26th week of 2021 patent applcation highlights part 56 |
Patent application number | Title | Published |
20210201334 | MODEL ACCEPTABILITY PREDICTION SYSTEM AND TECHNIQUES - At least one non-transitory computer-readable medium comprising a set of instructions that, in response to being executed on a computing device, cause the computing device to: receive a model to be reviewed, the model comprising a plurality of categories, including: a set of input parameters, a model type, or a data profile; train a computing system to predict acceptability of the model based upon the plurality of categories; generate an acceptability prediction for the model; send the acceptability prediction for storage in a non-volatile computer-readable medium; and return the acceptability prediction for output at a user interface. | 2021-07-01 |
20210201335 | CUSTOMER EXPERIENCE RATING SYSTEM AND METHOD - The present disclosure generally relates to methods and systems for determining a customer experience score. The methods and systems are configured to receive customer interaction data indicative of customer interaction events with a service provider, receive weight configuration data indicative of a weight associated with the events in the customer interaction data, and calculate the customer experience score for each customer contained in the customer interaction data based on the events identified in the customer interaction data and the weight configuration data. | 2021-07-01 |
20210201336 | APPARATUS AND METHOD FOR MANAGING BRANDED DIGITAL ITEMS - A system and method for managing branded digital items is provided. One embodiment generates a branded digital item in response to an agreement between a brand client and a content provider to use a branded product in a digital environment of the content provider, wherein the branded digital item is a recognizable graphical object; generates a branded digital item blockchain that includes a non-fungible token associated with the branded digital item; receives information corresponding to a purchase of the branded digital item by a user; and updates the non-fungible token to memorialize purchase of the branded digital item by the authorized user, wherein the updated non-fungible token is returned to a ledger of the branded digital item blockchain. | 2021-07-01 |
20210201337 | SYSTEM AND METHOD FOR FACILITATING TRAINING OF A PREDICTION MODEL TO ESTIMATE A USER VEHICLE DAMAGE TOLERANCE - Some embodiments relate to techniques for facilitating training of a prediction model for estimating a threshold score for a user. In some embodiments, a first image of at least a first portion of a first vehicle may be provided to a client device, where the first image may be associated with a first damage score. From the client device, a user-provided score for the first image may be received. Based on the user-provided score, a second image of at least a second portion of a second vehicle may be provided to the client device, where the second image may be associated with a second damage score. Training data may be generated based on the first damage score and the second damage score, and the training data may be provided to a prediction model to train the prediction model to estimate a threshold score for a user. | 2021-07-01 |
20210201338 | CUSTOMER EXPERIENCE ANALYTICS - A method for configuring a selected application of a contact center to facilitate handling of incoming interactions. The method may include: collecting data; generating individual customer models and aggregated customer models, wherein the aggregated customer models each comprises an aggregation of a grouping of the individual customer models; generating individual agent models and aggregated agent models, wherein the aggregated agent models each comprises an aggregation of a grouping of the individual agent models; from the customer models, generating a customer predictor configured to predict customer behavior; from the agent models, generating an agent predictor configured to predict agent behavior; using the customer predictor to make a customer prediction; using the agent predictor to make an agent prediction; and modifying an allocation of a contact center resource based on the customer and the agent predictions. | 2021-07-01 |
20210201339 | CURRENT VALUE ESTIMATION USING MACHINE LEARNING - There is provided a system, method and computer program product for estimating a current value of an intangible asset, by obtaining a source file representing the intangible asset; analyzing the source file to identify at least one characteristic; classifying the source file to belong to at least one class based on the identified at least one characteristic; obtaining one or more evaluation parameters associated with the creator of the intangible asset from at least one first data source; obtaining any historical values associated with the intangible asset; predicting, using a machine learning model, a future value of the intangible asset based on the selected at least one class; the one or more evaluation parameter; and any obtained historical value; and estimating, by the machine learning model, the current value of the intangible asset based on the predicted future value and a pre-set time period. | 2021-07-01 |
20210201340 | SYSTEM AND METHOD FOR PREDICTING DISCOUNT-DEMAND ELASTICITY - System and method for predicting discount-demand elasticity of one or more retail items in a portfolio are presented. The system includes a feature engineering module configured to generate a plurality of features based on historical data of a plurality of retail items in the portfolio. The system further includes an elasticity estimator configured to estimate discount-demand elasticity values for the plurality of retail items in the portfolio; and an elasticity-band generator configured to generate a set of elasticity bands for the plurality of retail items based on the estimated discount-demand elasticity values. The system furthermore includes a training module configured to train a classification model based on the generated plurality of features and the generated set of elasticity bands. The system moreover includes an elasticity prediction module configured to generate discount-demand elasticity of the one or more retail item in the portfolio from the trained classification model. | 2021-07-01 |
20210201341 | SYSTEMS AND METHODS FOR MANAGING A RETAIL NETWORK - Methods and systems for managing a retail network, the retail network including at least one manufacturer and/or merchant of a product or service; at least one retail or non-retail affiliate for promoting the product or service; and a retail network agent having a processor configured to execute computer readable instructions to manage retail transactions between the at least one manufacturer and/or merchant and the at least one affiliate. | 2021-07-01 |
20210201342 | POINTS MANAGEMENT SYSTEM - A method for use an earned autopay account, an available autopay account, an earned points account, and an available points account each associated with a customer. The method includes storing a cache including first and second numbers of points stored in the available autopay account and the available points account, respectively. A points authorization request requesting a first transaction amount is received from a requesting computing device. A second transaction amount is subtracted from the first and/or second numbers of points. A points redemption request including a third transaction amount is sent to the payment processing computing device. Each of the first, second, and third transaction amounts includes a particular monetary value and/or a corresponding transaction number of points. The payment processing computing device subtracts the third transaction amount from the available points account and/or the available autopay account. | 2021-07-01 |
20210201343 | Systems and Methods to Organize and Consolidate Data for Improved Data Storage and Processing - Systems and methods to dynamically combine offer data records in accordance with predetermined rules such that the data records that are required to be monitored for processing are reduced and the computation efficiency in processing the transactions and relevant offers is improved in a transaction handler configured on an electronic processing network to process a huge amount of transactions in real time and a rapidly increasing number of offers. | 2021-07-01 |
20210201344 | ELECTRONIC VALUE MANAGEMENT SYSTEM, ELECTRONIC VALUE MANAGEMENT METHOD AND PROGRAM - To simplify a system of using an electronic value, which can be used across a plurality of countries or regions, provided is an electronic value management system configured to: acquire a first evaluated monetary amount based on a first currency, which is evaluated for a currently distributed electronic value issued for the first currency; acquire a second evaluated monetary amount based on a second currency, which is evaluated for a currently distributed electronic value issued for the second currency; and calculate an exchange rate between the first currency and the electronic value based on the first evaluated monetary amount, the second evaluated monetary amount, a foreign exchange rate between the first currency and the second currency, and a total amount of the currently distributed electronic value. | 2021-07-01 |
20210201345 | SOLUTION GRAPH FOR MANAGING CONTENT IN A MULTI-STAGE PROJECT - A method and system provide the ability to manage entities of a marketing domain model in a multi-state workflow. Multiple entities are acquired in a content hub. Each entity is a set of data that belongs together as one and includes properties that describe entity details. Relations are created between the multiple entities to give meaning to the marketing domain model. A solution graph is generated that represents all of the multiple entities (nodes) and relations (edges). Inside the solution graph, a state workflow can be created for each node. Nodes can be linked to a state and there are transitions between the states. Multiple non-linear state workflows can be orchestrated by an overall waterfall-based workflow (that is linear and time duration based. A graphical user interface enables management of and renders a representation of the multiple entities, the solution graph, and the workflows. | 2021-07-01 |
