24th week of 2020 patent applcation highlights part 60 |
Patent application number | Title | Published |
20200184374 | Automated Seismic Interpretation Systems and Methods for Continual Learning and Inference of Geological Features - A method and apparatus for automated seismic interpretation (ASI), including: obtaining trained models comprising a geologic scenario from a model repository, wherein the trained models comprise executable code; obtaining test data comprising geophysical data for a subsurface region; and performing an inference on the test data with the trained models to generate a feature probability map representative of subsurface features. A method and apparatus for machine learning, including: an ASI model; a training dataset comprising seismic images and a plurality of data portions; a plurality of memory locations, each comprising a replication of the ASI model and a different data portion of the training dataset; a plurality of data augmentation modules, each identified with one of the plurality of memory locations; a training module configured to receive output from the plurality of data augmentation modules; and a model repository configured to receive updated models from the training module. | 2020-06-11 |
20200184375 | OPTIMIZATION APPARATUS, NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIUM FOR STORING OPTIMIZATION PROGRAM, AND OPTIMIZATION METHOD - A method includes: partitioning learning data containing objective variables and explanatory variables into a plurality of subsets of data; executing regularization processing on first data in each of the partitioned subsets, and extracting a first element equal to zero; extracting, as a candidate, each model where an error ratio between first multiple regression and second multiple regression is equal to or more than a predetermined value, the first multiple regression being a result of multiple regression on second data which is test data in each of the partitioned subsets and is for use to calculate the error ratio of the learning data, the second multiple regression being a result of multiple regression on third data obtained by excluding the first element from the second data; and outputting a model where zero is substituted for an element that takes zero a predetermined or larger number of times in the candidate. | 2020-06-11 |
20200184376 | Holistic Optimization for Accelerating Iterative Machine Learning - A great deal of time and computational resources may be used when developing a machine learning or other data processing workflow. This can be related to the need to re-compute the workflow in response to adjustments to the workflow parameters, in order to assess the benefit of such adjustments so as to develop a workflow that satisfies accuracy or other constraints. Embodiments herein provide time and computational savings by selectively storing and re-loading intermediate results of steps of a data processing workflow. For each step of the workflow, during execution, a decision is made whether to store the intermediate results of the step. Thus, these embodiments can offer storage savings as well as processing speedups when repeatedly re-executing machine learning or other data processing workflows during workflow development. | 2020-06-11 |
20200184377 | Using Machine Learning to Predict Outcomes for Documents - Evaluations of a document are generated that indicate likelihoods of the document achieving its objectives. The evaluations are based on predictive characteristics of one or more outcomes of the client document that are indicative of whether the document will achieve its objectives. Specifically, a server receives the document from a client device. The server extracts a set of features from the document. The evaluations of the document are generated based on the predictive characteristics for the one or more outcomes of the document. The generated evaluations are provided to the client device such that the document can be optimized to achieve its desired objectives. The optimized document may also be sent to a posting server for posting to a computer network. The known outcomes of the optimized document are collected through reader responses to the document and analyzed to improve evaluations for other documents. | 2020-06-11 |
20200184378 | Intelligent Data Storage and Processing Using FPGA Devices - A multi-functional data processing pipeline for use with machine learning is disclosed. The multi-functional pipeline may comprise a plurality of pipelined data processing engines, the plurality of pipelined data processing engines being configured to perform processing operations, and the pipelined data processing engines can include correlation logic. The multi-functional pipeline can be configured to controllably activate or deactivate each of the pipelined data processing engines in the pipeline in response to control instructions and thereby define a function for the pipeline, each pipeline function being the combined functionality of each activated pipelined data processing engine in the pipeline. In example embodiments, such pipelines can be used to accelerate convolutional layers in machine-learning technology such as convolutional neural networks. | 2020-06-11 |
20200184379 | PLATFORM FOR DEVELOPING DATA MODELS - A platform for developing data models includes a repository for kernel images, a data store of data sets and a development environment. The kernel images include a data model and configurable development code for developing the data model. The development of the data model is configurable according to development parameters for the development code. The kernel images specify the development parameters in a standardized syntax for the platform and specify the input data using standardized data types for the platform, preferably via a standardized API. The development environment is used to run sessions to develop the data models. Each session runs one of the kernel images, according to a configuration of the development parameters for the kernel image, and using one of the data sets in the data store as input data. | 2020-06-11 |
20200184380 | CREATING OPTIMIZED MACHINE-LEARNING MODELS - A machine-learning model generation method, system, and computer program product deciding, via a first algorithm, a machine-learning algorithm that is best for customer data, invoking the machine-learning algorithm to train a neural network model with the customer data, analyzing the neural network model produced by the training for an accuracy, and improving the accuracy by iteratively repeating the training of the neural network model until a customer-defined constraint is met, as determined by the first algorithm. | 2020-06-11 |
20200184381 | METHODS AND SYSTEMS FOR ENGINEERING COLLAGEN - This disclosure describes methods and systems for engineering and manufacturing collagen-based biomaterials. The methods and systems combine synthetic biology, fermentation, material science and machine learning. Collagen molecules or collagen based materials obtained from using the methods have desired physical or chemical properties such as melting temperature, stiffness, or elasticity. The obtained collagen molecules and sequences are also disclosed. | 2020-06-11 |
20200184382 | COMBINING OPTIMIZATION METHODS FOR MODEL SEARCH IN AUTOMATED MACHINE LEARNING - Optimization process for automated machine learning with a combination of different optimizers. In an embodiment, optimization is performed by, for each of a plurality of machine-learning algorithms, executing a Bayesian optimization algorithm to produce a plurality of trialed models, wherein each of the plurality of trialed models is associated with the machine-learning algorithm and a set of hyperparameters. A subset of best-performing machine-learning algorithms is selected, and, for each machine-learning algorithm in the subset, a best-performing model from the plurality of trialed models associated with that machine-learning algorithm is selected, and a local search algorithm is executed starting from the set of hyperparameters associated with the selected best-performing model to identify an improved model that has better performance than the selected best-performing model. | 2020-06-11 |
20200184383 | USER INTENT CLASSIFICATION USING A MULTI-AGENT REINFORCEMENT LEARNING FRAMEWORK - Reinforcement learning is applied in a multi-agent environment to enable effective determination of user intent classification from documents (e.g., chat, emails or another mode of communication by a user). Although different agents may implement different learning algorithms, they communicate with each other to learn and adjust their behavior by observing peer agents. Using a reinforcement learning (RL) framework, a method integrates each agent's prediction of user intent, as a sequence of tokens in the document are being analyzed. The method continues to refine its observation until it reaches the end of the document. This approach is more effective in uncovering refined linguistic features of words in the document, when read sequentially from start to end. | 2020-06-11 |
20200184384 | DETERMINING INTEREST AREAS AT A VENUE LOCATION OF AN EVENT - System, computer-readable medium, and methods are provided to determine interest areas of an event held at a venue location. A communication interface of a server device may receive a search request for an event, where the search request includes event data indicating a venue location of the event. An interest processing component of the server device determines an excitement interest in the event based on at least one of the event data and interest data of a user account. An area processing component of the server device determines one or more excitement areas at the venue location based at least on the excitement interest in the event. A ticket processing component of the server device determines one or more available event tickets for the event at the venue location based at least on the one or more excitement areas at the venue location. A transceiver of the communication interface that transmits an indication of the one or more available event tickets to a client device configured to access the one or more available event tickets. | 2020-06-11 |
20200184385 | SENSOR MANAGEMENT UNIT, SENSOR DEVICE, SENSING DATA PROVIDING METHOD, AND SENSING DATA PROVIDING PROGRAM - A sensor management unit includes a sensing data obtaining unit that obtains sensing data generated by a sensor, an output determination unit that determines whether the sensing data is allowed to be output to a user based on a data catalog storing an attribute of the sensing data and storing a first item allowed to be output to the user, and an output unit that outputs the sensing data to the user in accordance with a result of the determination by the output determination unit. | 2020-06-11 |
