39th week of 2021 patent applcation highlights part 61 |
Patent application number | Title | Published |
20210304223 | PERSONAL PROGRAM SOURCE VALIDATION SYSTEM - A system includes a factual bias database accessible by a computing device that includes a media set of media sources and a factual set of factual ratings, where each of the media sources includes an associated factual rating and/or bias rating. The computing device includes a display associated therewith that simultaneously renders a plurality of media contents. The computing device determining a source of each of said plurality of media contents and an associated factual rating for each of the media contents based upon a respective source. The computing device renders a plurality of indicators, each of which is associated with a corresponding one of the plurality of media contents, indicating a factual truth measure of respective media contents. | 2021-09-30 |
20210304224 | INFORMATION COLLECTION APPARATUS AND CONTROL PROGRAM THEREFOR - An information collection apparatus includes an acquiring unit, an analyzing unit, a detecting unit, and a collecting unit. The acquiring unit acquires identification information of commodities registered by the same customer in a selling floor together with times when the commodities are registered. The recognizing unit recognizes, from the identification information and the registration times of the commodities, registration order of the commodities by the same customer and a required time until the registration. The detecting unit detects, based on the registration order of the commodities by the same customer and the required time until the registration, a commodity having a predetermined attribute. The collecting unit collects information necessary for an attribute analysis for the commodity having the predetermined attribute. | 2021-09-30 |
20210304225 | INFORMATION PROCESSING METHOD - A payment processing device includes a token transmission unit that stores a user ID in a storage unit in association with a payment token for generating a payment code when a request for issuing the payment code is acquired from a user terminal and transmits the payment token to the user terminal, a payment information receiving unit that receives the payment token, store information, payment information about a purchase of a product or service by a user at a store from a store terminal that has read the payment code displayed by the user terminal on the basis of the payment token, and an advertisement information transmission unit that acquires presentation information including information about a store different from the store, information about a business operator different from the business operator of the store, or information about a predetermined product on the basis of the received store information in a case where the payment token stored in the storage unit matches the received payment token and transmits the acquired presentation information to the user terminal. | 2021-09-30 |
20210304226 | METHODOLOGY AND SYSTEM FOR LEVERAGING CUSTOMER BEHAVIOR IN DYNAMIC LIGHTWEIGHT PERSONALIZED ANALYTICS - An embodiment of the present invention is directed to a feedback-based system and methodology for leveraging customer behavior in dynamic lightweight personalized analytics (DLPA). Disclosed embodiments include a process for identifying, minimizing and leveraging the behavioral information that optimize the key performance indicators (KPIs) used in quantifying success. This facilitates a small memory footprint and optimal computation when making smart, customized suggestions to users. | 2021-09-30 |
20210304227 | SYSTEM AND METHOD FOR MANAGING A SALES CAMPAIGN - The invention includes embodiments of a system and method for managing a sales campaign. The system and methods disclosed herein are particularly useful in the context of an entity in the business of direct marketing and sales. | 2021-09-30 |
20210304228 | METHOD OF INFORMATION PROCESSING, ELECTRONIC DEVICE, AND COMPUTER PROGRAM PRODUCT - Embodiments of the present disclosure provide a method of information processing, electronic device, and computer program product. The method comprises: obtaining a popularity level of a product and values of a plurality of attributes associated with the product; determining a plurality of influence factors of the plurality of attributes on the popularity level of the product by applying the popularity level and the values of the plurality of attributes to a data processing model; and determining, based on the plurality of influence factors, to adjust at least one attribute of the plurality of attributes to increase the popularity level of the product. Under the guidance of the embodiments of the present disclosure, a supplier of a product can effectively increase a popularity level of a product. | 2021-09-30 |
20210304229 | METHODS AND APPARATUS TO GENERATE ELECTRONIC MOBILE MEASUREMENT CENSUS DATA - An example apparatus includes at least one memory, instructions, and at least one processor to execute the instructions to generate electronic mobile measurement data based on network communications received from first client devices, select attributes associated with the electronic mobile measurement data to include in a model, generate the model based on the attributes and a first portion of the electronic mobile measurement data, determine a percentage of a second portion of the electronic mobile measurement data that the model correctly associates with corresponding first users of the first client devices, and when the percentage satisfies a threshold determine: (a) when a second user operating a second client device is a primary user, and (b) when the user operating the second client device is a third user, and associate demographic information of the second user with the electronic mobile measurement data to reduce a misattribution error. | 2021-09-30 |
20210304230 | METHOD AND SYSTEM FOR GENERATING A DATA COLLECTION PROCESS IN A USER DEVICE - The invention relates to a computer implemented method and system for generating a data collection process for a user device. The method comprises: receiving, at a third-party server, an instruction to begin a data collection process for a user operating a user device; receiving, at the third-party server, static data from the user device; determining, at the third-party server, a set of data to be collected from the user; generating, at the third-party server, code for a first data collection module based on the set of data to be collected from the user; providing, from the third-party server, the code for generating the first data collection module to the user device; receiving, at the third-party server, confirmation that a user of the user device has provided the information required by the first data collection module to the service-provider server; and determining if the user has provided the set of data to be collected. | 2021-09-30 |
20210304231 | SYSTEM AND METHOD FOR RULE BASED FORECASTING IN MULTICHANNEL, MULTI-OFFER, AND MULTI-CUSTOMER-SEGMENT ENVIRONMENTS - A demand rule can handle simultaneous retail purchasing options available to users such as brick and mortar, online, mobile, catalog, kiosk, coupon, loyalty, volume discounts, and multiples. The method can include a demand rule for each single purchasing option, a rule for marketing influence, and a rule for partitioning user demand across purchasing options. The demand rule for each single purchasing option, rule for marketing influence, and rule for partitioning user demand across purchasing options can each be measured independently to enable computationally efficient methods for forecasting and sales optimization. | 2021-09-30 |
20210304232 | DIGITAL SCREENING PLATFORM WITH OPEN-ENDED ASSOCIATION QUESTIONS AND PRECISION THRESHOLD ADJUSTMENT - Systems and methods for tuning a digital screen to provide high quality data are provided. Methods include determining a target level of participant data quality associated with accurate completion of an online survey, determining a participant screening threshold based on the target level of participant data quality, and adjusting a survey screen based on the participant screening threshold. Methods may achieve high data quality without sacrificing participant diversity. Methods may also include transmitting the survey screen to a computing device associated with a participant, and receiving a response of the participant to the survey screen on the computing device. When the response fails to achieve a predetermined threshold response, methods may include rejecting the participant from the survey. | 2021-09-30 |
20210304233 | METHOD AND SYSTEM FOR REAL-TIME PREDICTION OF ONE OR MORE ASPECTS ASSOCIATED WITH FASHION RETAILER - The present disclosure provides a method and system for real-time prediction of one or more aspects associated with a fashion retailer for productive sales. The method and system corresponds to an intelligent merchandising system. The intelligent merchandising system receives a plurality of data associated with a plurality of stores of each of one or more fashion retailers. The intelligent merchandising system bins a liquidation sales data from the plurality of data. The intelligent merchandising system clusters a plurality of products into one or more clusters at one or more levels. The intelligent merchandising system smooths the plurality of data for the one or more clusters at each of the one or more levels based on moving averages analysis. The intelligent merchandising system predicts the one or more aspects associated with the plurality of products and the plurality of stores. | 2021-09-30 |
20210304234 | LCP Pricing Tool - Methods and systems for determining a set of lowest corresponding price data related to a salable unit are disclosed herein. An example method includes receiving an input indicative of the salable unit, the input including a current date. The example method further includes generating a set of comparable salable unit data based on the input. Each respective comparable salable unit data in the set of comparable salable unit data includes a respective prior date within a date threshold from the current date. The example method further includes determining the set of lowest corresponding price data by applying an exclusion model to the set of comparable salable unit data, and transmitting a notification of the set of lowest corresponding price data for display to a user. The example method further includes storing the set of lowest corresponding price data into an historical transaction log. | 2021-09-30 |
20210304235 | METHODS AND SYSTEMS FOR DETERMINING AUCTION PRICES - A computer-implemented method for determining auction prices of vehicles may include obtaining wholesale auction price data indicative of wholesale auction prices and vehicle attribute values of a plurality of vehicles; grouping the plurality of vehicles into a plurality of vehicle groups respectively associated with a plurality of characteristics; determining a plurality of regression models respectively based on the plurality of vehicle groups; obtaining information describing a target vehicle; based on the target-vehicle values and values for the one or more economic indicators, determining an estimated wholesale auction price of the target vehicle using an identified regression model of the plurality of regression models; determining a discount factor representing an expected discount of a post-repossession auction price of the target vehicle from the estimated wholesale auction price; and determining an estimated post-repossession auction price of the target vehicle based on the estimated wholesale auction price and the determined discount factor. | 2021-09-30 |