20210201346 | Platform for Optimization and Personalization of Existing Communication Channels - Provided are methods and systems for optimization and personalization of existing communication channels. An example method commences with aggregating user data received from a plurality of data sources and creating a user profile for a user associated with the user data. The method includes creating a business logic for user interactions of the user via the existing communication channels. The business logic includes trigger conditions and actions corresponding to the trigger conditions. The method continues with mapping, using a recommendation algorithm, content to the user according to the business logic. The content is templatized to create personalized communication messages for the existing communication channels. The method includes receiving feedback data in response to the user interactions with the personalized communication messages. Based on the feedback data, the user profile is updated, and the recommendation algorithm and the next suggestion communication action are updated based on the updated user profile. | 2021-07-01 |
20210201347 | METHODS AND APPARATUS FOR ELECTRONICALLY DETERMINING ITEM ADVERTISEMENT RECOMMENDATIONS - This application relates to apparatus and methods for automatically determining and providing, for a given anchor item, a ranking of items. The ranking may include sponsored items. In some examples, a computing device receives a request for items for an anchor item. The computing device determines a relevancy of a plurality of recommended items and sponsored items. The computing device also determines a cost value for the sponsored items. The computing device determines ranking values for the plurality of recommended items and sponsored items based on the relevancy values and the cost values, and ranks the items based on the ranking values. In some examples, the computing device updates the final item ranking based on the application of one or more rules. The computing device transmits the final item ranking to a web server. The web server displays advertisements for the items in ranked order. | 2021-07-01 |
20210201348 | SYSTEMS FOR DYNAMICALLY RENDERING MERCHANDISING AND SOCIALIZING MODULES WITHIN A BROWSER WINDOW - A system for merchandising and socializing within a browser window to a user using a campaign module over Internet and rendering sub-windows accordingly using the module. | 2021-07-01 |
20210201349 | MEDIA AND MARKETING OPTIMIZATION WITH CROSS PLATFORM CONSUMER AND CONTENT INTELLIGENCE - The invention is directed to a computer-implemented method of analyzing video interactions on internet-supported computer platforms, such as online social media platforms, to extract video and audience intelligence, i.e. unique analytics, insights and recommendations for audience engagement optimization, audience engagement, network growth, advertising, and marketing purposes. | 2021-07-01 |
20210201350 | SYSTEMS AND METHODS FOR PROVIDING TRANSACTION AFFINITY INFORMATION - In certain aspects, the disclosed implementations include methods and systems for dynamically generating and providing transaction affinity recommendation data. In certain implementations, the transaction affinity recommendation data may include information that identifies a target merchant and associated merchant promotion data that may be generated based on a dynamic analysis of transaction data corresponding to an account record. The disclosed implementations may determine temporal relationships between pairs of sequential transactions corresponding to the account record, and based on such relationships, may identify pairs of transactions involving separate merchants. The disclosed implementations may determine affinity relationships associated with one or more pairs of the temporally related transactions and a target merchant, and based on such relationships, generate and provide the transaction affinity recommendation data. | 2021-07-01 |
20210201351 | METHODS AND APPARATUS FOR ELECTRONICALLY DETERMINING ITEMS TO ADVERTISE - This application relates to apparatus and methods for automatically determining items to advertise, such as on a website, based on user search queries. In some examples, a computing device trains a machine learning process with user session data that identifies user search queries and related search context. The computing device may execute the trained machine learning process to determine one or more predicted items for each of a plurality of search queries. The predicted items may be stored in a database. The computing device may receive a request for recommended items to advertise in connection with a current user query. In response, the computing device determines items for the current user query based on the predicted items stored in the database. In some examples, the computing device determines additional items based on search queries similar to the current search query. Advertisements for the items may then be displayed. | 2021-07-01 |
20210201352 | SYSTEMS AND METHODS FOR PROVIDING GROUP PROMOTIONS - Systems, apparatus, and methods for providing promotion to networked consumer device groups are discussed herein. Some embodiments may include a system including one or more servers with processing circuitry configured to provide consumer interfaces to consumer devices that facilitate the sharing of a group promotion via a network between the consumer devices. The sharing may include the creation of the group promotion, the transmission of the group promotion to consumers via various communication channels, the tracking of consumer activity toward a group discount, among other things. For example, subsequent to purchase of a promotion via a consumer device, the processing circuitry may provide a sharing channel display to the consumer device for consumer selection of a communication channel for sharing the group promotion. The processing circuitry may create an impression of the group promotion compatible with the selected communication channel and provide the impression to other consumer devices. | 2021-07-01 |
20210201353 | INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING SYSTEM, PROGRAM, AND INFORMATION PROCESSING METHOD - An information processing device includes a communication unit and a control unit. The communication unit performs information communication with a terminal device. When receiving route information, the control unit controls the communication unit to transmit to the terminal device an advertisement including an arrival point in a distribution area, and including expected arrival time in a target time slot or in a time slot preliminary time before the beginning of the target time slot. The route information is used to acquire the arrival point on the scheduled travel route to the destination and the expected arrival time at the arrival point. | 2021-07-01 |
20210201354 | System and Method for Coordinated Mobile Media Projection - A coordinated mobile media projection system is provided using multiple media projection systems (MPSs). Each MPS is attachable to a mobile platform (e.g., automotive vehicle or aircraft). Each MPS is selectively enabled to supply a portion of coordinated media, and includes a location subsystem to determine the geographic location of the MPS. The combination of the MPSs supplies a coordinated media integration or unified message, with a first portion of the coordinated media being linked to a second portion of the coordinated media. Each MPS may include a deployment subsystem to supply an enablement signal in response to either the mobile platform occupying an assigned position or the MPS being enabled. The geographic location determined by the locations subsystem may be a stationary location or a moving location route. The first and second portions of the coordinated media may be identical, sequentially projected, form a billboard, or display related topics. | 2021-07-01 |
20210201355 | SYSTEM AND METHOD FOR PROVIDING A MOBILE REAL-WORLD HYPERLINK USING A VEHICLE - A method for supporting a nomadic mobile servicing vehicle, and a system for implementing the method are provided. The method includes transmitting, by a first vehicle and to a server, a promotion request, the promotion request specifying a location of the first vehicle. The method further includes acquiring environment attributes of an environment within a reference distance of the location of the first vehicle, and extracting conditions specified in the promotion request. The method also includes transmitting, to a third vehicle, the promotion request for fulfillment, determining a promotion route within a predetermined distance range, and executing, by the third vehicle, a promotion operation while traveling along the promotion route. | 2021-07-01 |
20210201356 | System and Method for Monitoring Mobile Media - A public exposure monitored media projection system is presented made up of a media projection subsystem that is configured for attachment to a mobile platform, and which may be selectively enabled. A monitoring subsystem measures public exposure to projected media and supplies exposure measurements. A communications subsystem accepts verification information including media projection subsystem enablement and the exposure measurements. A handicap subsystem offsets the media value associated with the enablement of the media projection subsystem, which is calculated in response to the exposure measurements. Typically, a rewards subsystem provides a reward to an entity (e.g., the media projection subsystem (MPS) owner) in response to the media value offset by the exposure measurement. The system may also include a publically accessible access point, a location subsystem, and a targeting subsystem for selecting a media projection subsystem target geographic location. | 2021-07-01 |
20210201357 | AUTONOMY FIRST ROUTE OPTIMIZATION FOR AUTONOMOUS VEHICLES - Embodiments herein can determine an optimal route for an autonomous electric vehicle. The system may score viable routes between the start and end locations of a trip using a numeric or other scale that denotes how viable the route is for autonomy. The score is adjusted using a variety of factors where a learning process leverages both offline and online data. The scored routes are not based simply on the shortest distance between the start and end points but determine the best route based on the driving context for the vehicle and the user. | 2021-07-01 |
20210201358 | TELECOMMUNICATIONS CALL AUGMENTATION SYSTEM - The present invention relates to a method of augmenting a telecommunications call, the method comprising detecting a telecommunications call event at a user telecommunications device | 2021-07-01 |
