39th week of 2014 patent applcation highlights part 59 |
Patent application number | Title | Published |
20140289089 | SYSTEMS AND METHODS FOR DELIVERING TRADE AGREEMENT PERFORMANCE - Systems and methods for the inception, management and settlement of trade agreements are provided. The technology network platform provides for the effective delivery of all key requirements in the complete life cycle of foodservice trade agreements in one standardized system. The network will provide process discipline from inception to settlement replacing thousands of activities currently undertaken independently by foodservice supply chain participants. | 2014-09-25 |
20140289090 | SYSTEMS AND METHODS FOR CONFIGURING AND MODIFYING OFFERINGS AND/OR ASPECTS OF OFFERINGS - Systems, methods and/or programmed products that can be used for configuring and/or modifying offerings as well as aspects of offerings using participated and/or accepted offer units, related groups of offer units, variables associated with groups of offer units, pricing scales, premiums, discounts, and/or discounts based on aggregated accepted volume, to name a few. The configurable and/or modifiable offerings can include one or more groups of offerings comprising a plurality of offer units. When all of the offer units are participated and/or accepted, then participated and/or accepted offer units at a lower price point and/or having a less desirable variable can be replaced by other accepted for requests to participate having a higher price point and/or more desirable variable. | 2014-09-25 |
20140289091 | Method and System for Generating and Operating Hybrid Markets and User-Defined Marketplaces - A system is provided for facilitating trading of financial instruments, comprising: (i) a requester module configured to obtain request for quotation (RFQ) information from one or more requesting users, the RFQ information comprising terms of a request for quotation; (ii) a responder module operatively connected to the requester module, the responder module configured to obtain response information from one or more responding users; (iii) a contract generation module operatively connected to the requester module and the responder module, wherein the contract generation module is configured to generate contracts to trade financial instruments based on the RFQ information and the response information; (iii) an interface module operatively connected to the requester module, the responder module, and the contract generation model, wherein the interface module is configured obtain order information based on the contracts trade financial instruments, from one or more qualifying users; and (iv) a transaction module configured to execute trades based on the contracts to trade financial instruments. | 2014-09-25 |
20140289092 | CARBON BOND FINANCIAL SYSTEM AND METHOD FOR REDUCING GREEN HOUSE GASES AND CARBON FOOTPRINT - A computer implemented method for creating and selling carbon bonds which allow bond purchasers to offset and reduce their respective carbon footprint, by establishing one or more carbon bonds by a selling entity; registering the carbon bonds in a purchaser database on a networked server via a web-based platform; registering bond purchasers in the purchaser database on the networked server; accessing the registered carbon bonds by the bond purchasers via a first communication interface on the web-based platform and comparing the bonds; based on the comparison the bond purchaser purchases the carbon bond and transfers purchasing funds to the selling entity creating a loan pool of funds; registering borrowers in a borrower's database on the networked server who need developing funds for energy efficient and renewable energy projects; comparing projects by the selling entity via a second communication interface on the web-based platform; based on the comparison the selling entity selects a project and lends a portion of the loan pool of funds to the selected borrower for developing funds, wherein the selected borrower repays the selling entity principal plus interest wherein turn the selling entity repays the bond purchaser principal plus interest. | 2014-09-25 |
20140289093 | System and Method for Online Trading Using an Electronic Spreadsheet - A system and method for receiving streamed, real time quotes with respect to financial instruments. The system applies a spreadsheet based investment strategy to the real time quotes, generating electronic orders based on the results of the investment strategy analysis and transmitting the orders for real time execution. The system generates a unique order identifier that allows users to actively track the status of orders in real time. This unique order identifiers can be shared with other users so that other trading strategies can be developed to execute upon the successful execution of the order (e.g., hedging). | 2014-09-25 |
20140289094 | Wire Speed Monitoring and Control of Electronic Financial Transactions - An in-line hardware message filter device inspects incoming securities transactions. The invention is implemented as an integrated circuit (IC) device which contains computer code in the form of on-chip hardware instructions. Data messages comprising orders enter the device in exchange-specific formats. Messages that satisfy pre-determined risk assessment filters are allowed to pass through the device to the appropriate securities exchange for execution. The system functions as a passive device for all legitimate network traffic passing directly or indirectly between a customer's computer and a securities exchange's order-acceptance computer. Advantageously, the invention allows the broker-dealer to check and pass messages or orders as they come through the system without having to store the full message before making a risk assessment decision. The hardware-only nature of the invention serves to maximize the speed of order validation and to perform pre-trade checks in a cut-through or store-and-forward mode. | 2014-09-25 |
20140289095 | METHOD AND SYSTEM FOR CALCULATING AN INTRADAY INDICATIVE VALUE OF LEVERAGED BULLISH AND BEARISH EXCHANGE TRADED FUNDS - A computer implemented method, system, and software for calculating and using an intraday indicative value of a leveraged Bullish or Bearish exchange traded fund (“ETF”) for arbitrage purposes, includes calculating an intraday current value of all the equity securities in the ETF (applicable only to Bullish ETFs), calculating mark to market gains or losses of at least one derivative product, and retrieving an accumulated loss or gain of the at least one derivative product and other cash equivalent amounts. The intraday indicative value of the ETF is determined by combining the calculated intraday current value of all the equity securities (applicable only to Bullish ETFs), the accumulated loss or gain, the mark to market gains of the at least one derivative product and other cash equivalent amounts. The determined intraday value of the ETF is used, by a party, for arbitrage purposes. | 2014-09-25 |
20140289096 | SYSTEMS AND METHODS FOR PROVIDING SHARE ASSESSMENT DATA WITH COMPOUND QUALITY ANALYSIS - A computer-implemented method for providing share assessment data, the method including:
| 2014-09-25 |
20140289097 | AUTOMATED INFORMATION AND ANALYTICAL LOAN PORTFOLIO MANAGEMENT SYSTEM - The proposed automated information and analytical loan portfolio management system relates to systems intended to make predictive estimates of financial risks and simulate loan portfolio management scenarios. As a result, the efficiency of loan portfolio management increases and risks in managing the assets and liabilities reduce. The system comprises an operator's workstation connected by communication links to a server including: a primary transfer matrix generation subsystem, a portfolio quality characteristics generation subsystem, and external impact factor (macro-factor) generation subsystem, a portfolio scenario characteristics computation subsystem, a funding costs and market risk computation subsystem, and a report generation subsystem. The proposed system allows extending a range of loan portfolio management means. | 2014-09-25 |
20140289098 | System and Method for Analyzing Financial Risk - The invention relates to the development of systems and methods for assessing a particular loan's financial risk due to process variations that have occurred in the underwriting and closing of the loan. The financial risk associated with a particular loan is expressed in terms of a quantitative score (a financial risk score) indicating the probability of the loan being defaulted on. The systems and methods of the invention provide purchasers of loans with a means to predict, in advance of purchasing a particular. loan, the probability of the loan being defaulted on. Lenders who conduct quality control reviews and analyses of denied loan applications, as well as investors who wish to determine the regulatory risk associated with a loan, will also find use for the financial risk score generated by the systems and methods of the invention. | 2014-09-25 |
20140289099 | LOAN STATUS MONITORING SYSTEM AND METHOD - Methods are provided for monitoring an application process. These methods use multiple stages to receive an application on a submission date, set an estimated time for completion for each stage in the application process, and add the total estimated time for all of the plurality of stages to determine an initial estimated application process completion date. These methods can use feedback from multiple stages to continuously update an estimated closing date. | 2014-09-25 |
20140289100 | Method and System for Providing Financing - Methods for financing dealer debt instruments for customers of a dealer are disclosed. One method, among others, an underwriter system that finances a dealer debt instrument based upon at least one of customer information, product information, and transaction information for the dealer debt instrument. The underwriter system may calculate an initial purchase offer, and then adjust the initial purchase offer based at least upon at least one of product information and transaction information. In some situations, the underwriter system may provide a dealer with multiple purchase offers for one debt instrument. | 2014-09-25 |