20210304236 | STORE SYSTEM, INFORMATION PROCESSING APPARATUS, AND INFORMATION PROCESSING METHOD THEREFOR - In accordance with an embodiment, an information processing apparatus acquires a rank of a visiting user and an amount according to the ranking. The information processing apparatus acquires a price at an own store of a commodity that the user has selected for purchase. The information processing apparatus acquires a price at another store of the commodity that the user has selected for purchase. In a case in which the price at the own store is higher than the price at the other store, the information processing apparatus adds an amount based on a difference in price therebetween to the amount according to the ranking, which is acquired by a first acquisition means. | 2021-09-30 |
20210304237 | METHOD OF SHARING REVENUE FROM CONTENT GENERATED BY USER AND DEVICE FOR PROVIDING GAME - Provided is a method of operating a game providing device, the method including: registering first content which is created by a first user in a first game; receiving a request for use of the first content from at least one user; and when the at least one user is permitted to use the first content, distributing revenue obtained from the first content or at least one piece of content which is based on the first content to the first user according to at least one revenue sharing criterion. | 2021-09-30 |
20210304238 | SELF-LEARNING VALUATION - A method of valuating a plurality of digital content items including: receiving the plurality of digital content items; for each received content item: establishing a plurality of attributes from content and characteristics of the content item; establishing a lifetime indicating a span of consumers interest in the content item; producing a valuation function for calculating a market value of the content item during its lifetime by finding and ranking nearest one or more previously processed content items having the plurality of attributes with closest similarity to the plurality of attributes of the received content item, performing weighted averaging of the valuation functions produced for the nearest one or more of the previously processed content items; and adapting, using “edge cutting” adaptation, the produced valuation function to a market response reflecting behavior of the consumers in response to the market values of the content item calculated by the valuation function. | 2021-09-30 |
20210304239 | UPSELLING TO CUSTOMERS FOLLOWING INITIAL ONLINE PURCHASE - An upsell purchase flow in an e-commerce system is provided. After a customer has purchased a product from a vendor, an upsell opportunity is provided to the customer through an upsell pitch page. The upsell pitch page advertises an additional upsell product in order to maximize the purchase transaction with the customer. Responsive to the customer accepting the upsell opportunity, rather than adding the upsell product to an electronic shopping cart, a marketplace server that facilitates transactions between the customer and the vendor charges the customer for the upsell product at that time. Multiple upsell opportunities may be provided to the customer after the initial sale is completed. | 2021-09-30 |
20210304240 | SYSTEM AND METHOD FOR OMNICHANNEL TEXT - BASED ROUTING, TRANSFER AND COMMUNICATION SYSTEM - A system and method for omnichannel text-based routing, transfer, and customer-to-enterprise communications. The system is a cloud-based network containing an interaction control server, a routing engine, an optimization engine, a media translation server, a mobile application, a business entity portal, mobile and compute devices for business enterprise and customer, and an enterprise database. Taken together or in part, said system optimizes customer interactions by delivering context aware text message, chat or email to customers; and when requested by customer, optimally routes with context, based upon a multitude of variables, to best available resource to handle the customer interaction. The system may be accessed through web browsers or purpose-built computer and mobile phone applications. | 2021-09-30 |
20210304241 | INFORMATION PROCESSOR, INFORMATION PROCESSING METHOD, AND NON-TRANSITORY STORAGE MEDIUM - An information processor includes a control unit configured to: acquire a store visit behavior, related to a visit to a member store belonging to a commercial accumulation, of a user of a vehicle parked in a parking lot associated with the commercial accumulation and the commercial accumulation having a plurality of the member stores; calculate the number of visited stores based on the store visit behavior, the number of visited stores being the number of member stores visited by the user; determine a preferential service to be offered to the user regarding use of the parking lot, the preferential service being determined in such a manner that a level of the preferential service increases as the number of visited stores by the user increases; and perform a preferential treatment process of applying the preferential service to the user. | 2021-09-30 |
20210304242 | SYSTEMS AND METHODS FOR PROMOTING TRANSACTION REWARDS - A computer-implemented method of providing a notification to a user may include: obtaining a plurality of trigger conditions; monitoring a web session of the user to determine whether a trigger condition of the plurality of trigger conditions is satisfied; and in response to determining that the trigger condition is satisfied, executing a notification process, wherein the notification process includes: obtaining vendor information based on the trigger condition that is triggered, the vendor information including information associated with one or more vendors associated with the trigger condition that is triggered and/or alternative offer information associated with the one or more vendors; and causing display of a notification, the notification including information corresponding to the one or more vendors and/or the alternative offer information. | 2021-09-30 |
20210304243 | OPTIMIZATION OF MARKDOWN SCHEDULES FOR CLEARANCE ITEMS AT PHYSICAL RETAIL STORES - Methods and systems are described for optimizing markdown schedules for clearance items at physical retail stores. For example, price sensitivity of a current inventory item at a physical retail store may be modeled using techniques that account for differences in operating behavior and data availability at physical stores versus online channels for selling items. When the current item is placed on clearance at the physical retail store, a request for a markdown schedule, including goals for the clearance, may be received. The forecasted price sensitivity of the current item may be adjusted based on actual price sensitivity of one or more past clearance items (e.g., based on actual clearance sales data) determined to match the current item. An optimal markdown schedule for the item may then be determined based, at least in part, on the adjusted price sensitivity of the item and clearance goals. | 2021-09-30 |
20210304244 | SYSTEM AND METHOD FOR PROVIDING CREDITS FOR RIDESHARING - The present invention relates to a method of providing credits for ridesharing to a user, comprising: detecting a request by the user for a ridesharing trip provided by a rideshare provider; associating, with the request, a user location, a pickup location and a destination location; allocating one or more advertisement messages based on at least one of the user location, the pickup location and the destination location; providing the one or more advertisement messages to the user for viewing on a user device during an eligibility period; confirming viewing of at least one of the one or more advertisement messages during the eligibility period; calculating a rideshare credit amount based on the confirmed viewing; and providing the rideshare credit amount to the user, wherein the eligibility period includes the duration of the rideshare trip. The rideshare credit amount is preferably a travel distance measurement (e.g. kilometers) which is then deducted from the rideshare trip distance to determine an adjusted final monetary amount owed by the user for the rideshare trip. | 2021-09-30 |
20210304245 | OPERATING SYSTEM PLATFORM FOR EFFICIENT ADVERTISEMENT CONTENT WORKFLOW MANAGEMENT - An operating system for discovering, generating, closing a content deal between various teams, measuring content effectiveness and distributing content, for example for product placement advertising. The operating system allows publishers and advertisers to communicate quickly over a single operating system, generate custom line items, media plans, pitches, requests for proposals, and other content, buy and sell content, and drive related workflows and documentation. Workflows are performed on a single operating system and platform. The platform is permission based, and allows a single platform that can be customized and scaled by both publishers and advertisers. Data, documents, media plans, and other content can be created and managed by the operating system. | 2021-09-30 |
20210304246 | AUDIENCE PARTICIPATION APPLICATION, SYSTEM, AND METHOD OF USE - Techniques herein provide an audience participation software application, system and method construction that enables remote and present users of the audience participation software application, system, and method to produce an accumulated output device effect wherein, components of the output device effect may be shared between the users, stored for further use, and/or used to control outputs of one or more communicatively coupled output device systems located and operated at one or more live entertainment events. | 2021-09-30 |
20210304247 | SYSTEMS AND METHODS FOR ALLOCATING ELECTRONIC ADVERTISING OPPORTUNITIES - A system, apparatus, and method are presented for allocating for allocating advertisements for display are provided that include collecting a plurality of advertising spaces, each advertising space having at least one associated advertising space variable; collecting a media inventory, the media inventory comprising a plurality of advertisements, each advertisement having at least one associated advertisement variable; receiving a bid price and a target inventory percentage for each advertisement: receiving a request for an advertisement to be placed at a specified advertising space; identifying advertisements in the media inventory that are qualified to receive an impression at the specified advertising space; creating a qualified advertisement ranking by sorting the qualified advertisements by bid price; selecting advertisements from the qualified advertisement ranking until the sum of target inventory percentages of selected advertisements is equal to or greater than 100 percent; and allocating advertising impressions to the selected advertisements. | 2021-09-30 |