20200184386 | SYSTEMS TO RESOLVE SHIPMENT DELAYS - In example implementations, an apparatus is provided. The apparatus includes a shipment delay detection component, a root cause identification component, a data scrubber, and a notification generator. The shipment delay detection component is to detect a shipment delay of an order. The root cause identification component is to identify a root cause of the shipment delay. The data scrubber is to initiate a communication session with a server in a region associated with the root cause to obtain missing data. The notification generator is to generate a notification comprising the root cause and the missing data. | 2020-06-11 |
20200184387 | PLATFORM USING SWAPPABLE POLICIES TO SIMULATE AND PERFORM WAREHOUSE PROCESSES - In some implementations, a method performed by data processing apparatuses includes receiving order data that defines one or more orders for items to be transported, selecting a first combination of policies for a plurality of sub-processes, each policy representing a strategy for performing a respective sub-process included in an overall process for transporting the items, performing a first simulation based on the first selected policy combination, selecting a second, different combination of policies for the plurality of sub-processes, performing a second simulation based on the second selected policy combination, comparing results of the first simulation and results of the second simulation, and based on the comparison, selecting one of the first combination of policies or the second combination of policies as an optimized policy combination. | 2020-06-11 |
20200184388 | OILFIELD WATER AND WELL MANAGEMENT USING MODELED PREDICTIONS OF OILFIELD WATER PRODUCTION OR HYDROCARBON PRODUCTION - A method for managing oilfield water. Oilfield water data is grouped into discrete and non-overlapping groups. Outliers are removed from the data. Features of the remaining data are analyzed to identify most discriminative feature. The data is separated into training data and testing data, and the training data is fit into a model that shows the best precision, accuracy and recall. The model is confirmed using the testing data. Upon confirmation of the accuracy of the model, the model is applied to data for a new proposed oilfield well, and a new proposed project is implemented or disapproved based on a result of the identified model that predicts water production of the new proposed oilfield well. | 2020-06-11 |
20200184389 | Computation of Optimal Inventory Targets in Bill-of-Materials in a Multi-Echelon Supply Chain - A system and method is disclosed for computing optimal inventory targets in bill of materials in a multi-echelon supply chain. The system includes one or more memory units and on or more processing units collectively configured to determine a delay time from at least one second plan level node in an at least second indenture plan level to at least one first plan level node in a first indenture plan level. The one or more memory units and on or more processing units is further collectively configured to determine a delay time from the at least one first plan level node in the first indenture plan level to a finished good. | 2020-06-11 |
20200184390 | SYSTEMS, METHODS, AND APPARATUSES FOR OPTIMIZING OUTCOMES IN A MULTI-FACTOR SYSTEM - Systems and methods for optimizing outcomes in multi-factor systems are described. Business process management, consulting intelligence, business intelligence, mobile intelligence, artificial intelligence, machine learning, and transportation management are integrated, as discussed herein, for optimizing transportation and logistics processes. Users may input legacy knowledge and data such as text, numbers, formulas, algorithms, and automated processes into a computing system for providing the system with industry insights for intelligently analyzing situation contexts, or the system may leverage third-party data. The system may suggest recommended actions based on analyzed situation contexts, and the system may furthermore execute various actions for responding to the situation contexts. The system may be configured to automatically analyze situation contexts and furthermore automatically execute various actions for responding to the situation contexts. In particular embodiments, the system is a software service and may integrate with various computing devices and operating systems. | 2020-06-11 |
20200184391 | PERSONNEL ALLOCATION FORMULATION DEVICE, PERSONNEL ALLOCATION FORMULATION METHOD, AND STORAGE MEDIUM - A personnel allocation formulation device that formulates an allocation plan for workers for each phase in a distribution center in which a phase of picking up products to be delivered based on orders, a phase of inspecting the picked-up products, and a phase of packing the inspected products are executed by workers, the personnel allocation formulation device includes a processor configured to receive a simulation condition; and acquire a plurality of allocation plans for workers that optimize at least one of optimization items including a number of the workers and a number of the orders that are processable by executing multi-objective optimization using a line simulator based on the simulation condition, wherein the processor divides a work time for one day or orders to be processed in one day at the distribution center into a plurality of parts, and execute the multi-objective optimization in units of respective divided parts. | 2020-06-11 |
20200184392 | METHOD AND SYSTEM FOR MANAGING RESEARCH AND DEVELOPMENT IN AN ENTERPRISE - A method and system for capturing research decision flow in a Research and Development (R&D) activity are provided. The method includes defining an objective of the R&D activity and determining one or more requirements for fulfilling the objective of the R&D activity. Further, the method includes identifying a set of risks associated with failure to satisfy the one or more requirements. Furthermore, the method also includes defining a set of tests to verify that the requirements are satisfied or the risks have been mitigated. Furthermore, the method also includes developing a task plan to satisfy the one or more requirements and mitigate one or more risks of the set of risks. Furthermore, the method also includes linking the objective, the one or more requirements, the set of risks and the task plan, to generate a linked information record. | 2020-06-11 |
20200184393 | METHOD AND APPARATUS FOR DETERMINING RISK MANAGEMENT DECISION-MAKING CRITICAL VALUES - A method for determining critical values includes obtaining N relation functions between M features and N index values, the N relation functions taking the M features as inputs and the N index values as outputs; generating K combinations, each comprising M critical values of the M features; repeating following steps until a preset stop condition is satisfied: determining a score for each of the K combinations based on the N relation functions to represent an overall quality of the N index values; repeatedly selecting two combinations and exchanging critical values between the two combinations to generate two new combinations until a quantity of the new combinations reaches a preset number; and selecting K combinations from the new combinations; and after the preset stop condition is satisfied, associating the M features with the M critical values in a combination with a highest score. | 2020-06-11 |
20200184394 | CONSTRAINTS AND CONSTRAINT SHARING IN A CATALOG SERVICE PLATFORM - A service provider system may implement an enterprise catalog service that manages software products and portfolios of software products on behalf of service provider customer organizations. Through an administrator interface of the service, a customer organization administrator may create constraints on the use of the software products, and each constraint may include one or more rules about how the products can be launched. These may include environmental constraints (specifying a region in which a product launches), restrictions on input parameter values (including the types of resource instances on which a product can be launched), quotas (controlling the number of product installations), or billing constraints. Constraints may be applied on a user-to-product arc or on a portfolio-to-product arc. Constraints may be stored as objects, and reference to those objects may be added to product or portfolio objects. Constraints may be shared across object versions, portfolios, or service provider customer accounts. | 2020-06-11 |
20200184395 | AVOIDING PEAK ENERGY DEMAND TIMES BY MANAGING CONSUMER ENERGY CONSUMPTION - A computer-implemented method, according to one embodiment, includes: receiving data which corresponds to energy consumption of two or more different consumer systems. The energy consumption data is used to generate a consumption profile for each of the consumer systems, where the consumption profile for a given consumer system identifies recurring energy consumption periods for the given consumer system and a corresponding flexibility metric for each of the recurring energy consumption periods. The consumption profiles are further used along with current energy demands to predict peak demand times. Moreover, prior to each of the predicted peak demand times, a suggestion is issued to each of one or more of the consumer systems, where each of the suggestions proposes making an amendment to the energy consumption of the respective consumer system in order to reduce energy demand during one or more of the predicted peak demand times. | 2020-06-11 |
20200184396 | Vending Machine Route Management - An embodiment includes a method executed by at least one processor comprising: determining inventories for first and second times for a first vending machine (VM); determining inventories for first and second times for a second VM; determining inventories for first and second times for a third VM; and determining a service route to visit the first and second VMs on a specific date, and to specifically avoid visiting the third VM on the specific date, in response to determining the inventories for the second times for the first, second, and third VMs. Other embodiments are described herein. | 2020-06-11 |