20140289101 | EMAILED PURCHASE RECEIPT - A method of processing receipts, including: obtaining transaction data including a plurality of categories of information necessary to describe a purchasing transaction of a customer at a store location; obtaining image data representing a receipt corresponding to the purchasing transaction of the customer at the store location; obtaining an e-mail address of the customer; providing an option to print the receipt at the store location and an option to e-mail the receipt to the customer; obtaining a selection of at least one of the provided options; if the option to print is selected, initiating printing of the image at the store location; and if the option to e-mail is selected, sending an e-mail to the e-mail address of the customer, the e-mail including providing at least one of the image data and the transaction data. | 2014-09-25 |
20140289102 | REPUTATION INTEGRATION INTO REMITTANCE DELIVERY - One embodiment provides a method of delivering a remittance from a first party to a third party via an intermediary party, in which an intermediary fee is chargeable by the intermediary party. The method includes: receiving, at a payment system, a request to conduct a remittance transaction including a transfer of a first value from a first party to an account of an intermediary party, and by the intermediary party to transfer at least a portion of the first value to a third party; accessing reputation data associated with the intermediary party; and determining an intermediary fee chargeable by the intermediary party for the transfer of at least the portion of the first value to the third party, the determining of the intermediary fee being based on the reputation data. The reputation data can be information about the intermediary party, as well as the first party and/or the third party. | 2014-09-25 |
20140289103 | PAYMENT LINK - In one embodiment, an intended recipient of money transmits a payment link created by the recipient to an intended sender of money, where the link contains a locator to a site of a payment provider, information about the recipient (e.g., phone number), and the amount of money to be sent. The link can be sent via email, text, IM, or other means. The sender then accesses the link, such as by clicking or tapping on the link, which launches a checkout or payment page for the sender on the payment provider site. The sender completes the payment page, and the payment is sent to the recipient by the payment provider. | 2014-09-25 |
20140289104 | Method and System for Account Parallel Processing - A method for account parallel processing used by an account processing center to process a request for account operation is disclosed. The method comprises: (1) categorizing accounts as high parallel occurrence accounts and common accounts; (2) when receiving the request from the client for processing operation of an account, firstly determining whether the account is a high parallel occurrence account; and if the account is a high parallel occurrence account, continuing to a step (3), otherwise, conducting a step (4); (3) if the account is locked, queuing a current operation to wait until implementation of the current operation; and (4) further determining, by the account processing center, whether the account is locked and outputting an error message when the account is locked, otherwise implementing the current operation. Such method provides more high quality services to the high parallel occurrence accounts. As for the common accounts, when there is a high volume of parallel transactions on the common accounts, the volume of parallel processing can be effectively controlled by outputting an error message to prevent comment accounts from causing damage the system. | 2014-09-25 |
20140289105 | PROVIDING CONFIGURABLE PRICING FOR EXECUTION OF SOFTWARE IMAGES - Techniques are described for facilitating sharing of executable software images between users in a configurable manner. In at least some situations, the executable software images are virtual machine images, and while executing may access and use remote network-accessible services (e.g., Web services). In addition, some or all shared executable software images may be made available in a fee-based manner by creator users, such that execution of such a fee-based software image by a software image execution service on behalf of a user other than the creator user is performed in exchange for fees from the other user as specified by the creator user. The creator user may further receive at least some of the specified fees paid by the other user, such as at least some of a difference between the specified fees and fees charged by the software image execution service for the execution. | 2014-09-25 |
20140289106 | SYSTEM AND METHOD FOR INTRADAY NETTING PAYMENT FINALITY WITH SUPPLEMENTAL FUNDING - A system and method are disclosed for continuous intraday final settlement of payment orders among a plurality of participants, each participant having facilities configured to electronically send and receive the payment orders in the form of payment messages. Primary positions, corresponding to balances in a prefunded balance account, are stored. Supplemental positions, corresponding to balances in the prefunded balance account, are stored. Payment messages are received from sending participants. A selected payment message is released, such that the sending participant's supplemental position is decreased by the payment amount and the receiving participant's supplemental position is increased by the payment amount, if it is determined that: (i) the sending participant's supplemental position, after subtraction of the payment amount, is greater than or equal to the predetermined minimum for the sending participant's supplemental position, and (ii) the receiving participant's supplemental position, after addition of the payment amount, is less than or equal to the predetermined maximum for the receiving participant's supplemental position. | 2014-09-25 |
20140289107 | INVOICE PAYMENT SYSTEM AND METHOD - A code scanner ( | 2014-09-25 |
20140289108 | System, Method, Article of Manufacture of Mixed Reality Based, Biometrically Signed Reusable Physical Financial Instrument - The present invention relates to a reusable physical financial instrument and a system and a method for enabling the financial instrument to perform multiple financial transactions. The financial instrument is capable of creating mixed reality experience when it comes in vicinity of the payor or payee device or ATM. Through the created mixed reality experience, the payor and the payee inputs payor-side and payee-side transaction and biometric data which are stored onto smart chip of the instrument and/or on Cloud Storage using cloud computing interface. The stored payor-side and payee-side transaction data are cross-validated and their biometric data is further verified against golden copy at the respective financial institutions or at the Central Authority's repositories for performing the financial transaction. Upon completing the transaction, the payor-side and the payee-side data is erased, deleted or invalidated from the smart chip, thus making the financial instrument reusable for performing another transaction. | 2014-09-25 |
20140289109 | USING BIOMETRICS WITH A DIGITAL WALLET - A system and method for using biometrics with a digital wallet is provided. A biometric input is received from a user operating a mobile device having a wallet application. In response to the biometric input satisfying a requirement, access is provided to functions of a value exchange system via the wallet application operating on the mobile device of the user. | 2014-09-25 |
20140289110 | USING TOKENS IN DIGITAL WALLET TRANSACTIONS - A system and method for facilitating a value exchange transaction are provided. A request is received from a wallet application on a mobile device of a first user. The request indicates a transfer of a value to a second user. The value is associated with a source selected from a plurality of sources associated with a user account of the first user. The plurality of values comprises monetary values and non-monetary values. A token from the wallet application is received. The transfer of the value is validated using the token. | 2014-09-25 |
20140289111 | METHODS AND SYSTEMS FOR EXCHANGING AND/OR TRANSFERRING VARIOUS FORMS OF VALUE - Methods and systems for exchanging various forms of value, including coins, currency, credit, debit, and/or bank account funds, for prepaid cash cards, credit cards, phone cards, and the like. In one embodiment, a value exchange machine includes a coin input region, a coin sorting/counting apparatus, a card reader, and a communications facility configured to communicate with a remote computer network. In another embodiment, a value exchange system includes one or more of the value exchange machines connected to one or more remote computers via a communications link. A user wishing to purchase, for example, a prepaid cash card can visit one of the value exchange machines, select the desired transaction, and pay for the card with coins, currency, a credit card, a debit card, and/or bank account funds. After confirming payment, the value exchange machine dispenses the card to the user. | 2014-09-25 |
20140289112 | PORTABLE MULTIFUNCTION DEVICE WITH MULTIPLE APPLICATIONS - A system and method for operating a reward points accumulation and redemption program wherein a user earns reward points from a plurality of independent reward points issuing entities, with each tracking the user's earned reward points in a user reward point account stored on a multi-function card (such as a frequent flyer account or a credit card loyalty account). The multi-function card is adapted to aggregate some or all of the user's earned reward points from the reward accounts and credit the aggregated points into a single reward exchange account on the multi-function card. The user may then select an item for purchase with the accumulated reward points from the multi-function card. The item is provided to the user in exchange for a subset or all of the reward points from the multi-function card. | 2014-09-25 |
