FOR DISTRIBUTING BROADCAST MEDIA BASED ON A NUMBER OF VIEWERS - A system and method related thereto that includes a processor, and computer executable instructions readable by the processor and operative to provide media content for selection, provide a license for selection, wherein the license is associated with the media content, receive a selection of the media content or the license, use a sensor to determine a number of persons that are capable of perceiving the media content, and control the media content based on the number of persons that is determined to be capable of perceiving the media content, wherein controlling the media content includes any or all of the following: ceasing to play the media content, pausing the media content, playing the media content, or continuing to play the media content. | 2013-05-23 |
20130132272 | CHARGE CONTROL SYSTEM AND METHOD - A charge control system which is applied in a hardware environment includes an electronic device, an intelligent ammeter, and a server. The intelligent ammeter is connected to the server by a network connection. The charge control system includes a storage unit, and at least one processor. The storage unit stores a plurality of validation information. The at least one processor includes a receiving module, a validating module and a charge control module. The receiving module receives information from a user intended to validate the user. The validating module determines whether the received information matches one of the items of predetermined validation information. The charge control module controls the intelligent ammeter to begin charging the electronic device when the received information matches one of items of the predetermined validation information. | 2013-05-23 |
20130132273 | SYSTEMS AND METHODS FOR PRICING - Systems and methods for calculating prices for manufacturing signage, generating machine files for manufacturing signage, and manufacturing signage, in part or complete, using the machine files. Design option records are stored in a pricing matrix, where each design option record includes a design option and a price that may vary depending on design parameters. A design specification is processed to convert content objects and design parameters into a set of selected design options, where each selected design option corresponds to a design option record. Pricing information for fabricating the product, in part or complete, is calculated for the selected design options based on the price of the corresponding design option record. A machine file is generated which is used to control a machine to manufacture the product, in part or complete. The product may then be manufactured by a manufacturing system using the machine file. | 2013-05-23 |
20130132274 | CARDLESS PAYMENT TRANSACTIONS - A method of processing a transaction between a customer and a merchant includes receiving from a mobile device of the customer or from another device of the customer an indication of consent to perform a cardless payment transaction with the merchant, receiving from the mobile device an indication that the customer is within a predetermined distance of the merchant, after receiving both the indication of consent and the indication that the customer is within the predetermined distance, sending to a computer system of the merchant an indication of the presence of the customer and personal identifying information for the customer, receiving data indicating a transaction between the customer and the merchant, and submitting the transaction to a financial service for authorization. | 2013-05-23 |
20130132275 | RISK ANALYSIS OF MONEY TRANSFER TRANSACTIONS - A money transfer system includes a risk assessment system and a risk modeling system. The risk assessment system uses rules engines and Z scores to assess, on a real time basis, risk factors associated with money transfers. The risk modeling system develops risk scores based on historical transaction data in order to create a risk model. The risk model may be analyzed over time to refine the rules engines and take other actions to understand and reduce the risk of improper activity in connection with money transfers. | 2013-05-23 |
20130132276 | SYSTEMS AND METHODS FOR PROVIDING ACH TRANSACTION NOTIFICATION AND FACILITATING ACH TRANSACTION DISPUTES - A system and method for identifying incoming ACH transactions involving subscriber accounts at a financial institution, comparing the ACH transaction details with preset notification criteria, suspending any ACH transaction that satisfy the preset criteria so that the transaction does not post to the account, notifying the subscriber of the incoming ACH transaction, providing the subscriber with the option to either authorize or dispute the ACH transaction, and facilitating the dispute process according to applicable banking rules by requesting further information from the subscriber and forwarding the dispute information to the ACH operator. | 2013-05-23 |