20200184397 | DEVICE, SYSTEM AND METHOD FOR MONITORING USAGE OF FUNCTIONAL FACILITIES - Disclosed embodiments relate to a system for monitoring the usage of a functional facility, the system comprising (i) a plurality of detectors for detecting the presence of at least one client device in the functional facility and which detectors are geographically mapped in the functional facility; and (ii) a client device mapping module for determining the location of the at least one client device detected by one or more of the plurality of detectors. Moreover, the invention is directed to a method for monitoring the usage of a functional facility including one or more detectors, comprising the steps (1) detecting an operable engagement made between a detector deployed in the functional facility and a computerized client device; (2) determining a location point of the computerized client device; and (3) providing an output which is descriptive of the detected operable engagement along with information relating to the determined location point. | 2020-06-11 |
20200184398 | Data Analytics Model Selection through Champion Challenger Mechanism - A method for forecasting includes obtaining input data from a data store, using a processor to forecast future data with a currently selected model, detecting a trigger event using a processor, training alternative models in a model family or from multiple families on the input data based on detecting in response to detecting the trigger event, identifying a replacement model from the alternative models using a processor, and using a processor to forecast future data with the replacement model. | 2020-06-11 |
20200184399 | WORKFLOW MANAGEMENT - Provided is a workflow system for managing a workflow including a plurality of places; a token, the token representing a deliverable; a transition between places, the transition consuming a predetermined token from a first place and creating a predetermined token in a second place. | 2020-06-11 |
20200184400 | PROBABILISTIC BASED SYSTEM AND METHOD FOR DECISION MAKING IN THE CONTEXT OF ARGUMENTATIVE STRUCTURES - A probabilistic based system and method for decision making in the context of argumentative structures is described. This method and system use methods of calculations of the probabilities of success of using the evaluated argumentative structure to achieve one or more goal. The methods generally aims at maximizing the probability of achieving stated goals in optimal compliance of specified laws, regulations, norms and standards, within a practical real case environment. | 2020-06-11 |
20200184401 | RAW MATERIAL EVALUATION PROCESS - Aspects of the technology described herein comprise a raw material valuation system that is able to quantify an outcome of various raw material management decisions. Raw material management decisions can include, but are not limited to, purchasing a raw material, selling a raw material, transferring a raw material within a chemical production system, and substituting a proposed purchase of a first raw material with the purchase of a second material. The raw material valuation system can quantify a contemplated changes to a raw material management plan by comparing an optimal reference usage plan to an optimal updated usage plan. The raw material valuation system can calculate a breakeven sale price for a raw material in inventory or a breakeven purchase price for a raw material to be purchased. The raw material valuation system used to generate the reference usage plan and the updated usage plan can use a multi-period optimization model. | 2020-06-11 |
20200184402 | SYSTEMS AND METHODS FOR EVALUATING AND SELECTING A HEALTHCARE PROFESSIONAL USING A HEALTHCARE OPERATING SYSTEM - A method and system for facilitating medical consultations between a patient and a healthcare professional located remote from the patient includes a virtual consultation application hosted on a server. A request to initiate a medical consultation from a patient using a patient computer device is received at the application. The application receives information input by the patient relating to a health inquiry of the patient. A healthcare professional is identified based on the information input by the patient relating to the health inquiry. Communication between the patient and the healthcare professional is facilitated by connecting the patient computer device with a healthcare professional computer device for a consultation, wherein a message is communicated from the healthcare professional computer device to the patient computer device, wherein the message is related to the health inquiry during the consultation and to a recommendation for treatment by healthcare professional recommendation after the consultation. | 2020-06-11 |
20200184403 | ENGINEERED CRY6A INSECTICIDAL PROTEINS - Engineered and modified Cry6Aa insecticidal toxins, polynucleotides encoding such toxins, use of such toxins to control pests, and transgenic plants that produce such toxins are disclosed. | 2020-06-11 |
20200184404 | Fleet Trigger-Based Incentives With Blockchain - A vehicle includes a controller, programmed to responsive to detecting occurrence of a condition specified by a pre-defined trigger, generate a trigger event for the condition and send the trigger event to a blockchain network having multiple nodes; and responsive to receiving a validation from a node of the blockchain network, add a block for the trigger event to a distributed ledger stored locally. | 2020-06-11 |
20200184405 | TELECOMMUNICATION NETWORK CUSTOMER PREMISES SERVICE DISPATCH OPTIMIZATION - A processing system may obtain historical job feature, network plant feature, and calendar feature data associated with customer premises installation jobs of a telecommunication network which include a dispatch of a customer premises technician. A plurality of the customer premises installation jobs may further include a dispatch of a network-based technician. The processing system may then generate, from the historical data, a prediction model for predicting whether additional customer premises installation jobs may include a dispatch of a network-based technician, apply the prediction model to job feature, network plant feature, and calendar feature data associated with a pending customer premises installation job, determine a likelihood score of whether the pending customer premises installation job may include a dispatch of a network-based technician based upon the prediction model, and assign the pending customer premises installation job to at least a first customer premises technician in accordance with the likelihood score. | 2020-06-11 |
20200184406 | TELECOMMUNICATION NETWORK TECHNICIAN SCHEDULING VIA MULTI-AGENT RANDOMIZED GREEDY SEARCH - A processing system may obtain a loan graph including a travel cost for network technicians between adjacent work centers of a telecommunication network, each network technician assigned to a work center, and obtain work quantities for each work center for a day, at least a first work center having excess work for network technicians assigned to the first work center. The processing system may select, in accordance with an objective function, moves by a first subset of network technicians comprising moves to adjacent work centers from the work centers to which the first subset is assigned, select in accordance with the objective function, moves by a second subset of network technicians comprising moves to adjacent work centers from work centers to which the second subset is assigned, and generate a work plan for the day for the network technicians in accordance with the moves. | 2020-06-11 |
20200184407 | TELECOMMUNICATION NETWORK CUSTOMER PREMISES SERVICE SCHEDULING OPTIMIZATION - A processing system may obtain a request for a new assignment for field technician work associated with a customer premises of a telecommunication network and generate a hypothetical schedule for a future date for field technicians from a set of scheduled assignments in accordance with first optimization factors, the hypothetical schedule including bundles of scheduled assignments for field technician work, each bundle including scheduled assignments for an individual field technician for the future date. The processing system may then determine opportunity windows for scheduling the new assignment comprising time blocks for which individual field technicians are not scheduled to work one of the scheduled assignments in a respective bundle in accordance with the hypothetical schedule, rank the opportunity windows in accordance with second optimization factors, and provide to a customer associated with the customer premises, an offer of an opportunity window, the offer including a rank of the opportunity window. | 2020-06-11 |
20200184408 | METHODS AND SYSTEMS FOR ELECTRONIC FORM IDENTIFICATION AND POPULATION - Computer-implemented systems and methods for the sale of consumer services. Predictions are made based on the behaviors, preferences, assets, identifying characteristics, and other attributes associated with customers and merchants. In one implementation, a prediction is made as to whether a customer is likely to request a service and whether a merchant is likely to be selected by the customer to provide the service. In another implementation, the calendars of a merchant and customer are automatically updated to account for the customer's late arrival to an appointment at the merchants location. In yet another implementation, a customer purchases an appointment for a service from another customer that has the appointment scheduled with a merchant providing the service. | 2020-06-11 |
20200184409 | HAULING VEHICLE ADMINISTRATION - Methods, systems, processes and others for hauling vehicle administration including a pick-up administration module, a digital ticket server, and a drop-off administration module. The pick-up administration module including one or more beacons and a scale house operations application, wherein the scale house operations application is also adapted for data communications with a mobile driver application associated with the hauling vehicle. In example embodiments, the scale-house operations application is configured to create a digital hauling confirmation ticket including a plurality of the hauling attributes and transmit the digital hauling confirmation ticket to a digital ticket server and the driver mobile application through the digital ticket server. In example embodiments, the drop-off administration module is configured to confirm in dependence upon the digital ticket that the material delivered by the hauling vehicle arrived at the drop-off site. | 2020-06-11 |
20200184410 | RFID LOCATION SYSTEM AND ASSOCIATED METHODS FOR A PRODUCT DISPENSING SYSTEM - A machine and process for providing consumer products may include a set of positions configured to contain consumer products or containers in which ingredients are used to form consumer products. The consumer products or containers may include radiofrequency identification (RFID) tags. A set of antennas, where at least one antenna is disposed at each position, may be configured to output and receive RF signals. A transceiver may be in electrical communication with the antennas, and be configured to generate the RF signals. A processor may be in communication with the transceiver, and be programmed to (i) receive RFID signals from the RFID tags at the set of positions, and (ii) identify locations of the RFID tags to determine that corresponding consumer products or containers of ingredients are in correct positions. | 2020-06-11 |