20140289113 | SYSTEM AND METHOD FOR A MOBILE CASHIER - A system for disbursing funds for entertainment includes a portable module that is configured to process customer information. The module is configured to allow the customer to undertake a plurality of transactions, including a quasi-cash transaction. The module includes at least one input device coupled to or formed in the module. The at least one input device is further configured to obtain an electronic endorsement from the customer and to place the electronic endorsement in an electronic image. The module further includes an output device coupled to or formed in the portable module. The output device is configured to create a negotiable instrument for the quasi-cash transaction. | 2014-09-25 |
20140289114 | TRANSFER ACCOUNT MACHINE, NON-TRANSITORY COMPUTER MEDIUM HAVING COMPUTER PROGRAM, AND ASSOCIATED COMPUTER-IMPLEMENTED METHOD - Embodiments of the present invention include transfer account machines, computer program products, and associated computer-implemented methods of providing prioritized payments from the proceeds of automatic or direct deposits. Embodiments of the present invention include routing automatic deposit information to a financial institution computer managing a prioritized payment program and formulating an outgoing file with both an entry for an automatic deposit destined for a customer account and an entry for a pre-authorized prioritized payment to a select creditor, so that the automatic deposit is credited to the customer account and relatively instantaneously any prioritized payment is debited from the customer account. According to embodiments of the present invention, the customer account can be a prepaid card account so that a customer has effective access on the prepaid card only to a net value of funds. | 2014-09-25 |
20140289115 | SYSTEMS AND METHODS FOR VEHICLE INFORMATION-BASED FUEL PURCHASING - A method for facilitating the purchase of fuel from a fuel pump, by a driver using a credit instrument to make a request for fuel, for a vehicle forming part of a fleet of vehicles owned by a fleet owner having fleet management software, comprising causing the driver to be prompted to submit vehicle information and driver information via the fuel pump, responsive to a credit request to purchase fuel for a vehicle using the credit instrument, ensuring the credit instrument has the required credit, confirming the vehicle information and the driver information, and if the ensuring and confirming are affirmed: authorizing the dispensing of fuel by the fuel pump; and if the ensuring or the confirming are denied: declining the dispensing of fuel by the fuel pump. | 2014-09-25 |
20140289116 | SYSTEM AND METHOD FOR PERFORMING AUTHENTICATION FOR A LOCAL TRANSACTION - A system, apparatus, method, and machine readable medium are described for strong authentication for a local transaction. For example, one embodiment of a system comprises: a local transaction device; a client device performing one or more authentication transactions including receiving biometric input from the user to generate an authentication result; a secure transaction service communicatively coupled to the local transaction device over a network, the secure transaction service receiving the authentication result from the client device; and the remote secure transaction service transmitting a signal to the local transaction device to perform one or more operations if the authentication result is sufficient to complete a transaction. | 2014-09-25 |
20140289117 | SYSTEM AND METHOD FOR USER CONFIRMATION OF ONLINE TRANSACTIONS - A system, apparatus, method, and machine readable medium are described for confirming a user transaction. For example, one embodiment of a method comprises: detecting at a relying party a transaction triggered by a first user over a network and performing one or more authentication techniques to authenticate the first user to the relying party over the network; identifying one or more other users who are required to confirm the transaction before allowing the transaction to be performed, the one or more other users being registered with the relying party; transmitting notifications to the one or more other users or a subset thereof indicating that a transaction has been triggered by the first user; and the one or more other users or subset thereof confirming the transaction by performing remote authentication with the relying party over the network. | 2014-09-25 |
20140289118 | METHOD AND SYSTEM FOR A SECURE REGISTRATION - Methods and apparatus for secure registration to enable transactions between a first user and a vendor that is facilitated by a payment server are disclosed. The method may comprise storing a form soliciting customer information including a plurality of fields, wherein at least one of the plurality of fields is associated with an attribute. The method including receiving a copy of the form including customer data in all of the plurality of fields and transmitting a first subset of the customer data based on the attribute associated with the first subset of the customer data. The method including receiving a token in response to the transmission of the first subset of customer data and transmitting the token and a second subset of the customer data, wherein the second subset is based on the attribute associated with the second subset of customer data. | 2014-09-25 |
20140289119 | SYSTEM AND METHOD FOR PROVIDING SECURE DATA COMMUNICATION FUNCTIONALITY TO A VARIETY OF APPLICATIONS ON A PORTABLE COMMUNICATION DEVICE - A system for providing an application associated with a portable communication device the ability to communicate via a secure element. The system has a digital identifier and digital token operably associated with the application; a card services module that provides an application programming interface to the secure element; and a secure data table associated with the card services module. The secure data table includes a list of trusted applications each identifiable by paired digital identifier and token. The card services module [includes] compares the identifier and the token with each of the identifier-token pairs in the table until a match indicates the application is trusted. The card services module issues commands to the secure element based on an action requested by a trusted application in conjunction with the presentation of the digital token. A method of providing an application with the ability to communicate via secure element is also disclosed. | 2014-09-25 |
20140289120 | VERIFICATION METHODS FOR FRAUD PREVENTION IN MONEY TRANSFER RECEIVE TRANSACTIONS - A computer system is operated to prevent fraud in a money transfer receive transaction. A send transaction request is received from a sender for a money transfer including a send amount. The sender is prompted to select one or more security inputs to be supplied by a receiver for redemption of the money transfer. A send transaction record is stored with the selected one or more security inputs in a server. A receive transaction request is then received from the receiver. The receiver is prompted for the one or more security inputs set for redemption of the money transfer, and the provided one or more security inputs from the receiver are received. The received one or more security inputs are authenticated, and release of funds in the send amount is authorized if the received one or more security inputs are authenticated. | 2014-09-25 |
20140289121 | METHOD FOR PROCESSING A PAYMENT - In a method for processing a payment, an electronic device receives transaction information related to a transaction and to a payment for the transaction, accesses a payment card via a portable payment device, cooperates with the payment card to generate a payment command to include at least the transaction information, establishes a session with a banking server, and transmits the payment command to the banking server under the session. The banking server identifies validity of the payment card based on the payment command, and processes the payment according to the transaction information afterward. The electronic device then receives a payment result generated by the banking server after completing the payment. | 2014-09-25 |
20140289122 | SYSTEMS AND METHODS FOR PROCESSING ELECTRONIC PAYMENTS USING A GLOBAL PAYMENT DIRECTORY - A computer system for use with a memory device for facilitating electronic payments to a payee from an account associated with a payor is provided. Payor profile information is stored in the memory device, which payor profile information is associated with the payor. A token identifier is created which is associated with the payor profile information. The token identifier is transmitted to a payee, for retransmittal of the token identifier by the payee to the computer system during a subsequent transaction between the payor and the payee. | 2014-09-25 |
20140289123 | System And Method For Providing Recovery For Victims Of Check Fraud - A method for a consumer or business to protect against loss associated with specified forms of check fraud. Upon purchasing checks, a consumer or business can subscribe to a check fraud protection program, for an additional fee. A consumer or business may purchase Check Fraud Protection for an additional fee independent of purchasing checks. The subscription will enable the consumer or business to obtain reimbursement from the service provider for the consumer's losses due to specified causes. The consumer or business reciprocally assigns any right of recovery from the consumer's or business's bank or financial institution to the service provider, which can then seek reimbursement from the bank, or financial institution and institute proceedings against the fraud perpetrator. Protection may be obtained for forged signatures, forged endorsements and altered check. A symbol to indicate such protection is also disclosed. | 2014-09-25 |
