38th week of 2015 patent applcation highlights part 49 |
Patent application number | Title | Published |
20150262139 | BITCOIN EXCHANGE - A system and method for transaction bitcoin is described. Bitcoin can be sent to an email address. No miner's fee is paid by a host computer system. Hot wallet functionality is provided that transfers values of some Bitcoin addresses to a vault for purposes of security. A private key of a Bitcoin address of the vault is split and distributed to keep the vault secure. Instant exchange allows for merchants and customers to lock in a local currency price. A vault has multiple email addresses to authorize a transfer of bitcoin out of the vault. User can opt to have private keys stored in locations that are under their control. A tip button rewards content creators for their efforts. A bitcoin exchange allows for users to set prices that they are willing to sell or buy bitcoin and execute such trades. | 2015-09-17 |
20150262140 | SEND BITCOIN TO EMAIL ADDRESS - A system and method for transaction bitcoin is described. Bitcoin can be sent to an email address. No miner's fee is paid by a host computer system. Hot wallet functionality is provided that transfers values of some Bitcoin addresses to a vault for purposes of security. A private key of a Bitcoin address of the vault is split and distributed to keep the vault secure. Instant exchange allows for merchants and customers to lock in a local currency price. A vault has multiple email addresses to authorize a transfer of bitcoin out of the vault. User can opt to have private keys stored in locations that are under their control. A tip button rewards content creators for their efforts. A bitcoin exchange allows for users to set prices that they are willing to sell or buy bitcoin and execute such trades. | 2015-09-17 |
20150262141 | PERSONAL VAULT - A system and method for transaction bitcoin is described. Bitcoin can be sent to an email address. No miner's fee is paid by a host computer system. Hot wallet functionality is provided that transfers values of some Bitcoin addresses to a vault for purposes of security. A private key of a Bitcoin address of the vault is split and distributed to keep the vault secure. Instant exchange allows for merchants and customers to lock in a local currency price. A vault has multiple email addresses to authorize a transfer of bitcoin out of the vault. User can opt to have private keys stored in locations that are under their control. A tip button rewards content creators for their efforts. A bitcoin exchange allows for users to set prices that they are willing to sell or buy bitcoin and execute such trades. | 2015-09-17 |
20150262142 | SETTLEMENT PROCESSING SYSTEM - Provided is a settlement processing apparatus including a card reader unit that reads predetermined card information recorded in a customer's card, a reception unit that receives information of a predetermined connection destination device conversion table which is transmitted from a statistic information management server that manages sales information (total transactions amount) of a transactions performed on the basis of the use of the card for a predetermined period of time, a determination unit that determines a connection destination device to be connected in settlement of the transaction using the card, by using the connection destination device conversion table, in accordance with the read card information, and a settlement processing unit that performs transmission and reception of a command or data regarding the settlement of the transaction using the card to and from the connection destination device determined by the determination unit. | 2015-09-17 |
20150262143 | SOCIAL NETWORKING SYSTEM AND METHOD - A method, computer program product, and computing system for defining a plurality of users within a social network, wherein a social currency amount is associated with each of the plurality of users of the social network. A social network bank is established within the social network, wherein the social network bank is configured to effectuate one or more social currency exchanges between at least one user of the plurality of users of the social network and a commercial banking institution. | 2015-09-17 |
20150262144 | SOCIAL NETWORKING SYSTEM AND METHOD - A method, computer program product, and computing system for defining a first user within a social network. A first social currency amount is associated with the first user of the social network. A reaction is received concerning the first user of the social network from a second user of the social network. The first social currency amount of the first user of the social network is adjusted based, at least in part, upon the reaction from the second user of the social network, thus defining a revised social currency amount for the first user of the social network. | 2015-09-17 |
20150262145 | DISTRIBUTION AND SALES SYSTEM FOR PRODUCTS AND SERVICES - A distribution and sales system includes a master entity that owns the rights to various products and services and a plurality of management tiers tied together by an electronic network. The management tiers pay an ownership fee to the master entity and in return receive ownership rights that permit them to sell goods and services in a territory, sub-territory, or portion of a sub-territory and to sell different ownership rights to lower management tiers. A lowest management tier has a warehouse, distributes products and receives a service and handling fee. | 2015-09-17 |
20150262146 | Gratuity Exchange System - A system of exchanging value between multiple users is provided. The system includes a value exchange module and a consumer interface module. The value exchange module includes a first account assigned to a first user. The consumer interface module includes a general user interface for a second user and a data input device directly connected to the value exchange module and sending instructions regarding a transfer of a selected gratuity value from a second account linked to the second user and provided through the data input device. | 2015-09-17 |
20150262147 | DYNAMICALLY SELECTING SENDING AND RECEIVING ACCOUNTS - A computer implemented system for optimizing the transfer of funds from an account holder to an associate is disclosed. The system uses digitally stored logic to identify the geographic location of a first financial institution involved in the transaction. The system dynamically selects from a plurality of financial institutions a second financial institution which is located near the first financial institution to be involved in the transaction. Selecting a second financial institution nearby the first financial institution facilitates the transaction and reduces the time transaction funds are unavailable. | 2015-09-17 |
20150262148 | SYSTEMS AND METHODS FOR SERVICE REQUEST PROCESSING - Apparatus for executing a method to determine whether or not a service request is eligible for straight through processing is provided. The apparatus may receive a service request from an online banking portal. The service request may include an adjustment value. The adjustment value may be a numerical difference between a first value of a check deposited in a customer account and a second value of a check entered into the online banking portal. The service request may also include a time of day during which the service request was requested and/or completed. The apparatus may determine if the adjustment value is less than a threshold value. If the adjustment value is less than the threshold value, the apparatus may transmit the service request to a straight through processing platform and to electronically display on the online banking portal a soft post notifying a user of a credit. | 2015-09-17 |
20150262149 | TIME DEPENDENT DETERMINATION OF CLAIMS PROCESSING - Apparatus for executing a method to determine whether or not a service request is eligible for straight through processing is provided. The apparatus may receive a service request from an online banking portal. The service request may include an adjustment value. The adjustment value may be a numerical difference between a first value of a check deposited in a customer account and a second value of a check entered into the online banking portal. The service request may also include a time of day during which the service request was requested and/or completed. The apparatus may determine if the adjustment value is less than a threshold value. If the adjustment value is less than the threshold value, the apparatus may transmit the service request to a straight through processing platform and to electronically display on the online banking portal a soft post notifying a user of a credit. | 2015-09-17 |
20150262150 | Method of Producing a Check using an ATM - Embodiments of the disclosed technology are directed to a device and/or method for drafting, printing, and/or sending a negotiable instrument, such as a check or money order. An automated teller machine (ATM) performs numerous electronic banking functions, including the execution of a check from a user's bank account. The user accesses the features of the ATM by inserting a bank card and entering security credentials. Amongst the other functions of an ATM, the ATM may be directed to draft a negotiable instrument payable to a payee or cash. The user may enter an amount, name of a payee, and other relevant information before dispatching the negotiable instrument. The user may then select a delivery method of dispatching the instrument. The available delivery methods may be printing, and/or mail to the recipient's address. | 2015-09-17 |
