27th week of 2015 patent applcation highlights part 51 |
Patent application number | Title | Published |
20150186808 | CONTEXTUAL DATA ANALYSIS USING DOMAIN INFORMATION - Techniques are described for modeling information from a data source. In one example, a method includes receiving a data set. The method further includes defining at least one generic domain that provides a group of default concepts. The method further includes receiving a selection of an indication of at least one domain extension that extends the group of default concepts provided by the at least one generic domain, wherein the at least one domain extension includes concepts for a specific industry. The method further includes generating based on the data set and a combination attic at least one generic domain and the at least one domain extension, a model and a domain. | 2015-07-02 |
20150186809 | SYSTEM AND METHOD FOR TRACKING AMI ASSETS - Disclosed is a system for tracking AMI assets. The system includes a product tracking database and a number of interfaces that provide access to the database. Different modules can communicate with the database, which include an administration module, a device management module, an UPR management module, a documents module, an assets module, an indicator group module, an inventory module, and a reports and dashboard module. | 2015-07-02 |
20150186810 | RECOMMENDATIONS FOR CONTROLS - The present invention includes a system for recommending controls. The system comprises: a memory; a processor; and a module stored in memory, executable by a processor, and configured to: receive at least one control objective; process the at least one control objective via an electronic workbook; identify at least one gap in controls associated with the at least one control objective based on processing the at least one control objective; and recommend at least one service catalog item to fill the at least one gap in controls associated with the at least one control objective in response to identifying at least one gap in controls associated with the at least one control objective. | 2015-07-02 |
20150186811 | METADATA-CONFIGURABLE SYSTEMS AND METHODS FOR NETWORK SERVICES - In some embodiments, the presentation manager is configured to provide an interface requesting information regarding a proposal from a digital device over a network and receive the information from the digital device. The business object manager is configured to instantiate a business object based on the received information and store the instantiated business object within a data structure residing in a computer readable medium. The business rule manager is configured to generate a business rule associated with the business object, the business rule comprising instructions to perform an operation, the instructions being conditional based on the instantiated business object. The metadata manager is configured to generate metadata associated with the instantiated business object, store the generated metadata in the computer readable medium, perform the operation based on the business rule and the generated metadata, and instruct the presentation manager to provide a second interface indicating a status of the proposal. | 2015-07-02 |
20150186812 | AGREEMENT MEDIATION METHOD AND APPARATUS - A computer system and set of routines through which two or more independent parties can exchange digital information or coordinate a collaborative process in a manner ultimately controlled by mutual agreement. | 2015-07-02 |
20150186813 | Product, system, and method for Operational Risk curve management - A product, system, and method are provided to efficiently manage potential future operational risk exposure by means of curve analysis, scalable to accommodate Big Data, made tractable by utilization of power law distributions, such that operational risk is accessible and susceptible to proactive management, including, but not limited to, by utilization of benchmarking, economic trade-off and cost-benefit analysis, forecasting, and reporting. | 2015-07-02 |
20150186814 | SUPPLIER TECHNICAL OVERSIGHT RISK ASSESSMENT - A system is provided that may receive assignment of quantitative risk ratings to respective characteristic elements and respective technical-profile elements based on applicability of the respective characteristic elements to a particular product and a particular manufacturing supplier. And the system may generate a technical risk assessment of the particular manufacturing supplier for the particular product, with the technical risk assessment including a plurality of risk factors each of which may be related to one or more characteristic elements and technical-profile elements. The system may receive assignment of quantitative parameters and calculate risk scores for respective risk factors. For each risk factor, the quantitative parameters may include a likelihood and a consequence, and the risk score may be calculated as a function of the quantitative parameters for the risk factor, and the quantitative risk ratings assigned to the one or more characteristic elements and technical-profile elements related to the risk factor. | 2015-07-02 |
20150186815 | SYSTEM AND METHOD FOR ANALYSING BUSINESS ENVIRONMENT OF OVERSEAS GAS PLANT PROJECT - A system for analyzing country's business environment of an overseas gas field development project includes a political system stability assessment section configured to calculate a political system stability index; a business execution stability assessment section configured to respectively calculate a general business execution stability index, an upstream expected reward index, a downstream expected reward index, and a business promotion condition index; and an overall business environment assessment section configured to calculate a business environment index, based on the political system stability index, the business execution stability index, the upstream expected reward index, the downstream expected reward index and the business promotion condition index. | 2015-07-02 |
20150186816 | SYSTEM AND METHOD FOR ASSESSING SUSTAINABILITY OF OVERSEAS GAS FIELD - A system for assessing sustainability of an overseas gas field development project includes a gas field factor analysis section configured to calculate assessment values for components of gas, expected reserves, ratio of NGL (natural gas liquid)/condensate, and infrastructure accessibility; a financial factor analysis section configured to calculate assessment values for independent oil company (IOC) share ratio, past collaboration experience, business execution experience, and favorable investment ratio; an organization factor analysis section configured to calculate assessment values for development business execution experience, securement level of expertise, the owner's risk, and securement level of dealer; and a sustainability index calculation section configured to calculate a sustainability index, based on the assessment values. | 2015-07-02 |
20150186817 | Employee Value-Retention Risk Calculator - During an analysis technique, organization data for an organization (such as a company) and/or external data are used to calculate a performance metric and to determine retention risk for an employee. For example, the performance metric may be calculated based on revenue or productivity, and the retention risk may be determined based on an unemployment rate in a region that includes the organization or hiring trends in the region. The calculated performance metric and the determined retention risk are provided to the organization. In addition, a retention suggestion and an associated cost-benefit analysis are provided for the employee. This information may allow the organization to manage its employees, and to effectively apply limited resources to reduce retention expense and while increasing the likelihood of retaining employees. | 2015-07-02 |
20150186818 | PORTFOLIO ANALYSIS ENHANCEMENT TO ENTITY MOBILITY/PRODUCTIVITY OPPORTUNITIES - Systems and methods are disclosed for assessing a relocation option. More specifically, a line of business may assess a relocation option by generating a geographic model that may be based on data about a relocation option. The system and method of generating a geographic model may include the generation of a reward score based on reward drivers. The model may also include generating a risk score that is based on risk factors. The reward score and the risk score may be compared. The line of business may also conduct an in-country/due diligence visit based at least in part on the geographic model and may assemble a risk mitigation framework. In addition, outputs of the model may be analyzed using portfolio theory analysis. Such portfolio theory analysis may include determining the Markowitz Efficient Frontier of optimal location sets. The analysis may also include obtaining an optimal location set based on a preferably predetermined concentration risk tolerance. | 2015-07-02 |
20150186819 | ORGANIZATIONAL INSIGHTS AND MANAGEMENT OF SAME - Aspects of the disclosure include generation of organizational intelligence, such as organizational features, associated with an organization. In one aspect, an organizational feature can be based at least on organizational and non-organizational information. In another aspect, certain organizational features can be obtained, for example, from correlations present in the organizational and/or non-organizational information. At least one of such features can may be referred to as organizational insight, and can be represented with a function and/or a group of concepts drawn from the information relied on or otherwise leveraged for determination of the insight. Regardless of complexity, in yet another aspect, certain features of the disclosure can be analyzed, modeled, and/or simulated. In addition or in the alternative, in at least certain aspects, operational recommendations for the organization can be generated. In other aspects, the organization can be emulated based at least on organizational features obtained from actual and/or artificial information. | 2015-07-02 |