20140289124 | SECURE PAYMENT SERVICE AND SYSTEM FOR INTERACTIVE VOICE RESPONSE (IVR) SYSTEMS - A secure payment method includes receiving, by a merchant, a purchase request from a purchaser in a transaction. The merchant requests a payment that is in a specified medium and that is uniquely identified by a unique identification. A merchant computer controlled by the merchant receives the payment that is in the specified medium and that is uniquely identified by the unique identification. The transaction is authorized by the merchant in response to receiving the payment that is in the specified medium and that is uniquely identified by the unique identification. The specified medium is issued by a private third party. | 2014-09-25 |
20140289125 | SYSTEM FOR PERSONALIZED PAYMENTS VIA MOBILE DEVICES - Methods and apparatus for conducting a payment card system payment transaction initiated from a customer's mobile device. In an embodiment, the customer's mobile device processor receives transaction information from a payment services provider computer, and generates a request for a payment transaction including a customer identification code that identifies the customer's payment card account, the transaction amount, and instructions to transfer funds from the payment card account to a merchant payment card account. The method includes transmitting the payment transaction request to the payment services provider computer, receiving a challenge to provide at least one item of security information, transmitting the security information to the payment services provider, and then receiving a confirmation message indicating execution of the payment transaction. | 2014-09-25 |
20140289126 | System and Method for Managing Merchant-Consumer Interactions - A system for combining a payment mechanism with an offer to a consumer is described. The system includes a virtual payment account number generation engine to generate virtual payment account numbers that can be used by a consumer in a payment transaction at a merchant, the virtual payment account number generation service also operable to take a portion of the virtual payment account number and send it as a checkout code to a consumer using the consumer's mobile device, and an offer generation engine used to set rules for an offer to be sent to consumers, create a fund for the offer, and determine individual consumer's eligibility for the offer. The offer is associated with the checkout code such that the offer is processed as part of the payment during the payment transaction using the virtual payment account number. | 2014-09-25 |
20140289127 | Secured Online Transactions - A method, apparatus, and computer program for improving security in connection with online transactions are provided. A security application configured to monitor received text messages of a short message service is executed in an apparatus. The security application is arranged to have prioritized access to process the received text messages before other applications executed in the apparatus, to identify from contents of a received text message whether or not the received text message includes a transaction authentication message and, upon detecting that the received text message includes the transaction authentication message, prevent the processing of the transaction authentication message by the other applications and carry out user interfacing related to the transaction authentication message within a secured environment provided by the security application. | 2014-09-25 |
20140289128 | ONLINE POINT REDEMPTION AND DISTRIBUTION SYSTEM AND METHOD - An online point redemption and distribution system and method. The online point redemption and distribution system is used in combination with a cloud computing operating system to allow consumers and stores to do transaction online, every transaction between the consumers and the stores will be recorded as points, and then the points can be redeemed into virtual money and deposited in consumer's account. Therefore, it will enhance consumers' loyalty. The online point redemption and distribution system comprises a website operation platform and an application programming interface module. | 2014-09-25 |
20140289129 | METHOD FOR SECURE CONTACTLESS COMMUNICATION OF A SMART CARD AND A POINT OF SALE TERMINAL - The embodiment(s) relate to a method of securely communicating between a Point-of-Sale (PoS) terminal and a payment card. The method includes signing payment data with a private key of the PoS terminal to create a signature. The method includes encrypting the payment data and signature using a public key certificate of the payment card, which is encrypted and signed by a certificate authority using a certificate authority private key and is received at the PoS terminal after a public key certificate of the PoS terminal is validated at the payment card. The PoS terminal public key certificate is encrypted and signed by the certificate authority using the certificate authority private key. The method includes transmitting the encrypted payment data and signature to the payment card for decryption of the payment data and signature using a payment card private key corresponding to the payment card public key certificate. | 2014-09-25 |
20140289130 | SECURE REMOTELY CONFIGURABLE POINT OF SALE TERMINAL - The embodiment(s) relate to a method of remotely configuring a Point-of-Sale (PoS) terminal. The method includes generating, at a merchant device, payment information based on a transaction input, signing the generated payment information with a private key, and transmitting the signed payment information and a public key certificate signed by a certificate authority to the PoS terminal for validation of the payment information at the PoS terminal using the public key certificate. The PoS terminal configures a terminal profile of the PoS terminal according to instructions received in the payment information from the merchant device when the payment information is validated at the PoS terminal. | 2014-09-25 |
20140289131 | Messaging Protocol for Secure Communication - An illustrative method, system, and device for communicating a message over a network between a trusted service manager and a mobile device having a security element includes the steps of: providing a message having a header field and a message field; providing a number in the header field that is unique to the mobile device; providing a message in the message field, the message coming from the mobile device if communicated from the mobile device to a trusted service manager and coming from the trusted service manager if communicated from the trusted service manager to the mobile device; and providing a messaging protocol that enables the network to distinguish between a message having the unique mobile device number in the header field and a message that is without the unique mobile device number in the header field. | 2014-09-25 |
20140289132 | FLEXIBLE QUASI OUT OF BAND AUTHENTICATION ARCHITECTURE - To obtain user approval of network transactions at different levels of security, a network site selects a form in which a transaction with be presented to the user from a group of transaction presentation forms including presentation of the transaction in a browser pop-up window on a user network device, in a security software application window on the user network device, and in a security application window on another user network device. The network site also selects a type of approval of the transaction required from the user from a group of transaction approval types including approval requiring no action by the user after presentation of the transaction, the user to actively approve the presented transaction, and the user to sign the presented transaction. The transaction, the selected transaction presentation form, and the selected type of user transaction approval, are transmitted to obtain approval of the transaction by the user. | 2014-09-25 |
20140289133 | MULTIMODE RETAIL SYSTEM - A multimode system for receiving data in a retail environment includes: a secure input module for receiving high security input and low security input from a customer, the high security input to be communicated by the secure input module in cipher text, and the low security input to be communicated by the secure input module in plaintext. The multimode system is adapted to operate in a high security mode and a low security mode. The multimode system is adapted to enter the low security mode upon detection by the multimode system of a security breach condition. In the high security mode, the secure input module accepts low security input and high security input. In the low security mode, the secure input module accepts the low security input and does not accept the high security input. | 2014-09-25 |
20140289134 | METHOD AND SYSTEM FOR MANAGING CONTENT FOR AN ELECTRONIC COLLABORATION TOOL - A method of managing content is disclosed. Data which is associated with an activity of a business process is obtained. Said activity is external to an automated business process of an electronic collaboration tool. The automated business process corresponds to the business process. It is determined if the data has a unique identifier associated therewith, indicative of the automated business process. The data is associated in a computer memory device with the automated business process if the data has the unique identifier associated therewith. | 2014-09-25 |
20140289135 | MANAGING COLLABORATIVE ACTIVITY - A system facilitates collaborative communications and information sharing in a network defined by a model. The model and a portion of the system are stored on a storage component coupled to a terminal. The system captures context information and user-defined data, the user-defined data provided during user interaction of the user in a first domain of the network, and dynamically stores the context information as metadata associated with the user-defined data, the user-defined data and the metadata stored on the storage component; a tracking component for tracking a change of the user from the first domain to a second domain of the network and dynamically updating the stored metadata based on the change, where the user accesses the user-defined data from the second domain; and an interface to the system that permits the user to create and view the user-defined data according to the model of the network. | 2014-09-25 |
