41st week of 2020 patent applcation highlights part 55 |
Patent application number | Title | Published |
20200320499 | ELECTRONIC DEVICE - An electronic device includes a main body, a reading mechanism and a moving mechanism. The reading mechanism includes a payment object input region. The reading mechanism is located at any side of the main body. The moving mechanism is arranged between the reading mechanism and the main body. In response to an account signal or an external force, the reading mechanism is moved relative to the main body. Consequently, the payment object input region is retracted back or protruded over an outer periphery of the main body for facilitating the user to perform a payment action in a card-inserting manner or a card-swiping manner. | 2020-10-08 |
20200320500 | SENSOR-BASED TRANSACTION AUTHORIZATION VIA USER DEVICE - A method that includes receiving, from one or more motion sensors in a device, data describing a signature arc in three-dimensional space, the signature arc having been generated by gesturing using the device; identifying, from the data describing the gestured signature arc, a plurality of points that correspond to the gestured signature arc in three-dimensional space; generating a curve along the identified plurality of points corresponding to the gestured signature arc; generating a two-dimensional representation of the gestured signature arc; and displaying, on a display screen, the generated two-dimensional representation of the gestured signature arc. | 2020-10-08 |
20200320501 | OPTIMIZED MULTIPLE DIGITAL WALLET PRESENTATION - Methods and systems for facilitating a digital wallet transaction are described herein. A service provider identifies and recommends the most applicable digital wallets for a user based on various factors, such as user location, type and amount of purchase, type of merchant, and/or mood of the user. The service provider may also rank the recommended digital wallets and/or determine how many should be presented to a user. During merchant checkout, the user is presented with the recommended digital wallets, and the user selects one of the digital wallets to fund the purchase. | 2020-10-08 |
20200320502 | SYSTEMS AND METHODS FOR INITIATING PAYMENT FROM A CLIENT DEVICE - The disclosed embodiments include a mobile client device for automatically performing a mobile financial service function, including a memory storing software instructions, the software instructions including a mobile financial service application configured to perform financial service processes. The system may also include and one or more processors configured to execute the software instructions to detect a physical action performed on the mobile client device, and determine a first financial service function to perform based on the detected physical action, wherein the first financial service function is a function provided by the mobile financial service application. The one or more processors may also determine whether verification of a user is required, verify the user if verification of the user is required, and automatically initiate the first financial service function. | 2020-10-08 |
20200320503 | INTERACTIVE MOBILE SESSIONS BASED ON POINT-OF-SALE AND NETWORK TRANSACTIONS - Techniques described herein include analyzing point-of-sale transactions and initiating interactive mobile sessions responsive to the transactions. Platform servers receive transaction data indicative of a transaction performed via a point-of-sale system, determine additional data associated with server processes, and initiate interactive session with the mobile device to receive the additional data for performing the server processes. Based on the interactive sessions and additional data, the platform servers may enhance fraud detection capabilities and generates compliance records for tax and expense reporting based on the transactions, while supporting credentialing and authentication capabilities. | 2020-10-08 |
20200320504 | DONGLE DEVICE FOR AUTOMATIC PAIRING OF PAYMENT TERMINAL TO MOBILE COMPUTING DEVICE - There are provided systems and methods for a dongle device for automatic pairing of payment terminal to mobile computing device. A merchant location may include one or more merchant devices used to provide sales to between the merchant and customers through generating transactions and processing payments. In this regard, the merchant devices may use connectable terminals that provide payment instrument processing. The connectable terminals may utilize a wireless connection with a merchant device and allow a user to provide their payment instrument, such as an EMV payment card, to the terminal to insert their payment information into a transaction. In order to pair the terminal to the merchant device, a dongle device may be added to the terminal to provide connection information to the merchant device for automatic pairing. The dongle device may also remove the connection information on removal or insertion of a new dongle device. | 2020-10-08 |
20200320505 | Mobile Cart Reconciliation - Disclosed herein is a method where a consumer employs a device associated with the user to scans tags associated with items for purchase. The consumer can pay for the items using the device associated with the user. A point of sale (“POS”) terminal or other such device associated with the merchant scans tags associated with items associated with the user and reconciles the items scanned by the device associated with the user with the items scanned by the device associated with the merchant. | 2020-10-08 |
20200320506 | METHODS AND ARRANGEMENTS TO COMPLETE ONLINE TRANSACTIONS - Logic to perform a point of sale (POS) transaction as Card Present. Logic may communicate with a web site of an online vendor to process a payment to the online vendor as a certified POS device. Logic may communicate with a payment service provider associated with the online vendor to process the payment in response to communicating with the web site. Logic may interact with a card reader to obtain a packet to process the payment with a payment instrument to verify the presence of the payment instrument. Logic may encrypt communications to transmit an authorization request to the payment service provider to process the payment with encrypted communications via a secure element agent of the certified POS device, the authorization request to comprise the packet to verify that the payment instrument is present for the transaction. And logic may receive an approval of the authorization request for the payment. | 2020-10-08 |
20200320507 | TRANSACTION SELECTION MECHANISM - A method of transaction selection is described for a transaction conducted between a user computing device adapted for use as a payment device and a terminal. The user computing device supports a plurality of payment cards. Steps at the user computing device include the following: establishing communication with the terminal; receiving transaction related information from the terminal; performing a card selection operation using the transaction related information to select a preferred payment card for performing the transaction; and identifying to the terminal preferred applications for performing the transaction based on the preferred payment card. An associated method of card selection is described, along with corresponding steps performed at the terminal. User computing devices and terminals adapted to carry out these methods are also described. | 2020-10-08 |
20200320508 | On-line pay-per-use system and method - Aspects of the invention may involve systems, methods, and computer readable medium. In an embodiment of the invention, a computer-implemented method for paying for usage of a pay per use device may be provided. The method may transmit device identification information from the device to a server. Device setup information and vend price may be received and the vend price may be displayed. User identification may be received and transmitted to the server. An account balance value may be received and displayed on the display. A start request may be received and transmitted to the server. The device may start and an updated account balance may be displayed. | 2020-10-08 |
20200320509 | ELECTRONIC TRANSACTION METHOD AND TERMINAL - An electronic transaction method and a terminal are provided for automatically selecting, based on type information of an electronic device, a transaction account corresponding to the type information of the electronic device, and transacting with the electronic device by using the transaction account. In this way, user operation is simplified and user experience is improved. The method includes: establishing a near field communication connection to an electronic device, a request message sent by the electronic device through near field communication, where the request message includes type information of the electronic device; and obtaining the type information of the electronic device from the request message, and determining, from at least two different types of transaction account information based on the type information of the electronic device, a transaction account corresponding to the type information. | 2020-10-08 |
20200320510 | METHOD FOR PROVIDING A DIGITAL REPRESENTATION OF A TRANSACTION CARD IN A MOBILE DEVICE - In accordance with a first aspect of the present disclosure, a method is conceived for providing a digital representation of a transaction card in a mobile device, comprising: detecting, by a near field communication unit of said mobile device, that the transaction card is in proximity of the mobile device; upon or after said detecting, performing, by a processing unit of said mobile device, the following steps: retrieving the digital representation of the transaction card from a digitization server; loading the digital representation of the transaction card into a memory of the mobile device; activating the digital representation of the transaction card for a predefined validity period; invalidating the digital representation of the transaction card if no successful near field communication transaction has been performed within said validity period. In accordance with other aspects of the present disclosure, a corresponding computer program and a corresponding mobile device are provided. | 2020-10-08 |
20200320511 | ADDING A CREDIT ACCOUNT TO A MOBILE WALLET TO MAKE A TRANSACTION WHEN THE PHYSICAL CARD ASSOCIATED WITH THE CREDIT ACCOUNT IS UNAVAILABLE - A system and method for adding a virtual credit account to a mobile device is disclosed. The system receives a contact information for a customer at a store's electronic device, the contact information comprising: at least one of a device identifier (ID) and a user ID, the contact information being part of a request for a pre-existing credit account to be added to the customer's mobile device. An access to an account lookup/verification for the pre-existing credit account is provided to the customer's mobile device, the access generate an out-of-band verification. the request for the pre-existing credit account to be added to the customer's mobile device in conjunction with the out-of-band verification is provided by the customer's mobile device. The pre-existing credit account is then added to the customer's mobile device in a digital format allowing the customer to make a purchase. | 2020-10-08 |