20150262151 | Access Control System for Online Content - Methods and systems allow an online content publisher to set prices for access to its online content, set access terms for that online content, and obtain compensation for consumer access to that online content. An online content publisher may set prices and access terms on a link-by-link basis directly from the online content publisher's own web page. Online content access is accomplished through a purchasing interface which is consistent from one online content publisher page to the next and which appears directly on the web page containing the link to the online content to which access is desired. | 2015-09-17 |
20150262152 | Network-Based Purchase and Distribution of Digital Media Items - Methods and systems for network-based purchase and distribution of media are disclosed. The purchase and distribution of media by these methods and systems are not only secure but also controlled. The media takes the form of a digital media item, which is assembled by a client application from one or more digital media item components, including at least one digital graphic associated with the media content contained in the digital media item. The digital media item components are stored on one or more server computers and are obtained by the client application, which requests, from a server computer, a media access response containing one or more pointers to digital media item components on one or more server computers. The assembled digital media item can then be encrypted for the purchaser's use and stored on the purchaser's machine. Thereafter, the purchaser can make use of the digital media item (e.g., play the digital media item). | 2015-09-17 |
20150262153 | TRANSPORTATION EXPENSE APPLYING SERVER, TRANSPORTATION EXPENSE APPLYING SYSTEM, TRANSPORTATION EXPENSE APPLYING METHOD, AND COMPUTER-READABLE RECORDING MEDIUM - Disclosed is a transportation expense applying system which makes it possible to efficiently apply for payment of transportation expenses incurred during traveling between business offices without cooperating with any apparatus installed in means of transportation. | 2015-09-17 |
20150262154 | Digital Payment And Vending System - An example of a digital payment and vending system includes a wireless certificate reader configured to receive a digital certificate from a mobile computing device. The mobile device scans the field to identify type and location of certificate reader(s) in the vicinity. Then, a digital certificate is provided to the mobile computing device after confirming payment by a third-part payment processor. The example digital payment system also includes a vendor device operable to deliver a product or service after the wireless certificate reader processes the digital certificate to confirm payment for the product or service. An owner of the vendor device is paid by the third party payment processor without receiving payment information from an end-user. By way of illustration, the vendor device may be a parking meter, a vending machine, or a storage locker, to name only a few examples. | 2015-09-17 |
20150262155 | SYSTEM AND METHOD FOR FACILITATING SALE OF PRODUCTS AND SERVICES TO A MOBILE DEVICE USER - There is provided a system and method for facilitating sale of products and services to a mobile device subscriber comprising the monitoring of the user's access to a web resource and recommending a suitable data service plan based on the user's access to the web resource. An added feature is the provision of a free-trial period to the subscriber if the web resource accessed is a first time access or an access after an idle period of time. The method is particularly advantageous in helping to recommend action/app specific plans to prepaid users in a bid to lower the price point chargeable to these prepaid subscribers without diminishing their Internet experience. | 2015-09-17 |
20150262156 | COMMUNICATION DEVICE, SERVICE PROVIDING DEVICE, SERVER, AND STORAGE MEDIUM - There is provided a communication device including an acceptation unit configured to accept a service execution request for requesting execution of a service, a control unit configured to specify a service providing device to which a request for execution of a service provided by the service providing device is made based on a device record that includes the service and provision destination group information that indicates a provision destination group of the service, and the service execution request accepted by the acceptation unit, a transmission unit configured to transmit the service execution request to the service providing device specified by the control unit. | 2015-09-17 |
20150262157 | RECEIPT GENERATING DEVICE, AND CONTROL METHOD OF A RECEIPT GENERATING DEVICE - To appropriately execute a receipt generating process based on whether or not an application is installed on a mobile terminal as the target communication device. | 2015-09-17 |
20150262158 | SYSTEM FOR AUTOMATION AND EFFICIENT EXECUTION OF TASKS RELATED TO MOBILE POS IN RETAIL BUSINESS - Method for managing mobile point of sale (mPOS) operations using a wireless network to detect location data includes capturing video data of one or more customers within a retail store premises. The video data is analyzed to determine one or more customer behavior indicators potentially indicating a need for mPOS services. The location data is used to correlate the customer behavior indicators with the one or more customers. The method also involves determining a probability that at least one of the customers will be requesting mPOS services within a predetermined interval of time. | 2015-09-17 |
20150262159 | MERCHANDISE SALES DATA PROCESSING DEVICE AND PROGRAM - A merchandise sales data processing device includes a specification unit, a detection unit, a calculation unit, and a processing unit. The specification unit specifies merchandise. The detection unit detects information related to an ingredient which is contained in specified merchandise. The calculation unit calculates a tax amount which is imposed on merchandise based on the detected ingredient information. The processing unit processes sales data of merchandise using the calculated tax amount. | 2015-09-17 |
20150262160 | Systems and Methods for Managing Accounts - Embodiments of the disclosure relate to systems and methods for managing accounts associated with a proxy. In one embodiment, a method can include receiving a merchant ID associated with a merchant from either a user interface or a point of sale device associated with the merchant. The method can include receiving proxy information associated with a proxy from either the user interface or the point of sale device associated with the merchant. Further, the method can include determining a payment account associated with both the merchant and the proxy, based at least in part on the merchant ID or the proxy information, the payment account having a balance and selected from an account database. The method can include transmitting payment information associated with the payment account to either the user interface or the point of sale device, based at least in part on the merchant ID or the proxy information. | 2015-09-17 |
20150262161 | VIRTUAL CARD NUMBER TRANSACTION RECORD - Disclosed herein is a method for performing a transaction by a mobile device | 2015-09-17 |
20150262162 | MOBILE TERMINAL, METHOD FOR CONTROLLING MOBILE TERMINAL, PROGRAM PRODUCT, AND RECORDING MEDIUM - The objective is to allow a portable terminal to access a contactless type IC module with a timing that is resistant to receiving effects of other processing and that is unlikely to impart effects to other processing. An asynchronous payment terminal plays a sound effect indicating settlement completion or settlement failure from a speaker, which is detected by a microphone of a mobile terminal. An electronic money application determines whether the sound effect detected by the microphone is a sound effect produced when payment is completed or a sound effect produced when payment is impossible. The electronic money application makes this determination by comparing the sound effect with a sound pattern stored in a storing section of the mobile terminal. If the sound effect is the sound effect for the case of settlement completion, a charge is performed under fixed conditions. If the electronic money application determines that the sound effect indicating that the payment is impossible has been detected, since there is not enough value balance, the electronic money application immediately performs recharging processing. | 2015-09-17 |
20150262163 | CLOUD BASED PAYMENT METHOD - A cloud based payment method for payment at a merchant's electronic cash register ( | 2015-09-17 |
20150262164 | CLOUD-BASED SECURE STORAGE - System, methods, and computer program products are provided for interfacing with and providing a cloud-based secure storage. A payment system and procedure optionally stores security-critical information in a cloud-based secure store. Personalization data on the cloud-based secure store may be comprehensively managed by interfacing with a contactless front end (CLF) module in a near field communication (NFC) device and an interceptor. Non-security-critical information remains on the device. The processing time required to manage a payment transaction using Host-based Card Emulation (HCE) is minimized. User experience is improved. | 2015-09-17 |
20150262165 | INDUCTION BASED TRANSACTIONS AT A REMOTE SERVER WITH AUTHENTICATION - A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization. | 2015-09-17 |
