43rd week of 2015 patent applcation highlights part 57 |
Patent application number | Title | Published |
20150302308 | AUTONOMIC GROUP DECISION MAKING USING IMPEDANCE SCORES - A method for autonomic group decision making may include presenting a plurality of decision options and receiving at least one decision option selected by each decision maker. A decision result may be presented including an indication of the preference for each option. Each decision maker may be allowed to revise the previously selected option for convergence to a single decision option for the group. An impedance score is determined for each decision maker in response to a decision maker selecting a different decision option. The impedance score may be based on one or more actions by the decision maker regarding selecting the decision option. A level of the impedance score indicates either progress toward or away from convergence. The impedance score may be revised each time a revised option is selected. The single decision option may be presented in response to the decision makers converging on the single decision option. | 2015-10-22 |
20150302309 | AUTONOMIC GROUP DECISION MAKING USING IMPEDANCE SCORES - A method for autonomic group decision making may include presenting a plurality of decision options and receiving at least one decision option selected by each decision maker. A decision result may be presented including an indication of the preference for each option. Each decision maker may be allowed to revise the previously selected option for convergence to a single decision option for the group. An impedance score is determined for each decision maker in response to a decision maker selecting a different decision option. The impedance score may be based on one or more actions by the decision maker regarding selecting the decision option. A level of the impedance score indicates either progress toward or away from convergence. The impedance score may be revised each time a revised option is selected. The single decision option may be presented in response to the decision makers converging on the single decision option. | 2015-10-22 |
20150302310 | METHODS FOR DATA COLLECTION AND ANALYSIS FOR EVENT DETECTION - Behavior modeling includes how to detect and/or predict events based on observed changes in behavior. Detection of behavior that indicates possible adverse health events is performed by remote observation of a person's behavior. Captured data is correlated with an appropriate person, without identifying the person. People are associated with objects/locations, in the environment based on how the people relate to those objects/locations. Thus, people are identified based on their body characteristics or movement. Person specific data captured is labeled with unique identifiers. The location of certain objects/locations is correlated with the behavior profile to capture and analyze a nested pattern within a larger behavior pattern. Next to certain objects, certain types of behaviors/movements are expected. However, if the movement at a determined point in time deviates significantly from “normal” behavior patterns, such deviation may be an indication that something is wrong. | 2015-10-22 |
20150302311 | APPARATUS AND METHOD FOR INTEGRATING MANUAL AND AUTOMATED TECHNIQUES FOR AUTOMATED CORRELATION IN DATA MINING - A method is provided for determining one or more causes for variability in data. The method includes selecting a first range of a multivariate model output data on a user interface and employing a computing system, operatively coupled to the user interface, to determine one or more process data causing a variability of the multivariate model output data in the first range when compared to a second range of the multivariate model output data. At least some of the process data includes data derived from a physical measurement of a process variable. | 2015-10-22 |
20150302312 | Predictive Modeling Based Focus Error Prediction - Predictive modeling based focus error prediction method and system are disclosed. The method includes obtaining wafer geometry measurements of a plurality of training wafers and grouping the plurality of training wafers to provide at least one training group based on relative homogeneity of wafer geometry measurements among the plurality of training wafers. For each particular training group of the at least one training group, a predictive model is develop utilizing non-linear predictive modeling. The predictive model establishes correlations between wafer geometry parameters and focus error measurements obtained for each wafer within that particular training group, and the predictive model can be utilized to provide focus error prediction for an incoming wafer belonging to that particular training group. | 2015-10-22 |
20150302313 | METHOD OF PREDICATING ULTRA-SHORT-TERM WIND POWER BASED ON SELF-LEARNING COMPOSITE DATA SOURCE - A method of predicating ultra-short-term wind power based on self-learning composite data source includes following steps. Model parameters of an autoregression moving average model are obtained by inputting data. A predication result is obtained by inputting data required by wind power predication into the autoregression moving average model. A post-evaluation is performed to the predication result by analyzing error between the predication result and measured values, and performing model order determination and model parameters estimation again while the error is greater than an allowable maximum error. | 2015-10-22 |
20150302314 | DETECTING DEVIATIONS BETWEEN EVENT LOG AND PROCESS MODEL - A method for detecting deviations between an event log and a process model includes converting the process model into a probability process model, the probability process model comprising multiple nodes in multiple hierarchies and probability distribution associated with the multiple nodes, a leaf node among the multiple nodes corresponding to an activity in the process model; detecting differences between at least one event sequence contained in the event log and the probability process model according to a correspondence relationship; and identifying the differences as the deviations in response to the differences exceeding a predefined threshold; wherein the correspondence relationship describes a correspondence relationship between an event in one event sequence of the at least one event sequence and a leaf node in the probability process model. | 2015-10-22 |
20150302315 | Correcting Existing Predictive Model Outputs with Social Media Features Over Multiple Time Scales - Methods, systems, and computer program products for correcting existing predictive model outputs with social media features over multiple time scales are provided herein. A method includes examining multiple items of user content derived from one or more social media sources during a given time period to identify one or more items of user content pertaining to a target entity; analyzing the items of user content pertaining to the target entity to determine one or more predictive features in the items of user content related to a target variable associated with the target entity; computing a correlation measure between each of the predictive features and the target variable; and modifying an output of an existing predictive model associated with the target variable via incorporation of the predictive feature with the highest correlation measure into the output of the existing predictive model to generate an updated predictive output. | 2015-10-22 |
