35th week of 2015 patent applcation highlights part 51 |
Patent application number | Title | Published |
20150242796 | RECOGITION EMAIL LISTENER - A system facilitates employee recognition and the analysis of performance indicators for evaluation of employee performance for users of email software by utilizing a plugin to the email software to direct emails containing recognition-related content into a predetermined mailbox. The plugin provides a check box on an email interface, the email-sending user automatically adds the address for the predetermined mailbox to the email interface bcc field by checking the check box. A recognition listener periodically loops through the emails within the predetermined mailbox gathering desired recognition-related information, such as the identity of an email-sending user, the identity of each recipient, and the textual content for each email. The recognition listener calls an application processing interface to facilitate further processing of the desired information. The application processing interface may interface with a recognition software platform to process the desired information by accumulating, categorizing, and presenting the desired information as processed. | 2015-08-27 |
20150242797 | METHODS AND SYSTEMS FOR EVALUATING PERFORMANCE - Methods and systems for evaluating performance comprise receiving, by a computer system, first movement data of a first part of a user, wherein the user is performing a task. A first plurality of metrics can be determined based on the first movement data of the first part. A level of proficiency of the user performing the task is determined using a trained classifier based on the first plurality of metrics. | 2015-08-27 |
20150242798 | METHODS AND SYSTEMS FOR CREATING A SIMULATOR FOR A CROWDSOURCING PLATFORM - The disclosed embodiments illustrate methods and systems for creating a simulator for a crowdsourcing platform. The method includes generating a plurality of rules indicative of at least one of a behavior or an interaction, of one or more entities associated with the crowdsourcing platform, based on one or more parameters associated with each of the one or more entities. Thereafter, a first level of service of the crowdsourcing platform is estimated based on the generated plurality of rules. Further, the plurality of rules are modified based on the first level of service and an observed level of service of the crowdsourcing platform. The plurality of rules are modified such that a second level of service of the crowdsourcing platform, estimated based on the modified plurality of rules, approaches the observed level of service of the crowdsourcing platform. The modified plurality of rules corresponds to the simulator for the crowdsourcing platform. | 2015-08-27 |
20150242799 | Agricultural Work Management System and Crop Harvester - An agricultural work management system includes: a data input unit configured to receive, from an agricultural crop harvester, harvesting position data indicating a harvesting work position as agricultural land information, harvest amount data indicating a harvest amount of the agricultural crop harvested in the agricultural land, and quality data indicating the quality thereof as agricultural crop information; a database server configured to store the agricultural land information and the agricultural crop information such that they can be associated with each other; an agricultural work evaluation unit configured to perform agricultural work evaluation on the agricultural land based on the agricultural land information and the agricultural crop information; and a data output unit configured to send out the agricultural work evaluation data generated by the agricultural work evaluation unit. | 2015-08-27 |
20150242800 | Maintenance and Security Guide - A maintenance and security guidance system is formed of a computer-based processor made responsive to location, time of day, manual user inputs, among others to provide maintenance and security suggestions based upon information stored as site descriptors. In response to user requests in combination with present conditions such as time, location, operating state, etc., a database request is executed against stored site data to produce a resultset of site descriptors. These site descriptors are used both manually and automatically to assist maintenance and security workers in executing a routine in agreement with the prescribed parameters. | 2015-08-27 |
20150242801 | COLLABORATIVE INFRASTRUCTURE UPDATE SCHEDULING - A method, system, and/or computer program product manages update operations for a hardware resource. A time, date, and location of the future meeting for which a predetermined feature from a hardware resource has been designated as being required for the future meeting is retrieved from a calendar. A determination is made as to whether or not the predetermined feature of the hardware resource is scheduled for updating during the time and date of the future meeting at said location. A level of detriment that will occur to the future meeting if the future meeting proceeds without the updating of the predetermined feature from the hardware resource is determined. A schedule for updating the hardware resource is then adjusted according to the level of detriment that will occur to the future meeting if the future meeting proceeds without the updating of the predetermined feature from the hardware resource. | 2015-08-27 |
20150242802 | DISTRIBUTED LEARNING SYSTEM AND METHOD FOR PRESENTING A SALES PITCH - The embodiments herein provide a method and system for presenting a sales pitch. The method comprises receiving information about a client from a plurality of sources, creating a client profile based on the received information about the client, training one or more sales personnel based on the client profile, generating one or more demonstrations of a sales pitch, wherein the one or more sales pitch is demonstrated by the sales personnel, posting the one or more generated demonstrations of the sales pitch to a server, verifying the one or more similar presentations having a favorable outcome and presenting the one or more posted presentations of the sales pitch by the sales personnel to the client, wherein the presentations are recorded in real-time, geo-stamped, and time-stamped. | 2015-08-27 |
20150242803 | Tracking an Airbag - A system of tracking an airbag, comprising a server, a parts database communicatively coupled to the server, and a number of user devices communicatively coupled to the server in which the server collects data associated with the airbag and in which the system receives and updates status data associated with the airbag. A method of tracking an airbag, comprising collecting data associated with a specific airbag, storing the collected data on a parts database, receiving updated airbag status data, and providing the collected data and status data to a user. | 2015-08-27 |
20150242804 | LIGHT PULSE OBJECT IDENTIFICATION - A method of identification of at least one asset having a LED using a camera with a display coupled to a computer. The camera records a series of frames over a period of time showing at least one asset and associated LED. The series of frames are analyzed to identify LEDs in each of the frames by detecting bright spots within the image exceeding a set threshold and/or within a set color range. For each of the LEDs identified in the frames, the changes of the LEDs in the frames over time are converted into a code. The code is looked up in a repository in a management system, where each code is associated with metadata of the managed asset. If the lookup was successful, displaying the associated metadata over at least one frame of an image on a display to a user, identifying the managed asset for the user. | 2015-08-27 |
20150242805 | OUT-OF-STOCK NOTIFICATION SYSTEM, OUT-OF-STOCK NOTIFICATION DEVICE, OUT-OF-STOCK NOTIFICATION METHOD, AND PROGRAM - In order to reduce such a possibility that a user who has made an arrival notification request makes an access to an item page of an item out of stock, arrival notification request reception means of an out-of-stock notification system receives the arrival notification request for the item from the user. When the item becomes in stock, arrival notification means notifies an arrival notification to the user. Out-of-stock notification means notifies, when the item becomes out of stock after the arrival notification has been notified, an out-of-stock notification to the user whose arrival notification request has been received. | 2015-08-27 |
20150242806 | Entryway Based Authentication System - A system can include at least one robot configured to autonomously navigate from a first location to a destination zone, the at least one robot having a generally cylindrical shape and including a storage container for storing at least one item for delivery, a plurality of image based depth sensor mounted proximate a top end of the robot, and a controller configured to navigate to the destination zone and to authenticate a delivery target for the item. | 2015-08-27 |
20150242807 | METHODS AND SYSTEMS FOR ORGANIZING PRODUCTS FOR PURCHASE BASED ON TANGENTIAL INFORMATION - Methods and systems for providing an information-conveying layout based on tangential categories of products for sale in a retail location are applicable to any product for which there are multiple complex criteria for determining an appropriate selection. By providing customers with an intuitive and systematic approach to selecting a desired product, such as wine, the present disclosure provides customers the rare satisfaction of quickly making a precise and intelligent decision based on informed choice, rather than choosing only based on a direct category or relying on the suggestions of a salesperson. | 2015-08-27 |
20150242808 | COMPUTERIZED WIRELESS APPARATUS - A mobile user apparatus useful for obtaining services wirelessly, such as for transfer of items or transport modalities to a prescribed location. In one embodiment, the mobile user apparatus is a wireless-enabled device which can cause transmission of a message to a third party to provide the desired service at a location previous specified by a global positioning system (GPS) or similar position determining apparatus of the user apparatus. In one variant, the user apparatus can communicate wirelessly with other user mobile devices to receive location information, and cause provision of the desired services at the received location. | 2015-08-27 |