20140289136 | Method of Appraising Rental Property - A method of appraising rental properties is provided that provides guidelines for government agency when determining rental subsidies to be paid to landlords and property owners. The method comprises cataloging and storing data related to the property and the tenants themselves, wherein the condition of the property, its amenities, the anticipated utilities for the property, and the local real estate market are accounted for in determining a reasonable rent to be paid to the landlord or property owner offering subsided housing to low income families. In carrying out the these objects, the present invention provides an application layer executed on a computer or other like programmable apparatus, a network, and a storage database for cataloging external data from public sources and from agency personnel directly. The method provides a reasonable rent calculation that is adapted to incentivize property owners to maintain their property and to prevent government agency waste. | 2014-09-25 |
20140289137 | COMPUTER SYSTEM FOR INSTRUCTING AN INTELLECTUAL PROPERTY (IP) FILING - A computer systems for instructing an intellectual property (IP) filing, in particular, to a computer-implemented system for automatically updating the status of an IP record in an IP database by clicking on an encoded URL. | 2014-09-25 |
20140289138 | COMMON ORGANIZATION ESTIMATION AT REGISTRATION - The registration of an individual for a service while providing protection against unintentional duplication of registration for the same organization. Upon receiving a request to register for a service from an individual over a network, it is automatically estimated as to whether the individual requesting registration belongs to the same organization as a prior registrant for the service. If so, the service notifies the individual requesting registration that they might belong to the same organization as a prior registrant. In one embodiment, it is then left to the individual as to whether they want to continue registering for the service. | 2014-09-25 |
20140289139 | VIRAL ENGAGEMENT PATH FOR OCCASION-BASED SOCIAL NETWORK - An example embodiment includes a viral engagement process for increasing participation in an occasion-based social network. The process includes receiving a first photo generated at an occasion. The first photo is transmitted from a first device of a first attendee. The process also includes engaging the first attendee to obtain information concerning the occasion. The process also includes identifying a second attendee present at the occasion. The process also includes notifying the second attendee to engage the second attendee. The process also includes receiving a second photo generated at the occasion. The second photo is transmitted from a second device of the second attendee. | 2014-09-25 |
20140289140 | SYSTEMS AND METHODS OF OPPORTUNISTICALLY IDENTIFYING NETWORKING PROSPECTS - The technology disclosed relates to automatically suggesting rendezvous with nearby networking prospects. In particular, it relates to opportunistically filling a user's free time with business networking activities by identifying other users that are in geographic proximity to the user and meet the user's business preferences for business networking activities. | 2014-09-25 |
20140289141 | Employment Job Centers with Equal Opportunity Tools - An employment server in communication over an Internet with a plurality of job candidates and with a plurality of businesses and related methods are disclosed. The web site stores and provides upon request a plurality of job candidate web pages, each have a set of job qualifications. It also stores and provides upon request a plurality of job center web pages. It also stores and provides upon request, a plurality of job details web pages, each one of which is related to a job center web page. When a business reviews the job center web page and the job details web page, information identifying the business is displayed on the web pages. When a third party reviews these web pages, then information identifying the business may or may not be displayed on the web pages, depending on the settings of one or two stealth setting parameters. | 2014-09-25 |
20140289142 | Method,Apparatus and System for Evaluating A Skill Level of A Job Seeker - The present invention discloses method, apparatus and system for evaluating a skill level of a job seeker. The method includes building a code snippet bank from predefined code snippets, obtaining a code snippet of a job seeker, evaluating the skill level of the job seeker based on the code snippet of the job seeker and the code snippet bank. | 2014-09-25 |
20140289143 | SYSTEMS, METHODS, AND DEVICES FOR MATCHING A JOB OPENING AND/OR JOB CANDIDATE WITH A JOB TYPE - Methods for matching a job opening and/or a job candidate with a job type are provided. A method of matching a job opening with a job type may include receiving job opening information via an electronic device and/or a server, and matching a plurality of job openings described in the job opening information with a plurality of respective job types, using an electronic database. A method of matching a job candidate with a job type may include identifying one or more job skills and/or job credentials of the job candidate, and matching the job candidate with one or more predetermined job types by matching the one or more job skills and/or job credentials of the job candidate with one or more skills and/or credentials corresponding to the one or more predetermined job types, using an electronic database. | 2014-09-25 |
20140289144 | SYSTEMS, METHODS, AND DEVICES FOR MATCHING A JOB OPENING AND/OR JOB CANDIDATE WITH A JOB TYPE - Methods for matching a job opening and/or a job candidate with a job type are provided. A method of matching a job opening with a job type may include receiving job opening information via an electronic device and/or a server, and matching a plurality of job openings described in the job opening information with a plurality of respective job types, using an electronic database. A method of matching a job candidate with a job type may include identifying one or more job skills and/or job credentials of the job candidate, and matching the job candidate with one or more predetermined job types by matching the one or more job skills and/or job credentials of the job candidate with one or more skills and/or credentials corresponding to the one or more predetermined job types, using an electronic database. | 2014-09-25 |
20140289145 | SYSTEMS, METHODS, AND DEVICES FOR MATCHING A JOB OPENING AND/OR JOB CANDIDATE WITH A JOB TYPE - Methods for matching a job opening and/or a job candidate with a job type are provided. A method of matching a job opening with a job type may include receiving job opening information via an electronic device and/or a server, and matching a plurality of job openings described in the job opening information with a plurality of respective job types, using an electronic database. A method of matching a job candidate with a job type may include identifying one or more job skills and/or job credentials of the job candidate, and matching the job candidate with one or more predetermined job types by matching the one or more job skills and/or job credentials of the job candidate with one or more skills and/or credentials corresponding to the one or more predetermined job types, using an electronic database. | 2014-09-25 |
20140289146 | REPAIRING EMPLOYEE BENEFITS DATA IN A BENEFITS ADMINISTRATION DOMAIN MODEL - In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource and benefits administration management problems. Applications of the human resource management platform include business applications such as benefits administration that may provide a single solution for facilitating employee benefits management and organizational efficiencies through automation of benefit management functions, measurement of benefit provider effectiveness, and the like. | 2014-09-25 |
20140289147 | SYSTEM AND METHOD FOR CALCULATING EMPLOYEE ELIGIBILITY OF HEALTH CARE BENEFITS - A system and method for assisting companies and employers in complying with various laws, rules and regulations regarding employee health care benefits and insurance plans, specifically including the Affordable Care Act. In one embodiment, web-based software is programmed to receive data from an employer on a regular basis, and then uses the data to make certain determinations regarding employee eligibility for health care benefits, to provide alerts to employers, and to generate reports. The software is programmed to notify the employer regarding crucial deadlines, changes in status of employees that may trigger health care plan eligibility, and alert the employer when steps must be taken for the employer to maintain compliance with such laws, rules and regulations. | 2014-09-25 |
20140289148 | USER INITIATED PENDING STATE AUTHORIZATION IN A BENEFITS ADMINISTRATION DOMAIN MODEL - In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource and benefits administration management problems. Applications of the human resource management platform include business applications such as benefits administration that may provide a single solution for facilitating employee benefits management and organizational efficiencies through automation of benefit management functions, measurement of benefit provider effectiveness, and the like. | 2014-09-25 |
20140289149 | BENEFITS ADMINISTRATION DOMAIN MODEL AND USER INTERFACE BASED ON PERSISTENCE LAYERING - In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource and benefits administration management problems. Applications of the human resource management platform include business applications such as benefits administration that may provide a single solution for facilitating employee benefits management and organizational efficiencies through automation of benefit management functions, measurement of benefit provider effectiveness, and the like. | 2014-09-25 |