20210201359 | SYSTEMS AND METHODS RELATING TO AUTOMATION FOR PERSONALIZING THE CUSTOMER EXPERIENCE - A method for implementing an enterprise's outbound campaign in which an offer is communicated to target customers in a manner personalized for each. The method includes: providing a customer profile database; providing a personalization platform; updating the customer profile of a first target customer according to data received from a personal bot running on a device of the first target customer; deriving interaction predictors for the first target customer relating to behavioral tendency for a interaction type; receiving an enterprise campaign dataset from the enterprise related to the outbound campaign, the enterprise campaign dataset including: information describing the offer, context; and list of the target customers; augmenting, at the personalization platform, the enterprise campaign dataset with the interaction predictors related to the first target customer to produce an enriched campaign dataset; and transmitting the enriched campaign dataset to the enterprise. | 2021-07-01 |
20210201360 | SYSTEM AND METHOD FOR PROVIDING PEOPLE-BASED AUDIENCE PLANNING - Systems and methods for targeted advertising to specific consumers are disclosed. A system may include a memory storing instructions; and at least one processor configured to execute the instructions to: receive, over a network, consumer data from a client device; identify a plurality of client-provided consumers from the consumer data; obtain a plurality of unique consumer identifiers corresponding to the plurality of client-provided consumers; and identify at least one first overlapping unique consumer identifier by matching at least one of the plurality of client-provided consumers with at least one publisher-provided consumer provided by a first publisher device of a plurality of publisher devices, the first publisher device having a highest priority among the plurality of publisher devices. | 2021-07-01 |
20210201361 | METHOD AND APPARATUS FOR MONITORING USAGE OF ITEMS - A system that incorporates teachings of the present disclosure may include, for example, a device having a memory and a processor coupled to the memory. The processor can be operable to transmit a radio frequency signal directed to a radio frequency identifier tag carried by a first item, receive usage information from the radio frequency identifier tag, determine a measure of wear and tear of the first item from the usage information, compare the measure of wear and tear to a threshold, detect from the comparison a state of usage of the first item, and submit a notice representative of the state of usage of the first item. Other embodiments are disclosed. | 2021-07-01 |
20210201362 | SYSTEMS AND METHODS FOR DETECTING AND TRACKING CUSTOMER INTERACTION - A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device. | 2021-07-01 |
20210201363 | MARKETING PLATFORM - Various embodiments are directed to integrating at least data aggregation, marketing content creation, and fulfillment into a single marketing platform with security features layered in to each of the aforementioned aspects of the platform. In examples, the marketing platform may include at least four components: a data engine, a content engine, a fulfillment engine, and a real-time marketing analytics and monitoring component. The data engine may receive and process data from one or more data sources, the content engine may allow marketing content to be created and approved, and the fulfillment engine may deliver the marketing content via one or more channels. The security features may be configured such that personally identifiable information (PII) or sensitive data is handled and processed securely and appropriately. | 2021-07-01 |
20210201364 | GENERATION, CURATION, AND PRESENTATION OF MEDIA COLLECTIONS WITH AUTOMATED ADVERTISING - Systems, devices, media, instructions, and methods for computer based automated content generation, curation, and presentation are described. In one embodiment a content collection is generated with a first continuous presentation group by associating a first content element from a first content message of the plurality of content messages and a second content element from a second content message of the plurality of content messages to associate the first content element and the second content element as the first continuous presentation group. Advertising element placement within the presentation order for the first media collection is determined, and adjusted to avoid interrupting the continuous presentation group. In other embodiments, various advertising patterns are used and adjusted based on curated presentation groups within content collections. | 2021-07-01 |
20210201365 | SYSTEM AND METHODS FOR RAISING PHILANTHROPIC FUNDS - An improved method of raising funds may include offering products or services from third parties for sale to support the dreams, goals or purposes of the individuals involved and may extend for an indefinite period of time, and thus may be referred to as “dreamraising.” The dreamraising platform may find use with youth and charitable organizations, in an embodiment. The dreamraising platform may create relationships between three unique roles: organizations (any organization in need of raising funds); sellers (youths or other individuals affiliated with the organization); and supporters (purchasers who purchase from the sellers). Through the platform the sellers may create an online store, in which, while setting up their pages, sellers may identify their dream (their strongly desired goal or purpose) to be displayed on their online store page. The infrastructure of the platform enables sellers to sell products or services to their community of supporters. In addition to a customized fundraising page, the seller receives access to automated marketing provided by the dreamraising platform through the use of a sidekick communication platform. The dreamraising fundraising platform, along with the sidekick communication platform, provides the seller with sophisticated digital marketing to increase sales and the ability to track funds raised. | 2021-07-01 |
20210201366 | PROVIDING CONTENT FROM MOBILE DEVICES TO PROXIMATE KIOSK COMPUTERS - In at least some examples, a system comprises a first kiosk computer to display first content and to broadcast a first beacon signal, and a second kiosk computer to display second content and to broadcast a second beacon signal. A mobile device is to establish communications with the more proximate of the first and second kiosk computers as determined based on the first and second beacon signals and to cause new content to be provided to the more proximate kiosk computer. The more proximate kiosk computer is to display the new content. | 2021-07-01 |
20210201367 | METHOD AND SYSTEM FOR DEALING WITH PUBLIC SENTIMENTS, USER TERMINAL AND COMPUTER READABLE STORAGE MEDIUM - Provided are a method and a system for dealing with public sentiment, a user terminal and a computer readable storage medium, relating to the technical field of network public relations. An exemplary method includes acquiring browse information of a user; analyzing the browse information to obtain an analysis result; determining, based on the analysis result, whether the browse information needs to be dealt with; selecting, if needing to be dealt with, crisis-dealing information corresponding to the browse information; and displaying the crisis-dealing information. The present disclosure can push a public sentiment crisis-dealing article to users who need to be dealt with, so as to prevent the crisis-dealing article from being viewed by all people, which reduces a negative influence. | 2021-07-01 |
20210201368 | Combined Ratings and Reviews Widget - A method offers an online platform to generate an overall rating using various quantitative data and non-quantitative information of a business. The rating includes reputation rating, credibility rating, industry standing, customer satisfaction rating, any combined rating thereof. The rating incorporates numerous ratings by third-party organizations, chambers of commerce, business bureaus, government entities, independent rating/ranking organizations, etc. By acquiring information and data from internal and external sources, the method dynamically creates the business rating through computation with and without weighting factors, and natural language processing (NLP) technology that is used to convert non-quantitative information into quantitative values. Further, the method combines the resulting rating with relevant business information into a rating widget, configured to form a dynamic and interactive display in multiple numerical and graphical formats. Thus, the method offers an overall business rating that facilitates an informed decision-making about the reputability and professionalism of the business. | 2021-07-01 |
20210201369 | SCORING CHARGING EVENTS FOR ELECTRIC VEHICLES - A system and method for ranking or scoring charging stations and/or charging events or sessions, and/or performing actions based on the ranking or scoring is described. In some embodiments, a charging station ranking engine is configured to rank charging stations, or potential charging events, based on feedback received from users of the charging stations, such as drivers of electric vehicles, or other dynamically determined factors. | 2021-07-01 |
20210201370 | NON-LINEAR DYNAMIC PRICING FOR TOLLING SYSTEMS - A method includes receiving sensor data from a sensor system associated with a roadway, the sensor data comprising information for speed and timing of vehicles passing within a managed lane of the roadway. The method further includes determining, based on the sensor data a current level-of-service for the managed lane. The method further includes comparing the current level-of-service for the managed lane with a target level-of-service for the managed lane. The method further includes calculating a price adjustment for the managed lane based on a difference between the current level-of-service and the target level-of-service, the price adjustment having a non-linear relationship between the price adjustment and the difference. | 2021-07-01 |
20210201371 | SYSTEM AND METHOD FOR MANAGING ELECTRONIC FILES AND DATA IN A CENTRALIZED COLLABORATIVE WORKSPACE - A system and method for managing book content includes a portal for managing users and files including book content. | 2021-07-01 |