20150262166 | Real-Time Portable Device Update - Embodiments are directed to systems and methods related to updating a balance on a portable device through a load transaction process. In some embodiments, a transaction request message with a load indicator contained on a transaction amount data field may be sent from an access device to an issuer. The requested load amount may be contained in another data field. The load indicator in the transaction amount data field may prompt the issuer to recognize the transaction request message as a load transaction message. Thus, clearing and settlement processes need not be performed between the acquirer and the issuer. Upon confirming that a payment account identified in the transaction request message has sufficient funds, the issuer generates a transaction response message approving the load transaction. The transaction response message may include a script for updating the balance on the portable device. | 2015-09-17 |
20150262167 | METHODS AND SYSTEMS TO REMOTELY ISSUE PROXIMITY PAYMENT DEVICES - A system is described for remotely issuing a payment device. The system includes a payment network, a chip card issuer and a remote dispensing device. The remote dispensing device is configured to receive a request from a consumer to purchase a proximity payment card, to transmit a transaction authorization request to the payment network and to receive a transaction authorization. The remote dispensing device then reads proximity payment card information from a pre-personalized proximity payment card, transmits it and a request for personalization data to the chip card issuer, receives the personalization data and transmits it to the pre-personalized proximity payment card to store thereon to create a personalized proximity payment card, and lastly dispenses the personalized proximity payment card to the consumer. | 2015-09-17 |
20150262168 | INSTANT EXCHANGE - A system and method for transaction bitcoin is described. Bitcoin can be sent to an email address. No miner's fee is paid by a host computer system. Hot wallet functionality is provided that transfers values of some Bitcoin addresses to a vault for purposes of security. A private key of a Bitcoin address of the vault is split and distributed to keep the vault secure. Instant exchange allows for merchants and customers to lock in a local currency price. A vault has multiple email addresses to authorize a transfer of bitcoin out of the vault. User can opt to have private keys stored in locations that are under their control. A tip button rewards content creators for their efforts. A bitcoin exchange allows for users to set prices that they are willing to sell or buy bitcoin and execute such trades. | 2015-09-17 |
20150262169 | SYSTEM AND METHOD FOR PROCESSING GIFTS BETWEEN DIFFERENT PAYMENT ACCOUNT TYPES - Disclosed herein are systems, methods, and non-transitory computer-readable storage media for creating a gift in one medium of exchange from stored value in another medium of exchange. The system accesses a first account representing stored value in a first medium of exchange, and chooses an amount of the stored value from the first medium of exchange. Then the system converts the amount of the stored value to a second medium of exchange to yield a converted amount, and gives the converted amount in the second medium of exchange to a recipient as a gift, wherein the gift is associated with a recipient account for the second medium of exchange, and wherein the gift is associated with a policy monitoring transactions made using the recipient account such that the converted amount is applied to a transaction satisfying conditions of the policy. | 2015-09-17 |
20150262170 | Method and Apparatus For Providing Secure Services Using A Mobile Device - This invention relates generally to methods and apparatus for providing secure services using a mobile device, and in particular for securely making transactions, such as payments, using mobile phones and smartphones. | 2015-09-17 |
20150262171 | BITCOIN PRIVATE KEY SPLITTING FOR COLD STORAGE - A system and method for transaction bitcoin is described. Bitcoin can be sent to an email address. No miner's fee is paid by a host computer system. Hot wallet functionality is provided that transfers values of some Bitcoin addresses to a vault for purposes of security. A private key of a Bitcoin address of the vault is split and distributed to keep the vault secure. Instant exchange allows for merchants and customers to lock in a local currency price. A vault has multiple email addresses to authorize a transfer of bitcoin out of the vault. User can opt to have private keys stored in locations that are under their control. A tip button rewards content creators for their efforts. A bitcoin exchange allows for users to set prices that they are willing to sell or buy bitcoin and execute such trades. | 2015-09-17 |
20150262172 | USER PRIVATE KEY CONTROL - A system and method for transaction bitcoin is described. Bitcoin can be sent to an email address. No miner's fee is paid by a host computer system. Hot wallet functionality is provided that transfers values of some Bitcoin addresses to a vault for purposes of security. A private key of a Bitcoin address of the vault is split and distributed to keep the vault secure. Instant exchange allows for merchants and customers to lock in a local currency price. A vault has multiple email addresses to authorize a transfer of bitcoin out of the vault. User can opt to have private keys stored in locations that are under their control. A tip button rewards content creators for their efforts. A bitcoin exchange allows for users to set prices that they are willing to sell or buy bitcoin and execute such trades. | 2015-09-17 |
20150262173 | System and Method for Wire Transfers Using Cryptocurrency - A system includes a memory and a processor. The processor is coupled to the memory and causes the system to receive an electronic request for a fund transfer and initiate a debit of a first amount of a first currency from a customer account. In response to determining using cryptocurrency is optimal, the processor can transfer the first amount of the first currency into an account associated with a first cryptocurrency exchange and initiate the purchase of a first quantity of a cryptocurrency from the first cryptocurrency exchange. The processor can transfer the first quantity of the cryptocurrency to a second cryptocurrency exchange and initiate the sale of the first quantity of the cryptocurrency at the second cryptocurrency exchange. The processor is further able to initiate the transfer of at least a portion of the resulting currency to a recipient. | 2015-09-17 |
20150262174 | OFFLINE ACCESS OF A NETWORK BASED APPLICATION - The present disclosure relates to an interactive computing system configured to provide a network-based application that can provide offline functionality. A user computing device, such as a mobile device, access a network-based application through an interactive computing system. The network-based application can be configured to provide transaction information sufficient to conduct a transaction with a point-of-sale terminal when the network application is not in communication with the interactive computing system. | 2015-09-17 |
20150262175 | PAYMENT TERMINAL DEVICE AND PAYMENT PROCESSING METHOD - In the payment process of a transaction, it is possible to ensure security of information regarding the payment process, and perform a suitable payment process. When mutual authentication is established, a secure input application and a command interpreter form a secure virtual private communication path (VPN). Transmission of payment-related information such as encrypted PIN information is started through the VPN. The command interpreter and a payment center form a secure virtual private communication path (VPN). Transmission of payment-related information is started through the VPN. When transmission using the VPNs and is normal, a secure input manager and a terminal UI payment application perform a card payment process in which the command interpreter is relayed. | 2015-09-17 |
20150262176 | HOT WALLET FOR HOLDING BITCOIN - A system and method for transaction bitcoin is described. Bitcoin can be sent to an email address. No miner's fee is paid by a host computer system. Hot wallet functionality is provided that transfers values of some Bitcoin addresses to a vault for purposes of security. A private key of a Bitcoin address of the vault is split and distributed to keep the vault secure. Instant exchange allows for merchants and customers to lock in a local currency price. A vault has multiple email addresses to authorize a transfer of bitcoin out of the vault. User can opt to have private keys stored in locations that are under their control. A tip button rewards content creators for their efforts. A bitcoin exchange allows for users to set prices that they are willing to sell or buy bitcoin and execute such trades. | 2015-09-17 |
20150262177 | COMMUNICATION PROTOCOLS FOR PROCESSING AN AUTHORIZATION REQUEST IN A DISTRIBUTED COMPUTING SYSTEM - Systems and methods implementing a communication protocol for the authorization of transfer of resources in a computer system having a plurality of computers, including a centralized router connecting to source account controllers and destination account controllers that are connected to readers. A reader communicates a first authorization request having a source identifier to a portal coupled with a data storage storing data linking the source identifier to a linked identifier. The portal communicates with a respective linked account controller to obtain a response identifying an available resource. Based on the response, the reader generates a further authorization request for a requested resource from a source account identified by the source identifier to a destination account associated with the reader. | 2015-09-17 |
