28th week of 2011 patent applcation highlights part 56 |
Patent application number | Title | Published |
20110173039 | GUI INTERFACE FOR A ROAD MAINTENANCE MANAGEMENT CONTROL SYSTEM - A display device for displaying a graphical user interface is disclosed. The graphical user interface includes a first window configured to display a road maintenance map of a mine road network, and one or more links configured to access a second window. The second window is configured to facilitate selection of one or more data files containing data associated with the mine road network. The graphical user interface also includes one or more links configured to access a third window. The third window is configured to access to one or more analysis tools configured to analyze the data. | 2011-07-14 |
20110173040 | SYSTEMS AND METHODS FOR CUSTOMER ALLOCATION - Systems and methods for allocating customers to agents. Customer information is received from customers that contains characteristics about the customers. The customer information may be stored in a database. Agent information is stored in a database and contains caller conversion success profiles for the agents. The caller conversion success profiles contain information regarding an agents ability to perform with customers having certain characteristics. | 2011-07-14 |
20110173041 | VENUE PRODUCT SALES AND NETWORKING - Systems, apparatus, interfaces, methods, and articles of manufacture for venue product sales and networking are provided. | 2011-07-14 |
20110173042 | SYSTEMS, METHODS AND APPARATUS FOR JUST-IN TIME SCHEDULING AND PLANNING - The disclosure relates generally to methods and apparatus to optimize a supply plan through a hybrid meta-heuristic approach based on genetic algorithms to optimize inventory and generate a supply plan. The apparatuses include a supply chain planner that interacts with the processes of a supply chain network. To provide a complete optimization for the type of platform being deployed in theater a heuristic algorithm is devised to decompose the supply plan problem into a production center schedule and an asset routing problem, which will be tackled one after the other. The decomposed supply plan problem is solved with different heuristic algorithms. Namely, genetic algorithms are used to optimize the supply plans based on ever changing set of operational demands from in theater and the priority of those demands to the assigned depots, while efficient constructive heuristics are used to deal with footprint and timing constraints. | 2011-07-14 |
20110173043 | METHOD FOR DESIGNING INDUSTRIAL SYSTEMS - Method and engineering system for designing industrial systems on the basis of system-independent, rule-based, configurable, incremental workflow objects, with a tree of relevant workflow objects that represents the workflow requiring to be executed for generating the engineering documents of the target system that is being designed being generated from the general workflow objects by functional decompensation, and with a system layout being generated from the identified system objects and by way of interpreting the data, objects, and rules of the workflow objects contained in the tree, these being processed, and with the engineering documentation necessary for the system that is being designed being generated in the respectively required format by document generators in the form of resulting machine-readable engineering documents. Alongside system objects and engineering objects, especially the successively accumulated engineering knowledge that has been filed on a standardized basis is reused. | 2011-07-14 |
20110173044 | Possible worlds risk assessment system and method - A possible worlds risk assessment system including a planning subsystem configured to create a plan for each risk source which threatens a defended area in one or more possible worlds. A clustering subsystem may be configured to cluster states of each plan for each risk source by spatial locality to generate a risk source slice for each plan. Each risk source slice may be partitioned into cells representing the risk to the defended area in the one or more possible worlds. A risk assessment subsystem may be configured to combine each corresponding cell of each risk source slice to generate a risk assessment slice which includes an assessment of the risk associated with each cell of each risk source slice to provide a unified total situational assessment of the risk to the defended area. A data grid may be configured to store each risk source slice and the risk assessment slice. | 2011-07-14 |
20110173045 | System and methods for improving hazardous incident prevention, mitigation and response - The invention comprises a system, method, and computer program product that enables any stakeholder that has responsibility for responding to hazardous incidents with a systematic process whereby they can optimize and continuously improve their abilities to reduce the harm caused by such incidents. This process is tailored to the stakeholder's individual characteristics and practices but also facilitates comparability between stakeholders and provides methods to evaluate the potential consequences of each attack form, prioritize investments in mitigative activities and to evaluate the efficacy of such investments. | 2011-07-14 |
20110173046 | SOCIAL NETWORK MARKETING PLAN COMPARISON METHOD AND SYSTEM - A comparison method and system including retrieving by a computer, first data associated with first interactions between users associated with social networks. The computing system generates a first graph illustrating the first interactions. The computing system identifies targeted users associated with a marketing plan for the users. The computing system enables the marketing plan and retrieves second data associated with second interactions between the users. The computing system generates a second graph illustrating the second interactions, compares the second graph to the first graph, and generates a third graph illustrating first order differences between the first interactions and the second interactions. | 2011-07-14 |
20110173047 | Systems, Computer-Readable Media, and Methods for Activation-Based Marketing - A system, computer program product, and method for activation-based marketing are presented. In one embodiment, the system includes one or more data storage devices configured to store demographic data, healthcare utilization data, and response data associated with a target individual. The system may include a server coupled to the one or more data storage devices. The server may be suitably programmed to determine a life stage associated with a target individual, determine an attitudinal segment associated with the target individual, and determine a response model associated with the target individual. The server may assign the target individual to at least one of a predetermined set of segmentation groups in response to the life stage, the attitudinal segment, and the response model associated with the individual. The system may generate a personalized communication modality tailored to the target individual in response to the segmentation group assigned to the target individual. | 2011-07-14 |
20110173048 | METHOD FOR COMPUTING REACH OF AN ARBITRARY RADIO ADVERTISING SCHEDULE - A radio station market analysis program extends Cume values for individual stations to multiple stations (for a particular geographic market, a particular demographic, and a particular daypart) according to the formula C=[1−Π | 2011-07-14 |
20110173049 | METHOD AND SYSTEM FOR COLLECTING STAKEHOLDER RELATIONSHIP DATA - A system for compiling and presenting data collection instruments associated with a plurality of stakeholder relationship causality models, managing data collection processes, conducting statistical tests, variable analytics and impacts calculations, and generating action plans and reports associated with a plurality of stakeholder experiences, stakeholder attitudes and stakeholder behavioural intentions for use in assessing the state of stakeholder relationships and planning for performance optimisation, the system comprising: a) a user interface software module, b) a stakeholder model library, c) a variables database, d) a stakeholder profile database, e) an action plan library, f) a reports library, g) a language conversion engine, h) a stakeholder survey software module, i) a variable analytics software module, j) an impact calculation software module, k) an action plan generation software module, and l) a report generation software module. | 2011-07-14 |
20110173050 | Strategic Planning And Valuation - A holistic method of developing a strategic planning solution for a business organization by taking into account a broad array of components within the enterprise planning process includes affirming strategic objectives and the nature of corporate relationship, developing valuation and analyzing driver sensitivities, developing a business model for the organization based upon strategic objectives and sensitivities, developing performance measures and performance indicators, defining desired changes to implement in the corporate planning and reporting processes based upon the desired changes, and reviewing management skills and reward structures and modifying the reward structures in order to implement the identified desired changes. | 2011-07-14 |
20110173051 | SOCIAL NETWORK MARKETING PLAN MONITORING METHOD AND SYSTEM - A monitoring method and system. The method retrieving by a computer, first data associated with a marketing plan associated with social networks and second data associated with marketing plan objectives. The computer processor identifies social network effects associated with the marketing plan objectives, business key performance indicators (KPIs) associated with the marketing plan objectives, and social network KPIs associated with the associated social network effects. The computer processor represents a marketing plan measurement model comprising a mathematical relationship between the business KPIs and the social network KPIs. The computer processor monitors changes associated with the business KPIs and the social network KPIs and generates and stores a report indicating the changes. | 2011-07-14 |
