41st week of 2010 patent applcation highlights part 49 |
Patent application number | Title | Published |
20100262467 | System and Method for Automatic Configuration and Management of Home Network Devices Using a Hierarchical Index Model - A system for automatically installing and managing devices in a home network implements automated configuration and maintenance of devices and peripherals. A service platform facilitates automated discovery and deployment of home networks and devices that interact with the network. The system includes a monitoring and learning processes for automatic issue detection and alerting. Activity of users and devices within the home are monitored, usage patterns are learned and applied back to the system to improve the digital performance of the home. This system leverages data center, service node, and agent software in the devices to access a knowledge base storing data regarding home entities. A hierarchical index model is used to assign intelligence levels to these entities based on certain parameters. The indices are used to direct alert messages, take an action, and implement a targeted facility for providing communications from network managers or service providers. | 2010-10-14 |
20100262468 | SYSTEM AND METHOD FOR MANAGING WELDING CONSUMABLES - A system and method for managing welding consumable(s) is provided. The invention includes a welder having a consumable(s) monitor, a customer system and/or a remote system. The invention further provides for monitoring of welding consumable(s) usage and ordering of welding consumable(s) from suppliers, distributors and/or manufacturers. The invention further provides for an optional arc/weld quality monitor that provides information regarding weld quality. The invention further provides for invoicing a customer for welding consumable(s) as the consumable(s) are used by the customer. The invention further provides for invoicing of customers for welding consumable(s) that produce acceptable welds. The invention further provides for remote management of customer welding consumable(s) inventory based at least in part upon information received regarding welding consumable(s) usage. The invention further provides for communication with a production component, financial accounting component and/or materials management component in order to facilitate automation of welding consumable(s) management. | 2010-10-14 |
20100262469 | DIGITAL WINDSHIELD INFORMATION SYSTEM EMPLOYING A RECOMMENDATION ENGINE KEYED TO A MAP DATABASE SYSTEM - Disclosed is a method and system for recommending locations keyed to a map database system and providing navigation instructions to the recommended locations to a driver of a vehicle by gathering actual statistics about the preferences of the user and/or by comparing the user to population data to create recommendations in accord with the preferences of the population. | 2010-10-14 |
20100262470 | METHODS, APPARATUS, AND SYSTEMS FOR ANALYZING USE OF A MARKING DEVICE BY A TECHNICIAN TO PERFORM AN UNDERGROUND FACILITY MARKING OPERATION - Methods, apparatus, and systems for monitoring a technician's performance of a marking operation to indicate the presence or absence of an underground facility, wherein the technician uses a marking device. Operating information representative of motion of the marking device during performance of the marking operation by the technician is analyzed to determine a pattern of motion. In one example, the pattern of motion is compared to at least one previously-identified pattern of motion associated with at least one technician. In various aspects, the operating information may representative of an acceleration, a velocity, a distance traveled by, and/or an angle of inclination of the marking device. In another aspect, the previously-identified pattern of motion may be a technician signature representing a pattern of motion unique to a technician. | 2010-10-14 |
20100262471 | Systems and Methods for Software Development - This invention relates to a system and methods for developing designs. In one embodiment, a method includes electronically distributing a specification for a design to a distributed community of designers, receiving designs from each of a subset of the community of designers in response to the distributed design specification, screening received designs that do not meet the specification, facilitating evaluation of a subset of the received designs by a number of evaluators; and selecting a preferred design in response to the facilitated evaluation of the designs. | 2010-10-14 |
20100262472 | PROVIDING RELEVANT ADVERTISEMENTS AND SERVICE IN COMMUNICATION NETWORKS - In some embodiments, methods for providing advertisements from a communication gateway are providing, including: receiving a first request requesting content from a content server; analyzing the first request, including performing deep packet inspection; based on updatable profile information associated with a mobile node and on the analysis including the deep packet inspection, selecting an advertising category; based on the selected advertising category, retrieving an advertisement among a plurality of advertisements and sending the advertisement to the mobile node; updating the profile information to indicate the advertisement has been sent to the mobile node in response to the first request for content; receiving a second request for the content from the mobile node; retrieving the content; and in response to the second request and based on the profile information indicating the advertisement has been sent to the mobile node, sending the content to the mobile node. | 2010-10-14 |
20100262473 | SYSTEMS AND METHODS FOR SOFTWARE DEVELOPMENT - This invention relates to methods and a system for developing software. In one embodiment, a method for developing software includes communicating a specification for the design of a software program to a first plurality of developers, in response to the specification, receiving a design from a subset of the developers to a subset of the developers, facilitating a design review process for scoring the designs, selecting one design based on its score, communicating the selected design to a second plurality of software developers, in response to the design, receiving software programs from a subset of the second plurality of developers, facilitating a software review process for scoring the programs, and selecting one program based on its score. In another embodiment, a method for the distributed development of software includes providing a software development system to a distributed community of developers, the system including software development software that utilizes a structured development methodology, a communication server, and a review board for determining the quality of submitted software; accepting a request to create a software program; and facilitating the development of the program by a subset of the distributed community of developers using the software development system. | 2010-10-14 |
20100262474 | Method and apparatus for generating a sale offer over an electronic network system - A method and apparatus are provided for generating a sale offer over an electronic network (such as the Internet). The method and apparatus may be used with a commercial sale system designed to increase the revenue income of Web site by offering, at a substantially discounted or virtually free basis, one more goods and/or services to visitors of the Web site. According to the features of the invention, the seller (who may be the owner or co-owner of the Web site) transmits a sale offer on the Web site for a high quality good or service, wherein the good or service can be purchased for free or a cost near to zero. The seller may make the offer visible and available to a number of perspective buyers, who are connected at that very moment to the Web site. According to an additional aspect of the invention, the sale offer may be available for only a very limited amount of time (e.g., one or more minutes) and may be offered at random or unpredictable times on the Web site in order to increase Web traffic to the site. | 2010-10-14 |
20100262475 | System and Method of Organizing a Distributed Online Marketplace for Goods and/or Services - Disclosed are methods and systems for organizing and growing an online or otherwise dynamically accessible distributed marketplace for goods and services offered either at a particular location, or at a particular time, or available in certain quantity, or exhibiting some or all of the above characteristics. One such system comprises means for posting in real-time vendor offers to an online database based on the at least one parameter, means for identifying a location of a consumer based on a consumer action at the host site, means for generating relevant offers based on the consumer action or location, wherein the offers are viewed through the host site, means for accepting the offers by the consumer through the host site, means for processing revenue and means for distributing revenue wherein the database dynamically communicates with a plurality of host sites at any given time and generates relevant offers for a plurality of consumers on the plurality of host sites at any given time. | 2010-10-14 |
20100262476 | METHODS AND SYSTEMS FOR SALES PROMOTION - Described herein are methods and systems for conducting sales promotions in accordance with embodiments of the present invention. In some embodiments a retailer offers to consumers an opportunity to win a prize according to predetermined purchasing criteria, this offer being provided as an incentive for the consumers to purchase goods and or services. In overview, and as shown in FIG. ( | 2010-10-14 |