20150242809 | METHODS OF TRANSPORT OF ONE OR MORE ITEMS BETWEEN LOCATIONS - Methods of causing transport of one or more items between two or more locations using computerized apparatus. In one embodiment, the one or more items comprise one or more pieces of luggage of a user which are shipped from a transportation facility such as an airport via user-instigated actions at a kiosk located within the facility. In one variant, user information is provided to the kiosk via a personal electronic device of the user (e.g., provided wirelessly via a smartphone), and the kiosk accesses a travel reservation system to obtain information about the routing of the luggage. | 2015-08-27 |
20150242810 | SYSTEM AND METHOD FOR LOGISTICS NETWORK UTILIZING MOBILE DEVICE LOCATION INFORMATION - Technology is disclosed for enabling an efficient logistics network based on mobile device location data. The technology does not necessarily need the street house numbers as delivery or pickup addresses, which are not available in some areas of the world. The location data (e.g., GPS coordinates) of the customers' mobile devices are used to suggest the logistics delivery and pickup locations. Drivers of the logistics network are equipped with logistics driver devices connected to a logistics data server for retrieving the location data. Guided by the location data, the drivers reach the target locations for the delivery or pickup tasks. | 2015-08-27 |
20150242811 | DELIVERY OF AN ITEM TO A VEHICLE - Generally, embodiments of the present invention provide systems and methods that can identify the location of a consignee's vehicle and deliver an item to the location of the vehicle. | 2015-08-27 |
20150242812 | Device and system for implementing advance directives - The invention provides a system for effectively implementing a patient's specific wishes (advance directives) regarding medical care even in a setting where the patient is incapacitated or is unable to communicate directly with care providers. In one implementation an Advance Directives portable combined identification unit device or equivalent device is employed to register and access a patient's wishes concerning limitations on health care measures to be applied when the patient is unresponsive. The patient's Advance Directives and identification material such as biometric information may be stored on a server (including the Cloud) or on a Personal Data Containment System device such as a RFID-enabled chip, a flash drive, a phone Application, etc. The Advance Directives information can be accessed by an automated code robot device which may result in alterations to protocol-driven medical procedures such as CPR and defibrillation. | 2015-08-27 |
20150242813 | USER CERTIFICATION SYSTEMS AND METHODS FOR RELATIONSHIP AND OTHER SERVICES - A system, method and computer program product for providing user verification for various dating or other social media or relationship sites is provided. The system can include one or more verification servers and one or more relationship servers. The verification servers can receive input, process, store, and output relevant criminal and medical information for a user to determine a verification output. The verification can include an approval badge or like certification output. | 2015-08-27 |
20150242814 | Systems and methods for handling social digital accounts and assets upon death or incapacitation - A system to allow users to specify how they would like to treat their digital assets embedded in their online and social accounts upon their death, by choosing one or a mix of numerous options for online verification and confirmation of a person's death by comparing against the online death records of all the States. A System and protocol for second level verification of the death from the next-of-kin or a person designated by the user to be passed on to the beneficiary. | 2015-08-27 |
20150242815 | ADAPTIVE WORKFORCE HIRING AND ANALYTICS - A system for adaptive workforce hiring and analytics, comprising a network-connected web server, an application server, an analysis server, and a database, wherein the web server receives data communications across a network, the application server provides interactive management of system components, the analysis server performs analysis operations on received data, and the database stores data and analysis results, and a method for providing modular workforce management. | 2015-08-27 |
20150242816 | SHARING RECRUITING INFORMATION - A method of sharing recruiting information between users registered with a network service involves receiving a message comprising a sender identifier designating a sender of the message, multiple recipient identifiers designating respective target recipients of the message, and recruiting information; storing the recruiting information in a physical memory; identifying registered ones of the target recipients who correspond to respective ones of the registered users and identifying non-registered ones of the target recipients who are not ones of the registered users; ascertaining ones of the identified registered target recipients who are associated with message delivery rules allowing delivery of messages from the sender; for each of the ascertained recipients, linking the stored recruiting information to a respective message folder associated with ascertained recipient; and forwarding the received message to a message server to deliver to the identified non-registered target recipients. | 2015-08-27 |
20150242817 | SHARING RECRUITING INFORMATION - A method of sharing recruiting information involves storing network rules defining a private network among member entities; receiving a request to publish a subset of the recruiting information managed by a first member to other members of the private network; applying the network rules to the subset of the recruiting information managed by the first member to determine a publishable set of recruiting information, and publishing the publishable set of recruiting information to the other members of the private network; receiving a request to expose to the first member a subset of the recruiting information managed by another member for consideration as a match for the publishable set of recruiting information; and applying the network rules to the subset of the recruiting information managed by the other member to determine an exposable set of recruiting information, and exposing the exposable subset of the recruiting information to the first member. | 2015-08-27 |
20150242818 | AUTOMATED SOCIAL SECURITY ELIGIBILITY TRANSMITTAL SYSTEM - A computerized system and method for determining eligibility for social security disability insurance benefits (SSDI) through a computer network. The network provides access to State databases containing information relating to persons receiving treatment for developmental disabilities and/or mental illness from a State licensed care facility and Federal Social Security records containing information relating to person's status of SSDI benefits and parental/marital information relating to person's eligibility of SSDI benefits. The system and method is programmed to automatically determine who is potentially eligible for SSDI benefits and determine those who are eligible for SSDI benefits based on the information identified within the State and Federal databases. Moreover, the computerized system and method may also automatically identify lump sum payments paid out on behalf of at least one person who is/are receiving treatment for disabilities and/or mental illness from a State licensed care facility. | 2015-08-27 |
20150242819 | SYSTEMS AND METHODS FOR IMPROVING SCHEDULING INEFFICIENCIES USING PREDICTIVE MODELS - Systems and methods are presented for scheduling appointments efficiently by generating predictive models using historical appointment data and using these models to predict in advance whether an appointment will be a no-show or a cancellation. The predictive models may be based on logistic regression methods, support vector machines, or neural networks. If the model predicts that an appointment in a particular time-slot will probably be a no-show/cancellation, a scheduling system may decide to double-book that time-slot in order to reduce scheduling inefficiency. | 2015-08-27 |
20150242820 | Automated reminder system - A method for automated communication includes receiving in a server scheduling information with regard to a child, including a daily drop-off time of the child. The server automatically sends a first query to the primary caregiver on the certain day at a time within a predefined interval following the drop-off time, as to whether the primary caregiver dropped off the child. Upon failing to receive a positive reply to the first query, the server automatically sends at least one second query to at least one secondary caregiver as to whether the at least one secondary caregiver dropped off the child. An alert may be issued upon failing to receive at the server a positive reply to any of the first and second queries. | 2015-08-27 |
20150242821 | Operating Room Management System with Actuateable Pictures - An Operating Room Management System (ORMS) for facilitating the efficient and optimal organization of hospital medical personnel and resources runs on local and remote servers and comprises a real-time updated daily schedule which is displayed on digital whiteboards and other displays throughout the hospital. The schedule display simplifies the crucial information concerning common hospital concerns and permits quick, accurate decision making on the part of the hospital medical personnel and administrators. In operating modes where medical personnel are to be assigned tasks, scheduled, or contacted, actuatable profiles can be used for the purpose. | 2015-08-27 |