20140289150 | OPERATION OF A BENEFITS ADMINISTRATION DOMAIN MODEL - In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource and benefits administration management problems. Applications of the human resource management platform include business applications such as benefits administration that may provide a single solution for facilitating employee benefits management and organizational efficiencies through automation of benefit management functions, measurement of benefit provider effectiveness, and the like. | 2014-09-25 |
20140289151 | QUERYING AN EFFECTIVE DATED BENEFITS ADMINISTRATION DOMAIN MODEL - In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource and benefits administration management problems. Applications of the human resource management platform include business applications such as benefits administration that may provide a single solution for facilitating employee benefits management and organizational efficiencies through automation of benefit management functions, measurement of benefit provider effectiveness, and the like. | 2014-09-25 |
20140289152 | UPDATING AN EFFECTIVE DATED BENEFITS ADMINISTRATION DOMAIN MODEL - In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource and benefits administration management problems. Applications of the human resource management platform include business applications such as benefits administration that may provide a single solution for facilitating employee benefits management and organizational efficiencies through automation of benefit management functions, measurement of benefit provider effectiveness, and the like. | 2014-09-25 |
20140289153 | SYSTEM INITIATED PENDING STATE AUTHORIZATION IN A BENEFITS ADMINISTRATION DOMAIN MODEL - In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource and benefits administration management problems. Applications of the human resource management platform include business applications such as benefits administration that may provide a single solution for facilitating employee benefits management and organizational efficiencies through automation of benefit management functions, measurement of benefit provider effectiveness, and the like. | 2014-09-25 |
20140289154 | INTERFACING WITH A BENEFITS ADMINISTRATION DOMAIN MODEL - In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource and benefits administration management problems. Applications of the human resource management platform include business applications such as benefits administration that may provide a single solution for facilitating employee benefits management and organizational efficiencies through automation of benefit management functions, measurement of benefit provider effectiveness, and the like. | 2014-09-25 |
20140289155 | BENEFITS SELECTION IN A BENEFITS ADMINISTRATION DOMAIN MODEL - In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource and benefits administration management problems. Applications of the human resource management platform include business applications such as benefits administration that may provide a single solution for facilitating employee benefits management and organizational efficiencies through automation of benefit management functions, measurement of benefit provider effectiveness, and the like. | 2014-09-25 |
20140289156 | COMPUTER-BASED ORDERING SYSTEM FOR SELECTION OF PERISHABLE FOODSTUFFS - A computer-based ordering system configured to select a plurality of foodstuffs for delivery to a client may comprise: an inventory database configured to store a list of available foodstuffs from which the plurality of foodstuffs is selectable; a client database configured to store a plurality of client-specific profiles for a corresponding plurality of clients; and a control processor configured to select, from the list of available foodstuffs, the plurality of foodstuffs to be delivered to the client. The selection by the control processor of the plurality of foodstuffs to be delivered may be final and may be made in accordance with historical order data compiled from one or more prior orders received from one or more other clients that share (i) similar dietary preferences and/or (if) similar purchase profiles. | 2014-09-25 |
20140289157 | NETWORKED ELECTRONIC MEDIA DISTRIBUTION SYSTEM - Generating and presenting electronic media content to employees of a subscriber are provided. An aspect includes a service provider computer having a network connection, a service provider storage accessible by the service provider computer, and software executing on the service provider computer providing a web page allowing a subscriber to log in to the service provider computer. The software provides a plurality of electronic media to the subscriber. The subscriber selects from among the electronic media to generate an electronic media collection that is saved on the service provider storage. The software allows the subscriber to set access to the electronic media collection by a user via the web page, and the software executing on the service provider computer provides a web page allowing a user to log in to the service provider computer. The software identifies the user and presents the electronic media collection to the user. | 2014-09-25 |
20140289158 | METHOD AND APPARATUS FOR RATING A MULTI-VERSION PRODUCT - A method and apparatus for rating a product is disclosed. The method comprises accessing ratings data associated for a plurality of versions of a product; causing display of an indicator, on a timeline, for each version in the plurality of versions; causing display of ratings, on the timeline, for a version of the product; receiving a request to view ratings for a version of the product different from the indicated version; and updating the timeline with ratings for the different version of the product. | 2014-09-25 |
20140289159 | OPEN SOURCE SOFTWARE PRODUCTS ASSESSMENT - An assessment system for assessment of Open Source Software (OSS) products including a computation module configured to receive a rating, for product criterions of each OSS product from an assessor, based on product parameters of each of the OSS products. The product criterions are associated with one or more product categories. The computation module is further configured to compute a product weighted score for each product criterion based at least on the rating and then generates a product scorecard for each OSS product. Upon generation of the product scorecards, an assessing module is configured to identify an optimum OSS product amongst the OSS products based on the assessment of the product scorecard and a benchmark scorecard of an OSS product. | 2014-09-25 |
20140289160 | INTERACTIVE FEEDBACK SYSTEM - A feedback system including a controller configured to: register a system account for each of a plurality of users, wherein the feedback system account includes a unique identification code for each of the plurality of users; provide a graphic user interface through which a first user: generates a request for feedback; selects one or more groups to which to communicate the request for feedback, where in the selection of the groups includes associating one or more unique identification codes with each of the groups; receives feedback from at least a second user associated with a unique identification code associated with one of the groups, wherein, upon receipt of the feedback from the second user, the first user is automatically authorized to reply to the second user; and accesses feedback analytics related to the feedback received in response to the request for feedback. | 2014-09-25 |
20140289161 | DYNAMICALLY GUIDED USER REVIEWS - Systems and associated processes for guiding users to provide more useful reviews are described. These systems and processes can provide guided reviews in certain embodiments by presenting questions to a user in the form of an interview. The questions can be relevant to the item being reviewed, and as such, may be specifically and dynamically selected based on the particular item under consideration. Many other criteria may be used to select the types of questions presented to users, examples of which will be described below. Presenting review questions to users can have the effect of reducing or eliminating the “blank page” effect of having to write a review from scratch, with no guidance. Accordingly, review questions can potentially elicit more thorough and useful feedback than existing review systems in some embodiments. | 2014-09-25 |
20140289162 | SYSTEM FOR MANAGING MOVES - Some embodiments of the invention may reduce the amount of time a consumer spends coordinating a move. A system is provided which may guide the consumer through the process of planning the move, including developing an inventory of items to be transported. Based on the consumer's plan, quotes for the move may be provided from multiple movers, and each quote may be an exact price that a mover will charge, rather than merely an estimate. To enable movers to provide exact quotes, some embodiments of the invention implement a standard pricing methodology. The system may allow movers to define pricing information in accordance with the methodology, and this information may be used to calculate a quote for a move when a consumer requests one. | 2014-09-25 |
20140289163 | Method and Computer Program for Minimizing Trading Costs Subject to a Probability Criterion of Optimality Acceptability - Embodiments model a series of partial trades on an investment portfolio to reduce the optimality discrepancy relative to a target optimal portfolio, and determine whether a partially rebalanced portfolio along the trading path is within a predefined threshold of statistical optimality relative to the target optimal portfolio. Certain embodiments maximize the impact of partial rebalancing of a portfolio by maximizing reduction of an optimality discrepancy while minimizing the trade cost function along the trading path from the initial portfolio toward the target optimal portfolio. | 2014-09-25 |
20140289164 | Trading Platform for Invoice Spread Products - A system and method for providing improved functionality to an invoice spread swap platform includes functionality for determining parameters associated with a potential invoice spread swap transaction, such as automated determination of swap and bond DVO1 values, as well as normalizes the transaction notional amount as a result of the calculated DVO1 values. The system may also be implemented in a method of implementing invoice spread swap transactions, as well as computer instructions which when executed implement invoice spread swap transactions including automated determination of swap and bond DVO1 values, as well as normalizes the transaction notional amount as a result of the calculated DVO1 values. | 2014-09-25 |