20200320512 | CONSUMER DEVICE BASED POINT-OF-SALE - Systems and related methods facilitating interactions between a merchant device, a central system and a consumer device are discussed herein. Wallet identifying data may be used to secure messages between the consumer device and the merchant device over a wireless link. For example, the merchant device may include circuitry configured to wirelessly receive the wallet identifying data from a consumer device and to transmit the wallet identifying data to the central system. In response, consumer identifying data associated with the wallet identifying data may be received by the merchant device from the central system. In some embodiments, the consumer identifying data may be associated with a unit of location, such as a dine-in location at a restaurant, to facilitate consumer service. | 2020-10-08 |
20200320513 | SYSTEM AND METHOD FOR TOKENIZING INFORMATION FROM A DIGITAL WALLET HOST BY AN ACQUIRER PROCESSOR - Systems and methods are provided for receiving an encrypted payment payload from a digital wallet host, transmitting a low value token to a merchant, receiving an authorization request, requesting authorization for the transaction from an issuer financial institution using financial data from the encrypted payment payload, receiving an authorization decision from the issuer financial institution, and transmitting an authorization response to the merchant. | 2020-10-08 |
20200320514 | Digital Contracts in Blockchain Environments - Digital or “smart” contracts execute in a blockchain environment. Any entity (whether public or private) may specify a digital contract via a contract identifier in a blockchain. Because there may be many digital contracts offered as services, the contract identifier uniquely identifies a particular digital contract offered by a vendor or supplier. The blockchain is thus not burdened with the programming code that is required to execute the digital contract. The blockchain need only include or specify the contract identifier (and perhaps one or more contractual parameters), thus greatly simplifying the blockchain and reducing its size (in bytes) and processing requirements. | 2020-10-08 |
20200320515 | SECURING EXTERNAL SYSTEMS WITH ACCOUNT TOKEN SUBSTITUTION - Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions. | 2020-10-08 |
20200320516 | SOURCE INDEPENDENT CONSISTENT TOKENIZATION - A gateway encryption service is used to ensure consistent, source independent tokenization for payment accounts and synchronizing payment account information with merchants. A consistent, evergreen merchant-facing token is generated and used for each payment account for the merchant, ensuring that regardless of the payment method used by the customer (e.g., plastic card point-of-sale, pay wallet, saved card information) for the same underlying account, the merchant has a single token. Further, if the account number for the underlying payment account changes (e.g., the card expires or is stolen) the merchant-facing token remains consistent. The evergreen token ensures that the system functions more efficiently, saving resources in processing and storage and ensuring less network traffic for failed transactions. The system further implements encryption and security despite the consistent tokenization, further saving resources. | 2020-10-08 |
20200320517 | SYSTEM AND METHOD FOR PROVIDING SECURE IDENTIFICATION SOLUTIONS - The present invention provides a method and system for verifying and tracking identification information. In an embodiment of the invention, a system for delivering security solutions is provided that includes at least one of the following: a radio frequency (RF) identification device, an identification mechanism (e.g., a card, sticker), and an RF reader. | 2020-10-08 |
20200320518 | ARCHITECTURE FOR FACILITATING DATA TRANSFER FOR BLOCKCHAIN-BASED UNITS IN PACKET-BASED SYSTEMS - Computer architecture for facilitating data transfer between a packet-based system and a blockchain-based system may include a computing server having interfaces and parsing tools for processing data packets transmitted from the packet-based system. The computing server maintains a plurality of blockchain-based units that are connected to the computing server's cryptographic public keys. The computing server may parse the text messages to identify a text string that matches a defined action keyphrase. The computing server stores new data associated with a user that is related to the text message. The new data reflects a change in a blockchain-based unit in accordance with an action corresponding to the defined action keyphrase. The computing server transmits a confirmation to the user. The blockchain-based unit remains connected to the public cryptographic keys of the computing server during storing of the new data and transmission of the confirmation. | 2020-10-08 |
20200320519 | SYSTEMS AND METHODS FOR A DIGITAL WALLET APPLYING USAGE RULES ON CRYPTO CURRENCIES AND OTHER CRYPTO ASSETS - Systems and methods for applying rules on crypto assets, comprising: an admin user crypto wallet; an end user crypto wallet; receiving in the admin wallet an action request from the end user via a smart contract; checking eligibility of the requested action according to the predefined or default rules; and approving and performing the action via a transaction to the block chain or denying the request, according to the eligibility. | 2020-10-08 |
20200320520 | Systems and Methods for Monitoring Performance of Payment Networks Through Distributed Computing - Systems and methods for use in monitoring performance of payment networks through use of distributed computing. One example method includes generating metrics and/or events associated with a deployed region of the agent, correlating the metrics and/or events over at least one time interval, the time interval dependent on at least one of historical data related to the deployed region and a known event, detecting, at the agent, at least one variance in the metrics and/or events over the at least one time interval based on a statistical analysis with at least one tolerance, and publishing sampled data, to an associated collector, based on at least one of a sampling rule and the at least on variance. | 2020-10-08 |
20200320521 | Recordation of Device Usage to Public/Private Blockchains - A personal blockchain is generated as a cloud-based software service in a blockchain environment. The personal blockchain immutably archives usage of any device, perhaps as requested by a user. However, some of the usage may be authorized for public disclosure, while other usage may be designated as private and restricted from public disclosure. The public disclosure may permit public ledgering by still other blockchains, thus providing two-way public/private ledgering for improved record keeping. Private usage, though, may only be documented by the personal blockchain. | 2020-10-08 |
20200320522 | Recordation of Device Usage to Blockchains - A personal blockchain is generated as a cloud-based software service in a blockchain environment. The personal blockchain immutably archives usage of any device, perhaps as requested by a user. However, some of the usage may be authorized for public disclosure, while other usage may be designated as private and restricted from public disclosure. The public disclosure may permit public ledgering by still other blockchains, thus providing two-way public/private ledgering for improved record keeping. Private usage, though, may only be documented by the personal blockchain. | 2020-10-08 |
20200320523 | SYSTEMS AND METHODS FOR AN ELECTRONIC PAYMENT SYSTEM - The systems may include receiving consumer account information associated with a consumer engaging in a transaction with a merchant; receiving transaction information associated with the transaction; generating a unique payment link associated with the transaction; transmitting the unique payment link to the merchant; allowing the merchant access to the transaction portal via the unique payment link; receiving merchant account information associated with the merchant; and transmitting a payment to the merchant for the transaction. | 2020-10-08 |
20200320524 | System, Method, and Computer Program Product for Anonymizing Transactions - Provided is a system, method, and computer program product for anonymizing a plurality of transactions. The method includes receiving a plurality of transaction requests from a plurality of account holders, each transaction request comprising a payee identifier and a payer identifier, generating a plurality of anonymous authorization requests corresponding to the plurality of transaction requests, communicating the plurality of anonymous authorization requests to at least one issuer system or a transaction processing system, receiving a plurality of authorization responses corresponding to the plurality of anonymous authorization requests, determining that a first plurality of transaction requests of the plurality of transaction requests satisfies a threshold, generating a plurality of anonymous payment tokens, each anonymous payment token corresponding to an authorized transaction request of the first plurality of transaction requests, and allocating each anonymous payment token to a corresponding payee identifier. | 2020-10-08 |
20200320525 | SYSTEMS AND METHODS FOR FACILITATING ACCOUNT VERIFICATION OVER A NETWORK - In accordance with embodiments of the present disclosure, systems and methods for facilitating electronic commerce over a network include generating a transfer code for a client, associating the transfer code to a client account related to the client, providing the transfer code to the client over the network, receiving a fund transfer request from a trusted entity on behalf of the client over the network, the fund transfer request including the transfer code, extracting information from the fund transfer request including the transfer code associated with the fund transfer request, accessing the client account related to the client, extracting information from the client account including the transfer code associated with the client account, and verifying the transfer code of the fund transfer request by determining whether the transfer code associated with the client account matches the transfer code extracted from the fund transfer request. | 2020-10-08 |