20210304248 | REGION MERGING AND CODING PARAMETER REUSE VIA MERGING - A favorable merging or grouping of simply connected regions into which the array of information samples is sub-divided, is coded with a reduced amount of data. To this end, a predetermined relative locational relationship is defined enabling an identifying, for a predetermined simply connected region, of simply connected regions within the plurality of simply connected regions which have the predetermined relative locational relationship to the predetermined simply connected region. Namely, if the number is zero, a merge indicator for the predetermined simply connected region may be absent within the data stream. In other embodiments, spatial sub-division is performed depending on a first subset of syntax elements, followed by combining spatially neighboring simply connected regions depending on a second subset of syntax elements, to obtain an intermediate sub-division. | 2021-09-30 |
20210304249 | SERVER DEVICE, TERMINAL DEVICE, AND COMPUTER READABLE RECORDING MEDIUM - A server includes a processor including hardware, the processor is configured to: record information about a traveling route of a vehicle and a driver of the vehicle as action history information; select a service to be provided to the driver based on the action history information; and provide the selected service to the driver. | 2021-09-30 |
20210304250 | INFORMATION PROCESSOR AND INFORMATION PROCESSING METHOD - Provided an information processor capable of proposing more useful items to a user. An information processor includes: a processor; and a memory. The memory holds: first information on a relationship between a first assistant and a first person to be assisted who is assisted by the first assistant; second information on a relationship between a second assistant and a second person to be assisted who is assisted by the second assistant; third information on an item purchase history of the first assistant and/or the first person to be assisted; and fourth information on an item purchase history of the second assistant and/or the second person to be assisted. The processor judges a similarity between the first information and the second information, and provides an advertisement based on the fourth information to the first assistant and/or the first person to be assisted if judging that a similarity is observed between the first information and the second information. | 2021-09-30 |
20210304251 | SYSTEM AND METHODS FOR GENERATING AND DISPLAYING WEBPAGES - A method of operating a user computing device to display webpages to a user is described herein. The method includes a processor executing a web browser program to perform the steps of receiving webpage data associated with the initial webpage from the web server and displaying the initial webpage on the display, transmitting an advertisement page request to a pi-tramping server upon detecting a predefined user input command via the input device, the advertisement page request including the received URL and a user ID associated with the user, receiving a plurality of URLs associated with advertising webpages from the pi-tramping server in response to the advertisement page request, requesting advertising webpages associated with each of the received plurality of URLs from a plurality of advertising servers, and generating an advertisement page from data received from the plurality of advertising servers, and displaying the advertisement page on the display. | 2021-09-30 |
20210304252 | SYSTEM AND METHOD FOR AUTOMATICALLY DELIVERING CRITERION-DRIVEN MESSAGING - In one embodiment, the present invention provides systems and methods for sending an electronic communication over an electronic communication network, the method including the steps of receiving an electronic communication from a first user device, the electronic communication including an at least one predetermined delivery criterion and associated with at least a second user device, the at least a second user device associated with a respective at least a second user, the electronic communication sent from a first user device to a central database over the electronic communication network, storing the electronic communication in a first user account associated with the first user and stored on the central database and automatically sending the electronic communication to the at least a second user device over the electronic communication network upon satisfaction of the at least one predetermined delivery criterion. | 2021-09-30 |
20210304253 | Content Interest from Interaction Information - Techniques and systems are described for content interest from interaction information. Keywords are extracted from digital content, and relevance values are determined based on the keywords that captures both the statistical and semantic significance of topics in the digital content through use of a network representation. Interest values for an entity are determined based on the relevance values and an interaction dataset, which capture both the statistical and semantic significance of the topics with respect to the entity. The interest values may be utilized to control output of digital content to a client device. | 2021-09-30 |
20210304254 | ON-BOARD SIGNAGE SYSTEM - An on-board signage system includes one or more vehicles, a display device configured to display an assigned image on a display area of each of the vehicles, and a signage controller, in which the signage controller is configured to function as an image database for storing a plurality of candidate images, a terminal database for storing identification information and owner information of a registered terminal, a terminal location acquiring unit configured to acquire location information of the registered terminal, and a selector that selects at least one of a travel route for the vehicle and an image to be assigned to the vehicle, based on the location information and the owner information of the registered terminal, and transmits the selected travel route or image to the vehicle. | 2021-09-30 |
20210304255 | ON-BOARD SIGNAGE SYSTEM - An on-board signage system includes one or more vehicles, a display device installed in each of the vehicles, and a signage controller, in which the signage controller is configured to function as a post collecting unit that collects a post content item uploaded to an SNS site, a post analyzing unit which extracts a location relating to the post content item as a relevant location, a post database that stores post-related information obtained from the post content item in association with the relevant location, and a selector that selects at least one of a travel route of the vehicle and an image to be assigned to the vehicle, based on information stored in the post database, and transmits the selected travel route or image to the vehicle. | 2021-09-30 |
20210304256 | INFORMATION COLLECTION SYSTEM, ELECTRONIC SHELF LABEL, ELECTRONIC POP ADVERTISING, AND CHARACTER INFORMATION DISPLAY DEVICE - The present technology relates to an information collection system, an electronic shelf label, an electronic POP advertising, and a character information display device that allow information with higher accuracy to be collected. An information collection device that collects information associated with a customer or a product is included for each product type. Alternatively, an information processing device that supplies information associated with a product and an information display terminal that displays information associated with a product supplied from the information processing device are included. The present disclosure can be applied, for example, to an electronic shelf label, an image pickup device, a communication device, an information processing device, electronic equipment, a computer, a program, a storage medium, a system, and the like. | 2021-09-30 |
20210304257 | INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING SYSTEM, AND INFORMATION PROCESSING METHOD - An information processing device includes a person determination unit and a content selection unit. The person determination unit is configured to determine, based on detection information acquired from a detection unit, an attribute of an approaching person who may have an interest in display content displayed on a display unit installed in association with the detection unit. The content selection unit is configured to refer to related content information indicating related content related to candidate content for each set of the candidate content and an attribute of a person, the candidate content being a candidate of the display content, and to select the related content related to the display content. | 2021-09-30 |
20210304258 | SYSTEM FOR COMPLIANT COMMUNICATIONS FOR REAL ESTATE INVESTORS - A real estate investment management system is disclosed, comprising a real estate database to store real estate data and transmit the real estate data to a real estate investment system via a real estate server. The Skip Trace system permits the system to scan through a database of properties and property owner information which is transmitted to a litigator database which stores litigator data and transmits the litigator data to the real estate investment system via a litigator server. A comparator compares the real estate data with the litigator data to determine if one or more potential litigators are present in a subset of the real estate data. A parsing engine removes the one or more potential litigators from the subset of the real estate data and a communications module is operable to manually transmit compliant communications from the real estate investment system to a real estate owner. | 2021-09-30 |
20210304259 | METHODS AND SYSTEMS FOR DELIVERY OF CUSTOMIZED CONTENT VIA VOICE RECOGNITION - Systems and methods for generating customized content based on a streaming content are described. A server computing system streams content from an online content provider to an output device, the content including one or more programs. The computing system receives a first voice command while the one or more programs is being streamed to the output device. The computing system stores information associated with a program being streamed to the output device responsive to receiving the first voice command from a user associated with the output device during a first time interval. The computing system generates customized content based at least on the stored information associated with the program being streamed to the output device. The computing system delivers the customized content to the user during a second time interval. | 2021-09-30 |