20130132277 | System and method for control and prevention of fraudulent use of financial services cards - A system and method is provided for fraud detection includes using information broadcast by devices and resources in the immediate vicinity of a mobile device, or by sensors located within the mobile device itself, to ascertain and make a determination of the immediate environment and state of the mobile device. If the mobile device is determined to be outside a predetermined range of an ongoing transaction, the transaction may be denied. | 2013-05-23 |
20130132278 | MULTI-SOURCE DEBIT CARD SYSTEM AND METHOD - The present invention involves a server based system and method which enables multiple source reloading of a single debit card. | 2013-05-23 |
20130132279 | MECHANISMS FOR SECURING GOODS AT A POINT-OF-SALE - Mechanisms for securing goods at a point-of-sale. A server device receives data identifying an item from a mobile device via a network. The server device identifies a security device that secures the item. The server device receives data from the mobile device indicating a purchase of the item. In response to the receipt of the data, the server device sends data to the security device directing the security device to unsecure the item. | 2013-05-23 |
20130132280 | METHOD AND APPARATUS FOR EXECUTING CRYPTOGRAPHICALLY-ENABLED LETTERS OF CREDIT - A method and apparatus for executing electronic transactions using cryptographically-enabled accounts stores cryptographically-enabled account information and instructions, receives a cryptographically-encoded permission certificate, and processes the received permission certificate to execute the transactions. | 2013-05-23 |
20130132281 | COMPUTER-IMPLEMENTED METHOD FOR CAPTURING DATA USING PROVIDED INSTRUCTIONS - A computer-implemented method for capturing data including sending a set of select processing instructions for capture of a set of select data to a first party computer from an instruction provider computer; combining a set of non-select processing instructions for capture of a set of non-select data with the set of select processing instructions into a set of data requests, where the combining is performed by the first party computer; sending the set of data requests from the first party computer to an end user computer; processing the set of data requests on the end user computer according to the set of select processing instructions and the set of non-select processing instructions; sending the set of select data from the end user computer to a second party computer; and, sending the set of non-select data from the end user computer to the first party computer. | 2013-05-23 |
20130132282 | APPARATUS AND METHODS FOR PAYMENT TRANSACTIONS USING NEAR FIELD COMMUNICATION - In one embodiment, the mobile device includes an NFC tag for near field communication. The NFC tag may include a first storage device and a second storage device. Personal data is stored on the first storage device, which is not accessible by a NFC reader device. Prior to a transaction, the personal data is transmitted from the first storage device to the second storage device, where the data is readable or accessible by the reader device. After transmission of the data to the reader device, the data on the second storage is erased. In this respect, the data is not available for eavesdropping by an unauthorized reader device. In one embodiment, the data remains stored in the first storage device and available for future use. In another embodiment, the data comprises financial product data. | 2013-05-23 |
20130132283 | SYSTEM AND METHOD FOR PROCESSING AN ONLINE TRANSACTION REQUEST - A method of processing an online transaction request involves a network gateway generating a revised transaction request from an incoming transaction request that is received from a client terminal. The revised transaction request includes a revised transaction message that is derived from the incoming transaction request and a revised transaction request cryptogram that is generated from the revised transaction message. The revised transaction request cryptogram is uniquely associated with an identity token that is interfaced with the client terminal. The network gateway receives a transaction authorization from an issuer server for the revised transaction request, and provides a revised transaction authorization message to the client terminal in accordance with the received transaction authorization. The revised transaction authorization message provides an indication of authorization of the revised transaction request. | 2013-05-23 |
20130132284 | System And Method For Management And Deliberation Of Idea Groups - A system and method for method for management and deliberation of idea groups is provided. Ideas are associated with metadata and stored. The ideas are grouped into aggregated based on the associated metadata. A vote is received for at least one of the aggregates from a user. The vote is distributed among the ideas in that aggregate based on a reputation of the user providing the vote and a centrality of each idea in the aggregate. | 2013-05-23 |
20130132285 | SERVICES PROVISIONING USING COMMUNICATIONS AND COLLABORATION PLATFORM - Data migration using communications and collaboration platform provides an efficient and flexible method for migrating data from an existing system to a new system. In particular, the method includes extracting data, cleansing the extracted data based on a master record, receiving approval for the cleansed data, and migrating the approved data into the new system. | 2013-05-23 |