20200320526 | SMART CARD FOR GENERATING AND PROVIDING VIRTUAL CODE, AND METHOD AND PROGRAM THEREFOR - Disclosed are a smart card for generating and providing a virtual code, and method and program therefor. A method for generating and providing a smart card-based virtual code includes receiving, by the smart card, first power from the outside, generating, by the smart card, the virtual code based on a time count using the first power, and providing, by the smart card, the virtual code to the outside, in which the virtual code is a virtual card number or a virtual token, generated as a code matching an actual card number by a virtual code generation function previously stored in the smart card, and used to search for the actual card number in a financial company server or a virtual code verification server, the time counter is counted and measured from an initial time value provided at the time of manufacturing the card by a time measurement module included in the smart card, and the time measurement module includes a clock that measures the time data and a clock battery that supplies second power to the clock. | 2020-10-08 |
20200320527 | METHOD FOR DIGITAL CURRENCY TRANSACTION WITH AUTHORIZATION OF MULTIPLE PRIVATE KEYS - The present invention relates to a transaction method of digital currency, comprising the following steps: user information is provided to three terminals, and the terminals will generate a set of a public key and a private key respectively; subsequently, every terminal obtains a transaction public key by combining three public keys; then verification information is provided and compared to match the user information, such that one of the terminals obtains two or more electronic signatures; finally, the digital currency is transferred according to the transaction public key together with two or more electronic signatures. By doing so, the electronic signatures corresponding to the private keys need to be obtained from at least two terminals to transfer the digital currency of the transaction public key. So, even a theft steals one of the private keys, the theft still cannot transfer the digital currency by the stolen private key. | 2020-10-08 |
20200320528 | HEARTBEATS AND CONSENSUS IN VERIFIABLE OUTSOURCED LEDGERS - Heartbeat consensus forming for the state of a digital ledger built upon a blockchain to provide users with the ability to securely, accurately, and verifiably share state information between distrustful parties is provided herein. The digital ledger is hosted in a networked environment, accessible by multiple parties. Heartbeat transactions allow clients, who are not in direct communication with one another and may distrust one another, to verify the integrity of the digital ledger via consensus. The consensus is readily verifiable by each client on its own machine and allows the ledger to be recovered to an agreed-to state in the event of a fault initiated by a client or the host of the ledger, whether malicious or otherwise. The digital ledger is freely movable to different hosts in the event of a fault. | 2020-10-08 |
20200320529 | METHOD FOR USER MANAGEMENT FOR BLOCKCHAIN-BASED OPERATIONS - Systems and methods are provided for generating a blockchain smart contract for managing user accounts and electronic wallets storing cryptocurrency. The described system includes determining a public encryption key associated with a third-party organization configured to manage blockchain transactions on behalf of a first user account, generating a first transaction data structure having a destination address field that specifies a user-account smart contract module published to a distributed ledger, wherein the first transaction data structure is configured to invoke change ownership functionality of the user-account smart contract module using the determined public encryption key associated with the third-party organization, and publishing the first transaction data structure to the distributed ledger maintained by the blockchain network of nodes | 2020-10-08 |
20200320530 | MAINTENANCE PLANT MANAGEMENT METHOD, SYSTEM AND DATA MANAGEMENT SERVER - The present application discloses a maintenance plant management method, maintenance plant management system and data management server, this method comprises: receiving, via a data management server, a transaction request of using a maintenance plant from a first user and calling a usage smart contract to grant a permission of usage of the maintenance plant to the first user according to the transaction request; calling the usage smart contract to send a transaction payment request to the first user according to transaction information when the first user finishes using the maintenance plant; performing a sharing according to the transaction sharing rule via the data management server when the payment transaction is finished by the first user; and receiving the transaction information submitted by the data management server and registering the transaction information in a block chain via the block chain node device. | 2020-10-08 |
20200320531 | System and Method for a Self-Calculating Token Vault - A system and method for electronic payment that involves generating and then using a temporary token based on a legacy PAN (Primary Account Number) to conduct an electronic transaction. The token is generated by transforming the PAN using specific inputs such that the original PAN can be recovered by manipulating the token in various ways as disclosed herein. One potential manipulation that may be used is encryption/decryption. The token is transmitted to a portable electronic device such that the portable electronic device may present the token to a point-of-sale device. The POS communicates the token to a server which validates the token by, among other things, recovering the PAN. If the PAN is recovered as expected a validation message is returned to the POS device. | 2020-10-08 |
20200320532 | SYSTEMS AND METHODS FOR DISTRIBUTED ENHANCED PAYMENT PROCESSING - A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system. | 2020-10-08 |
20200320533 | METHOD AND APPARATUS FOR OFFLINE PAYMENT, SERVICE PROCESSING, AND PAYMENT PROCESSING - One or more implementations shown in the present specification provide an offline payment method. A communication connection between a collection device and a payment device is established, wherein both the collection device and the payment device are in an offline state. Payment data sent by the collection device is received by the payment device through the communication connection established to the collection device. Payment processing based on the payment data and account information of the payment device is performed by the payment device, to obtain a payment result. The payment result is returned, by the payment device to the collection device through the communication connection. Collection processing is performed, by the collection device, based on the payment result and obtained account information of the payment device, to obtain a collection result. | 2020-10-08 |
20200320534 | SYSTEMS AND METHODS FOR USING MACHINE LEARNING TO PREDICT EVENTS ASSOCIATED WITH TRANSACTIONS - Methods and systems are presented for predicting a likelihood of an occurrence of an event, such as a dispute or a chargeback, associated with an electronic transaction based on monitoring user interactions of a user with one or more computing systems after the electronic transaction has been conducted. The electronic transaction may involve a purchase of a product and/or service from a merchant. After the transaction is conducted, user interactions of the user with the one or more computer systems, such as a website of the merchant involved in the transaction, a website of another merchant, and a website of a payment service provider may be monitored. A machine learning model may then be used to predict whether the event associated with the transaction will occur in the future based on the monitored user interactions. | 2020-10-08 |
20200320535 | METHOD FOR SECURING AN ELECTRONIC DEVICE AND CORRESPONDING ELECTRONIC DEVICE - A security method performed by an electronic device (CD) and the electronic device. The method includes determining a current time point during which a current transaction is carried out; selecting, from a log file (LG) in which at least one past transaction is stored, each transaction carried out by the electronic device (CD) during a predefined time period terminating at the current time point; analyzing risk from log data stored in the log file in association with each selected transaction in order to detect whether an abnormal use of the electronic device (CD) has occurred during the predefined time period; and if so, triggering at least one security operation for the electronic device (CD) in response to the current transaction. | 2020-10-08 |
20200320537 | Methods, Systems and Computer Program Products for Identity Authentication for Payment Card Based Payment Transactions - The invention provides methods, systems and computer program products for identity authentication for payment card based payment transactions. A payment card may be configured for payor identity authentication for the purpose of an electronic payment transaction(s), and may comprise (i) sensors to measure card handling parameters, (ii) an authentication signature generator, configured to generate and store a biometric identity signature associated with an authorized cardholder—which signature is based on a first set of card handling parameter data received from the sensors, (iii) a card handling data comparator configured to receive a second set of card handling parameter data from the sensors, retrieve the biometric identity signature associated with the authorized cardholder, and compare the second set of card handling parameter data with data extracted from the retrieved biometric identity signature, and (iv) an authentication decision generator configured to generate an identity authentication decision based on the comparison. | 2020-10-08 |
20200320538 | AUTHORIZING TRANSACTIONS USING NEGATIVE PIN MESSAGES - A method for authenticating a transaction includes: receiving, by a transaction processing unit of a computing system, a request for a transaction on a user account; generating, by the transaction processing unit, a personal identification number (PIN) and/or alert message; transmitting the PIN to a mobile device associated with the user account after a person requesting the transaction refuses authentication by a PIN-to-device process; and canceling, by the transaction processing unit, the transaction when a response to the PIN and/or alert message is received from the mobile device within a specified period of time. | 2020-10-08 |
20200320539 | System for Projecting Warranty Cost for Electronic Information System Based on Customer-Specific Usage Data - A method, system and computer-usable medium are disclosed for determining a projected warranty cost for use of an electronic product comprising: generating a warranty cost projection model based on historical usage data associated with the electronic product; acquiring customer specific usage data for the electronic product of an existing customer, wherein the customer specific usage data includes usage data acquired from the electronic product during operation of the electronic product by the existing customer; and determining a warranty cost projection for use of the electronic product by the existing customer, wherein the warranty cost projection is determined by applying the customer specific usage data to the warranty cost projection model. | 2020-10-08 |