20210304260 | SYSTEMS FOR CREATING AND/OR MAINTAINING DATABASES AND A SYSTEM FOR FACILITATING ONLINE ADVERTISING WITH IMPROVED PRIVACY - A system for creating and/or maintaining a database is disclosed. In one example, the system includes one or more processors; a classification module configured to determine primary weights for primary data streams, each primary weight referring to a correlation between one of the primary data streams and one segment category of several predefined segment categories; a recognition module configured to identify explicit concepts and implicit concepts in the primary data streams, and to determine first secondary weights characterizing embeddings of the identified concepts; an expansion module configured to determine for the identified concepts respective related concepts; and a storage module configured to save the identified concepts. | 2021-09-30 |
20210304261 | Method and system for interacting with a user - The invention provides a system, comprising a camera, configured to detect a user in the field of view of the camera and to track the detected user, a display, an interaction module, configured to interact with the user, and a processor, wherein, in operation, the processor is configured to detect a user in the field of view of the camera, cause the display to display a first image, said image including at least one tracking portion, move the at least one tracking portion based on the movement of the user detected by the camera, upon interaction of the user with the interaction module, display a second image. A method for interacting with a user and a computer program product implementing said method on a programmable device is also disclosed, wherein the interaction module comprises a payment module, and the interaction of the user comprises a payment through the payment module. | 2021-09-30 |
20210304262 | SYSTEM AND METHOD FOR TRANSACTION OF GOODS - A system and method of transaction of goods, configured by a digital platform ( | 2021-09-30 |
20210304263 | RECOMMENDATIONS FOR FARMING PRACTICES BASED ON CONSUMER FEEDBACK COMMENTS AND PREFERENCE - One embodiment provides a method, including: receiving a plurality of consumer feedback comments regarding one of a plurality of agricultural food products, wherein each of the plurality of consumer feedback comments comprises information regarding a characteristic of a given agricultural food product, wherein each of the plurality of agricultural food products corresponds to an agricultural source producing an agricultural food product category; updating a rating of each of the plurality of agricultural food products based upon consumer feedback comments corresponding to a given agricultural food product, wherein the updating comprises aggregating the received consumer feedback comments with previously supplied consumer feedback comments for agricultural food products within the agricultural food product category of a given agricultural source; ranking the plurality of agricultural food products based upon the ratings of the plurality of agricultural food products, wherein the ranking comprises ranking the plurality of agricultural food products against other agricultural food products within an agricultural food product category and produced by different agricultural sources; and providing, to the agricultural source, at least one recommendation with respect to a farming practice implemented by the given agricultural source, wherein the recommendation is based upon the ranking of an agricultural food product produced by the given agricultural source. | 2021-09-30 |
20210304264 | INTEGRATING PRIVATE RESERVATIONS WITH PUBLICLY-OFFERED TICKETED RESERVATIONS - The present disclosure relates to the implementation of a pricing structure for the private booking of travel experiences. An experience is offered publicly, so as to be bookable by a plurality of customers, each customer booking a subset of a number of available slots for attendees. A customer may convert the experience from a public experience to a private experience by paying at least a minimum price for the private booking. Where the per person cost would exceed the minimum price, the customer pays an additional per guest value. A plurality of differing pricing rules may be applied in correspondence based on the respective numbers of different types of guests attending the event, or differing date/time instances of the experience. | 2021-09-30 |
20210304265 | ESTIMATE ACCURACY SCORING MODEL - Quantitative estimate accuracy scoring is provided. An estimate scoring engine uses estimate scoring model logic to quantitatively measure the accuracy of an estimate for healthcare services relative to actual values associated with an adjudication of a claim for the services. Scores are determined for various factors that impact estimate accuracy, and a total estimate accuracy score may be determined. A report may be generated and displayed in a user interface including information received and/or determined by the estimate scoring engine. A plurality of estimates may be evaluated, and the report may include a summary and details associated with the accuracy of a range of estimates. An accuracy rate associated with the range of estimates may be measured against the accuracy rate of other healthcare services providers, payers, and/or estimation models in an ‘apples-to-apples’ comparison. Accordingly, issues associated with estimate inaccuracies may be identified and addressed to improve estimate accuracy. | 2021-09-30 |
20210304266 | INVOICE PAYMENT SYSTEM - An invoice payment system involving smart electronic means which is enabled to read, reply, segregate, de-duplicate and appropriately mark undisputed emails with genuine payable invoice for payment; wherein the “payment query” emails are resolved by generating automated replies based on email content; and wherein the emails for payment marked “add invoice” include the steps of: (i) identification and classification of received emails; (ii) eradicating duplicate invoices; (iii) checking dispute if any with associated invoice or supplier; and (iv) if all checks are appropriate, then flagging the email with a green mark for further processing of the invoice by the smart electronic means. | 2021-09-30 |
20210304267 | SYSTEMS AND METHODS FOR CONSUMER INTEGRATION INTO A POINT-OF-SALE SYSTEM - A platform comprising storage; a plurality of APIs; a plurality of resources; and one or more servers, the servers configured to enable a plurality of partners to build and manage a mobile ordering and payment facilitation application comprising a front end application and a back end application, the front end application configured to enable customers of each partner to browse products, purchase, view purchase history, set up product favorites, receive direct marketing, and wherein the back end application allows the partner to fulfill orders, track orders, manage inventory and push direct marketing to customers. | 2021-09-30 |
20210304268 | ELECTRONIC PROCUREMENT SYSTEM WITH A VIRTUAL CATALOG - An electronic procurement system ( | 2021-09-30 |
20210304269 | GRAPHICAL USER INTERFACE-BASED PLATFORM SUPPORTING PRICE ANALYSIS VISUALIZATION AND CONTROL - A method includes performing, using at least one processor, multiple price analyses associated with a proposal. The method also includes generating a visualization that overlays results of the multiple price analyses in a common graph, where different ones of the price analyses are associated with different data points in the graph. The method further includes receiving a user selection of one or more of the data points in the visualization to be excluded. The method also includes repeating, using the at least one processor, the multiple price analyses without using the one or more excluded data points. In addition, the method includes updating the visualization based on results of the repeated price analyses. | 2021-09-30 |
20210304270 | Methods and Systems For Online Transactions - Systems, methods, and devices of the various embodiments enable online transactions related to buying/selling an item, such as a vehicle. In an embodiment, one or more installment agreements relating to a user and one or more items may be generated in response to one or more received inputs. In an embodiment, a deal table comprising the one or more installment agreements may be generated, and the deal table may be transmitted to a user device for presentation via the user interface. | 2021-09-30 |
20210304271 | GRAPHICAL USER INTERFACE-BASED PLATFORM SUPPORTING REQUEST FOR X (RFX) CREATION AND RESPONSE MANAGEMENT - A method includes receiving, using a first GUI, information associated with multiple RFXs to be generated and provided to multiple suppliers. The method also includes identifying multiple bid groups associated with different groups of materials from at least one bill of materials to be potentially sourced from different groups of suppliers. Some information received using the first GUI varies for different bid groups. The method further includes identifying one or more acquisition scenarios based on the received information. The method also includes generating the RFXs based on the received information, the identified bid groups, and the identified acquisition scenario(s), where different RFXs are associated with different bid groups. The method further includes receiving, using a second GUI, an RFX response from each of at least some of the suppliers. In addition, the method includes presenting a third GUI that is based on at least one of the RFX responses. | 2021-09-30 |
20210304272 | GRAPHICAL USER INTERFACE-BASED PLATFORM SUPPORTING REQUEST FOR X (RFX) CREATION AND MANAGEMENT AND RESPONSE COMPLIANCE CHECKING - A method includes receiving, using a first GUI, information associated with at least one RFX to be generated and provided to one or more suppliers. The method also includes identifying at least one acquisition scenario associated with the RFX(s) based on the received information. The method further includes generating the RFX(s) based on the received information and the acquisition scenario(s), where each RFX includes multiple elements. The method also includes receiving one or more RFX responses from the supplier(s), where the one or more RFX responses include the supplier(s)' responses to the elements of the RFX(s). In addition, the method includes presenting a second GUI that identifies at least one of the supplier(s)' responses to at least some of the elements of the RFX(s). Different indicators in the second GUI identify different elements of the RFX(s) that have been accepted and not accepted by the at least one supplier. | 2021-09-30 |
20210304273 | GRAPHICAL USER INTERFACE-BASED PLATFORM SUPPORTING REQUEST FOR X (RFX) RESPONSE COMPLIANCE VERIFICATION - A method includes receiving, using a first graphical user interface, information associated with a request for proposal, quote, bid, or information (RFX) to be generated and provided to a supplier. The method also includes identifying one of multiple acquisition scenarios associated with the RFX to be generated based on the received information. The method further includes generating the RFX based on the received information and the identified acquisition scenario. The method also includes receiving, using a second graphical user interface, an RFX response from the supplier. The method further includes identifying multiple requirements associated with the RFX response based on the identified acquisition scenario and comparing contents of the RFX response to the identified requirements. In addition, the method includes automatically informing the supplier of one or more identified requirements for which the RFX response is non-compliant. | 2021-09-30 |