20150262178 | Payment System and Method - In one embodiment, transferring payment between a first user and a second user of a communication system includes displaying a contact list in a user interface of a client executed at a user terminal of the first user, the contact list including the second user. The client retrieves and displays at least one page from a payment provider responsive to the first user selecting the second user from the contact list. The client transmits, to the payment provider, information related to the payment entered into the page by the first user, which causes the payment provider to transfer the payment from an account of the first user to an account of the second user. | 2015-09-17 |
20150262179 | PAYING METHOD AND SYSTEM BY USING NETWORK - The present invention provides a network payment method and system. The network payment method used in a network payment system comprising a first-type bank server, a first-type client terminal, a second-type bank server, a second-type client terminal, a logistics server, and a network payment server, the method comprises the steps of: the first-type client terminal sends application information to the network payment server so as to apply for an information packet for promise of payment; the network payment server generates a temporary information packet for promise of payment based on the application information, and sends the temporary information packet to the first-type bank server; the first-type bank server receives the temporary information packet, and authenticates it; and if the authentication is successful, the first-type bank server generates an information packet for promise of payment, freezes funds, and sends the information for the freezing to the second-type bank server. | 2015-09-17 |
20150262180 | SYSTEM AND METHOD FOR AUTHORIZING A DEBIT TRANSACTION WITHOUT USER AUTHENTICATION - A method of authorizing a debit transaction involves a server receiving from a debit terminal a message requesting authorization for a debit transaction. The message includes a credential provided by a payment token interfaced with the debit terminal. The credential is uniquely associated with the token. The server is in communication with a payment definition database that associates a plurality of payment credentials each with a respective financial account and a default payment amount. The server determines the financial account and the default amount by querying the database with the received credential. Particulars of the determined financial account and default amount are indeterminable from only the credential. The server authenticates the message and facilitates a debit in the default amount from the financial account. The server performs the receiving, determining, authenticating and facilitating all without confirmation of authentication of a bearer of the token. | 2015-09-17 |
20150262181 | SYSTEMS AND METHODS FOR PROVIDING POPULATED TRANSACTION INTERFACES BASED ON USER-GENERATED TRIGGERS - The disclosed embodiments include methods and systems that automatically populate interfaces facilitating electronic transactions. In one embodiment, a system may detect an action of a first user that triggers an account transfer transaction. The system may also determine a first account associated with the first user based on the detected action, and determine a second account based on the detected action and a set of rules associated with the first user. The system may generate, based on the detected event and the set of rules, first information used to provide prefilled content identifying the first account as a source account and the determined second account as a destination account. The system may also generate, in response to an authorization, second information used to provide second content including a notification that a transfer of funds from the first account to the second account has occurred. | 2015-09-17 |
20150262182 | SYSTEMS AND METHODS FOR PROVIDING POPULATED TRANSACTION INTERFACES BASED ON CONTEXTUAL TRIGGERS - The disclosed embodiments include methods and systems that automatically populate interfaces facilitating electronic transactions. In one embodiment, a system may identify a contextual event triggering an account transfer transaction. The system may also determine a first account associated with a first user based on the contextual event, and determine a second account based on the contextual event and a set of rules associated with the first user. The system may generate, based on the detected event and the set of rules, first information used to provide prefilled content identifying the first account as a source account and the determined second account as a destination account. The system may also generate, in response to an authorization, second information used to provide second content including a notification that a transfer of funds from the first account to the second account has occurred. | 2015-09-17 |
20150262183 | SYSTEMS AND METHODS FOR PROVIDING POPULATED TRANSACTION INTERFACES BASED ON SYSTEM-GENERATED TRIGGERS - The disclosed embodiments include methods and systems that automatically populate interfaces facilitating electronic transactions. In one embodiment, a system may detect an system-generated event triggering an account transfer transaction. The system may also determine a first account associated with a first user based on the detected event, and determine a second account based on the detected event and a set of rules associated with the first user. The system may generate, based on the detected event and the set of rules, first information used to provide prefilled content identifying the first account as a source account and the determined second account as a destination account. The system may also generate, in response to an authorization, second information used to provide second content including a notification that a transfer of funds from the first account to the second account has occurred. | 2015-09-17 |
20150262184 | TWO STAGE RISK MODEL BUILDING AND EVALUATION - A two stage model in which the first stage of the model applies a different weighting schema to different types of transactions in a transaction-based system is described. The first stage of the model focuses on capturing currently known patterns that indicate bad transactions. The second stage of the model focuses on rejecting transactions that are approved by the current model, with the objective of maximizing a measurable goal. Business knowledge is used to lower the cost of finding the optimal solution of the model by estimating parameters provided to the first and second stages of the model. Evaluation of the model accounts for retry transactions and for churn. Parameters associated with the model that maximizes the goal can be selected for a future model. | 2015-09-17 |
20150262185 | CONFIDENTIAL FRAUD DETECTION SYSTEM AND METHOD - Various embodiments for maintaining security and confidentiality of data and operations within a fraud detection system. Each of these embodiments utilizes a secure architecture in which: (1) access to data is limited to only approved or authorized entities; (2) confidential details in received data can be readily identified and concealed; and (3) confidential details that have become non-confidential can be identified and exposed. | 2015-09-17 |
20150262186 | Pricing Content Items in Groups - Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, including a method for providing content. A request for content for publication is received. Content items are identified responsive to the request, including identifying groups of content items. An auction is conducted to identify content to provide, including identifying at least first and second groups of content items. A price to charge sponsors associated with each content item in each group is determined. For each content item in a group, a first bounding price is determined that is a second price auction value, a second bounding price is determined reflecting a value to be maintained for the content item to keep the respective group in a same position in a group ranking, and a final price is determined equal to the greater of the first and second bounding prices. A sponsor is charged the determined final price. | 2015-09-17 |
20150262187 | METHOD FOR DOING BUSINESS - A method for doing business with barcodes is disclosed, The method includes the steps of: a) creating a barcode system having a one-dimensional (1D) barcode and a two-dimensional (2D) barcode corresponding to the 1D barcode, wherein the two barcodes reflect a single product made by a manufacture; b) using the 2D barcode to browse a website of the product by a customer; c) using the 1D barcode to make checkout by a dealer; d) after the step c), the customer using the 2D barcode to activate a registration, service and warranty; and e) using the 2D barcode to inform the customer a message about the product by the manufacture. | 2015-09-17 |
20150262188 | CUSTOMER SERVICE MANAGEMENT SYSTEM - The customer is given the option to access customer service through the Internet. A web site provides several convenient alternatives for scheduling a voice session with a customer service agent instead of waiting on the phone. Users are encouraged to search a Selection-Oriented-Knowledge-Base (SOKB) that helps the user's thinking process by displaying a sequence of intuitively recognizable multimedia menu selections that eventually lead to what the user has in mind and provide appropriate answers. The SOKB is based upon a Selection-On-Vertex network that provides the infrastructure to expand the level of knowledge of the SOKB by automatically capturing knowledge gained through experience. Customer service agents are seamlessly integrated into the SOKB by a NEED HELP request button that the user can click if difficulties are encountered during the search. A Help Requests Predictor enables customer service agents to respond within seconds to NEED HELP requests initiated by users. | 2015-09-17 |