20210201372 | Cash Identification and Displacement Strategy - A method, system, and apparatus for segmenting users based on transaction activity and propensity for conducting portable financial device transactions. The method includes: determining a subset of transaction data categories from a plurality of transaction data categories; ranking the subset of transaction data categories into at least one order; generating a predictive model for determining user propensity for prospectively increasing a frequency of portable financial device transactions based at least partially on the ranking of the at least one subset of transaction data categories; analyzing transaction data for portable financial device transactions initiated by each user of a plurality of users; generating at least one subset of users of the plurality of users; and automatically initiating a conversion action. | 2021-07-01 |
20210201373 | AUTOMATIC LISTING GENERATION FOR MULTIPLE ITEMS - A machine is configured to automatically generate listings for multiple items. For example, the machine receives, from a client device, two or more images and two or more descriptions. The two or more images depict two or more items. The two or more descriptions pertain to the two or more items. The machine matches one or more images of the two or more images to a description of the two or more descriptions. The one or more images depict an item of the two or more items. The description pertains to the item. The machine, based on the matching, generates a listing of the item. The listing includes the one or more images depicting the item, and the description pertaining to the item. The machine causes display of the listing of the item in a user interface. | 2021-07-01 |
20210201374 | DATA PROCESSING SYSTEMS AND COMMUNICATION SYSTEMS AND METHODS FOR THE EFFICIENT GENERATION OF PRIVACY RISK ASSESSMENTS - Data processing computer systems and methods are disclosed for generating an electronic record for a privacy campaign that may include campaign data and a risk level for the privacy campaign. The risk level may be calculated using the campaign data and weighting factors. The weighting factors may be user customizable. Each piece of campaign data may have a relative risk rating that may also be user customizable and that may be used in calculating the risk level for the privacy campaign. | 2021-07-01 |
20210201375 | SYSTEM AND METHOD FOR RESALE OF A RIGHT TO OCCUPY A VACATED SEAT - A system and method for the sale, purchase, and reuse of tickets previously purchased is provided. The system and method provide a tertiary market for used ticket by enabling the tickets of “early exits” to be resold to later attendees who wish to attend the remaining duration of the event. The system and method can be applied to any event in which tickets or passes of some sort are sold, both single-day and multi-day, including but not limited to: sporting events; concerts; festivals; and conferences. Tickets are made available through an electronic system that captures the ticket information either upon departure, or soon after. Upon recapture, tickets are then made available to a new consumer through the same process. | 2021-07-01 |
20210201376 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING SYSTEM AND INFORMATION PROCESSING METHOD - The present disclosure provides a technique that enables customization of a vehicle. In an information processing apparatus, a controller presents vehicle units extracted from among a plurality of types of under units each of which is provided with a driving mechanism configured to cause wheels to rotate and a plurality of types of upper units to be loaded on any of the under units to a user, the vehicle units being combinable as a vehicle. Furthermore, the controller executes: accepting selection by a user from among the presented vehicle units; and calculating a fee in the case of providing the selected vehicle units. | 2021-07-01 |
20210201377 | LABOR MARKETPLACE EXCHANGE COMPUTING SYSTEMS AND METHODS - A labor marketplace exchange (LME) computing system and method are provided. The LME computing system communicates with communications devices of service providers and service users. The LME computing system receives service provider profile data from the service providers. Service users can submit service queries to the LME computing system. Based on the parameters of the service query, service providers are identified by the LME computing system. A service request is then sent to a service provider identified by the LME computing system and selected by the service user | 2021-07-01 |
20210201378 | Computer Vision, User Segment, and Missing Item Determination - Techniques and systems are described that leverage computer vision as part of search to expand functionality of a computing device available to a user and increase operational computational efficiency as well as efficiency in user interaction. In a first example, user interaction with items of digital content is monitored. Computer vision techniques are used to identify digital images in the digital content, objects within the digital images, and characteristics of those objects. This information is used to assign a user to a user segment of a user population which is then used to control output of subsequent digital content to the user, e.g., recommendations, digital marketing content, and so forth. | 2021-07-01 |
20210201379 | DECISION ORGANIZER - Systems and methods of displaying product information relating to multiple purchase options are provided. A method includes displaying, in a first portion of a user interface, a web browser and displaying, in a second portion of the user interface, a decision organizing tool comprising a candidate icon portion comprising a plurality of candidate icons and an active icon portion. The method also includes receiving instructions to transfer of one of the plurality of candidate icons from the candidate icon portion to the active icon portion and, in response to the receiving, transferring the one of the plurality of candidate icons to the active icon portion, where the one of the plurality of candidate icons provides a link to an item currently displayed in the web browser and offered for sale. Effectively becoming a common shopping cart for multiple websites simultaneously. | 2021-07-01 |
20210201380 | DYNAMICALLY RENDERED INTERFACE ELEMENTS DURING ONLINE CHAT SESSIONS - There are provided systems and methods for dynamically rendered interface elements during online chat sessions. A user may engage in online communications with another user, such as a communication session between a customer and a customer representative or agent of a merchant. During this communication session, the agent may navigate to particular data on the agent's device, which may be desirable to provide to the customer. For example, the agent may view a particular item of interest to the customer. An application programming interface of the merchant may detect one or more actions or calls associated with this data and may dynamically provide an interface element to transmit data displayed on the agent's device to the customer's device during the communication session. The customer may view a dynamically rendered interface element that allows for processing data during the communication session with the agent. | 2021-07-01 |
20210201381 | PERSONALIZED CAR RECOMMENDATIONS BASED ON CUSTOMER WEB TRAFFIC - One or more embodiments are generally directed to techniques to provide specific vehicle recommendations. Various techniques, methods, systems, and apparatuses include utilizing user web-traffic and/or one or more tags generated by application of a machine learning model to a data source, where the data source may include language with respect to one or more automobiles or vehicles, to provide a recommendation for a particular automobile. | 2021-07-01 |
20210201382 | METHOD, APPARATUS, AND COMPUTER READABLE MEDIUM FOR PROVIDING A DIGITAL UNWRAPPING TRIGGER - Provided herein are systems, methods and computer readable media for facilitating delivery of a digital notification of a physical product to inform a recipient of the identity of the physical product. A digital notification may inform the recipient of the identity of a physical product ordered for the recipient by a sender. A digital unwrapping trigger may be utilized to ensure that the recipient is authorized to view the identity of the digital product. For example, the digital notification may not identify the identity of the physical product until a particular date has passed (e.g., a holiday or birthday), until the recipient performs a certain task, or until the recipient meets a certain goal. In response to the trigger occurring, the digital notification may be enabled for viewing of the identity of the physical product. The physical delivery of the product may be coordinated with delivery of the digital notification. | 2021-07-01 |
20210201383 | METHOD, APPARATUS, AND DEVICE FOR PROCESSING PRODUCT TRANSACTIONS - Embodiments of the disclosure provide a method, an apparatus, and a device for processing product transactions. The method comprises: acquiring, via an offline transaction system, identification information of a user; querying an online transaction system for an unfulfilled product based on the identification information of the user, the unfulfilled product being in an online order associated with the user in the online transaction system; providing product information of the unfulfilled product in the offline transaction system to the user; and allowing the user to complete a transaction of the unfulfilled product in the offline transaction system. | 2021-07-01 |
20210201384 | REGION ARRANGEMENT METHODS, APPARATUSES AND STORAGE MEDIA - Examples of the present disclosure provide a region arrangement method, apparatus and storage medium, wherein the region arrangement method includes: respectively acquiring association degree data between a first region and each of a plurality of second regions, wherein the first region and the plurality of second regions are located in a first site; obtaining a region arrangement analysis result by analyzing, according to the association degree data, arrangement between the first region and the plurality of second regions in the first site; and based on the region arrangement analysis result, performing region arrangement on a second site or outputting region arrangement information of the second site. | 2021-07-01 |