20110173052 | Enhanced Knowledge Management - A knowledge management module associated with an organization hierarchically arranges knowledge relevant to the organization. The knowledge management module may communicate with databases internal and external to the organization to connect individuals to information regarding elements within the map. In certain embodiments, the management server also includes, for each element in the knowledge management map, information related to the levels of expertise of personnel associated with the organization. In another embodiment, the knowledge management module may include processing capabilities that allow it to recompute the links between each element of the map when errors have been found or when new elements need to be added. | 2011-07-14 |
20110173053 | METHOD AND SYSTEM FOR PAYMENT AND/OR ISSUANCE OF CREDITS VIA A MOBILE DEVICE - System and method for delivering upon request credits having monetary value to a mobile device using a communications network. An account of available credit for the user of the mobile device is maintained and authorization to issue credit is generated when a request for credit for the mobile device is received and there is available credit in the account associated with the mobile device equal to or greater than the requested credit. Credit may be sponsored by one or more sponsors and issued to the user, upon authorization, to enable the user to use the mobile device to purchase items, e.g., at a point of sale terminal. | 2011-07-14 |
20110173054 | Advertising Insertion, Profiling, Impression, and Feedback - Various apparatus, methods and systems for insertion of advertisements in various environments are provided. Apparatus, methods and systems for profiling users, registering advertisement impressions and generating feedback in response to advertisement viewing are also disclosed. | 2011-07-14 |
20110173055 | SYSTEM AND METHODS FOR ADVERTISING ON A MOBILE ELECTRONIC DEVICE - A system and method for transmitting, accessing, and/or managing promotions transmitted to mobile electronic devices. The system and method can analyze data affiliated with a user, a mobile electronic device, the changing of the mobile electronic device's alert, and the usage of the changed mobile electronic device's alert. Analyzing data such as, for example, affiliated with the changing of the mobile electronic device's alert and/or the usage of the changed mobile electronic device's alert the system and method can determine which promotions are transmitted to and/or received by the mobile electronic device. | 2011-07-14 |
20110173056 | COMPUTERIZED SYSTEMS AND PROCESSES FOR PROMOTING BUSINESSES - Embodiments of the invention include systems and methods for helping businesses increase word of mouth marketing/advertising and manage relationships with their customers. Embodiments are also directed to helping businesses quantify the effect of the generated word of mouth marketing/advertising. Certain embodiments provide incentives for customers to write online reviews of the businesses they patronize. Customers can also refer businesses to a review, profile and marketing management system through which the businesses can purchase additional marketing services, which may include providing the referred businesses: (1) access to a review module to respond to customer reviews posted to the system, (2) the ability to provide special offers to customers who have signed up with the system to generate additional reviews, and (3) content data posted on the system (e.g. web viewable content) in which basic information of the businesses is integrated with the reviews. In one embodiment, the content data is optimized to achieve high search engine rankings. | 2011-07-14 |
20110173057 | METHODS AND SYSTEMS FOR A DYNAMIC NETWORKED COMMERCE ARCHITECTURE - One embodiment of the present invention provides systems and methods, which allow a more efficient shopping experience. A cascading commerce menu provides access to a plurality of product, service, and/or content categories. In one embodiment, the cascading commerce menu is stored on a client computer, thereby providing quick access to the menu. | 2011-07-14 |
20110173058 | Consumer credit circuit - The present invention provides a system that is wholly compatible with money and is usable for providing liquidity in a marketplace. The management system of the present invention uses standardized value claims in an administrative process to provide a source for settlement of obligations between parties and to extend the period in which cash is needed as a tool for commerce. This means of exchange can be established and used to introduce tools to have the circulation inside the management system or region optimized. | 2011-07-14 |
20110173059 | SYSTEM, METHOD AND APPARATUS FOR INCENTIVIZING THE USE OF SERVICES AND PRODUCTS BASED ON REAL-TIME INVENTORY LOADING - A system and method for providing incentives for products and services to consumers in real time. A retailer or service provider determines that they have unused capacity or unsold inventory and creates an incentive for consumers to optimize their use of resources. The retailer or service provider determines the level of the incentive, the time window during which it will be offered, and the quantity of consumers that can receive the incentive. The retailer or service provider updates a database with the incentive. A consumer uses an application from a portable electronic device or a web based application and chooses a set of filter parameters to locate an offer that will fill their needs. The database is queried based on the filter parameters and a set of incentives is generated which is sent to the consumer. The consumer chooses an incentive and is given a coupon or offer code to redeem for the incentive. A report of this choice is sent to the retailer or service provider who offered the incentive, creating a reservation for the consumer. | 2011-07-14 |
20110173060 | Guest Check Presenter Having a Wireless Communication Device - A guest check presenter for a food establishment is provided. The guest check presenter includes a holder for holding a guest check information and a wireless communication device attached to the holder and adapted to communicate with a wireless mobile device of the guest. The wireless communication device contains a guest check identifier that identifies the guest check. The guest check identifier is adapted to be retrieved by the wireless mobile device of the guest for use in providing various useful mobile services that are associated with the food establishment or the food consumed by the guest. Thus, the check presenter is used as a platform for providing such mobile services as mobile payment of the guest check and loyalty coupons. | 2011-07-14 |
20110173061 | SYSTEM FOR MOBILE REWARDS - In an example embodiment, there is a system for mobile reward redemption. The system may receive a selection of a cash equivalent rewards on a mobile device. The system may further transmit a request message from the mobile device to a reward fulfillment server, wherein the request message comprises the selection of the cash equivalent reward. Additionally, the system may receive a message on the mobile device from the reward fulfillment server comprising a link to a barcode image. The barcode image may represent the cash equivalent reward. The barcode image may be retrieved and the barcode image may be presented to a merchant scanning system to redeem the cash equivalent reward. | 2011-07-14 |
20110173062 | SYSTEM AND METHOD FOR REDUCING EXCESS CAPACITY FOR RESTAURANTS AND OTHER INDUSTRIES DURING OFF-PEAK OR OTHER TIMES - A system and method for reducing excess capacity for restaurants and other industries during off-peak hours is provided. Customers or potential customers may bid on gift certificates redeemable at restaurants during a predetermined time. Users may register with the system and provide identification and demographic information which may be used by restaurants for targeted marketing strategies, promotions, and special offers. The system may include a registration module, an auction module, a restaurant guide module, a restaurant manager module, rewards and referral center module, restaurant reservation module, and advertisement displays. | 2011-07-14 |
20110173063 | ADVERTISER VALUE-BASED BID MANAGEMENT IN ONLINE ADVERTISING - The present invention provides methods and systems for use in online advertising campaign management, including bid management in an online advertising auction. Techniques are provided in which a benchmark set of previously served advertisements is identified, and associated performance information is obtained. During an online auction, when an advertisement impression opportunity becomes available, information obtained using a machine learning technique may be utilized in forecasting an advertiser value-based metric associated with the opportunity, using the benchmark set of advertisements and the associated performance. The forecasted advertiser value-based metric can be used in determining bidding and pricing associated with the opportunity. | 2011-07-14 |
20110173064 | PERFORMANCE MEASUREMENT SYSTEM FOR OUT OF HOME MEDIA - A system and method for the evaluation and measurement of the performance of out of home (OOH) media is disclosed. The disclosed system may provide a system for computer-based means consolidating in an easily accessed format, information that has relevance to the marketing process of a particular brand or product and the performance measurement of a users outdoor media campaign. | 2011-07-14 |
20110173065 | ENCODING AD AND/OR AD SERVING INFORMATION IN A CLICK URL - The tracking of ad selections (such as ad clicks for example), and/or rich levels of ad performance may be facilitated by encoding one or more ad properties in a click URL of the ad. An intermediate URL server may be used to decode such ad properties when the ad is selected. Ad properties may include one or more of an identity of the ad; an identity of the advertiser; a time the ad was served; a time the ad was rendered; a rendering attribute of the ad; a position of the ad within a Web page; a price that the advertiser will be charged for the impression; a price that the advertiser will be charged for a click; a price that the advertiser will be charged for a conversion; an identity of the server that chose the ad; search conditions that generated the page with which the ad was rendered; a next intermediate URL; a final destination URL; an identity of the ad creative, a topic of the content with which the ad was served; an identity of the content with which the ad was served; a geolocation to which the ad was served; and user profile information of the user to which the ad was served, various other ad serving parameters, etc. | 2011-07-14 |