20150242822 | MAINTENANCE DEVICE, MAINTENANCE SYSTEM, AND MAINTENANCE PROGRAM - Provided is a technology for assisting quick preparation of a maintenance plan. A maintenance device includes: a maintenance operation identification part configured to acquire, for an alarm received via a network, from another device that has transmitted the alarm via the network, information for identifying the alarm and information output from a sensor causing generation of the alarm, and extract required maintenance operations based on the information for identifying the alarm and the information output from the sensor; a constraint information identification part configured to identify constraint information including a facility required for each of the required maintenance operations; and an optimal operation plan calculation part configured to identify an execution order of the required maintenance operations based on a priority order in the constraint information, and assign predetermined time zones, to thereby generate a maintenance operation plan. | 2015-08-27 |
20150242823 | SYSTEMS AND METHODS FOR PERFORMING FINANCIAL TRANSACTIONS - Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor. | 2015-08-27 |
20150242824 | Systems and Methods for Secure Electronic Ticketing - Systems and methods for secure electronic tickets are disclosed herein. A image content section on an electronic ticket displays image content, from one or more image content sources, that can be authenticated following one or more of several approaches disclosed herein. Creation and authentication of electronic tickets may be accomplished via aspects and users of the systems described herein. | 2015-08-27 |
20150242825 | GENERATION, STORAGE, AND VALIDATION OF ENCRYPTED ELECTRONIC CURRENCY - A system and method for generating and validating encrypted electronic currency is disclosed. A server system stores one or more encrypted electronic currency records in a database. The server system then receives one or more encrypted electronic currency units from a merchant system. For each respective encrypted electronic currency unit of the one or more encrypted electronic currency units, the server system accesses a respective encrypted electronic currency record associated with the respective encrypted electronic currency unit. The server system determines whether the respective encrypted electronic currency unit is valid. In accordance with a determination that the respective encrypted electronic currency unit is valid, the server system updates the respective encrypted electronic currency record to indicate that the encrypted electronic currency unit now invalid. In accordance with a determination that each encrypted electronic currency unit is valid, the server system transmits a currency validation notification to the merchant system. | 2015-08-27 |
20150242826 | FACILITATING PRESENTATION OF CONTENT RELATING TO A FINANCIAL TRANSACTION - Systems, methods and computer-readable media for facilitating the presentation of content associated with a financial transaction are disclosed. The content may be identified by a requestor or a party to the financial transaction on whose behalf a request associated with the financial transaction is received. A content location identifier that identifies a location where the content is stored may be identified or generated and may be included in or otherwise provided in association with a debit or credit instruction. The content location identifier may be presented by a user interface associated with a financial institution in conjunction with other transaction information and may facilitate access to the content and presentation of the content to a user. | 2015-08-27 |
20150242827 | SYSTEM AND METHOD FOR FACILITATING SPACE TRANSACTIONS - A computer-implemented method of facilitating a transaction for a physical space includes specifying, in a digital computer, one or more criteria for identifying transitory physical spaces that can be occupied; receiving, at the digital computer, information describing one or more of the spaces that satisfy the one or more criteria; transmitting an identification of a selected space from among the described one or more spaces; and receiving, at the digital computer, contact information associated with the selected space. | 2015-08-27 |
20150242828 | UNIFIED CONTENT DELIVERY PLATFORM - A computer-implemented uniform content delivery platform (UCDP) comprising a network interface for receiving content from suppliers and delivering content to consumers, a content storage for storing the content, storage for consumer information, consumer device information, delivery option data and information of content deliveries. The UCDP also comprises a content delivery transaction monitor and an analysis engine for analyzing transaction data. The UCDP uses the transaction data to charge content consumers, pay content suppliers, and modify content delivery options. | 2015-08-27 |
20150242829 | SYSTEM AND METHOD FOR MANAGING A SINGLE POINT OF SALE OF PLURALITY OF MERCHANDISE FROM PLURALITY OF RETAILER - The invention discloses a system that includes a merchandise aggregation module configured for displaying and selling a plurality of merchandise for sale from a plurality of participating retailers. The system also includes a crowd sourcing module to provide discount information regarding the plurality of merchandise of the participating retailers to the merchandise aggregation module. The system further has an order processing module to receive a plurality of purchase order from a plurality of customers, process the purchase orders and deliver the merchandise ordered by the customer. The system provides different ways of delivering the merchandise according to the customer requirement. The system also helps the local retailers to increase the foot traffic to their store by sharing the discount sale to the customers. | 2015-08-27 |
20150242830 | SETTLEMENT TERMINAL AND PROGRAM - A settlement terminal includes a first reading unit, a settlement unit, a second reading unit, an association unit and an imparting unit. The first reading unit reads identification information from a storage medium used for a settlement process. The settlement unit executes a settlement process for a transaction by using the storage medium. The second reading unit reads point card identification information from a point card. The association unit associates the identification information of the storage medium with the point card identification information. The imparting unit imparts a point to the point card identification information. If the point card identification information is associated with the identification information, the imparting unit imparts the point to the point card identification information without passing through the second reading unit and the association unit. | 2015-08-27 |
20150242831 | SYSTEM, DEVICE, METHOD, AND MEDIUM FOR PROCESSING SALES AND NON-MONETARY TRANSFERS - A system is described that processes transactions as sales and non-monetary transfers. Processing occurs in a cycle where at a single prompt, a transaction is identified as a sale or a non-monetary transfer. A good that is the subject of the transaction is also identified. The good, and either a sales price or cost price, depending on whether the transaction is a sale or a non-monetary transfer, respectively, is displayed. A record of the transaction, including whether the transaction is a sale or a non-monetary transfer and the sales price or cost price, respectively, is created and stored. An inventory count record is adjusted to reflect an adjustment to inventory based on the occurrence of the transaction. The system that processes transactions as sales and non-monetary transfers may include multiple devices in a server/client architecture or may include a single device. A corresponding method and storage medium are also described. | 2015-08-27 |
20150242832 | SYSTEM AND METHOD FOR RECOVERING REFUNDABLE TAXES - A method for processing a payment transaction relating to a purchase and refunding a tax paid on the purchase comprises: receiving data relating to a payment transaction associated with an electronic payment card; storing said data in a payment transaction record in a data store; analysing the payment transaction record to determine whether the payment transaction is eligible for a tax refund; determining a tax refund value relating to the payment transaction; and coordinating between an issuer associated with the payment card and a tax authority in order to credit an account associated with the electronic payment card with the tax refund value. The invention thereby provides a scheme by which an overseas cardholder can be provided with a refund of the tax paid on eligible purchases in a manner that is user-friendly and transparent to the cardholder. | 2015-08-27 |
20150242833 | INFORMATION PROCESSING DEVICE AND SCREEN SETTING METHOD - An information processing device includes: a retaining unit that retains a product image acquired from an image capturing unit that captures an image of a product to be registered as an item to be checked out; a storage unit that stores, for each product, panel registration information including a product code, a product image, and screen layout information; a processing unit that causes a display unit to display a checkout panel screen in which each screen part enables to register each product as an item to be checked out, contains the product image, and is arranged according to screen layout information; and a processing unit that acquires a product image of an unspecified product from the image retaining unit, acquires a product code and screen layout information concerning this unspecified product, and stores the acquired product code, the acquired screen layout information, and the product image acquired from the retaining unit, in the panel information storage unit as the panel registration information concerning the unspecified product. | 2015-08-27 |
20150242834 | SPLIT PAYMENT ENGINE AND METHOD TO FACILITATE ELECTRONIC TRANSACTION AGGREGATION - Various embodiments relate generally to computer software, network communications and networked applications, and computing devices, including wired and wireless mobile and computing devices, for interfacing with a payment processor that provides electronic payments as a service, and more specifically, to a split payment engine and method for fulfillment of goods and services, such as reserving a rental property and ancillary goods and services, via, for example, aggregation of electronic transactions. In some embodiments, a method includes receiving a request acquire multiple goods or services from different good or service providers, and initiating a split payment operation at a processor to apply against an account. The split payment operation includes determining that the split payment operation is associated with either a first or a second state, and causing, if the request is in the first state, payments collectively represented as a single transaction in association with the account. | 2015-08-27 |