20200184411 | METHOD FOR TRACKING STOCK LEVEL WITHIN A STORE - One variation of a method for tracking stock level within a store includes: dispatching a robotic system to image shelving structures within the store during a scan cycle; receiving images from the robotic system, each image recorded by the robotic system during the scan cycle and corresponding to one waypoint within the store; identifying, in the images, empty slots within the shelving structures; identifying a product assigned to each empty slot based on product location assignments defined in a planogram of the store; for a first product of a first product value and assigned to a first empty slot, generating a first prompt to restock the first empty slot with a unit of the first product during the scan cycle; and, upon completion of the scan cycle, generating a global restocking list specifying restocking of a set of empty slots associated with product values less than the first product value. | 2020-06-11 |
20200184412 | TECHNIQUES FOR IDENTIFYING TRAILERS ASSOCIATED WITH A TRACTOR USING WIRELESS SIGNALS - The present disclosure generally relates to one or more improved systems for identifying trailer(s) associated with a tractor using wireless signals emitted from a plurality of wireless transmitters attached to one or more trailers. Such techniques are advantageous over current systems because of the lack of proprietary hardware requirements and the convenience of being able to readily identify trailers prior to physically attaching to the trailer. Specifically, the present disclosure uses a plurality of wireless transmitters (of any type, e.g., Bluetooth, Wi-Fi, etc.) that may be synchronized such that each transmitter may periodically transmit identification (ID) information associated with the trailer. A computer device, such as an in-cab telematics device and/or mobile device associated with the tractor, may receive and process signals from the plurality of transmitters in order to identify and locate the trailer. | 2020-06-11 |
20200184413 | LOGISTICS MANAGEMENT SYSTEM AND LOGISTICS MANAGEMENT METHOD - Methods and apparatus provide for: receiving, from a first terminal, identification information of a load acquired by the first terminal and first position information indicating a position of the first terminal; receiving, from a second terminal, identification information of the load acquired by the second terminal and second position information indicating a position of the second terminal; determining presence or absence of a delivery fact of the load on the basis of the first position information and the second position information in a case in which the identification information of the load received from the first terminal and the identification information of the load received from the second terminal agree with each other; and storing a result of the determination. | 2020-06-11 |
20200184414 | SCALE HOUSE ADMINISTRATION OF HAULING VEHICLES - Methods, systems, processes and others for hauling vehicle administration including a pick-up administration module, a digital ticket server, and a drop-off administration module. The pick-up administration module including one or more beacons and a scale house operations application, wherein the scale house operations application is also adapted for data communications with a mobile driver application associated with the hauling vehicle. In example embodiments, the scale-house operations application is configured to create a digital hauling confirmation ticket including a plurality of the hauling attributes and transmit the digital hauling confirmation ticket to a digital ticket server and the driver mobile application through the digital ticket server. In example embodiments, the drop-off administration module is configured to confirm in dependence upon the digital ticket that the material delivered by the hauling vehicle arrived at the drop-off site. | 2020-06-11 |
20200184415 | Inventory Management and Distribution of Physical Products - Among other things, product data is repeatedly communicated from an application on a device associated with a retail location to a server of a platform controlled independently of the application on the device. The product data identifies (a) current numbers of units of products available for retail customers at the retail location and (b) purchasing behavior of retail customers of the retail location with respect to combinations of the products. The retail location is repeatedly restocked with additional units of products to maintain the products in an in-stock state, the additional units have been received in deliveries made from one or more upstream product distribution entities based on predictions facilitated by the server of future demand for the products by retail customers of the retail location. | 2020-06-11 |
20200184416 | SYSTEM, DEVICE, AND PROCESS FOR TRACKING PRODUCT - A system configured to track, trace and monitor product. In some aspects, the system is configured to track product and capture product related information and includes a network interface configured to receive product related information over a network from a plurality of tracking devices located at a plurality of facilities. The system also includes a database configured to store the product related information from the plurality of tracking devices located at the plurality of facilities. The system also includes a processor configured to be responsive to and control at least the database and the network interface. The system also includes the processor and the database being further configured to implement blockchain technology with respect to the product related information to generate a blockchain ledger of the product related information. | 2020-06-11 |
20200184417 | Inventory Management and Distribution of Physical Products - Among other things, product data is repeatedly communicated from an application on a device associated with a retail location to a server of a platform controlled independently of the application on the device. The product data identifies (a) current numbers of units of products available for retail customers at the retail location and (b) purchasing behavior of retail customers of the retail location with respect to combinations of the products. The retail location is repeatedly restocked with additional units of products to maintain the products in an in-stock state, the additional units have been received in deliveries made from one or more upstream product distribution entities based on predictions facilitated by the server of future demand for the products by retail customers of the retail location. | 2020-06-11 |
20200184418 | SYSTEM AND METHOD FOR AUTOMATIC SEQUENCING OF SHIPMENTS - The present disclosure provides a computer-implemented method and system for sequencing of a plurality of shipments in order of delivery. The method includes a first step of receiving a first set of data, a second set of data and a third set of data at sequence determination system. The method includes another step of determining one or more routes with facilitation of the first set of data at the sequence determination system. The method includes yet another step of analyzing the second set of data and the third set of data at the sequence determination system. The method includes yet another step of optimizing a final route form the one or more routes at the sequence determination system. The method includes yet another step of enabling a delivery associate of the one or more delivery associate to edit and approve the final route. | 2020-06-11 |
20200184419 | TRACEABILITY OF SWINE TISSUE - The present invention relates to methods and systems for reporting the identity of a sample sourced from an animal. In particular, the present invention relates to reporting the identity of a sample taken from a pig animal of the species | 2020-06-11 |
20200184420 | SYSTEMS AND METHODS FOR CLOUD BASED AUTOMATED COMPLIANCE - According to one aspect, a system comprising: one or more servers coupled with a plurality of storage devices configured to store a plurality of compliance templates for franchisors, franchisees, and small business owners, and a plurality of libraries created by one or more franchisors, one or more franchisees, and one or more small business owners; a plurality of franchisor applications, franchisee applications, and small business applications, each application comprising a User Interface (U/I) and a template creation wizard; a plurality of local devices configured to store the plurality of franchisor applications, franchisee applications, and small business applications comprising one or more processors configured to run the applications and automatically generate custom templates for each employee associated with each franchisee and small business owner based on the department, stage and location of the employee; and a communication network coupled with the one or more servers, plurality of franchisor applications, franchisee applications, and small business applications and one or more storage devices and configured to allow the plurality of franchisor applications, franchisee applications, and small business applications to store the customized templates in one or more libraries associated with each of the franchisors, franchisees and small business owners. | 2020-06-11 |
20200184421 | SYSTEM AND METHOD FOR ELECTRONIC LEAD VERIFICATION - A system and a method provide a lead verification service. A lead generator contacts a verification server when a visitor lands on a hosting site of the lead generator to enter lead information into a form. The verification server issues a reference key (token) to the lead generator and collects information about the visitor and the hosting site of the lead generator, using the reference key to identify the collected information. When the visitor submits the form, the lead generator sends the form data, which includes the entered lead information and the reference key received from the verification server, to at least one interested party. When the verification server receives a request for the collected information from the interested party, the collected information is retrieved based on the reference key included in the request and sent to the requesting interested party. | 2020-06-11 |