20150186820 | DIVERSITY REPORTING SYSTEM AND METHOD - Included are systems and methods for determining diversity spend credit for parties in a supply chain. The systems and methods can include receiving diversity spend data for parties in the supply chain and iteratively determining, for each party in the supply chain, an amount of diversity spend credit that is directly or indirectly attributable, through the supply chain, to the purchase of goods or services from a diverse party in the supply chain, which can include multiple parties that buy or sell a good or service to one another. The diversity spend credit can be determined in real time as each party reports diversity spend data, and alerts or reports can be generated if threshold diversity levels for one or multiple diversity categories are crossed. The systems and methods can include generating alternative suppliers to meet diversity objectives. | 2015-07-02 |
20150186821 | COMPUTER-IMPLEMENTED METHODS AND SYSTEMS FOR ANALYZING HEALTHCARE DATA - Computer-implemented systems and methods are provided for analyzing healthcare-related entity performance. In one implementation, a method is implemented with one or more processors and includes accessing a data structure including information that specifies healthcare-related interactions and identifying, from the data structure, a first set of interactions associated with a first healthcare-related entity. The method also includes identifying, from the data structure, a second set of interactions associated with one or more filter selections and processing the information of the identified first and second set of interactions to provide performance information of the first healthcare-related entity and one or more healthcare-related entities associated with the one or more filter selections. The method also includes generating a user interface that includes the performance information of the first healthcare-related entity and the one or more healthcare-related entities indicating a performance of the first healthcare-related entity and the one or more healthcare-related entities respectively. | 2015-07-02 |
20150186822 | System and method for optimal receiving and processing of work for field agents via web-based or mobile applications - A web-based portal and/or mobile application that receives a project request for a document and/or record. The request may be for records pertinent to the person of interest denoted on the request exist, for example a criminal record. These requests will typically be made when remote online database access is not available. The web-based portal and/or mobile application may also be used to retrieve other legal documents, medical documents, or other documents not reachable through remote electronic means. The web-based portal and/or mobile application provides available and/or offering work to a field agent. The field agent goes to a courthouse and/or municipality and retrieves the document(s). The field agent may then upload picture(s) and/or file(s) via the web-based portal and/or mobile application. Alternatively or in combination, the field agent closes the order with a result such as clear, hit, or other. The mobile application and/or web-based portal may then send the completed project to the client. | 2015-07-02 |
20150186823 | METHODS, SYSTEMS AND COMPUTER-READABLE MEDIA FOR COMPONENTIZING A BUSINESS REQUIREMENT - The present invention provides a method and system for componentizing a business requirement. The business requirement can be qualified for the componentizing based on a predefined set of criteria. The one or more business object can be identified for the qualified requirement based on a set of rules. The one or more business object can be designed and certified for application usage. | 2015-07-02 |
20150186824 | FACILITATING DAY-WISE PLANNING OF EFFORT REQUIRED FROM A RESOURCE FOR AN INDIVIDUAL TASK - According to an aspect of the present disclosure, effort parameters for a task to be performed by a resource are maintained, the effort parameters together specifying a sequence of initial component efforts (as a number of base intervals) for the resource in each of a progression of super intervals in relation to performance of the task by the resource. A graph containing graphical elements representing the sequence of component efforts over the progression of super intervals is then sent for display. In response to receiving an input indicating a change of an effort parameter, a sequence of changed component efforts for the progression of super intervals is computed and the graph updated with the sequence of changed component efforts. Thus, a user may make desired changes to the component efforts and view the effect of such changes on all of the component efforts in an interactive manner. | 2015-07-02 |
20150186825 | Cost and Profitability Planning System - Implementations generally relate to cost and profitability planning. In some implementations, a method includes constructing a graph data structure based on supply chain information and financial information. The method also includes computing cost information and profitability information based on the graph data structure. The method also includes generating a grid model from the cost information and the profitability information, where the grid model includes measures that are associated with dimension members arranged in hierarchies. | 2015-07-02 |
20150186826 | Method for Determining an Optimal Mode of Operation and for Operating a Portfolio of Technical Equipment - The inventive disclosure relates to a method for determining the optimal modes of operation for the operating assets in a portfolio of technical operating assets. With this method, portfolios of resources, particularly those that produce a non-monetary benefit, and in particular public sector network infrastructure, can be optimally operated in the long term. The method is based on the identification of possible combinations of modes of operation (rules) of the portfolio of all operating assets over their entire or remaining service life, and on a benefit and resource usage function defined at the portfolio level. The method results in the identification, for each respective reporting asset, of the mode of operation that either causes the maximum benefit with lowest total resource usage or that has the minimal resource usage to achieve a given benefit. A resource usage-benefit relationship can be derived for the total portfolio. | 2015-07-02 |
20150186827 | Data-driven targeting of energy programs using time-series data - A method for enrolling utility customers in utility demand response or energy efficiency programs based on time-series consumption data includes collecting from smart meter sensors time-series utility consumption data from individual utility customers, extracting features from the consumption data, generating a probabilistic response model for each customer representing a relationship between the extracted features and customer program performance by estimating parameters of a response distribution, solving an optimization problem for each customer using the estimated response distribution to achieve a targeting objective, and enrolling selected customers in programs based on the solution to the optimization problem. | 2015-07-02 |
20150186828 | STATE BASED DUMP LOCATION DETERMINATION - In an embodiment, a method of determining a storage location includes updating a first state corresponding to a first location in a three-dimensional area ( | 2015-07-02 |
20150186829 | COORDINATING A MULTI-STEP TASK AMONG ONE OR MORE INDIVIDUALS - An event notification system (ENS) is in communication with a hospital information system (H.I.S.) over a local network. The hospital information system supports a patient scheduling system, one or more hospital staff call systems and a patient information system. The ENS uses information stored in all of the systems supported by the H.I.S. to coordinate the hospital staffs activities associated with the transportation of a patient from one location to another. | 2015-07-02 |
20150186830 | SERVICE TRACKING ANALYTICS - Embodiments for tracking and analyzing services include systems for receiving a service request that includes one or more tasks and creating a routing rule for each task. Further, the embodiments include identifying a task owner for each task based on the routing rule. The task owner establishes an operational level agreement that is received by the systems, where the operational level agreement includes an estimated time period needed to complete the one or more tasks. Upon completion of the tasks, records are received task data is extracted and analyzed to produce calculation, comparisons, and summaries for high level and low level reports. | 2015-07-02 |
20150186831 | Systems and Methods for Managing Check-in Communications - Systems, methods and devices for use in managing check-in communications are disclosed. One exemplary method generally includes receiving a notification request associated with a trigger event, where the notification request is indicative of multiple participants associated with the trigger event, and identifying the multiple participants. The method also generally includes, for each of the identified participants, sending a check-in communication to the participant and generating a warning event when the check-in communication is acknowledged by the participant and the acknowledgment includes a negative condition. | 2015-07-02 |