20210201385 | DISPLAY DEVICE, MOBILE TERMINAL, CONTROL METHOD, STORAGE MEDIUM, AND GUIDE SYSTEM - A display device that displays position information of a product on the basis of identification information of each product and position information of a tag from which the identification information has been read. The display device includes: an acceptance unit that accepts designation of a product from a user; an acquisition unit that acquires position information associated with identification information of the product, designation of which by the user has been accepted by the acceptance unit, and scan time information indicating time when a tag as a basis of the position information has been read; and a display control unit that identifiably displays a floor map and a position corresponding to the position information acquired by the acquisition unit on the floor map by designation from the user. The display control unit makes display forms of the position information different depending on the scan time information. | 2021-07-01 |
20210201386 | SYSTEM AND METHOD FOR UNIVERSAL MENU INTEGRATION INTERFACE - Systems and methods for universal menu integration. A digital key is issued to a vendor to access an interface. An uploaded menu is received from the vendor. The uploaded menu is in a universal format based on pre-determined criteria. The menu may be received from the vendor via HyperText Transfer Protocol (HTTP). The uploaded menu may be submitted in a format different from the universal format and then subsequently translated into the universal format. The uploaded menu is posted for receiving online delivery orders. An online delivery order is received from a user device. Last, the online delivery order is transmitted to the vendor. The interface may be an application programming interface (API) utilizing an API library including post, get, and patch functions, as well as out of stock and item availability fields. The system may be configured to receive menu updates after posting the uploaded menu. | 2021-07-01 |
20210201387 | DISPLAY DEVICE, MOBILE TERMINAL, CONTROL METHOD, STORAGE MEDIUM, AND GUIDE SYSTEM - A display device that displays position information of a product on a basis of identification information including color information. and size information of the product, the identification information being information of each product, and position information of a tag from which the identification information has been read. The display device includes: as acceptance unit that accepts designation of a product from a user; an acquisition unit that acquires position information associated with identification information of the product, designation of which by the user has been accepted by the acceptance unit; and a display control unit that displays a floor map and a position corresponding to the position information acquired by the acquisition unit on the floor map in an identifiable manner in accordance with designation from the user. | 2021-07-01 |
20210201388 | GENERATING REPLACEMENT QUERIES FOR ALTERNATE LISTINGS WITH DESIRED ITEM ATTRIBUTES - A server receives an initial query that identifies a first item listed by a first user account and an initial query value for the first item. The server provides the initial query to a first computing device associated with the first user account and receives a first response to the initial query from the first computing device. The first response indicates a rejection of the initial query value. In response to the rejection, the server identifies a second item listed by a second user account. The second item includes a shared attribute with the first item. The server substitutes the initial query with a replacement query that identifies the second item and the initial query value for the first item. The replacement query is provided to a second computing device associated with the second user account. | 2021-07-01 |
20210201389 | Totem based beauty consulting system and interface - A totemic system and method operating to sell preselected goods and services proximal to a totem and simultaneously to a remote consumer of beauty products in communication with an optimized remote beauty-consultant, to stimulate the consumer to travel to the totem's location for said goods or services. The method displays transactional information and facilitates beauty product sales, comprising at least one remote offer from a beauty consumer, at least one remote response from a beauty consultant regarding appropriate products available nearby as displayed to said consultant by a content database. The method facilitates brand and store loyalty, combining software and human interaction, preferably at retail location or by closing online sales. | 2021-07-01 |
20210201390 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD AND COMPUTER-READABLE NON-TRANSITORY RECORDING MEDIUM - The present disclosure makes it possible to further enhance the convenience of a vehicle rental service. Control unit of information processing apparatus performs obtaining of a purpose of a user reserving utilization of a vehicle from the user, specifying, from among the at least one of the deposit items deposited from the user, an item of a use that matches the obtained purpose of the user, and providing to the user information indicating that a vehicle to be assigned to the user and loaded with the specified item is available. | 2021-07-01 |
20210201391 | RENTAL PROPERTY MONITORING AND PROTECTION SYSTEM AND METHOD - Disclosed embodiments provide systems and methods for hotels and rental property monitoring and protection. Cameras are oriented in non-private areas near entrances and exits of a property to be monitored. The cameras supply video feeds to a multi-layer analysis system powered by machine learning. The analysis system utilizes machine learning to perform identification of objects including people, animals, and/or other objects, identify moving track and patterns and recognize various behaviors based. Entrances and exits of rental properties are monitored to assess a current occupancy and guest and team behavior. In response to detecting a current occupancy exceeding a specific threshold or any other breach in the house rules and policies, disclosed embodiments can perform various actions including, but not limited to, notifying guests, notifying property managers, and/or other actions as appropriate. | 2021-07-01 |
20210201392 | AUCTION SYSTEM FOR AUGMENTED REALITY EXPERIENCES IN A MESSAGING SYSTEM - The subject technology identifies a first augmented reality content generator from a first merchant and a second augmented reality content generator from a second merchant. The subject technology receives a first bid amount from the first merchant and a second bid amount from the second merchant. The subject technology determines a highest bid amount among the first bid amount and the second bid amount. The subject technology provides the first augmented reality content generator or the second augmented reality content generator to a client device based on the determined highest bid. | 2021-07-01 |
20210201393 | SYSTEM AND METHOD FOR BIDDING-BASED RIDESHARING - Methods, systems, and apparatus, including computer programs encoded on computer storage media, for bidding-based ridesharing are described. One exemplary method includes: obtaining, by a computing device of a ridesharing platform from a terminal device, a trip request for a rider, the trip request comprising an origin, a destination, and a price; identifying, by the computing device, a plurality of driver candidates to match with the trip request; determining, by the computing device, an acceptance probability for each of the plurality of driver candidates to accept the trip request; determining, by the computing device based on the plurality of determined acceptance probabilities, an estimated waiting time and an estimated matching probability for the trip request; and transmitting at least one of the estimated waiting time and the estimated matching probability to the terminal device. | 2021-07-01 |
20210201394 | DYNAMIC FINANCIAL HEALTH PREDICTOR - Techniques are described herein for dynamic financial health prediction. In an embodiment, device application data that includes a plurality of data records relating to one or more software applications installed on a user computing device is collected and stored. A plurality of financial health scores is generated for a user account based at least in part on the plurality of data records relating to the one or more software applications installed on a user computing device. A correlation is identified between values from the one or more data record of the plurality of data records and the plurality of financial health scores of the user account. If the correlation satisfies one or more criteria, an action to be executed on the user computing device. | 2021-07-01 |
20210201395 | Adaptive System for Detecting Abusive Accounts - A system performs operations that include identifying a first subset of accounts from a set of accounts, each account in the first subset of accounts satisfying a first abuse score threshold for a first time period, the first abuse score threshold corresponding to a first buyer abuse component. The operations further include determining a first restriction rate for the first subset of accounts based on a number of accounts in the first subset of accounts that have been restricted for potential abuse. The operations also include comparing the first restriction rate with respective restriction rates of one or more other subsets of the set of accounts that correspond to one or more other abuse components, and based on the comparing, determining whether to adjust the first abuse score threshold. | 2021-07-01 |
20210201396 | AUTHENTICATING AND PAYING FOR SERVICES USING BLOCKCHAIN - In some examples, in an authentication session for authenticating an entity associated with a client device to access a service, a server system is to receive, from the client device, identification information associated with the client device, and verify, using a blockchain network, an existence of the identification information. The server system is to send, to the client device, payment information regarding payment for the service, and receive, from the client device, a token as payment for the service. | 2021-07-01 |
20210201397 | COMPUTER SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR CREATING A SAVINGS PLAN FOR SPECIFIC PURCHASES - Provided is a computer system and method for automatically electronically transferring funds. The system includes a computer display device displaying a user interface configured to provide the customer with a computer input device to create a savings plan to purchase an item with an indicated price. The system provides that the savings plan is based on a series of electronic fund transfers into a savings account to accumulate electronic funds in the savings account equaling the indicated price. The system also includes a computer server which includes a computer processor configured to determine that the customer does not have sufficient funds and sufficient credit to electronically transfer funds equaling the indicated price. The server also includes a computer readable memory with stored instructions to initiate a purchasing action to purchase the item for the customer when the savings account has sufficient funds to purchase the item. | 2021-07-01 |