20200184422 | SYSTEM AND METHOD FOR SCREENING CANDIDATES BASED ON HISTORICAL DATA - A computer system and computer-implemented method for screening potential candidates for an employment position or other role or function based in-part on historical data or information associated with the hiring and/or dismissal of one or more candidates. | 2020-06-11 |
20200184423 | DOCUMENT ANALYSIS USING MACHINE LEARNING AND NEURAL NETWORKS - A method for providing training data for a machine learning model includes: monitoring a specific user as the specific user reads electronic documents on a display to determine indications of pauses in reading for greater than a specified period of time; correlating objects on each of the displayed plurality of electronic documents to the pauses in reading; identifying features for the machine learning model based on the objects and textual analysis of each of the plurality of electronic documents; presenting information related to each identified feature to the specific user; obtaining from the specific user a descriptor defining each of the identified features and a value for each of the identified features indicating a relative importance or applicability of each of the identified features; and associating obtained descriptors and values with each of the identified features. | 2020-06-11 |
20200184424 | COMPUTER-GENERATED TEAM BASED METRICS FOR CANDIDATE ONBOARDING AND RETENTION - Examples of techniques for computer-generated team based metrics for candidate onboarding and retention are described herein. An aspect includes determining metrics of a candidate that is interviewing for a position in a team of an organization. Another aspect includes determine metrics of each individual member of the team. Another aspect includes calculating a first score for the team based on the metrics of each individual member of the team. Another aspect includes recalculating a second score for the team based on the metrics of each individual member of the team and the metrics of the candidate. Another aspect includes determining a variance between the first score and the second score. | 2020-06-11 |
20200184425 | SYSTEM AND METHOD FOR SCREENING CANDIDATES AND INCLUDING A PROCESS FOR AUTOBUCKETING CANDIDATE ROLES - A computer system and computer-implemented method for screening potential candidates for an employment position or other role or function wherein the employment position is categorized according to one or more pre-determined job buckets. | 2020-06-11 |
20200184426 | SYSTEM AND METHOD FOR PROVIDING WEB-BASED MANAGEMENT SOLUTIONS - A centralized web-based system and method for managing appointments having a user interface that interacts with one or more users to display one or more items based on user input, a management module connected to the user interface and configured to receive data related to scheduling an appointment, determine one or more possible appointments based on the data, present the one or more possible appointments, receive a user selection from the one or more possible appointments, and schedule the appointment based on the user selection, and one or more databases configured to store appointment information, wherein the one or more databases are connected to the management module and wherein the data comprises a date and time slot and at least one of a facility, a service, and a servicer. | 2020-06-11 |
20200184427 | SYSTEM AND METHOD OF PROVIDING TO-DO LIST OF USER - A device and a method of providing a to-do list of a user are provided. The device includes a controller configured to collect behavior information about behavior between the user and another user, the behavior being performed by using the device, generate a to-do list of the user based on the collected behavior information, and determine an unperformed task not performed by the user from among at least one task in the to-do list by using log information about an operation of the device, and an output unit configured to output notification information in a dialogue style, along with a notification reason for notifying the determined unperformed task. | 2020-06-11 |
20200184428 | Using Distributed Databases for Network Regression Analysis - A computing platform may communicate with a device agent to receive digital system maintenance reporting, which may include information regarding steps taken to resolve issues of a digital system during a troubleshooting process. The computing platform may analyze the steps taken, and determine whether the steps resolved the troubleshooting. The computing platform may filter ineffective steps, and store steps associated with successful solutions in one or more distributed databases. The computing platform may receive information identifying a problem faced by a different system. The computing platform may analyze the distributed database to identify similar steps that successfully resolved the problem in the past, and mitigate the problem using the similar successful steps. | 2020-06-11 |
20200184429 | Item Recognition and Profile Generation for Dynamic Event Processing - Aspects of the disclosure relate to processing systems that perform item recognition and profile generation for dynamic event processing. A computing platform may receive a first check image containing first check data, and may generate a profile correlating the first check data to a user account. The computing platform may receive a second check image containing second check data. The computing platform may receive profile information corresponding to one or more recognized fields of the second check image, where the profile information includes the information associated with the profile. The computing platform may determine whether a confidence score indicating a correlation between the second check data and the profile exceeds a predetermined correlation threshold. Based on determining that the confidence score does exceed the predetermined correlation threshold, the computing platform may send commands directing an event processing platform to process the second check image based on the profile. | 2020-06-11 |
20200184430 | ELECTRONIC TICKET MANAGEMENT SYSTEM, ELECTRONIC TICKET MANAGEMENT METHOD AND ELECTRONIC TICKET MANAGEMENT PROGRAM - To implement an electronic ticket management system having tamper-resistance and promptness. | 2020-06-11 |
20200184431 | MULTI-TIER TOKENIZATION PLATFORM - A platform implementing a two-tier tokenization process to build a digital asset pool at a server. An application builds the digital asset pool, initializes general asset tokens to represent pro-rata ownership interests in a general pool of assets, and uses general asset tokens to create specific asset tokens to represent ownership interests in specific assets from that pool that a user of the platform selects, from a remote device in communication with the server, from the general pool. General asset tokens offered to eligible retail and/or institutional investors generate funding to build the asset pool. Owners of general asset tokens are periodically offered, by the server, the option to select portions of specific assets from the general asset pool, and create through the two-tier tokenization process, shares of specific asset tokens, subject to the technical protocols, ownership concentration limits, and bidding and allocation schema established by the present platform. | 2020-06-11 |
20200184432 | Systems and Methods for Transferring Funds to a Pre-Paid Account - According to the invention, a method for transferring funds from a sender to a pre-paid account to be assigned to a recipient is disclosed. The method may include receiving a request to perform a funds transfer, including an amount and a recipient, and determining whether to approve the request. Upon approval, the method may include selecting a first and second money transfer control number (MTCN). The method may include recording an association of the amount and the recipient with the first MTCN, and an association of the two MTCN's. The method may include sending the second MTCN out and later receiving a request to redeem which includes the second MTCN. The method may include determining the first MTCN based on the second MTCN, and whether to approve the request. Upon approval, an indication may be sent that the amount is available for funding of the pre-paid account of the recipient. | 2020-06-11 |
20200184433 | CROWDFUNDING CREDIT CARD PAYMENTS - In one aspect, the present disclosure relates to a method for crowdfunding credit card payments. The method can include: analyzing a plurality of credit card accounts to determine a first account that is eligible for crowdfunding; transmitting a notification to a user device associated with an account holder of the first account, the notification prompting the account holder to authorize enabling receipt of crowdfunded payments for the first account; receiving, from the user device, authorization to enable receipt of crowdfund payments for the first account; providing, to one or more donors, electronic access to recent transaction information for the first account; receiving a payment from a first one of the donors; and applying the payment to the first account. | 2020-06-11 |
20200184434 | SYSTEM AND METHOD FOR IDENTIFYING AND MANAGING GOODS AND SERVICES BASED ON DISUSE - A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors and having instructions stored thereon that, when executed, causes the one or more processors to analyze a plurality of electronic payment transactions from an account associated with a user to identify payments to a merchant on a recurring basis, receive external data associated with the user corresponding to usage of a good or service provided by the merchant, analyze the external data to identify disuse of the good or service, generate a recommended action based on the disuse, present the recommended action on an interactive display on a user device associated with the user, and change a subscription associated with the good or service corresponding to the recommended action. | 2020-06-11 |
20200184435 | INTERCONNECTED RESOURCE DISTRIBUTION AND RETENTION NETWORK - Embodiments of the invention are directed to a system, method, or computer program product for an interconnected resource distribution and retention network. The invention is structured for centralized or de-centralized network processing. In this way, the invention creates a network of interconnected agnostic resource distribution machines as nodes across a distributed network allowing resource distribution to customers across various entities. The system stores entity specific resource distribution machine interactive software. Upon user authentication into a resource distribution machine associated with the network, the system presents the user's entity specific resource distribution machine interactive software for user visualization and resource distribution completion. | 2020-06-11 |