20100262477 | ONLINE SOCIAL NETWORKING SYSTEM FOR CONDUCTING COMMERCE - An online social networking system for conducting commerce utilizes a grid environment, a widget architecture including a widget operating system, and semantic integration technologies to provide personalized bundling of products and services tied to an individual's life, emergent marketplaces that support collaboratively-based product and service development, merchandising, and recommendations, emergent user experiences, emergent gaming, emergent behavior predictions, collaborative discovery, i.e., social searching, and content and/or people voyeurism. These features are achieved through the use of various techniques including emergent programming, emergent widget processing, emergent computations, emergent applications, widget composition, data integration and exchange, complex system management, security graphs, trust/reputation management, intersecting graphs, database sharding, use of fractal graphs (which may be thinned and expanded), and content mashups. | 2010-10-14 |
20100262478 | ELECTRONIC COMMERCE TRANSACTIONS WITHIN A MARKETING SYSTEM THAT MAY CONTAIN A MEMBERSHIP BUYING OPPORTUNITY - The present invention is directed to a system and method for providing complete electronic commerce (“E-Commerce”) transactions and solutions for a marketing company's products via the World Wide Web, including facilities for signing up new customers and recruiting, training and supporting new Independent Business Owners through an interactive online process. In another aspect, the present invention relates to the combination of a marketing business with a membership buying opportunity using both electronic commerce and face-to-face transactions. The present invention is also directed to a system and method for combining a marketing business with a membership buying opportunity, so that Independent Business Owners participating in the marketing plan can introduce customers to a membership buying opportunity and earn bonuses or commissions based on the purchases by those members, while Members in the buying opportunity can consume products or, at their option, qualify to become Independent Business Owners. | 2010-10-14 |
20100262479 | SYSTEM AND METHOD FOR REWARDING COMMENTATORS - A disclosed method for rewarding a commentator includes enrolling the commentator to create commentary on a computer network. A sponsor is enrolled to distribute a message. The message is incorporated in the commentary created by the commentator. A fee is collected from the sponsor each time the commentary is displayed. At least a portion of the fee is provided to the commentator. The commentary may be a network post, such as a post to a thread, a blog, a newsgroup, or a bulletin board. The message may be an announcement or an advertisement. The commentary may be stored on a network server. A described network server includes a memory storing reward system software, and a processor coupled to the memory to execute the reward system software. A disclosed communication system includes a memory storing embedding software, and a processor coupled to the memory to execute the embedding software. | 2010-10-14 |
20100262480 | System and method for presenting information over time to a user - A system and method for presenting information over time to a user over a computer network ( | 2010-10-14 |
20100262481 | METHOD, SYSTEM, AND COMPUTER PROGRAM FOR RECAPTURE OF AN ELECTRONIC DEVICE - A method, a system, and a computer program for recapturing electronic devices no longer of use to their owners. The method, which is implemented by the computer program, broadly comprises the steps of identifying at least one electronic device no longer of use to the device's owner by managing one or more identification parameters; matching the device with a recapture offer so as to incentivize the owner to donate or sell the device; notifying the device owner of the recapture offer; and acquiring the device from the owner to complete recapture of the device. | 2010-10-14 |
20100262482 | SYSTEM AND METHOD FOR CONDUCTING SALES - Disclosed are systems, computer-implemented methods, and tangible computer-readable storage media for conducting sales. The method embodiment receives a time agnostic inquiry with at least one parameter from a user associated with a sale of an item, identifies one or more discount items that satisfy the inquiry, identifies comparable items for each discount item at nondiscount rates dynamically using real-time data, presents one or more comparable groups, each comparable group including one discount item and the respective comparable items, and furthers the sales process based on user input responding to the presented one or more comparable groups. Also disclosed is a method further including receiving a request from the user for multiple sub-items associated with the item, and engaging in a dialog with the user to enable payment for each of the sub-items with one of multiple payment types. The user can indicate a set of personalized comparable items. | 2010-10-14 |
20100262483 | ScSmartCard.com "Revolutionizing how the world eats fast food." Making fast food faster" - SmartCard is a personalized debit card that allows customers to alter their menu at the comfort of their own home while improving their fast food experience. Memory technology through a network linked to our website offers each individual a unique dining experience. | 2010-10-14 |
20100262484 | INTEGRATED CAMPAIGN PERFORMANCE REPORTING AND MANAGEMENT - Systems and methods for integrated campaign management interfaces for online advertisements. A campaign management interface facilitates review of advertising placements (e.g., websites) and keywords, as well as provide a detailed analysis of subgroups (e.g., webpages within a website) in a single interface. | 2010-10-14 |
20100262485 | ADVERTISEMENT PROVIDING SYSTEM AND AN ADVERTISEMENT PROVIDING METHOD - The present invention relates to an advertisement information providing system and an advertisement information providing method. According to the present invention, when a data addresser transmits data to a data addressee through a data transmitting server of a network service medium or when the data addressee receives data from the data addresser through a data receiving server of the network service medium, an advertisement matched with the field of interests of which the data addresser and the data addressee are the most interested is generated in real-time and the generated advertisement is transmitted to the data addresser or the data addressee. | 2010-10-14 |
20100262486 | Network Advertisement Transmission Device and Method - A technique of integrating advertisements through broadcasting with that through a network out of advertisement media and particularly a technique of producing high advertisement effectiveness by automatically synchronizing advertisement timing and by optimizing a display mode thereof is provided. A network advertisement transmitting device | 2010-10-14 |
20100262487 | CONTEXTUAL TARGETING BASED UPON CUSTOMER OCCASIONS - Embodiments are directed towards enabling telecommunications networked services providers to maximize sales of products, services, content, and applications to their customers by detecting contextual occasions in which to present a customer an offering of a product, service, content, or application. The occasion may be defined for the customer within their cultural environment by ethnographic research and anthropological modeling. The occurrence of a contextual occasion may be realized for a customer, in part, based on predictive and behavioral analytics of demographic, behavioral, and/or psychographic customer attributes. The customer's activities, location, time, social network activity, and events occurring in the world are also monitored to identify or predict an occurrence of the targeted occasion in which to present a contextually relevant product, service, content, and/or application offering to the customer. | 2010-10-14 |
20100262488 | POLICY-BASED MEDIA SYNDICATION AND MONETIZATION - Hosted content received from media hosts is used to generate a set of fingerprints representing the hosted content. The fingerprints representing the hosted content are compared to a set of fingerprints representing reference content submitted by content owners to generate one or more match metrics. Based on the match metrics, the media host may provide indication that they accept policy terms specified by the content owners, including revenue sharing terms. If the media host accepts the revenue sharing terms, the media host may provide advertising content to viewers in association with the hosted content matching the reference content. Funds received from providing advertising content are distributed to the media host and the content owner according to the revenue sharing terms. | 2010-10-14 |
20100262489 | Mobile enabled advertising and marketing methods for computer games, simulations, demonstrations, and the like - A system and method for promotion and sale of products within computer games or simulations wherein at least one promoted product is brought to the attention of a player. Upon performing at least one action, the player may select a promoted product, receive information about the promoted product, achieve enhanced performance during game play, and/or purchase the promoted product. The various embodiments illustrate the promoted product may be anything from goods and services to contracts to interests in real property. | 2010-10-14 |