20150262189 | ONLINE COMMUNITY-BASED KNOWLEDGE CERTIFICATION METHOD AND SYSTEM - An online knowledge verification system, method and software system product provides self-generating community-based knowledge certification. The system can be web-based and includes an infrastructure that allows users to identify and import into the system information descriptive of virtually unlimited content media for which knowledge certification can be established. The system includes a Question Preparation Engine by which questions and answers for an identified content medium are prepared for supporting the certification process. A Question Judgment Engine permits users to provide endorsement scores for the value of questions provided by other users for each content medium. Testing Engines are provided for testing the knowledge of users, using the prepared questions and answers having sufficient endorsement from the community and providing certificates for users who pass the tests for that particular content medium. The system permits users to share those certificates with other users of the community, as well as contacts on social media websites. | 2015-09-17 |
20150262190 | Methods and Systems for Determining Consumer Entitlements for Playback Interoperability - An example system includes a database having a plurality of data structures, each of the plurality of data structures associated with a different business rule and one or more provider identifications, and a processor configured to receive one or more consumer identifications and one of the one or more provider identifications, search the plurality of data structures for one or more data structures associated with the one of the one or more provider identifications to identify authorized data structures, in the authorized data structures, determine entitlements associated with the one or more consumer identifications to identify consumer entitlements, generate a list of the consumer entitlements, and transmit the list of the consumer entitlements in response to the receiving. | 2015-09-17 |
20150262191 | SYSTEM AND METHOD FOR ENSURING RECORDKEEPING COMPLIANCE - Methods and systems for associating call data and trade data are disclosed. Initiation of a call between a client and a dealer is detected. The call is recorded. A trade is confirmed between the client and the dealer. The call is associated with the confirmed trade. | 2015-09-17 |
20150262192 | METHOD FOR ACQUIRING SERVICES ON A MULTIPLICITY OF DEVICES - A system and method are disclosed for acquiring services on a multiplicity of devices. A system that incorporates teachings of the present disclosure may include, for example, a service management center (SMC) ( | 2015-09-17 |
20150262193 | SYSTEM AND METHOD FOR INTERNET DOMAIN NAME FRAUD RISK ASSESSMENT - Internet Domain Name Fraud Risk Assessment using a system of data element collection and computation. Data elements associated with the Internet Domain Name are acquired from internal and external data sources, captured, evaluated, and then assigned a value. Data acquisition may include use of domain information, databases, corporate and social media services, and search engine services. Using the assigned values, an Internet Domain Name category type and a Fraud Risk Score are computed and then displayed to a user along with additional information, explanations and recommendations. | 2015-09-17 |
20150262194 | MOBILE FIELD ARTICLE IDENTIFICATION SYSTEM AND METHOD - The disclosure relates to a system and method for consumers to identify articles at a place of sales before purchasing, which are high in security level, low in cost, mobile, high in availability and easy to use. The system and the method are based upon capture of the physical and logic features of a security label containing at least two security tracers applied to an article, and also upon local or remote processing, and at least one of the tracers comprises an invisible energy response material. The identification operation can be performed in a special and offline way by any system of registered consumers through a mobile communication device that has an image capture component and is combined with other particular functions of system software. | 2015-09-17 |
20150262195 | METHOD AND SYSTEM FOR EMPLOYING ANTI-TICKET FRAUD SYSTEM FOR MOBILE TICKETS - This invention discloses a novel system and method for tracking the capture of mobile device tickets in the form of visual validation objects in efforts to prevent fraud or re-use of the ticket. | 2015-09-17 |
20150262196 | Electronic Financial/Economic Modeling Environment - Exemplary embodiments are directed to generating one or more financial/economic reports for a user based on one or more user-submitted parameters. Exemplary embodiments can generate location and data type (e.g., business type) specific reports that can include financial and/or economic information to aid in the user's decision making process (e.g., whether to acquire a business). In exemplary embodiments, optimized reports can be generated to identify different location that may provide a better purchasing opportunity for the user. | 2015-09-17 |
20150262197 | TRAJECTORY BASED CONTEXT INFERENCE - Method, device, and computer program product, for augmenting metadata for a mapped location is described. Mapped location trajectory data for each of a plurality of mobile devices is received. Purchase transaction data for the respective mobile device at the mapped location is received from each of the respective mobile devices. The purchase transaction data is correlated with the mapped location trajectory data to determine a purchased product location within the mapped location. The metadata for the mapped location is augmented to include the purchased product location. | 2015-09-17 |
20150262198 | METHOD AND APPARATUS OF TRACKING AND PREDICTING USAGE TREND OF IN-VEHICLE APPS - A method and system for tracking and predicting usage trends for in-vehicle infotainment system applications are disclosed. Application usage data are collected in the infotainment systems of many road vehicles. Vehicle context relevance indicators are also provided, using data from the vehicle CAN bus or other data bus. The context relevance indicators—which indicate vehicle contextual situations such as traffic and weather conditions, presence of back seat passengers, length of driving trip, etc.—are cross-referenced to the application usage data to determine which applications are likely to be used in which situations. Application usage data and application/context correlation data from many vehicles are collected on a central server and analyzed to provide various metrics which are indicative of application usage trends. The application usage trend data can be used by vehicle manufacturers to optimize future infotainment system designs. | 2015-09-17 |
20150262199 | CROSS-DOMAIN IDENTITY SERVICE - A method is provided, including the following method operations: accessing a first web page associated with a first domain using a browser of a device; in response to the accessing the first web page, accessing an identity server to retrieve an identifier for the browser that accessed the first web page, the identifier being stored to a local storage of the device; accessing a second web page associated with a second domain using the browser; in response to the accessing the second page, accessing the local storage of the device to retrieve the identifier; wherein accessing the first web page and accessing the second web page are associated to the identifier. | 2015-09-17 |
20150262200 | SYSTEM AND METHOD FOR TRACKING CONSUMPTION HABITS OF VENUE PRODUCTS - There is provided a system and method for tracking consumption of at least one product offered by a venue service. An event signal comprising event data indicative of an event occurring at the venue is received. A request signal comprising request data indicative of a request for the at least one product is received, the request made during occurrence of the event. The request data is then correlated with the event data to determine at least one activity related to the event and corresponding to the request. A relationship between the at least one activity and the request is established and a control signal indicative of the established relationship is output. | 2015-09-17 |
20150262201 | METHODS AND APPARATUS TO GENERATE ELECTRONIC MOBILE MEASUREMENT CENSUS DATA - Methods and apparatus to generating electronic mobile measurement census data are disclosed. Example disclosed methods involve, when a panelist associated with a client device is determined to be an audience member of the media on the client device, associating demographic information of the panelist with a logged impression associated with the media. The disclosed methods also include when the panelist associated with the client device is determined not to be the audience member of the media at the client device, determining probability scores for respective household members residing in a household with the panelist, the probability scores indicative of probabilities that corresponding ones of the household members are the audience member of the media at the client device, and associating demographic information of one of the household members that has a highest probability score with the logged impression associated with the media. | 2015-09-17 |