20150242835 | CORRELATING TRANSACTIONS FOR AN AGGREGATED ELECTRONIC TRANSACTION IN ASSOCIATION WITH SPLIT PAYMENT OPERATIONS - Various embodiments relate generally to computer software, network communications and networked applications, and computing devices, including wired and wireless mobile and computing devices, for interfacing with a payment processor that provides electronic payments as a service, and more specifically, to correlate transactions generated by split payment operations to fulfill and correlate online orders of goods and services offered by multiple provider entities, via, for example, aggregation of electronic transactions. In some embodiments, a method includes causing presentation of one or more web pages to facilitate rental of real property, and receiving data representing electronic transactions subject to a split payment operation. The method can include monitoring the electronic transactions, and generating data representing a correlation identifier indicating that a first electronic transaction is associated with a subset of electronic transactions subject to the split payment operation. | 2015-08-27 |
20150242836 | PRE-PAID USAGE SYSTEM FOR ENCODED INFORMATION READING TERMINALS - A fleet management system for managing a fleet of encoded information reading (EIR) terminals can comprise one or more computers, a fleet management software module, and a payment processing software module in communication with the fleet management software module. The fleet management software module can be configured, responsive to receiving a customer initiated request, to generate an unlocking message upon processing a payment by the payment processing software module. The unlocking message can be provided by a bar code to be read by an EIR terminal, or by a bit stream to be transferred to an EIR terminal via network. Each EIR terminal can be configured to perform not more than a pre-defined number of EIR operations responsive to receiving the unlocking message. | 2015-08-27 |
20150242837 | FACILITATING PAYMENTS USING WEARABLE DEVICES - A wearable device, e.g., a smart watch, may be connected to a communication device, such as a mobile smart phone, via Bluetooth or other Near Field Communication (NFC). In particular, the wearable device may have a touch screen that may serve as an extended display and/or user input device of the communication device. For example, a user may receive payment related notifications on the wearable device. The user also may operate the wearable device to make and/or receive payments, view transaction history, view and/or accept offers from nearby merchants, view and/or check in to nearby stores and etc. Further, the wearable device also may allow the user to make payment transactions in extreme environments not suitable for the communication device, such as under water. | 2015-08-27 |
20150242838 | Secure Mobile-Based Financial Transactions - Devices, systems and methods are disclosed which relate to securing payments from a mobile communications device. In exemplary embodiments, a mobile communications device communicates with a payment server via a point-of-sale device to conduct a transaction. The mobile communications device uses a client payment logic to send payment information to the point-of-sale device. The point-of-sale device uses a vendor payment logic to forward the payment information to the payment server. The payment server verifies the payment information and sends confirmation to the point-of-sale device. | 2015-08-27 |
20150242839 | SYSTEMS AND METHODS FOR FACILITATING THE APPROVAL AND USE OF A CREDIT ACCOUNT VIA MOBILE COMMERCE - A consumer can receive a new credit application at their mobile device. The consumer can complete and electronically transmit the credit application via a mobile application on their mobile device. A transaction processing system can receive the credit application and electronically pass it along to the financial institution issuing the credit for a determination on the credit application. An approval or denial can be electronically received by the transaction processing system from the financial institution. If approved, the transaction processing system can forward the approval along with the new credit account information and a code or other device to allow the consumer to immediately use the new credit account. The mobile device can receive the approval via the mobile application as well as any coupons associated with the new account and can provide the consumer with a mechanism to immediately purchase items with the newly approved credit account. | 2015-08-27 |
20150242840 | SYSTEMS AND METHODS FOR DYNAMIC BIOMETRIC CONFIGURATION COMPLIANCE CONTROL - Systems and methods for dynamically-configured compliance control are disclosed. According to one embodiment, a method may include (1) receiving, from an electronic device, a transaction request for a user that requires authentication; (2) at least one computer processor determining a target security level for the transaction; (3) the at least one computer processor determining a location of the electronic device; (4) the at least one computer processor determining at least one restriction on conducting the transaction based on the location of the electronic device; (5) the at least one computer processor determining at least one authentication configuration that meets the target security level and the at least one restriction on conducting the transaction; and (6) the at least one computer processor receiving user data in accordance with the authentication configuration. | 2015-08-27 |
20150242841 | Electronic Device and Payment Method Using Electronic Device - Disclosed is an electronic device which may distribute a payment information to a plurality of protocol layers defined by a specific communication protocol and transmit to a payment system. Therefore, a payment with a higher security level may be performed by an electronic device of the present invention. | 2015-08-27 |
20150242842 | METHOD FOR SECURE MOBILE PAYMENT AND RF TAG WITH INTEGRATED ANTI-THEFT DEVICE - An RF tag with integrated anti-theft device allows a user, having a mobile device, to perform a secure purchasing application where the user uses the camera of the mobile device to read a barcode of a product and an RF tag with an integrated anti-theft device. The user can select the product he wishes to buy, check the information concerning that product, purchase the product, and disable the anti-theft device to go through a security portal without triggering the alarm. | 2015-08-27 |
20150242843 | METHODS AND SYSTEMS FOR PROVIDING A PAYMENT ACCOUNT WITH ADAPTIVE INTERCHANGE - Pursuant to some embodiments, systems, methods, apparatus, and means for conducting payment transactions using mobile devices are provided in which a mobile device is presented at a point of sale for use in a payment transaction. A selection of a primary account is received from a user of the mobile device, and the mobile device automatically identifies a product type of the primary payment account. The mobile device selects and transmits a proxy payment account identifier having a product type equivalent to the product type of the primary payment account to the point of sale for use in the payment transaction. The point of sale causes a first payment authorization request message to be routed to an issuer of the proxy payment account. | 2015-08-27 |
20150242844 | SYSTEM AND METHOD FOR SECURE REMOTE ACCESS AND REMOTE PAYMENT USING A MOBILE DEVICE AND A POWERED DISPLAY CARD - A system for authentication is provided which comprises an NFC card containing authentication data and a mobile communication device which can communicate with the card and a remote authentication server. The card, when activated, transmits authentication data stored on the card to the remote authentication server via the mobile communication device. The authentication server then transmits an authentication result to the mobile communication device. The authentication result can be used to complete a transaction such as a financial transaction. Either the card or the mobile communication device can contain the transaction data such as the user's account information needed to complete the transaction. The system can be used for secure remote access and re mote payment. A method of using the card is also provided. | 2015-08-27 |
20150242845 | PORTABLE ELECTRONIC CARD SYSTEM AND METHOD FOR MANUFACTURING A REWRITABLE PLASTIC CARD - The disclosure provides a portable electronic card system and a method for manufacturing a rewritable plastic card. The portable electronic card system includes: a portable personal electronic device, a rewritable plastic card and a writing device. The portable personal electronic device is used for obtaining a certificated code and a personal information from a database by internet. The rewritable plastic card has a rewritable storage device for storing the personal information. The writing device electrically connects to the portable personal electronic device, and is used for writing the personal information into the rewritable plastic card. | 2015-08-27 |
20150242846 | SYSTEMS AND METHODS FOR PREDICTING A MERCHANT'S CHANGE OF ACQUIRER - According to some embodiments, an acquiring party prediction platform may receive transaction information about a plurality of transactions associated with a merchant, and different transactions may be associated with different acquiring parties. The transaction information may be analyzed to generate a prediction that a particular acquiring party may be associated with a transaction volume below a threshold volume in the future. An indication associated with the prediction may then be transmitted. | 2015-08-27 |