20100262490 | SERVER APPARATUS, METHOD OF PRODUCING ADVERTISEMENT INFORMATION, AND PROGRAM - A server apparatus includes a first storage, a second storage, a communication section, and a controller. The first storage stores an area image that is extracted from at least one area included in a content and first metadata that indicates information on the area in association with each other. The second storage stores advertisement material information on one of a product and a service. The communication section receives first input information that is input in a client apparatus to search for one of the product and the service, from the client apparatus via a network. The controller extracts the first metadata associated with the received first input information and produces combined advertisement information by combining the area image associated with the extracted first metadata and the stored advertisement material information with each other, the combined advertisement information being to be displayed in the client apparatus. | 2010-10-14 |
20100262491 | SEARCHABLE ON-LINE BUSINESS CARD SYSTEM - An on-line database of business contact information wherein advertising and maintaining a collection of contacts is disclosed. Information posted on the website by various businesses is presented for browsing by other users. There is a minimal fee associated with uploading contact information, and additional fees associated with posting a business card “banner” advertisement on the site. Each business is assigned a unique card code and may update disclosed contact information. Such cards can be customized using browser plug-ins and/or pre-selected templates as provided by the website host. Links to individual businesses are active such that websites are accessible through the contact card. Users can generate, store, and search their own database which is maintained by the site. Contact information of non-members can be added by the user and stored in the personalized database from a blank template. Searching of the global or personal database can be achieved by name, business type, city, zip code or card code. | 2010-10-14 |
20100262492 | METHOD AND ARRANGEMENT RELATING TO A MEDIA STRUCTURE - There is described a technique, executed in a node ( | 2010-10-14 |
20100262493 | ADAPTIVE SOFT KEY FUNCTIONALITY FOR DISPLAY DEVICES - A system, apparatus, method, and computer program product for providing adaptive soft key functionality for display devices are provided. The apparatus includes a processing element configured to provide for a display of a description of a first function of a soft key. The processing element is also configured to monitor interaction with the soft key and to reconfigure the soft key based on the interaction such that actuation of the soft key invokes a second function. The processing element further provides for a display of a description of the second function. In some cases, a display of advertising content may be provided based on the interaction, and the soft key may be configured to perform various functions related to the advertising content. The soft key may control the size and/or position of the advertising content, scroll through advertisements, and/or access websites and call phone numbers associated with the advertising content. | 2010-10-14 |
20100262494 | METHOD AND SYSTEM FOR DYNAMIC WEB DISPLAY - A system and method for transacting retrieval of inventory data, such as real estate property listing(s), over an information network and dynamically transmitting the listing(s), in near or real time, to one or more subwindows of a web browser window. The listings contain customized rendering instructions that are encoded into an inventory data string and sent to an ad server that renders the listings in the subwindow according to the customized rendering instructions. | 2010-10-14 |
20100262495 | BUSINESS RULES FOR AFFECTING THE ORDER IN WHICH ITEM LISTINGS ARE PRESENTED - Methods and systems for evaluating business rules for the purpose of promoting or demoting an item listing are presented. Consistent with an example embodiment, a conditional statement of a business rule that includes one or more expressions involving an item attribute and/or a seller attribute for an item listing is evaluated. If the conditional statement evaluates true, an adjustment factor set forth in the business rule is applied to a ranking score assigned to the item listing. The item listing is then presented in a search results page in a position relative to other item listings based upon the adjusted ranking score. | 2010-10-14 |
20100262496 | Log Processing - Reporting data related to content processing devices, e.g., television devices, are processed to identify channel tunes and corresponding tune times of the content processing devices. Automatically generated channel tunes based on the corresponding tune times are identified. Content items that are aired during a time period defined by the corresponding tune times can be adjusted. | 2010-10-14 |
20100262497 | Systems and methods for controlling bidding for online advertising campaigns - A system is provided for managing bid prices of an online advertising campaign. The system includes a memory storing instructions for adjusting bid prices, and a campaign controller for generating a nominal bid price and a perturbation parameter, based on an ad request received from an advertiser. The system further includes a perturbation engine for generating a perturbed bid price based on the nominal bid price and the perturbation parameter, according to the instructions stored in the memory. The system further includes a serving unit for serving an ad impression based on the perturbed bid price. A computer-implemented method for managing bid prices of an online advertising campaign is also provided. | 2010-10-14 |
20100262498 | Advertising Platform Transaction Management - A computer-implemented method includes generating, using a transaction management computing subsystem of an advertising platform, a set of primary bid requests responsive to receipt of an advertising call. Each primary bid request includes information sufficient to characterize an impression consumer and information sufficient to characterize each of one or more impressions identified in the advertising call. The method also includes sending the set of primary bid requests from the transaction management computing subsystem to a first set of decisioning computing subsystems of the advertising platform. Each decisioning computing subsystem of the first set being operable to generate a bid response based on the information included in a primary bid request. The method further includes selecting, using the transaction management computing subsystem, a first bid response from among the bid responses generated by the first set of decisioning computing subsystems; and taking, by the transaction management computing subsystem, an action on the first bid response. | 2010-10-14 |
20100262499 | Systems and methods for controlling initialization of advertising campaigns - A system is provided for controlling initialization of an online advertising campaign. The system includes a sensor configured to determine current performance of the online advertising campaign and a memory for storing performance information obtained by the sensor, a set of campaign initialization controller instructions, a campaign volume model, and a network average time-of-day pattern. The system also includes an estimator configured to predict future campaign performance based on the performance information obtained by the sensor, the campaign volume model, and the network average time-of-day pattern. The system also includes an initialization controller configured to generate a bid allocation control signal and generate a bid price control signal based on the future campaign performance predicted by the estimator, according to the instructions stored in the memory. A method for controlling initialization of an online advertising campaign is also provided. | 2010-10-14 |
20100262500 | METHOD AND APPARATUS FOR PROVIDING THE SAME ADVERTISEMENT - Identical Internet advertisement providing method and system are provided. The identical Internet advertisement providing system receives cookie information from a client, receives advertisement exposure information from a server to which the client is being connected, reads advertisement data using the received cookie information and advertisement exposure information, and transmits the read advertisement data to the client. Accordingly, it is possible to provide an identical advertisement to an Internet user regardless of change in web site or web page, thereby maximizing an advertisement effect. | 2010-10-14 |
20100262501 | ADVERTISEMENT SYSTEM AND ADVERTISING METHOD - A promotion in which the medium characteristics of Web are maximized is possible and a significant advertising effect can be obtained by displaying an impactful content. An advertisement system uses a Web server disposed on the Internet to display a banner in a Web page and describe and deliver link information used for transferring between Web pages, and uses a browser software executed on a user terminal to receive the data of the Web page and display the received data on a monitor of the user terminal. When a click operation on the banner is performed on the browser software, an advertising content related to the banner is reproduced and displayed on the entire screen of a display device, after which a transition between Web pages is performed according to the link information related to the clicked banner. | 2010-10-14 |
20100262502 | METHODS FOR PROVIDING AN ONLINE BUSINESS COMMUNITY - Systems and methods of the present invention allow for providing and managing an online business community. An exemplary system may comprise at least one Hosting Server maintained by a Hosting Entity; a Community Website accessible to a plurality of Clients and hosted on said at least one Hosting Server; a Resource Database storing a plurality of Content, wherein at least some of said Resources are generated by a Member; a Directory Database storing a plurality of Member Information; and a Network communicatively coupling said Hosting Server, said Community Website, said plurality of Clients, said Resource Database, and said Directory Database. | 2010-10-14 |