20210304274 | VISUAL DISCOVERY TOOL FOR AUTOMOTIVE MANUFACTURERS WITH NETWORK ENCRYPTION, DATA CONDITIONING, AND PREDICTION ENGINE - A visual discovery tool for automotive manufacturing with network encryption, data conditioning, and prediction can include an extraction device configured to receive data records from application-specific file source databases. The tool can further include a vehicle alert database that receives the vehicle records from the plurality of extraction databases. The visual discovery tool can include at least one hardware processor in communication with the extraction device and the vehicle alert database. The tool can be configured to selectively restrict access to an interactive display based on whether a client device receives authorization credentials. | 2021-09-30 |
20210304275 | COMPUTER-IMPLEMENTED SYSTEMS AND METHODS FOR ELECTRONICALY DETERMINING A REAL-TIME PRODUCT REGISTRATION - Disclosed embodiments provide systems and methods for electronically determining a real-time registration. A method for electronically determining a real-time registration comprises receiving, from a user device, a request to register an item in a retail system and data associated with the item, determining a registration guarantee decision for the item, the registration decision specifying whether the item is or is not guaranteed, and registering the item in the retail system based on the determined registration guarantee decision. The method further comprises building a response for the determined registration guarantee decision and transmitting the response for the registration guarantee decision to a computing device associated with the retail system, wherein the registration guarantee decision comprises performing a comparison of attributes in the received data and attributes associated with items stored in the retail system to determine duplicate or similar items. | 2021-09-30 |
20210304276 | MOBILE TRADING APPLICATION - A software application is compatible with an online trading platform having a product available for purchase. The software application is configured to communicate data regarding the product between the software application and the online trading platform and to establish a video conferencing session between a customer seeking to purchase the product and one of the seller of the product or an agent representing the seller of the product upon a request by the customer. The video conferencing session may include visualization of the product to be purchased and/or discussion of the product to be purchased. | 2021-09-30 |
20210304277 | SYSTEMS AND METHODS FOR VIRTUAL AGENTS TO HELP CUSTOMERS AND BUSINESSES - A system for executing actions based on user input is provided. The system comprises a virtual agent for a software application, wherein the virtual agent is configured to store a correlation between actions available in the software application. Further, the system associates one or more of the actions with one or more tags. The system receives at least an audio input from a user of the software application, and uses the input to identify an action desired by the user to be performed among the actions. Further, the system executes one or more actions based on the desired action and the correlation between the actions available in the software application. | 2021-09-30 |
20210304278 | SYSTEM AND METHOD FOR PRIORITIZED PRODUCT INDEX SEARCHING - Systems and methods including one or more processors and one or more non-transitory storage devices storing computing instructions configured to run on the one or more processors and perform: for each respective record in a plurality of records, assigning the respective record: (1) to a first database cluster on a first database server; or (2) to a second database cluster on a second database server; receiving a search request from a requester; executing the search request in the first database cluster to retrieve a first set of results; when the first set of results is greater than a threshold number of results, presenting the first set of results to the requester; and when the first set of results is less than the minimum number of results: executing the search request in the second database cluster to create a second set of results; and presenting the second set of results to the requester, wherein: the threshold number of results is configured such that a probability that the first set of results is greater than the minimum number of results is at least fifty percent. Other embodiments are disclosed herein. | 2021-09-30 |
20210304279 | INFORMATION PROCESSING METHOD, ELECTRONIC DEVICE AND COMPUTER-READABLE STORAGE MEDIUM - Embodiments of the present disclosure provide an information processing method, electronic device and computer-readable storage medium. The method proposed herein comprises obtaining product information on a plurality of products, the product information at least comprising the output quantity and a target attribute of each of the plurality of products within a period of time, where the output quantity indicates the number of respective products outputted externally within a period of time. The method further comprises determining a causality related to the output quantity by applying the product information to a data processing model, and the causality at least indicates a dependency of the output quantity of each of the plurality of products on the respective target attributes of the plurality of products. The method further comprises determining, based on the causality, from the plurality of products at least one target product affecting a total output metric of the plurality of products. With the embodiments of the present disclosure, by determining a core or key product, it is possible to promote a more pertinent product adjustment so as to improve the overall efficiency or profits. | 2021-09-30 |
20210304280 | DETERMINING DIVERSE RECOMMENDATIONS FROM DATA SEGMENTS - This disclosure describes one or more embodiments of systems, methods, and non-transitory computer-readable media that determine a degree of diversification for item recommendations to a user based on the user's input and generate diverse item recommendations for the user according to the degree of diversification. For instance, the disclosed systems can receive a diversification metric from a client device based on a user interaction with a selectable tool (or another interactive element) in a graphical user interface. From among data segments representing users clustered according to item affinities, the disclosed systems can subsequently use the diversification metric to identify a data segment that is diverse from a reference data segment for the user. The disclosed systems further rank items associated with the diverse data segment to select an anomalous item as an item recommendation for display on the client device. | 2021-09-30 |
20210304281 | SMART SOFTWARE RECOMMENDATION USING AN APPLICATION NETWORK - Recommending applications is disclosed. An application graph is disclosed that represents applications. Each node of the graph corresponds to an application and edges relate applications that can handle the same file type. When an input application is identified, the graph can be used to recommend other applications that may be a suitable replacement for the input application. The recommendation is based on the graph and its links and on characteristics of the organization. | 2021-09-30 |
20210304282 | TERM LENGTH VARIABLE ACTION PREPARATION PLATFORM - Embodiments of the invention are directed to a system, method, or computer program product for providing a temporal based platform for event action. In some embodiments, the platform is able to communicate and integrate into current applications for user activity interaction for action preparations. In this way, the system may integrate platform metrics into applications to generate an activities network based on temporal needs of a user event. Furthermore, the system may monitor the user utilization the activities and provide triggered responses based on the temporal event requirements. As such, the system may intervene within a known application or third party to provide triggered responses at variable term points based on user needs within an event. | 2021-09-30 |
20210304283 | Recommender System Based On Trendsetter Inference - A trend setting score that identifies a degree of trend setting exhibited by a user is generated for each of multiple users. This degree of trend setting exhibited by the user is an indication of how well the user identifies trends for items (e.g., consumes items) prior to the items becoming popular. The item consumption of users with high trend setting scores is then used to identify items that are expected to become popular after a lag in time. For a given user, another user with a high trend setting score (also referred to as a trendsetter) and having a high affinity with (e.g., similar item consumption behavior or characteristics) the given user is identified. Recommendations are provided to the given user based on items consumed by the trendsetter prior to the items becoming popular. | 2021-09-30 |
20210304284 | DETERMINING USER SPENDING PROPENSITIES FOR SMART RECOMMENDATIONS - A method may include obtaining, over a network from a financial institution and using login credentials of a user, transactions corresponding to the user, calculating average transaction amounts for merchants based on the transactions, generating a spending propensity score for a category using a harmonic mean of amounts in a subset of the transactions corresponding to the category, generating, for the category, spending match scores between the spending propensity score and the average transaction amounts for the merchants, and recommending a merchant to the user using the spending match scores. | 2021-09-30 |
20210304285 | SYSTEMS AND METHODS FOR UTILIZING MACHINE LEARNING MODELS TO GENERATE CONTENT PACKAGE RECOMMENDATIONS FOR CURRENT AND PROSPECTIVE CUSTOMERS - A device may receive, from a user device, user data and a request associated with content, wherein the user data identifies an action of a user of the user device, a behavior of the user, or a feature associated with the user. The device may receive constraint data identifying one or more constraints associated with the content, and may process the request, the user data, and the constraint data, with machine learning models, to determine a response to the request, wherein the response to the request includes a recommended set of the content for the user, and wherein the machine learning models have been trained based on historical requests associated with the content, historical user data associated with other users of other user devices, historical constraint data, or historical content data associated with the content. The device may perform one or more actions based on the response. | 2021-09-30 |