20150242847 | METHOD AND SYSTEM FOR CONVERTING ASYNCHRONOUS TO SYNCHRONOUS TRANSACTIONS - A method for compiling asynchronous transactions includes: receiving, by a receiving device, a first asynchronous message, wherein the first asynchronous message includes at least transaction data and a destination; receiving, during a predetermined period of time, one or more additional asynchronous messages, wherein each of the one or more additional asynchronous messages includes at least transaction data; identifying, by a processing device, a resolved set of data based on at least the transaction data included in the first asynchronous message and the transaction data included in each of the one or more additional asynchronous messages; generating, by the processing device, a compiled message, wherein the compiled message includes at least the identified resolved set of data; and transmitting, by a transmitting device, the generated compiled message to the destination. | 2015-08-27 |
20150242848 | SYSTEM AND METHOD FOR INTERNET CONSUMER TERMINAL (ICT) - Systems and methods are provided which enable superior security in web transactions by allowing the use of DCWP/DCP/CCP in internet transactions, where such were previously only available in retail transactions. In some implementations, a mobile device such as a smart phone enables the payment of such transactions at web merchant sites and other internet websites. In one implementation, a mobile device may be coupled to an internet consumer terminal module which allows secure processing. In another implementation, a mobile device may include an integral internet consumer terminal module. In either case, systems and methods according to present principles enable a mobile device to act as a consumer terminal that can be used for payment by DCWP/DCP/CCP. | 2015-08-27 |
20150242849 | SYSTEMS AND METHODS FOR FACILITATING ACCOUNT VERIFICATION OVER A NETWORK - In accordance with embodiments of the present disclosure, systems and methods for facilitating electronic commerce over a network include generating a transfer code for a client, associating the transfer code to a client account related to the client, providing the transfer code to the client over the network, receiving a fund transfer request from a trusted entity on behalf of the client over the network, the fund transfer request including the transfer code, extracting information from the fund transfer request including the transfer code associated with the fund transfer request, accessing the client account related to the client, extracting information from the client account including the transfer code associated with the client account, and verifying the transfer code of the fund transfer request by determining whether the transfer code associated with the client account matches the transfer code extracted from the fund transfer request. | 2015-08-27 |
20150242850 | METHODS AND SYSTEMS FOR PERMISSIONS MANAGEMENT - In various embodiments of the present invention, a facilitation token that includes authorization for a request manager to act on behalf of a resource is received from the request manager. A user-access token is also received from the request manager; the user-access token includes (i) a request, (ii) an identity of a user making the request, and (iii) permissions information. If the request is permitted by the resource, based on information in the facilitation token, the request is fulfilled. | 2015-08-27 |
20150242851 | SECURE RESET OF PERSONAL AND SERVICE PROVIDER INFORMATION ON MOBILE DEVICES - Systems and methods are described herein for supporting end users of a mobile device, such as a mobile phone, to reset a secure element associated with the communication device. The reset process may include clearing the secure element, associated memories, and storage devices of any user specific or personalized information associated with the user. The reset process may also include removing or resetting keys or other identifiers within the secure element that associate the mobile device with a particular secure service provider. According to various embodiments, a computer-implemented method for resetting a secure element within a network device may include receiving an encrypted reset request message at the secure element, decrypting the encrypted reset request message using a communication key, verifying authorization for the reset request message, and atomically clearing parameters associated with the secure element. | 2015-08-27 |
20150242852 | REGISTRATION METHOD AND SYSTEM FOR SECURE ONLINE BANKING - In an exemplary embodiment, a method of registering online payment transaction details in an online banking system is described, the method comprising receiving data associated with an online payment transaction from a user, and storing data defining the online payment transaction after verifying the user's identity. In an initial mode of operation, the system enforces a restriction on the online transaction, and in a subsequent mode of operation, the system removes the restriction. A two-stage method of registering a user for access to an application on a mobile handset is also provided, whereby access is initially restricted until subsequent re-authentication of the user using a different channel. | 2015-08-27 |
20150242853 | PAYMENT ACCOUNT TOKENIZATION METHOD - A method includes receiving a bank identification number (BIN) that defines a range of indicator numbers, and generating a plurality of primary account numbers (PANs) that start with that BIN. The method further includes generating a plurality of tokens that start with the same BIN. The PANs may have a prescribed length in digits that differs from the prescribed length in digits for the tokens. Thus tokens can be distinguished from PANs based on length in digits, even though the PANs and tokens may be formed with the same BIN. | 2015-08-27 |
20150242854 | REMOTE SYNCHRONIZATION OF PIN-PAD RECORDS WITH A CENTRAL TRANSACTION DATABASE - A method of remotely synchronizing pin-pad terminals involves a gateway receiving from an acquirer server an authorization code for a transaction authorized using one of a plurality of pin-pad terminals, and saving in a database particulars of the authorized transaction. Each terminal has a memory storing particulars of at least one authorized transaction authorized using the terminal, and a running total value of all transactions authorized using the pin-pad terminal. The gateway receives a request to close out all the saved transactions and receives from one of the terminals an authorization request message requesting authorization for an additional transaction. In response, the gateway closes in the database all the saved transactions authorized using the one terminal, and responds to the authorization request message by providing the one terminal with a remote synchronization command commanding the one terminal to clear the running total from the memory. | 2015-08-27 |
20150242855 | SYSTEMS AND METHODS OF IMAGE PROCESSING AND VERIFICATION FOR SECURING FUEL TRANSACTIONS - A fuel inlet monitoring system comprising at least one remote recognizer device and at least one processing application, wherein the at least one remote recognizer device collects data regarding a fuel delivery nozzle and a vehicle fuel tank inlet and the processing application analyzes information created by the at least one recognizer device to generate at least one signal upon detecting at least one of the fuel delivery nozzle not inserted inside the vehicle fuel tank inlet and the fuel delivery nozzle inserted inside the fuel tank inlet of the vehicle. | 2015-08-27 |
20150242856 | System and Method for Identifying Procurement Fraud/Risk - A computer-based system provides identification and determination of possible fraud/risk in procurement. Both transactional data and social media data are analyzed to identify fraud and discover potentially colluding parties. A comprehensive solution incorporates text analytics, business/procurement rules, and social network analysis. Furthermore, both unsupervised and supervised machine learning can provide improved accuracy over time as more data is captured and analyzed and updates repeated. The system can include modular or integrated components, allowing for certain customized or commercially available components to be utilized in accordance with the comprehensive solution. | 2015-08-27 |
20150242857 | Transaction Risk Assessment Aggregation - Aggregating risk assessments associated with a vendor may comprise retrieving a transaction risk assessment for a first transaction. A transaction risk assessment for a second transaction is retrieved. A first response to a question for measuring risk to an entity is determined. The first response is associated with the first transaction and indicative of risk associated with engaging a vendor to supply a first product to the entity. A second response to the question for measuring risk to the entity is determined. The second response is associated with the second transaction and indicative of risk associated with engaging the vendor to supply a second product to the entity. The first response is aggregated with the second response to determine an aggregated response to the question according to a highest level of risk perceived by the vendor from outsourcing the first product and the second product to the vendor. | 2015-08-27 |
20150242858 | Risk Assessment On A Transaction Level - Assessing risk associated with a transaction may comprise identifying a potential vendor for supplying a product to an entity in a transaction. A response to one or more of a first plurality of questions for measuring risk to the entity associated with engaging the potential vendor to supply the product in the transaction is determined. Responsive to determining the response to the one or more of the first plurality of questions, a dynamically-triggered question for measuring risk to the entity associated with engaging the potential vendor to supply the product in the transaction is identified. A response to the dynamically-triggered question is determined. A provision for insertion into a contract associated with the transaction is determined according to at least one of the response determined for the one or more of the first plurality of questions and the response determined for the dynamically-triggered question. | 2015-08-27 |