20150262202 | System and Method for Visualizing Real Estate Markets - A computer-system and method for visualizing real estate markets is described. In one embodiment, the method may include: obtaining raw real estate data from one or more public or proprietary data sources; classifying the raw real estate data based on at least one data type classification and at least one geographic classification to provide classified raw real estate data; normalizing the classified raw real estate data based on a mean value of the classified raw real estate data within one or more classifications to provide normalized real estate data; ranking a plurality of real estate markets based on the normalized real estate data to provide ranked real estate market data; and generating one or more real estate visualizations based on the ranked real estate market data. | 2015-09-17 |
20150262203 | METHOD AND SYSTEM FOR AUTOMATIC SELECTION OF ENERGY SUPPLIER - A system and method for automatically selecting an energy supplier includes a database, application servers and task servers in data communication. The task servers include a bill download module to download and parse data associated with a plurality of customer bills and store the parsed data. The application servers include a bill scan module to scan all utility bills, and a monitoring module to process data to ensure customers are charged correctly, and to alert a customer when the monitoring module identifies an inconsistency between the charges and the applicable energy tariff. Application servers also include a supplier rate module to download and store energy tariffs in the database; and a rate logic module to determine a best rate for a customer using data obtained by the bill download module and the bill scan module to obtain bill data and available utility rates. | 2015-09-17 |
20150262204 | Sales and fundraising computer management system with staged display. - The present invention provides a computer implemented method for processing and analyzing marketing, sales and fund raising prospect data comprising the steps of: enabling a user of a computer or mobile computing device to input sales activity and prospect information resulting in a display of an analytical representation on a computer or mobile device of the user's campaign status as demonstrated through defined stages of the campaign phases across the plurality of prospects as relating to campaign objectives and further quantifying the campaigns probable outcomes through predictive analysis that embodies campaign pulse analytical measurements that quantifies unrelated data and events of the campaign to better determine probability of actual campaign outcomes. | 2015-09-17 |
20150262205 | System Identification Framework - Optimizing customer lifetime value (LTV) techniques are described. In one or more implementations, a simulator is configured to derive a prediction model based on data indicative of user interaction online with marketing offers. The prediction model may be produced by automatically classifying variables according to feature types and matching each feature type to a response function that defines how the variable responds to input actions. The classification of variables and/or corresponding response functions per the prediction model may consider dependencies between variables and dependencies between successive states. An evaluator may then be invoked to apply the prediction model to test a proposed marketing strategy offline. Application of the prediction model is designed to predict user response to simulated offers/actions and enable evaluation of marketing strategies with respect to one or more long-term objectives. | 2015-09-17 |
20150262206 | ELECTRIC VEHICLE (EV) CHARGING INFRASTRUCTURE WITH CHARGING STATIONS OPTIMUMALLY SITED - A system, method and program product for siting charging stations. A mobility detection module collects traffic data from vehicle sensors distributed in an area. A map matching module maps detected traffic in the area. A vehicle flow module temporally characterizes mapped traffic flow. An electric vehicle (EV) requirements (EVR) evaluator determines an optimal number of charging stations and respective locations for siting the charging stations. | 2015-09-17 |
20150262207 | METHODS AND APPARATUS TO COMPENSATE IMPRESSION DATA FOR MISATTRIBUTION AND/OR NON-COVERAGE BY A DATABASE PROPRIETOR - Methods and apparatus to compensate impression data for misattribution and non-coverage by a database proprietor are disclosed. An example method includes obtaining a count of media impressions occurring on a first type of computing device, a first portion of the media impressions corresponding to persons for whom demographic information is recognizable by a database proprietor and a second portion of the media impressions corresponding to persons for whom demographic information is unavailable to the database proprietor; and determining the demographic information for the second portion of the media impressions based on a first probability that media corresponding to the media impressions is accessed on the first type of computing device and based on a second probability that media is accessed on a second type of device. | 2015-09-17 |
20150262208 | CONTEXTUALLY INTELLIGENT COMMUNICATION SYSTEMS AND PROCESSES - A contextually intelligent communication system and processes acquire and processes data on the current context of a user who is using a connected mobile communication device such as a smart phone or tablet by using various sensors, image recognition or augmented reality residing in the connected device; providing additional data to define the user's current environment; combining the contextual data on the device with the additional data to define the user's complete, relevant context; gathering the user's current context data and updating the device by uploading the data via a wide area mobile network to a contextually intelligent server in the cloud, matching the user's current contextual data with the user's past and historical data and then downloading updated data back to the device, with the updated data including any of a variety of contextually relevant information such as feedback, experiences, recommendations, offers, coupons, advice, tactile feedback, content such as visual and audio representations, augmented reality, and other audio/visual displays to the device of the user that is predictably useful and relevant to the user's current context and future context as the user enters a new context. | 2015-09-17 |
20150262209 | Systems and Methods for Correcting Translations in Multi-User Multi-Lingual Communications - Various embodiments described herein facilitate multi-lingual communications. The systems and methods of some embodiments enable multi-lingual communications through different modes of communication including, for example, Internet-based chat, e-mail, text-based mobile phone communications, postings to online forums, postings to online social media services, and the like. Certain embodiments implement communication systems and methods that translate text between two or more languages. Users of the systems and methods may be incentivized to submit corrections for inaccurate or erroneous translations, and may receive a reward for these submissions. Systems and methods for assessing the accuracy of translations are described. | 2015-09-17 |
20150262210 | SYSTEM FOR OFFER DISTRIBUTION - A system and method includes determination of an offer and a first customer, provision of the offer to the first customer, reception of an indication of a redemption of the offer by a second customer, identification of the first customer based on the indication, calculation, in response to identifying the first customer, of a referral value of the first customer based on the indication, and determination of a second offer to provide to the first customer based on the referral value. | 2015-09-17 |
20150262211 | METHOD AND SYSTEM FOR PROVIDING A REWARD BASED ON A PRICE DIFFERENTIAL FOR A PRODUCT - A computer-implemented method for providing a reward based on a price differential for a product is described. The method is implemented using a computing device in communication with one or more memory devices. The method includes receiving, by the computing device, a reward determination request message including an identification of a first merchant and product data for a product purchased by a cardholder from the first merchant. The method also includes determining a location of the first merchant, determining, using the one or more memory devices, the price differential between a first price for the product from the first merchant and at least a second price for the product from at least a second merchant within a predetermined geographic distance of the first merchant, and applying a reward to a cardholder account associated with the cardholder, wherein the reward is based on the price differential. | 2015-09-17 |
20150262212 | INTERACTIVE USE AND ATHLETIC PERFORMANCE MONITORING AND REWARD METHOD, SYSTEM, AND COMPUTER PROGRAM PRODUCT - A method, computer program product, and system for monitoring and rewarding athletic performance and use of a product worn by a person, thereby motivating use of the product and promoting customer loyalty. The present invention includes and system and method for measuring, tracking, and recording use of the product, preferably related to the athletic performance of an athlete, using a portable, remote device; transferring that data from the remote device to a common location, such as an Internet web site service; calculating, assigning, and tracking rewards based on the level of use determined from the data; and allowing the user to redeem his or her rewards or compare his or her performance level with other athletes using other remote devices. | 2015-09-17 |
20150262213 | METHOD AND SYSTEM FOR VALIDATING REDEMPTION REQUESTS - A method of validating a redemption request comprises the steps of a server: receiving a redemption request from a client computing device, said request including an identifier associated with a specific instance of a product and a location associated with said client request; validating said redemption request at least according to the distance of said location from one or more pre-registered locations; and responsive to validating said redemption request, associating an incentive associated with the purchase of said product to a registered user of said client computing device. | 2015-09-17 |