20210201398 | SWITCH SERVER INTEGRATED SYSTEMS PROVIDING SECURE COMMUNICATIONS FOR ONE-CLICK ADVICE AND TRANSACTIONS - The disclosure relates to systems and methods for one-click transactions and financial advice using integrated systems. In exemplary embodiments a system includes at least one gateway server electronically communicating with a secure switch and including a processor and a memory communicatively coupled to the processor, the memory storing instructions executable by the system to perform operations, the operations comprising: receiving a plurality of data sources of a validated participant including payroll data and retirement account data of the validated participant; sending a call-to-action message to the validated participant based on analyzing of the plurality of data sources of the validated participant including the payroll data and the retirement account data of the validated participant; automatically implementing advice for the validated participant by automatically communicating with the at least one investment service provider (ISP) and at least one payroll service provider (PSP) based on the feedback from the validated participant. | 2021-07-01 |
20210201399 | SYSTEMS AND METHODS FOR AGGREGATING AND MANAGING FINANCIAL SERVICE ACCOUNTS - The disclosed embodiments include methods and systems for providing an aggregated financial service account based on multiple private label financial accounts. In one embodiment, a process is disclosed that may include receiving a first request from a user for a first private label financial account that is usable for purchases associated with a first merchant and approving the first request for the first private label financial account. The method may also include receiving a request from the user for a second private label financial account that is usable for purchases associated with a second merchant and approving the second request for the second private label financial account. In one aspect, the method may also include generating an aggregated financial account based on the first and second private label accounts such that the aggregated financial account may be used for purchases with the first merchantor with the second merchant. | 2021-07-01 |
20210201400 | INTELLIGENT SERVICING - Techniques are described for predicting the likelihood that a loan default will occur. The technique can be performed pro-actively, in order to predict situations in which a loan default is likely even before any payment has been missed on the loan. Upon detecting a high likelihood of default, the loan default prediction system may automatically execute remedial actions. For example, the loan default prediction system may automatically generate an offer, to the borrower in question, to allow the borrower to skip the next loan payment. The technique may also be used to generate accurate financial health scores that take into account trends in a borrower's activities. The actions that are automatically performed based on the financial health scores may include both remedial actions and reward actions. The outcomes of the actions may be fed back into the system to further refine the model used thereby. | 2021-07-01 |
20210201401 | LENDING AND COLLECTING METHOD AND SYSTEM - Embodiments of the present invention disclose a method, a computer program product, and a system for incentivizing a cosigner to cosign for a loan and to ensure the borrower repays the loan. Embodiments of the present invention send a first incentive gift to a cosigner in response to determining a set of borrowers have paid the corresponding set of loans in full. Furthermore, sends a second incentive gift to the cosigner in response to determining the number of borrowers associated with the cosigner is greater than a threshold value. Furthermore, transfers funds to a borrower without a cosigner upon determining a number of fully paid loans associated with the borrower and the cosigner is greater than a loan threshold value. | 2021-07-01 |
20210201402 | USING PSYCHOMETRIC ANALYSIS FOR DETERMINING CREDIT RISK - A method of obtaining psychometric information about a user is disclosed. A psychometric graphical object is provided to the user by a personalized user management module. User interaction with the psychometric graphical object is measured by a psychological traits evaluation module. At least a first wider portion of the psychometric graphical object is labeled with a first keyword related to a psychological trait. At least a second wider portion of the psychometric graphical object is labeled with a second keyword related to the psychological trait. | 2021-07-01 |
20210201403 | SYSTEM AND METHOD FOR RECONCILIATION OF ELECTRONIC DATA PROCESSES - Risk levels for accounts are assessed based on account data for the accounts, including reconciliation status and balance values. For each of the accounts, risk criteria scores are assigned for a plurality of risk criteria, based at least in part on one or more of reconciliation status and balance value for the account, and a composite risk score is determined for the account based on a weighted summation of a selection of the risk criteria scores for the account. A density distribution of the composite risk scores is generated for an audit population of the accounts, and quantiles determined. Thresholds are identified based at least in part on the quantiles of the density distribution, and a risk rating assigned to each of the accounts in the audit population based at least in part on the composite risk score for that account as compared to the thresholds. | 2021-07-01 |
20210201404 | DYNAMICALLY DETERMINING REAL-TIME OFFERS - Disclosed are systems and techniques for dynamically providing real-time offers. For instance, user eligibility for one or more offers can be determined based on a plurality of dynamic user attributes associated with the user and one or more data sets corresponding to similarly situated users. An input can be received corresponding to an acceptance by the user of at least one offer selected from the one or more offers. In response to receiving the input, an updated plurality of the dynamic user attributes can be retrieved, wherein the dynamic user attributes are constantly updated in real time based on user activity. Based on the updated plurality of dynamic user attributes and the one or more data sets corresponding to the similarly situated user, it can be determined whether the user remains eligible for the at least one offer. An offer confirmation can be sent upon confirming eligibility. | 2021-07-01 |
20210201405 | SYSTEMS AND METHODS FOR INTELLIGENTLY OPTIMIZING A QUEUE OF ACTIONS IN AN INTERFACE USING MACHINE LEARNING - Systems and methods for optimizing processing of loan applications are disclosed. A system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions. The instructions may instruct the system to analyze training data to build a predictive model. The instructions may also instruct the system to apply the predictive model to a loan application to determine a first probability of an institution funding the loan application if the institution proactively engages a loan-arranging entity of the loan application and a second probability of the institution funding the loan application if the institution reactively engages the loan-arranging entity. The instructions may further instruct the system to reporting the first and second probabilities to a user through a user interface. | 2021-07-01 |
20210201406 | SYSTEMS AND METHODS FOR PROCESSING PEER-TO-PEER FINANCIAL PRODUCT MARKUP LANGUAGE AGENCY NOTICES - Systems and methods for processing peer-to-peer financial product markup language agency notices are disclosed. According to one embodiment, in an information processing apparatus, a computer-implemented method for processing peer-to-peer financial product markup language agency notices may include: (1) receiving a FpML notice from a sender to a receiver; (2) obtaining a sender unique identifier for the sender and a receiver unique identifier for the receiver; (3) generating a FpML message body for a transaction associated with the notice; (4) generating FpML data comprising the unique identifiers and the FpML message body; (5) generating an electronic message comprising the FpML data; and (6) sending the electronic message FpML data to the receiver. | 2021-07-01 |
20210201407 | FINANCIAL EXCHANGE SYSTEM AND METHOD FOR PROCESSING RETAIL PRICE IMPROVEMENT ORDERS - An exchange order fulfillment method comprises receiving, by at least one processor of an electronic exchange, a plurality of electronic communications comprising orders for trades of one or more financial instruments, at least one order comprising an amount of price improvement to be applied to one of a protected national best bid (NBB) or a protected national best offer (NBO) of a financial instrument for a trade. The method further includes fulfilling, by the at least one processor, the order when the amount of the price improvement is more aggressive than a specified value of aggressiveness relative to the one of the protected NBB or the protected NBO of the financial instrument and reporting information associated with fulfillment of the order. | 2021-07-01 |
20210201408 | Apparatus, method and system for providing an electronic marketplace for trading credit default swaps and other financial instruments, including a trade management service system - A method and system for providing integrated credit derivative brokerage services, the method or system including or using a credit trading arrangement, a credit trade capture arrangement, a trade management service arrangement to process trade data for the credit trading arrangement and the credit trade capture arrangement, and a central repository arrangement to store market data and shared reference data. | 2021-07-01 |