20150186832 | METHOD AND SYSTEM FOR FACILITATING LOCATION INTELLIGENCE IN ELECTRONIC TRANSACTIONS - A method and system facilitate and enhance electronic transactions performed over a computer network. A server transmits transaction information to a remote device having location detection capability, such as GPS. The transmitted information includes a message prompting a user to enter the user's location information. This prompt is preferably in the form of a selectable option for the user to automatically populate the location information from the device's location detection capability for the transaction. Upon selection of the option by the user, location information is sent to the server from the remote device. Received coordinates are reverse geocoded to identify at least one matching address for the coordinates. The at least one matching address is then entered into a transaction database as an address relevant to the transaction. | 2015-07-02 |
20150186833 | ARRANGING FOR SHIPMENT OF A PACKAGE WITHOUT GENERATING A SHIPPING LABEL - Methods, systems, apparatuses, and computer program products are provided for arranging for shipping a package without the customer needing to generate or apply a shipping label, or any other information, to the package. In one embodiment, a system may comprise a carrier server and a carrier device. The carrier server may receive and store a smart code and shipping information associated with the package, which it may link together. The carrier device may capture the smart code from the package and send a request, including the smart code, to the carrier server for related shipping information. The carrier server may receive the request from the carrier device, retrieve the shipping information based on the smart code, and send the shipping information to the carrier device. The carrier device may receive the shipping information and generate a shipping label for the package based on the shipping information. | 2015-07-02 |
20150186834 | SYSTEM AND METHOD FOR BLOOD COMPONENT SUPPLY CHAIN MANAGEMENT - Systems and methods for managing inventories of blood components are disclosed. Such systems and methods are configured to improve the predictability, efficiency, and/or automation of blood component supply chains. Tools are provided for tracking blood component inventories, forecasting blood component demand, and coordinating donations to meet current and anticipated demand. Some embodiments of the systems and methods identify when blood component units at a health care facility are beginning to run low or are approaching expiration, before the need for additional units becomes critical. Some embodiments of the systems and methods coordinate new donations and modify existing scheduled donations to meet real-time and forecasted demand for blood components. | 2015-07-02 |
20150186835 | STOCK MANAGEMENT FOR ELECTRONIC TRANSACTIONS - Stock management for electronic transactions includes receiving an indication that an item of stock has been selected to be purchased by a purchaser. Stock management for electronic transactions also includes obtaining information relating to the purchaser, and determining whether to remove the item from stock based on the obtained information. | 2015-07-02 |
20150186836 | INVENTORY MANAGEMENT - The present subject matter relates to method(s) and system(s) to manage home inventory based on health of a user. The method comprises obtaining at least one health target for the user, wherein the at least one target is related to at least one health parameter. Further, querying a recipe recommender data to recommend at least one recipe based on the at least one health target. The method further comprises ascertaining the availability of one or more items to be used in the at least one recipe in a home inventory of the user, wherein the availability is ascertained based on an available stock and expiry date, and wherein the available stock of each item from among the one or more items is determined periodically, by using a core analytics engine, to manage the home inventory and health of the user. | 2015-07-02 |
20150186837 | Connection Line Protection System - A connection line protection system employs unique identifiers on outlets and inlets. A connector connects a selected outlet with a selected inlet. The connector mounts at opposing ends an identifier that identifies the connector. A scanner is employed to scan in tandem a first identifier of the outlet and a connector identifier and a second identifier of the inlets and the identifier of the connector. The readings are compared with a schedule to determine whether the connector is properly mounted and connected between a selected outlet and a selected inlet. The identifiers include RFIDs and barcodes. The identifiers are preferably angularly spaced around the outlets, inlets and the couplers of the connector. The identifier may be affixed by snap rings mounting barcode labels or RFID buttons. | 2015-07-02 |
20150186838 | Ticket Based Harvest Management System and Method - A system and method is presented for gathering data concerning harvests. Data tickets are generated when the harvest is received at a point of origination (i.e., the field), local storage, processing, or a customer location. Data tickets can be manually generated using apps running on mobile devices. Users of the mobile devices input the data tickets when harvest is received at these locations. Data tickets are transmitted to a remote server over a wide area network. Analysis of the data tickets is possible through a web interface to the remote server. Beacons that identify various equipment or locations can be used to trigger the automatic generation of data tickets. | 2015-07-02 |
20150186839 | WHOLE-COURSE VISUALIZATION SYSTEM AND METHOD FOR LOGISTICS ARTICLES - The disclosure provides a whole-course visualization system for logistics articles, including: an information collecting subsystem, including a plurality of information collecting units, which are respectively deployed at different sites along a logistics route, and configured to collect ID information of a parcel and acquire image information of an article in the parcel; and an information center processing subsystem, configured to store and manage data of the ID information and image information collected by and sent from the information collecting units, and send the stored data to the information collecting units according to requests from information collecting units; wherein the information collecting units compare data sent from the information center processing subsystem with the ID information and image information collected by information collecting units, and determine whether the collected ID information and image information are consistent with the data sent from information center processing subsystem. | 2015-07-02 |
20150186840 | SMART LOCKER SYSTEM AND METHOD OF PARCEL DELIVERY - Exemplary Electronic Smart Locker compartments may be used for the ease, convenience, and security of delivering and retrieving parcels. Each locker station may include a set of individual lockers of various sizes, each with an electronic controlled release operated door latch. Each locker station has an input/output device(s) that is electronically connected to an internal computer. The input/output device(s) permits control of the smart locker system to deliver and retrieve parcels. The computer and software are used to store, retrieve and manipulate delivery courier and parcel recipient pertinent information and parcel delivery tracking information. | 2015-07-02 |
20150186841 | PROVIDING STEPS FOR A PRODUCT RETURN - Methods and apparatus related to generating steps to return a product and providing the steps to a user to enable the user to return the product. Product return indication data associated with a user may be received. A purchase source of the product may be determined. One or more sets of purchase source return steps for the purchase source may be retrieved from a mapping of multiple purchase sources to respective return steps. At least an attribute of the user and product data of the product may be identified. A set of steps to return the product may be generated based on the identified at least an attribute of the user and product data of the product. The set of steps to return the product may be provided to the user. | 2015-07-02 |
20150186842 | SYSTEM AND METHOD FOR VERIFYING THE DELIVERY OF A PARCEL - Systems and methods are disclosed for determining with certainty the time and place that a shipped package or envelope (referred to herein as a “Parcel”) reaches its intended destination. In order to provide “proof of delivery” at the intended location, both a scan of the shipping document(s) and a digital image (snap shot) of the package left by the carrier is obtained. The photo image may, for example, be uploaded to a server. The photo image(s) and other package identification data (for example, air bill number, delivery vehicle identification number and/or other identification data, etc.) obtained from the scan, may then be correlated to provide the desired “proof of delivery”. The server can be used to determine the appropriate individual(s) to be contacted, and may generate a notification message that includes delivery information along with photographic evidence of the delivery, typically and email or an SMS message may be generated and sent to the interested parties (i.e., the shipper and the receiver). Among other things, the SCANnSNAP™, Photo Proof™ protocol will allow for review of where a package was actually left so as to be useful in retrieving lost packages (such as when a package is in fact delivered; but to the wrong address), finding packages based on the evidence of where it was actually left as provided by the photo. | 2015-07-02 |