20210304286 | COMPUTER READABLE RECORDING MEDIUM, WALLET SYSTEM, AND METHOD OF PROPOSING PRODUCT - A wallet program causes a processor of a computer to execute: acquiring, when it is detected that a first user has arrived in a vicinity of a predetermined store, a purchase history of products of a second user in the store from a first server; and displaying, based on the purchase history, a product to be purchased by the first user in the store on a display provided in a mobile terminal. | 2021-09-30 |
20210304287 | RULES ENGINE, SUCH AS FOR PURCHASE REQUEST MANAGEMENT - Systems and methods for managing purchases for an organization using a rules engine are disclosed. A purchasing system receives a purchase request message and extracts purchase order information associated with a request to make a purchase. Using the extracted purchase order information, a purchase order object is generated. Based at least in part on the purchase order information, a set of rules applicable to the purchase order object is identified, the rules including at least one condition and at least one action. The set of rules can also be identified based in part on contextual information. The at least one action is applied to the purchase order object. Upon receiving authorization from an approval entity, a digital credit object is generated to fulfill the purchase request and the digital credit object is provided to the user. | 2021-09-30 |
20210304288 | SYSTEM AND METHOD OF SORTING APPARATUS CELL ALLOCATION FOR FAST E-COMMERCE ORDER FULFILLMENT - Methods and systems for allocating cells of a sorting apparatus include associating, in a database, an identifier of the sorting apparatus with an identifier of a first container storing a first item of the purchase order, the purchase order including a second item stored in a second container; before associating the sorting apparatus with the second container, receiving an identifier of the first item; determining, in the database using the identifier of the first item, whether any cell of the sorting apparatus is associated with the purchase order; when no cell of the sorting apparatus is associated with the purchase order, associating, in the database, an identifier of a cell of the sorting apparatus with the identifier of the purchase order; and transmitting a first signal to a computer associated with a worker instructing placement of the first item in the cell. | 2021-09-30 |
20210304289 | SHOPPING SUPPORT APPARATUS AND CONTROL METHOD THEREOF - According to one embodiment, a shopping support apparatus includes a storage for storing planned purchase commodity information and also a shopping support program useable at a plurality of different stores. Each store in the plurality having different setting information for the shopping support program. A camera of the shopping support apparatus acquires a store entrance code and setting information encoded in the store entrance code for a store. A processor of the shopping support apparatus executes the shopping support program according to the setting information acquired from decoding the store entrance code. The shopping support program provides a function guiding a customer to a sales location for a planned purchase commodity in the store. The planned purchase commodity is listed in the stored planned purchase commodity information. | 2021-09-30 |
20210304290 | Clothing Ordering and Delivery Service - The present invention relates to a clothing ordering and delivery service that is comprised of a server and a software application designed to enable a customer to make an online clothing purchase and have the order delivered after the point of sale via a delivery agent within a twenty-four hour period. The software application/mobile application is further comprised of an easy to navigate interface to select nearby retailers within a geofence radius, search through the clothing inventory of the retailers, and place clothing orders. Further, the service allows a delivery agent to receive a customer order, retrieve the order from the retailer, and quickly deliver the order to the customer within several hours, and not longer than twenty-four hours. | 2021-09-30 |
20210304291 | IDENTIFYING OBJECTS OF INTEREST FOR HANDICAPPED INDIVIDUALS BASED ON EYE MOVEMENT PATTERNS - In some embodiments, apparatuses and methods are provided to support handicapped and other customers in a retail store. Some embodiments, provide systems, comprising: a plurality of cameras positioned in a retail store; an image processing control circuit configured to determine a customer field of view; a product identification control circuit configured to identify a set of multiple products within the identified customer field of view, assign a viewing probability to each product without the first customer having to touch the first product; a product selection control circuit configured to determine a purchase probability of the first product; add the first product to a virtual electronic cart when the purchase probability of the first product exceeds a purchase probability threshold; and communicate instructions to control the worker personal computing device to instruct a worker to retrieve the first product. | 2021-09-30 |
20210304292 | INFORMATION PROVIDING SYSTEM, CONTROL METHOD OF INFORMATION PROVIDING DEVICE, AND RECORDING MEDIUM - An information providing device includes a content acquisition unit for acquiring content data from a content distribution server, a content reproduction unit for reproducing and outputting the content data, a transaction screen acquisition unit for acquiring display information on a transaction screen for trading a transaction object including a product or service related to the content data, a display unit for displaying the transaction screen based on the display information, and a reception unit for receiving a transaction request based on the transaction screen, wherein the transaction screen is a screen in a specific form independent of a type and contents of the transaction object. | 2021-09-30 |
20210304293 | MERCHANDISE INFORMATION DISPLAY SYSTEM, STORE SERVER, AND DISPLAY CONTROL METHOD - A merchandise information display system includes a store server, an information terminal, and a first storage unit. The store server is configured to manage a merchandise database that stores merchandise information on each merchandise item available in a store. The information terminal includes a communication unit configured to communicate with an external device and a display unit configured to display information and is capable of being carried by a shopper in the store. The first storage unit is configured to store purchase-planned item information indicating an item of merchandise that the shopper wants to purchase. The store server is configured to acquire the purchase-planned item information from the first storage unit when information can be exchanged with the information terminal. The store server is configured to search the merchandise database based on the purchase-planned item information and to check the stock of an item of merchandise that the shopper wants to purchase. The store server is configured to transmit stock information including the stock availability of the item of merchandise that the shopper wants to purchase is in stock to the information terminal and to display the stock information on the display unit of the information terminal. | 2021-09-30 |
20210304294 | IDENTIFICATION OF TREND GAPS - One embodiment provides a method, including: receiving a client fashion catalog comprising a plurality of images of client wearable products; creating a market fashion catalog comprising a plurality of market wearable products identified from sources other than the client fashion catalog, wherein the creating comprises (i) accessing a plurality of secondary sources, (ii) capturing information corresponding to market wearable products from the plurality of secondary sources, and (iii) aggregating the information to create the market fashion catalog; generating, for each market wearable product, (iv) a desirability score and (v) a multi-modal description of characteristics; producing, for the market wearable products, by utilizing the multi-modal descriptions, a similarity score indicating how similar the market wearable product is to products within the client fashion catalog, wherein the producing comprises comparing market wearable products to client wearable products; and providing a recommendation for a change to the client fashion catalog. | 2021-09-30 |
20210304295 | UTILIZING MACHINE LEARNING TO GENERATE AUGMENTED REALITY VEHICLE INFORMATION FOR A VEHICLE CAPTURED BY CAMERAS IN A VEHICLE LOT - A device receives, from multiple cameras, streaming video data associated with multiple vehicles and provides the streaming video data to a user device associated with a user. The device receives, from the user device, a request to control a first camera and provides, to the user device, first streaming video data associated with the first camera. The device receives, from the user device, a camera control command for the first camera and causes the first camera to perform an action. The device receives updated first streaming video data from the first camera and provides, to the user device, the updated first streaming video data. The device receives, from the user device, information identifying a first vehicle in the updated first streaming video data and identifies first augmented reality vehicle information associated with the first vehicle. The device provides the first augmented reality vehicle information to the user device. | 2021-09-30 |
20210304296 | WORK POD SYSTEM - Described is a work pod system that allows a host to rent out workspace located in the host's home to another user of the system. The system includes a server having a memory storing work pod information, a renter computing device coupled to the server; and a user computing device coupled to the server. The system operates to allow a user to access the system, see the workspaces available at work pods, and then book the workspace for certain days and times. The server may be programmed to interact with both the user device and the renter device for operation of the system. | 2021-09-30 |
20210304297 | AUTONOMOUS BIDDER SOLICITATION AND SELECTION SYSTEM - Systems and methods include a computer-implemented method for autonomous bidder solicitation and selection. A pro forma contract defined by a variables matrix of variables is created from a received procurement request. The web is scraped to identify potential bidders based on the variables. Suppliers are registered, including obtaining, through an on-line registration process, supplier registration information including commercial license information and bank account information for each supplier. Supplier registration information of the suppliers is authenticated. Bidders for the contract are selected, including creating a bidder list identifying suppliers who are to be invited to participate in bidding. Solicitations of interest are issued to bidders identified in the bidder list, the solicitations of interest including a statement of work. Bidding parties are evaluated to identify qualified bidders. A winning bidder is selected from the bidding parties. A final contract is created for the winning bidder. | 2021-09-30 |
