23rd week of 2016 patent applcation highlights part 55 |
Patent application number | Title | Published |
20160162823 | METHODS AND SYSTEMS FOR REGULATING SERVICE LAYER AGREEMENTS FOR MULTIPLE CLOUD SERVICE REQUESTS - Methods and systems are disclosed for providing cloud services to multiple customers in a cloud. One embodiment includes receiving a number of requests for the cloud services from the multiple customers simultaneously or substantially simultaneously; prioritizing the requests based on a probability distribution of actually deploying a service, a budget of the customers, and an expected demand of the requested service based on the probability distribution; generating a number of cloud configurations along with a number of Service Level Agreements (SLAs) for the customers based on prioritization of the requests, a class & past behavior of the customers, and a current demand of the cloud services, the SLAs of the customers include differentiated price offering; recommending the cloud configurations and the SLAs to the customers; allowing the customers to negotiate terms of the SLAs; and providing the cloud services based on the negotiated SLAs to the customers. | 2016-06-09 |
20160162824 | MONITORING THE IMPACT OF INFORMATION QUALITY ON BUSINESS APPLICATION COMPONENTS THROUGH AN IMPACT MAP TO DATA SOURCES - The present disclosure relates to building and maintaining an impact map for a plurality of business application components (BACs) operating in a computing environment. The impact map impact map identifies associations between the BACs operating in the computing environment and terms in the business glossary. The business glossary specifies terms used by the plurality of BACs. The impact map may be updated in response to changes in the computing environment, such as a BAC being added to the computing environment, a change in a stated use of a term by one of the BACs, and an update to a measure of importance of one of the terms to a BAC which uses that term, updating an impact map to reflect the indicated change. | 2016-06-09 |
20160162825 | MONITORING THE IMPACT OF INFORMATION QUALITY ON BUSINESS APPLICATION COMPONENTS THROUGH AN IMPACT MAP TO DATA SOURCES - The present disclosure relates to building and maintaining an impact map for a plurality of business application components (BACs) operating in a computing environment. The impact map impact map identifies associations between the BACs operating in the computing environment and terms in the business glossary. The business glossary specifies terms used by the plurality of BACs. The impact map may be updated in response to changes in the computing environment, such as a BAC being added to the computing environment, a change in a stated use of a term by one of the BACs, and an update to a measure of importance of one of the terms to a BAC which uses that term, updating an impact map to reflect the indicated change. | 2016-06-09 |
20160162826 | DETERMINING A QUALITY SCORE FOR INTERNAL QUALITY ANALYSIS - An apparatus for assessing and controlling the quality of a project in a production environment is provided. The apparatus is configured to: receive a first score, wherein the first score comprises a first numerical value associated with a first level of quality, wherein the first level of quality is associated with a first deliverable; receive a second score, wherein the second score comprises a second numerical value associated with a second level of quality, wherein the second level of quality is associated with the first deliverable; and process the first score and the second score to generate a third score. | 2016-06-09 |
20160162827 | TRIGGERING COMPLETION STEP SUGGESTION FOR A TASK - Methods and apparatus related to providing one or more completion step suggestions for a task that is associated with a user. In some implementations, the completion step suggestions may be provided to the user based on the satisfaction of a trigger condition. In some implementations, a trigger condition may be based on a user geographic location. In some implementations, a trigger condition may be based on an action of the user. In some implementations, a trigger condition may be based on a time when the associated task may be completed. | 2016-06-09 |
20160162828 | SYSTEM AND COMPUTER PROGRAM PRODUCT FOR INTELLIGENT SCORING AND RANKING OF STAFFING REQUISITIONS WITH UNIQUE POINTS BOUNTY SYSTEM FOR TASK ASSIGNMENTS WITH REWARDS THROUGH A CONNECTED ENTERPRISE - A system is disclosed including an electronic display to portray staffing workflow and pipeline management information for a plurality of staffing projects where the plurality of staffing projects are sorted based on a predetermined priority, a plurality of data entry systems configured to display at least one staffing project at one of the data entry systems and with an input device to provide updated information regarding the at least one staffing project, wherein the updated information is then displayed on the electronic display, and a point based accrual system configured to be applied to the staffing workflow and pipeline management information for each staffing project wherein a point value is assigned to each staffing project and wherein the point value for each staffing project is displayed on the electronic display in association with the respective staffing workflow and pipeline management information. A method and another system are also disclosed. | 2016-06-09 |
20160162829 | SYSTEMS AND METHODS FOR INTERFACING BETWEEN A SALES MANAGEMENT SYSTEM AND A PROJECT PLANNING SYSTEM - The present disclosure facilitates interfacing between a sales management system and a project planning system. In some embodiments, the system includes an interface and schedule engine, both executing on a server. The interface can parse a sales order from the sales management system into products and project tasks within the products. The products can also include at least one of a labor product, a parts product, and an agreements product. The schedule engine can generate schedule tasks corresponding to the project tasks, determine a performance order of the schedule tasks, and combine the schedule tasks into schedule phases based on the performance order. The schedule engine can determine a performance order of the schedule phases and combine the schedule phases into a schedule component based on the performance order. The interface can transmit the schedule component to the project planning system for execution. | 2016-06-09 |
20160162830 | INVENTORY MANAGEMENT BASED ON AUTOMATICALLY GENERATING RECOMMENDATIONS - Various embodiments of systems and methods to automatically generating recommendations for managing an inventory of a product are described herein. In one aspect, sensor data is received from one or more sensors, and demonstration data is received from one or more product demonstrators. The sensor data represents a number of customers that viewed the product displayed in a shopping area of a business entity, and the demonstration data represents a number of times the product is demonstrated in the shopping area. In another aspect, based on the sensor data and the demonstration data, an interest score for the product is determined Further, in yet another aspect, based on the determined interest score and a quantity of the product sold by the business entity within the period of time, the recommendations are automatically generated and provided to the business entity for managing the inventory of the product. | 2016-06-09 |
20160162831 | DRAFT BEER SUPPLY CHAIN SYSTEMS AND METHODS - Supply chain systems and methods are disclosed for monitoring fluid levels in liquid containers, such as kegs. Embodiments include sensors that fit within a keg's false bottom, measure the weight of the keg, and transmit the weight information to a computer database via a wireless network. Other embodiments include an RFID device with information about a characteristic of the liquid within a keg (such as brand and/or type of beer) that may be attached to the keg and paired with the sensor so the sensor can transmit information about the characteristic of the liquid in the keg. In alternate embodiments, the sensor's transmitter is short range and an uplink/gateway is used to receive information from the sensor and relay that sensor's information to a broader wireless network. Multiple containers in close proximity may each be fitted with an RFID device and sensor and communicate their individual information to the database. | 2016-06-09 |
20160162832 | SYSTEMS AND METHODS FOR MANAGING INFORMATION ASSOCIATED WITH STORAGE CONTAINERS - Systems and methods are disclosed for managing information associated with storage containers. In accordance with some embodiments, a wireless tracking module includes a communications interface, a timer, and an indicator. The communications interface may receive instructions to track spoilage status of a perishable stored in a storage container and the timer may track a time duration associated with spoilage status of the perishable based on the received instructions. An indication may be provided by the indicator that reflects the spoilage status based on the time remaining in the tracked time duration. Further disclosed embodiments include a storage container including a wireless tracking module. Other embodiments disclose a tracking device that communicates with the wireless tracking module and includes a timer controller, a communications interface, and an alarm. | 2016-06-09 |
20160162833 | SYSTEMS AND METHODS OF PREPARING FOOD PRODUCTS - A food preparation and delivery system can include a plurality of cooking units such as ovens, each containing one or more prepared, but partially or completely uncooked, food items. The food items in the cooking units are for delivery to each of a corresponding plurality of consumer delivery destinations. The cooking units are loaded into a cargo compartment of a delivery vehicle for delivery to the plurality of consumer delivery destinations. The cooking conditions within the cooking unit are controlled such the each food item is cooked prior to arrival at the consumer destination location. In at least some embodiments, the estimated delivery time for each consumer destination location can be dynamically updated and the cooking conditions within the cooking unit adjusted. | 2016-06-09 |