20100262503 | THE METHOD OF COMMUNICATION WITH THE POS TERMINAL, THE FREQUENCY CONVERTER FOR THE POST TERMINAL - The communication method with the POS terminal that improves transmission characteristics of the authorized payment from the mobile communication device ( | 2010-10-14 |
20100262504 | POS TERMINAL - A POS terminal includes a display unit including a display, a connecting mechanism configured to pivotably connect the display unit and a base unit, a detecting unit configured to detect a position of the pivoted display unit in plural predetermined positions, and a control unit configured to display information on the display when the display unit is located in any one of the predetermined positions. | 2010-10-14 |
20100262505 | Method of buying and selling a promotional product or service - A method of buying and selling a promotional product or service is disclosed. The method includes identifying potential buyers who are willing to seek such promotional products or services. Each of the potential buyers having a communication device that is connected to a communication system. Identifying sellers who are willing to offer a promotional product or service and having each input specific information into a computerized database. The computerized database is capable of receiving, storing and distributing selected information, on a real time basis, to the potential buyers when they access the database through their communication devices. The method further includes having the database tabulate the information and generate a report to each of the sellers indicating that a potential buyer accessed the computerized database to review a promotional product or service and recording when a potential buyer is actually bought a promotional product or service from one of the sellers. | 2010-10-14 |
20100262506 | MOBILE CONTENT DELIVERY ON A MOBILE NETWORK - Embodiments related to mobile content delivery are disclosed. One disclosed embodiment provides a method of facilitating mobile content delivery on a mobile network. The method comprises receiving a purchase request from a network client at a mobile marketplace system; prompting the network client to provide a billing preference; receiving the billing preference from the network client at the mobile marketplace system, the billing preference indicating a billing party; authenticating a billing relationship between the network client and a mobile operator if the billing preference indicates the mobile operator as the billing party; authenticating a billing relationship between the network client and the mobile marketplace system if the billing preference indicates the mobile marketplace system as the billing party; and providing a mobile content item from the mobile marketplace system to the network client if the billing relationship between the network client and the billing party is authenticated. | 2010-10-14 |
20100262507 | METHOD AND ASSEMBLY FOR PRE-SEATING COMMERCIAL ACTIVITY - A method for ordering goods and services is used in conjunction with a computer-based ordering system that is principally viewed as a kiosk by customers or patrons of a restaurant. The method synchronizes the submission of an order for food preparation to a kitchen with the patrons actually getting a table at which they may sit. This reduces the wait time for the patron, increasing their overall satisfaction with service and reduces the cycle time of a particular table (increases “turns” at the table). The method includes receiving an order for goods or services through the computer-based ordering system to create an order. A queue value, e.g., a pager number, is then associated with the order to create a queued order. The queued order is then held in a database of the computer-based ordering system. The queued order is released and fulfilled after the queue value has expired. | 2010-10-14 |
20100262508 | METHOD AND SYSTEM FOR AN ONLINE LIBRARY MARKETPLACE - A method and system for online library marketplace are disclosed. According to one embodiment, a method comprises receiving a first user input from a first user. The first user input establishes ownership rights to a non-modifiable data object stored in a permanent archive. A second user input is received from the first user, the second user input selecting a first fee for a second user to pay to access the non-modifiable data object. Access is granted to the non-modifiable data object to the second user upon payment of the first fee. | 2010-10-14 |
20100262509 | METHOD AND SYSTEM OF PRESERVING PURCHASED ON-DEMAND TRANSPORTATION ENTERTAINMENT SERVICES ACROSS DIFFERENT JOURNEY SEGMENTS OR SEPARATE TRIPS - A method and system for allowing the purchaser of an on-demand entertainment session of predetermined time duration to reaccess that portion of the session not used. On-demand passenger entertainment services in airline flights often offer services, such as movies, of a predetermined time duration which time is longer than the time of flight. The method and system disclosed allows purchasers to gain access on another flight to the unused portion of the services, such as, the unseen portion of a movie, terminated at the end of the initial flight. | 2010-10-14 |
20100262510 | Inferring a Distribution of Values from a Distribution of Bids in an Online Auction - Methods, apparatuses and systems directed to online auctions for keywords used in queries processed by online search engines. Particular implementations of the invention are directed to correlating a distribution of values to a distribution of bids and an optimal minimum reserve price based on historical bid data accumulated as part of producing search results. | 2010-10-14 |
20100262511 | METHOD TO MAXIMIZE AND STABILIZE MARKET SHARE AND PROFITS - The method of the invention is based on a membership-only association (“MOA”). Preferably, the MOA operates as a not-for-profit entity having a formal organization such as a corporation or LLC. MOA receives membership fees to pay for accounting fees, legal fees, product liability insurance, and year-end buy backs of dead back-up inventory. The MOA solicits retailers, designers, wholesalers, and manufacturers, or some combination thereof, to become members of the association. Applicants for membership are screened based on criteria determined by founding members of the MOA. Once accepted, the prospective member enters into a contractual relationship with the MOA. The types of members include, by way of example, Design Members, Supply Members, Logistical Wholesale Members, and Retail Members. Administration, logistics, and communications among the Design, Retail, and Logistical Wholesale Members are facilitated by a Support Entity. | 2010-10-14 |
20100262512 | Processing and Presenting Intellectual Property and Other Information - Aggregation, analysis, and presentation of IP-related information and other information are described. | 2010-10-14 |
20100262513 | METHODS OF ACQUIRING ACTUAL REAL-TIME SHOPPER BEHAVIOR DATA APPROXIMATE TO A MOMENT OF DECISION BY A SHOPPER - The invention provides methods of acquiring actual real-time shopper behavior data during product selection of purchasable items by a shopper in a store. More specifically, disclosed herein are methods of using a communications multi-network, a First Moment of Truth device and a data collection device to track actual real-time shopper behavior data relating to the presumed locations of shoppers in a store, the time spent and location of time spent by a shopper while considering a purchasable item and products chosen for purchase. | 2010-10-14 |
20100262514 | SYSTEM AND METHOD FOR DISPLAYING, SEARCHING, AND INTERACTING WITH A TWO DIMENSIONAL PRODUCT CATALOG - A system and method for use in presenting information relevant to a product catalog. The system receives a search request and presents to a user in a two-dimensional format a plurality of iconic images each representative of a page of a product catalog. Each of the iconic images is activatable to cause a display of an image of the page of the product catalog represented by the iconic image. One or more of the presented plurality of iconic images that are linked to a page of the product catalog having a product responsive to the search request are highlighted to the user. | 2010-10-14 |
20100262515 | INTERINSTITUTIONAL LOAN OF ELECTRONIC CONTENT - An electronic content loan system is disclosed. The loan system includes a library server configured to store electronic content associated with a lending institution. The loan system further includes a user interface accessible to a requesting institution and configurable to display a listing of electronic content available on the library server, the electronic content including content for which limited-time access is available. The loan system also includes an order processing system configured to receive requests for limited-time access to the content and process payments associated with those requests. | 2010-10-14 |
20100262516 | Electronic Commerce System for Processing Auxiliary Order Form on On-Line Open Market and Method Thereof - An electronic commerce system and method for processing auxiliary order information in an on-line open market are provided. The system includes an on-line market server for brokering the on-line transaction on the Internet, wherein the on-line market server, when entrusted with partial or full processing of acquisition of auxiliary order documents for an object for sale requested for purchase from the buyer, acquires the auxiliary order documents from an issuing authority and requests the seller to deliver the object for sale, based on the auxiliary order documents; and at least one database for storing information related to the buyer and the seller. | 2010-10-14 |