20200184436 | METHODS AND SYSTEMS FOR REFERRER-BASED PAYMENT SYSTEM SELECTION FOR INTERNET-BASED MERCHANTS - A method for an internet-accessible content provider computer server that, in response to receiving request information from a referred user device for access to specific digital content subject to a fee, the server: (a) selects a particular payment system based on referrer information included in request information transmitted, (b) transmits to the selected payment system information indicative of the requested specific digital content and a request for approval of the user device for the corresponding fee for the digital content, (c) facilitating communication between the selected payment system and the user device, (d) based on receiving from the selected payment system an approval signal, transmitting the requested specific digital content to the user device. | 2020-06-11 |
20200184437 | DRIVE-THRU / POINT-OF-SALE AUTOMATED TRANSACTION TECHNOLOGIES AND APPARATUS - The present invention includes methods and apparatus for the automated provision of goods through the use of scanning systems. More specifically, the present invention provides a method for automatically conveying which goods are being ordered, where the goods will be picked up, an associated method of payment, kitchen fulfillment, item tracking, and automatic delivery by a dispenser apparatus. In preferred embodiments, the present invention is applied to the automated ordering and pick-up of food items at a fast food restaurant and delivery to a food dispenser at a customer location. | 2020-06-11 |
20200184438 | PROCESSING OF UNIT-BASED TRANSACTIONS - Fuel hedging is used by large corporations to reduce exposure to fuel price volatility. But individual consumers are not afforded the same opportunities. In an embodiment, a payment card is provided that stores units of purchased products, and allows a user to purchase future units of the product before redeeming the products (such as oil). In an embodiment, a user can purchase the payment card with purchased units at a kiosk at a gas station. A backend processor receives the purchase request and buys select derivatives on the market to match the purchase request. Upon authenticating the user, the backend processor sends an authorization message back to the kiosk that dispenses the payment card. | 2020-06-11 |
20200184439 | Point of Sale Transactions - A system provides for a self-checkout terminal with various components. A receiver receives shopping data including prices of items that a customer has physically acquired or placed in a cart. A payment logic receives credential information associated with a monetary account for paying for the items. A message logic creates checkout data that includes data representing the collection of purchase items. A transmitter transmits the credential information to an account network for authentication and the receiver receives a response indicating if the monetary account is valid. The payment logic/self-checkout terminal indicates to the customer that a payment using the monetary account for the purchase items is authorized or not. When authorized, an authorization is received at the self-checkout terminal before the customer arrives at the terminal and the self-checkout terminal causes a payment transaction to be executed to provide for self-checkout using the monetary account without assistance by another person. | 2020-06-11 |
20200184440 | DISTRIBUTED POINT OF SALE SERVER SYSTEM - The system of the present invention comprises of a plurality of Point of Sale (POS) system deployed at the different location wherein the Point of Sale (POS) system communicates with a public server (for example cloud-based architecture). The system facilitates the data communication and synchronization among the plurality of the Point of Sale (POS) system via the public server wherein the one of the plurality of Point of Sale (POS) system is a Local Point of Sale (POS) system that coordinates the data from the plurality of Point of Sale (POS) system during low network connectivity (offline mode) and stores the data in its local memory and transfer the data to the public server when the network connectivity is regained (online mode). The Local Point of Sale (POS) system is a single board computer connected through local area network. | 2020-06-11 |
20200184441 | PORTABLE HANDHELD DEVICE FOR WIRELESS ORDER ENTRY AND REAL TIME PAYMENT AUTHORIZATION AND RELATED METHODS - A portable handheld device for wireless order entry and real time payment authorization may include a portable housing, a display carried by the housing, an order entry input device carried by the housing, a transaction card input device carried by the housing for reading user sensitive information from a transaction card, a wireless transceiver carried by the housing, and a processor carried by the housing and connected to the display, order entry input device, transaction card input device and wireless transceiver. The processor may be for wirelessly sending input order information, and encrypting and wirelessly sending the user sensitive information from the transaction card without storing and without displaying. The processor may also be for wirelessly receiving and displaying payment authorization information based upon real time authorization from a transaction card issuing entity. | 2020-06-11 |
20200184442 | TRACKING PRODUCT ITEMS IN AN AUTOMATED-CHECKOUT STORE - Methods, systems, and apparatus, including computer programs encoded on computer storage media, for tracking a product item in an automated-checkout store. One of the methods includes receiving, from a plurality of sensors, data collected by the sensors, identifying an account associated with a person who enters the store, receiving data on movement of the product item collected by one or more of the sensors, determining an interaction between the person and the product item based on the data collected by one or more of the sensors, storing information associating the product item with the person; and deducting a payment amount from the identified account, wherein the payment amount is based on a price of the product item associated with the person. | 2020-06-11 |
20200184443 | TRANSACTION INTERFACE CONTROL - Techniques and arrangements of a point-of-sale (POS) system including a transaction interface control mechanism configured to prevent simultaneous input by a merchant and a customer during a transaction. The POS system can include a merchant user interface (UI) presented on a merchant-facing display and a customer UI presented on a customer-facing display. In some instances, the merchant UI can be on a display of a merchant device, while the customer UI can be on a display of a customer device. In such instances, the merchant device and the customer device can be operably connected via a wired or wireless connection. | 2020-06-11 |
20200184444 | METHOD AND SYSTEM FOR ANONYMOUS CHECKOUT IN A STORE - Methods, systems, and apparatus, including computer programs encoded on computer storage media, for anonymous checkout in a store. One of the methods includes receiving, by a computer system of the store, information associated with a payment account of a person; sending, by the computer system to a server associated with a payment system, the received information associated with the payment account of the person; receiving, by the computer system from the server associated with the payment system, a token associated with the payment account of the person; receiving, by the computer system from a plurality of sensors, data associated with the person; extracting, by the computer system based on the received data associated with the person, a plurality of features of the person; and storing, by the computer system, the received token in correspondence with information associated with the extracted features of the person. | 2020-06-11 |
20200184445 | BIOMETRICALLY SECURED AGE AUTHENTICATION - The present disclosure relates to biometrically securing authentication of the age of a user, when age authentication is required for an electronic point of sale terminal (POS) to provide an approval. There is provided a method performed by an electronic payment device, the method comprising: receiving a request for user age authentication from a POS; biometrically authenticating the user's identity; subsequent to receiving the request for user age authentication and biometrically authenticating the user's identity: retrieving user age data from a memory of the device and transmitting the user age data to the POS; and retrieving payment credentials from the memory and transmitting the payment credentials to the POS. There are also provided an electronic payment device, a method performed by a POS, a POS and a computer readable medium comprising computer executable instructions which, when executed by a processor, cause either of the aforementioned methods to be performed. | 2020-06-11 |
20200184446 | METHOD AND SYSTEM FOR CENTRALIZED CHECKOUT PROCESS - Methods and systems for processing an order are disclosed. A unified shopping cart receives a first request from a first tenant interface and second request from a second tenant interface, different from the first tenant interface. Each request includes first request data including a customer identifier, a selection of one or more items, and a desired delivery mode. The first request and the second request are associated with the same customer, and are processed using a unified payment transaction. | 2020-06-11 |
20200184447 | MONITORING SHOPPING ACTIVITIES USING WEIGHT DATA IN A STORE - Methods, systems, and apparatus, including computer programs encoded on computer storage media, for monitoring shopping activities using weight data in a store. One of the methods includes receiving, from one or more image sensors and one or more weight sensors, data collected by the one or more image sensors and data collected by the one or more weight sensors; identifying, based at least on the data collected by the one or more image sensors, one or more product items removed by a person from the store; calculating an expected total weight of the one or more product items based on information associated with the one or more product items stored by the computer system; determining, based on the data collected by the one or more weight sensors, an actual total weight of the one or more product items removed by the person; and verifying the actual total weight is consistent with the expected total weight. | 2020-06-11 |