20200320540 | TERMINAL DEVICE, PRODUCT WARRANTY APPLICATION SYSTEM, WARRANTY APPLICATION VALIDITY CHECKING METHOD, AND WARRANTY APPLICATION VALIDITY CHECKING PROGRAM - Based on the identification number of completely wireless earphones entered into an input unit, a checking unit of a terminal device checks whether or not conditions regarding an expiration period and the number of times of use for an exchange service for exchanging one of the pair that is not lost with left and right earphones are satisfied. A display control unit causes a display unit to display a message with an instruction to return the earphone that is not lost when the conditions are satisfied. | 2020-10-08 |
20200320541 | TECHNICAL SUPPORT TROUBLESHOOTING SYSTEMS - A method, system, apparatus, and/or device for troubleshooting or fixing a malfunctioning device. The method, system, apparatus, and/or device may include: executing a troubleshooting application to assist a first individual with troubleshooting or fixing a malfunctioning device; capturing an image or a video of the malfunctioning device; displaying the image or the video; sending the image or the video of the malfunctioning device to a second processing device; executing a support representative application to assist a second individual with assisting the first individual with troubleshooting or fixing the malfunctioning device; receiving the image or the video from the first processing device; displaying a graphical user interface (GUI); receiving troubleshooting information; sending the troubleshooting information to the first device; receiving the troubleshooting information from the second processing device; and displaying the troubleshooting information. | 2020-10-08 |
20200320542 | SYSTEMS AND METHODS FOR UNDERSTANDING AND SOLVING CUSTOMER PROBLEMS BY EXTRACTING AND REASONING ABOUT CUSTOMER NARRATIVES - Consistent with the disclosed embodiments, systems and methods are provided herein for autonomously responding to customer problems. In one example implementation, a system performing a method is provided. The system may receive a customer utterance associated with a customer and define, based on the customer utterance, a first customer narrative comprising a first customer goal. The system may also determine whether the first customer narrative is sufficient to identify a first customer problem corresponding to at least a first problem of a plurality of problems. Responsive to determining that the first customer narrative is sufficient, the system may identify a first response corresponding with the first problem. The system may also customize the first response for the customer based on at least the first customer narrative, and execute the customized response. | 2020-10-08 |
20200320543 | Controlling Enterprise Software Policy Compliance Assessment Processes Based on Quantum Combinations of Assessment Elements - Aspects of the disclosure relate to controlling enterprise software policy compliance assessment processes based on quantum combinations of assessment elements. A computing platform may receive an assessment dataset and may generate a time-independent requisite work dataset. The time-independent requisite work dataset may include assessment information identifying a plurality of real branded assessment quanta and priority information identifying a plurality of priority scores. Each priority score of the plurality of priority scores may correspond to an assessment quantum of the plurality of real branded assessment quanta. The computing platform may optimize the time-independent requisite work dataset by aggregating related assessment quanta associated with the plurality of real branded assessment quanta, and this may produce a prioritized schedule of application assessment quanta. Subsequently, the computing platform may generate and send a plurality of non-overlapping assessment prompts based on the prioritized schedule of application assessment quanta. | 2020-10-08 |
20200320544 | INTELLIGENT TOE CAP - System and methods for managing compliance of a wearer of apparel are disclosed. One method includes receiving an identifier associated with a toe cap for footwear; receiving, via radio frequency, characteristic information associated with the toe cap for footwear; determining a compliance of the toe cap based at least on the identifier and the characteristic information; and providing a response to a wearer of the footwear based at least upon the determination of the compliance. | 2020-10-08 |
20200320545 | DETERMINING AND USING BRAND INFORMATION IN ELECTRONIC COMMERCE - An apparatus and method for predicting a brand name of a product are disclosed herein. A product identification number for the product is converted into a normalized global trade item number (GTIN). For each of a plurality of GTIN prefixes corresponding to the normalized GTIN, brand names and counts of each of the brand names using product information stored in a product catalog are identified. A probability distribution of the brand names is determined in accordance with the brand names and the counts of the brand names for the plurality of the GTIN prefixes. A predicted brand name for the product is identified from among the brand names for the plurality of the GTIN prefixes, the predicted brand name having a highest probability score in the probability distribution of the brand names. | 2020-10-08 |
20200320546 | SYSTEMS AND METHODS OF TASK CUES - A computing system for encouraging the performance of a task comprises association data, a proxy module, a display module, and a reward module. The association data associates tags with stimuli related to performing tasks. The proxy module is configured to receive encoded data, to identify tags in the encoded data that have associated stimuli in the association data, and to generate modified encoded data that includes data representative of at least one of the stimuli. The display module is configured to receive the modified encoded data, to display information based at least in part on the modified encoded data, and to provide at least one mechanism for a user to perform a task related to at least one of the stimuli. The reward module is configured to reward a user for performing tasks related to the stimuli. | 2020-10-08 |
20200320547 | Efficient Object Slotting - A computer-implemented system performs slotting (e.g., placement of automotive parts in a warehouse) by identifying communities of object identifiers (e.g., SKUs) of objects (e.g., automotive parts) which are frequently purchased together. Detecting such communities and using them to perform slotting provides advantages over other slotting methods, such as reducing costly and time-consuming sortation and other post-processing steps. | 2020-10-08 |
20200320548 | Systems and Methods for Estimating Future Behavior of a Consumer - Aspects of the disclosure relate to a computing system, computer-implemented method, and computer readable storage media for predicting, for a consumer in a group of consumers assigned to a subset of consumers in a plurality of subsets at the present time, which subset the consumer will be assigned to at a predetermined time in the future. Further aspects of the disclosure relate to a computer-implemented method for determining the likelihood that consumers in a group of consumers will migrate between subsets in a plurality of subsets of consumers. Further aspects of the disclosure related to a computer-implemented method for determining an expected revenue for a group of consumers at a predetermined time in the future. | 2020-10-08 |
20200320549 | METHOD AND SYSTEM FOR INTEGRATED CONTEXTUAL PERFORMANCE ANALYSIS - Disclosed are systems ( | 2020-10-08 |
20200320550 | PERSONALIZED VISITOR CONNECTION - Determining a user identity associated with a detected device is disclosed. A presence of a device at a location is detected based at least in part on traffic data obtained from a sensor. An identity of a user associated with the device whose presence is detected at the location is determined. An action is performed based at least in part on the determined user identity. | 2020-10-08 |
20200320551 | METHODS AND SYSTEMS FOR PERSONALIZING NON-PROFIT VENUE RECOMMENDATIONS FOR A VISITOR - A method for coordinating personalized experiences between cooperating non-profit venues, comprising: identifying a visitor to a current non-profit venue using an authentication system in a mobile application; displaying an interface of multimedia available in displays in site plans from a plurality of non-profit venues; accessing multimedia assets relating to displays in one or more site plans; accessing metadata to associate with the multimedia assets; collecting personalized interest data relating to the visitor to at least one of the non-profit venues, the personalized interest data including visitor-provided preference data, passively-collected visitor interaction data, and visitor route data; and providing a selection or sequence of non-profit venue location recommendations for the visitor that include recommendations and multimedia relating to another non-profit venue different from the current non-profit venue. | 2020-10-08 |
20200320552 | SALES ANALYSIS APPARATUS, SALES MANAGEMENT SYSTEM, SALES ANALYSIS METHOD, AND PROGRAM RECORDING MEDIUM - A sales analysis apparatus is provided with: a stay detection unit configured to detect, based on an image obtained by photographing an inside of a shop, a stay location at which a person in the shop has stayed; and an extraction unit configured to extract, a product corresponding to the stay location included in a region excluding a checkout line region being a region occupied by a person waiting for payment in the shop. The sales analysis apparatus is configured to detect, when the extracted product is not purchased, a sales opportunity loss of the unpurchased product determine, when the extracted product is not purchased, that a sales opportunity loss of the unpurchased product has occurred by referring to sales history data indicating a sales history of a product. | 2020-10-08 |
20200320553 | PRODUCT-STATE PREDICTION BASED ON WEBSITE INTERACTIONS - According to an aspect of an embodiment, a method may include obtaining first interactions with a website associated with a first product listed for sale on the website. The method may also include grouping, into a first data set and a second data set, the first interactions according to when the first product enters a second state of a multi-state progression of being sold. The method may also include training a machine-learning model using the first data set and the second data set. The method may also include obtaining second interactions associated with a second product. The method may also include obtaining a confidence of an expected state of the second product in the multi-state progression by using the second interactions with the machine-learning model. The method may also include predicting a likelihood that the second product enters the expected state within a particular period of time. | 2020-10-08 |