20160162834 | Container Tracking Systems For Supply Chains And Related Methods - The container tracking system embodiments described herein include tracking components at each stage of the supply chain, including filling plants (FPs), regional storage facilities such as Regional Cages (RCs), point of sale (POS) locations, and direct delivery service (DS) providers. The tracking components at each stage include Integrated Data Terminals (IDTs) and Handheld Readers (HRs) that read data from containers and identification (ID) cards and communicate this data to one or more container tracking server systems to update a container tracking database. These communications can also be real time communications. The container tracking system in part tracks data stored in RFID (radio frequency identification) tags that are affixed to the containers. The tagged containers can hold any desired material, such as such chemicals, gases, LPG (liquefied petroleum gas), beverages, liquids, and/or other desired materials. | 2016-06-09 |
20160162835 | DEVICE FOR ALLOCATING SHIPS, METHOD FOR ALLOCATING SHIPS, PROGRAM AND RECORDING MEDIA THEREOF - Ship allocating device obtaining a shipping route data set indicating a shipping route of a routine transportation service, a ship number data set that indicates a number of ships used for the routine transportation service, and a schedule data set that indicates a schedule of assignments of ships for the routine transportation service. The ship allocating device obtains data sets indicating fluctuations in fuel consumption of ships. The ship allocating device calculates, for each of the candidate ships, fuel consumption required for the ship to traverse the shipping route indicated by the shipping route data set in accordance with a schedule indicated by the schedule data set based on the data set. The ship allocating device selects a number of ships equal to or greater than the number indicated by the ship number data set based on calculated fuel consumptions, and outputs data sets identifying selected ships. | 2016-06-09 |
20160162836 | SYSTEM AND METHOD FOR PERFORMING SERIALIZATION OF DEVICES - A serialization service module is provided for configuring an asset management system to provide a secure means of generating, assigning to chips (or other electronic objects or devices), and tracking unique serial numbers. To provide this service, a controller connects through a secure, encrypted connection to appliances at a manufacturer's location. Agents can then request serial number values from an appliance by product name. The serial numbers are generated by the appliance, metered, and provided to the agents. The serial numbers are then injected sequentially into each die in a chip manufacturing process using the agent. A log is reported to the controller. | 2016-06-09 |
20160162837 | COLLABORATION PATTERN CREATION BY CROWDSOURCING PARTICIPANTS - A collaboration pattern is created by crowdsourcing participants by publishing requirements for a crowdsourcing project that includes a crowdsourcing task to the crowdsourcing participants, receiving candidate collaboration patterns for the crowdsourcing task from the crowdsourcing participants, selecting one of the candidate collaboration patterns, and executing the crowdsourcing project using the one of the candidate collaboration patterns. Related methods, systems and computer program products are provided. | 2016-06-09 |
20160162838 | SUPPLY CHAIN MESSAGE MANAGEMENT AND SHIPMENT CONSTRAINT OPTIMIZATION - A method of adapting a message translation system includes receiving a message from a sender; selecting a configuration set from a stored plurality of configuration sets based on at least two of: information regarding the sender of the message, information regarding a recipient of the message, and information regarding the message type; processing the message in accordance with information derived from the selected configuration set; identifying an issue with the processing of the message in accordance with information derived from the selected configuration set; determining a resolution for the identified issue with the processing of the message in accordance with information derived from the selected configuration set; updating the selected configuration set based upon the determined resolution; reprocessing the message in accordance with information derived from the updated configuration set; and transmitting the message reprocessed in accordance with information derived from the updated configuration set to a recipient. | 2016-06-09 |
20160162839 | SYSTEM AND METHOD FOR OFFLINE SYNCHRONIZATION OF EXCEPTION ITEMS OF SHARED SERVICES FOR CLIENT APPLICATIONS - Application Programming Interfaces (APIs) and UI modifications for existing applications are used to implement efficient methods for taking content offline with full synchronization, incremental synchronization, in the case of document libraries per-folder synchronization, and the like. The APIs provide support for synchronizing changes to attachments, the ability to download a document library's complete contents or only a list of the available documents, and read-only folder hierarchy replication in the case of document libraries. These abilities coupled with corresponding user interface features enable easier browsing and searching of large document library structures, making edits to those documents offline, being able to see an up-to-date version of those documents in a preview mode, and receiving reminders when offline edits remain on the local computer and need to be updated to a server. | 2016-06-09 |
20160162840 | TALENT ACQUISITION AND MANAGEMENT SYSTEM AND METHOD - A system and method for assigning and/or managing staffing needs. A software application may provide one or more portals or hubs that allow job requisitions to be created with particular user-defined requirements. A search is conducted, using both internal data and/or external data in order to find appropriate individuals to satisfy those job requisitions. The system and method may operate in conjunction with Managed Service Providers and Vendor Management Systems. Social features may be incorporated to aid in maintaining active user presence with the system and/or to promote targeted marketing and/or efficient referral systems. Referrals may take place by candidates themselves (e.g., referring another candidate) and/or by clients for different clients. Candidate curation methods may be included such that candidate mobility among different contracting jobs is more efficient and/or with less downtime between jobs. | 2016-06-09 |
20160162841 | METHOD AND SYSTEM FOR CONNECTING PEOPLE AND EMPLOYERS BASED ON WORKPLACE CULTURAL PREFERENCE - A web-based matching system for potential candidates to be matched with employers based in part on the cultural similarities between the working environment and the candidate's nature. Candidates and employers are required to answer questions designed to quantify their cultural bent. A Matching Algorithm calculates matches as a function of the quantified cultural preferences. When the calculated match rate exceeds the threshold, the filtered results are depicted on an annular radar diagram and arranged with the highest match rates closest to the diagram center. The system automatically generates affinity groups based on the unique answer combinations to the cultural questions. Both candidates and employers are placed in sufficiently matching affinity groups to facilitate networking. Connections may be provided to the candidate and employer pre-existing social media accounts. | 2016-06-09 |
20160162842 | MESSAGING SYSTEM AND METHOD - A computer-implemented method, computer program product, and computing system for defining an event schedule for a first user, wherein the event schedule identifies one or more personal discrete events of the first user. A second user is enabled to define one or more personal media files. A selected media file is associated with a selected discrete event. The selected media file is chosen from the one or more personal media files and the selected discrete event is chosen from the one or more personal discrete events. | 2016-06-09 |
20160162843 | DYNAMIC ALERTS FOR CALENDAR EVENTS - A computing device can access a calendar entry having an associated time and an associated location, in a calendar application. The computing device can dynamically determine an estimated travel time to the location associated with the calendar entry. The computing device can provide an alarm indication for the calendar entry at a time based on the estimated travel time. | 2016-06-09 |
20160162844 | AUTOMATIC DETECTION AND ANALYTICS USING SENSORS - A method and device for automatic meeting detection and analysis. A mobile electronic device includes multiple sensors configured to selectively capture sensor data. A classifier is configured to analyze the sensor data to detect a meeting zone for a meeting with multiple participants. A processor device is configured to control the multiple sensors and the classifier to trigger sensor data capture. | 2016-06-09 |
20160162845 | SYSTEMS, DEVICES, AND METHODS OF PROVIDING AND SUBSCRIBING TO CALENDAR INFORMATION - Embodiments of the present disclosure include devices, and methods of providing and subscribing calendar information. Such embodiments include storing, in a memory device by one or more calendar computing devices, a plurality of sets of calendar information from a plurality of calendars, each set of calendar information corresponding to each calendar provided by an associated calendar provider. Further, such embodiments include displaying a user calendar on a user device, by the one or more calendar computing devices, in response to a subscription request, a plurality of subscribed sets of calendar information each set corresponding to a subscribed calendar. | 2016-06-09 |