20200184448 | COGNITIVE BLOCKCHAIN FOR CUSTOMIZED INTERCHANGE DETERMINATION - An example operation may include one or more of identifying, via a cognitive system, that a change in a creditworthiness attribute of a cardholder has occurred with respect to a previous creditworthiness of the cardholder, in response to identifying the change in the creditworthiness attribute of the cardholder, dynamically determining a custom interchange value for the cardholder to be used in payment transactions based on a current credit data of the cardholder, transmitting the dynamically determined custom interchange value for the cardholder to one or more blockchain peer nodes, and storing the dynamically determined custom interchange value in a hash-linked chain of blocks via a distributed ledger. | 2020-06-11 |
20200184449 | SMART STAGER - Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions. | 2020-06-11 |
20200184450 | METHODS AND SYSTEMS FOR IDENTIFYING FUNDS TRANSFER OPPORTUNITIES IN ELECTRONIC MEDIA - A method for identifying a funds transfer opportunity in an electronic media accessed by a mobile device may include monitoring the electronic media for the funds transfer opportunity, identifying the funds transfer opportunity in the electronic media, and outputting indication for the funds transfer opportunity in the electronic media. The method may further include receiving confirmation to instantiate a funds transfer based on the indicated funds transfer opportunity on the mobile device and instantiating the funds transfer based on the received confirmation. | 2020-06-11 |
20200184451 | SYSTEMS AND METHODS FOR ACCOUNT EVENT NOTIFICATION - A system and computer-implemented method includes the operations of receiving an electronic transaction message including transaction data from an interchange network. The transaction message may include a type of transaction associated with a primary account number of the cardholder. A type of transaction may be determined from the electronic transaction message. Transaction details may be extracted from the transaction data. The operations may also include determining whether the cardholder is registered for the account event notification service. If based on the determination, the cardholder is registered for the account event notification service, a notification message may be generated. The notification message may include the type of transaction. The notification message may be transmitted to the cardholder. | 2020-06-11 |
20200184452 | Method and System for One-Touch Fueling Authorization - Embodiments of a method and a cloud-assisted fueling system for one-touch fueling authorization are disclosed. | 2020-06-11 |
20200184453 | METHODS AND SYSTEMS FOR GENERATING GRAPHICAL USER INTERFACES FOR ELECTRONIC COMMUNICATION BETWEEN USERS, PROVIDER, AND PAYERS - A system and method for generating a graphical user interface for establishing multiparty electronic communication include generating, for interaction with a user, a dashboard for electronic resolution of a claim for a payer portion of a cost of an item. The method also includes calculating, in response to a selection in the dashboard, an estimated user portion of the cost of the item. Further, the method includes establishing a network interface for network communication between a provider of the item and the payer. Additionally, the method includes coordinating, via the network interface, the resolution of the payer portion of the cost of the item. The method also includes updating, in real-time, the dashboard with a status of the resolution of the payer portion of the cost. | 2020-06-11 |
20200184454 | Beacon-Based Identification System and Method - A system and method for exchanging information utilizes digital marketing devices, such as passes, to transmit and receive identifying information. The identifying information, which may be specific or general, can be used to assist users in identifying each other, relaying preferences or better assist others by providing easy access to preferences, historical data or the like. | 2020-06-11 |
20200184455 | Managing Payment Sessions in a Connected Environment - The various embodiments of the present disclosure relate to a system and method for managing payment sessions for enabling connected headgears to make a payment in a connected environment. The connected headgear transacts with one or more merchants with a payment token provisioned on the connected headgear. The payment token is enabled to make payments during an active payment session. The payment session is initiated when the connected headgear is successfully authenticated by a registered rider. During the payment session, the connected headgear transacts with multiple merchants without requiring the rider to authenticate each transaction, and thus carry out transactions without interrupting the rider's journey. | 2020-06-11 |
20200184456 | SYSTEMS, METHODS, DEVICES, AND COMPUTER READABLE MEDIA FOR ENABLING DIRECT ELECTRONIC PAYMENT TRANSFERS - Systems, methods, devices, and computer readable media for enabling direct electronic payment transfers are disclosed. Identification information of a payer, based on a user selection at a mobile device, is received from a first application installed on the mobile device. A user identification of a payment amount is received via a second application installed on the mobile device. The second application is different from the first application. Biometric data of the user is captured at a biometrics reader of the mobile device, and then compared to authorized biometric data to authenticate the user. Upon successful authentication of the user, a request for the electronic payment transfer from the payer to the user for the payment amount is initiated from the mobile device. | 2020-06-11 |
20200184457 | METHOD FOR FACILITATING PAYMENT USING INSTANT MESSAGING APPLICATION - A method for facilitating payment using instant messaging application is provided. The method includes establishing, in the instant messaging application, an order with a merchant, the order including an order value, receiving from the instant messaging application, confirmation that payment of the order value should be made using a digital wallet, and sending confirmation of payment from the digital wallet to the merchant after payment of the order value has been made. | 2020-06-11 |
20200184458 | APPARATUS AND METHOD FOR MANAGING MOBILE TRANSACTION COUPON INFORMATION IN MOBILE TERMINAL - An apparatus and a method manage a received mobile transaction coupon in a mobile terminal. The apparatus includes a communication unit, an information analyzer, a schedule manager, an output unit, and a controller. The communication unit receives a mobile transaction coupon. The information analyzer obtains the received mobile transaction coupon information. The schedule manager registers the obtained mobile transaction coupon information in an alarm program. The output unit outputs the registered mobile transaction coupon information on a relevant date via the alarm program. The controller controls to register the mobile transaction coupon information in the alarm program, and controls to store the received mobile transaction coupon in a storage area corresponding to a reception type or a folder for a widget function. | 2020-06-11 |
20200184459 | App-less Restaurant Processing System Using Mobile Devices - Systems and methods are disclosed to facilitate payment of a restaurant bill via text message. For example, a text message having a restaurant bill code may be sent from a customer device to an MPS phone number. A restaurant network address may be extracted for a restaurant computing system. A query may be sent to the restaurant computing system using the restaurant network address with the restaurant bill code. In response, the restaurant computing system may send restaurant bill data that includes least one restaurant menu item, a price for the at least one restaurant menu item, and a total bill amount. A unique URL may be created that when entered into a web browser presents a webpage that includes at least the restaurant bill data. The unique URL may be used by the customer to pay the restaurant bill. | 2020-06-11 |
20200184460 | ERASABLE REUSABLE CHECK - Apparatus and methods for an erasable reusable check are provided. The method may include receiving in a card reader a microchip embedded in a check. The method may also include extracting from the microchip data identifying a payor name, a payor address, a bank account number of a payor bank account a routing number of the payor bank account, and pixelated data. The method may further include transforming the pixelated data into written text and creating an Image Replacement Document (“IRD”) of the check. The IRD may include the payor name, the payor address, the bank account number, the routing number, and the written text. | 2020-06-11 |
20200184461 | SMART REDUNDANT PAIRING OF A CARD READER - Systems and methods are provided for communicating information between card readers and mobile devices. The systems and methods include providing a physical communication connection from a card reader to a mobile device. With the mobile device, determining whether successful physical connection to the card reader has been established and determining whether a wireless connection has been established with the card reader. If a wireless communication connection has not been established with the card reader, establishing a wireless communication connection with the card reader and continuously monitoring whether the physical communication connection and the wireless communication connection with the card reader continues and communicating information between the card reader and the mobile device using both the connections as long as either continues. Further, only the wireless communication connection or the physical communication connection between the mobile device and the card device is utilized when the other communication connection is not available. | 2020-06-11 |
20200184462 | SYSTEMS AND METHODS FOR PERFORMING A REISSUE OF A CONTACTLESS CARD - Example embodiments relate to reissuing or otherwise altering a contactless card. These embodiments are particularly well-suited to an emergency reissue in which many cards have been compromised as the result of a data breach of a major credit card provider or department store. An exemplary contactless card includes a chip that stores encrypted authentication information, including a primary account number (PAN) that identifies the card. The chip may include a first applet responsible making payments with the card; the first applet may manage the PAN. A second applet may be capable of interacting with an outside application, and may serve as a bridge to the first applet. A rewrite of the PAN may be triggered by issuing a write command to the second applet, or by interacting with the chip in a predetermined manner (e.g., tapping the card on an interactable element a predetermined number of times). | 2020-06-11 |