20130132286 | METHOD AND SYSTEMS FOR SERVICING A SUBSCRIBER VEHICLE - A method for servicing a subscriber vehicle involves establishing a connection, via a telematics unit, with a communications device at a third party facility. A packet data message is sent from the telematics unit to a telematics service center. The packet data message includes identification information of the vehicle, and is sent using an internet protocol address of the third party facility. Via a processor associated with the telematics service center, the subscriber vehicle is identified from the identification information, and the third party facility is identified from the internet protocol address. A notification message is sent from the telematics service center to the third party facility, where the message indicates that the subscriber vehicle is available for servicing. Also disclosed herein are systems for accomplishing the same. | 2013-05-23 |
20130132287 | MODEL-BASED SCORING OF COMPARABLE PROPERTIES BASED UPON THEIR APPROPRIATENESS FOR USE AS COMPARABLES FOR A SUBJECT PROPERTY - Automatically rating comparable properties by accessing property data and comparable assessment information, in which a regression is performed, on to model the relationship between the comparable-appropriateness of the property data and explanatory variables. A set of comparable-appropriateness values for each of the plurality of comparable properties based upon differences in the explanatory variables between the subject property and each of the plurality of comparable properties are chosen and an assessment is outputted. | 2013-05-23 |
20130132288 | METHOD FOR MANAGING INTELLECTUAL PROPERTY - A search algorithm is provided in an intellectual property (IP) management system for determining an optimal IP portfolio. The search algorithm generates and evaluates a plurality of IP portfolios using objective functions to find an optimal IP portfolio that most nearly optimizes at least one goal. The optimal IP portfolio may be used to automatically evaluate a new IP disclosure. | 2013-05-23 |
20130132289 | OIL AND GAS INTEREST TRACKING SYSTEM - A system for managing oil and gas mineral interest comprising: a server; one or more databases operatively associated with the server for storing oil and gas mineral interest data; one or more computer terminals operatively associated with the server and the database; an owner registration module operatively associated with the server and the database; a beneficiary registration module operatively associated with the server and the database; an access control module operatively associated with the server and the database; an oil and gas mineral interest data registration module operatively associated with the server and the database; a data standardization module operatively associated with the server and the database; an update module operatively associated with the server and the database; and a surveillance process module operatively associated with the server and the database. | 2013-05-23 |
20130132290 | Marketing and Sales Systems and Methods - Methods and systems for predicting the sales price of a property includes: (a) locating a property; (b) gathering estimates for a final sales price of the property; and (c) generating a final estimated sales price. Other embodiments are also disclosed herein. | 2013-05-23 |
20130132291 | ASSESSING AGREEMENT COMPLIANCE - Systems and methods for assessing compliance of a financial institutions implementation of an agreement are provided. Compliance may assessed by comparing an effects of a production cycle implementation of an attribute of the agreement to an effect of a test environment implementation of the attribute of the agreement. The assessing may include performing a first pairing of the attribute to a financial product, and monitoring an effect of the first pairing on the financial product. The method may include performing a second pairing of the attribute to a financial product and monitoring an effect of the second pairing on the financial product. The method may include comparing the effect of the first pairing to the effect of the second pairing and based on the comparing, determining whether the financial institution is in compliance with the agreement. | 2013-05-23 |
20130132292 | METHOD AND APPARATUS FOR PROVIDING ENHANCED CONSUMER PRODUCT INFORMATION - A method and apparatus for providing enhanced product information is disclosed. In one embodiment, the method comprises receiving consumer product identification information relating to the consumer product from an electronic tag co-located with the consumer product, sending an information request to a remote server, the information request comprising the consumer product identification information, receiving the enhanced product information from the remote server, the enhanced product information comprising information relating to the consumer product, and displaying the enhanced product information on an electronic display. | 2013-05-23 |