20200320554 | METHOD FOR PREDICTING FUTURE SELLER PRODUCT VALUES FOR DETERMINING INVESTOR CAPITAL CONTRIBUTIONS - The present disclosure provides a system and method for predicting a future seller inventory values used to determine qualified capital contributions to be made by investors at desired points in time. The method involves retrieving seller information and seller product data from a retail logistic provider database. The seller product data is classified into one or more categories to determine seller products that are accepted for predicting the future seller inventory values. Future product sales and pricing of each seller product within the product inventory over a predefined time period are predicted by the system. With the predicted future product sales and pricing, a future seller inventory value for each accepted seller product and a future total seller inventory value over the predetermined time period can be determined. With the future seller inventory value for each accepted seller product and the future total seller inventory value known, a qualified capital contribution amount can be calculated. | 2020-10-08 |
20200320555 | INDIVIDUAL LEVEL LEARNING MECHANISM - Disclosed herein are systems and methods of individual level learning that include receiving purchase event data from a merchant device that indicates that a purchase event occurred by a user on a user device, and transmitting the purchase event data to an analytics server. The methods may also include processing the purchase event data. The processing may include calculating a time gap for each of two sequential purchase events in a list of purchase events, and calculating an average duration of consecutive events by averaging all of the purchase events in the list of purchase events. The method may determine a purchase hazard probability that a purchase event will occur on a given day, when the average duration of consecutive events is larger than a standard deviation of the event occurring. When the purchase hazard probability is above a threshold, the system may push a message to the user device. | 2020-10-08 |
20200320556 | SYSTEM, METHOD AND COMPUTER PROGRAM FOR IMPROVED FORECASTING RESIDUAL VALUES OF A DURABLE GOOD OVER TIME - A residual value forecasting system may utilize heterogeneous data, such as used market data, industry-specific data, and non-industry-specific data, from disparate data sources to produce residual value forecasts of an item based on a sophisticated residual value forecasting model particularly configured for agility. The system can dynamically and quickly adapt to change in data inputs and produce custom outputs. The system may determine a baseline value for an item using the used market data, a microeconomic factor using the industry-specific data, and a macroeconomic factor using the non-industry-specific data, as well as adjustments such as locality adjustments and modifications. Given the macroeconomic factor and the microeconomic factor relative to the locality-adjusted value of the item and in view of the competitive sets of similar and/or substitute items in the same industry, the system can generate an accurate forecast residual value of the item at a future time point. | 2020-10-08 |
20200320557 | THIRD-PARTY TESTING PLATFORM - Systems and methods for conducting a test on a third-party testing platform are provided. A networked system causes presentation of a setup user interface to a third-party user, whereby the setup user interface includes a field for indicating an attribute of a publication to be tested. The networked system receives, via the setup user interface, an indication of the attribute, a subject to be tested, and one or more test parameters. The networked system applies the attribute change to a first version of the publication to generate a second version of the publication. The first version is presented to a first subset of potential users and the second version is presented to a second subset of potential users. Interactions with both the first version and the second version are monitored and analyzed to determine results of the test. The results are then presented to the third-party user. | 2020-10-08 |
20200320558 | SYSTEMS AND METHODS FOR THE GENERATION, ADMINISTRATION AND ANALYSIS OF CLICK TESTING - Systems and methods for generating, administering and analyzing a click test study are provided. This includes uploading a static image and selecting portions of the static image as answers. The study author also generates a prompt for a participant, which is then presented, along with the static image. The participant then clicks with a cursor, or other selection mechanism, and the selection location(s) are recorded. Delay between the prompt display and the click is measuring in some embodiments. The recorded clicks are used to generate a heat map when aggregated with the results of other users. Likewise, the at least one click location may be compared to the selected portions to generate success metrics. In addition to the regular heat map, a high-contrast negative image heat map may likewise be generated. | 2020-10-08 |
20200320559 | PRICE MINING AND PRODUCT RE-PRICING DATA PROCESSING SYSTEMS AND METHODS - Price mining and product re-pricing data processing systems and methods are disclosed. A computer system is configured for displaying (e.g., on an electronic display associated with a particular product in a brick-and-mortar store) a first price for the particular product. The system monitors one or more competitor websites for competing prices, adjusts the first price to a second price if the competitor's pricing for the particular product differs from the first price and updates the first price to the second price on the electronic display. In various embodiments, adjusting the first price to the second price occurs substantially automatically. In some embodiments, the system tracks price change trends of competitors for one or more products and determines a predicted price change prior to an actual competitor price change. In some embodiments, the system changes one of the first price or the second price to the predicted price prior to an actual price change by the competitor. | 2020-10-08 |
20200320560 | METHOD AND SYSTEM OF IMPLEMENTING SOCIAL NETWORK INCENTIVES FOR MOBILE DEVICE WIRELESS POWER TRANSFER - In one aspect, a computerized method for awarding karma points for wireless power transfer between mobile devices, includes the step of wirelessly coupling a wireless power transfer system of a first mobile device with a battery charging system of a second mobile device. The method includes the step of identifying a first user of the first mobile device. The method includes the step of identifying a second user of the second mobile device. The method includes the step of metering an amount of power transferred from the first mobile device to the second mobile device. The method includes the step of awarding an online account of the first user of the first mobile device karma points based on the metered value. | 2020-10-08 |
20200320561 | METHOD AND APPARATUS USING CONTEXT TO DETERMINE CONSUMER DEALS - Provided herein are a method and apparatus configured to determine one or more consumer deals to present to a consumer. The method and apparatus may include receiving contextual data; accessing one or more databases containing consumer deals; determining a context under which to present a consumer deal to a consumer, the determined context selected from a plurality of contexts; selecting a set of workflow rules under which to determine the consumer deal to present to the consumer; analyzing the plurality of consumer deals based at least in part on the selected set of workflow rules; determining a selected consumer deal to present to the consumer; generating an electronic correspondence comprising the selected consumer deal; and transmitting the electronic correspondence to the consumer device for presenting the selected consumer deal to the consumer. | 2020-10-08 |
20200320562 | MANAGING VENDOR OFFERS - A system, method, and computer-readable media are described for communicating with a mobile application that is downloaded onto a user device, the mobile application providing an electronic icon for an offer associated with a vendor. An activated electronic icon is provided for local storage at the user device through the mobile application, where the activated electronic icon is accessible after receiving user login credentials, and where the activated electronic icon corresponds to a browser-based activated electronic icon that is accessible on a first website via a web-browser. The activated electronic icon is deactivated, via the mobile application, based on confirming a utilization of the offer associated with the vendor. Access to the browser-based activated electronic icon is modified based on the deactivation of the activated electronic icon via the mobile application. | 2020-10-08 |
20200320563 | MANAGING VENDOR OFFERS - A system, method, and computer-readable media are described for facilitating management of electronic vendor offers. A user device with a graphical user interface and a display includes a vender offer manager and is coupled with a communication network. The display selectively shows one or more of a front face image and a rear face image, one or more electronic discount cards, one or more electronic loyalty cards and/or one or more electronic coupons, as well as a user-selectable image rotation icon. The user may rotate between the different cards. | 2020-10-08 |
20200320564 | Method, System, and Computer Program Product for Processing a Transaction Initiated Using an Electronic Wallet - A method for processing a transaction initiated using an electronic wallet application may include storing a virtual payment device configured to initiate a transaction. A rewards inquiry may be communicated to an issuer. A rewards inquiry response may be received from the issuer containing a rewards amount associated with the virtual payment device. The rewards amount may be displayed. A transaction may be initiated with a merchant using the virtual payment device. A redemption request may be communicated to the issuer. A redemption response including an updated rewards amount may be received from the issuer and include a difference between the rewards amount and the rewards amount applied toward the transaction. A system and computer program product are also disclosed. | 2020-10-08 |
20200320565 | DETERMINING REWARDS FOR MOBILE DEVICE USERS BASED ON RENEWAL EVENTS - Systems and methods for providing incentives to prepaid customers of mobile devices, such as customers of services for mobile devices (e.g., voice, text, and/or data services) provided by a telecommunications carrier, in order to retain these customers, are described. In some embodiments, the systems and methods include a renewal event module that accesses information associated with a renewal event performed by a mobile device customer of a current prepaid service plan, a reward determination module that determines a reward to provide to the mobile device customer in response to the a renewal event performed by the mobile device customer, and a reward provision module that provides the determined reward to the mobile device customer. Further details are described herein. | 2020-10-08 |