20150186843 | IDENTIFYING FINANCIAL DOCUMENTS FOR REIMAGING - A message comprising information that identifies one or more physical financial documents for reimaging may be received. One or more records comprising the information that identifies the one or more physical financial documents for reimaging may be generated and stored. A message comprising information that identifies a plurality of physical financial documents contemporaneously received by a storage facility for physical financial documents may be received. At least one physical financial document of the plurality of physical financial documents contemporaneously received by the storage facility for physical financial documents that is identified by the one or more records comprising the information that identifies the one or more physical financial documents for reimaging may be identified from amongst the plurality of physical financial documents contemporaneously received by the storage facility for physical financial documents. | 2015-07-02 |
20150186844 | Pay Request System - This web enabled system is capable of facilitating the management of unlimited projects within which an unlimited number of parties may participate to complete an unlimited number of stages, substages and tasks. The system facilitates the efficient disbursal of monies while reducing the inefficiencies that result when money is not timely disbursed, including retainage and release features. Allowed inputs are governed by each party's function and the password security level provided therefore, in balance with checks against required approvals or releases by other affected parties and intrasystem consistency checks. The system provides net payment function management to provide payor credit for faster payment. | 2015-07-02 |
20150186845 | METHOD AND APPARATUS FOR ADAPTIVE CONFIGURATION FOR TRANSLATION OF BUSINESS MESSAGES - A method of adapting a message translation system includes receiving a message from a sender; selecting a configuration set from a stored plurality of configuration sets based on at least two of: information regarding the sender of the message, information regarding a recipient of the message, and information regarding the message type; processing the message in accordance with information derived from the selected configuration set; identifying an issue with the processing of the message in accordance with information derived from the selected configuration set; determining a resolution for the identified issue with the processing of the message in accordance with information derived from the selected configuration set; updating the selected configuration set based upon the determined resolution; reprocessing the message in accordance with information derived from the updated configuration set; and transmitting the message reprocessed in accordance with information derived from the updated configuration set to a recipient. | 2015-07-02 |
20150186846 | Intelligent Recruiting Tool for Capturing and Storing Candidate Data - In one embodiment, an intelligent recruiting feature or service is provided for a camera-enabled mobile device such that a user of such mobile device can use the mobile device to upload candidate data to an Applicant Tracking System (ATS) in a remote location. In another embodiment, the ATS uses candidate data stored in a candidate information repository to match candidates to job requisitions and/or skill needs of a company. | 2015-07-02 |
20150186847 | Intelligent Tool for Matching Candidates to Job Opportunities - In one embodiment, an intelligent recruiting feature or service is provided for a camera-enabled mobile device such that a user of such mobile device can use the mobile device to upload candidate data to an Applicant Tracking System (ATS) in a remote location. In another embodiment, the ATS uses candidate data stored in a candidate information repository to match candidates to job requisitions and/or skill needs of a company. | 2015-07-02 |
20150186848 | Third Party Interview Method - For third party interviews, a method selects a case type interview in response to a skill requirement. In addition, the method selects an interviewer in response to the skill requirement. The method further displays the case type interview to the interviewer and displays model answers corresponding to the case type interview. The method further receives an evaluation based on the model answers. | 2015-07-02 |
20150186849 | COMPUTER IMPLEMENTED METHOD AND SYSTEM FOR SCHEDULING MOMENT-BASED TASKS ASSOCIATED WITH A MEDICAL TREATMENT AND COMPUTER PROGRAM THEREOF - A computer implemented method and system for scheduling moment-based tasks associated with a medical treatment and computer program thereof. The method includes receiving by at least one patient a moment-based list of tasks as a patient's instruction specifying when a number of given tasks should be performed; assigning for each task of said list of tasks an amount of time or time normal zone indicating an optimal period of time to perform a given task; and assigning, for each time normal zone, a previous time zone and a subsequent time zone of the time normal zone indicating that said task also can be done. In case of overlapping of time normal zones and/or previous or subsequent time zones for a given number of tasks of a same type an algorithm is executed in order to resolve the conflicts between said overlapped tasks. | 2015-07-02 |
20150186850 | Smart Meeting Creation and Management - Smart meeting creation and management is provided. A user interface may be provided for defining smart meeting configuration settings/defaults for creating and managing meetings. Upon receiving a request to create a smart meeting, wherein the request to create a smart meeting defines one or more meeting participants, a smart meeting manager may be operable to automatically determine a meeting time and a meeting location. The smart meeting manager may be further operable to automatically schedule a meeting at the determined time and location. Once a smart meeting is created, the smart meeting manager may manage participant and location responses according to the defined configuration settings. | 2015-07-02 |
20150186851 | SERVICE BASED EVENT PLANNING - Services are queried for resources to be used at an event. For example, service based event planning may be used in conjunction with directory services, social networking services, custom databases, web services, email servers and address book services. Service based event planning may apply constraints to the resources obtained over services. The service based event planning may also be used in conjunction with email or other messaging services to share representations of events with attendees or other interested parties. Both recipients and senders of the event may be able to dynamically modify event details in event representations. | 2015-07-02 |
20150186852 | Incident Management for Automated Teller Machines - A computer system monitors a financial transaction system that contains a plurality of remote transaction machines, e.g., automated teller machines (ATMs). The computer system detects and analyzes whether any of the automated teller machines has an outage, whereby customers may be experiencing failed financial transactions. When an outage occurs, a severity level is selected by processing outage data. For example, the computer system determines a measure of the number of failed transactions and then selects a severity level of the outage from which the appropriate recovery procedure can then be initiated. When the transaction system comprises a plurality of networks, the severity level of an outage may be determined by aggregating or separately processing outage data for the networks. Outage ATMs may be prioritized from the number of corresponding failed transactions, so that the prioritization can be included in an indicator that initiates resolution of the outage. | 2015-07-02 |
20150186853 | PAYMENT TERMINAL, INFORMATION PROCESSING SERVER, PAYMENT TERMINAL CONTROL METHOD, AND PROGRAM PRODUCT - The purpose of this server-managed electronic money system is to free the user from procedures required to use electronic money, allowing the electronic money to be used in approximately as short a time as stored-value electronic money systems. A portable terminal internally stores a mirror value of the server-side value balance, and an electronic money server stores the server-side value balance. When making a payment, a payment terminal either subtracts the payment amount from the mirror value, or, by referring to the mirror value, allows the user to complete the payment. By doing so, it is possible to complete payments as quickly as with stored-value electronic money. Later, an online request is made to the electronic money server to reduce (update) the server-side value balance. | 2015-07-02 |
20150186854 | TRANSACTION PROCESSING METHOD, APPARATUS AND SYSTEM - The present invention relates to a transaction processing and method. A device associated with a payer, which may be a suitably adapted mobile telephone is involved in the payment transaction process. The transaction processing is information, such as goods to be purchased and amount, is provided from the payer electronic device to a transaction processing system. A transaction processing system then advises a payee (e.g. merchant) that goods have been ordered from the payee and provides the payee with the information on the ordered goods, and also confirms that payment has been made. The merchant subsequently provides the goods to the payer. | 2015-07-02 |