20200184463 | SYSTEMS AND METHODS FOR CRYPTOGRAPHIC AUTHENTICATION OF CONTACTLESS CARDS - Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The contactless card may include one or more processors and memory. The memory may include one or more applets. The client device may include one or more processors and memory. The client device may be in data communication with the contactless card. One or more servers may be in data communication with the client device. A first set of information may be transmitted from the contactless card to the client device. The first set of information may include one or more links to activate the contactless card. The client device may be configured to receive the first set of information from the contactless card. Upon validation of the first set of information, the contactless card may be activated. | 2020-06-11 |
20200184464 | SYSTEMS AND METHODS FOR AN ALL-IN-ONE MOBILE WALLET WITH ADMINISTRATOR PORTAL - A system includes an administration tool circuit structured to store a list of enrolled services for a mobile wallet application, store a user account corresponding to an end user of the mobile wallet application, provide a portal structured to allow an administrator to input a command to assign a subset of the enrolled services to the user account, and generate a customized mobile wallet for the user based on the user account. The customized mobile wallet provides access to the subset of the available services. The system also includes a mobile wallet circuit communicably and operably coupled to the administration tool circuit and structured to receive the customized mobile wallet from the administration tool circuit, receive a request from the user device to access a first service of the customized mobile wallet, and provide the first service at the user device via the customized mobile wallet. | 2020-06-11 |
20200184465 | A SYSTEM FOR VIRTUAL CURRENCY BASED ON BLOCKCHAIN ARCHITECTURE AND PHYSICAL MARKING - Methods and system for management of transactions of marked objects are disclosed. In an embodiment, a method for recording a marked object includes: determining specific and unique marking of the object by a reader unit; and communicating encrypted data indicative of the marking and data indicative of the marked object to at least one server system, for generating at least one record of the object and its marking thereat. The at least one server system may be a distributed blockchain system including: at least one blockchain service module adapted for recording transactions of objects in a blockchain; and at least one management service module adapted for authorization of each transaction of an object based on authentication of the transaction by: providing a reader unit with a certain reading scheme/parameters that authorize/enable the reader unit to correctly read the specific marking on the object; and obtaining from the reader unit in response, a reading data indicative of the marking being read using the reading scheme, and authenticating the object based on a match between the reading data and stored data of the object's marking which is stored by the at least one server. In turn, before carrying out a request for recordation of a transaction for the object in the blockchain, the blockchain service module is adapted to await authorization of the transaction from the management service. | 2020-06-11 |
20200184466 | PASSIVE MANAGEMENT OF MULTIPLE DIGITAL TOKENS FOR AN ELECTRONIC TRANSACTION - Systems and methods for providing a payment system includes processing, by a first payment service provider device, a payment request received from a user device and associated with a first funding instrument. A payment request failed message associated with the payment request is received. A second funding instrument associated with a second payment service provider device is retrieved. First sub-payment request of the payment request associated with the second funding instrument is processed and a first sub-payment successful message associated with the first sub-payment request is obtained. The payment request is determined to be successful based on the first sub-payment successful message. A payment request successful message is provided to the user device indicating that the payment request was successful. | 2020-06-11 |
20200184467 | SYSTEM AND METHOD FOR PROVIDING A SECURE TRANSACTION NETWORK - A system and method for providing a secure transaction network are disclosed. A particular embodiment includes: a plurality of network nodes in data communication with each other via a network, each network node having a secure processing enclave, the enclave configured to include: at least one isolated memory device, processing logic isolated from operating system (OS) calls, and a remote attestation capability; and a wallet configured as executable code on a client device, the wallet including a view key and a spend key, the wallet configured to establish a secure data communication with at least one of the plurality of network nodes, the secure data communication being enabled after the enclave of the at least one of the plurality of network nodes is validated after completion of the remote attestation. | 2020-06-11 |
20200184468 | ONE-TIME VIRTUAL CARD NUMBERS FOR IMMEDIATE INSTALLMENT PAYMENTS - The present disclosure relates to enabling payment by installments as desired, on a purchase-by-purchase basis. More specifically, an aspect relates to a computer-implemented method for providing a consumer with the means to set up installment payments from a pre-existing account to complete a transaction, on request. The method includes receiving data indicating a price together with an identifier from a user device, responsive thereto, obtaining one or more sets of installment conditions and transmitting them to the user device, subsequently receiving a simulation according to one of the sets of installment conditions from the user device, responsive thereto, obtaining a pre-authorization of the simulation, obtaining a one-time virtual card number (OTVCN), and transmitting the OTVCN to the user device. Further aspects relate to a computer-readable medium, a computer, and a system. | 2020-06-11 |
20200184469 | SYSTEMS AND METHODS OF BLOCKCHAIN FOR TRANSACTION REWARDS ON TOKEN LOCKING - The systems and methods of a blockchain platform for transactions, comprising: submitting one or more tokens for locking for a period of time; receiving free interest tokens for the locked tokens using a multiplier; sending the interest tokens to perform a transaction to one or more service providers; releasing the locked tokens; wherein submitting, receiving, sending and releasing of tokens is automatically regulated using smart contract protocol on the blockchain platform. The systems and methods of a blockchain platform wherein the smart contract protocol is comprising of: establishing a negotiated token rate for the transaction for negotiated terms of service; invoking signed markers for the transaction; transferring tokens from reward pool to a challenge pool; releasing tokens from challenge pool after authorization, verification and finalization of the transaction. | 2020-06-11 |
20200184470 | IDENTITY ECOSYSTEM - An example operation may include one or more of connect to a blockchain network of an ecosystem comprised of a plurality of consumer nodes, generate a universal unique identifier (UUID) associated with a user data attribute, execute a query request for the user data attribute associated with the UUID, derive a disclosure level from the query request, execute a smart contract to commit to a blockchain ledger, a monetary value associated with the user data attribute, negotiate a transaction with the consumer node to access the user data attribute and recording an agreement result onto the a blockchain ledger. | 2020-06-11 |
20200184471 | RECOVERING ENCRYPTED TRANSACTION INFORMATION IN BLOCKCHAIN CONFIDENTIAL TRANSACTIONS - Implementations of the present disclosure include receiving a content of a confidential transaction of a client node, by a consensus node of a blockchain network, wherein the content of the confidential transaction includes one or more commitment values of the confidential transaction generated by the client node by applying a cryptographic commitment scheme to transaction data of the confidential transaction, and encrypted transaction information generated by encrypting the transaction data using a secret key of the client node, wherein a secret key is obtained by the client node according to a threshold secret sharing scheme with a plurality of client nodes, and one or more zero-knowledge proofs of the transaction data; verifying that the confidential transaction is valid based on the content of the confidential transaction; and storing the encrypted transaction information on a blockchain of the blockchain network. | 2020-06-11 |
20200184472 | USER INTERFACE FOR TRANSACTIONS - The present disclosure generally relates to techniques for managing contextual transactions. In some examples, at a sender electronic device, a first user provides authorization to purchase an item for a second user. In some examples, at a recipient device, the second user selects one or more attributes for the item and requests to claim the item. In some examples, an electronic device displays a representation of an item and a purchase affordance for purchasing the item using a payment system that is available on the electronic device. | 2020-06-11 |
20200184473 | MANAGING TRANSACTIONS ON BLOCKCHAIN NETWORKS - Disclosed herein are computer-implemented methods, computer-implemented systems, and non-transitory, computer-readable media for managing transactions on blockchain networks. One of computer-implemented method includes obtaining, by a scheduling device on a blockchain network, transaction data including a plurality of original pending transactions to be executed on the blockchain network among a plurality of accounts, the transaction data being stored on the blockchain network. The scheduling device performs a consolidation analysis of the plurality of original pending transactions to determine a plurality of modified pending transactions among the plurality of accounts, and a number of the plurality of modified pending transactions is less than a number of the plurality of original pending transactions. The scheduling device maintains the plurality of original pending transactions with the plurality of modified pending transactions, without updating the transaction data stored on the blockchain network with the plurality of modified pending transactions. | 2020-06-11 |