20160162846 | Methods, Systems, and Products for Calendaring Applications - Methods, systems, and products manage events in an electronic calendar. A calendar event may be associated with a rule, with the rule comprising a reminder and a date and a time of expiration. After the date and time of the expiration, the electronic calendar ceases to present the reminder. That is, no reminders of expired events are visually/audibly presented by the electronic calendar. | 2016-06-09 |
20160162847 | TIME-BASED ACTIVITY LIST MANAGEMENT - Embodiments of the invention provide a method, system and computer program product for time based activity list management. In an embodiment of the invention, a method for time based activity list management includes receiving a multiplicity of events in memory of a host computing system from over a computer communications network for display in an activity stream of an end user of an enterprise application executing in the memory of the host computing system. The method additionally includes selecting a subset of the events according to an action required to by performed by the end user by each of the events in the subset and prioritizing ones of the events with corresponding actions determined to require a greater period of time to complete. Finally, the method includes displaying the events in the activity stream in an order of priority determined for the events. | 2016-06-09 |
20160162848 | SYSTEM AND METHOD OF ENABLING THIRD PARTY ENTITLEMENTS FOR ENTERPRISE PARTNERS BASED ON CUSTOMER PRINTING BEHAVIORS - A customer workstation with a device discovery tool is connected to a network. The device discovery tool obtains identifying information about document-processing devices connected to the network. The system includes an application server having an account management system operating an entitlement system. A network interface connects the application server with the customer workstation, which stores the identifying information about the document-processing devices. Another network interface connects the application server with a fulfillment provider server external to the entitlement system. The application server determines whether a particular document-processing device needs replacement consumables and provides a recommended order to the customer workstation, identifying each replacement consumable related to an entitlement. The application server coordinates order fulfillment with the fulfillment provider server, based on a unique order identifier. Upon installation of the replacement consumable, the workstation automatically notifies the account management system, which updates the customer account according to the entitlement. | 2016-06-09 |
20160162849 | BATTERY SECONDARY USE MANAGEMENT SYSTEM - A battery secondary use management system for managing a secondary use destination of a battery in use by using information of the battery includes an expired use time prediction unit configured to obtain estimated degradation information of the battery in use and predict an expired use time of the battery in use on the basis of the estimated degradation information which is acquired, and a secondary use destination determining unit configured to determine in advance the secondary use destination of the battery in use before expiration of use on the basis of the expiration-of-use date which is predicted. | 2016-06-09 |
20160162850 | SYSTEM AND METHOD FOR TRANSFERRING DIGITAL CURRENCY VIA PHYSICAL PRINT - A system and method for transferring digital currency via physical print is provided. The present invention includes a code generator. The code generator generates a computer readable code. The computer readable code includes information of an associated escrow account. The system of the present invention further includes a code reader and a display operatively connected with a computer. The code reader scans and reads the computer readable code. Once the code reader has scanned the computer readable code, a recipient account receives a monetary amount, i.e. a deposit, from the escrow account. | 2016-06-09 |
20160162851 | METHOD AND SYSTEM FOR PROCESSING TRANSFER REQUESTS - Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount. | 2016-06-09 |
20160162852 | Motor Vehicle Monitoring Method for Determining Driver Negligence of an Engine - A motor vehicle monitoring method for determining driver negligence is carried out by a company in order to determine a final assessment for the vehicle. The method for determining driver negligence enables the company to calculate an average revolutions per initial odometer value and an average revolutions per secondary odometer value, where the average revolutions per secondary odometer value is a direct indication about operating state of the vehicle or an action of an end user during a designated time period. Then the company is able to adjust the contact agreement for the designated time period upon the final assessment, wherein the responsible party that violates the contact agreement is only liable for the respective damages. The method for determining driver negligence also validates the odometer and speedometer values from illegal tampering. | 2016-06-09 |
20160162853 | GIFT CARD ASSOCIATION WITH ACCOUNT - Embodiments of the invention are directed to systems, methods and computer program products for associating gift cards with accounts. An exemplary apparatus is configured to: receive information associated with a gift card; associate the gift card with the account; receive information associated with a transaction; determine the transaction qualifies for the gift card; and apply funds associated with the gift card to the transaction. | 2016-06-09 |
20160162854 | SHUTTING DOWN ACCESS TO ALL USER ACCOUNTS - Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s). | 2016-06-09 |
20160162855 | PRE-CONFIGURE AND CUSTOMIZE ATM INTERACTION USING MOBILE DEVICE - Embodiments of the invention are directed to a system, method, or computer program product for communicating customer preferences to an automated teller machine (ATM). In this way, the system receives at least one customer preference for conducting transactions at an ATM and input from the customer indicating the customer's desire to conduct an ATM transaction. In response to receiving the customer input, the system may generate a customer preference communication for receipt by the ATM, wherein the customer preference communication comprises at least of the at least one customer preferences for conducting transactions at an ATM. | 2016-06-09 |
20160162856 | ATM CUSTOMER DEFINED USER INTERFACE FOR SECURITY PURPOSES - Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer. | 2016-06-09 |
20160162857 | MOBILE ONE-TIME CARD NUMBER GENERATOR FOR ATM USAGE - Embodiments are directed to a mobile bank card number generator for digital wallet. Embodiments receive a request from a user to perform an ATM transaction on an account owned by the user; in response to the request to perform an ATM transaction, generate a one-time bank card number associated with the account owned by the user; generate a readable indicia based at least in part on the one-time bank card number; and initiate communication of the readable indicia to an ATM, wherein the ATM receives a user authentication credential from the user, a bank system validates the user authentication credential and in response to validating the user authentication credential, approves the ATM transaction for the user's account. | 2016-06-09 |
20160162858 | SCREENING ARCHITECTURES ENABLING REVOCATION AND UPDATE - Methods, devices, systems and computer program products are provided to facilitate signaling of digital rights management (DRM) information that is carried within a multimedia content as digital watermarks. The embedded watermarks enable signaling of a change in trustworthiness of particular DRM technology, enable addition of new DRM technologies to a trusted list of technologies, and facilitate revocation of obsolete or untrustworthy technologies. Once a content is received at a receiver that is equipped with a watermark extractor, extraction of watermark symbols from the content allows the determination of change in trustworthiness of DRM technologies associated with the content. | 2016-06-09 |
20160162859 | INFORMATION PROCESSING APPARATUS AND METHOD FOR UPDATING DICTIONARY DATA BY THE SAME - An information processing apparatus comprises a first dictionary storage module configured to store first dictionary data in which a first feature amount calculated according to commodity information or image of a commodity is set; an image storage module configured to store an image serving as basis of calculation of the first feature amount additionally set in the first dictionary data; a second dictionary storage module configured to store a second dictionary data of successor of the first dictionary data; an additional information setting module configured to extract commodity information to which additional setting or change setting is executed from the first dictionary data to set the extracted commodity information in the second dictionary data; and a feature amount re-calculation module configured to re-calculate a second feature amount according to the image stored in the image storage module to set the calculated second feature amount in the second dictionary data. | 2016-06-09 |
20160162860 | CASH COUNT AUDIT SYSTEM - A cash count auditing system, having a cash count audit apparatus, a POS, and documenting means to electronically capture and document a cashier, manager, and/or otherwise authorized individual's signature and/or fingerprint after balancing a respective POS. The cashier, manager, and/or otherwise authorized individual's signature and/or fingerprint, as part of a report is transmitted to a server having at least one database. The cash count auditing system is designed to document POS overages and/or shortages, reduce employee theft, and identify when further POS training is required for a particular cashier. | 2016-06-09 |