20110173066 | METHODS AND APPARATUS FOR PERFORMING ENHANCED QUERIES FOR ITEMS SUCH AS MAPS AND GEOSPATIAL DATA - Methods and apparatus for cataloguing items such as maps and geospatial data sets store in a database information defining a geospatial region corresponding to each item and a size characteristic of the geospatial area. The database may be queried to identify items of interest by intersecting a search seed comprising one or more geospatial points lines or areas with the areas corresponding to the items. A result set containing items produced by a query may be ordered at least in part according to the size characteristics. In some embodiments the size characteristics comprise square roots of the areas of the geospatial regions. | 2011-07-14 |
20110173067 | METHOD OF OPERATING A NAVIGATION SYSTEM USING IMAGES - A method of operating a navigation system determines a route between an origin and a destination and provides a photographic image showing a geographic area through which the route passes. The photographic image shows the geographic area from a land-based viewpoint. The method overlays a route highlight on the photographic image identifying a path to be traveled. The route highlight includes a symbol indicating at least one feature of the route selected from a group consisting of handicap accessible route, tree-lined route, well-lit route, quiet route, scenic route, crowded route, peaceful route, and bicycle friendly route. | 2011-07-14 |
20110173068 | UNIFIED DATA BURST INTERNET ADVERTISING AND EM ALERT METHODS - There is a need for an internet advertisement “Emergency Management, Terrorist, Amber, and Imminent Weather Danger Alert System”. An internet alert system that bypasses business advertisements and uses data burst impressions immediately in the place of at least one advertisement per page and automatic email to every authority network member, having efficient and successful configurations resourceful to Local, State, and Federal Government authorities through at least one computer system internet advertising database configuration and user profile interface configuration and incorporated useful at least one method herein on authority computers, mobile phones, mobile workstations, including work stations that include at least one server and personal digital assistants through touch-screens, voice commands, or keyboards, each having hard, high-density, optical or laser drives with at least on computer processing unit(CPU) and sufficient random access memory(RAM) including a binary operating system, at least one high speed satellite, cellular, Internet Protocol telephony, or land-line, such as cable, at least one modem or transmitter/receiver internet capability, and at least one said unit demand, including high-speed local company networks, upon at least one internet advertising company controls. | 2011-07-14 |
20110173069 | ADVERTISEMENT FORWARDING STORAGE AND RETRIEVAL NETWORK - Methods and apparatus, including computer program products, for to advertisement forwarding storage and retrieval network. A method includes, in a network of interconnected computer system nodes, directing advertisement to a computer memory, directing data to a computer memory, continuously forwarding each of the unique data, independent of each other, from one computer memory to another computer memory in the network of interconnected computer system nodes without storing on any physical storage device in the network, continuously forwarding each of the unique advertisements, independent of each other, from one computer memory to another computer memory in the network of interconnected computer system nodes without storing on any physical storage device in the network, and retrieving one of the advertisements in response to an activity. | 2011-07-14 |
20110173070 | SERVICE SYSTEM AND METHOD FOR PROVIDING DETAILED MEMBER SHOP INFORMATION USING CARD TRANSACTION APPROVAL INFORMATION - Provided are a system for service of providing franchise details using card transaction approval information and a method thereof. When payment information is received from a franchise terminal, an authentication server approves a transaction by referencing a subscriber DB, and a forwarding server forwards card transaction statement information including an icon for a guide to the franchise details to a subscriber terminal which has been previously registered for the subscriber approved by the authentication server. When the subscriber terminal selects the icon, a franchise information management server reads the franchise details including a location and an advertisement of a franchise from a franchise information DB and transmits the franchise details to the subscriber terminal via the forwarding server. Thus, a location, an address, a telephone number, homepage information, advertisement information, and the like of the franchise are delivered to a user in a credit card transaction, thereby preventing piracy of a credit card and enabling the user to deliver received franchise information to others or to use the information for a variety of services. | 2011-07-14 |
20110173071 | MANAGING AND MONITORING DIGITAL ADVERTISING - A computerized system and techniques facilitate the monitoring and management of online behaviorally-targeted advertising. In certain embodiments, electronic notifications related to advertising practices of members of an online advertising ecosystem are presented to users based on the discovery of elements of online content aimed at delivering targeted advertising messages to viewers of the content. | 2011-07-14 |
20110173072 | SYSTEMS AND METHODS FOR ADVERTISING ON A MOBILE ELECTRONIC DEVICE - A system and method for transmitting, accessing, and/or managing promotions transmitted to mobile electronic devices. A user can input preferences for stores and brands that they wish to receive promotions from. Also, a list of stores and brands having promotions can be stored on a promotions system. User location data can be cross-referenced with the user preferences and store and stores carrying brands to determine what, if any, promotions are to be transmitted to a user. | 2011-07-14 |
20110173073 | Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation - Wireless personal area network (Zigbee, Bluetooth, UWB) and wireless identification technologies (Near Field Communication (NFC), Radio Frequency Identification (RFID)) are implemented in particular client server functions and communications. Connected with an Authentication Server, a wireless HUB authenticates user identification and provides the user with access to secure data communication with a wireless terminal such as a cellular phone or a PDA. A Location Server provides user locations via methods such as RSSI, TDOA, and GPS and sends location information to a Center Control Server and the Authentication Server. With location information, the Center Control Server initiates and optimizes secure information processes and coordinates the functions of servers and user terminals. | 2011-07-14 |
20110173074 | COMMUNICATION SYSTEM, ADVERTISEMENT MANAGING DEVICE, AND WIRELESS BASE STATION - An advertisement managing device selectively notifies advertisement-related data to one or more wireless stations on the basis of location information of the wireless stations. Each wireless station attaches the notified advertisement-related data to the contents received from a contents providing device and destined for a user equipment, and sends the resultant data to the user equipment. The wireless station counts the number of times of the attaching and notifies the result of the counting to the advertisement managing device. | 2011-07-14 |
20110173075 | Providing an Announcement About Transactions of a Target Merchant to a Consumer - An announcement distributor distributes, or auctions an opportunity to distribute, an announcement to an announcement recipient such as a consumer, issuer, merchant, or acquirer within a payment processing system. The announcement is formed when there has been a satisfaction of an announcement condition, such as the consumer being determined to be located within a predetermined spatial zone. The content of the announcement may, in turn, facilitate a subsequent cashless transaction for resources of merchants. Implementations describe various permutations of the content of the announcement, the announcement condition, and the announcement recipient. | 2011-07-14 |
20110173076 | Method and system for monitoring internet information for group notification, marketing, purchasing and/or sales - Consumers provide marketers with genuine interest in a particular product, content type or service thereby establishing opportunities to market. Thus, the invention provides a system and a method to produce consumer-defined alerts and notifications about Internet information including a method for modeling consumer interest by tagging such information and aggregating consumer demand for a specific item thereby allowing private one-to-one marketing and aggregated reverse auctions. A method for monitoring and tracking changes to web resources and for managing and tracking the performance of associated marketing programs up to the point of sale. A processes for selection, dynamically storing and aggregating associated alerts data in response to consumer demand, as well as a method of selecting a resource and creating dynamic data to be combined and/or shared with other users. | 2011-07-14 |
20110173077 | Personalized Interactive Network Architecture - A system for personalizing interaction between a user communicating over at least one communication channel and a provider of information/products/services, the user having a communication device for communication over the channel with the provider, the system comprising a channel interface for interfacing with the channel, an information/product/service interface for interfacing with an information/product/service provider; and a knowledge management system coupled to the channel and information/product/service interface, the knowledge management system comprising a knowledge management repository storing information concerning the user, the information obtained from interaction with the user over the channel including current interactions between the user and the knowledge management system, and further storing information concerning a plurality of information/products/services to offer to the user, and a personalization engine for making a decision as to which of the plurality of information/product/services to present to the user over the communication channel based on the stored information in the knowledge management repository. | 2011-07-14 |