20140289165 | METHOD AND SYSTEM FOR GENERATING STOCK PRICE ALERTS BASED ON REAL-TIME MARKET DATA - The embodiments herein provide a system and methods for generating stock price alerts based on real-time market data. The system comprises a user mobile device with a mobile application, a central server, and an alerting module. The alerting module tracks and monitors stock price of the stocks to provide an alert with respect to the stocks on periodic intervals based on preset conditions and parameters. The alerting module comprises a feed engine for monitoring the stock exchanges to downloads all the information related to the stocks as feed packets in the central server, a periodic alert engine and a conditional alert engine for processing the feed packets to provides alerts based on the preset alert conditions and an updating engine for updating the matched stock condition and information in a database for a permanent record. | 2014-09-25 |
20140289166 | INVESTMENT SCORING AND MANAGEMENT SYSTEM AND METHOD - A method of real time assessment of an aggregated investment portfolio requiring a computer coupled to a database of statistical financial data includes querying the database and retrieving a set of data points associated with a plurality of investments; controlling the processor to sort like-kind investments of the plurality of investments into an investment type and storing the plurality of investments in a system database; receiving via an electronic user interface data associated with at least one user investment; querying the system database via the processor to match each of the at least one user investment with the set of data for one of the plurality of investments; deriving an investment score for each of the at least one user investment using the processor to compare and rank the set of data points for each user investment against all the sets of data points for the plurality of other like-kind investments. | 2014-09-25 |
20140289167 | SYSTEM AND METHOD FOR DETERMINING RETAIL-BUSINESS-RULE COEFFICIENTS FROM CURRENT PRICES - Business rules can govern a single price or they can define relationships between different products involving two or more decision prices. One problem that retailers can face is that business rules are generally not codified and are rarely followed consistently, and thus it can be difficult to articulate existing business rules or generate new business rules. However, existing price information inherently contains industry knowledge and experience, even if retailers find it difficult to express that knowledge. The disclosed technology generates business rules by reverse engineering rule bounds and coefficients from existing price information. The reverse engineered rule bounds and coefficients can be used in price optimization to generate recommended prices for retail products that optimize revenue and profit while complying with a set of business rules. | 2014-09-25 |
20140289168 | TECHNIQUE FOR PRICING A SOLAR POWER SYSTEM - A configuration engine traverses sequential levels of a decision tree in order to iteratively refine a configuration for a solar power system. At each level of the decision tree, the configuration engine determines the outcome of a design decision based on computing the result of a value function. The configuration engine explores configurations that optimize the value function result compared to other configurations, and may also discard less optimal configurations. When a current configuration is considered less optimal than a previous configuration generated at a previous level, the configuration engine discards the current configuration and re-traverses the decision tree starting with the previous configuration. | 2014-09-25 |
20140289169 | Method and system for processing incompatible NUI data in a meaningful and productive way - A method and system for processing incompatible NUI data in a meaningful and productive way. An NUI system capable of combining NUI events from multiple NUI devices and producing a standardized output is described. NUI adaptors covert low level input data into high-level NUI events. These events are stored in a repository. A behavioral analysis engine makes use of the stored NUI events and produces a combined output for users making use of behavioral pattern rules. The behavioral analysis engine also makes use of NUI events for training the system to create and utilize new pattern rules. | 2014-09-25 |
20140289170 | APPARATUS FOR INVERTING RELATIONSHIPS IMPLEMENTED WITH KNOWLEDGE ENHANCED ELECTRONIC LOGIC - A graphical programming interface for use in developing computer programs uses a structure of graphically displayed elements representing positions, arguments and linkages to enable the development of computational decision making programs. Linkages may implement simple functions including inverting the communicated values from the positions or arguments. Linkage function may be reflected in a graphical depiction of the linkage. | 2014-09-25 |
20140289171 | Automatic Event Categorization for Event Ticket Network Systems - In one embodiment, a method includes receiving event information associated with an event listing, the event information being inputted by a user of an online event management system at a client device; transmitting the event information to the online event management system, the event listing being synchronously categorized with the sending of the event information; and receiving from the online event management system one or more categories associated with the event listing for display to the user at the client device, the categories being automatically determined based on categorization models of the online event management system in response to the transmitted event information. | 2014-09-25 |
20140289172 | METHOD AND DEVICE FOR MULTIMODAL NEUROLOGICAL EVALUATION - A method of building classifiers for neurological assessment is described. The method comprises the steps of extracting quantitative features from a plurality of clinical features, and selecting a subset of features from the extracted pool of features to construct binary classifiers. A device for performing point-of-care neurological assessment using clinical features is also described. | 2014-09-25 |
20140289173 | AUTOMATICALLY GENERATING AN ONTOLOGY AND AXIOMS FROM A BUSINESS-PROCESS MODEL - A method and associated systems for automatically generating an ontology and a set of axioms from a business-process model that represents the operations of a business. This ontology and set of axioms may be used to create the knowledgebase of an artificially intelligent expert system that emulates the business operations. A processor parses a representation of business processes stored in the business-process model, deriving a set of axioms and a set of entity classes from the parsed data. The processor uses these axioms and classes to identify concept nodes and process nodes, which it organizes into the ontology of the knowledgebase. The processor further identifies information derived from the parsed data to create a set of triple data items, each of which represents the information represented by one or more of the derived axioms. These triples are stored in the knowledgebase as a triple store data structure. | 2014-09-25 |
20140289174 | Data Analysis Computer System and Method For Causal Discovery with Experimentation Optimization - Discovery of causal models via experimentation is essential in numerous applications fields. One of the primary objectives of the invention is to minimize the use of costly experimental resources while achieving high discovery accuracy. The invention provides new methods and processes to enable accurate discovery of local causal pathways by integrating high-throughput observational data with efficient experimentation strategies. At the core of these methods are computational causal discovery techniques that account for multiplicity (i.e., indistinguishability) of causal pathways consistent with observational data. The invention, when applied for discovery of local causal pathways from a combination of observational and experimental data, achieves higher discovery accuracy than existing observational approaches and uses fewer experimental resources than existing experimental approaches. Repeated application of the invention for each variable in the modeled system produces the full causal model. | 2014-09-25 |
20140289175 | System and Method for Determining an Expert of a Subject on a Web-based Platform - Disclosed is a system for determining an expert of one or more subjects on a web-based platform. The system comprises a mining module for mining activity data of at least one user of a plurality of users from the web-based platform. The mining module may further compare the activity data with one or more subjects. The mining module may further label the activity data to a subject of the one or more subjects. A scoring module may assign performance points to the at least one user associated to the activity data. The scoring module may further assign subject points to the subject. The scoring module may further generate an activity gauge for the at least one user based on the performance points assigned and the subject points. The scoring module may further classify the at least one user as the expert of the subject. | 2014-09-25 |
20140289176 | Method and Apparatus for Extracting Entity Names and Their Relations - According to one embodiment of the invention, a method includes generating a person-name Information Gain (IG)-Tree and a relation IG-Tree from annotated data. The method also includes tagging and partial parsing of an input document. The names of the persons are extracted within the input document using the person-name IG-tree. Additionally, names of organizations are extracted within the input document. The method also includes extracting entity names that are not names of persons and organizations within the input document. Further, the relations between the identified entity names are extracted using the relation-IG-tree. | 2014-09-25 |