20160162861 | MANAGING ELECTRONIC TRANSACTIONS - A system and method are provided for electronic transaction management. An input is received from a mobile device over a wireless communication network. The input includes an e-mail address associated with a user of the mobile device and payment data associated with a sale transaction of the user. The e-mail address associated with the user is extracted from the input. A request is sent to a server for sending information associated with the sale transaction to the e-mail address. The payment data associated with the user is extracted from the input. The payment data is sent to the server, wherein the server determines information associated with the sale transaction based on the payment data. The information associated with the sale transaction is stored in a memory location associated with the server. | 2016-06-09 |
20160162862 | MOBILE DEVICE CONTACTLESS PAYMENTS - Devices and systems for performing contactless payments. The devices are configured such that account issuers have increased flexibility, and such that the systems and methods are extensible to encompass new technologies. | 2016-06-09 |
20160162863 | SYSTEM, METHOD AND SOFTWARE FOR HOUSE AUTOMATION CONFIGURATION AT POINT OF SALE - A Point of sale device, system and computer program for configuration of house automation, including a reader arranged to read an identity associated with a sensor for home automation, an interface arranged to receive input of installation data of the sensor; and a communication module arranged to send the installation data and associated identity of the sensor to a server. | 2016-06-09 |
20160162864 | POINT OF SALE SYSTEM - Aspects of the current patent document include systems, methods, and computer program products for facilitating point of sale transactions and payment transactions. | 2016-06-09 |
20160162865 | Vending Machine Route Management - An embodiment includes a method executed by at least one processor comprising: determining inventories for first and second times for a first vending machine (VM); determining inventories for first and second times for a second VM; determining inventories for first and second times for a third VM; and determining a service route to visit the first and second VMs on a specific date, and to specifically avoid visiting the third VM on the specific date, in response to determining the inventories for the second times for the first, second, and third VMs. Other embodiments are described herein. | 2016-06-09 |
20160162866 | Payment Processing with Dynamic Barcodes - A system, method and apparatus for payment processing using dynamic barcodes is provided. In an embodiment, a method is provided. The method includes receiving a request to stage an order, including information identifying a merchant. The method further includes determining current order information for the merchant. The method also includes producing a token identifier for the order. The token identifier includes an item code and a ticket identifier. The item code identifies or references an economic understanding for the order. Additionally, the method includes staging the order within a system to allow for completion of the order later in time. The order completes through notification of payment to a POS terminal by a consumer and fulfillment of the order by the merchant. The method further includes sending the token identifier to the merchant. The token identifier is to be provided to the consumer for use by the consumer in paying for the order at the POS terminal. The POS terminal is remote from the merchant. | 2016-06-09 |
20160162867 | UNIVERSAL SECURE REGISTRY - A secure registry system and method for the use thereof are provided which permits secure access to a database containing selected data on a plurality of entities, at least portions of which database has restricted access. Mechanisms are provided for controlling access to restricted access portions of the database are provided, such access being determined by at least one of the identity of the requesting entity and the entity's status. A multicharacter public code may be provided which the system can map to provide permit delivery of items, complete telephone calls and perform other functions for entities. The system may also be utilized to locate an individual based on limited biological data. Organizations utilizing the system may have custom software facilitating their access and use of the system. | 2016-06-09 |
20160162868 | GIFT CARD ASSOCIATION WITH ACCOUNT - Embodiments of the invention are directed to systems, methods and computer program products for associating gift cards with accounts. An exemplary apparatus is configured to: receive information associated with a gift card; associate the gift card with the account; receive information associated with a transaction; determine the transaction qualifies for the gift card; and apply funds associated with the gift card to the transaction. | 2016-06-09 |
20160162869 | SYSTEM AND METHOD OF FACILITATING CASH TRANSACTIONS AT AN ATM SYSTEM WITHOUT AN ATM CARD USING MOBILE - A system, method, and computer-readable storage medium configured to facilitate cash transactions at an Automated Teller Machine when an ATM card is not present. The system allows a customer of a first bank to use an ATM of a different bank and still facilitate the ATM transaction without an ATM card present. | 2016-06-09 |
20160162870 | SYSTEM AND METHOD OF IDENTIFYING MOBILE DEVICES OF USERS INVOLVED IN PURCHASE TRANSACTIONS - The disclosure relates to systems and methods of identifying mobile devices of users involved in purchase transactions. The system may obtain purchase information that indicates purchases made by users and location information associated with mobile devices that may be potentially associated with the users. The system may identify a mobile device of a user that makes a purchase at a retail establishment by comparing the time of the purchase, as determined from the purchase information, with timestamps of mobile device locations, which may indicate a time that the mobile device was at a given location. In this manner, even if the mobile device of the user is not known in connection with a given purchase transaction, the system may determine a probability that the mobile device belongs to the user based on the time of the purchase transaction and the timestamps of mobile device locations. | 2016-06-09 |
20160162871 | TRAVEL ACCOUNT - A user can set up a travel account with a payment provider, to inform the payment provider of expected dates and locations of travel, along with limits or restrictions at the various locations and/or dates. When the user travels and attempts to make a payment, the payment provider can determine the location and date to aid in processing the payment request, resulting in an easier process for the user, while still providing additional security with the limits and restrictions. | 2016-06-09 |
20160162872 | REMOTE REVOCATION OF APPLICATION ACCESS BASED ON NON-CO-LOCATION OF A TRANSACTION VEHICLE AND A MOBILE DEVICE - Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located. | 2016-06-09 |
20160162873 | SYSTEMS AND METHODS FOR MESSAGING, CALLING, DIGITAL MULTIMEDIA CAPTURE, PAYMENT TRANSACTIONS, GLOBAL DIGITAL LEDGER, AND NATIONAL CURRENCY WORLD DIGITAL TOKEN - Provided are computer implemented methods and systems for using a global world universal digital mobile and wearable currency. The method commences with receiving a transfer request. The transfer request is associated with an amount represented in tokens of the global world universal digital mobile and wearable currency. The transfer request includes at least a sender account, a recipient account, and the amount. The method continues with transferring the amount from the sender account to the recipient account based on the transfer request. | 2016-06-09 |
20160162874 | USING SUCCESSIVE LEVELS OF AUTHENTICATION IN ONLINE COMMERCE - A method comprising performing following acts on a network server: receiving a communication from a client terminal operated by a client; performing a first authentication of the client terminal or client; in response to the first authentication, delivering a first service to the client; after delivering the first service, sending an offer for a second service to the client terminal; receiving an acceptance message for the second service from the client terminal; performing a second authentication of the client terminal and/or the client; in response to receiving the acceptance message for the second service from the client terminal and to the second authentication being successful, delivering a second service to the client; wherein the first authentication and the second authentication use different authentication techniques. Other aspects include a programmed data processing apparatus for carrying out the method and a tangible program carrier instructing the apparatus to perform the acts. | 2016-06-09 |
20160162875 | LOGIN USING QR CODE - Systems and methods are disclosed herein for a user to use a trusted device to provide sensitive information to an identity provider via QR (Quick Response) code for the identity provider to broker a website login or to collect information for the website. A user may securely transact with the website from unsecured devices by entering sensitive information into the trusted device. The identity provider may generate the QR code for display by the website on an unsecured device. A user running an application from the identity provider on the trusted device may scan the QR code to transmit the QR code to the identity provider. The identity provider may validate the QR code and may receive credential information to authenticate the user or may collect information for the website. Advantageously, the user may perform a safe login to the website from untrusted devices using the trusted device. | 2016-06-09 |