20150262214 | GEOFENCED EVENT-BASED FAN NETWORKING: METHODS - The present invention is a fan networking system (FNS), available through a software application, executing on fans' portable smart devices for an event to be held in a venue. A FNS may offer event-customized services to fans, such as messaging, fan groups, mementos, coupons, “friends”, and contests. The level of services might depend on whether a fan is attending; timing (pre-, during, post-performance); for a competitive event, whether the fan affiliates with the home or away team; and the category of fan (e.g., audience, management, performer). Determination of whether a fan is attending may be done with geolocation services, e.g., through GPS. A fan might need to remain within the venue for some period of time to qualify as attending. Services to attending fans may extend for a period beyond the event itself. | 2015-09-17 |
20150262215 | TRANSACTION APPARATUS, SYSTEMS AND METHODS - Aspects and embodiments of the present invention relate to alternative kinds of transactions, which do not involve payment using only cash or a token device such as a smart card or chip and PIN card. In some embodiments, transactions involve a customer providing token-less transaction authentication information using customer interface means ( | 2015-09-17 |
20150262216 | COUPON REVIVAL - System, method, and computer program product to perform an operation, the operation comprising receiving, via a computer system interface, a request to revive an expired coupon, responsive to the request, determining that a condition for reviving the expired coupon has been accepted, and storing, in a computer readable storage medium, an indication that the revived coupon is valid for use. | 2015-09-17 |
20150262217 | USER PATH ABANDONMENT ANALYSIS - Systems, methods, and computer-readable storage media that may be used to determine a cause of user abandonments in relation to a resource are provided. One method includes receiving user path data representing a plurality of user paths. The method further includes identifying a plurality of user paths ending with an abandonment event associated with a first resource. The method further includes determining a first abandonment metric indicating a first plurality of the identified user paths having a first condition of a characteristic. The method further includes determining a second abandonment metric indicating a second plurality of the identified user paths having a second condition of the characteristic. The method further includes determining whether the abandonment events associated with the first resource are at least partially related to the characteristic based on a comparison of the first abandonment metric and the second abandonment metric. | 2015-09-17 |
20150262218 | GENERATING APPARATUS, SELECTING APPARATUS, GENERATION METHOD, SELECTION METHOD AND PROGRAM - A generating apparatus is arranged to generate a set of gain vectors with respect to a transition model having observable visible states and unobservable hidden states and expressing a transition from a present visible state to a subsequent visible state according to an action, the set of gain vectors being generated for each visible state and used for calculation of a cumulative expected gain at and after a reference point in time. The apparatus includes a generation section for recursively generating, by retroacting from a future point in time to the reference point in time, a set of gain vectors containing at least one gain vector including a component of a cumulative expected gain with respect to each hidden state, from which set of gain vectors the gain vector giving the maximum of the cumulative expected gain is to be selected. | 2015-09-17 |
20150262219 | CUSTOMIZABLE DATA MANAGEMENT SYSTEM - The invention relates to methods, systems, and computer-readable media related to a system having a plurality of users, designed to display a user-customized subset of item and/or provider information to the user. | 2015-09-17 |
20150262220 | Dynamic Advertising Based on User Preferences - Systems and methods for responding to an advertisement request with a personalized advertisement are provided. More particularly, in response to an advertisement request from a requesting computer user, a plurality of candidate advertisements are identified and an advertisement is selected. A plurality of potential modifications for the selected advertisement are then identified. A modification, from the plurality of potential modifications, is selected as a function of a user preference vector associated with the requesting computer user. The user preference vector comprises a plurality of user preference items, each item indicating a likelihood of interaction of the requesting computer user with an advertisement having a modification according to a corresponding preference classification. Modification content corresponding to the selected modification is obtained and the modification content is added the selected advertisement. The modified selected advertisement is returned as a personalized advertisement to the advertisement request. | 2015-09-17 |
20150262221 | LINKING OFFLINE ACTIONS WITH ONLINE ACTIVITIES - Systems and methods allow association between online activities and offline actions. A computer-implemented method includes: generating, using at least one processing circuit, at least one unique ID associated with at least one online activity related to a user identifier; transmitting a machine-readable image to a first user device for presentation at an offline location in conjunction with at least one offline action related to the user identifier, wherein the machine-readable image contains information related to the unique ID; receiving, using at least one processing circuit, data obtained from accessing the machine-readable image at the offline location; and associating, based on the received data, the at least one online activity with the at least one offline action using the at least one unique ID. | 2015-09-17 |
20150262222 | METHOD AND SYSTEM FOR CALCULATING ADVERTISEMENT CONVERSION RATES - A method for calculating a click conversion rate includes: storing a plurality of click data entries, each entry including data related to an electronic advertisement including a number of clicks and a consumer identifier associated with a plurality of consumers that have clicked on the related advertisement; receiving a plurality of transaction data entries, each entry including data related to a payment transaction including common merchant data and a common consumer identifier; identifying a specific click data entry where the consumer identifier corresponds to the common consumer identifier and the related advertisement corresponds to the common merchant data; and calculating a conversion rate for the advertisement related to the specific click data entry based on the included number of clicks and a number of the plurality of transaction data entries. | 2015-09-17 |
20150262223 | SYSTEMS AND METHODS FOR ASSIGNING CREDIT FOR INSTALLS OF APPLICATIONS - Systems and methods for attributing actions to ad providers are provided. In some embodiments, clicks by end users on advertisements for an application are tracked by a tracking server. Upon detection of an action such as an installation or in-app event clicks that match the action are determined. An ad provider responsible for the last matching click before the action is provided credit for an attributed action. Credit is also provided to one or more other ad providers for clicks that match the action but were not the last matching click before the action. Credit may be provided for action assists for clicks by other ad providers that occurred within applicable attribution windows. Credit may also be provided for non-windowed action contributions for clicks by other ad providers that occurred outside of an applicable action window but within an contribution window. | 2015-09-17 |
20150262224 | SYSTEMS AND METHODS FOR TRACKING APPLICATION INSTALLS THAT DISTINGUISH NEW USERS FROM EXISTING USERS WITHOUT DIRECTLY ACCESSING USER ACCOUNT RECORDS - In some embodiments, a tracking system is provided for providing credit to advertisers for application installs and in-application events. The tracking system may be configured to use user account information from a content provider system to determine whether a user of a newly installed application is a new user of the content provider system or an existing user of the content provider system, and to update tracking information accordingly. The tracking system may also use the user account information from the content provider system to link actions on multiple computing devices for the purposes of attributing a given application install to one or more advertising providers. | 2015-09-17 |
20150262225 | METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR CALCULATING PROFIT FOR A PROMOTION AND MARKETING SERVICE - A method, apparatus and computer program product are provided for calculating profits associated with a promotion or group of promotions offered by a promotion and marketing service. Profits may be calculated based on dynamically determined costs. The costs and profits may be averaged and/or summed for promotions associated with a category, subcategory and/or provider. A configurable view of the data included in the profit calculations may be provided to an internal user of a promotional system. Profit calculations may be used to identify certain types of promotions associated with high profits for a promotion and marketing service. | 2015-09-17 |