20100262517 | Systems and Methods for Displaying Goods - Systems and methods that enable a customer to receive assistance from a staff member located in a store that is remote from the location of the customer. The system and methods enabled the customer to request information from the staff member about a product and the staff member to provide information about the product. | 2010-10-14 |
20100262518 | META-WEB - In a preferred embodiment, the invention dynamically generates content and presentation to a user by modifying conventional content, e.g. rendering, restructuring, filtering, or supplementing such content, based on information, e.g. annotations, stored in a database. The invention, referred to as the Meta-Web, allows a user at a Web browser, which may be any standard Web browser supported by a standard computing platform, to posit a query which is routed to a Meta-Web server. The Meta-Web server returns search results to the Web browser and the user may then explore the results, for example by clicking on a URL in the search results. The results returned to the user are produced after the Meta-Web server forwards the query to a search engine. The search engine then returns the results to the Meta-Web server. Unique to the invention is the provision of a registry | 2010-10-14 |
20100262519 | Checking substance volume limits - The disclosure provides a method, software, and system for checking substance limits. In one embodiment, a method includes receiving a request from user for a report associated with at least one substance. A document including amounts of the at least one substance is identified. One or more volumes of the at least one substance is determined based, at least in part, on the amounts. A report including the aggregated volume is generated. | 2010-10-14 |
20100262520 | Optimizing Inventory In Accordance with a Constrained Network - In one embodiment, optimizing inventory includes accessing service level band sets. Each service level band set is associated with a policy group, and includes service level bands. Each service level band of a service level band set has a service level priority with respect to any other service level bands of the same service level band set. An inventory band set is determined for each service level band set. Each inventory band set includes inventory bands, where each inventory band satisfies a corresponding service level band assuming an unconstrained network. Each inventory band of an inventory band set has an inventory priority with respect to any other inventory bands of the same inventory band set. A feasible supply chain plan that satisfies the inventory band sets is generated in order of the inventory priorities until a constrained network is depleted. | 2010-10-14 |
20100262521 | ONLINE MERCHANTS TO THIRD PARTY WAREHOUSE PROVIDERS BROKER AND ORDER FULFILLMENT SYSTEM - An online merchants to third party warehouse providers broker and order fulfillment system is coupled with different third party warehouse providers that each operate one or more third party warehouses and a plurality of online merchants that use the services provided by the third party warehouse providers. The online merchants to third party warehouse providers broker and order fulfillment system includes an order fulfillment server to provide a common merchant interface to the services provided by the third party warehouse providers, a common warehouse interface to allow each of the different third party warehouse provider to communicate with the order fulfillment server in a common way including the status of the services they provide and allows each of the different third party warehouse providers to review all services requested by them, and a system operator interface to allow system operators to manage the third party warehouses including creating disaster recovery plans in case of a warehouse failure and generating a reverse invoice for each third party warehouse. | 2010-10-14 |
20100262522 | SYSTEM AND METHOD FOR REMOTE DEPOSIT CAPTURE - A system includes one or more remote check deposit locations, and one or more treasury receipt servers to receive check information captured from the one or more remote check deposit locations, and to receive transaction data from an originating depository financial institution (ODFI), the transaction data including an amount of funds available from clearing the captured check information. | 2010-10-14 |
20100262523 | METHOD AND SYSTEMS FOR SOLICITING DONATIONS - Methods and systems are provided for managing and soliciting donations made during checkout of a plurality of online purchases at a plurality of online retailers by a plurality of online shoppers. In one embodiment, the method and system include a receiving, over a communications network, data regarding a plurality of amounts for donation and a plurality of selected organizations made during checkout of the plurality of online purchases at the plurality of online retailers by the plurality of online shoppers, and collecting a plurality of payments for the plurality of amounts for donation and distributing the plurality of payments among the plurality of organizations based on the data. The method and system may include the online shoppers being asked at the time of checkout if they would like to round-up their total purchase price to the nearest dollar and select a charity/nonprofit organization to donate the spare change. | 2010-10-14 |
20100262524 | Contract Administration Support/Audit System (CASAS) - A computerized system whereby the vendor enters invoice and supporting contract information to generate required report formats to be verified by the system prior to transmission, which when transmitted to the contract administrator permits the contract administrator's system to check for conformance to contract related limits, and whereby upon approval the system updates related information on buyer's system(s) and optionally filters or summarizes top-level data relevant for payer's reporting/archival needs. | 2010-10-14 |
20100262525 | SOFTWARE SYSTEM FOR FACILITATING USER CREATION OF A LIFE TRUST - A software-implemented system and method are disclosed for enabling user creation of an irrevocable life trust for a child with little or no help from an attorney. The method includes promotion of life trusts, and of the possibility of self-created and self-administered life trusts. The user completes a software-presented template, which is used to provide documents that can be executed to establish a life trust. The software focuses exclusively on life trust creation, thereby minimizing its cost and complexity. In preferred embodiments, administration of the life trust is aided by supporting materials, thereby avoiding long-term software support and upgrade costs. Some embodiments enable a user to invest life trust funds in a tax-deferred annuity without losing the annuity's tax-deferred status. Preferred embodiments include software usage limiting features, such as password protection, watermarks, background shading and other duplication inhibiting features, as well as local and/or remote tracking of template usage. | 2010-10-14 |
20100262526 | Method of Goal Analysis - The present invention relates to a computer-implemented method of analyzing a person's goals in light of their motivations and aspirations for the purposes of identifying relevant financial goals for the person. This is achieved by a person answering questions to provide data and processing the data in a statistically meaningful manner to identify actions and activities that support the achievement of the relevant financial goals. From the actions and activities, a financial plan can be formed setting out when, where, what and who will carry out the actions to progress the financial goals. | 2010-10-14 |
20100262527 | COMMODITY BROKERING SYSTEM FOR MATCHING BUYERS AND SELLERS AND ASSOCIATED METHODS - A method for establishing a connection between a buyer and a seller of a commodity gathering buyer demographic data and purchase criteria and querying a database containing sellers' data. The query method includes using the buyer's criteria set as a filter, and creating a data set including at least one potential seller having a commodity matching at least some of the buyer's criteria set. The software then transmits to at least one of the sellers in the data set at least some of the buyer's demographic data and criteria set, affording that set of sellers the opportunity to contact the buyer directly and make an offer of the seller's commodity. In some cases, negotiations can be entered into in order to reach an optimal result for the buyer and the seller. If successful, a purchase can be completed between the buyer and at least one of the sellers. | 2010-10-14 |
20100262528 | COMPOSITE TRADING ORDER PROCESSING - A system for processing a composite trading order comprises a memory operable to store market data received from one or more market centers. The system further comprises a processor operable to generate a composite value based at least in part on the market data. The processor is further operable to receive a composite trading order associated with at least a portion of the composite value. The processor is further operable to generate a plurality of constituent trading orders that, when filled, combine to satisfy the composite trading order. | 2010-10-14 |
20100262529 | Arbitrage of Tracking Securities - A financial product is based on a first fund that is traded on a trading marketplace in a first country. The financial product is registered in the first country. The first fund has the characteristics of being based on an index of securities that are traded in a second, different country. The first fund is arbitragable with a second fund that is based on the index and which is registered in a second different country. The first fund has a creation unit basis that is substantially the same basis as a creation unit basis for the second fund. The calculation of the net asset value of the first fund occurs at essentially or exactly the same time that second country fund has its NAV calculated. | 2010-10-14 |