20110173078 | INCREASING THE DIVERSITY OF ITEM RECOMMENDATIONS BY FILTERING - A recommendation system increases the diversity of item recommendations provided to a target user by using item similarity data to filter an initial recommendation set. In one embodiment, selected items are filtered from the initial recommendation set based on similarity scores that represent degrees of similarity between particular items. The similarity scores may be generated based on an automated comparison of item attributes or content, or based on another measure of item similarity. | 2011-07-14 |
20110173079 | BIDDING MANAGEMENT METHOD AND SYSTEM USING BIDDING ATTRIBUTE INFORMATION - Provided is a bid management method and system using bid attribute information. The bid management method may include receiving a bid request including bid attribute information of an advertisement listing, determining a display rank of the advertisement listing using the bid attribute information, and calculating a final bid amount of the advertisement listing based on the display rank of the advertisement listing. | 2011-07-14 |
20110173080 | ELECTRONIC DEVICE, SERVER, COMMUNICATION SYSTEM, DISPLAY CONTROL METHOD, DATA COMMUNICATION METHOD, CONTROL METHOD FOR ELECTRONIC DEVICE, AND PROGRAM - An electronic device is provided which is capable of displaying an advertisement at an appropriate timing on a second display panel different from a first display panel. The electronic device includes: a storage device for storing therein application software and first information associated with the software for specifying a server; a display control unit for displaying an operation screen of the software on a liquid crystal panel based on launch of the software; a detecting unit for detecting that an input for operating the software has been received; a generating unit for generating, based on the detection, a signal to be transmitted to the advertisement server specified by the first information; a transmitting unit for transmitting the generated signal to the advertisement server; and a receiving unit for receiving, based on the transmission, advertisement image data indicating an advertisement from the advertisement server. The display control unit displays the advertisement that is based on the advertisement image data, on a liquid crystal panel. | 2011-07-14 |
20110173081 | SYSTEMS AND METHODS USING POINT-OF-SALE CUSTOMER IDENTIFICATION - System and method for automatically providing tailored customer services at a point-of-sale location. An identity of a customer approaching the point-of-sale location is automatically determined using an auto-identifying technology. Stored customer activity data corresponding to the identified customer is automatically accessed using a computer-based system operatively interfacing to the auto-identifying technology. At least one tailored customer service is automatically generated for the customer by processing at least a portion of the accessed customer activity data using the computer-based system. | 2011-07-14 |
20110173082 | SMART VISI-COOLERS - Systems, apparatus, interfaces, methods, and articles of manufacture for smart visi-coolers are provided. | 2011-07-14 |
20110173083 | Account Control Method and System that Allows Only Eligible and Authorized Items to be Purchased Using the Account - The present invention relates to a real time account control method and system that allows only eligible and authorized items to be purchased using the account. The present invention relates particularly to healthcare spending accounts such as flexible spending accounts and health reimbursement arrangements. The method can comprise the steps of: establishing at least one account, each account having an account holder; identifying at least one item eligible for purchase using one of the accounts; identifying at least one item authorized for purchase using one of the accounts; and, upon request to purchase an item using one of the accounts, authorizing the purchase for an amount not to exceed an available balance in that account only if the item is both an item identified as eligible for purchase and an item authorized for purchase. | 2011-07-14 |
20110173084 | Risk Adaptive Information Flow Based Access Control - Systems and methods are provided to manage risk associated with access to information within a given organization. The overall risk tolerance for the organization is determined and allocated among a plurality of subjects within the organization. Allocation is accomplished using either a centralized, request/response or free market mechanism. As requested from subjects within the organization for access to objects, i.e. information and data, are received, the amount of risk or risk level associated with each requested is quantified. Risk quantification can be accomplished using, for example, fuzzy multi-level security. The quantified risk associated with the access request in combination with the identity of the object and the identity of the subject are used to determine whether or not the request should be granted, denied or granted with appropriated mitigation measures. | 2011-07-14 |
20110173085 | Online auction method and system - An automated online auction system and method is disclosed wherein the seller and all potential bidders are pre-qualified before they can participate in the auction. In addition, each bid is accompanied by an electronically signed contract from the bidder that makes the bid legally binding if the bid is accepted. | 2011-07-14 |
20110173086 | Systems and Methods for Dynamic Pricing and Auction Adjudication During Online Auctions - An electronic auction system hosting an auction includes a pricing and an adjudication application. The pricing application adjusts an opening price of an auction item to be less than a reserve price in response to buyer interest factors. The adjudication application receives bids on the item and automatically evaluates a reserve price and, when determining the reserve price is too high, adjusts the reserve price to an adjusted reserve price when a highest bid is less than the reserve price. When the adjusted reserve price is equal to or less than the highest bid the adjudication application automatically awards the item to a high bidder. When the adjusted reserve price is greater than the highest bid the adjudication application automatically sends an electronic message to the high bidder to inform that the reserve price has been adjusted and to inform of their status as high bidder. | 2011-07-14 |
20110173087 | OFFER AMALGAMATION SYSTEM - An offer amalgamating system receives offers for an item or service advertised for sale in differing quantities at differing prices and aggregates a display of the offers to provide to all offerers an indication as to when a price/quantity sale point is being approached. In this way an offerer may form part of an aggregated offer and receive the item or service at a lower cost than otherwise. | 2011-07-14 |
20110173088 | Systems, methods and computer program products for implementing processes relating to retail sales - The present invention provides a system that facilitates the selection of purchasable items for use in an environs defined by the customer. In one aspect, the system includes a processing element capable of proposing a plurality of purchasable items to the customer for selection by the customer. The processing element also is capable of receiving data representing the environs and data representing at least one purchasable item selected by the customer. The processing element is further capable of generating and displaying a three-dimensional graphical representation of the environs and each purchasable item or items selected by the customer so that the customer can visualize the items in the environs. | 2011-07-14 |
20110173089 | METHOD AND SYSTEM FOR PROVIDING ONLINE SERVICES AND SOFTWARE - A method and system provides online software and services via prepaid scratchcards. Users may pay for online software and services with prepaid scratchcards. For example, online services may include accounting, legal, and auditing services. For example, online software may include productivity and business software. For example, online services and software may be provided on a subscription basis. Use of scratchcards may improve availability of software and services to more users, protect user security, and facilitate gifting between users. | 2011-07-14 |
20110173090 | Load balancing technique implemented in a data network device utilizing a data cache - Techniques for implementing a load balanced server system are described which may be used for effecting electronic commerce over a data network. The system comprises a load balancing system and a plurality of servers in communication with the load balancing system. Each of the plurality of servers may include a respective data cache for storing state information relating to client session transactions conducted between the server and a particular client. The load balancing system can be configured to select, using a load balancing protocol, an available first server from the plurality of servers to process an initial packet received from a source device such as, for example, a client machine of a customer. The load balancing system can also configured to route subsequent packets received from the source device to the first server. Before generating its response, the first server may verify that the state information relating to a specific client session stored in the data cache is up-to-date. If the first server determines that the state information stored in the data cache is not up-to-date, then the first server may be configured to retrieve the desired up-to-date state information from a database which is configured to store all state information relating to client sessions which have been initiated with the server system. | 2011-07-14 |