20200320566 | LINKING AN ADVANTAGE COMMUNICATION SYSTEM TO A PRE-EXISTING PRODUCT - A merchant point-of-sale (“POS”) system architecture is provided. The POS system architecture may include a POS terminal including a POS receiver, a virtual display and a transmitter, and a transaction processing network including a network receiver and processor. The network receiver may be configured to receive a payment authorization request. The virtual display may be configured to display selectable options. The options may be displayed prior to processing the payment authorization request. The selectable options may include a first and second option. The first option may be to apply a merchant-funded rewards program network to the payment authorization request. The second option may be to continue to apply the default issuer funded rewards program network to the payment authorization request. When the first option is selected, a processor may be configured to terminate the issuer funded reward program network and activate the merchant-funded rewards program network. | 2020-10-08 |
20200320567 | System and Method to Generate Rewards to Users Based on Content Consumption - A system and method to generate rewards to a plurality of users based on content consumption. The system includes a user registration module configured to register the plurality of users. The system also includes a content consumption data retrieval module is configured to retrieve consumption data of one or more multimedia contents. Each of the one or more multimedia contents includes a loyalty value. The system also includes a user score generation module is configured to generate a user score based on at least one of the one or more multimedia contents viewed by the plurality of users and the corresponding loyalty value of the one or more multimedia contents. The system also includes a reward generating module is configured to generate a plurality of rewards based on a generated user score. | 2020-10-08 |
20200320568 | METHOD FOR MEASURING EFFECTIVENESS OF SAMPLING ACTIVITY AND PROVIDING PRE-MARKET PRODUCT FEEDBACK - Methods, systems and devices for evaluating a product sampling event. The disclosed methods, systems and devices receive from a user a user identification specific to the user and compare the user identification to a user data set stored on a computer-readable medium. A sample is then delivered based on a predetermined condition, and a product value is changed after the step of causing delivery of the sample of the product. It can then be determined whether the user purchased the product after delivery of the sample of the product and, based on that determination, a sampling event value can be assigned. The user's preferences can also be used to provide a more custom sample with a user's order for example, with online or home delivery shopping. | 2020-10-08 |
20200320569 | TARGET VIEWING USER RECOMMENDATION AND SELECTION FOR SECONDARY CONTENT PUBLICATION ON A PRIMARY CONTENT NETWORK - Systems and methods for improved delivery of secondary content in an electronic primary content network may include automated determination of recommended viewing users for content, automated determination of recommended feeds in which to publish the secondary content, and presentation of the content to the publishing users of the recommended feeds. Publishing users may accept content for publication in their public or private feeds. Potential viewing users may be matched to content based on public data, based on user engagement with content in public feeds, and based on user interests extrapolated from user engagement with content in private feeds. | 2020-10-08 |
20200320570 | REGION MERGING AND CODING PARAMETER REUSE VIA MERGING - A favorable merging or grouping of simply connected regions into which the array of information samples is sub-divided, is coded with a reduced amount of data. To this end, a predetermined relative locational relationship is defined enabling an identifying, for a predetermined simply connected region, of simply connected regions within the plurality of simply connected regions which have the predetermined relative locational relationship to the predetermined simply connected region. Namely, if the number is zero, a merge indicator for the predetermined simply connected region may be absent within the data stream. In other embodiments, spatial sub-division is performed depending on a first subset of syntax elements, followed by combining spatially neighboring simply connected regions depending on a second subset of syntax elements, to obtain an intermediate sub-division. | 2020-10-08 |
20200320571 | METHOD FOR OPTIMIZING MEDIA AND MARKETING CONTENT USING CROSS-PLATFORM VIDEO INTELLIGENCE - The invention is directed to a computer-implemented method of analyzing video interactions on internet-supported computer platforms, such as online social media platforms, to extract video intelligence, i.e. unique insights and recommendations for audience engagement optimization, network growth, advertising, and marketing purposes. | 2020-10-08 |
20200320572 | SYSTEM AND METHOD FOR COLLECTING INFORMATION BY USING DIGITAL RECOGNITION DEVICE - A system and method for collecting information by using a digital recognition device can collect advertisement catalogue information without disclosing customer information to an advertiser. The system may include: a tag information read unit configured to read tag information; a tag information input unit; a customer terminal configured to register personal information of a customer and a customer identification code; an advertiser terminal configured to generate an identification code (ID and P/W) based on personal information of an advertiser and an advertiser identification code; a Database configured to store the unique number given to the tag information read unit, the unique number of the tag information input unit, the personal information of the customer, the customer identification code, the identification code, the personal information of the advertiser, the advertiser identification code, an advertisement contents matching table, and the advertisement contents; and the digital information providing server. | 2020-10-08 |
20200320573 | Targeted Advertising Based On Demographic Features Extracted From Vehicles And Vehicle Occupants - Systems and methods to determine a demographic attribute of a likely occupant of a vehicle based on a radio frequency communication from a mobile electronic device likely to be located within the vehicle, an image of the vehicle, or both, are presented herein. Furthermore, media content is selected based on the identified demographic attribute and presented to the likely occupant of the passing vehicle. In some embodiments, the media content is interactive. In another aspect, a demographic profile of likely vehicle occupants is identified based on image information, radio frequency communications, or both, gathered at a location over a period of time. | 2020-10-08 |
20200320574 | ANONYMIZING POTENTIALLY SENSETIVE DATA - A computer program product, method and mobile device, the computer program product comprising a non-transitory computer readable storage medium retaining program instructions configured to cause a processor to perform actions, wherein the processor is a processor of a mobile device of a user, wherein the mobile device is in communication with a server associated with an entity other than the user, wherein the server is in communication with a plurality of mobile devices, each of which retaining the computer program product, wherein the program instructions implement: subject to an occurrence of an event associated with the user of the mobile device, obtaining data to be transmitted to the server, wherein the event is of interest to the entity, wherein the data to be transmitted comprises demographic information of the user and a property of the event, wherein the data excludes identifying information; and transmitting the data to the server. | 2020-10-08 |
20200320575 | SYSTEMS AND METHODS FOR REDUCING ONLINE CONTENT DELIVERY LATENCY - A computer-based method for asynchronously requesting content items to a user computing device is described. The method is implemented using a user computing device in communication with a memory. The method includes receiving a content management response, generating a plurality of content request messages for requesting at least one content item from a plurality of content providers based on the plurality of links, asynchronously transmitting a first content request message to a first content provider and a second content request message to a second content provider where the first and second content request messages are transmitted based on the at least one transmission rule, receiving a content response message including a content item from at least one of the first and the second content provider, determining the content item to display on the user computing device, and displaying the determined online content item on the user computing device. | 2020-10-08 |
20200320576 | Targeted Advertising Based On Demographic Features Extracted From Persons - Systems and methods to determine demographic attributes of persons in a retail environment are presented. In some examples, media content is selected for presentation to one or more persons based on the determined demographic attributes. In a further example, the media content is interactive, and a response is received from the person indicating recognition of the interactive media content and an identity of the person. In one aspect, a demographic attribute of a person is determined based on biometric attributes of a personal recognition instance and radio frequency information. In another aspect, the demographic attributes of a group of persons passing a particular location are aggregated to determine a demographic profile of a person traffic flow. In this manner, advertisements and incentive offers in the retail facility can be adjusted to meet the desires of the identified demographic profile. | 2020-10-08 |
20200320577 | METHODS AND SYSTEMS FOR SUMMARIZING A VISITOR EXPERIENCE AT A NON-PROFIT VENUE USING MULTIMEDIA RECREATIONS - A method for providing supplemental media to a visitor at a non-profit venue, comprising: executing an application on a mobile computing device carried by the visitor, which, when executed, performs the steps of: tracking a specific path of the visitor through the non-profit venue using wireless beacons; tracking locations where the visitor stopped and waited; storing the specific path of the visitor on a remote server; providing a digital map to the visitor on the mobile computing device carried by the visitor; using the specific path of the visitor stored on the remote server to determine whether or not the visitor had come into proximity of certain exhibits or objects depicted on the digital map; and automatically assembling a multimedia presentation summarizing specific portions of the non-profit venue that the visitor visited and presenting the multimedia presentation to the visitor. | 2020-10-08 |