20150242859 | METHOD AND SYSTEM FOR USE OF BIOMETRIC INFORMATION ASSOCIATED WITH CONSUMER INTERACTIONS - Embodiments provide a computer-executed method, a computer system and computer program product for facilitating a commercial transaction. The method includes transmitting computer-executable instructions to cause a representation of an item to be displayed on a consumer interface rendered on a visual display of a computing device associated with a consumer. The method also includes receiving, from the computing device, an indication of consumer input performed using the consumer interface, the consumer input associated with the representation of the item available for a commercial transaction. The method also includes receiving, from the computing device, biometric information associated with the consumer. The method also includes determining an identity of the consumer based on the biometric information and, based on the identity of the consumer, associating the consumer input with a predetermined command defined for the consumer. The method further includes transmitting computer-executable instructions to facilitate a transaction associated with the command with respect to the item. | 2015-08-27 |
20150242860 | Apparatus and Method for Predicting Customer Behavior - A predictive model generator that enhances customer experience, reduces the cost of servicing a customer, and prevents customer attrition by predicting the appropriate interaction channel through analysis of different types of data and filtering of irrelevant data. The model includes a customer interaction data engine for transforming data into a proper format for storage, data warehouse for receiving data from a variety of sources, and a predictive engine for analyzing the data and building models. | 2015-08-27 |
20150242861 | METHOD AND SYSTEM FOR ASSISTING USER AND ENTITY COMPLIANCE USING A COMMUNICATION DEVICE - A communication device for assisting a user with compliance with a set of regulations includes: a display device, an input device, a transmitting device, a receiving device, a non-transitory computer-readable storage medium, and a processing device. The transmitting device is configured to transmit at least a user identifier associated with the communication device. The receiving device is configured to receive customized content based on the user identifier associated with the communication device. The non-transitory computer-readable storage medium is configured to store a program. The processing device is configured to execute the program. The program comprises a plurality of connected modules to assist a user with compliance with a set of regulations, the plurality of modules including at least a reporting module, a training module, a spending module, and an information module. | 2015-08-27 |
20150242862 | LICENSE AND CERTIFICATION COMPLIANCE MANAGEMENT SYSTEM AND METHOD - A license and certification management platform includes a client device and a server that stores information related to one or more licenses or credentials and a requirement corresponding with the one or more licenses or credentials. The server determines a critical date associated with the requirement and when a current date is within a threshold period of time from the critical date. The server informs the client device regarding the requirement and critical date in a notification message that includes an alert configured to inform the user regarding an action to be taken by the user. The client computing device displays the information related to one or more licenses or credentials and at least one requirement corresponding to the one or more licenses or credentials. The client includes a transmitter configured transmit at least a portion of the user compliance information back to the server. | 2015-08-27 |
20150242863 | ELECTRONIC APPARATUS AND METHOD - To acquire information on products which a user has handled and at which a line of sight of the user has been stopped, associating with products that the user has purchased and the user's attributes. The present invention includes a first input unit to which information indicating that a user has reached for a first product is input; an estimating unit that estimates the attributes of the user; and a storage unit that stores the information indicating that the user has reached for the first product in association with the attributes of the user when the user has not purchased the first product, wherein when the user has purchased a second product in the same category as the first product, the storage unit stores information on the second product. | 2015-08-27 |
20150242864 | Methods and systems for conducting research operations - Methods and systems for setting up, promoting, operating, maintaining and/or terminating a research operation carried out with the use of a portable user appliance (PUA) are disclosed. An example method to collect user feedback includes detecting, via a portable device worn by a user, an external environmental stimulus fixedly located proximate to a location of the portable device. The example method includes presenting via the portable device a survey sent to the portable device from a mobile telecommunication device carried by the user. The survey requests feedback associated with the environmental stimulus. The example method also includes receiving a user response associated with the survey at the portable device. The example method further includes sending the user response from the portable device to the mobile telecommunication device carried by the user. | 2015-08-27 |
20150242865 | Listener Survey Tool with Time Stamping - Clients can develop surveys on a client machine, and send a hosting server details about the survey that will be provided to a survey participant. The survey details can include information identifying a media item to be streamed to the survey participant as part of the survey, survey questions, and timing related to the survey questions. The hosting server can determine a length of time between a time when a survey participant begins viewing the media item, or when some other action is performed, and a time when survey questions are answered. The survey participant can be ranked based on the time difference. The time at which survey questions are displayed, and which questions are displayed, can be tied to how much of a media item the survey participant has viewed. | 2015-08-27 |
20150242866 | DETERMINATION DEVICE, DETERMINATION METHOD, AND COMPUTER-READABLE RECORDING MEDIUM - A determination device ( | 2015-08-27 |
20150242867 | SYSTEM AND METHOD FOR PROCESSING DIGITAL TRAFFIC METRICS - A computer-implemented method is disclosed for processing metrics via a controller. The controller comprises a processor and a memory storing program instructions which when executed by the processor causes implementation of the steps of generating or receiving metrics characterising digital traffic and/or related user behaviour from one or more sources and generating or receiving a tabular dataset associated with the metrics, wherein the dataset comprises rows of metrics and dimensions in which each row represents a subset of a metric grouping characterised by a combination of dimensions. The processor further implements the steps of receiving one or more partition identifiers representing a data structure of dataset partitions, assigning one or more metric groupings to one or more partition identifiers and analysing the dataset according to partition identifiers. | 2015-08-27 |
20150242868 | METHOD AND APPARATUS FOR CAUSING A RECOMMENDATION OF A POINT OF INTEREST - An approach is provided for determining at least one distribution of a plurality of current values for at least one dynamic content parameter associated with a plurality of points of interest within a predetermined proximity to at least one target point of interest. The approach involves determining at least one distribution mean and at least one distribution standard deviation for the at least one distribution of the plurality of current values. The approach also involves determining at least one set of historical values for the at least one dynamic content parameter for the at least one target point of interest. The approach further involves determining at least one estimated current value for the at least one dynamic content parameter associated with the at least one target point of interest based, at least in part, on the at least one set of historical values, the at least one distribution mean, and the at least one distribution standard deviation. | 2015-08-27 |
20150242869 | METHOD AND SYSTEM FOR LINKING TRANSACTION DATA WITH EVENTS - A method for performing analytics processing in order to determine economic impact of an event on a particular market includes: receiving event information from an event storage unit, the event information including event data associated with an event and a venue in which the associated event occurred; receiving payment transaction information from a transaction storage unit, the payment transaction information including transaction data associated with each of a plurality of payment transactions; identifying a particular event and a particular venue associated with event data included in the received event information; identifying transaction data for payment transactions that occurred within a particular time frame of the particular event and within a specified area of a location of the selected event from the received payment transaction information; and determining an economic impact of the particular event on a particular market based on the identified transaction data. | 2015-08-27 |
20150242870 | PRODUCT TRADE-IN DURING PURCHASE FLOW WITHIN MULTI-SELLER ENVIRONMENT - Embodiments of the invention introduce systems and methods for providing a trade-in capability in connection with a product purchase by communication with a marketplace of third party used product buyers. | 2015-08-27 |