20110173091 | Method for user customized single screen order taking - A method is described for user customized single screen order taking. The method saves users time to submit subsequent orders by storing their selection of items and having the system use that stored information to avoid selecting the desired items for each subsequent order. In practice, upon initial logon, a menu of items is presented to the user in response to the users inputted identification and password. The user can then select a subset of items from the displayed menu for the present and subsequent logons. The system eliminates duplicates and prioritizes presentation attribute from the selected items. A single data entry screen presenting the specific data entry needs for the selected items then is displayed on the present and subsequent logins. This ordering method also permits the user to save all data entered on a data entry screen in modified or unmodified format for submission at a subsequent time for fulfillment. Additional time is saved by the user in the placement of orders by positioning all required data fields in different regions that the non-required data fields in the data entry screen. | 2011-07-14 |
20110173092 | PATRON SERVICE SYSTEM AND METHOD - A method provides for using a portable patron unit in a venue or in a vicinity of the venue. The method includes wirelessly connecting the patron unit to be in communication with the venue, and providing at least one display on the patron unit enabling a patron to place a patron order for at least one item or service provided by the venue. The method also includes displaying the patron order and a location of the patron unit on the patron unit and at least one portable staff unit, and updating a status of the patron order, and a location of the patron unit when the patron moves to a different location, on both the patron unit and the at least one staff unit. The method further includes indicating that the at least one item or service ordered has been completed on both the patron unit and the at least one staff unit when the at least one item or service ordered has been provided to the patron. | 2011-07-14 |
20110173093 | EVALUATING PUBLIC RECORDS OF SUPPLY TRANSACTIONS FOR FINANCIAL INVESTMENT DECISIONS - A platform facilitates buyers, sellers, and third parties in obtaining information related to each other's transaction histories, such as a supplier's shipment history, the types of materials typically shipped, a supplier's customers, a supplier's expertise, what materials and how much a buyer purchases, buyer and shipper reliability, similarity between buyers, similarity between suppliers, and the like. The platform aggregates data from a variety of sources, including, without limitation, customs data associated with actual import/export transactions and facilitates the generation of reports as to the quality of buyers and suppliers, the reports relating to a variety of parameters that are associated with buyer and supplier quality. | 2011-07-14 |
20110173094 | Electronic Commerce Technique - Described is a system, method, and product for facilitating a transaction between a buyer and a seller. A buyer searches a data store for an item. The buyer places a bid for the item, the bid including an item name for an item, the item name corresponding to an item identifier, the bid further including a price the buyer wishes to pay for the item. A seller searches the data store for the item. The seller receives a search result identifying the item and the buyer. The seller transmits a notice that the seller wishes to sell the item to the buyer. One or more messages are exchanged via a central server between the buyer and seller to arrange the transaction. | 2011-07-14 |
20110173095 | SYSTEMS AND METHODS FOR MANAGING RECOMMENDATIONS IN AN ONLINE MARKETPLACE - A method and a system to manage recommendations in an online marketplace are presented. A social shopping interface is provided at a publisher site accessed by a first user identified by a first user identifier. A recommendation of a listing describing an item for sale and including a second user identifier corresponding to a second user is accessed from a recommendation database. The recommendation, including at least a portion of the listing and the second user identifier are displayed to the first user at the publisher site via the social shopping interface. | 2011-07-14 |
20110173096 | PAYMENT SERVICE CAPABLE OF BEING INTEGRATED WITH MERCHANT SITES - A computer-implemented service acts as an intermediary between merchant sites and users thereof, and enables the users to purchase items on the merchant sites without having to create accounts with such sites. A user may invoke the service from a web page of a merchant site, and complete a purchase transaction, without having to browse away from the merchant site. The service may either forward the user's payment information to the merchant's system to enable the merchant to charge the customer, or may charge the user on behalf of the merchant. In some implementations, the service enables users to make single-action purchases from the merchant sites. | 2011-07-14 |
20110173097 | CONSOLIDATING SYSTEM AND METHOD FOR CUSTOMER TRACKING OF CUSTOMER'S ON-LINE TRANSACTIONS - Methods and hardware systems are described to enable an online customer to easily track or find the status of his purchases or inquires from various merchandisers without having to individually recall each merchandiser-sent emails. A software tool, operating under a hardware environment, is utilized by the customer to provide “one-stop” status and tracking facilitation. From the customer's perspective, this will make it significantly easier to keep track of various on-line purchases, etc. From the merchandiser's perspective, this will provide a direct link to the customer's desktop or interface, which bypasses the need for the merchandiser to pay for third party search engine clicks, and so forth. | 2011-07-14 |
20110173098 | SYSTEM, METHOD, COMPUTER READABLE MEDIUM AND COMPUTER PROGRAM PRODUCT FOR MANAGING ELECTRONIC COMMERCE - The invention relates to a system, method, computer readable medium, and computer program product for managing electronic commerce to make users spend the least times, go to the nearest and fewest sales channel and buy the cheapest or suitable goods in order to save money, time, effort and energy. The system comprises an input module configured to receive at least one keyword request from a user client; a search module configured to search at least one goods record according to the keyword request in a database or on the Internet; a selection module configured to show the at least one goods record searched by the search module, receive an input, and perform a corresponding operation according to the input; a result module configured to show at least one shopping plan got from the correspondingly operation; a database configured to store goods records; and an order module configured to operate a shopping order. | 2011-07-14 |
20110173099 | METHOD AND DATA PROCESSING SYSTEM FOR TRANSPORT SERVICE PROVIDERS - Device for variably depicting postal services for postal products comprising:
| 2011-07-14 |
20110173100 | Object Information Derived from Object Images - Search terms are derived automatically from images captured by a camera equipped cell phone, PDA, or other image capturing device, submitted to a search engine to obtain information of interest, and at least a portion of the resulting information is transmitted back locally to, or nearby, the device that captured the image. | 2011-07-14 |
20110173101 | ORDERING METHOD AND SYSTEM - An ordering method for ordering and buying a product is provided which includes providing trademark selection means for a customer to select at least one selected trademark from a group of trademarks; reserving for the customer, for a specified period, at least one product with the selected trademark selected by the customer; and providing sale means to enable the customer to buy the product(s) selected. | 2011-07-14 |
20110173102 | Content sensitive point-of-sale system for interactive media - A system and method are described for offering items and services for sale that are related to content being displayed in an interactive medium such as the world wide web, public kiosks, hand-held PDAs, tablets, television and other digital devices. The system uses a combination of techniques to select from a catalog of items those which have the greatest relevance to the content being viewed at the time, and it presents those items concurrently in point-of-sale window, allowing the user to purchase the items directly without leaving the content page. Unlike content-sensitive advertising which presents ads even when the relevance of those ads to the content is low, the system alerts the user to the presence of relevant products, presents a point of sale window only if the user requests it, and pays the content publisher a portion of the revenue from sales initiated on his content page. | 2011-07-14 |
20110173103 | SIDE-BY-SIDE COMPARISON OF ASSOCIATIONS FOR MULTI-LEVEL BILLS OF MATERIAL - A method includes receiving first parameters and second parameters for a comparison of a first multilevel bill of material and a second multilevel bill of material. Internal items based on the first parameters are compared to determine differences between the internal items in the first multilevel bill of material and the second multilevel bill of material. If an internal item matches in the first multilevel bill of material and the second multilevel bill of material, associations for the matched internal item are compared based on the second parameters to determine differences between the associations in the first multilevel bill of material and the second multilevel bill of material. A report is generated showing a result of the comparing of the internal items and the comparing of the associations, wherein the report shows unmatched internal items and unmatched associations for matched first items. The report can then be displayed. | 2011-07-14 |
20110173104 | METHOD AND SYSTEM FOR OPTIMIZING THE DELIVERY OF ENVIRONMENTAL MANAGEMENT TRAINING - A method and system that optimizes the delivery of training materials to an organization that seeks to implement an environmental management system (EMS) meeting the requirements of a standard (such as ISO 14001-2004). The system generates an optimized set of training materials for an organization based on two analyses. The system presents gap analysis questions pertaining to the elements of the standard. Responses received to the gap analysis questions are used to calculate a gap analysis score with respect to each of the elements. The system also presents aspects and impacts questions in a cascaded fashion, meaning that certain aspects and impacts questions are presented based at least in part on responses received to previous aspects and impacts questions. The system generates optimized training materials for the organization by filtering a set of training modules based on the gap analysis scores and the aspects and impacts responses. | 2011-07-14 |