20150186855 | ELECTRONIC INVOICING AND PAYMENT - A method includes, for each of multiple billers, maintaining, at a payment system, a transaction record for each of one or more transactions for the biller, each transaction having been executed by or on behalf of a customer through a user interface of the payment system. The method includes updating, at the payment system, a confirmation status of a particular transaction record for a particular biller based on a confirmation received from the particular biller. | 2015-07-02 |
20150186856 | ELECTRONIC BILL PAYMENT PROCESSING BASED ON PAYOR SCHEDULED DEBITS - Systems, methods, and computer-readable media are disclosed for facilitating enrollment of a payor for payor-scheduled-debit (PSD) payment processing according to which the payor may select various payment parameters such as a debit date on which debits will be posted to one or more financial accounts associated with the payor for payments made to one or more payees. A payor may be provided with the capability to schedule debits associated with payments made to one or more payees by a selecting a single debit date that precedes and/or follows various dates on which the one or more payees are credited. | 2015-07-02 |
20150186857 | USER TERMINAL CONTROL SYSTEM AND METHOD - A method of controlling operation of a user terminal, wherein the user terminal comprises a controller for controlling operation of the user terminal, and the user terminal further comprises a plurality of devices, wherein in normal operation the controller is responsive to data received from at least one of the devices, and the method comprises providing, from a source other than said at least one of the devices, control data to the controller, the control data comprising data that the controller interprets as being received from said at least one the devices. | 2015-07-02 |
20150186858 | CONTEXTUAL SOLICITATION IN A STARTER APPLICATION - A reduced capability subset of an application referred to as a “starter application” is provided on a computer device prior to purchase and intended for use by a user purchasing the computer device. The starter application may monitor input from the user when the starter application is executing to ascertain opportunities to inform the user of an upgrade and then solicit the user for purchasing the upgrade. The starter application may use a limited access browser to contact a server to assist in the solicitation and complete the transaction. Upon completing the transaction, the upgrade is provided to the computing device. The upgrade may comprise the full capability version of the application, templates, clip art, or other software. The upgrade may entail transmitting the upgrade to the computer device or providing an authorization key to unlock the upgrade that is already stored on the computer device. | 2015-07-02 |
20150186859 | Electronic Medical Record and Payment Card - A method for integrating patient data and patient's financial data for point of service payment contains a patient account and a healthcare provider account. The patient or their designee submits personal information, medical history, and payment information onto at least one secure server through the patient account. The personal information, the medical history, and the payment information are embedded onto a physical access card with at least one information retrieval point. Both the patient account and the healthcare provider account read the information retrieval point in order to access the personal information, medical history, and payment information. The healthcare provider account can view and edit the medical history of the patient account upon rendering services to the patient account. The patient account is financially charged for the services provided by the healthcare provider. In order to do so, the payment information is utilized. | 2015-07-02 |
20150186860 | FRAMEWORK THAT FACILITATES ACCESSING DIGITAL ITEMS - A framework that facilitates the sale of digital items is described herein. The framework is configured to charge an account of a consumer an access price for each access to a digital item, until an aggregate of access prices charged (to the account) for the digital item reaches a threshold. Once the aggregate of access prices charge (to the account) for the digital item reaches the threshold, the account is not charged for subsequent accesses to the digital item. Thus, the consumer has purchased the digital item. | 2015-07-02 |
20150186861 | Lockable POS Device, Method for Distributing Lockable POS Devices, and Method for Locking a Lockable POS Device - A point of sale (POS) device that includes electronic transactions can be locked so that a merchant must use the device and credit card processing with a particular merchant services provider/independent sales organization (MSP/ISO) and meet predefined business conditions. By locking the POS device to the MSP/ISO, the MSP/ISO can discount the price of the POS to the merchant with the comfort that the MSP/ISO will recover the cost through the fees collected from subsequent charges or business volume implemented in a service agreement. To lock the point of sale device, an encrypted key can be stored in the POS device. To remain active, the POS device periodically can confirm that the POS device remains authorized and associated with the MSP/ISO. | 2015-07-02 |
20150186862 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING SYSTEM, UNREGISTERED PRODUCT LOOKUP METHOD, AND UNREGISTERED PRODUCT LOOKUP PROGRAM - An information processing apparatus includes an image acquisition unit ( | 2015-07-02 |
20150186863 | ACCOUNT PURCHASE LIMITS FOR DEPENDENT USER - Embodiments of the prevent invention allow a primary user to create a dependent account in order to control and monitor the transactions made by a dependent user. The primary user can limit the transactions that the dependent user can make at a store or for products. The primary user can set transaction amount limits and transaction time limits on the transactions the dependent user can make. The primary user may also set allocation limits that limit the amount of an allowed transaction that can be applied to the dependent account. The difference between the allowed transaction amount and the allocation limit amount is paid for through the use of another account. The alternate account may be pre-determined, may be determined at the time of the transaction, or at a later point in time after the transaction has been completed between the dependent user and the merchant. | 2015-07-02 |
20150186864 | PROCESSING A TRANSACTION USING MULTIPLE APPLICATION IDENTIFIERS - Embodiments of the present invention are directed to methods, systems, apparatuses, and computer-readable mediums for selecting multiple payment applications and preparing multiple transaction payloads for a transaction during interaction between a mobile device and an access device. Accordingly, by preparing multiple transaction payloads for a single transaction, the merchant may initiate transactions using each of the prepared transaction payloads in order of preference. If a transaction initiated using payment credentials associated with a preferred application is unsuccessful for any reason, a transaction may be initiated using payment credentials associated with an alternate application automatically, and without additional interaction by the mobile device and/or access device. | 2015-07-02 |
20150186865 | APPaRATUS AND METHOD FOR PROVIDING EMoTION EXPRESSION SERVICE IN MOBILE COMMUNICATION TERMINAL - A method and an apparatus for providing an emotion expression service in a mobile communication terminal are provided. The method includes performing a video call with another terminal, recognizing, by the mobile communication terminal, a shaking of the other terminal using images received from the other terminal, and generating a vibration of the mobile communication terminal corresponding to the recognized shaking of the other terminal. | 2015-07-02 |
20150186866 | SYSTEM FOR SECURE PAYMENT OVER A WIRELESS COMMUNICATION NETWORK - A method of conducting secure electronic credit payments to a payment acquirer using a credit payment unit, including a smart card, a portable card reader device and a mobile phone, and a payment server. The method is based on using a unique reader key in the card reader device to encrypt all the sensitive smart card information communicated to the payment server, and thus being able to use an unsecure mobile phone to communicate with the payment server. The payment server then completes the transaction with the payment acquirer over a secure line. | 2015-07-02 |
20150186867 | COMBICARD TRANSACTION METHOD AND SYSTEM HAVING AN APPLICATION PARAMETER UPDATE MECHANISM - Systems, methods and IC card devices are described for updating parameters such as unblocking or blocking or re-blocking an application on an IC card device whereby an integrated circuit card device gets issued with one or more active applications and optionally one or more dormant applications. Post issuance, triggered by a cardholder action when using a primary application, the issuer will send a command, e.g. in the form of a script to the card that will update parameters of another application, e.g. to ‘wake up’ the or each dormant application. An on-card mechanism is provided for the deblocking of the dormant application while the primary application is active. For any further transactions performed with the card, the cardholder will be offered a choice between the unblocked applications on the card. Optionally the oncard mechanism can also block or re-block an application or perform other actions. | 2015-07-02 |
20150186868 | MUTUAL MOBILE AUTHENTICATION USING A KEY MANAGEMENT CENTER - A system, method, and server computer configured to authenticate a consumer device. The consumer device is authenticated via a mobile gateway using challenge-response authentication. If the consumer device is successfully authenticated, a secure channel is established between the consumer device and a first entity. The secure channel allows for secure communication between the consumer device and the first entity. | 2015-07-02 |