20160162876 | SYSTEM FOR CREATING AND PROCESSING CODED PAYMENT METHODS - Embodiments of the invention include systems, methods, and computer-program products for a clearing house for creating and directing readable indicia to/from merchants, users, and/or vendors. As such, merchants, users, and vendors may all be able to recognize, read, and complete transactions using a created universal readable indicia, irrespective of the entities associated with the transaction. The invention may create and provide a universal readable indicia that may be read and/or scanned by any of a user, merchant, or vendor. Subsequently, upon scanning, the system may recognize the appropriate vendor associated with the scan, based on information about the user or merchant derived from the scan. As such, the invention may be able to convert the universal readable indicia to one or more indicia accepted by a vendor that may complete the transaction with the user and/or merchant. | 2016-06-09 |
20160162877 | SYSTEM FOR CREATING AND PROCESSING CODED PAYMENT METHODS - Embodiments of the invention include systems, methods, and computer-program products for a clearing house for creating and directing readable indicia to/from merchants, users, and/or vendors. As such, merchants, users, and vendors may all be able to recognize, read, and complete transactions using a created universal readable indicia, irrespective of the entities associated with the transaction. The invention may create and provide a universal readable indicia that may be read and/or scanned by any of a user, merchant, or vendor. Subsequently, upon scanning, the system may recognize the appropriate vendor associated with the scan, based on information about the user or merchant derived from the scan. As such, the invention may be able to convert the universal readable indicia to one or more indicia accepted by a vendor that may complete the transaction with the user and/or merchant. | 2016-06-09 |
20160162878 | Mobile Payment Using Point of Sale Generated Barcode - A system and a method of transferring funds from a Client using a mobile device equipped with network connection and a digital camera to a Merchant. The mobile device is linked to the merchant's transaction by a visual element such as a barcode which is generated for each transaction and intermediated by the Payment Provider. | 2016-06-09 |
20160162879 | ELECTRONIC PAYMENT SYSTEM AND REMOTE OR NEAR-FIELD PAYMENT METHOD - The electronic payment system and an electronic payment method based on remote communication or near field communication (NFC) includes a remote payment subsystem and an NFC payment subsystem, each of which includes a payment card, a payment terminal, a payment receiving card, and a payment receiving terminal. In the remote payment method, a bound remote payment account, a payment terminal, a payment card, and a payment password are used to execute remote payment. A bound remote payment receiving account, a payment receiving terminal, and a payment receiving card are used to execute remote payment receiving. In the NFC payment method, a bound NFC payment account, a payment terminal, and a payment card are used to execute NFC payment paying. A bound NFC payment receiving account, a payment receiving terminal, and a payment receiving card are used to execute NFC payment receiving. | 2016-06-09 |
20160162880 | PORTABLE INFORMATION PROCESSING DEVICE, SETTLEMENT SYSTEM, RECORDING MEDIUM, AND INFORMATION PROCESSING METHOD - A device of an example is a portable information processing device performing settlement processing concerning purchase of a merchandise article or a right in cooperation with a given server, comprising: a non-contact communication unit performing non-contact communication with a data storage medium; a data acquisition unit acquiring data stored in the data storage medium, through the non-contact communication unit as a part of the settlement processing; a settlement processing unit performing settlement based on the data acquired by the data acquisition unit, in cooperation with the server, as a part of the settlement processing; a detection unit detecting at least one of attitude, movement, and a placement state of the own device; and a restriction unit acquiring a detection result from the detection unit and then, when the detection result does not satisfy a given condition, restricting performing of at least a part of the settlement processing. | 2016-06-09 |
20160162881 | PROCESSING DATA ON SMARTCARD - An example relates to a method for processing data an on smartcard comprising: (i) obtaining a message; (ii) searching for a rule in at least one file of the smartcard based on the message; and (iii) in case the rule was found, executing the rule. | 2016-06-09 |
20160162882 | Digital money choice and eWallet selection - Methods and systems for facilitating a choice by a consumer of one of a plurality of eWallets from an eWallet entity or from an eWallet provider and/or choice of a particular digital money from a plurality of virtual currency providers, with or without choice of taxing or fee country or jurisdiction for doing the transaction, with or without choice of a shipment entity for the shipment of good(s); and, in certain aspects, each eWallet provider and/or digital money provider able to access a master account of a consumer and/or digital money account(s) of the consumer; and in certain such methods, multiple entities bidding regarding price and/or incentive(s) in order to influence the consumer to choose a particular eWallet and/or a particular digital money to effect a transaction, e.g., a sales or rental transaction or a transaction for services; and such methods in which a consumer's multi-card is used. Methods and systems for funding an account, in one aspect, a pension account, insurance account, or college fund; and computer applications for effecting such funding; in certain aspects using an electronic wallet and/or a chosen digital money. Methods and systems for providing a GIFTSURANCE (trademark) insurance policy to a person or persons; and, in certain aspects, a computer application for funding such a GIFTSURANCE (trademark) policy. This abstract is provided to comply with the rules requiring an abstract which will allow a searcher or other reader to quickly ascertain the subject matter of the technical disclosure and is submitted with the understanding that it will not be used to interpret or limit the scope or meaning of the claims, 37 C.F.R. 1.72(b). | 2016-06-09 |
20160162883 | METHODS AND APPARATUS FOR CONDUCTING SECURE MAGNETIC STRIPE CARD TRANSACTIONS WITH A PROXIMITY PAYMENT DEVICE - Methods and apparatus for enabling a proximity payment device to generate dynamic data for securely conducting a transaction by emulating a magnetic stripe payment card. In an embodiment, a mobile device processor transmits information to a digital enablement service computer to activate a simulated magnetic stripe payment wallet application stored in the mobile device. The mobile device then receives one or more cryptographic keys, generates an unpredictable number (UN), generates dynamic CVC3 data based on the UN, and then assembles emulated magnetic stripe data. During initiation of a purchase transaction, the mobile device processor transmits the emulated magnetic stripe data to a communications interface associated with a merchant device. | 2016-06-09 |
20160162884 | ONLINE BANKING DIGITAL WALLET MANAGEMENT - Embodiments are directed to digital wallet management. Embodiments initiate presentation of a digital wallet management interface, comprising initiating presentation of at least one digital wallet; and initiating presentation of at least one representation of at least one payment credential and at least one indication of which of the at least one digital wallets are associated with each of the at least one payment credentials. | 2016-06-09 |
20160162885 | ONLINE BANKING DIGITAL WALLET MANAGEMENT - Embodiments are directed to digital wallet management. Embodiments initiate presentation of a digital wallet management interface, comprising initiating presentation of at least one digital wallet; and initiating presentation of at least one representation of at least one payment credential and at least one indication of which of the at least one digital wallets are associated with each of the at least one payment credentials. | 2016-06-09 |
20160162886 | METHOD AND SYSTEM FOR IDENTIFYING MERCHANTS SELLING RANSOMWARE - A method for identifying a merchant associated with ransomware includes: storing, in a profile database, a plurality of merchant profiles, wherein each merchant profile is related to a merchant and includes at least a merchant identifier; receiving, by a receiving device, an authorization request for a payment transaction, wherein the authorization request includes a specific merchant identifier associated with a merchant involved in the payment transaction, and the payment transaction is initiated by a computing device infected with one or more ransomware application programs; identifying, by a processing device, a specific merchant profile in the profile database where the included merchant identifier corresponds to the specific merchant identifier included in the received authorization request; and updating, by the processing device, the specific merchant profile in the profile database to include an indication that the related merchant is associated with the distribution of the one or more ransomware application programs. | 2016-06-09 |
20160162887 | MOBILE ONE-TIME CARD NUMBER GENERATOR FOR ATM USAGE - Embodiments are directed to a mobile bank card number generator for digital wallet. Embodiments receive a request from a user to perform an ATM transaction on an account owned by the user; in response to the request to perform an ATM transaction, generate a one-time bank card number associated with the account owned by the user; generate a readable indicia based at least in part on the one-time bank card number; and initiate communication of the readable indicia to an ATM, wherein the ATM receives a user authentication credential from the user, a bank system validates the user authentication credential and in response to validating the user authentication credential, approves the ATM transaction for the user's account. | 2016-06-09 |