20110173105 | Utilizing AAA/HLR infrastructure for Web-SSO service charging - An apparatus (such as a AAA node of a core/operator network) receives from a relying party an initial credit control request that bears first information comprising a relying party identifier, a service context identifier for a service to be provided by the relying party, and a token that authenticates a subscriber. The first information is extracted and forwarded to a core network accounting server that stores account information for the subscriber. The relying party is not within the core network. In reply to forwarding the extracted first information, the apparatus receives from the accounting server a credit control answer that bears second information comprising the relying party identifier, the service context identifier, and a grant indicating the subscriber may be charged a fee for the service to be provided by the relying party. The second information is extracted and forwarded to the relying party. | 2011-07-14 |
20110173106 | Systems and Methods to Route Messages to Facilitate Online Transactions - Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store an account and a phone number associated with the account and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is to select a first controller based at least in part on reducing cost, and to instruct the first controller of the controllers, via a first converter of the converters, to transmit a first message to a mobile device at the phone number to facilitate a transaction related to funds associated with the phone number. | 2011-07-14 |
20110173107 | SYSTEMS AND METHODS FOR INTEGRATING A SERVICE ACCESS GATEWAY WITH BILLING AND REVENUE MANAGEMENT SYSTEMS - Systems and methods are described for integrating a gateway in a telecom network environment with charging and payment functionality. The gateway is provided with three points of integration with charging and billing servers. These three points include a payment service, a charging data record listener and a credit control interceptor. The payment service provides an interface for client applications that reside outside of the telecom network to invoke a charging request, to translate the charging request and to relay it to the billing server. The charging data record listener listens for charging data records generated within the gateway and issues offline charging requests to the billing server upon detecting that a particular charging data record has been generated. The credit control interceptor intercepts requests in the communication traffic flowing through the gateway and initiates online charging requests to the billing server upon intercepting said requests. | 2011-07-14 |
20110173108 | GATEWAY FOR ENABLING CLOUD-BASED SERVICE EXPOSURE - Systems and methods are described for providing a gateway that enables cloud-based service exposure. The gateway can allow a particular operator to expose its services and to control, manage and monetize the communication traffic that accesses these services. In accordance with one use case, the gateway can be utilized to expose the services of a Web based application to other external service providers and applications and to manage, control and monetize the requests received from the external providers to the exposed service. In accordance with another use case, the gateway can be utilized to expose the excess capacity of a telecom network, such as a code division multiple access (CDMA) network or a global system for mobile communications (GSM) network and to manage the access to the exposed capacity of the network. | 2011-07-14 |
20110173109 | SYSTEM AND METHOD FOR RESOURCE MANAGEMENT - A system uses an intelligent load controller for managing use of a consumable resource at an associated load. The controller has a resource measuring component for measuring the rate of use of the resource by the associated load, including measuring at least one of an instantaneous usage rate and a usage rate over an integration period and a load status component for receiving load status data for the associated load. The controller also has a communication component for receiving control messages from and sending load status messages to other associated controllers; a memory for storing a load control goal set; and a load control computer program responsive to the resource measuring component, the load status component, the control messages from other associated controllers and the load control goal set, to determine a load operating level for, and provide control commands to, the associated load. | 2011-07-14 |
20110173110 | RENEWABLE ENERGY SYSTEM MONITOR - A renewable energy monitoring system collects streams of informational reports from remote renewable energy systems. It separates the data streams by client, and client identification, in order to template such data streams onto models of clients' equipment configurations and topologies. The system sorts and groups client data by categories, so workstations can be employed to access statistics, monitor operational flags, initiate/display reports, and control system operations. Particular client/user information is accumulated and assembled on a per account basis to issue client statements, revenue checks, invoices, and controls, wherein, headquarters workstations can be used to access single-client statistics, monitor operational flags, initiate/display reports, and engage payables, receivables, and general ledger accounting operations. Selected information is posted to the Internet on a webpage for respective users, so each user can query how much electricity they are generating/using, and the net amount they are exporting. Various kinds of charts and graphics are rendered in HTML to make the data easy to navigate, absorb and understand. | 2011-07-14 |
20110173111 | SYSTEM AND METHOD FOR ASSESSING AND MANAGING FINANCIAL TRANSACTIONS - A financial terms alert generation system comprises an information retrieval module, a financial terms comparison module, and an alert transmission module. The information retrieval module is configured to retrieve financing information, customer information, and product information from one or more sources accessible on a network. The financial terms comparison module is configured to compare a customer's current financial arrangement to a potential new financial arrangement to determine whether the customer is able to enter into a new financial arrangement on terms favorable to the customer. The alert transmission module is configured to transmit an alert to a dealer in cases in which the financial terms comparison module determines that a customer is able to enter into a new financial arrangement on terms favorable to the customer. Such alerts identify the customer and the favorable financial terms. | 2011-07-14 |
20110173112 | SYSTEM AND METHOD FOR ASSESSING AND MANAGING FINANCIAL TRANSACTIONS - A financial terms alert generation system comprises an information retrieval module, a financial terms comparison module, and an alert transmission module. The information retrieval module is configured to retrieve financing information, customer information, and product information from one or more sources accessible on a network. The financial terms comparison module is configured to compare a customer's current financial arrangement to a potential new financial arrangement to determine whether the customer is able to enter into a new financial arrangement on terms favorable to the customer. The alert transmission module is configured to transmit an alert to a dealer in cases in which the financial terms comparison module determines that a customer is able to enter into a new financial arrangement on terms favorable to the customer. Such alerts identify the customer and the favorable financial terms. | 2011-07-14 |
20110173113 | METHOD OF TRANSMITTING DATA IN A CENTRAL TRADING SYSTEM - A computerized trading system configured to receive buy and sell trade orders in financial instruments traded in the central trading system from user terminals connected to the central trading system is provided. The user terminals are of at least two types trading in the central system at different off-set spread values and the central trading system further being configured to transmit price information to the at least two types of user terminals. The central system is then configured to transmit a price information message to the at least two types of user terminals in a single message and where the user terminals are configured to display the price information in said price information message including said different off-set spread values. Hereby a reduced number of messages needs to be transmitted in that the user terminals are enabled to convert the single message stream to the correct price information valid for each particular user. | 2011-07-14 |
20110173114 | SYSTEM FOR TRADING COMMODITIES AND THE LIKE - The present invention provides a system for trading commodities and the like. A computer, a communications link between the computer and the Internet, and a database, accessible by the computer are provided. The database includes a plurality of user files. Each of the user files corresponds to a specified user of the system. Each of the user files contains exchange permissions corresponding to exchanges to which the specified user may access. At least one computerized exchange transacts specified commodities executing on the computer accessible by selected users having proper exchange permissions for each exchange. A display is provided for pooling liquidity that permits users to post and view bids and offers and negotiate and consummate transactions on common commodities from one or more groups or exchanges. By such liquidity pooling, the liquidity of transactions of commodities between various exchanges and users is improved. | 2011-07-14 |