20150302316 | SYSTEM AND METHOD FOR DETERMINING UNWANTED PHONE MESSAGES - A computer-implemented method for generating a machine-learning model can include receiving, at a computing device having one or more processors, a plurality of reported phone numbers from telephone users, a plurality of posted phone numbers from one or more websites, and transcriptions of messages associated with a plurality of calling phone numbers. The machine-learning model is generated based on these various inputs and stored at the computing device. The model is configured to determine a probability that an unknown phone message is unwanted based on a phone number from which the unknown phone message originated. | 2015-10-22 |
20150302317 | NON-GREEDY MACHINE LEARNING FOR HIGH ACCURACY - Non-greedy machine learning for high accuracy is described, for example, where one or more random decision trees are trained for gesture recognition in order to control a computing-based device. In various examples, a random decision tree or directed acyclic graph (DAG) is grown using a greedy process and is then post-processed to recalculate, in a non-greedy process, leaf node parameters and split function parameters of internal nodes of the graph. In various examples the very large number of options to be assessed by the non-greedy process is reduced by using a constrained objective function. In examples the constrained objective function takes into account a binary code denoting decisions at split nodes of the tree or DAG. In examples, resulting trained decision trees are more compact and have improved generalization and accuracy. | 2015-10-22 |
20150302318 | UPDATING PREDICTION MODEL - In an approach to updating a prediction model, where the prediction model is used for time series data, a computer selects a first prediction time window in an order from a plurality of prediction time windows associated with the prediction model, and predicts one or more predicted values of the time series data at a plurality of time points within the first prediction time window. The computer calculates a prediction error associated with the first prediction time window based on the one or more predicted values and one or more actual measured values of the time series data at the plurality of time points. The computer determines whether the prediction error is larger than a predefined error threshold associated with the first prediction time window, and in response to determining the prediction error is larger than the predefined error threshold, provides a notification of updating the prediction model. | 2015-10-22 |
20150302319 | DATA PROVISIONING SYSTEM AND METHOD - Systems and methods providing an application having one or more management modules, wherein at least one management module is configured to display a metric value, and wherein the metric value is obtained by the application based on a query of a database containing information about a fleet of assets. Embodiments of the present invention provide information to an end user in response to the end user's request regarding one or more assets from the fleet of assets. The requests may include aspects of fleet performance, and individual assets within the fleet, and may relate to energy consumption, asset health or repair status, or movement through a network. | 2015-10-22 |
20150302320 | System, Process and Method of Booking Musicians and Artists - A system for booking a live performance by a performer using the Internet comprising the steps of: providing a booking link on the promotional website of the performer, and wherein the booking link is connected to a booking website; booking hyperlink directs a performance seeker to a webpage displaying information relating to a performer profile on the booking website, wherein performer profile includes information pertaining to performer details; the performance seeker logins into booking website using a performance seeker profile, and wherein the performance seeker profile has been verified by the website as having available funding to make offers to performer, offer is made by performance seeker to performer on a confidential chat forum on booking website, and wherein the performer and performance seeker may view each other's respective profile; performance seeker and performer agree to an electronic contract for a live performance by a performer; and performance seeker or performer records comments about the other respective party in their respective profile. | 2015-10-22 |
20150302321 | UNIT-BASED LICENSING FOR EVENT AND DIGITAL CONTENT ACCESS - A method and apparatus for unit-based licensing for event and digital content access are provided. Unit-based licensing for event and digital content access may include receiving a request for access to an event, the request for access indicating a customer account, determining a cardinality of assigned units for the event, identifying a cardinality of available licensing units allocated to the customer account, determining whether the cardinality of the assigned units is within the cardinality of the available licensing units, and outputting a response. Outputting the response may include indicating that the request is granted, on a condition that the cardinality of the assigned units is within the cardinality of the available licensing units, and indicating that the request is denied, on a condition that the cardinality of the assigned units exceeds the cardinality of the available licensing units. | 2015-10-22 |
20150302322 | CLUSTER MEMBERSHIP PLATFORM FOR AIR TRANSPORTATION - Methods and systems for air transportation using a cluster membership platform are described herein. A method may include determining a minimum number of passengers for a cluster membership to cover a flight cost. After receiving requests for tickets from two or more passengers, it can be determined that a number of requests is sufficient to provide the two or more passengers with a cluster membership. The two or more passengers may be provided with the cluster membership. Each of the two or more passengers may be provided with the tickets according to the received one or more requests based on a cluster membership policy. The cluster membership policy may include one or more of a ticket price, a membership fee, a flying time cost, and a membership type. | 2015-10-22 |
20150302323 | SYSTEM AND METHOD FOR IMPROVING EFFICIENCY OF A WORKFORCE - A method (e.g., for increasing the efficiency of a mission) includes tracking, with an electronic locating device, movements of an operator while the operator is performing a sequential series of tasks in a first order to complete a mission, examining the movements of the operator and completion of the tasks in the first order with one or more computer processors to determine if the tasks can be completed in a more efficient order than the first order, determining a different, second order of the tasks that is more efficient than the first order in which the tasks were completed when the movements of the operator were tracked, and generating a presentation of the second order of the tasks for display on an electronic mobile device during another performance of the tasks. | 2015-10-22 |
20150302324 | OBJECT LIFECYCLE ANALYSIS TOOL - Embodiments presented herein provide techniques for generating analytical graphs that display a visualization of multiple transaction objects processed concurrently in a computer system. An object lifecycle analysis tool identifies one or more transaction objects having a specified identifier. Each transaction object corresponds to an instance of a common transaction having been processed. The analysis tool retrieves transition state information corresponding to each transaction object and sorts the transition state information in chronological order. The analysis tool generates a graph based on the sorted transition state information. The generated graph allows a user to easily identify performance issues (e.g., concurrency bottlenecks) in a transaction management system. | 2015-10-22 |