20160162888 | Fuel Dispensing Payment System for Secure Evaluation of Cardholder Data - A secure evaluation assembly in which an encrypted communication of cardholder data from an input device to a remote host processing system may be securely evaluated. The secure evaluation assembly includes antitampering control electronics and a memory. The secure evaluation assembly memory contains information needed to decrypt data encrypted according to a first encryption method and information needed to encrypt data according to a second encryption method. Further, the secure evaluation assembly memory is encrypted according to a third encryption method. The antitampering control electronics are operative to decrypt the secure evaluation assembly memory and are further operative to decrypt cardholder data encrypted according to the first encryption method to produce unencrypted cardholder data. Finally, the antitampering control electronics are operative to evaluate the unencrypted cardholder data and encrypt the unencrypted cardholder data according to the second encryption method if the unencrypted cardholder data is payment cardholder data. | 2016-06-09 |
20160162889 | PROVISIONING PAYMENT CREDENTIALS TO A CONSUMER - A method and system for provisioning payment credentials to a consumer are disclosed. A remotely accessible server receives a request for payment credentials required to conduct a transaction, the request originating from an electronic device of a consumer. A transaction type associated with the transaction is determined, the transaction type being one of a plurality of predefined transaction types wherein each transaction type is associated with a predefined payment credential format. The remotely accessible server obtains payment credentials in the payment credential format associated with the determined transaction type and transmits the obtained payment credentials to the electronic device of the consumer for use in conducting the transaction. | 2016-06-09 |
20160162890 | EMAIL SUGGESTOR SYSTEM - The email suggestor system and method provide an efficient and effective way to capture a user identifier, such as an email address of a consumer in a retail environment. The email suggestor system generates one or more suggested first text portions based on input data, outputs at least one of the suggested first text portions, and receives a selection of a first text portion. The email suggestor system generates one or more suggested second text portions of a user identifier based on the input data, outputs at least one of the suggested second text portions, and receives a selection of a second text portion. The email suggestor system generates a user identifier including the selected first text portion and the selected second text portion. The email suggestor system uses received feedback response to refine and/or train one or more models with which it generates the suggested text portions. | 2016-06-09 |
20160162891 | Unlinkable Priced Oblivious Transfer with Rechargeable Wallets - A protocol that allows customers to buy database records while remaining fully anonymous, i.e. the database server does not learn who purchases a record, and cannot link purchases by the same customer; the database server does not learn which record is being purchased, nor the price of the record that is being purchased; the customer can only obtain a single record per purchase, and cannot spend more than his account balance; the database server does not learn the customer's remaining balance. In the protocol customers keep track of their own balances, rather than leaving this to the database server. The protocol allows customers to anonymously recharge their balances. | 2016-06-09 |
20160162892 | METHOD FOR CONTROL OF AUTHENTICITY OF A PAYMENT TERMINAL AND TERMINAL THUS SECURED - A method and a payment terminal enable verification of the authenticity of a payment terminal. More particularly, a method is provided for processing a piece of initial data, carried out within the payment terminal, the payment terminal being configured to authorize a verification of its authenticity by using the piece of initial data. The method includes: obtaining at least one piece of information external to the payment terminal, called a piece of initial data; cryptographic processing of the piece of initial data, delivering a piece of processed data; visual and/or sound rendering of the piece of processed data. | 2016-06-09 |
20160162893 | OPEN, ON-DEVICE CARDHOLDER VERIFICATION METHOD FOR MOBILE DEVICES - An open, on-device Cardholder Verification Method (“CVM”) controller may receive CVM policies from issuers and store the policies in a database. The open, on-device CVM controller may then receive a request from a remote mobile device, and automatically determine at least one issuer associated with the request. Appropriate CVM policies may be retrieved and transmitted to the remote mobile device. An open, on-device CVM application executing on the mobile device may then receive a CVM authentication request, associated with a payment token, from a payment application. Responsive to the authentication request, a CVM policy may be accessed based on the payment token. It may then be arranged for an authenticator of the mobile device to authenticate a user in accordance with the CVM policy. When the user is authenticated, an authentication success indication may be sent from the open, on-device CVM application to the payment application. | 2016-06-09 |
20160162894 | SYSTEM AND METHOD FOR SECURE ACCOUNT TRANSFER - One embodiment provides a system that facilitates secure transfer of funds. During operation, the system generates, by a server, an authentication identifier for a payee of a bank account, wherein the authentication identifier indicates the bank account and a corresponding payment account of the payee. The system receives, from a payer, a message which indicates a first command to transfer a payment amount to the payee, wherein the first command includes the authentication identifier. In response to successfully verifying the authentication identifier, the system extracts information associated with the payment account and the bank account from the authentication identifier. The system transfers the payment amount to the bank account of the payee based on the extracted information. | 2016-06-09 |
20160162895 | CREDIT AND DEBIT FRAUD CARD USAGE MONITORING FOR TRANSIT - A method for detecting fraudulent use of a payment media using a transit server includes receiving, at a transit server, an input from a payment media as part of a payment transaction at a first transit fare vending machine. The input includes an account identifier associated with a payment account of the payment media. Authentication information is received and an authentication request is communicated to an issuer of the payment account. The authentication request includes the account identifier. Information indicative of improper use of the payment media is received from one or more of a second transit fare vending machine or the issuer of the payment account. A determination is made, based on the information, that the payment media is being used improperly. An improper use alert is communicated to an enforcement authority. The improper use alert includes identification information related to the payment transaction. | 2016-06-09 |
20160162896 | USER AUTHENTICATION BASED ON HISTORICAL TRANSACTION DATA - Embodiments are directed to systems, methods and computer program products for providing user authentication based on transaction data. Embodiments receive from a user, a request to execute a user action associated with an application, wherein execution of the user action requires validation of authentication credentials; collect a transaction set of data comprising information related to transactions conducted by the user; collect a location set of data comprising information related to a physical location of the user; determine a transaction proximity score associated with the user and the transactions; determine a level of authentication associated with the determined transaction proximity score; determine which authentication types are associated with the level of authentication; request authentication credentials; receive authentication credentials from the user; validate the authentication credentials, thereby resulting in a successful validation of the authentication credentials; and, in response to the successful validation of the authentication credentials, execute the user action. | 2016-06-09 |
20160162897 | System and method for user authentication using crypto-currency transactions as access tokens - A method for crypto-currency transaction authentication includes receiving, by a computing device, from a data storage device associated with a first entity, an authentication information demonstrating possession of a private key, retrieving, by the computing device, from an audit chain, at least one crypto-currency transaction to an address associated with a public key corresponding to the private key, and authenticating, by the computing device, based on the retrieved crypto-currency transaction, the first entity. | 2016-06-09 |
20160162898 | AUTHENTICATION ON MOBILE DEVICE USING TWO-DIMENSIONAL CODE - A two-dimensional code generated from encrypted original authentication data can be displayed on an authentication device. The code is read and decrypted by an authentication application on a mobile device. This can generate and display a new two-dimensional code. The new code can contain additional information, and the new two-dimensional code is read by the two-dimensional code reading unit of an authentication device. It is then authenticated. | 2016-06-09 |