20100262530 | INTELLECTUAL PROPERTY TRADING EXCHANGE - A computerized intellectual property trading exchange is disclosed for facilitating the trading of license contracts relating to intellectual property rights or pools of intellectual property rights. The exchange includes at least one intellectual property license contract relating to intellectual property rights or pools of intellectual property rights and a computer-accessible forum configured to allow a plurality of participants to trade the license contract. The plurality of participants includes at least one seller, which may be the owner, having the license contract and desiring to trade the license contract. The plurality of participants also includes at least one buyer desiring to obtain the license contract. The buyer may be an investor, speculator, market maker, or arbitrageur, who purchases the license contract to achieve appreciation. The buyer also may be a licensee, who purchases the license contract to practice the intellectual property rights. | 2010-10-14 |
20100262531 | Market Indicator Process and Method - A market indicator process, residing on a server, predicts an opening index price of a security index including at least two discrete securities. A trade monitoring process monitors at least a portion of the trading of the discrete securities that occur outside of a regular trading session. A closing price variation calculation process, responsive to the trade monitoring process, calculates the predicated opening index price of the security index for the beginning of the next regular trading session with respect to a closing index price of the security index at the end of the previous regular trading session. The index prices are indicative of the cumulative value of the discrete securities. | 2010-10-14 |
20100262532 | Predicting a Future Price Range for a Desired Volume - The present invention provides methods and apparatus, including computer program products, to predict a future price range for a desired volume of a traded item. This includes determining a price range based on a set of historical transactions having a comparison volume corresponding to the desired volume of the traded item. It may also include selecting transactions from historical transaction data to generate the set of historical transactions. It may also include selecting historical transactions such that the set of historical transactions has a total volume substantially equal to the comparison volume. It may also include selecting historical transactions such that the set of historical transactions has a total volume greater than the comparison volume and selectively removing one or more historical transactions from the set of historical transactions until the set of historical transactions has a total volume substantially equal to the comparison volume. | 2010-10-14 |
20100262533 | SYSTEM AND METHOD FOR FORMING A FINANCIAL INSTRUMENT INDEXED TO ENTERTAINMENT REVENUE - A method for forming a securities bundle indexed to entertainment revenue includes determining a first funding amount for a first entertainment event. A second funding amount is determined for a second entertainment event. Next, a dividend schedule is determined for the first and second entertainment events. A securities bundle is formed at least partially based on the funding amounts and the dividend schedule, with the securities bundle comprising a first security and a second security. The first security is associated with the first entertainment event and the second security is associated with the second entertainment event. | 2010-10-14 |
20100262534 | Web-based home-loan modification assessment system - The web-based home-loan modification assessment system is for use in preparing a detailed financial statement of borrower's income and expenses that the lender uses in making an informed determination on whether or not to modify the borrower's mortgage agreement. The system comprises a website, a data input device, and a processor. The website is easily found on the Internet using common search engines. The website is specifically designed to streamline the information gathering process. The data input device can be a keypad, a pda, or a phone. The borrower submits answers online to the user-friendly questionnaire through the website about his current financial status and his mortgage agreement with the lender. Once the personal data has been submitted, a processor associated organizes the personal data into a request form for a loan modification. The website processor determines the amount that the borrower is able to afford using either a front end debt-to-income ratio, or back end debt-to-income ratio. The net present value of the real property is then calculated, the net present value being a function of net proceeds the lender receives from the real property if the borrower defaults. The request form is then submitted to the borrower for review and approval in real time. If the calculations support modifying the mortgage agreement, the information is submitted to the lender for review and consideration. | 2010-10-14 |
20100262535 | METHOD AND APPARATUS FOR A VERIFIABLE ON LINE REJECTION OF AN APPLICATION FOR CREDIT - A system and method are disclosed for presenting a reason for the rejection of 5 a credit application from an applicant is disclosed. The method includes obtaining a factor from a credit bureau identified as a factor that influences the FICO score assigned to the application by the credit bureau. The factor identified by the credit bureau is mapped to an internal rejection code. A rejection reason is provided that corresponds to the internal rejection code to the applicant. | 2010-10-14 |
20100262536 | TRANSACTION AGGREGATOR - Systems and methods for determining and reporting aggregated transaction level data regarding a particular user are disclosed. Based on the requests of one or more information requesters, an aggregator server can request transaction level data for all accounts associated with a particular user from a transaction database. The transaction database returns raw transaction level data for all accounts associated with the particular user to the aggregator server. The aggregator server can then parse the raw transaction level data based on a number of transaction level data elements and information requester input. The parsed raw transaction level data can then be used to determine the number of predefined or information requester defined transaction level data aggregates. The resulting transaction level data aggregates can then be sent in a report to the one or more information requesters. | 2010-10-14 |
20100262537 | ARTIFICIAL INTELLIGENCE SETTLEMENT SYSTEM FOR OPTIMUM CARD RECOMMENDATION SERVICE AND PAYMENT APPARATUS AND COMBINATION CARD PAYMENT TERMINAL FOR THE SAME - Disclosed herein is an artificial intelligence payment system for recommending an optimum card capable of providing a maximum benefit from among a plurality of cards issued to a user. The artificial intelligence payment system includes a payment apparatus ( | 2010-10-14 |
20100262538 | METHODS AND SYSTEMS FOR CHECK OR ELECTRONIC BILL PAYMENT USING PORTIONAL CREDITING FROM ADDITIONAL AVAILABLE CASH AND CREDIT BALANCES - The present invention provides check (draft) payment or electronic bill payment using alternative debiting and accounting functions from associated cash or credit balances that allow flexibility and control by the payer or credit balance provider for enabling crediting of check or electronic bill payments to additional cash or credit balances that further provide opportunities for the account provider or financial institution to have additional income from providing such methods and systems. | 2010-10-14 |
20100262539 | METHOD OF INTERACTING WITH PRINTED FORM - A method of interacting with a printed form. The method includes the steps of: maintaining a page description corresponding to a printed form; receiving, indicating data from an optically imaging pen operated by the user, the indicating data being indicative of the identity of the form and of a position of a nib of the pen relative to the form; retrieving the page description using the identity of the form; and identifying an interaction with the form using the position of the nib and the retrieved page description. The position of the nib is determined by inferring a perspective transform from perspective-distorted corners of a tag of known size when sensing the coded data and using the perspective transform together with a known geometry of pen optics to compute the position of the nib. | 2010-10-14 |
20100262540 | ELECTRONIC SETTLEMENT SYSTEM, ELECTRONIC SETTLEMENT METHOD AND CASH PAYING METHOD USING LCD BARCODE DISPLAYED ON MOBILE TERMINAL - Disclosed are an electronic settlement system, an electronic settlement method, and a cash payment method using a barcode displayed on a mobile terminal, thereby simply performing member identification using the barcode including member information, electronic settlement services (such as credit card settlement, direct payment card settlement, advance payment card settlement, small amount settlement, and Giro system settlement) at various shops via a procedure verifying whether a user is an actual owner of the barcode, cash payment services via member information barcode and member identification procedures, advance payment card services by depositing a designated amount of money at a database of the bank and allowing the user to systematically use the advance card within the deposited money, and wireless banking services for transmitting and receiving various banking related data via wireless network between the bank and the members. | 2010-10-14 |