20150302325 | Developing and Executing Workflow Processes Associated with Data-Encoded Tags - Methods and apparatuses, including computer program products, are described for developing workflow processes associated with data-encoded tags. A server receives tag data associated with each of a plurality of data-encoded tags from one or more mobile devices capable of reading data-encoded tags. The server generates a collection of tags to include each of the plurality of data-encoded tags. The server develops a workflow process associated with the collection of tags using the received tag data, and stores the workflow process in a data storage module. | 2015-10-22 |
20150302326 | SYSTEMS AND METHODS FOR BUSINESS IMPACT ANALYSIS AND DISASTER RECOVERY - Systems and methods for business impact analysis and disaster recovery, wherein the system comprises of an input interface; business function parameters; limiting parameters associated to the said business function parameters; a tracking sub-system; an impact calculator; an operation site; and a disaster recovery site; wherein the said limiting parameters defines the limits of the said business function parameters; and wherein the said business function parameters and the said limiting parameters are entered into the system through the said input interface; and wherein the said entered business function parameters are independently or simultaneously tracked by a tracking sub-system; and wherein on occurrence of a change in business function parameters that cross the limits defined by the said limiting parameters is tracked by the said tracking sub-system and the said impact calculator calculates the impact of the change in the said business function parameters simultaneously in real time. | 2015-10-22 |
20150302327 | OBJECT LIFECYCLE ANALYSIS TOOL - Embodiments presented herein provide techniques for generating analytical graphs that display a visualization of multiple transaction objects processed concurrently in a computer system. An object lifecycle analysis tool identifies one or more transaction objects having a specified identifier. Each transaction object corresponds to an insance of a common transaction having been processed. The analysis tool retrieves transition state information corresponding to each transaction object and sorts the transition state information in chronological order. The analysis tool generates a graph based on the sorted transition state information. The generated graph allows a user to easily identify performance issues (e.g., concurrency bottlenecks) in a transaction management system. | 2015-10-22 |
20150302328 | Work Environment Recommendation Based on Worker Interaction Graph - Examples disclosed herein relate to a work environment recommendation based on a worker interaction graph. A computing device may determine based on a graph representing relationships between workers, productivity information related to a work environment and determine a suggested change to the work environment based on the productivity information. The computing device may output the suggested change. | 2015-10-22 |
20150302329 | FLEXIBLE INSTALLER TAGGING - Systems and methods for flexible installer tagging in a product bundle. Mutable tags are injected into a product bundle. The product bundle is deployed and it is determined whether the mutable tag should change to a new value. If it is determined that the mutable tag should change to a new value, a clone of the product bundle is generated. A modified product bundle is created by modifying the mutable tag in the clone of the product bundle to have the new value. | 2015-10-22 |
20150302330 | Automated Job Assignment to Service Providers | 2015-10-22 |
20150302331 | SCHEDULER FOR ATHLETIC FACILITIES - A schedule management system for athletic organizations produces an event schedule. The schedule is generated by the system that manages the information involved between the entities. The system accepts properties of an organization, properties of facilities serving the organization, and properties of other related entities. The system processes the properties to generate the schedule. The system can validate the schedule against the properties. The system can further recommend changes to the schedule. The schedule management system uses an interface to enter and modify the properties, to display the schedule, to interact with the validation, and to modify the schedule. | 2015-10-22 |
20150302332 | MAINTENANCE SCHEDULE OPTIMIZATION METHOD FOR ELECTRIC POWER SYSTEM INCLUDING LARGE-SCALE WIND POWER - The present invention discloses a maintenance schedule optimization method for an electric power system including large-scale wind power to build objective function to make it get optimal results, then constrain the objective function, constraint conditions include: constrain according to maintenance natural environment; constrain according to maintenance time of wind power plant; constrain according to maintenance site of wind power plant; constrain according to system reliability at wind power plant; constrain according to maintenance continuity of generator unit. Under the above constraint conditions, the electric power system is modeled with heuristic algorithm according to the above objective function. Through modeling the electric power system including large-scale wind power, optimize maintenance time of wind turbines in electric power system through modeling under a certain constraint conditions to maintain the wind power equipment properly while ensuring maximum efficiency of wind power generation at the same time. | 2015-10-22 |
20150302333 | PROVIDING AIR TRANSPORTATION SERVICES USING INTEGRATED PLATFORM - Methods and systems for providing air transportation services using an integrated platform are described herein. The system comprises an irregular operations (IROPs) platform configured to manage operations associated with IROPs, an operations platform configured to manage operations associated with normal operations conditions, a planning platform configured to generate schedules, maintenance schedules, crew rosters, and financial models; a data and cloud services platform configured to provide market data, and a professional services platform configured to provide management and consulting services. All the platforms are integrated with each other and into an airline infrastructure. | 2015-10-22 |
20150302334 | QUICK DRAFTS OF ITEMS IN A PRIMARY WORK QUEUE - Techniques disclosed herein facilitate the use of the primary work queue within an information management application as a centralized access point for creating and viewing multiple types of new draft items such as a note, to-do, or message item. An information management application can receive a new item request through its user interface and initiate a new draft item in response to the new item request. A view of new draft item can then be surfaced in a primary work queue of the information management application. The item type of the new draft item may be different than other item types in the primary work queue. | 2015-10-22 |