20110173115 | FROM INDIRECT FINANCE TO DIRECT FINANCE DEBT-CLEARING SYSTEM AND METHOD - A from-IDF-to-DF debt-clearing system and method is disclosed. Internet technology is used to construct a direct-finance fund trading platform, whereby a debtor can raise a fund to clear his debts, especially the debts of credit cards and fiduciary loans. After receiving an application of a debtor, the direct-finance fund trading platform analyzes the credit condition and debt-clearing requirement of the debtor and then assigns a bridge loan to the debtor. After delivering the bridge loan, the platform enters into a fund-trading module to bid for the debtor and clears the bridge loan with the obtained fund, and the debtor pays a contribution amount to the platform periodically. | 2011-07-14 |
20110173116 | SYSTEM AND METHOD OF DETECTING AND ASSESSING MULTIPLE TYPES OF RISKS RELATED TO MORTGAGE LENDING - Embodiments include systems and methods of detecting and assessing multiple types of risks related to mortgage lending. One embodiment includes a system and method of detecting and assessing risks including fraud risks, early payment default risks, and risks related to fraudulently stated income on loan applications. One embodiment includes a computerized method that includes creating a combined risk detection model based on a plurality of risk detection models and using the combined risk detection model to evaluate loan application data and generate a combined risk score that takes into account interaction of different types of risks individually and collectively detected by the plurality of risk detection models. | 2011-07-14 |
20110173117 | SYSTEM AND METHOD FOR PROCESSING RETRIEVAL REQUESTS - A system for processing transaction data is provided. The system includes a substitute draft system that receives a retrieval request and generates a substitute draft in response to the retrieval request. The system also includes a merchant interface that is connected to the retrieval system. The merchant interface generates a merchant request in response to the retrieval request. The system thus allows a substitute draft to be generated in response to the retrieval request that may eliminate the need for a merchant response with a sales draft to the request. The system provides for higher and more efficient completion of retrieval requests by ensuring that such retrieval requests receive at least a substitute draft response. By providing at least a substitute draft response to the card user, a chargeback for no response is avoided. | 2011-07-14 |
20110173118 | METADATA DRIVEN METHODS AND SYSTEMS TO PROCESS FINANCIAL DATA - A system and method are disclosed. The system identifies a first acquirer from a plurality of acquirers based on a first set of financial transaction records. The first acquirer is associated with a financial clearing house system and a plurality of first acquirer dependent software components. The system further generates a first acquirer settlement file based on the first set of financial transaction records. The generates the acquirer settlement file by utilizing the plurality of first acquirer dependent software components to process the first set of financial transaction records. Finally, the system communicates the first acquirer settlement file, over a network, to the financial clearing house system. | 2011-07-14 |
20110173119 | Interactive Bill Payment Center - A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided. A bill-payment module is provided within the software suite and comprises, an interactive main interface accessible from the module for listing the bills due and payment accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history, an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments, an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts, an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data, a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface. A user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options. The treatment is ordered by the operating user and performed by proxy by a service entity hosting the interface. | 2011-07-14 |
20110173120 | REMOTE RECHARGEABLE PREPAID CELLULAR SERVICE PERIPHERAL DEVICE - An integrated prepaid cellular service and telephone unit including a cellular transceiver, a storage unit, a processor; and a credit/debit card interface. In a further aspect, the invention includes code for contacting a cellular provider, transmitting user debit/credit information, receiving a quantity of pre-paid cellular service units, storing the units, and allowing use of the cellular transceiver as long as said units does not equal zero. | 2011-07-14 |
20110173121 | METHOD AND SYSTEM OF CONTACTLESS INTERFACING FOR SMART CARD BANKING - A method and system of smart card banking utilizes a contactless communication interface, such as infrared or a wireless or radio frequency interface, including, for example, a proximity interface. A contactless communication is initiated for a smart card user between a smart card application and the on-line system of a financial institution, such as a bank, the system verifies authorization for the communication, the information is communicated for the user to the on-line system. The contactless communication is initiated, and the information is communicated, for example, between a contactless interface transceiver of a personal data assistant, into which the smart card is inserted, and the contactless interface transceiver of an on-line terminal. Alternatively, the contactless communication is initiated, and the information is communicated between a contactless interface transceiver of the smart card and the contactless interface transceiver of the terminal. | 2011-07-14 |
20110173122 | Systems and methods of bank security in online commerce - A system of bank security for reducing fraud losses due to unauthorized transactions in online commerce has a mobile authorization service (MAS) system with interfaces with a financial institution's computer systems that maintain customer's accounts and mobile wireless devices of the customers. The MAS system enables authorizations, of payment authorization requests that are received for payment on the account of the customers that are maintained at the financial institution, by the customers themselves in real time, before authorizing such payment transaction requests by the financial institution. The MAS system authorizes payment on those payment authorization request transactions that are on a pre-authorized transaction list and for those transaction that are not on the list, the transaction is authorized by a secure mobile contact means with the customer, thereby reducing payment on transaction that have not been authorized and thus reducing bank's fraud losses. | 2011-07-14 |
20110173123 | System and Method for Managing Issuance of Financial Accounts - A system for managing issuance of a corporate meeting account for use in making purchases related to a meeting. The system comprises a communication interface adapted to communicate with a client computer executing an event management software and with a computer from each issuer, a processor coupled to the communication interface, and a management module executable by the processor. The management module receives, through the communication channel, a request to issue a financial account related to the meeting from the event management software. The request includes an issuer identifier and meeting account parameters. The management module generates an account issuance message and transmits the message to a computer of the issuer identified by the issuer identifier. This way, the process of opening a financial account associated with a meeting event is automatically done without having to manually contact the issuer. | 2011-07-14 |
20110173124 | AUTHENTICATION OF TRANSACTIONS IN A NETWORK - A technique for conducting a transaction via a network is described. In this technique, in response to receiving transaction information associated with the transaction via the network from a network browser in a computer, a computer system provides an encrypted version of the received transaction information via the network to an application that executes in the computer, which facilitates a comparison of the received transaction information with original transaction information provided by a user to the computer. Note that this application is separate from the network browser, and the communication with the application via the network is independent of the network browser. Moreover, if the received transaction information matches the original transaction information, the computer system receives approval for the transaction from the computer via the network. | 2011-07-14 |
20110173125 | Information processing device, method thereof, information processing system, and method thereof - An information processing device includes: an exchange unit configured to exchange information concerning a communication state with, respect to a server using a first communication with another information processing device which becomes the other party of communication in a second communication; and a method selection unit configured to select a transmission/reception method of content data with respect to another information processing device using the second communication based on the information exchanged by the exchange unit in accordance with the communication state of each device with respect to the server using the first communication. | 2011-07-14 |
20110173126 | CONTENT SECURITY FOR REAL-TIME BIDDING - A real-time-bidding process that includes security mechanisms that limits access to various aspects of the bidding process including communications between bidders, the user browser, and the auctioneer, and the content of bids received and utilized by the user browser. | 2011-07-14 |
20110173127 | SYSTEM AND METHOD USED FOR CONFIGURATION OF AN INSPECTION COMPLIANCE TOOL WITH MACHINE READABLE TAGS AND THEIR ASSOCIATIONS TO INSPECTED COMPONENTS - The present invention relates to configuration of inspection systems and compliance verification systems using a handheld device and a remote database. Disclosed here is a method for configuring a project having one or more installation of assets for use with an industrial inspection compliance system, including the steps of (a) defining an installation and storage area for the project; (b) assigning the assets uniquely into the one or more installation or storage area; (c) segmenting each asset into components; (d) assigning logical inspection points for the project, installations, and the assets; (e) defining inspection criteria for each logical inspection point; (f) assigning tag locations for a machine-readable tag having a unique serial number at or near each logical inspection point; (g) capturing a media sample of each logical inspection point; (h) capturing location coordinates for each logical inspection point; and (i) requiring the collection of data such as a unique machine-readable tag serial number, media sample, location coordinates, and an encrypted security signature to confirm that the inspection actions actually occurred. | 2011-07-14 |