20100262541 | CREDIT CARD SECURITY SYSTEM - A system for the prevention of fraud in various financial transactions including a central processing unit (CPU) associated with a financial institution and in communication with a customer database of the institution, the CPU including elements for receiving a telecommunication from a customer communication device, the telecommunication indicating the requirement for a transaction; the database and/or CPU identifying the customer telephone number and matching it with the customer details in the database; the establishment of a match in the matching process triggering activation of the account to permit a transaction of a specified monetary value. | 2010-10-14 |
20100262542 | Method And System For Controlling Risk In A Payment Transaction - Example embodiments of the presently described subject matter are described that require a customer to use a secure payment token if, during a payment transaction, it is determined that the payment transaction poses a risk. A risk analysis may be performed based at least in part on data related to the payment transaction, such as data related to the customer, the transaction itself, the merchant, etc. If the results of the risk analysis indicate that an unacceptable amount of risk exists, the merchant or any interested party may require the customer to use a secure payment token, for example, a smart card, to conduct the transaction. Otherwise, the customer may proceed by using a static payment token, for example a credit card or PIN/password-based payment token. | 2010-10-14 |
20100262543 | ELECTRONIC SETTLEMENT SYSTEM, ELECTRONIC SETTLEMENT METHOD AND CASH PAYING METHOD USING LCD BARCODE DISPLAYED ON MOBILE TERMINAL - Disclosed are an electronic settlement system, an electronic settlement method, and a cash payment method using a barcode displayed on a mobile terminal, thereby performing member identification using the barcode including member information, electronic settlement services (such as credit card settlement, direct payment card settlement, advance payment card settlement, small amount settlement, and Giro system settlement) at various shops via a procedure verifying whether a user is an actual owner of the barcode, cash payment services via member information barcode and member identification procedures, advance payment card services by depositing a designated amount of money at a database of the bank and allowing the user to systematically use the advance card within the deposited money, and wireless banking services for transmitting and receiving various banking related data via wireless network between the bank and the members. | 2010-10-14 |
20100262544 | SYSTEM AND METHOD FOR FACILITATING VALUE EXCHANGES USING MOBILE DEVICES - A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions. | 2010-10-14 |
20100262545 | SYSTEMS AND METHODS FOR CONSTRUCTING A LOCAL ELECTRONIC MEDICAL RECORD DATA STORE USING A REMOTE PERSONAL HEALTH RECORD SERVER - Certain embodiments of the present invention provide systems and methods for managing medical information. Certain embodiments provide a local electronic medical record system including a local personal health record (PHR) client, the PHR client downloading encrypted patient documents from a remote PHR server and parsing the downloaded encrypted patient documents to form a local PHR database. The example system also includes an interface receiving user input including an encryption key to decrypt the downloaded encrypted patient documents and displaying patient medical information to the user based on the downloaded decrypted patient documents. | 2010-10-14 |
20100262546 | PAYMENT SERVICE AUTHENTICATION FOR A TRANSACTION USING A GENERATED DYNAMIC VERIFICATION VALUE - Methods and systems for dynamically generating a verification value for a transaction and for utilizing such value to verify the authenticity of the payment service application. The dynamically created verification value may be generated on a payment device, such as an integrated circuit credit card or smart card, embedded into the payment data, and transmitted to a point of sale terminal. Alternatively, payment data is sent by a payment device to a point of sale terminal, which generates a verification value and embeds it into the payment data. The embedded verification value is used by a service provider to verify the authenticity of the transaction. The methods and systems may be used in a contactless (wireless) environment or a non-wireless environment. | 2010-10-14 |
20100262547 | USER INFORMATION BROKERING - User information corresponding to a plurality of users can be received at a user information collector computing environment and stored in a user information computer database. A general offer from a purchaser to purchase at least part of the user information can be received at a user information broker. Also at the broker, individual offers for the users can be processed. Each of the individual offers can be an offer to purchase access by the purchaser to user information corresponding to one of the users. Acceptances of the individual offers can be received by the broker from accepting users. A broker payment to the broker can be received from the purchaser, and a user payment can be sent to each of the accepting users. In addition, user information corresponding to the accepting users can be sent to the purchaser. User information data mining can also be done. | 2010-10-14 |
20100262548 | System and Methods for Multiple Pricing Comparison - The present invention relates to systems and methods for generating a deal summary including comparisons of different pricing methods. A user, or a multi-dimension top down negotiator system, supplies a time and materials quote to the system through a negotiation interface. A fixed price quote generator then utilizes the received time and materials quote to generate a fixed price quote. Likewise, a gain share quote generator utilizes the received time and materials quote to generate a gain share quote. The gain share quote may include a variable percentage share on future return on investment. A net present value calculator then generates the net present value for the generated quotes using expected future interest rates. A deal summary generator compiles the net present values for the quotes into a deal summary for comparison purposes. This deal summary is utilized to answer a request for proposal. A pricing method optimizer may select the most profitable pricing method from the time and materials quote, the fixed price quote and the gain share quote. | 2010-10-14 |
20100262549 | SYSTEM AND METHOD FOR CUSTOMER REQUESTS AND CONTACT MANAGEMENT - A method and a web-based system is provided that enables a customer service center of a company to provide its customers with a choice of different modes for establishing contact with customer service representatives. The different modes of contact are displayed on a single web page. The modes of contact include, but are not limited to call, chat, e-mail and Internet talk. Further, the system provides information regarding the estimated wait time and the less busy time for the modes of contact. In addition, the system and method provide means for conducting a search in a knowledge database for automated responses to queries from customers. The system and method enables the customer to provide feedback for each interaction with the customer service center through the web page. Further, the system and method enable the storage of all interaction between each customer and the customer service center. | 2010-10-14 |
20100262550 | INTER-CORPORATE COLLABORATION OVERLAY SOLUTION FOR PROFESSIONAL SOCIAL NETWORKS - A service provider includes a broker. The broker receives a request from a business organization requester for one or more potential collaborators in a determined subject matter area; accesses one or more personal profiles maintained by one or more social network services; selects a subset of individuals described in the accessed profiles as being of potential interest to the requester; and provides to the requestor information describing the members of the subset of individuals. | 2010-10-14 |
20100262551 | METHOD AND APPARATUS FOR DIGITAL COATING PROJECT PURCHASE - A method for selecting and purchasing a coating includes: selecting a desired color, comparing the desired color to a database of coating compositions to identify a coating composition having a color substantially matching the desired color, evaluating the suitability of the identified coating composition, and purchasing the identified coating composition. An apparatus for implementing the method is also provided. | 2010-10-14 |
20100262552 | System and method of global electronic job market in the Internet - A system and a method of global electronic job market in the Internet are provided. The method of operating of a global electronic job market for jobseekers and employers via the Internet includes: registering the jobseekers and the employers; creation of the structured database of offers of employers and a database information about jobseekers on the basis of the International Classification of Specialities and on the basis of the International Classification of Job Position; creation of requests of jobseekers for search of the necessary information in the database of offers of employers; creation of requests of employers for search of the necessary information in the database information about jobseekers; providing of searching of the necessary information according to requests, specified above, in appropriate databases; providing of jobseekers by the list of offers from employers, acceptable for them, which are available in the database; providing of employers by the list of offers from jobseekers, acceptable for them, which are available in the database; a choice of partners in employment out of the presented lists; holding competitions for job vacancies (tenders); conclusion of job contracts between jobseekers and employers; providing additional services of the system of global electronic job market. | 2010-10-14 |