20150302335 | System and method for evaluating leadership abilities and identifying leadership talent among users and organizations in a social network - A system and method for evaluating leadership abilities and identifying leadership talent among users and organizations in a social network, and to compare the leadership abilities of a user to the leadership abilities of other users or categories of users in a social network. The system includes: (1) a user account module configured to create a user profile, (2) a rater invite module configured to send requests for a single evaluation or multiple/subsequent evaluations from individuals that serve on the user's “leadership panel,” (3) a rater categorization module configured to categorize raters in relation to the user, (4) a user request module configured to allow a user to request to evaluate another user, (5) an evaluation module configured to submit ratings of leadership attributes and competencies received from raters or as an optional self-evaluation using a five-point rating scale, and (6) a computation module to capture and update ratings, compute an overall leadership score, assess leadership performance, and determine the “leadership zone” within which an individual falls based on their overall leadership score and number of ratings. Segmentation of users by defined zones allows for the identification of high performance leaders based on experiential input from individuals that have knowledge and observations of the leader and reflects the aggregated assessment of an individual's leadership qualities. | 2015-10-22 |
20150302336 | STRATEGIC PARTNER GOVERNANCE FRAMEWORK AND PERFORMANCE TRACKING - Systems, apparatus, methods, and computer program products are provided for managing the productivity and performance of a business' offsite service providers. Productivity is measured multi-dimensionally taking into account the unique business metrics that result in increased productivity. In addition, the framework herein provided can dynamically be adjusted over time at allow for different business metrics to be considered and/or assign a pre-determined level of importance to a business metric (i.e., proper weighting), resulting in a final productivity score that allows for comparison amongst service providers. | 2015-10-22 |
20150302337 | BENCHMARKING ACCOUNTS IN APPLICATION MANAGEMENT SERVICE (AMS) - An application management service account benchmarking. An account profile is generated associated with a target account. Data associated with the target account collected and prepared for benchmarking. A benchmarking pool is formed to include a set of accounts with which to compare the target account. Operational KPIs are designed for benchmarking analysis. Measurements associated with the operational KPIs are determined for the target account and the set of accounts in the benchmarking pool. Benchmarking is conducted based on the measurements. A graph of a distance map is generated and presented on a graphical user interface. Post benchmarking analysis is performed that suggests an action to be performed for the target account. | 2015-10-22 |
20150302338 | SYSTEMS AND METHODS FOR SUPPORTING SOCIAL PRODUCTIVITY USING RELEVANCY SCORING - A system comprises a workspace associated with content objects and users, the workspace enabling actors to perform operations on the objects; a data capture module configured to capture scoring factors associated with operations performed, the scoring factors including a number of times a target user has performed operations on the objects, the target user being possibly interested in receiving a notification about the operations performed; a relevance scoring module configured to evaluate the scoring factors associated with the operations performed to generate a relevance score associated with the target user and associated with the operations performed; and a notification module configured to provide a notification to the target user upon satisfaction of a notification threshold condition, satisfaction of the notification threshold condition based on identification of particular operations performed that satisfy relevance threshold conditions, satisfaction of the relevance threshold conditions based on the relevance score associated with the operations performed. | 2015-10-22 |
20150302339 | APPARATUS SUPPORTING RESTAURANT INCUBATION AND RELATED METHODS - An apparatus includes at least one memory configured to store information identifying performances of multiple restaurants associated with an incubator project. The apparatus also includes at least one processor configured to correlate the performances of the restaurants over time to identify when one restaurant's performance is dependent upon one or more other restaurants' performances. The at least one processor could be configured to correlate the performances of the restaurants by correlating peak customer visits to the restaurants over time. The at least one processor could also be configured to correlate the peak customer visits to identify whether a specified one of the restaurants is visited more frequently when others of the restaurants are busier. | 2015-10-22 |
20150302340 | METHODS AND SYSTEMS FOR RECOMMENDING CROWDSOURCING TASKS - Methods and systems for recommending crowdsourcing tasks. A path traversed by a crowdworker, from one or more crowdworkers, is predicted, based on at least one of a historical data associated with the crowdworker or an input provided received from the crowdworker. The path traversed by the crowdworker comprises a first set of spatiotemporal values associated with the location of the crowdworker. One or more task attributes associated with the one or more crowdsourcing tasks are determined. The one or more task attributes comprise at least one of a second set of spatiotemporal values associated with the one or more crowdsourcing tasks, or rewards associated with the one or more crowdsourcing tasks. A set of crowdsourcing tasks is recommended based on at least the predicted path followed by each of the one or more crowdworkers and the one or more tasks attributes associated with the one or more crowdsourcing tasks. | 2015-10-22 |
20150302341 | SYSTEM FOR IMPLEMENTING CHANGE CONDITION LEVELS - Disclosed is a system for implementing change condition levels. The system for implementing change condition levels typically includes a processor, a memory, and a change event management module stored in the memory. The system for implementing change condition levels is typically configured for: receiving an indication of a change event to be implemented; determining that a change condition level is applicable to the change event; based on determining that the change condition level is applicable to the change event, initiating a change event approval process for a change event, the change event approval process being defined by the change condition level; and, once the approval process has been successfully completed, permitting implementation of the change event, implementation of the change event being prohibited until receiving the indication of the successful completion of the change event approval process for the change event. | 2015-10-22 |
20150302342 | TAXI MANAGEMENT APPARATUS AND TAXI MANAGEMENT SYSTEM - Provided is a taxi management apparatus, including a taximeter that is installed in a taxi and a driver-side device that is electrically connected to the taximeter. The taximeter generates real-time positioning data and charging data of the taxi. The driver-side device generates dynamic data of a geographic region where the taxi is located and passenger information. A taxi management system is also provided that includes a management platform electrically connected to the driver-side device. The management platform generates vehicle dynamic records and passengers' historical records of the taxi. Fast and convenient taxi management techniques are thus provided through real-time information and statistics, and the passenger efficiency of the taxi and the service quality are improved. | 2015-10-22 |
20150302343 | MONETIZATION OF PRIORITY QUEUE - A method and system for monetization of a priority queue are disclosed. Priority of an item in a queue remains in flux till the item exits from the queue. Priority of an item is based on bids associated with the item and may be additionally based on the number of bidders associated with the item, the resources required by the item, and the time the item spends in the queue. Bids on the items in a queue may change while they are in the queue. More than one person may bid to increase the priority of the same item. A bidder may even retract his or her bid while the item is still in the queue. | 2015-10-22 |