20150262226 | METHOD AND SYSTEM FOR IDENTIFYING FRAUDULENT AND UNCONVERTED CLICKS IN WEB ADVERTISEMENTS - A method for identifying fraudulent clicks includes: storing a plurality of click data entries, each entry including data related to a consumer click of an electronic advertisement including a device identifier of a plurality of device identifiers; receiving a plurality of clearing indications, wherein each clearing indication is associated with a device identifier of the plurality of device identifiers and indicates non-existence of a clearing record for a payment transaction associated with a computing device associated with the respective device identifier; identifying a subset of the plurality of click data entries wherein each click data entry of the subset includes a device identifier associated with a clearing indication of the received plurality of clearing indications; and indicating, in the click database, each click data entry of the identified subset of the plurality of click data entries as being a fraudulent consumer click of the related electronic advertisement. | 2015-09-17 |
20150262227 | TRANSACTION TRACKING, MANAGING, ASSESSMENT, AND AUDITING DATA PROCESSING SYSTEM AND NETWORK - An improved processing system for tracking commerce on the Internet provides for subvariable processing and includes web page scanning to discern fraud or improper content to insure proper promotion of select products within the network environment. | 2015-09-17 |
20150262228 | OPERATING SYSTEM BASED EVENT VERIFICATION - A system and method for tracking beacon execution using event verification capability of an operating system, where the authenticity of the platform itself is verified. Targeted advertisements are displayed during content viewing and/or web browsing, while the rendered and displayed advertisements are tracked for payment, wherein payment is based on completion of viewing the events. The system and method keeps count of beacon execution, with verifiable IDs, using the operating system to verify, authenticate and guarantee execution of event activity. | 2015-09-17 |
20150262229 | TARGETED AD REDISTRIBUTION - A user may view a video. The user may share a portion or the entirety of the video. The user may provide tags or comments with the shared video. The tags or comments may indicate a mood associated with the shared video. The server receiving the request to share the video may have metadata associated with the video. Additional metadata may be stored associated with smaller portions of the video. As an example, metadata may indicate the mood of a scene. The server may embed one or more advertisements into the shared video. The one or more advertisements may be targeted. Selection of advertisements may be based on a match between advertisement metadata and a user profile of the sharing user, a user profile of the receiving user, tags or comments provided by the sharing user, and metadata for the video or the clip. | 2015-09-17 |
20150262230 | WEAR TIME AS METRIC OF BUYING INTENT - Example embodiments of the present disclosure include a system comprising a computer-readable storage medium storing at least one program and a computer-implemented method for providing an offer based on a level of buying intent of an individual. Consistent with some embodiments, the method may include monitoring an amount of time an individual wears a particular garment while in a fitting room of a retail store, and determining an interest level of the individual in purchasing the garment based on the amount of time the individual wears the garment. The method may further include generating and provisioning an offer to the individual based on the determined level of intent. | 2015-09-17 |
20150262231 | GENERATING APPARATUS, GENERATION METHOD, INFORMATION PROCESSING METHOD AND PROGRAM - A generating apparatus generates a set of gain vectors with respect to a transition model having observable visible states and unobservable hidden states and expressing a transition from a present visible state to a subsequent visible state according to an action, the set of gain vectors being generated for each visible state and used for calculation of a cumulative expected gain at and after a reference point in time, the apparatus including a setting section for setting, with respect to each hidden state, a probability distribution over the hidden states for selection used to select vectors to be included in the set of gain vectors from the gain vectors including a component for a cumulative gain, and a selection section for including, in the set of gain vectors, with priority, the gain vector giving the maximum of the cumulative expected gain with respect to the probability distribution for selection. | 2015-09-17 |
20150262232 | SERVING AN ADVERTISEMENT ACCORDING TO A USER'S SHOPPING INTEREST - Methods and systems are provided for selecting and serving content, such as promotional content, to a user in accordance with a shopping interest of the user, location information for the user (e.g., location information associated with the user's mobile device), or both. A content delivery system is configured to make inferences on which promotional content to deliver to a user based on different types of signals. These signals include, for example, regular geolocation signals (e.g., GPS), fine-grained geolocation signals (e.g., DGPS, site-specific or site-provided signals, etc.), near-field communication (NFC) signals, purchase information signals, browsing history signals, and any combination of such signals. A shopping interest of a user is determined based on location information and/or transaction information indicating whether or not the user has not conducted a related transaction in a time period. | 2015-09-17 |
20150262233 | Printing Device, Control Method Of A Printing Device, Coupon, And Control System - Using coupons effectively is enabled. A host computer | 2015-09-17 |
20150262234 | NUTRITION ANALYSIS SYSTEM AND NUTRITION ANALYSIS PROGRAM - A nutrition analysis system includes a customer information acquisition unit, a purchase history information acquisition unit, a nutrition analysis processing unit that calculates a required nutrient amount of a customer and performs nutrition analysis of the customer based on purchase history information of the customer and the required nutrition amount to generate nutrition analysis information of the customer, and a merchandise advertisement information supply unit that decides recommended merchandise for the customer based on the nutrition analysis information of the customer and supplies merchandise advertisement information including recommended merchandise notification information used to notify the customer of the recommended merchandise. | 2015-09-17 |
20150262235 | FIRST PARTY ADVERTISEMENT SERVING - Adservers with the ability to access advertiser cookies and vice versa when both are serving from the advertiser's domain are provided, thereby avoiding the overhead and delay in backend cookie synchronization efforts. Further, advertising cookie data can be gathered regardless of whether a user is browsing a publisher's web site with an advertisement served by an adserver, or browsing the advertiser's web site, because the cookies were previously set when the user visited the advertiser's web site in the context of a first-party cookie. Even if the user has configured his or her browser to limit the setting of third-party cookies, the cookies can still be read by the adserver. By making cookie and advertising data immediately available in real time to both the advertiser and the adserver, the solution also provides for instantaneous and accurate targeting of web advertising to allow an educated ad selection process by either party. | 2015-09-17 |
20150262236 | FOLLOW-UP MESSAGES AFTER IN-STORE SHOPPING - Example embodiments of the present disclosure include a system comprising a computer-readable storage medium storing at least one program and a computer-implemented method for provisioning follow up messages to individuals after an in-store retail shopping experience. Consistent with some embodiments, the method may include identifying an item of interest to an individual while in a retail store. The method may further include detecting the individual leaving the retails store, and in response to the individual leaving the retail store, transmitting a message to a mobile device of the individual to remind the individual of the item of interest. | 2015-09-17 |
20150262237 | LOCATION SENSING AND RESPONSE FOR MOBILE MESSAGING - Businesses have long appreciated the advantages of anticipating potential customers' needs. Directing marketing activities towards non-customers, persons not having such a need, wastes resources of the business and may damage a business' reputation. By providing a location-based analysis of a user's activities, such as by an opt-in application for a mobile device carried by the user, subject matter relevant and timely information on goods and/or services of the business may be provided to the user. | 2015-09-17 |
20150262238 | Techniques for Topic Extraction Using Targeted Message Characteristics - Disclosed are various embodiments for obtaining messages from content sites accessible via a network. Filtered messages are identified from the messages using filter criteria to identify ones of the messages having one or more characteristics relevant for a particular marketing circumstance. A topic is selected based on determining that multiple occurrences of the filtered messages relate to the topic. Based on selecting the topic, recommending the topic for targeted marketing in the identified marketing circumstance. | 2015-09-17 |