20140289177 | FINDING AND DISAMBIGUATING REFERENCES TO ENTITIES ON WEB PAGES - A system and method for disambiguating references to entities in a document. In one embodiment, an iterative process is used to disambiguate references to entities in documents. An initial model is used to identify documents referring to an entity based on features contained in those documents. The occurrence of various features in these documents is measured. From the number occurrences of features in these documents, a second model is constructed. The second model is used to identify documents referring to the entity based on features contained in the documents. The process can be repeated, iteratively identifying documents referring to the entity and improving subsequent models based on those identifications. Additional features of the entity can be extracted from documents identified as referring to the entity. | 2014-09-25 |
20140289178 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD AND PROGRAM - A method for acquiring an input value such that an output value differs before and after refactoring is not known and an information processing apparatus searching for such an input value that inequivalent output values can be brought about for the equivalent input values among multiple target programs. The apparatus including: an acquisition section acquiring, for each of the multiple target programs, an input/output constraint showing a condition to be satisfied by an input value and an output value; a constraint condition generating section generating a constraint condition which becomes true when the multiple input/output constraints for the multiple target programs are satisfied, input values for the multiple target programs are equivalent, and output values for the multiple target programs are not equivalent; and a constraint releasing section giving the constraint condition to a constraint solver to obtain an input value satisfying the constraint condition. | 2014-09-25 |
20140289179 | ANALOG MULTIPLIER USING A MEMRISTIVE DEVICE AND METHOD FOR IMPLEMENING HEBBIAN LEARNING RULES USING MEMRISOR ARRAYS - A device, comprising: an array of cells, wherein the cells are arranged in columns and rows; wherein each cell comprises a memristive device; an interfacing circuit that is coupled to each cell of the array of cells; wherein the interfacing circuit is arranged to: receive or generate first variables and second variables; generate memristive device input signals that once provided to memristive devices of the array will cause a change in a state variable of each of the memristive devices of the cells of the array, wherein the change in the state variable of each of the memristive devices of the cells of array reflects a product of one of the first variables and one of the second variables; provide the memristive device input signals to memristive devices of the array; and receive output signals that are a function of at least products of the first variables and the second variables; | 2014-09-25 |
20140289180 | AUTOMATED GENERATION OF NEW WORK PRODUCTS AND WORK PLANS - An apparatus comprises a memory and a processor device operatively coupled to the memory. The processor device is configured to select one or more constituents and one or more classes of work products, analyze one or more existing work products to identify constituents frequently combined with the selected constituents and to identify constituents frequently used to create work products in the selected classes, determine a set of constraints for combining constituents for the set of classes based at least in part on a result of the analyzing step and generate one or more new work products in the set of classes using the set of constraints. | 2014-09-25 |
20140289181 | Knowledge Reasoning Method of Boolean Satisfiability (SAT) - Disclosed is a knowledge reasoning method for solving Boolean Satisfiability problems. This method is one of the applications of the method disclosed in the US patent “Knowledge Acquisition and Retrieval Apparatus and Method” (U.S. Pat. No. 6,611,841). Disclosed method applies learning function to access iterative set relations among variables, literals, words and clauses as knowledge; And applies deduction and reduction functions to retrieve relations as reasoning. The process is a knowledge learning (KL) and knowledge reasoning algorithm (KRA). KRA abandons the “OR” operation of Boolean logic and processes only set relations of the data. The novelty of the disclosed method is the reversibility between the deduction and reduction. That is, KRA of Boolean Satisfiability applies a pair of perceptual-conceptual languages to learn member-class relations and retrieve information through deductive and reductive reasoning. | 2014-09-25 |
20140289182 | SYSTEM AND METHOD FOR A NEURAL METADATA FRAMEWORK - The embodiments herein provide a method and process for storing and provisioning system catalogue(s) of metadata object relationships, from diverse and disparate physical data elements. The method comprises the steps of creating a logical enterprise data warehouse by assembling a plurality of nanomart storage structures; visually mashingup a plurality of interconnected data elements from the plurality of nanomart storage structures to produce a business analytics; and generating a neural metadata framework for providing a mathematical model to abstract and catalogue the plurality of data elements from the plurality of nanomart storage structures. | 2014-09-25 |
20140289183 | KEY FIGURE DATA FILTERS IN OLAP WITH HEIRARCHIES - A system and method of key figure data filters are presented. The key figure data filters are implemented in an analytical engine of a business warehouse system. The key figure data filters employ conditions, which can be expressed as a kind of selection that describe a set. A key figure data algorithm can be implemented by the analytical engine using the conditions, yet still respect hierarchies in the business warehouse database. | 2014-09-25 |
20140289184 | LICENSE STRUCTURE REPRESENTATION FOR LICENSE MANAGEMENT - Embodiments herein include a license provisioning application that organizes licensing information into a licensing data structure in a multi-application environment. The license provisioning application can use the licensing data structure to increase the efficiency of license management operations by representing complex licenses and their relationships, including locale-based licensing and flexible licensing frameworks. The license provisioning application includes a caching mechanism for faster performance, and facilitates ease of use for license management operations, such as activation, renewal, and deactivation (both in bulk and individually), handling subscription based licensing, trial licensing, and executing license queries. The license provisioning application can provide a graphical representation of licenses and relationships for performing various license management operations. | 2014-09-25 |
20140289185 | Apparatus and Method for Policy Based Rebalancing in a Distributed Document-Oriented Database - A method includes storing a partition of a distributed document-oriented database in a computer. It is determined whether an assignment policy is unsatisfied, where the assignment policy specifies locations for documents within the distributed document-oriented database. A request for a transfer transaction to move a document from the computer is initiated when the assignment policy is unsatisfied. There is a wait for an indication of a transfer transaction commit or a transfer transaction abort. The transfer transaction is completed in the event of a transfer transaction commit, such that the document is moved from the computer. The transfer transaction is aborted in the event of a transfer transaction abort, such that the document remains at the computer. | 2014-09-25 |
20140289186 | MANAGING ATTRIBUTES IN STREM PROCESSING USING A CACHE - A method and system for managing attributes in a streaming application is disclosed. The system may contain a receiving stream operator that is communicatively coupled with a stream manager. The receiving stream operator may have a capability of storing a selected attribute and creating one or more unique identifiers. The system may contain a cache communicatively coupled with one or more stream operators. The cache may have a capability of storing the selected attributes. The system may also have a retrieving stream operator communicatively coupled with the stream manager. The retrieving stream operator may have a capability of using the unique identifier to access the selected attribute. | 2014-09-25 |
20140289187 | SYSTEM AND METHOD FOR EVALUATING CLAIMS TO UPDATE A RECORD FROM CONFLICTING DATA SOURCES - A system and method for evaluating claims from sources to update database records. A trust score is developed for each source. If a source submits a claim, the trust score for that source and the value of the claim are evaluated against prior conflicting claims. If the current claim is deemed the most likely, then it is adopted as provisional “truth”. If not, the current claim is rejected. | 2014-09-25 |
20140289188 | APPARATUS, SYSTEMS, AND METHODS FOR BATCH AND REALTIME DATA PROCESSING - A traditional data processing system is configured to process input data either in batch or in real-time. On one hand, a batch data processing system is limiting because the batch data processing often cannot take into account any data received during the batch data processing. On the other hand, a real-time data processing system is limiting because the real-time system often cannot scale. The real-time data processing system is often limited to dealing with primitive data types and/or a small amount of data. Therefore, it is desirable to address the limitations of the batch data processing system and the real-time data processing system by combining the benefits of the batch data processing system and the real-time data processing system into a single data processing system. | 2014-09-25 |