20150302344 | INFORMATION MANAGEMENT SYSTEM AND METHOD - A method, computer program product, and computing system for associating a scannable tag with a healthcare consumable of a medical patient. Escalating reminders are provided to a medical professional, the escalating reminders concerning a medical procedure to be performed on the healthcare consumable by the medical professional. Identifying indicia that is obtained by the medical professional scanning the scannable tag with a client electronic device is received, thus defining an identified healthcare consumable. Status update information that concerns the identified healthcare consumable is received from the client electronic device. | 2015-10-22 |
20150302345 | TECHNOLOGY FOR PROJECT SCHEDULING BASED ON TEAM MEMBER STRESS - A project scheduling method includes measuring, by a computer implemented stress level interface, stress levels of project team members during performance of projects. For past projects a relation is determined between project milestone completion times and project team member stress levels. Time required for completion of a current milestone is predicted by applying the current stress levels of the current project team members to the determined relation between milestone completion times and project team member stress levels. | 2015-10-22 |
20150302346 | METHODS AND SYSTEMS FOR OPTIMIZING EFFICIENCY OF A WORKFORCE MANAGEMENT SYSTEM - Methods, apparatuses, and computer-readable media for optimizing efficiency of a workforce management system include receiving a service request, the service request including a service location, transmitting the service location to a plurality of map service providers, receiving geospatial coordinates and a corresponding confidence score from each map service provider which corresponds to a precision accuracy and indicates an estimated accuracy of the geospatial coordinates to the service location, calculating a plurality of overall scores for the plurality of map service providers based at least in part on the precision accuracy of each map service provider and a plurality of attributes associated with each map service provider, selecting a map service provider from the plurality of map service providers based at least in part on the plurality of overall scores, and transmitting geospatial data including coordinates provided by the selected map service provider to a technician. | 2015-10-22 |
20150302347 | SYSTEM AND METHOD FOR MANAGING VENUE CONCESSIONS - There is provided a system and method for synchronizing delivery at a venue of at least one product with a live event occurring at the venue, the at least one product offered at the venue by at least one fulfillment facility. An order signal comprising order data indicative of the order for the delivery of the at least one product to a location of the venue is received. An event signal comprising event data indicative of a timing of the live event is received. It is then determined from the event data a desired delivery time at which to deliver the order to the location such that delivery of the order matches the timing of the live event. A control signal is then generated and transmitted to the at least one fulfillment facility for causing the at least one fulfillment facility to prepare and deliver the order to the location by the desired delivery time. | 2015-10-22 |
20150302348 | METHODS AND SYSTEMS FOR LABELING LABWARE - The present invention includes a system for marking labware. The system includes an instruction set with markings to be applied to pieces of labware and the order in which the markings are to be applied to the labware. The system also includes a marking device that receives the instruction set and then places the non-toxic marks on the pieces of labware. The invention also includes methods tracking chain of custody of biological material in a facility. The methods include assigning a unique marking for biological materials, storing that marking in a database, applying a non-toxic marking to a piece(s) of labware and then scanning the marking. | 2015-10-22 |
20150302349 | Intelligent Label Processing System - Briefly, a new network processing system is provided that collects and coordinates key indicators regarding a product's quality as that product moves from supplier to end user. By doing so, the processing system provides robust, authentic, and trustworthy data that (1) reports the time period when any custodian had the product, (2) identifies what timing or environmental condition caused the product to go bad, and (3) verifies which custodian acted to make the product defective. In use, an intelligent label is attached to a product, and the intelligent label has a timer as well as one or more sensors for monitoring environmental conditions. Upon exceeding timing or environmental rules, a visual alarm indicator is activated on the label. Since the label has electronically retrievable data, electronically scanable data, and human readable date, the network process can collected key data regarding the product along the entire distribution chain. | 2015-10-22 |
20150302350 | DELIVERY DATA SERVER AND METHODS FOR USE THEREWITH - A delivery data server includes at least one processor that executes a delivery data server application to bidirectionally communicate delivery data with a first user of a first client device via a network. The delivery data includes delivery menu data sent to the first client device and delivery location data received from the first client device that indicates a service address associated with a user of the first client device and a delivery location associated with the service address for receiving at least one delivery to the service address. The delivery data server application processes the delivery location data to direct the at least one delivery to the service address. | 2015-10-22 |
20150302351 | Package Drop-Off and Pick-Up System - An automated storage and retrieval system for customers and vendors/service providers to pick up and drop off packages such as parcels, dry-cleaning/laundry, and the like. The present invention may provide a convenient point for users to pick up or drop off items. In varying embodiments, the system may be particularly useful in multi-unit residential buildings, retail stores and other store-fronts, as stand-alone kiosks in popular locations such as department stores, train stations, malls, street corners, and the like. | 2015-10-22 |
20150302352 | KNOWLEDGE PROXIMITY DETECTOR - An online education platform matches users for academic assistance events. The education platform receives offers for academic assistance events from providers, each of whom has accessed one or more textbook solutions documents. The education platform captures a time-sensitive request for an academic assistance event from a seeker. The request is associated with a textbook solutions document. Based on the textbook solutions document associated with the requested event and the textbook solutions documents accessed by the providers, the education platform pairs the requested event to at least one offered event. During a time window of the at least one offered event, the education platform detects proximity of the seeker and the provider and notifies the seeker and provider of the detected proximity. The education platform connects the seeker and provider, enabling communication between the users. | 2015-10-22 |