20150242871 | METHOD AND DEVICE FOR AWARDING DISCOUNTS, COUPONS AND PROMOTIONS TO CUSTOMERS - A system and method for awarding promotions, ads, and coupons to customers. A participating business provides a Wi-Fi Local Area Network that includes a location identifier. One or more hand held programmable wireless communication devices are present on the network. The location identifier and the wireless communication devices are in constant communication with a registry server, which is connected to the Local Area Network via the Internet. The registry server, using data provided by the location identifier, is able to aggregate wireless communication devices into a location-specific social network. The wireless communication devices are programmed to allow users to access and play a mobile game App to earn points. These points are converted into a coupon that can be redeemed at the participating business. Play of the game or earning of points may be restricted to on-location users, as indicated by the registry server. The registry server stores accessible metadata regarding the participating business. The metadata includes the business rules of the participating business and the results of the game. In a preferred embodiment, in order to participate in the game and earn the coupon users of the wireless communication devices must be present at the participating business. | 2015-08-27 |
20150242872 | MANAGING MARKETING IMPRESSIONS WITH CONSUMER REWARDS - A method, apparatus, and computer program product for managing marketing impressions. An apparatus identifies utility of a seller and utility of a user. The apparatus generates an offer of a reward based on the utility of the seller and the utility of the user. The offer of the reward is for performing a social marketing task. The social marketing task is for generating a first number of marketing impressions to achieve a set of objectives of the seller. The apparatus activates the reward for the user when the social marketing task is completed. The social marketing task is completed when the apparatus determines that the user has accepted the offer and the performing of the social marketing task has generated the first number of marketing impressions. | 2015-08-27 |
20150242873 | INTERCONNECTING ENHANCED AND DIVERSIFIED COMMUNICATIONS WITH COMMERCIAL APPLICATIONS - A system for interconnecting enhanced and diversified communications with commercial applications using efficient and user-friendly features and methods by which users can create, share, and proliferate symbols, use translations, message contractions, message expansions, hidden messages, scrolling or bill-boarding messages, timed messages, Morse messages, and inter-language translations, all using various forms of formatting and presentation configurations. Such system and communications are used and made amongst various social groupings, providing benefits and incentives for usage of the system, and personalized consumer insight that links to commercial applications | 2015-08-27 |
20150242874 | SYSTEMS AND METHODS TO GENERATE INCENTIVIZED PEER-TO-PEER SHARING OF DOWNLOAD LINKS FROM WITHIN MOBILE APPLICATION - The present disclosure provides a method for incentivizing the sharing of a mobile application, comprising providing, on a user interface of a mobile application executed on a first mobile electronic device of a first user, an offer for a promotion, which promotion is accessible by the first user when the first user elects to share the mobile application with at least one second user having a second mobile electronic device. Next, a request from the first user to share the mobile application with the second user is received, and an electronic communication is directed from the first mobile electronic device to the second user, which electronic communication has an electronic link that enables the second user to download a copy of the mobile application onto the second mobile electronic device. Next, the first user is provided with the promotion. | 2015-08-27 |
20150242875 | COMMUNITY-POWERED SHARED REVENUE PROGRAM - A community-powered shared revenue program enables users to share product information, so that when the product is purchased, those who shared the product information leading to the sale will be rewarded with a percentage of the sale. | 2015-08-27 |
20150242876 | METHOD AND SYSTEM FOR PROVIDING AN INVESTMENT FUND FOR CONSUMER REWARDS - A method for investing consumer loyalty rewards includes: storing, in a rules database, one or more conversion rules, wherein each of the one or more conversion rules includes at least an account identifier and a conversion rate; receiving, by a receiving device, an investment request, wherein the investment request includes at least a specific account identifier and a reward amount; identifying, in the rules database, a specific conversion rule where the included account identifier corresponds to the specific account identifier; calculating, by a processing device, a monetary value based on application of the conversion rate included in the specific conversion rule to the reward amount included in the received investment request; and transmitting, by a transmitting device, an investment request, wherein the investment request includes at least the calculated monetary value and requests investment of the calculated monetary value in one or more investment accounts. | 2015-08-27 |
20150242877 | SYSTEM FOR WEARABLE COMPUTER DEVICE AND METHOD OF USING AND PROVIDING THE SAME - Some embodiments include a system. The system includes an engagement module. The engagement module can be at least partially operable on a centralized computer device. The engagement module can communicate with an application module, which can be at least partially operable on a user computer device. Meanwhile, the user computer device can include a user interface. Further, the engagement module can communicate with the application module to solicit via the application module a user to create video content, and the application module can include a user interface module configured to communicate with the user interface to permit the user to communicate with and operate the application module. The centralized computer device can be located remotely from the user computer device, and the centralized computer device can be configured to communicate with the user computer device. Other embodiments of related systems and methods are also disclosed. | 2015-08-27 |
20150242878 | METHOD FOR ALLOWING A DISCOUNT ON GOODS AND SERVICES ON THE INTERNET - Method for allowing discounts on goods and services when trading over the Internet, which method includes a server of a seller of goods or services, the seller's server, for marketing the goods or services in question, an additional central server arranged to include information about which objects are discounted by the seller, and the computer or telephone of a user, connected to the Internet. The central server is provided with an application arranged to be transferred to the computer or telephone of the user, the application is arranged to indicate discounted objects on the homepage of the search engine or the seller using an icon, when the user has been connected via the Internet to the server of the seller, a transaction including a discount is caused to be created in case the user selects the icon on the screen of his or her computer or telephone. | 2015-08-27 |
20150242879 | METHOD FOR PROVIDING DIGITALIZED CUMULATIVE COUPON SERVICE AND SYSTEM FOR SAME - A method for providing a digitalized cumulative coupon service and a system for the same are disclosed. The method for providing a cumulative coupon service can comprise the steps of: accumulating mileage provided by a franchise into a coupon related to the franchise for a user; and sharing the coupon or mileage with a person set by the user. | 2015-08-27 |
20150242880 | SYSTEMS AND METHODS OF PRODUCT CONVERSION VERIFICATION FOR PRICE PROTECTION CLAIM SETTLEMENT - A method comprises receiving a settlement claim from a user for purchasing an airline flight ticket at a purchase price higher than a price protected price, the price protected price being associated with a price protection plan offered by a third party marketplace system and provided by a price protection system, the price protection plan promising for a specified time period to pay (1) if the price for the airline flight ticket increases above the price protected price to a higher price, and (2) if the user purchases the airline flight ticket at the higher price, a difference between the higher price and the price protected price; obtaining verification items regarding the purchase of the airline flight ticket from a trusted source; comparing the verification items against a verification checklist; and if the settlement claim is verified, then paying the difference between the higher price and the price protected price. | 2015-08-27 |
20150242881 | METHODS AND SYSTEMS FOR PAYMENT COOPERATIVES THAT LEVERAGE GROUP PRICING FOR PAYMENT PROCESSING AND RELATED SERVICES - An illustrative method according to a set of instructions stored on the memory of a computing device includes receiving, by a processor of the computing device, a request from a merchant device for payment processing services. The merchant device is associated with a first merchant. The method also includes receiving, by the processor, a request from the merchant device to associate with a group of merchants. The method also includes associating, by the processor, the merchant with the group of merchants such that the merchant is considered a part of the group of merchants. The method also includes determining, by the processor, a fee structure for the payment processing services for the merchant. The fee structure is determined based on a threshold met by the group of merchants. | 2015-08-27 |
20150242882 | APPARATUS, SYSTEM, AND METHOD FOR SYNCING CONSUMER ENGAGEMENT OPPORTUNITIES WITH BROADCAST MEDIA - Described herein is a method for electronic-based opportunities for consumer engagement that includes broadcasting an offer for participating in an opportunity via an electronic medium. The method also includes accepting the offer by generating from an information handling device of a participant an electronic text-based message or input from a computer application. | 2015-08-27 |
20150242883 | ELECTRONIC COUPON SYSTEM - Systems and methods are provided for improved electronic coupon distribution. A coupon rule may be determined based on the user data and an electronic coupon may be sent to a mobile device, where the electronic coupon may be selected based on the coupon rule. A first message may be received, where the first message confirms that the user redeemed the electronic coupon at a point of sale system to purchase the product. A second message may be sent to the mobile device, where the second message may specify a limitation on further use of the electronic coupon. | 2015-08-27 |