20200320578 | METHODS AND SYSTEMS FOR PERSONALIZING VISITOR EXPERIENCE AT A NON-PROFIT VENUE USING MACHINE LEARNING TO PREDICT VISITOR SENTIMENT - An information technology platform for personalizing an experience of a visitor at a non-profit venue comprising: a network; a server in communication with the network; a mobile computing device to be carried by a visitor to a non-profit venue, wherein the platform determines personalized information about the visitor and a recommendation engine outputs a suggestion for a personalized experience to the visitor to encourage philanthropic activity related to an ongoing philanthropic campaign; and a machine learning system for learning on a training set of photographic data or video data, the learning to train the machine learning system to predict a sentiment towards the ongoing philanthropic campaign of the visitor based, at least in part, on photographic images or video images that are taken by the visitor, that are shared to the visitor, that are shared by the visitor or that include the visitor as a subject. | 2020-10-08 |
20200320579 | METHODS AND SYSTEMS FOR PERSONALIZING A PROSPECTIVE VISITOR EXPERIENCE AT A NON-PROFIT VENUE - A method for providing personalized non-profit venue visit recommendations to a visitor at a non-profit venue, comprising: providing a management interface for management of a set of multimedia assets; receiving a mapping of multimedia assets to a display in at least one site plan; receiving metadata for the set of multimedia assets; providing an interface for receiving data indicating personal interests of a visitor, including visitor-provided preference data and passively-collected visitor interaction data; receiving personal interest data for a plurality of non-profit venue visitors; receiving preference data relating to a prospective visitor; applying a machine learning system to analyze the metadata, the data indicating personal interests of the visitor, the personal interest data for the plurality of non-profit venue visitors, and the preference data relating to the prospective visitor; and generating a selection or sequence of non-profit venue location recommendations for the prospective visitor. | 2020-10-08 |
20200320580 | Experience Optimization - Methods and corresponding systems are provided for configuring communications to customers when there are multiple campaigns scheduled in a given period. An optimal number of communications are sent prioritized according to business or performance measures where send times are spaced out in a manner that strives to attain the highest value. An example method includes determining a number of electronic communications, for a plurality of campaigns to send to the particular customer during a particular time period; determining the optimal send time during the particular time period; determining for which campaigns the particular customer is eligible; for each determined optimal time: determining a strategy including selecting an electronic communication for one of the campaigns to send to the eligible particular customer so as to maximize the value over the particular time period; and causing the selected electronic communication to be sent to the particular customer at the determined optimal time. | 2020-10-08 |
20200320581 | SYSTEM AND METHOD FOR RECEIVING PROMOTIONAL SAMPLE PRODUCT - A system and method for receiving a promotional sample product, which can enable an advertiser to check whether a sample product, provided by the advertiser, is accurately delivered to a customer, thereby securing the reliability of means for seeking exposure advertisement by providing samples, and maximizing the promotion effects. A system for receiving a promotional sample product includes: a sample receiving relay server; an advertiser terminal; a customer terminal; and a sample processing terminal. The sample receipt app generates only one authentication key per customer ID in order to prevent duplicated samples from being provided for one customer ID. | 2020-10-08 |
20200320582 | SYSTEMS AND METHODS FOR AUTONOMOUS BRANDING USING A PLATFORM THAT CONTAINS A PLURALITY OF FEATURES AND FUNCTIONS THAT ENABLE ANY USER TO HAVE ACCESS TO A COMPLETE DIGITAL PRESENCE AND MONETIZATION OPPORTUNITIES WITH THE USE OF ARTIFICIAL INTELLIGENCE WITH BOTH CENTRALIZED AND PEER TO PEER NETWORK INTERFACES - Disclosed herein is a system and method optimizing and monetizing social media presence for commerce. The present invention further contemplates an artificially intelligent method for managing social media activity for promoting commerce. The system and method may be implemented by software designed for users such as, for example, small businesses, to manage and implement an online digital strategy via centralized or peer to peer information networks. A digital web-based platform, for example, may be used to establish and expand the online presence of a brand by using artificial intelligence. The systems and methods may be implemented to publish, syndicate, and monetize content in an automated and seamless manner from a single interface as well as to monitor and respond to information relevant to such content. | 2020-10-08 |
20200320583 | NOTIFICATION-BASED PUBLICATION OF SECONDARY CONTENT ON AN ELECTRONIC PRIMARY NETWORK - Systems and methods for improved delivery of secondary content, such as advertisements or news articles, and the like, in an electronic primary content network, such as a media streaming or social network, are disclosed. Such systems and methods may include automated determination of recommended viewing users for the secondary content and provision of compensation to targeted viewing users who perform a desired action with respect to an item of secondary content, such as viewing the content, answering questions related to the content, following a link associated with the content, etc. | 2020-10-08 |
20200320584 | AUTOMATIC DEPRECIATION CALCULATOR - Automatically identifying the depreciated value of an asset by first receiving the identification of a target asset. A data store can then be accessed to obtain purchase price, salvage and lifespan values for the asset. Depreciation factors related to the target asset are obtained from the data store. For each identified depreciation factor, a current depreciation impact value is created. The current depreciation impact values are summed and then normalized. The depreciation of the asset over a current period is then calculated by taking the difference between the purchase price of the asset and the salvage value of the asset and dividing that by the difference between the lifespan and the normalized sum of the current depreciation impact values. | 2020-10-08 |
20200320585 | METHODS AND SYSTEMS FOR PERSONALIZING VISITOR EXPERIENCE, ENCOURAGING PHILANTHROPIC ACTIVITY AND SOCIAL NETWORKING - An information technology platform for personalizing an experience of a visitor at a non-profit venue comprising: a network; a server in communication with the network; a mobile computing device to be carried by the visitor, the mobile computing device in communication with the server via the network, wherein the information technology platform determines personalized information about the visitor; a recommendation engine associated with the server, wherein the recommendation engine is to receive the personalized information about the visitor and to output a suggestion for a personalized experience for the visitor, wherein the information technology platform conveys the suggestion for the personalized experience to the visitor, wherein the personalized experience is to encourage philanthropic activity; and a social networking system for digital communication between the visitor and other visitors, and for sharing information or media related to the non-profit venue or to a philanthropic campaign associated with the output suggestion. | 2020-10-08 |
20200320586 | METHODS AND SYSTEMS FOR PERSONALIZING VISITOR EXPERIENCE AT A NON-PROFIT VENUE AND ENHANCING VISITOR PARTICIPATION IN A PHILANTHROPIC CAMPAIGN - A method for providing a visitor to a non-profit venue a campaign participation opportunity, comprising: executing a program on a mobile computing device carried by the visitor, which, when executed, performs the steps of: analyzing a path of the visitor taken through the non-profit venue using a set of tracking systems; recording the interaction of the visitor with a specific non-profit venue exhibit associated with an ongoing campaign; in response to detecting that the visitor interaction with the specific non-profit venue exhibit exceeds a threshold, providing a visitor vector to a recommendation engine, wherein the visitor vector includes data indicating that the visitor has shown interest in the ongoing campaign; using results output by the recommendation engine, matching the visitor to another visitor interested in participating in a similar campaign; and presenting a relevant call-to-action to the visitor to communicate with the other visitor via the program. | 2020-10-08 |
20200320587 | METHODS AND SYSTEMS FOR NOTIFYING A VISITOR AT A NON-PROFIT VENUE OF A PHILANTHROPIC OPPORTUNITY - An information technology platform for personalizing an experience of a visitor at a non-profit venue, the platform comprising: a network; a server in communication with the network; a mobile computing device to be carried by the visitor, the mobile computing device in communication with the server via the network, wherein the platform determines personalized information about the visitor; a recommendation engine associated with the server, wherein the recommendation engine is to receive the personalized information about the visitor and to output a suggestion for a personalized experience for the visitor, wherein the platform conveys the suggestion for the personalized experience to the visitor, wherein the personalized experience is to encourage philanthropic activity related to an ongoing philanthropic campaign; and a notification system for conveying a notification to the visitor related to the output suggestion. | 2020-10-08 |
20200320588 | METHODS AND SYSTEMS FOR PERSONALIZING VISITOR EXPERIENCE AT A NON-PROFIT VENUE AND RECOMMENDING PHILANTHROPIC ENGAGEMENT LEVELS - An information technology platform for personalizing an experience of a visitor at a non-profit venue comprising: a network; a server in communication with the network; a mobile computing device to be carried by the visitor, the mobile computing device in communication with the server via the network, wherein the information technology platform determines personalized information about the visitor; a recommendation engine associated with the server, wherein the recommendation engine is to receive the personalized information about the visitor and to output a suggestion for a personalized experience for the visitor, wherein the information technology platform conveys the suggestion for the personalized experience to the visitor, wherein the personalized experience is to encourage philanthropic activity; and a machine learning system for learning on a training set of data, the learning to train the machine learning system to predict a recommended donation amount for the visitor based on the personalized information about the visitor. | 2020-10-08 |