20150302353 | SERVICE SUPPORT APPARATUS - When subscriber(s) have died, a service support apparatus assists in providing service(s) to service recipient(s) registered in advance by subscriber(s) in accordance with subscription content. Subscriber confirmation unit(s) of service support apparatus(es) notify subscriber(s) in the form of message(s) for confirmation of living status, and receive from subscriber(s) reply or replies indicating living status. In the event that there is no reply or replies from subscriber(s), alert unit(s) issue instruction(s) to inquire whether subscriber(s) are dead or alive with collaborator(s) registered in advance by subscriber(s). In the event that it is confirmed that subscriber(s) have died, service instruction unit(s) issue instruction(s) to provide service(s) to service recipient(s). The registration unit is constituted so as to accept registration of service recipient(s) and collaborator(s) by subscriber(s), at which time it is possible to register collaborator(s) by choosing from among service recipient(s). | 2015-10-22 |
20150302354 | COMPUTER SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR COLLABORATIVE DEVELOPMENT OF COMMON BUSINESS MODELS - A computer system for collaborative development of common business models is described. The system has user terminals and a server. The server includes a module for defining a plurality of business universes, a space defining unit for defining a plurality of spaces, at least one viewer including a human-machine interface for accessing the spaces by entitled users, a unit for computing a distance value between nodal objects contents and models contents, and a convergence unit. The system allows nodal objects generated by different users to converge towards common models. A method is also described. | 2015-10-22 |
20150302355 | SYSTEMS AND METHODS FOR MANAGING JOB CANDIDATE INFORMATION AND PROPOSALS - A method for managing job candidate information is provided. The method is performed by a computing device coupled to a database. The method includes receiving, by the computing device, job candidate information, performing semantic analysis on at least a first portion of the job candidate information, generating a prompt for additional information based on the semantic analysis, combining the additional information with the job candidate information into a master candidate profile, and storing the master candidate profile in the database. | 2015-10-22 |
20150302356 | SOCIAL MEDIA LIFE SKILLS MATCHING - A social media site is disclosed for matching employers with people or workers having a particular life skill. The person or worker may or may not be looking for a job, or may never had a job related to a particular life skill, but such skill is searchable so an employer can find the best people for a job regardless if they are working or not. | 2015-10-22 |
20150302357 | METHOD AND SYSTEM FOR EVALUATING USER ASSERTIONS - The various embodiments herein disclose a method and system for enabling users to make assertions of suitability and have other users evaluate those assertions. According to an embodiment of the present invention, the method comprises steps of receiving an application along with a guarantee from an applicant. Herein, the application corresponds to one or more requirements; authenticating, by a guarantee verification module, the guarantee received from the applicant; evaluating, by an evaluation module, the suitability of the application with respect to the requirement; and deducting, by a deduction module, portion of the guarantee received from the applicant, if the application matches requirement, otherwise rejecting the application along with forfeiting the guarantee. | 2015-10-22 |
20150302358 | METHOD AND APPARATUS FOR ENABLING A USER ASSERTION SERVICE FOR VISITORS TO WEB PAGES - A method and user interface object for invoking a user assertion service to operate with a web page are disclosed. Consistent with one embodiment of the invention, a web portal hosting a user assertion service enables an evaluator to include a user interface element on his requirement posting. An applicant can interact with the user interface object to assert his suitability for the requirement, by including a guarantee, and the evaluator can determine the suitability of the applicant's assertion. Consistent with one embodiment of the invention, a web portal enabling the user assertion service provides one or more web pages for configuring one or more user interface objects to be added respective to one or more requirements. Each user interface object is displayed with its associated snippet of code, making it simple for a web author to copy and paste the code into any web page, or internet connected application that he is creating or modifying. Once embedded, the code snippet displays a user interface object (e.g., button) which when pressed or selected, invokes a user assertion service. Alternatively, the user assertion service may be automatically invoked without requiring the selection of a button. | 2015-10-22 |
20150302359 | SCORE AND SUGGESTION GENERATION FOR CAREER REQUIREMENT - Methods, systems and computer program products are provided for generating a feasibility score for a job search and for generating a suggestion for enhancing the score. In one method, one or more computing devices receive, over a network, a data object that is associated with a user who is engaged in a search for employment. The data object includes a résumé of the user and a requirement that is associated with the search. The computers calculate, based on the data object, a score that indicates a likelihood of receiving an offer for an employment position that satisfies the requirement. The computers generate a suggestion that identifies how the score may be increased. The computers send the suggestion over the network to a computing device of the user. | 2015-10-22 |
20150302360 | SYSTEMS AND METHODS OF AUTOMATIC ACCOUNTING OF LEAVE LIABILITY - Systems and methods of automatic accounting of leave liability are provided. Employee information associated with a first time period is accessed. The employee information relates to a first paid time off balance of an employee associated with the employee information. A first leave liability associated with the first time period is calculated using the employee information. The first leave liability is a first value relating to the first paid time off balance associated with the first time period. A difference between the first leave liability and a previous leave liability posted to a general ledger is determined. The previous leave liability relates to a previous paid time off balance associated with a previous time period. An adjustment reflecting the difference between the first leave liability and the previous leave liability is posted to the general ledger. | 2015-10-22 |
20150302361 | CHECK-IN METHOD AND SYSTEM BASED ON TWO-DIMENSIONAL CODE, SCANNING TERMINAL, AND DISPLAY TERMINAL - A check-in method based on a two-dimensional barcode and an associated system including a check-in management server, a scanning terminal, and a display terminal are provided. The check-in management server is communicatively connected to a display terminal and a scanning terminal, respectively. The check-in management server generates a two-dimensional barcode and sends the two-dimensional barcode to the display terminal, the two-dimensional barcode comprising a check-in identifier. The display terminal displays the two-dimensional barcode. The scanning terminal then scans the two-dimensional barcode, obtains a scanning timestamp and the check-in identifier, and sends a check-in request including a user identifier, the scanning timestamp, and the check-in identifier to the check-in management server. The check-in management server confirms the check-in request according to the check-in identifier and the user identifier, and records a check-in timestamp of the user according to the scanning timestamp. | 2015-10-22 |