20210304298 | Computerized Auction Platform - Various examples are directed to systems and methods for managing a computerized event platform. The computerized event platform may receive participant data describing a plurality of historical bids from a plurality of historical events and generate a set of recommended participants to participate in an event to provide a first item. | 2021-09-30 |
20210304299 | COMPLEX SOURCING SYSTEM WITH INFEASIBILITY CHECK - A complex sourcing system that collects data from bidders. The information which is collected from the suppliers is interpreted by applying several business constraints including supplier award value criteria, supplier award volume criteria, etc. on it for the selection of an optimal supplier for the allocation of lanes. A user will create a scenario with collection of these business constraints. Once the scenario is created and while solving it, there might be a situation where the specified constraints cannot be satisfied and conflict. At this point, there is a need to identify the root cause of the infeasibility and repair it. For this, a priority of constraints will be provided by the user on scenario creation page. Based on the priority, the solver will auto correct/eliminate the constraints and return the feasible solution along with the set of constraints that are removed. | 2021-09-30 |
20210304300 | BID MANAGEMENT APPARATUS AND BID MANAGEMENT METHOD - A bid management apparatus managing a bid to a power transaction market, the bit for a power supplied from each of energy sources capable of generating a power or storing a power to a power grid. The bid management apparatus includes a microprocessor configured to perform: calculating a prediction value of an amount of a power suppliable to the power grid by each of the energy sources in connection with the power grid at a predetermined point in time in future at which a power transaction is performed; adding a margin to the prediction value to correct the prediction value; and determining, based on the prediction value added the margin, whether or not the bid for the power supplied from each of the energy sources in connection with the power grid at the predetermined point in time is able to be made in the power transaction market. | 2021-09-30 |
20210304301 | FACILITATING FINANCE BASED ON BEHAVIORAL TRIGGERS - Systems and methods for facilitating finance by monitoring behavior of users indicative of behavioral patterns or deviations from behavioral patterns and inviting users to make financial changes that may be appropriate based on the monitored behavior. In some embodiments, a minimum amount of relevant data must be collected to support the existence of a behavioral pattern or deviation before a user is invited to make appropriate changes to their finances. | 2021-09-30 |
20210304302 | SYSTEM AND METHOD FOR GENERATING TAILORED DIMINUTIVE FUNCTIONS TO FACILITATE RESOURCE INTERACTIONS - Embodiments of the present invention provide a system for generating tailored diminutive functions to facilitate resource interactions. The system is configured for identifying a target associated with a user based on accessing user information from an entity system, generating tailored diminutive functions associated with the target, integrating the tailored diminutive functions into an entity application stored on a user device of the user, displaying functionalities associated with the tailored diminutive functions on a user interface of the user device, and causing the entity application to prompt the user to complete an interaction associated with a functionality of the functionalities. | 2021-09-30 |
20210304303 | System and Method for Efficient Allocation of Resources in a Financial Services Branch - A system for efficient allocation of resources in a financial services branch includes a branch computer system and a remote solutions server which are in communication with a core banking server. The branch computer system includes various computer, network devices and equipment for branch operations. A plurality of customer devices, such as smartphones and tablet computers, can be connected to a remote solutions server. Each such device can be pre-configured with a remote banking application (“app”) allowing a respective customer to use the device to communicate with the remote solutions server to perform the remote banking. The remote solutions server facilitates remote banking wherein transactions can be completed using in-branch banking equipment. Additionally, the banking customer may schedule time with banking personnel using this application, wherein the meeting can take place at the same branch where the transaction will be completed. | 2021-09-30 |
20210304304 | TECHNIQUES FOR IMPROVING THE ACCURACY OF AUTOMATED PREDICATIONS - Techniques are provided for forming clusters of individual prediction targets (IPTs). An initial prediction target is a target for which an automated prediction has been generated. IPTs may be, for example, borrowers to which a lending entity has extended loans based on predictions generated by a credit policy. Each cluster includes (a) a “core” of underperforming entities (UEs), and (b) a set of boundary performant entities (PEs). The UEs that belong to the UE core of a cluster are “similarly situated” relative to the values of their features. For example, in the context where the IPTs are borrowers, the UEs at the core of a cluster may correspond to defaulting borrowers that had similar bureau data, lending entity data, and borrower data. The boundary performant entities of the cluster may be borrowers that have not defaulted, but had similar credit qualifications as the UEs of the cluster. Having formed these clusters, the clusters may be used in a variety of ways, including but not limited to improving the accuracy of the credit model, identifying potentially problematic future borrowers, generating visualizations that illustrate the relative importance of clusters of defaulting borrowers, etc. | 2021-09-30 |
20210304305 | Specialized Calculator with Graphical Element and User Interfaces - A specialized mortgage constant calculator may include at least four different modes, each mode associated with a graphical user interface tailored to the mode and displayed on an electronic display. In addition, the mortgage constant calculator may include an adjustable table with a persistent, adjustable frame of reference and other navigational tools that facilitate use of a table that may be far larger than a display area of the electronic display. | 2021-09-30 |
20210304306 | Stochastic Bidding Strategy for Virtual Power Plants with Mobile Energy Storages - Systems and methods for allocating energy including distributing and receiving energy using a mobile energy storage (MEES) system at locations of a power supplier in an energy market system by a user. Determine allocating amounts of energy for the MEES system and for each time interval for all time intervals for an upcoming operating time period based on a set of uncertain parameters using an optimization model. Base on calculating an objective function using uncertain parameters. Update the objective function using constraints. While optimizing the objective function for a value hierarchy associated with energy and reserve bidding scenarios for the user and delivery scheduling for the MEES system based upon the stored user risk preferences. Control scheduling of the MEES system between the locations of the power supplier, according to allocating of the amount of the electrical energy for the MEES system at the locations of the power supplier. | 2021-09-30 |
20210304307 | DISTRIBUTED ENERGY TRANSACTION MATCHING METHOD BASED ON ENERGY NETWORK CONSTRAINTS AND MULTIPLE KNAPSACK MODEL - This invention provides a distributed energy transaction matching method based on energy network constraints and multiple knapsack model. First, it considers the matching between financial market transactions and actual energy network scheduling, then generates security constraints on the results of distributed transactions. Next, it designs a multiple knapsack model for peer-to-peer distributed transactions, which can meet the common quotation needs of users or producers who issue transactions and achieve efficient matching under energy network security checks. Finally, the model is verified based on the blockchain Ethereum smart contract test verification. This method provides new ideas for the connection between distributed energy trading and actual physical dispatch, proposes an inclusive and efficient matching model for the point-to-point distributed trading market, which has great reference value for the connection between distributed energy trading and actual conditions. | 2021-09-30 |
20210304308 | SYSTEMS AND METHODS OF CREATING ORDER LIFECYCLES VIA DAISY CHAIN LINKAGE - Systems, devices, and methods for linking orders to develop a consolidated audit trail (CAT) are configured to receive event data for one or more orders based on one or more order characteristics; determine linkages between the one or more orders based on parent relationships of the one or more orders; verify the linkages between the one or more orders based on the event data; and determine order lifecycles based on the linkages between the one or more orders. | 2021-09-30 |
20210304309 | OPTIMIZED GENERALIZED ASSET MIXING PROCESSES FOR CLIENT SPECIFIC PORTFOLIOS USING MULTIPLE DECISION MAKING PERSPECTIVES IN A CLOUD-BASED ENVIRONMENT - There is a need for dynamic and scalable optimization solutions to allow for generic portfolio construction as a way to enhance portfolio-suitability for clients. In the present innovation, a generalized asset mixer is optimized for client-specific portfolios by incorporating multiple decision-making perspectives in a cloud-based environment. First, the client specifies the constraints by which they wish to construct their portfolio, resulting in a metric which encompasses client preferences. Then, techniques that best encapsulate this metric are used to construct technique-based portfolios. Based on the importance of each of these constraints, a weight is assigned to each individual portfolio in order construct one master-portfolio which includes all common assets in each of the technique portfolios along with other unique assets that are determined through a modified Metropolis-Hastings procedure and, if the frame diverges, an additional Markov Chain weighting iterative procedure. Finally, a last criteria is used in order to globally optimize the portfolio to this specific technique, as it is locally optimal to multiple different techniques. A robustness check which varies attributes of the process such as technique weights and the number of assets in the final portfolio is used to present to the client multiple different options. | 2021-09-30 |