20200320589 | METHODS AND SYSTEMS FOR PERSONALIZING VISITOR EXPERIENCE AT A NON-PROFIT VENUE USING MACHINE LEARNING TO GENERATE SELECTION OR SEQUENCE OF NON-PROFIT VENUE LOCATION RECOMMENDATIONS - A method for developing content for personalized non-profit venue experiences using a mobile computing device, comprising: providing a management interface for management of a set of multimedia assets; receiving a mapping of multimedia assets to a set of locations on a set of site plans for the non-profit venue; receiving metadata for the set of multimedia assets; providing an interface for receiving data indicating personal philanthropic interests of a visitor to the non-profit venue, wherein the data indicating personal philanthropic interests of the visitor to the non-profit venue includes visitor-provided preference data and passively-collected visitor interaction data; and applying a machine learning system to analyze the metadata and the data indicating personal philanthropic interest of the visitor to provide a sequence or a selection of multimedia assets for consumption by the visitor. | 2020-10-08 |
20200320590 | CUSTOMER MANAGEMENT SYSTEM - Disclosed herein is a digital processing system for determining improved scenarios for customers and agents based upon customer historical data and a quantifiable issue. The system may include a processor, a display device, and a computer-readable storage medium. The processor may identify a rating for a customer, display the rating on the display device, determine that the rating meets a predetermined threshold and propose updated terms of the relationship scenario based on the rating. The updates may be stored in the computer-readable storage medium. | 2020-10-08 |
20200320591 | FEEDBACK ANALYTICS AND IMPROVED TEST MANAGEMENT - According to one configuration, a test management resource receives feedback pertaining to use of one or more customer service applications that provide one or more services to respective customers. Via processing of the feedback, and in furtherance of providing test management, the test management resource identifies a respective topic to which the received feedback pertains. In one example implementation, the test management resource maps a respective topic (as identified from analysis of the feedback) to a test matter to which the feedback pertains; the test matter is pertinent to testing attributes of the customer service application as specified by the feedback. The test management further produces test management information in accordance with the received feedback. The test management resource or corresponding business entity uses the test management information to manage implementation attributes (such as modification, prioritization, etc.) of one or more test matters depending on received feedback. | 2020-10-08 |
20200320592 | METHODS AND SYSTEMS FOR PERSONALIZING VISITOR EXPERIENCE AT A NON-PROFIT VENUE USING MACHINE LEARNING TO GENERATE SELECTION OR SEQUENCE OF NON-PROFIT VENUE LOCATION RECOMMENDATIONS - Methods of providing a coordinated experience for a visitor to a non-profit venue in a group of cooperating non-profit venues generally including providing an interface for management of a multimedia asset; receiving an assignment of the multimedia asset relating to displays in one or more site plans; receiving metadata to associate with the multimedia asset; providing an interface for receipt of personalized interest data for a visitor to a non-profit venue, including data selected from among visitor preference data, visitor interaction data, and visitor route data; receiving personalized interest data for a plurality of visitors to non-profit venues relating to multiple non-profit venues for each visitor; applying a machine learning algorithm to analyze the multimedia and the personalized interest data for the plurality of visitors; and generating a plurality of generic visitor profiles and a corresponding plurality of selection or sequence of non-profit venue location recommendations. | 2020-10-08 |
20200320593 | METHODS AND SYSTEMS FOR PERSONALIZING VISITOR EXPERIENCE AND ENCOURAGING PHILANTHROPIC ACTIVITY AS PART OF NON-PROFIT VENUE TICKETING - An information technology platform for personalizing an experience of a visitor at a non-profit venue, the platform comprising: a network; a server in communication with the network; a mobile computing device to be carried by the visitor, the mobile computing device in communication with the server via the network, wherein the information technology platform determines personalized information about the visitor; and a recommendation engine associated with the server, wherein the recommendation engine is to receive the personalized information about the visitor and to output a suggestion for a personalized experience for the visitor, wherein the platform conveys the suggestion for the personalized experience to the visitor, wherein the personalized experience is to encourage philanthropic activity; and a ticketing system to generate credentials for authorizing entry of the visitor into the non-profit venue. | 2020-10-08 |
20200320594 | METHODS AND SYSTEMS FOR PERSONALIZING VISITOR EXPERIENCE AND ENCOURAGING PHILANTHROPIC ACTIVITY AS PART OF NON-PROFIT VENUE MANAGEMENT - An information technology platform for personalizing an experience of a visitor at a non-profit venue, the platform comprising: a network; a server in communication with the network; a mobile computing device to be carried by the visitor, the mobile computing device in communication with the server via the network, wherein an information technology platform determines personalized information about the visitor; a recommendation engine associated with the server, wherein the recommendation engine is to receive the personalized information about the visitor and to output a suggestion for a personalized experience for the visitor, wherein the information technology platform conveys the suggestion for the personalized experience to the visitor, wherein the personalized experience is to encourage philanthropic activity; and a management system for managing the platform, wherein the management system includes a management interface for creating multimedia asset selections or sequences to be included as part of the output suggestion. | 2020-10-08 |
20200320595 | METHODS AND SYSTEMS FOR PERSONALIZING VISITOR EXPERIENCE AT A NON-PROFIT VENUE USING SUPPLEMENTAL MEDIA - A system for providing supplemental media to a visitor at a non-profit venue, comprising: a software product running a program on a mobile computing device carried by the visitor, which when the program is executed, performs the steps of: analyzing photographs taken by the visitor; accessing digital imagery from a database of high-resolution imagery of the non-profit venue; matching the photographs taken by the visitor to the high-resolution imagery to identify a location in the non-profit venue of a set of exhibits depicted in the photographs; creating archivable regions in stored imagery allocated to the visitor; and allowing the visitor to activate the archivable regions to retrieve additional information about the set of exhibits depicted in the photographs. | 2020-10-08 |
20200320596 | METHODS AND SYSTEMS FOR PERSONALIZING NON-PROFIT VENUE REFERRALS TO A PROSPECTIVE VISITOR - A method of cross-non-profit venue referral for a visitor to a non-profit venue in a group of cooperating non-profit venues, comprising: receiving personalized interest data from among a set of visitor-provided preference data, passively-collected visitor interaction data, and visitor route data for a plurality of visitors to non-profit venues across a plurality of non-profit venues; receiving preference data relating to a specific set of visitors; applying a machine learning algorithm to analyze the personalized interest data and the preference data relating to the specific set of visitors; and generating a recommendation of a selection or sequence of non-profit venue locations for the specific set of visitors relating to at least a portion of the plurality of the non-profit venues. | 2020-10-08 |
20200320597 | AUTOMATED THIRD-PARTY COST ESTIMATION AND PRODUCTION - A computer system for automated third-party cost estimation and production management receives a request for a particular packaging design template. The system identifies, with a continuous monitoring software application, current system capabilities. The continuous monitoring software application is configured to query multiple packaging production machines located on different networks and at different locations, gather current operating characteristics of each packaging production machine selected from the multiple packaging production machines, and query a queue memory space at each packaging production machine selected from the multiple packaging production machines. Based upon the current system capabilities, the system selects a particular packaging production machine selected from the multiple packaging production machines to produce the particular packaging design template. The system then produces the particular packaging design template. | 2020-10-08 |
20200320598 | SYSTEMS AND METHODS FOR ESTABLISHING IDENTITY FOR ORDER PICK UP - Example embodiments of systems and methods for secure online order pick up and data transmission system between transmitting and receiving devices are provided. In an example embodiment, a user may be required to confirm his or her identity prior to using an application, utilizing enhanced or restricted features of an application or device, viewing sensitive information, or taking certain actions. A transmitting device, such as a contactless card, may be employed as means for confirming a user's identity and access these features. | 2020-10-08 |
20200320599 | TRANSACTION ARBITER SYSTEM AND METHOD - A transaction arbiter system and method is disclosed which incorporates a merchant function database under control of a transaction arbiter that permits merchants to interact in an automated way with bids generated by other merchants. Rather than utilizing fixed price schedules as taught by the prior art, the present invention permits each merchant to define a set of functions which describe how the merchant will respond to a customer request-for-quote for a given product or service. These merchant functions interact with both the customer request-for-quote and the results of other merchant functions to generate a dynamic real-time bidding system which integrates competition among merchant bidders to achieve an optimal consumer price for a given product or service. | 2020-10-08 |