20150302362 | TIME TRACKING DEVICE AND METHOD - A system and method to manage employee time at a set of job sites. A time management system comprises a server in communications with a database in which a set of job site data is stored. An employee device application is installed on a set of employee devices. The set of employee devices are in communication with the server through, the employee device application. The set of employee devices collect a set of time punch data and a set of photos from the set of employees at check-in events and check-out events. The set of time punch data and the set of photos are sent to the server and stored in the database with the set of job site data. A supervisor management application is installed on a set of supervisor devices to monitor the set of job site data, validate photos and activate employee devices. | 2015-10-22 |
20150302363 | Meeting Scheduling Method, Device, and System - A meeting scheduling method, device, and system, which are related to the field of communications and are used to save waiting time of a participant of a next meeting and increase working efficiency. The method according to an embodiment of the present invention includes: acquiring phase information of a current meeting according to a preset database; performing data mining on the phase information of the current meeting according to a preset policy to acquire a phase conclusion of the current meeting; and sending a meeting notification to a meeting participant of a next meeting according to the phase conclusion of the current meeting. | 2015-10-22 |
20150302364 | FACILITATING PRESENTATION OF LOCALIZED INFORMATION REGARDING RECYCLING SERVICE ON A MOBILE DEVICE - A system and method for facilitating presentation of localized recycling information on a mobile device is disclosed. Recycling information regarding recycling service(s) available at corresponding service locations may be managed. Service presentation definitions associated with corresponding geolocations (e.g., municipality) may be managed for presenting one or more recycling services available at the geolocations. Location information indicating a geolocation of interest to a user may be received from a mobile device. Based on the received location information, recycling information regarding recycling service(s) available at the geolocation may be presented on the mobile device in accordance the presentation definition(s) associated with that geolocation. In some examples, the user may be enabled to interact with the localized recycling information presented on the mobile device, such as setting a reminder, offering an item for recycling, calculating carbon prints and/or any other interactions. | 2015-10-22 |
20150302365 | Method and System for ACH Debit Delayed Availability - A server includes a memory that stores a plurality of availability schedules, and a processor communicatively coupled to the memory. The processor is operable to access an automated clearing house (ACH) debit transaction received at an originating depository financial institution (ODFI) from an originator, determine an availability schedule associated with the originator from the plurality of availability schedules, credit a percentage of the amount of funds of the ACH debit transaction to a delayed settlement account associated with the originator, and transfer a portion of the amount of funds credited to the delayed settlement account to a general operating account of the originator on a particular day determined from the availability schedule. The delayed settlement account has one or more associated rules that prevent the originator from withdrawing funds from the delayed settlement account. | 2015-10-22 |
20150302366 | SYSTEM AND METHODS FOR MANAGING PAYMENTS - The described embodiments relate to systems, method and computer readable medium for managing payments, such as donations, collected by an administrator on behalf of a recipient. The systems, method and computer readable medium for managing payments are operable to track payment requests, received payments, ratings, status updates, feedback. | 2015-10-22 |
20150302367 | SYSTEMS AND METHODS FOR FUNDING SOURCE SELECTION - A system and/or method may be provided to select a funding source to avoid or minimize currency conversion cost for the payer. In particular, a payer may have a plurality of funding sources available for making payments. The available funding sources may make payments in different currencies. In order to avoid currency conversion fees, one or more funding sources may be selected such that the currency of the funding sources matches the currency accepted by the payee. If the available funding sources do not have a currency that matches the currency accepted by the payee, one or more funding sources may be selected to minimize the currency conversion cost. | 2015-10-22 |
20150302368 | PURCHASE FULL REFUND METHOD AND SYSTEM - There is described a method for providing a refund to an eligible purchasing account, in which monetary funds are held, for a purchase made at a purchase price at a specific time to which is associated a time stamp. The method comprises receiving a portion of the purchase price in a pool of funds defined as a trust; calculating a balance to be a difference between the trust and costs; and determining the refund to be transferred from the balance to the eligible purchasing account based on the time stamp, the refund fully covering the value of the purchase price available in the balance or, on given occasions, a multiple of the purchase price. | 2015-10-22 |
20150302369 | Pay Request System-Unit Pricing - This web enabled system is capable of facilitating the management of unlimited projects within which an unlimited number of parties may participate to complete an unlimited number of stages, substages and tasks. The system facilitates the efficient disbursal of monies while reducing the inefficiencies that result when money is not timely disbursed, including an alternate embodiment where pricing and progress is facilitated through unit pricing and completion. Allowed inputs are governed by each party's function and the password security level provided therefore, in balance with checks against required approvals or releases by other affected parties and intrasystem consistency checks. The system provides net payment function management to provide payor credit for faster payment. | 2015-10-22 |
20150302370 | SYSTEM AND METHOD FOR REAL TIME TRANSFERS BETWEEN ACCOUNTS - A system and method for real-time funds transfer that includes a financial institution server system that maintains an agent account for real-time transfers, an input/output module of the financial institution server system that receives a request for a real-time funds transfer, wherein the request for the real-time funds transfer includes destination account data, funds transfer amount, and source financial institution preference data, a destination agent module of the financial institution server system that processes the received request and determines whether the agent account can facilitate the real-time funds transfer based on the destination account data, funds transfer amount, and source financial preference data, and a destination account module of the financial institution server system that receives, in real-time from the agent account, the funds transfer amount if the destination agent module determines that the agent account can facilitate the real-time funds transfer. | 2015-10-22 |