20160162899 | SETTLEMENT SYSTEM, INFORMATION PROCESSING DEVICE AND SERVER DEVICE - An example system includes: a data storage medium including a storage unit storing data concerning settlement and a non-contact communication unit performing non-contact communication; a server device performing settlement processing concerning a merchandise article sold and purchased, based on data stored in the data storage medium; and a plurality of information processing devices including a non-contact communication unit performing non-contact communication with the data storage medium, a data acquisition unit acquiring data stored in the storage unit of the data storage medium through the non-contact communication unit and a settlement processing unit performing settlement processing with the server device based on data acquired by the data acquisition unit. The plurality of information processing devices include a stationary information processing device and a portable information processing device. A standby time during which the non-contact communication unit waits for non-contact communication with the data storage medium for data acquisition by the data acquisition unit is set to be different for each of the stationary information processing device and the portable information processing device. | 2016-06-09 |
20160162900 | FRAUD DETECTION SYSTEM, METHOD, AND DEVICE - A system for authentication for a user device associated with a user, said system comprising: a processing system to generate a first user interface running on a screen of said user device, said first user interface comprising one or more components, wherein said one or more components comprises a first icon, which when activated, directs a user to a second user interface to select a secret pattern, a second icon, which when activated, generates a current randomly populated keyboard, further wherein said processing system provides a current Personal Identification Number (PIN) to said user by correlating said secret pattern with the current randomly populated keyboard, and a regular keyboard for said user to enter a PIN for authentication. | 2016-06-09 |
20160162901 | REMOTELY GENERATED BEHAVIORAL PROFILE FOR STORAGE AND USE ON MOBILE DEVICE - A system, method and device for offline authentication of transactions using mobile device, based on, analytic engine such as behavioral pattern detection are provided. The behavioral pattern can be for a specific person, for group of people with similar characteristics, or a combination of the two. The invention has the advantage over the prior art centralized authentication and fraud detection systems in that it more precise in identifying and preventing fraud in real time. The precision is better for both customer and merchant frauds. The present invention also requires fewer investments in infrastructure and uses less communication traffic when compared to the prior art. | 2016-06-09 |
20160162902 | METHOD AND APPARATUS FOR SECURE ACCESS PAYMENT AND IDENTIFICATION - According to one aspect, the invention provides a system for authenticating identities of a plurality of users. In one embodiment, the system includes a first handheld device including a wireless transceiver which is configured to transmit authentication information, a second device including a wireless receiver, where the second device is configured to receive the authentication information. | 2016-06-09 |
20160162903 | UNIVERSAL SECURE REGISTRY - A user device is configured to allow a user to select any one of a plurality of accounts associated with the user to employ in a financial transaction. In one embodiment, the user device includes a biometric sensor configured to receive a biometric input provided by the user, a user interface configured to receive a user input identifying information concerning an account selected by the user from the plurality of accounts. In a further embodiment, the user device a processor coupled to the biometric sensor to receive information concerning the biometric input and to the user interface. According to one embodiment, the processor is configured to generate a non-predictable value and to generate encrypted authentication information from the non-predictable value and any of the account identifying information, information concerning the biometric input, and secret information. | 2016-06-09 |
20160162904 | MANAGING CUSTOMER SATISFACTION IN A NETWORKED MARKETPLACE - Techniques for managing customer satisfaction in a network workplace are presented herein. A transaction module may be configured to retrieve an indicator that describes a transaction between a consumer and a merchant. The transaction module may compare the indicator to a set of threshold indicators and may declare the transaction unsatisfactory if the response to the indicator exceeds one of the threshold indicators. A communication module may send one or more messages to the merchant in response to declaring the transaction unsatisfactory. An incentive module may determine, based on the response from the merchant, whether the merchant will provide an incentive to the consumer. In response to the merchant not providing an incentive, the incentive module may determine a system incentive to provide to the consumer. | 2016-06-09 |
20160162905 | METHOD AND APPARATUS FOR LINKING DEVICE APPLICATIONS TO A CUSTOMER SERVICE INTERFACE - A device application is linked to a customer service interface. Information related to a user and to one or more user interactions is stored with an application associated with a user device. The information related to the user and the one or more user interactions configures an interaction context. A request to communicate with a customer service interface is received from the user during an on-going user interaction with the application. An authentication of the user is performed upon receiving the user request. The interaction context is provided to the customer service interface upon authenticating the user. The authentication of the user and the providing of the interaction context facilitate a seamless continuation of the on-going user interaction from the application associated with the user device to the customer service interface. | 2016-06-09 |
20160162906 | TECHNOLOGY CHANGE STANDARDS COMPLIANCE SYSTEM - Disclosed is a system for evaluating standards compliance for technology changes. The system typically includes a processor, a memory, and a permit module stored in the memory. The technology change standards compliance system is typically configured for: determining design compliance to produce a design compliance determination indicating an extent to which a design status of a technology change complies with at least one of the one or more design compliance rules; determining whether to permit building of the technology change based at least on the design compliance determination; determining building compliance to produce a building compliance determination indicating an extent to which a build status of the technology change complies with at least one of the one or more building compliance rules; and determining whether to permit operation of the technology change based at least on the building compliance determination. | 2016-06-09 |
20160162907 | SYSTEM AND METHOD FOR IDENTIFYING AND AUTHENTICATING A TAG - The invention relates to a system ( | 2016-06-09 |
20160162908 | RETAIL DEPLOYED CUSTOMER RELATIONSHIP MANAGEMENT - Embodiments of the invention provide a method, system and computer program product for retail deployed CRM. A CRM method for retail environments includes sensing entry of a mobile device into a physical space and identifying a customer record for a customer in a CRM system associated with the detected mobile device. The method also includes thereafter detecting a proximity of the mobile device to a product stored in the physical space and creating an opportunity record in the CRM system in connection with the customer for the product. Finally, the method includes responding to sensing egress of the mobile device from the physical space, by marking the opportunity record as closed-won if the product has been purchased by the customer. | 2016-06-09 |
20160162909 | AUTOMATIC MODIFICATION OF REQUIREMENTS BASED ON CONSUMPTION AND MARKET CHANGES - A computer processor monitors a service marketplace and a deployed service application that includes one or more services based on a set of service requirements. The computer processor collects consumption data of the deployed service application and service marketplace information including change and trend information associated with the service marketplace. The computer processor analyzes the consumption data and the service marketplace information with respect to the set of service requirements, and the computer processor determines a gap between at least a requirement of the set of requirements and the consumption data, and a gap between at least a requirement of the set of requirements and the service marketplace information. | 2016-06-09 |
20160162910 | CAPTURE OF RETAIL STORE DATA AND AGGREGATED METRICS - A computer extracts traffic data from one or more traffic servers and stores the traffic data in a database. The computer also extracts and stores customer wait time, resource management, and point of sale (POS) data from one or more retail store servers in the database, and each of the retail store servers can correspond to a retail store. Extract and store subroutines may be executed in parallel using multithreading. Upon achieving synchronization of the parallel subroutines, the computer transforms the traffic, customer wait time, resource management, and POS data from the database by determining one or more metrics for each of the retail stores. Next, the computer loads the one or more determined metrics into the database. Finally, the computer aggregates the one or more determined metrics on at least one of a district level, region level, area level, and nation level to determine one or more aggregated metrics. | 2016-06-09 |
20160162911 | END-TO-END EFFECTIVE CITIZEN ENGAGEMENT VIA ADVANCED ANALYTICS AND SENSOR-BASED PERSONAL ASSISTANT CAPABILITY (EECEASPA) - Providing an end-to-end citizen engagement, in one aspect, may comprise obtaining data of multiple disintegrated sources from one or more of communication and social computing channels via one or more adapters. Data refactoring and management, integration and process orchestration of the data according to a data model as data attributes of the data model may be provided. One or more analytics may be performed based on the data attributes stored according to the data model and input specified to the one or more analytics. One or more results computed by performing the one or more analytics may be provided. One or more application logics supporting one or more front-end applications may be produced. One or more front-end applications for automated sensing of user activities and sensor-based personal assistant capability may be provided. | 2016-06-09 |