20150186869 | EXAMPLES OF DELIVERY AND/OR REFERRAL SERVICE SMS ORDERING - Various systems and methods that may relate to referral and/or delivery services are described. Some embodiments may include billing SMS ordering. | 2015-07-02 |
20150186870 | Wireless Bidirectional Communications between a Secure Element and Point of Sale terminal using Inaudible Sound Waves - In some embodiments, a system includes a mobile communication device and a secure element physically coupled to the mobile communication device. The mobile communication device includes a first wireless transceiver, first processor, first memory, first speaker, first microphone, and first Audio To Digital conversion (ADC). The secure element includes a second wireless transceiver, second processor, second memory, second speaker, second microphone, a second Audio To Digital converter (ADC), and a second Digital to Audio converter (DAC). The mobile communication device is configured to transmit data via the first speaker to the secure element microphone using inaudible sound waves. The secure element is configured to transmit data wirelessly via the second speaker to the mobile communication device using inaudible sound waves. | 2015-07-02 |
20150186871 | NFC MOBILE WALLET PROCESSING SYSTEMS AND METHODS - Embodiments of the present invention relate to systems, methods, processes, computer program code, and means for employing the wireless or near field communication (“NFC”) functionality of mobile devices and payment terminals for use in payment, loyalty, and offer and coupon transactions. | 2015-07-02 |
20150186872 | TEMPORARY VIRTUAL CARD - Embodiments of the invention relate to systems, methods, and computer program products for providing a temporary virtual transaction vehicle when a user misplaces a physical transaction card. The system, method, and computer program product are configured to: (a) receive a request, from a user, for a virtual transaction vehicle; (b) identify an existing account of the user to be linked with the virtual transaction vehicle; (c) generate the virtual transaction vehicle based at least partially on information associated with the request and identifying the account. | 2015-07-02 |
20150186873 | Client Customized Virtual or Physical Card for Use with Selected Merchants - A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient. | 2015-07-02 |
20150186874 | WIRELESS BEACON COMMUNICATIONS THROUGH MAGNETIC CARD READERS - There are provided systems and method for wireless beacon communications through magnetic card readers. A check-in at a merchant location may be completed using a beacon at the merchant location with a communication device. When a user wishes to pay for an item, the beacon may alert the user through their communication device that payment may be effectuated through the communication device. The communication device may communicate a payment token to the wireless beacon that identifies payment information for the user using a payment provider. The payment token may be encrypted, and the wireless beacon may decrypted the payment token prior to transmission to an accessory of a point of sale device, such as a magnetic card reader using magnetic field generation. This payment token may then be transmitted to a point of sale device, which may utilize a payment provider and/or a payment card issuer to effectuate payment. | 2015-07-02 |
20150186875 | Information Configuration Method, Device, System, Client And Server - A method of authorizing a payment transaction is disclosed. The method includes: at a payment server, receiving, from a user device, a payment request and a payment key entered by a user at the user device. The method further includes, receiving, from the user device and with the payment key, predetermined device identification data for the user device; determining whether the predetermined device identification data corresponds to a registered user device associated with a payment account identified by the payment request; and in accordance with an outcome of the determining, selecting a corresponding reference payment key from multiple reference payment keys stored for the payment account, to verify the payment key entered by the user. | 2015-07-02 |
20150186876 | MOBILE DEVICE SECURITY USING WEARABLE SECURITY TOKENS - The claimed subject matter provides systems and/or methods that effectuates and establishes mobile device security. The system can include devices that detect point of sale mechanisms or secure token devices and based at least in part on the detection of secure token devices the system effectuates release of electronic funds persisted on a mobile device in order to satisfy a debt accrued at the point of sale mechanism. | 2015-07-02 |
20150186877 | MAGNETIC EMISSIVE USE OF PRELOADED PAYMENT CARD ACCOUNT NUMBERS - A thin-client access card has a card body with partial or fully emissive magnetic data tracks. An emissive element is disposed in the card body under the location of the legacy magnetic data tracks. An electronic signal conditioner converts audio signals from a mobile device into magnetic data applied to the emissive element. A swipe sensor detects when the thin-client access card is being swiped by a legacy card reader, and triggers an output of magnetic data from the emissive element while proximal to the POS reader head. A cable attaches the thin-client access card as a peripheral to the mobile device with an audio output jack. | 2015-07-02 |
20150186878 | Computer-Implemented System for Providing Payment Information for a Transaction Subject in a Location - A computer-implemented system for providing payment information for a transaction subject in a location, the system comprising a database, user interface, a user device communicating with the user interface, a transaction subject input engine interactively facilitating each user input of data related to payment for a transaction subject and generating a database record related to the transaction subject, a transaction subject output engine having a query generator interactively facilitating each request and generating a query closely related to the transaction subject and location in view of applicable adjustment factors, and a response generator receiving the query and applying adjustment factors to relevant transaction subject payment data to generate a response including expected price information for the transaction subject in the location, whereby an expected price for a particular transaction subject at a specific location is determined as a function of a user request and application of applicable adjustment factors. | 2015-07-02 |
20150186879 | VIRTUALIZATION AND SECURE PROCESSING OF DATA - Systems, methods, and non-transient machine-interpretable data representing executable instruction sets and/or other products for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of payment transactions and other secure data processes. In various aspects and embodiments the disclosure provides secure means for the authorization of sensitive and other data processes subject to controlled access. Such processes include, for example the creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business, and other payment accounts, and other forms of secure payment elements, such as payment tokens; and data useful in processing transactions using such accounts and elements. Information associated with particular payment means, such as accounts or payment tokens, can be stored, for example, in a data set, usually secure, sometimes referred to as a virtual or electronic wallet, or a secure payment token. | 2015-07-02 |
20150186880 | Systems and Methods for Safe Payments - Systems and methods are provided for safe payments. For example, a payment operation event of deducting a preset amount initiated by a payer account based on a third-party payment platform is received; first feature information of the payer account and second feature information of a corresponding payee account are acquired; the preset amount is deducted from a first balance of the payer account according to the payment operation event; if the payment operation event is valid is determined according to the first feature information of the payer account and the second feature information of the payee account; and in response to the payment operation event being determined to be valid, the preset amount is added to a second balance of the payee account. | 2015-07-02 |
20150186881 | METHOD AND APPARATUS FOR USING SENSORS ON A PORTABLE ELECTRONIC DEVICE TO VERIFY TRANSACTIONS - The present disclosure involves a system. The system includes a computer memory storage module configured to store executable computer programming code. The system includes a computer processor module operatively coupled to the computer memory storage module. The computer processor module is configured to execute the computer programming code to perform the following operations: detecting, from a mobile electronic device, a request to engage in an activity electronically; receiving sensor data gathered by one or more sensors of the mobile electronic device; determining, based on the sensor data received from the mobile electronic device, whether the request to engage in the activity is authorized by a user of the mobile electronic device; and alerting the user if it has been determined that the request to engage in the activity is unauthorized. | 2015-07-02 |
20150186882 | METHOD AND APPARATUS FOR MANAGING TRANSACTIONS THROUGH CREDIT OR DEBIT CARDS - An apparatus for managing transactions through credit or debit cards includes a POS ( | 2015-07-02 |