20150242884 | CROSS-VERTICAL PUBLISHER AND ADVERTISER REPORTING - Methods, systems, and apparatus, for reporting publisher and advertiser advertising metrics across verticals. In one aspect, a method includes accessing impression data describing impressions of advertisements on publisher resources, wherein for each impression of an advertisement on a publisher resource, the impression data identifies a publisher and categories to which the publisher belongs, an advertiser and verticals to which the advertiser belongs, and attributes of the impression; receiving benchmark specification data defining a benchmark specification for one of the publishers or the advertisers, and further defining performance metrics based on the attributes of the impressions for the publisher or the advertiser and impressions of other publishers and other advertisers; and generating reporting data for displaying a benchmark report of performance metrics for one of the publishers or advertisers respectively relative to other publishers or advertisers and grouped by a respective publisher category or advertiser vertical. | 2015-08-27 |
20150242885 | INVITATIONAL CONTENT ATTRIBUTION - Systems, methods, and computer-readable storage media for invitational content attribution. The system tracks a user's conversion of an item of invitational content and correlates the user's conversion with a previously-served impression based on a token of information associated with the previously-served impression, wherein the token of information includes a unique identifier associated with the previously-served impression and a timestamp corresponding to a time of impression. The system then reports the previously-served impression as being correlated to the user's conversion. | 2015-08-27 |
20150242886 | AD IMPRESSION AVAILABILITY AND ASSOCIATED ADJUSTMENT VALUES - A system can provide ad impression availability for one or more audience segments or at least part of an ad campaign. The system can also adjust such ad impression availability at different stages of ad production, booking, and delivery, such as at a time immediately prior to serving an ad impression or at a time of presenting ad impression availability to an advertiser at booking of ad impressions. Adjustments can be based on attributes of the audience segment(s) or the at least part of an ad campaign. For example, ad impression availability can be adjusted according to breadth and/or popularity of the segment(s) or the at least part of an ad campaign. | 2015-08-27 |
20150242887 | METHOD AND SYSTEM FOR GENERATING A TARGETED CHURN REDUCTION CAMPAIGN - A system to generate a targeted churn reduction campaign in an on-line social networking system may be implemented as a churn reduction campaign generator. In one embodiment, a churn reduction campaign generator utilizes a subscriber retention model and a churn probability model. When there is an indication, within an on-line social networking system, that a member, who is a subscriber to a paid service in the on-line social networking system, is likely to fail to renew their subscription (or “churn”), the churn reduction campaign generator executes the subscriber retention model to trigger a targeted subscriber retention campaign. | 2015-08-27 |
20150242888 | SYSTEMS AND METHODS FOR REAL TIME UPGRADES - A system can offer an enhanced event experience for users of the system by tracking the locations of the users during a purchased-access event such as a ticketed event and offering real time location-based upgrades to the users. The locations of users can be used to determine a demonstrated interest by the user for a particular location or product in the event venue and to offer upgrades tailored to that demonstrated interest. For example, a concert attendee with a ticket for a particular seat may be detected a location relatively far from the user's seat such as a location near a seat of a friend of the user. The system can detect the user's location, identify available seats near the user's location, and offer the user an upgrade to the identified available seats. Location-based upgrades can also be provided in airplanes, hotels, cruise ships, or other venues or events. | 2015-08-27 |
20150242889 | SYSTEMS AND METHODS FOR EVENT PURCHASE AND UPGRADE OPTIONS BASED ON USER PARAMETERS - There is provided systems and method for event purchase and upgrade options based on user parameters. A user may attend an event at a venue and have purchased admission for the event. Prior to attending the event, the user's actions throughout the day may be tracked, such as an amount of sleep the user had the previous night and/or a workload throughout a day. Additionally, information about the venue may be collected, such as weather parameters and available ticketing. Based on the parameters of the user and/or the expected parameters of the user at the venue, the user may be offered upgrades to the user's admission. Thus, the user may be able to sit in VIP seating if the user is tired or find a covered seating during warm weather. Moreover, items from merchants at the venue may be offered to the user based on the user's parameters. | 2015-08-27 |
20150242890 | INCREASING CUSTOMER MONETIZATION - A system to improve end-user monetization in a captive audience environment is disclosed. Mobile and wearable users may be engaged by way of contextual and perishable messaging. Such messaging is dynamically updated and maintained to provide a unique messaging experience which increases monetization opportunities, which may utilize location based technologies. | 2015-08-27 |
20150242891 | METHOD AND SYSTEM FOR MATCHING COMMERCIAL PRODUCTS TO USERS OF MOBILE APPLICATIONS - The present invention discloses a method for matching products sale promotions for users while using an application in a computer device. The method comprising the steps of: tracking user usage of application and/or usage of the computer device, including at least path of navigation, activities and context when using an application, aggregating and analyzing usage data of each user in relation to at least one application for identifying behavior pattern, user characteristics and user preferences, updating user profile based on identifying behavior pattern user characteristics and user preferences and matching product commercial in real-time to user while using the application, based on his updated profile and current usage of the application according to predefined triggering rules. | 2015-08-27 |
20150242892 | REAL-TIME, USER-SPECIFIC OFFER GENERATION AND OPTIMIZATION - Representative embodiments of a method of electronically providing a consumer with promotional offers for goods or services include, at a server, electronically storing, in a database, multiple records, each having data identifying one or more items and one or more trigger rules; electronically receiving notification indicative of an action by a consumer, the notification including data identifying one or more items; identifying one or more promotion offerors by querying the database using the received data; and if the received data satisfies a trigger rule, causing transmission of data comprising item identification to the identified promotion offeror(s). | 2015-08-27 |
20150242893 | CUSTOMIZING CONTENT BASED ON SOCIAL NETWORK INFORMATION - Systems and methods are disclosed that use social networking profiles of users to generate personalized content of display pages. The personalized content may be generated using profile data retrieved via an application program interface of a social networking system, and may be presented on the display pages of a distinct system, such as a site that hosts an electronic catalog of items. The personalized content may include features that allow a user to indicate a like or preference for an item and that can be customized based on, e.g., the extent of the user's social network or the influence the user has over other potential users of the catalog system. Systems and methods are also disclosed that use the social networking profiles to generate personalized messages that can be posted to social network contacts of the user to provide information about items for which the contacts may be interested. | 2015-08-27 |
20150242894 | CHANNEL INTEGRATION - A unique session is obtained and an anonymous session is generated that maps to the session. The anonymous session is passed to a selected advertisement service, and the selected advertisement service provides, in response thereto, an interface, which is proxied together with an existing interface of a device (associated with the unique session) during the unique session for a consumer to interact with the proxied interface on the device. | 2015-08-27 |
20150242895 | REAL-TIME COUPLING OF A REQUEST TO A PERSONAL MESSAGE BROADCAST SYSTEM - According to embodiments of the present invention, a computer implemented method for responding to an environmental signal associated with inputs from a first computing device is presented. The method includes sensing a first information associated with the environmental signal from a sensor associated with a first computing device and transmitting the first information from the first computing device to a second computing device. The method further includes correlating, with the second computing device, the first information with a second information associated with a user interest to form a correlated data and determining, with the second computing device, a resulting information. The resulting information includes one or more interaction options. The method further includes transmitting the resulting information from the second computing device to the first computing device and displaying the resulting information with the first portable-computing device to a user. The method further includes sending one of the one or more interaction options selected by the user from the first computing device to a selected multitude of computing devices not being the first computing device, such as computing devices belonging to those other than the user. | 2015-08-27 |