20110173128 | Apparatus for Monitoring Fluid Levels in a Remotely Located Storage Tank - An improved system for delivering propane or other consumable liquid to remotely located storage tanks including a novel combination of remote monitoring of customer tanks and an improved method of using the remote monitoring data to optimally schedule deliveries, improve safety, and more efficiently operate a propane dealership. More accurate and timely information concerning the status of customer tanks serves to improve operational efficiencies and increase safety. Data received from remote sensors can be collected and organized so that it is easily understood and utilized through the implementation of a user interface accessible via the Internet that allows the information to be presented in an efficient graphical and contextual fashion. Operational efficiencies can also be improved by taking historical propane usage for each tank, weather conditions, and projected fuel usage into account. The system can calendar required inspections of customer tanks, homes, and appliances, and data can be combined with accounts receivable information. Remote monitoring of customer tanks can be combined with other products using similar equipment to provide additional non-seasonal revenue streams. | 2011-07-14 |
20110173129 | Systems and Methods for International Dutiable Returns - A system and method is disclosed for facilitating international return of dutiable goods. A typical application involves a purchaser buying goods on-line, resulting in shipping the goods internationally to the purchaser. After receipt of the goods, the purchaser determines that return of the goods is necessary. The purchaser contacts the merchant selling the goods to request returning the goods. The merchant, in turn, communicates to the carrier delivering the goods that an international return is requested. The merchant provides certain information to the carrier allowing the carrier to make available the necessary documentation required by the customer to return the goods to the merchant. The documentation includes a properly completed commercial invoice that is made available to the consignee. The consignee can then sign and use the documentation for returning the item. The documentation may be variously provided to the customer either by the merchant or the carrier. | 2011-07-14 |
20110173130 | METHOD AND SYSTEM FOR INFORMING A USER BY UTILIZING TIME BASED REVIEWS - A method and system for informing a user by utilizing time based reviews that include collecting a plurality of user reviews. A user review includes business information, a user opinion that includes at least a rating, and time information that relates to the time of user interaction with the business. The method further includes extracting information from the plurality of user reviews based on the interaction time and presenting the extracted information to a user. | 2011-07-14 |
20110173131 | Attribute aggregation for standard product unit - Attribute aggregation for a standard product unit (SPU) includes: receiving an attribute and a corresponding attribute value for a product; storing the attribute and the corresponding attribute value for the product; determining a frequency of the attribute and a frequency of the corresponding attribute value; aggregating the attribute and the corresponding attribute value based at least in part on the frequency of the attribute and the frequency of the corresponding attribute value according to a predetermined attribute aggregation rule; and generating a standard product unit of attribute information for the product. | 2011-07-14 |
20110173132 | Method and System For Spawning Smaller Views From a Larger View - A method includes defining a first component set of one or more first components; defining a second component set of one or more second components; and defining an original set of relationships, each relationship being between one component of the first component set and one component of the second component set. The method further includes decomposing the original set of relationships into a collection of view sets, each view set having at least one subset of the original set of relationships where the first and second components are associated with the respective relationships of the subset, and each view set satisfies a set of constraints. The components may be elements of a business model. | 2011-07-14 |
20110173133 | SECURITIES DATA ANALYSIS AND PREDICTION TOOL - A system and method for data analysis and presentation of securities such as stocks, futures, options, forex, and bonds that uses information from both historical and presents signals relating to the security to predict short term, intermediate and long-term future directions of the security to help position the traders on the right-side of the market by converting the gathered information to primary signals. The system also leverages secondary information sources and/or signals such as increased/decreased volume of buyers/sellers, buy/sell trend direction, changing accumulation/distribution pressure, and oscillating frequency to present exhaustive information related to the security and further to display such information along with primary information in a single-page view so as to enable an analyst/investor to make a basic buy/sell decision in a timely and informed fashion. | 2011-07-14 |
20110173134 | Trade Generation System and Method Thereof - A system and method for trade generation to achieve investment objectives is provided. The system may include a first user having a portfolio and at least one investment objective. A computer-implemented device has a database, wherein the database receiving the at least one investment objective and at least one view. An aggregation system is in communication with the database, wherein the aggregation system aggregates a consensus based on the at least one view. A scoring system is in communication with the database, wherein the scoring system calculates at least one score from the at least one investment objective and the consensus. An investment suggestion generator is positioned to output at least one investment suggestion based on the at least one score. | 2011-07-14 |
20110173135 | Methods and Systems for Risk Management - In one aspect, the invention comprises acquiring background data regarding securities positions and regarding real-time pricing data; performing calculations regarding intermediate measures of performance of the securities; receiving configuration data for a portfolio of securities and one or more data requests, at least one of the data requests comprising a request for a value at risk report regarding the portfolio; and providing a value at risk report based on a Parkinson's volatility estimation. In another aspect, the invention comprises displaying a tree structure display in a first portion of a graphical user interface display; in response to a user selecting an item from the tree structure display, displaying a corresponding listing in a tabular display in a second portion of the graphical user interface display; and in response to the user selecting a listing in the tabular display, displaying a corresponding item in the tree structure display. | 2011-07-14 |
20110173136 | ADJUSTABLE DERIVATIVE SECURITIES AND METHOD FOR ADJUSTING THE VALUE OF SAME DUE TO A CORPORATE EVENT - The claimed invention relates to an adjustable derivative contract. Particularly a method and system for adjusting the derivative contract to account for time value of money due to an occurrence of a corporate event that affects the value of the derivative contract. The claimed method and system allocates distributions amongst different derivative contracts, each derivative contract representing a different economic interest of at least two shares of an underlying security. The claimed invention uses the concepts of present and future values to value derivative contracts in order to more fairly and accurately represent the interests of the various holders of such derivative contracts upon the occurrence of a corporate event affecting the value of these derivative contracts. | 2011-07-14 |
20110173137 | Method and System for Stress Testing Simulations of the Behavior of Financial Instruments - A method and system for simulating changes in volatility for a price of a particular option on an underlying financial instrument is disclosed. A volatility surface model having at least one surface parameter is provided along with a set of volatilities for a plurality of options on the underlying financial instrument. The set of volatilities is analyzed to determine an initial value for each surface parameter which, when used in the surface model, defines a surface approximating the set of volatilities under normal market conditions. The values of the surface parameters are then evolved using an appropriate evolution function. Prior to applying the surface parameters to the model, the parameter values can be adjusted to introduce changes in offset, skew, term, or other parameters of the volatility surface to allow for simulation of unusual market conditions. A volatility value for a particular option is extracted from the volatility surface defined by the evolved and stress-adjusted surface parameter values. The extracted volatility value can then be used in an option pricing model to provide a price of the particular option. | 2011-07-14 |
20110173138 | EQUITY BASED INCENTIVE COMPENSATION PLAN - An equity based incentive compensation plan is established by acquiring shares of an equity security by grant and by purchase using funds loaned by a third party. The risk of the loan may be abated using various strategies including employing a forward contract between the lender and a third party. The amount of the loan repayment amount may reflect the cost to the lender or entering into the forward contract with the third party. The computer system of the invention manages plans including calculating the ratio of a plan's loan repayment amount(s) to the value of the plan's shares that are collateral of the loan. | 2011-07-14 |