20150186883 | Electronic Account Data Transfer Method And Related Device And System - A server system is provided that performs a secure payment transfer method. The server receives a request from a first client device for transfer verification information corresponding to a proposed funds transfer, the request including a proposed amount of funds to be transferred. The server sends the transfer verification information to the first client device and receives, from a second client device, the transfer verification information. The server system determines a usage state of the transfer verification information. If the usage state is an unused state, the server transfers an amount of funds from an account of the user of the first client device to an account of a user of the second client device. If the usage state is a used state, the server refuses the transfer from the account of the user of the first client device to the account of the user of the second client device. | 2015-07-02 |
20150186884 | SYSTEM AND METHODS FOR PROVIDING SECURE TRANSACTIONAL SOLUTIONS - The present invention provides a method and system for verifying and tracking identification information. In an embodiment of the invention, a system for delivering security solutions is provided that includes at least one of the following: a radio frequency (RF) identification device, an identification mechanism (e.g., a card, sticker), and an RF reader. | 2015-07-02 |
20150186885 | METHOD AND A SYSTEM FOR FACILITATING CREDIT BASED TRANSACTIONS - Embodiment discloses a method comprising receiving, by a processor configured in a transaction server, transaction request from an acquiring server associated to an acquiring account. The transaction request comprises transaction related information including transaction amount, and is linked to at least one of an account and a credit balance account linked to credit limit. The transaction request is authorized, by an authorization module configured in processor, when the transaction amount is less than or equal to at least one of sum of balance in the account and credit limit in the credit balance account and the credit limit in the credit balance account. One or more tenure parameters along with authentication information are received by the processor upon authorizing transaction request. The one or more tenure parameters along with authentication information are transmitted to at least one of an issuing server and the credit balance account server by processor, wherein credit balance account server validates authentication information. Then, transaction amount is transferred to acquiring account upon validating authentication information for facilitating credit based transactions. | 2015-07-02 |
20150186886 | PURCHASE LIMITS WITH PRIMARY ACCOUNT HOLDER CONTROL - Embodiments of the prevent invention allow a primary user to create a dependent account in order to control and monitor the transactions made by a dependent user that is authorized to use the dependent account. The primary user can limit the transactions that the dependent user can make at a store or for products. The primary user can set transaction amount limits and transaction time limits on the transactions the dependent user can make at the blocked/approved stores or on the blocked/approved products. The primary user can set other limits, such as transaction type limits (e.g., in store purchase vs online purchase, or the like), location limits (e.g., radius location, zip code, state, region, or the like), or variance limits (e.g., particular transactions may be a percentage or dollar amount over the limits). | 2015-07-02 |
20150186887 | PERSON-TO-PERSON PAYMENTS USING ELECTRONIC DEVICES - Using electronic devices (such as cellular telephones) that communicate wirelessly, two individuals can make person-to-person payments. In particular, an individual using an electronic device may identify another proximate electronic device of a counterparty in a financial transaction, and may provide an encrypted payment packet to the other electronic device that includes: a financial credential for a financial account of the individual, a payment amount, and a payment sign. When the other electronic device receives the encrypted payment applet, the counterparty may accept the payment in the financial transaction specified by the encrypted payment packet. Then, the other electronic device may provide the encrypted payment packet and another encrypted payment packet (with a financial credential for a financial account of the counterparty, the payment amount and the opposite payment sign) to a third party that completes the financial transaction. | 2015-07-02 |
20150186888 | System and Method for Providing Dispute Resolution for Electronic Payment Transactions - Described herein is partner-based method and device for resolving inquiries or disputes concerning a transaction between the customer and a merchant that is affiliated with a partner platform. For example, the method may involve receiving, at the partner platform, an inquiry/dispute event notification. The method may involve obtaining data points about the transaction and locating the transaction based on the data points. The method may involve refunding the transaction or canceling future or recurring charges associated with the transaction. | 2015-07-02 |
20150186889 | SYSTEM AND METHOD FOR NEW EXECUTION AND MANAGEMENT OF FINANCIAL AND DATA TRANSACTIONS - A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device. | 2015-07-02 |
20150186890 | Method, Device And System For Data Processing - Method and device of processing a security transaction are disclosed. The method includes: receiving a transaction request from the mobile device, wherein the transaction request specifies a purchase transaction for a financial product; in accordance with a determination that the user does not have any existing account with the broker of the financial product, identifying a payment account of the user that has been bound with the user's account of the social networking platform; and based on user identity information and bank account information associated with the payment account, establishing a new account with the broker of the financial product on behalf of the user; and requesting the broker to execute the purchase transaction using the new account established by the server on behalf of the user. | 2015-07-02 |
20150186891 | LOCATION OBFUSCATION FOR AUTHENTICATION - Methods, system, and apparatuses are presented for performing location-based fraud detection (e.g., in e-commerce transactions) while alleviating privacy concerns. Location-based fraud detection may utilize an intermediary (i.e., third party server), which collects the actual location of mobile phones and then obfuscates the collected location information. Obfuscation of location information may comprise assigning region identifiers to geographical regions, where a region identifier can be associated with a transaction that was conducted in a corresponding geographical region. Overlapping regions of varying resolutions may be utilized, each region size corresponding to a set of regions. The intermediary may provide obfuscated location information to an entity (i.e., fraud detection system) that performs the location-based fraud detection based on the obfuscated location information. The entity may aggregate statistical values based on received obfuscated location information of a user's historical transactions and utilize the values when performing the location-based fraud detection. | 2015-07-02 |
20150186892 | METHODS AND SYSTEMS FOR VERIFYING A TRANSACTION - A server with processor(s) and memory receives a transaction request from a first device to perform a transaction with an account and determines a security level for the transaction. When the security level satisfies predetermined criterion, the server: instructs the first device to suspend the transaction and to display a first interface indicating the suspended transaction; and sends a confirmation request, to a second device associated with the account, for voice verification of the transaction. The server receives voice verification information from the second device that includes audio data provided by a user of the second device and determines whether the voice verification information matches stored account verification data corresponding to the account. When there is a match, the server: processes the transaction; and instructs the first device to complete the transaction and to replace display of the first interface with a second interface indicating the completed transaction. | 2015-07-02 |
20150186893 | INFORMATION TECHNOLOGY INCIDENT NOTIFICATION - A request to report an information technology incident of a financial institution may be received from a user device. A user interface comprising a plurality of selectable options and a plurality of questions regarding the information technology incident of the financial institution may be generated and communicated to the user device. The user interface may be configured to, based on a line of business of the financial institution selected using a first selectable option and a state of the information technology incident of the financial institution selected using a second selectable option, display a first portion of the plurality of questions regarding the information technology incident of the financial institution and hide a second portion of the plurality of questions regarding the information technology incident of the financial institution. | 2015-07-02 |