20100262553 | METHOD FOR COMPLYING WITH EMPLOYMENT ELIGIBILITY VERIFICATION REQUIREMENTS - A method is provided for determining employer compliance in determining employment eligibility requirements in accordance with federal immigration regulations. Compliance alerts and compliance tips are displayed for guiding employers in verifying employment eligibility. Completed employment eligibility forms are automatically audited to analyze whether the employer has accurately completed the employment verification. The completed forms are audited by applying various compliance rules to a completed employment eligibility form, presently a Form I-9, to determine compliance with the applicable regulations. A listing is provided of various errors and additional data required to complete the audited form. The method is preferably administered by a single service provider for multiple employers, to assure that changes in the applicable regulations are regularly incorporated. A central system is provided for managing all of the employment eligibility forms associated with particular employers, to assure continued compliance with federal regulations. | 2010-10-14 |
20100262554 | In-store wireless shopping network using hand-held devices - An example system includes a display, a communication circuit, a memory storing a shopping program, and a processor in communication with the display, the communication circuit and the memory. The processor is configured to execute the shopping program to access a product database including product information, to process inputs supplied to the system to generate a shopping list comprising one or more products from the product database and to provide guidance information on the display relating to product location in a store of the products on the shopping list. | 2010-10-14 |
20100262555 | METHOD FOR SHIPPERS TO MANAGE FUEL COST - A computer-implemented method for managing fuel costs, along with a corresponding apparatus, and a corresponding medium are described. The method includes receiving transaction information at a Network Administrator, the transaction information being associated with: (a) a shipper who has arranged for a shipment of goods from an origin to a destination; and (b) a corresponding carrier that has agreed to transport the shipment using a pre-determined maximum number of eligible units of fuel, where the fuel is purchased by the carrier at a pre-set base price per eligible unit, and where the fuel is purchased from pre-selected fueling locations. The maximum number of eligible units of fuel and the base price per eligible unit for the shipment are established between the shipper and the carrier, while the fueling locations are established by the Network Administrator. The actual price paid for the fuel is set by the market. Carrier fuel purchase information associated with fuel purchases made by the carrier at the pre-selected fueling locations is then transmitted to the Network Administrator. | 2010-10-14 |
20100262556 | INTELLIGENT PERFORMANCE-BASED PRODUCT RECOMMENDATION - Systems and methods of utilizing communications networks and multivariate analysis to predict or recommend optimal products from a predefined population of commercially available products are disclosed. The recommendations are based on intelligence contained in processing elements and subjective and/or objective product information received from consumers or input to the systems as part of their initial setup. The output of the systems comprise sets of products that they predict the consumer will prefer and/or perform well for the problem or concern identified by the consumer. The performance and preference predictions are a function of consumer problems and product responsiveness patterns. Objective product information is generally obtained with diagnostic instruments. Data measured with the diagnostic instruments may be communicated to the data processing portions of the invention via the Internet. The outputs of the data processing portion of the system may be presented to consumers via the Internet as well. | 2010-10-14 |
20100262557 | SYSTEMS, METHODS, AND APPARATUS FOR GUIDING USERS IN PROCESS-DRIVEN ENVIRONMENTS - An extension to existing enterprise applications guides users through activities related to a business process. | 2010-10-14 |
20100262558 | Incorporating Development Tools In System For Deploying Computer Based Process On Shared Infrastructure - A method of setting up a development environment for development work on a computer based business process, involves providing a software model ( | 2010-10-14 |
20100262559 | Modelling Computer Based Business Process And Simulating Operation - Modelling a computer based business process having a number of functional steps, involves providing software candidate models ( | 2010-10-14 |
20100262560 | METHOD AND SYSTEM FOR ASSESSING APPLICATION PORTFOLIO - A web based method and system for assessing client portfolio is disclosed. Assessing client portfolio of the client comprises checking whether the client portfolio maps to the application needs of the client. An assessment model is generated to assess the client portfolio. Inputs regarding business domains and strategy of the client is received and based on the inputs the assessment model is generated. Thereafter assessment score of the client is calculated based on the client inputs and modifications for the assessment model. If the assessment score of the client is below a threshold limit, the client is prompted to update his or her client portfolio. | 2010-10-14 |
20100262561 | System and method for modeling and implementing an employee benefit plan - A process for determining the optimal premium structure and a lucrative retirement and a death benefit plan, provided by an employer to an employee, using a portion of the employee's contribution and the employer's contribution to finance the premium. | 2010-10-14 |
20100262562 | RETIREMENT INCOME PLAN SYSTEMS AND METHODS - Systems and methods of implementing sponsored retirement income plans with all effective fiduciary discretion and responsibility residing with a fiduciary entity that is separate from a co-sponsor. | 2010-10-14 |
20100262563 | SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT USING TECHNIQUES TO MIMIC AN ACCOUNTING DATA BASED INDEX AND PORTFOLIO OF ASSETS - A system, method and computer program product creates an index based on accounting based data, as well as a portfolio of financial objects based on the index where the portfolio is weighted according to accounting based data. A passive investment system may be based on indices created from various metrics. The indexes may be built with metrics other than market capitalization weighting, price weighting or equal weighting. Non-financial metrics may also be used to build indexes to create passive investment systems. Additionally, a combination of financial non-market capitalization metrics may be used along with non-financial metrics to create passive investment systems. Once the index is built, it may be used as a basis to purchase securities for a portfolio. Specifically excluded are widely-used capitalization-weighted indexes and price-weighted indexes, in which the price of a security contributes in a substantial way to the calculation of the weight of that security in the index or the portfolio, and equal weighting weighted indexes. Valuation indifferent indexes avoid overexposure to overvalued securities and underexposure to undervalued securities, as compared with conventional capitalization-weighted and price-weighted. | 2010-10-14 |
20100262564 | Conditional Probability Method For Stock Option Valuation - A method, system, and computer program product for determining stock option pricing in which the interplay of short-term interest rates and expected long-term rates of return on the underlying security results are factored to yield a more accurate forecast of options prices as compared to conventional models. The method of the present invention employs an expected long-term rate of return parameter and a conditional probability volatility parameter and an adjustment factor to address the put-call parity theorem which addresses the accuracy problems of the Black-Scholes model. The method can also be applied using a known current option prices to determine an assumed long-term rate of return. | 2010-10-14 |
20100262565 | EXCHANGE TRADING OF MUTUAL FUNDS OR OTHER PORTFOLIO BASKET PRODUCTS - A system for determining a basket of financial instruments for hedging investment risk in actively managed exchange traded funds is described. The system uses a trusted computer system and includes a computer storage medium storing a computer program product. The product determines the basket of hedging instruments by extracting factor information from a portfolio of the actively managed exchange traded fund and determining factors that affect the price of the exchange traded fund. The program can select a portfolio of instruments with similar behavior with respect to the determined factors to produce a hedging portfolio that tracks the price of the exchange traded fund. | 2010-10-14 |
20100262566 | ELECTRIC ENERGY CALCULATION DEVICE, PRICE CALCULATION DEVICE AND PRICE CALCULATION METHOD FOR CALCULATING PRICE FOR CONSUMED ELECTRIC POWER, AND VEHICLE INFORMATION OUTPUT DEVICE AND VEHICLE INFORMATION OUTPUT METHOD - In order to accurately calculate a price for electric power for a vehicle to travel, to be spent for upgrade and maintenance of the social infrastructure necessary for vehicles to travel, an ECU determines whether battery-charging electric energy data is stored in an internal memory (S | 2010-10-14 |