20160162912 | SYSTEM FOR MONITORING AND ANALYZING BEHAVIOR AND USES THEREOF - Systems for monitoring and analyzing behavior in various applications and uses thereof. Generally, the systems (and uses thereof) are for monitoring and analyzing consumer purchasing behavior in real-time to drive sales via engaging digital customer experiences. In embodiments, the disclosed system can include a retail store system that features and includes MAC address tracking, user eye tracking, object identification of goods on shelves, open API, advertising broker rules engine. In addition, the system can include a customer engagement with interactive output displays including displays with demographic intelligence, displays with demographics and MAC—panels throughout store at product, displays with demographics and MAC—single panel or few panels scattered throughout store, automated customer assistance at shelf, customer purchase at shelf. | 2016-06-09 |
20160162913 | PROVIDING INSIGHTS TO A MERCHANT - Embodiments of the present disclosure relate generally to the generation and presentation of merchant insights to a brick-and-mortar merchant. More specifically, one or more embodiments of the present disclosure relate to detecting and identifying users visiting a merchant's retail location, determining product preferences of the identified users that relate to the merchant, and providing merchant insights to the merchant based on the determined product preferences. | 2016-06-09 |
20160162914 | ONLINE SURVEY RESULTS FILTERING TOOLS AND TECHNIQUES - An electronic device-controlled method can include a first electronic device creating one or more online survey quotas for an online survey responsive to instructions from a user, the online survey including multiple online survey questions. The method can also include a second electronic device automatically generating one or more online survey results views for the online survey based on the one or more online survey quotas. The method can also include a third electronic device visually presenting to another user an online survey results view interface configured to allow the user to select a certain one of the one or more online survey results views for the online survey. | 2016-06-09 |
20160162915 | METHOD AND SURVEY SERVER FOR CALCULATING A DYNAMIC INVITATION RATE TO PARTICIPATE TO A WEB SURVEY - A method and survey server for calculating a dynamic invitation rate to participate to a web survey related to a website. Behavioral data, representative of a series of actions performed by users of a plurality of user devices while visiting the website, are collected and stored at a memory of a survey server. A processing unit of the survey server determines a surprise indicator for a particular user based on the behavioral data collected from the user device of the particular user and the behavioral data from other users stored in the memory. The surprise indicator is representative of a difference of behavior while visiting the website of the particular user with respect to a behavior while visiting the website of the other users. The processing unit calculates the dynamic invitation rate for the particular user based on the determined surprise indicator. | 2016-06-09 |
20160162916 | Survey Administration System and Methods - A system for determining preference, including a client device with feedback controls, a server and addressable URIs; the device and server in communication over an electronic network and the URIs' content retrievable over the network; the server automatically receiving and storing ratings, tracking URIs, using ratings to create a preference model for URIs, and using the preference model to suggest URIs; the stored ratings include a record having a rated item URI, a rater having a unique identification, a rating value provided by the rater, and at least one metadatum for creating subsets of ratings. Also, a method for automatically creating a chimeric preference vector, the method steps including identifying a multiplicity of datasets of rated items; automatically combining the datasets to form a combined dataset; automatically identifying ratings collisions; treating ratings collisions to form a data subset; and generating a chimeric preference vector based on the data subset. | 2016-06-09 |
20160162917 | SYSTEM AND METHOD FOR EVALUATING AND INCREASING CUSTOMER ENGAGEMENT - A method and system for determining and improving the engagement between a customer and a company offering products and/or services is disclosed. As part of the process, a customer engagement score (“CES”) is calculated. The CES is a composite number that is used to measure how engaged and loyal a company's customers are. Each customer has their unique CES based on activity, relationship, usage of company product and services, rewards and their emotional and rational engagement with the company. Based on the CES, at least one recommended action to improve customer engagement is provided. | 2016-06-09 |
20160162918 | METHOD AND SYSTEM FOR IDENTIFYING GEOGRAPHIC-BASED LIFESTYLE INFORMATION - A method for identifying geographic-based lifestyle groups includes: storing consumer profiles, each profile including data related to consumers including a geographic location and consumer characteristics and purchase behaviors; receiving a lifestyle group request, the request including a geographic indicator; identifying a plurality of geographic areas based on the geographic indicator; identifying a group of consumer profiles for each geographic area where the geographic location is included in the respective geographic area; identifying a consumer lifestyle for each geographic area based on a correspondence between consumer characteristics and/or purchase behaviors included in a lifestyle rule associated with the respective consumer lifestyle and the consumer characteristics and purchase behaviors included in each consumer profile in the area's group of consumer profiles; and transmitting data associated with the identified plurality of geographic areas and corresponding identified consumer lifestyle in response to the received lifestyle group request. | 2016-06-09 |
20160162919 | Lottery Communication System and Method - A lottery communication system and method employs multiple device types communicating across a plurality of networks. According to various embodiments, the system and method utilizes a plurality of data collection terminals wherein retail sales data may be collected. Such information may then be communicated to a central processing component along with terminal information data specific to each of the plurality of data collection terminals. This terminal information data and retail sales data is supplemented with additional retail information and/or consumer information. Algorithmic processes facilitate analysis and normalization of the data to yield market insights, patterns, and trends across geographic boundaries, store types, and other parameters. | 2016-06-09 |
20160162920 | SYSTEMS AND METHODS FOR PURCHASING PRICE SIMULATION AND OPTIMIZATION - The present disclosure is generally directed to systems and methods for simulating the cost of goods and/or services, and triggering procurement events based upon the simulated pricing. The systems and methods receive historic price data including purchasing volumes for the product(s) and/or service(s) that an organization procures in their normal course of business, anonymize the historic pricing data for each of the plurality of distinct organizational entities in order to generate aggregated historic pricing data, receive one or more procurement requests from a procurement system of the organization, calculate price predictions for goods and/or services based on information stored in an account database, identify one or more time periods and/or quantities for procuring requested goods and/or services, generate one or more procurement triggers indicating preferred period(s) for acquiring goods and/or services, and transmit the trigger(s) to the procurement system and/or an end user. | 2016-06-09 |
20160162921 | DETERMINING INCENTIVE FOR CROWD SOURCED QUESTION - A computing device receives one or more questions. The computing device determines at least one of an urgency factor, an importance factor, and a difficulty level associated with the received one or more questions and determines at least one of an availability factor, a skill factor, and a quality level associated with the received one or more questions. The computing device determines an incentive based on the determined at least one of an urgency factor, an importance factor, and a difficulty level associated with the received one or more questions, and the determined at least one of an availability factor, a skill factor, and a quality level associated with the received one or more questions. | 2016-06-09 |
20160162922 | DETERMINING INCENTIVE FOR CROWD SOURCED QUESTION - A computing device receives one or more questions. The computing device determines at least one of an urgency factor, an importance factor, and a difficulty level associated with the received one or more questions and determines at least one of an availability factor, a skill factor, and a quality level associated with the received one or more questions. The computing device determines an incentive based on the determined at least one of an urgency factor, an importance factor, and a difficulty level associated with the received one or more questions, and the determined at least one of an availability factor, a skill factor, and a quality level associated with the received one or more questions. | 2016-06-09 |