20210304310 | SYSTEM AND METHOD FOR ESTIMATING MULTIFACTOR MODELS OF ILLIQUID, STALE AND NOISY FINANCIAL AND ECONOMIC DATA - A system and method for estimating factor exposures for an asset collection are described. The system includes a non-transitory memory arrangement storing data and a processor configured to perform operations including deriving input data including asset collection data and factor data including factors influencing the asset collection data. The operations further include defining parameters for an asset collection model, generating a lagged asset collection model, and generating a long horizon lagged asset collection model. The operations further include defining parameters for a factor exposure model, determining an objective function for the factor exposure model including an estimation error term between a long-horizon performance of the asset collection and a sum of products of each of the at least one factor exposure and respective long-horizon lag-aggregated factor performance, and estimating the factor exposures by optimizing a value of the objective function in the factor exposure model. | 2021-09-30 |
20210304311 | APPARATUS AND METHOD FOR ASSURING PERFORMANCE ATTRIBUTES OF A DIGITAL ASSET - A computer implemented method includes maintaining at a first network connected server a record of a group of stakeholders with an interest in the performance attributes of a digital asset. Maintaining includes collecting stakeholder digital consideration from the group of stakeholders. A second network connected server stores a list of experts on the performance attributes of digital assets. A first endorsement of the performance attributes of a digital asset and expert digital consideration are received at the first network connected server from a network connected expert client machine. A second endorsement of the performance attributes of the digital asset and non-expert digital consideration are received at the first network connected server from a network connected non-expert client machine. The first network connected server periodically distributes stakeholder digital consideration increments of the stakeholder digital consideration to the network connected expert client machine and the network connected non-expert client machine. The expert digital consideration and the non-expert digital consideration are distributed to the stakeholders in the event that the endorsements of the performance attributes of the digital asset do not match defined criteria. Distributing is initiated by the first network connected server utilizing the network to distribute to network connected stakeholder client machines. The defined criteria is collected from network connected sensor machines periodically communicating to the first network connected server suspicious bit patterns that are evaluated by the first network connected server to periodically issue a warning when the suspicious bit patterns exceed a threshold associated with the expert digital consideration. | 2021-09-30 |
20210304312 | SYSTEM AND METHOD FOR PROCESSING A CLAIM FOR RESIDENTIAL LOSS - A computer-implemented method for processing a claim for a loss associated with a residence is presented. An indication of the loss may be received, including an indication that the loss is a verified loss as determined from analyzing data associated with the residence with respect to additional data associated with residential loss. The data associated with the residence may include data from a monitoring device(s). The additional data associated with residential loss may be provided from a party that facilitates a determination of whether the loss is a verified loss. An attribute(s) of the claim for the loss may be identified based on the data associated with the residence and/or further data. The claim may be caused to be processed based on receiving the indication that the loss is a verified loss and on the attribute(s). Data regarding the claim processing may be generated to provide to an insured party. | 2021-09-30 |
20210304313 | DRIVER PROFILES BASED UPON COMPLIANCE WITH DRIVER-SPECIFIC LIMITATIONS - In a computer-implemented method for detecting and acting upon driver compliance with driver-specific limitations, it is determined that a driver of a vehicle has one or more limitations specific to a medical condition and/or a physical characteristic of the driver. Telematics data is received and analyzed to identify a plurality of driving behaviors of the driver. Based upon the driving behaviors, a level of compliance with the limitations is determined. Based upon the level of compliance, at least a portion of a driver profile is set. At least the portion of the profile is transmitted to an entity that adjusts a credit rating of the driver, adjusts an insurance rating of the driver, reviews at least the portion of the profile in connection with a job sought by the driver, or offers a permanent or temporary credit in connection with a good or service offered by the entity. As a result, benefits or cost savings may be provided to risk-averse drivers. | 2021-09-30 |
20210304314 | REDUCING DRIVING RISK - Among other things, instructions stored in a tangible storage medium are executable by a processor to receive data representing an attitude of a vehicle being driven relative to a frame of reference and process the received attitude data to determine a risk factor in the driving of the vehicle. | 2021-09-30 |
20210304315 | Flight characteristics analysis system, device, and method - A flight characteristics analysis system for determining a safe flight score includes a flight characteristics analysis server, including a safe flight model; a flight safety monitoring server; an insurance calculation server, including a premium calculator; and a flight recorder device, including a flight data recorder, a flight data log, and flight data sensors; such that the flight recorder device collects flight data measurements from an aircraft; such that the flight characteristics analysis server compares flight data measurements with the safe flight model for the aircraft, in order to extract a list of safe flight deviations, such that the list of safe flight deviations is used to calculate a safe flight score; such that the flight safety monitoring server stores a plurality of safe flight scores for a plurality of aircraft; and such that insurance calculation server calculates an insurance premium based on the safe flight score. | 2021-09-30 |
20210304316 | System, Method, and Computer Program Product for Patient Authentication and Identity Risk Assessment - Provided are a system, method, and computer program product for patient authentication and identity risk assessment. The method includes receiving an initial patient authorization request from a medical provider computing device. The initial patient authorization request includes a patient identifier communicated by a mobile device of a user to the medical provider computing device. The method also includes generating, using an identification risk assessment model and based at least partly on the initial patient authorization request, an authenticity score. The method further includes communicating the authenticity score to an insurance provider system to cause the insurance provider system to approve or decline the initial patient authorization request. The method further includes receiving a primary insurance provider response from the insurance provider system and communicating at least a portion of the primary insurance provider response to the medical provider computing device. | 2021-09-30 |
20210304317 | EVIDENCE ORACLES - Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing evidence oracles as part of the subrogation process. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network. | 2021-09-30 |
20210304318 | SYSTEMS AND METHODS FOR OBTAINING INSURANCE OFFERS USING MOBILE IMAGE CAPTURE - Systems and methods for using a mobile device to submit an application for an insurance policy using images of documents captured by the mobile device are provided herein. The information is then used by an insurance company to generate a quote which is then displayed to the user on the mobile device. A user captures images of one or more documents containing information needed to complete an insurance application, after which the information on the documents is extracted and sent to the insurance company where a quote for the insurance policy can be developed. The quote can then be transmitted back to the user. Applications on the mobile device are configured to capture images of the documents needed for an insurance application, such as a driver's license, insurance information card or a vehicle identification number (VIN). The images are then processed to extract the information needed for the insurance application. | 2021-09-30 |
20210304319 | SYSTEM AND METHOD FOR ISSUING AND TRACKING FUNDING FOR CONTRACTING SERVICES - The invention is a system and method for providing funding to meet an insurance deductible through a contractor and submitting proof of payment of a deductible to an insurance company, or for providing funding for services unrelated to insurance claims, whereby the customer makes payments on the funded amount through the system. The system including segmented user accounts accessible by administrators, partners, contractors, and customers. The system being comprised of a networked server operatively connected to a database storing user account information and funding agreements. | 2021-09-30 |
20210304320 | ANALYZING THE IMPACT ON INSURANCE POLICIES FROM CATASTROPHIC EVENTS - A computing device programmed to receive and use event data, such as hurricane, earthquake, fire, flood, and storm event data, and map that data to computer display map along with insured data related to an insurance portfolio that can also be mapped by geographic area and value, so that a user can quickly determine the exposure to a portfolio from an event. The event can be either a real-time event or a historical event. | 2021-09-30 |
20210304321 | CLOSED-LOOP SYSTEM INCORPORATING RISK ANALYTIC ALGORITHM - According to some embodiments, a risk monitoring data store may contain a set of electronic data records, with each electronic data record being associated with a stream of sensor data received via a communication network from a remote set of sensor systems located at a risk monitoring site. A risk analytics platform computer may receive information associated with the sensor data in substantially real-time and analyze the received sensor data, using at least one risk analytics algorithm, to detect an abnormal pattern associated with a predicted elevated level of risk at the risk monitoring site. The risk analytics platform computer may also automatically transmit a result of the analysis to a risk operations platform. The risk operations platform may then implement an active risk mitigation adjustment at the risk monitoring site responsive to the result of the analysis. | 2021-09-30 |
20210304322 | METHOD AND SYSTEM FOR PROCESSING TRANSACTIONS BASED ON TRANSACTION ARCHETYPES - Certain aspects of the present disclosure provide techniques for processing transactions in a computing system. An example method generally includes receiving a request to perform an operation with respect to an object included in the request. A system identifies an archetype defining properties of the object included in the request. Based on the identified archetype, the system identifies data repositories to commit data to in order to perform the requested operation and rules for performing the operation with respect to the object. One or more actions are executed against the identified data repositories according to the identified rules. | 2021-09-30 |