20210201409 | TRADING SYSTEM AND RECORDING MEDIUM - A trading system includes a first trading apparatus including a first processor, and a second trading apparatus including a second processor. The first processor encrypts data using secret information. The first processor publishes second trading information on a distributed ledger when first trading information enabling reception of crypto assets on a condition of publication of argument information that enables derivation of the secret information is published on a distributed ledger. The second trading information is information for receiving the crypto assets and includes the argument information. The second processor publishes the first trading information on a distributed ledger. The second processor acquires the argument information when the second trading information is published on a distributed ledger. The second processor decrypts encrypted data using the argument information. | 2021-07-01 |
20210201410 | SYSTEMS AND METHODS FOR UPDATING A DISTRIBUTED LEDGER BASED ON PARTIAL VALIDATIONS OF TRANSACTIONS - The systems and methods described herein relate to processing financial transactions using a computer network that stores a distributed ledger, and particularly, to updating the distributed ledger based on data messages received from validation servers that each store a portion of the ledger corresponding to a respective asset. The systems and methods described herein employ the distributed ledger to control visibility of transactions to the general marketplace, but still provide swift and assured completion of transactions and visibility and audit capability for regulators. | 2021-07-01 |
20210201411 | APPARATUSES, METHODS AND SYSTEMS FOR A TRACKING PLATFORM FOR STANDARDIZED INSTRUMENTS - A computer implemented method for a tracking platform comprises receiving a plurality of data records for the financial instrument; determining a number of units of the futures contract associated with a starting capital amount based on the near settlement price of the data record with the earliest timestamp; processing the data records in sequence based on the timestamp by setting a value for a roll indicator; updating the number of units of the financial instrument if necessary; and determining a profit and loss (“PNL”) for the data record based on the number of units of the financial instrument and a change in settlement price; calculating a tracking value for the financial instrument based on the PNLs of the processed data records; and generating at least one financial instrument having a value that is determined from the calculated tracking value. | 2021-07-01 |
20210201412 | Computer Implemented System for Generating Assurance Related Planning Process and Documents for an Entity and Method Thereof - Disclosed is a computer implemented system for generating assurance related planning process and documents for an entity, the system comprises a computer arrangement having a computing device communicably coupled to plurality of input-and/or output devices to acquire inputs and source data of the entity from a user and a server arrangement communicably coupled to the computer arrangement, wherein the server arrangement comprises at least one processing unit, and at least one memory unit configured to store plurality of processing instruction. Another aspect of the present disclosure discloses a method for generating an audit report assurance related planning process and documents for an entity. | 2021-07-01 |
20210201413 | Computer Implemented Method for Compiling a Portfolio Of Assets - A computer implemented method for automatically compiling a portfolio of assets. The method includes generating a plurality of first generation portfolios of assets from a plurality of available assets, wherein each of said plurality of first generation portfolios is generated by random selection of one or more of the plurality of available assets. The method involves applying a random percentage weighting to each of the randomly selected assets, but where the sum of the random percentage weightings is arranged to equal 100%. It also involves calculating a score for each of the plurality of first generation portfolios of assets, the score for each of the plurality of first generation portfolios of assets comprising an aggregate of a plurality of different evaluation factors and ranking the plurality of first generation portfolios of assets by their respective scores. Then, one or more of the plurality of first generation portfolios of assets are selected based on their respective scores. The process is repeated through a plurality of iterations until a marginal improvement in a score for a highest ranked portfolio falls below a pre-set amount. | 2021-07-01 |
20210201414 | SYSTEM AND METHOD FOR PROVIDING INTELLIGENT MARKET DATA SNAPSHOTS - Systems and methods are provided for processing and distributing market data. Critical data, such as data showing that a market price has changed is distributed without further delay. When the market data does not result in a change in a market price or does not meet another critical criteria, the market data is aggregated with market data for similar events and distributed when the aggregated market data passes a quantity threshold. | 2021-07-01 |
20210201415 | DYNAMIC APPLICATION INTERFACE IMPLEMENTING LAYERS TO PROVIDE A CUSTOM NAVIGATION USER EXPERIENCE - Method, apparatus, systems, and non-transitory media are described to simplify a user's interaction with an insurance quoting application. Some data ordinarily requested by the user may be found from one of several private, public, and/or proprietary sources, so some prompts that would ordinarily need to be answered by the user may be eliminated. The described aspects also include retrieving data associated with one or more prompts, making assumptions about the user from the data, and using this data to prepopulate prompts. A control option indicative of a user's desired level of interaction with the application may affect the number of assumptions made and the number of omitted and/or prepopulated prompts presented to the user. By supplementing the user's prompt answers with database data, the number of prompts that need to be answered by the user may be reduced, thereby saving time for the user. | 2021-07-01 |
20210201416 | SYSTEMS AND METHODS FOR PREDICTIVE MODEL GENERATION - A predictive model system may include an application comprising instructions for execution on a device including one or more processors coupled to memory, and one or more servers in data communication with the application. The one or more servers may be configured to receive a first set of data which may be updated to include transaction data and at least one selected from the group of mileage rental information; create a predictive model based on the first set of data; transmit, to the application, one or more requests including a second set of data, the second set of data comprising at least one selected from the group of location information, date, time, name, and age of a user; update the predictive model based on the received second set of data received; generate a dynamic rate based on the updated predictive model; and transmit, to the application, the dynamic rate. | 2021-07-01 |
20210201417 | METHODS AND SYSTEMS FOR MAKING A COVERAGE DETERMINATION - A system for making a coverage determination. The system includes a computing device configured to receive from a remote device a coverage request. A computing device records a user biological extraction and utilizes the user biological extraction to calculate a user effective age. A computing device determines a user behavior pattern and identifies a user danger profile. A computing device produces a user coverage that is utilized in combination with a coverage machine-learning model to output a plurality of coverage options. | 2021-07-01 |
20210201418 | DYNAMIC CYBER INSURANCE USING A DISTRIBUTED LEDGER - Techniques for secure electronic collaboration among parties to provide dynamic cyber insurance are disclosed. A profile describing information technology (IT) infrastructure for an entity is retrieved from an electronic distributed ledger. At least a portion of the profile is provided to a risk evaluator using the electronic distributed ledger. A cyber security risk evaluation associated with the profile is retrieved from the electronic distributed ledger. A request for cyber insurance from the entity is received. Cyber insurance parameters for the entity are determined automatically, using a computer processor, and based on the cyber security risk evaluation. The entity acquires cyber insurance based on the determined cyber insurance parameters. | 2021-07-01 |
20210201419 | Method for Subsidizing At-Risk Insurance Policyholders - This invention relates in general to a system and a method which links charitable donations with the subsidizing of insurance policies. The system and process manage donations in such a way as to keep delinquent policyholders from losing coverage while also allowing the insurance company to maintain an uninterrupted flow of income and avoid policy lapses. | 2021-07-01 |
20210201420 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND NON-TRANSITORY STORAGE MEDIUM - An information processing apparatus includes a control unit configured to calculate an insurance premium of insurance for a vehicle, based on at least a time length of travel of the vehicle on a public road and a time length of travel of the vehicle on other than the public road, or a travel distance of the vehicle on the public road and a travel distance of the vehicle on other than the public road. | 2021-07-01 |
20210201421 | METHOD AND SYSTEM FOR ADMINISTERING LIFE INSURANCE PRODUCTS THROUGH CLASSIFYING INSURED LIVES TO ALLOCATE COSTS - In some embodiments, the instant invention is directed to a computer-implemented method that at least includes: programming a Process Administrator computer system to perform: receiving life insurance data for a plurality of life insurance policies; identifying a life insurance policy that has a catch-up deduction; classifying the insured lives of the life insurance policy into a plurality of insured classes of the insured lives; determining investment amount in a separate account; receiving investment data resulted from investing in an investment option; calculating an investment return amount attributed to the life insurance policy; determining a net investment return amount to be credited to the life insurance policy based on: an insured class, the investment return amount, and the catch-up deduction; and transmitting the net investment return amount so as to result in crediting the net investment return amount to the life insurance policy. | 2021-07-01 |