20150186894 | LOCATE TICKET MANAGEMENT - In one example, a location services method for obtaining and disseminating location data concerning an underground object includes receiving a ticket requesting location services for an under object at a designated site, and sending ticket information to a remote terminal. A location services package corresponding to the ticket is received from the remote terminal and includes a sketch in the form of a graphics file that includes endpoints, but fewer than all intervening points between the endpoints, of a line corresponding to a segment of a buried utility located at the designated site. The location services package is stored in a database. Upon receipt of a customer request for information included in the location services package, the location services package is made available to the customer. | 2015-07-02 |
20150186895 | RETAIL REINVENTION AND SELF HELP CARE PORTAL - A system and method for implementing an in-store kiosk device as part of a retail reinvention and self help care portal. The in-store kiosk device may allow a consumer to self-diagnose problems with electronic devices, such as smart phones, and to seek technical or service related assistance with appropriate experts. The in-store kiosk device may also facilitate initiating a communication between the consumer and multiple experts, to help resolve any consumer technical or sales queries. In some examples, the in-store kiosk device has the added advantage of providing consumers with a means to have service or inventory-related issues addressed without having to wait for available in-store service staff. The in-store kiosk device may also facilitate electronic device exchange. | 2015-07-02 |
20150186896 | SYSTEM AND METHOD OF RELATIME INPSECTION OF REMOTE FACILITY - Disclosed are methods of communicating information regarding a problem with a location, the method comprising: providing a form on a mobile device, electronically filling the form on the mobile device at a first location; noting a problem about the first location on the form; and electronically flagging the form. | 2015-07-02 |
20150186897 | FRAMEWORK FOR CONTROL QUALITY VERIFICATION - The present invention includes a system that manages a framework for control quality verification, the framework comprising: a memory; a processor; and a module stored in memory, executable by a processor, and configured to manage a framework comprising: an electronic workbook for evaluating quality of at least one service catalog item against at least one control objective; and an interface for accessing the electronic workbook and information associated with the at least one service catalog item and the at least one control objective. | 2015-07-02 |
20150186898 | GENERATING AN OVERALL CONTROL EFFECTIVENESS - The present invention includes a system for generating an overall control effectiveness. The system comprises: a memory; a processor; and a module stored in memory, executable by a processor, and configured to: receive a service catalog item; process the service catalog item via an electronic workbook; determine an overall control effectiveness based on processing the service catalog item; and assign the determined overall control effectiveness to the service catalog item. | 2015-07-02 |
20150186899 | THIRD PARTY CONTROL ALIGNMENT - The present invention includes a system for third party control alignment. The system comprises: a memory; a processor; and a module stored in memory, executable by a processor, and configured to: receive a guideline associated with a third party; compare the received guideline associated with a third party with a plurality of control objectives; determine a match between the received guideline associated with a third party and at least one control objective from the plurality of control objectives; and assign the at least one control objective to the received guideline associated with a third party in response to determining a match. | 2015-07-02 |
20150186900 | PRODUCT SAFETY ASSESSMENT INFORMATION MANAGEMENT SYSTEM - Embodiments of the present invention provide a system and method for automated generation of product information files. Users provide product ingredient information and one or more jurisdictions of interest. Regulatory corpuses pertaining to the selected jurisdictions are searched, and rules pertaining to the ingredients of the product are retrieved. The product information is formatted based on a template in accordance with the guidelines of the regulatory agency of the jurisdiction. The ingredients and amounts are checked against information retrieved from the regulatory corpuses. Warnings are provided to the user if any substance is identified as prohibited or is used in an amount in excess of what the regulations of a particular jurisdiction allow. | 2015-07-02 |
20150186901 | FRAUD DETECTION AND ANALYSIS - Systems and methods generate a risk score for an account event. The systems and methods automatically generate a causal model corresponding to a user, wherein the model estimates components of the causal model using event parameters of a previous event undertaken by the user in an account of the user. The systems and methods predict expected behavior of the user during a next event in the account using the causal model. Predicting the expected behavior of the user includes generating expected event parameters of the next event. The systems and methods use a predictive fraud model to generate fraud event parameters. Generation of the fraud event parameters assumes a fraudster is conducting the next event, wherein the fraudster is any person other than the user. The systems and methods generate a risk score of the next event to indicate the relative likelihood the future event is performed by the user. | 2015-07-02 |
20150186902 | USING FINANCIAL VISUALIZATION ANALYSIS FOR GAINING INSIGHTS FROM CELLULAR SIGNALING AND DEVICE HOLDERS DATA - The invention is a system for analyzing and displaying results of the analyses of the large amounts of data related to the locations of the users of mobile communication devices available from the devices in a way that can be immediately useful as a decision making tool to a business by yielding actionable insights from the data. | 2015-07-02 |
20150186903 | CONTROL METHOD, AND CONTROL SYSTEM - When there are no customers in a store, a laser is scanned along an aisle between product shelving units installed in the store, and if that laser is reflected midway in the optical path, it is determined that there is an object in the sensing range according to the laser. The determination result is then notified to a user by a site that corresponds to the position where the laser has been reflected being marked in a layout image that represents the product shelving units, displayed on a terminal device. | 2015-07-02 |
20150186904 | System And Method For Managing And Forecasting Power From Renewable Energy Sources - Techniques for managing and forecasting power from renewable energy sources, such as solar and wind power, are provided. In one aspect, a computer-implemented method for managing power from at least one renewable energy source is provided. The method includes the following steps. A list of tasks to be performed within a given timeframe is created, wherein a power load is associated with performing each of the tasks. Performance of the tasks is prioritized based on the power load associated with each of the tasks and an availability of the power from the renewable energy source during the given timeframe. | 2015-07-02 |
20150186905 | RECONCILIATION OF INFORMATION REPORTING - Tools for forecasting financial instrument transfers are provided. The tools may include a funds processing system. The funds processing system may be established at a client location. The funds processing system may receive a plurality of items. The items may include one or more financial instruments. The items may include one or more attachments. The items may be processed using the funds processing system. Data corresponding to the items may be transmitted to a financial institution. The data may be used to compute a forecast. The forecast may be based at least on part on data received via the funds processing system. Data analytical models may forecast future requirements. The requirements may be pickup requirements. The pickup requirements may be financial instrument pickup requirements. The forecast may be a time forecast. The time may be an estimated arrival time. The estimated arrival time may be at the financial institution. | 2015-07-02 |
20150186906 | CONTRACT CAPACITY OPTIMIZING SYSTEM AND OPTIMIZING METHOD FOR USING THE SAME - An optimizing system for contract capacity includes a processing unit, an input unit and a database. The processing unit accesses history data related to past energy consumption of a building, and receives future plan data related to future strategies of the building. The processing unit predicts a one or multiple of predicted-peak demand for each time section of each past month of the building based on the history data and the future plan data. Further, the processing unit receives a user demand, and computes an optimized contract capacity which satisfies the user demand based on the predicted-peak demand. Thus, the optimizing system obtains the contract capacity which satisfies the user demand and generates lowest total electricity bill of the building. The optimized contract capacity is useful to a user when signing contracts with the electricity company. | 2015-07-02 |
20150186907 | DATA MINING - Embodiments of the present disclosure relate to a method and apparatus for data mining by obtaining product-related data from at least one data source; preprocessing the data to determine at least one attribute of the data; analyzing the preprocessed data with respect to product-related characteristics and at least partially based on the at least one attribute; and generating an event according to the analysis and based on a predefined rule associated with the product-related characteristics, the event predicting possible customer demands. | 2015-07-02 |