20210201422 | PROCESSING SYSTEM TO FACILITATE MULTI-REGION RISK RELATIONSHIPS - A multi-region risk relationship data store may contain electronic records representing a plurality of multi-region risk relationships and, for each multi-region risk relationship, an electronic record identifier and a set of multi-region attribute values including a plurality of hierarchical local risk relationship attribute values. A back-end application computer server may receive an indication of a selected risk relationship and display at least some of the associated multi-region attribute values. The server may receive adjustments to some of the multi-region or local risk-relationship attribute values, and displayed information may be automatically and dynamically configured based on the received adjustments and a standalone risk calculation unit. At least some local risk relationship attribute values may be replicated for multiple regions. When adjustments have been completed, the server may automatically assemble a multi-region risk relationship document. | 2021-07-01 |
20210201423 | SYSTEM AND METHOD FOR MONITORING INSURANCE CLAIMS AND DETECTING FRAUD AND COMMUNICATION THEREOF - A computer-implemented method of verifying claim data comprising receiving the claim data having a claim associated therewith from a data source, analyzing the claim to assess the accuracy thereof, sending a verification request to an insured associated with the claim requesting that the insured verify the accuracy of selected portions of the claim, receiving verification information from the insured in response to the verification request, and then programmatically assessing the verification information from the insured. If the insured verifies the accuracy of the selected portions of the claim, programmatically updating a profile associated with the insured to include the verification information, and then programmatically sending authorization instructions regarding payment of the claim. If the insured does not verify the accuracy one or more portions of the selected portions of the claim, then programmatically initiating a fraud investigation of the portions of the claim that are inaccurate. | 2021-07-01 |
20210201424 | SYSTEMS AND METHODS FOR SURFACE SEGMENT DATA - Systems, apparatus, interfaces, methods, and articles of manufacture that provide for acquisition, management, and/or utilization of surface segment data. | 2021-07-01 |
20210201425 | RETAIL HSA FUNDING AND PAYMENT MECHANISM - Disclosed herein are system, method, and computer program product embodiments describing the creation and funding of tax-advantaged accounts at a point-of-sale. By immediately funding the tax-advantaged account at the point-of-sale using a funding and payment mechanism, the disclosed embodiments may effectively and instantly fund a tax-advantaged account at a point-of-sale. The funding and payment mechanism overcomes the lapse in availability of funds inherent in legacy systems. Thus, an account holder may then immediately pay a provider from the tax-advantaged account for qualified expenses. The disclosure also presents a credit feature allowing prospective account holders to initially fund the tax-advantaged account. At the point-of-sale, the prospective account holder may link their newly created tax-advantaged account to other accounts, allowing the system to detect potential over-contributions. The disclosure also presents a retroactive analysis feature that analyzes linked accounts to create tax-advantaged transactions in transactions completed earlier in a plan year. | 2021-07-01 |
20210201426 | CONTACT DATA UPLOADS - Example implementations relate to a computing device comprising a processing resource and a memory resource to store instructions executable by the processing resource. In some examples, the processing resource can execute instructions to determine that an introduction has occurred between a first party and a second party based on discoverability preferences of the first party. Responsive to the introduction having occurred and based on the discoverability preferences, the processing resource can execute instructions to broadcast contact data related to the first party. Responsive to the introduction having occurred and based on the discoverability preferences, the processing resource can execute instructions to receive contact data related to the second party. After receiving the contact data related to the second data, the processing resource can execute instructions to upload the contact data related to the second party to a server for management. | 2021-07-01 |
20210201427 | PERSONALIZED FOOD ITEM DESIGN AND CULINARY FULFILLMENT SYSTEM - A system and method for personalized food item designer and culinary fulfillment. The system is a cloud-based network containing a food item design server, portals for restaurants and patrons, to enter their information, and a recipe generator which creates a unique dietary experience for patrons based on a multitude of variables associated with the business enterprises, patrons historic culinary transactions, dietary needs and preferences both explicit and inferred. The system may be accessed through web browsers or purpose-built computer and mobile phone applications. | 2021-07-01 |
20210201428 | SYSTEM AND METHOD FOR FACILITATING CONTACT BETWEEN PARTIES - Systems and methods relating to contact and interactions between a potential seller and a potential buyer of a selected property. A system receives input from a potential buyer indicating interest in a selected property. The system locates the property's address and determines the potential seller for the property. Contact is then initiated with the potential seller and the potential seller is provided with a code for accessing a dedicated communications channel with the potential buyer. Once the code is activated, the potential seller and the potential buyer can determine if there is enough interest to sell the property. | 2021-07-01 |
20210201429 | SYSTEM AND METHOD FOR IMPLEMENTING CUSTOMIZABLE RULES FOR ASSOCIATING LEGAL ENTITIES OR OTHER ATTRIBUTES WITH APPLICATIONS AND DEPLOYMENTS - An embodiment of the present invention is directed to allowing permissioned legal entity managers to define rules for a legal entity to derive an association of an application with a legal entity. The application manager may then be presented with an option to accept suggested associations or perform an override. Once a legal entity is ready, applications may be published to a system of record. Due to the vast amount of applications and entities available, the solution provides automation while still allowing overrides. The results of the classification may then be stored in a system of record and data quality suggestions sent to the source systems to clean source system data. An embodiment of the present invention may also associate other attributes to applications and deployments. | 2021-07-01 |
20210201430 | IDENTIFYING COPYRIGHTED MATERIAL USING COPYRIGHT INFORMATION EMBEDDED IN TABLES - A method includes generating, by a computing device, a unique identifier (ID) based on copyright information associated with the digital content, wherein the copyright information and the digital content are recorded on a blockchain of a blockchain network; identifying, by the computing device, one or more attributes associated with a table; embedding, by the computing device, the unique ID in the table by changing one or more attributes associated with the table to be representative of the unique ID, wherein the embedding produces an information-embedded table that enables retrieval of the copyright information from the blockchain based on the unique ID, and wherein a visual difference between the table and the information-embedded table is not apparent to an unaided human eye; allocating, by the computer device, the digital content to the information-embedded table; and distributing the information-embedded table allocated with the digital content to the blockchain network. | 2021-07-01 |
20210201431 | DYNAMICALLY CONTROLLED CAMERAS FOR COMPUTER VISION MONITORING - A system and method for dynamically controlling cameras for computer vision monitoring, which can include: operating a computer vision monitoring system with a network of imaging devices distributed across an environment; collecting, using at least a subset of imaging devices from the network of imaging devices, a first set of image data of a base image form; processing the first set of image data and generating an interpreted data model of the environment; detecting, through the data model, a data model state condition; and in response to detection of the data model state condition, capturing image data in an enhanced image data form within at least a select subregion of the environment. | 2021-07-01 |
20210201432 | METHODS AND APPARATUS TO PERFORM SYMBOL-BASED WATERMARK DETECTION - An example symbol-based watermark detection method disclosed herein includes, in response to a comparison of a first count of occurrences of a first potential symbol value corresponding to a first symbol within a watermark and a second count of occurrences of a second potential symbol value corresponding to the first symbol, (i) determining a first accumulated signal to noise ratio value corresponding to the occurrences of the first potential symbol value, (ii) determining a second accumulated signal to noise ratio value corresponding to the occurrences of the second potential symbol value, and (iii) selecting one of the first or the second potential symbol value having a greatest accumulated signal to noise ratio value as a likely symbol value for the first symbol. The example method also includes concatenating the likely symbol value with other likely symbol values corresponding to other symbols of the watermark to detect the watermark. | 2021-07-01 |
20210201433 | ADAPTIVE DISPATCH FOR ACCELERATION OF DEEP NEURAL NETWORKS ON GRAPHIC PROCESSING UNITS - Methods, systems, and devices for processing are described. A device may parse a set of layers of a deep neural network. The set of layers may be associated with a set of machine learning operations of the deep neural network. The device may determine one or more layer parameters based on the determined set of layers. In some aspects, the device may determine an execution time associated with executing a shader dispatch based on the one or more layer parameters. The device may batch the shader dispatch to a command buffer based on the execution time and process the command buffer based on the batching. The device may determine a target execution time based on an assembly time associated with the command buffer, a processing time associated with the command buffer, a frequency level associated with processing the command buffer, the one or more layer parameters, or some combination thereof. | 2021-07-01 |