20150302371 | INFORMATION DELIVERY DEVICE, INFORMATION DELIVERY METHOD, PROGRAM PRODUCT, AND RECORDING MEDIUM - An object is to provide information more suited to the needs of the user by appropriately controlling timing with which information is provided to the user and the contents of the information. An electronic money server receives log data, identifies a store ID by searching a payment terminal DB by using a payment terminal ID of the log data as a key, checks a breakdown data providing store flag of a store DB (B) by using the store ID as a key, and, if a store is not a store providing the breakdown data, identifies the location of the store by searching a store DB (A) by using the store ID as a key. The electronic money server | 2015-10-22 |
20150302372 | METHOD AND APPARATUS FOR PROVIDING A GIFT USING A MOBILE COMMUNICATION NETWORK AND SYSTEM INCLUDING THE APPARATUS - The present disclosure provides a method of providing a gift icon using a communication network. The method includes providing information about products to a mobile terminal connected with the gift provision apparatus through a mobile communication network; selecting a gift and one of pieces of several information of a receipt terminal from an address book; transmitting the gift icon corresponding to the product to the receipt terminal, when the mobile terminal selects a button for requesting a gift receipt; when the receipt terminal selects an acceptance message for the gift receipt and pays money for the gift, transmitting a predetermined message including a URL (Unique Resource Locator) of the gift icon to the mobile terminal; and when the mobile terminal connects with the URL and then requests a download of the gift icon, downloading the gift icon. | 2015-10-22 |
20150302373 | METHOD AND APPARATUS FOR PROVIDING A GIFT USING A MOBILE COMMUNICATION NETWORK AND SYSTEM INCLUDING THE APPARATUS - The present disclosure provides a system for providing a gift using a communication network. The system includes: a gift icon provision unit configured to provide a product list to at least one of an order terminal device and a reception terminal device, and transmit a gift icon to the reception terminal device using a communication application software; a product information provision unit configured to provide information about products to at least one of the order terminal device and the reception terminal device; a customer management unit configured to manage customer information; a payment processing unit configured to provide a webpage to the order terminal device, and identify a completion of a payment; a gift management unit linked with the customer management unit, and configured to provide information about a validity of the gift icon; and a control unit configured to control operations of the units of the system. | 2015-10-22 |
20150302374 | System And Method For Performing A Purchase Transaction With A Mobile Electronic Device - An electronic system ( | 2015-10-22 |
20150302375 | FOOD PRINTING STOCK SUPPLY SUBSTRATE STRUCTURE INGESTIBLE MATERIAL PREPARATION SYSTEM AND METHOD - A computationally implemented system and method that is designed to, but is not limited to: electronically directing control of at least partial preparation of the one or more selected ingestible products subsequent to and based at least in part upon the selection of the at least one candidate ingestible product as the at least one selected ingestible product via the electronically enabled input in response to the electronically outputted one or more selection menus and prior to preparation of the one or more selected ingestible products for ingestion by the particular individual living being of the selected ingestible products, the at least partial preparation of the one or more selected ingestible products occurring within a vicinity of the electronically outputting of the electronically outputted one or more selection menus. In addition to the foregoing, other method aspects are described in the claims, drawings, and text forming a part of the present disclosure. | 2015-10-22 |
20150302376 | TICKET PURCHASE USING NFC AT A REMOTE SERVER - A method for using a mobile communication device to purchase a ticket for an event. The method comprises locating an event of interest to a user through the mobile communication device, displaying a seating map of a venue in which the event of interest is being held, the seating map being displayed on the mobile communication device, receiving user input selecting an available seat on the seating map, issuing an electronic ticket to the user for the seat, and storing the electronic ticket on the mobile communication device. | 2015-10-22 |
20150302377 | CLOUD-BASED TRANSACTION PROCESSING - A peripheral controller implemented on a server facilitates a transaction initiated at a payment user interface (UI). The peripheral controller is configured to pair the payment UI with a peripheral device, which is configured to receive payment information from a user. The peripheral controller also is configured to communicate with a payment processing system to facilitate processing of a payment request. | 2015-10-22 |
20150302378 | SYSTEM AND METHOD FOR REMOTE MANAGEMENT OF SALE TRANSACTION DATA - This invention discloses a novel system and method for providing retail point of sale terminals that are connected securely over the Internet to a back-office service that manages the retailer's data as a service using a system that supports more than one retailer, each of which will have one or more point of sale terminals. The system is adapted to provide transaction reconciliation with an accounting system whenever a user ends a shift and logs out of the register instance they are operating. | 2015-10-22 |
20150302379 | READING APPARATUS AND COMMODITY SALES DATA PROCESSING APPARATUS - In accordance with one embodiment, a reading apparatus which reads information from a RFID tag attached to a commodity comprises a housing which includes an opening serving as an entrance/exit of the commodity and space for housing the commodity inside; an antenna arranged in the space; an opening and closing lid for opening and closing the opening; a reading module which reads information relating to the commodity from the RFID tag attached to each commodity housed in the housing through the antenna; and an output module which outputs the information read by the reading module. | 2015-10-22 |
20150302380 | PROCESS, SYSTEM, AND METHOD FOR PRINTING RECEIPT BASED ON CONSUMER PURCHASES - The present invention provides a method for creating and delivering recipes, incentives, and/or other valuable enhancements in response to purchases or inquiries of products such as by printing over various printable media in various departments within a retail store through a computer and/or communication network, such as at kiosks. Other features of the invention permit the use of customer information using consumer identifiers, shopping histories, with and without printing of possible recipes, incentives or other enhancements or enticements for statistical information and/or inputs. | 2015-10-22 |
20150302381 | AUTOMATICALLY EMAILING RECEIPT AT POS - When a consumer makes a purchase at a POS using a payment provider, the payment provider provides, to the merchant, a consumer identification (ID) and an authorization number, along with the payment approval. After receiving the information from the payment provider, the POS device sends a generated digital or electronic receipt to an email address of the payment provider. The email contains information about the payer and the authorization. Upon receipt, the payment provider may upload the electronic receipt into the consumer's mobile wallet or account using the payer ID and authorization number. As a result, the consumer can easily locate and access a receipt on the consumer's mobile device, such as by accessing the user's mobile wallet or the user's payment provider account on the mobile device, e.g., through a mobile app. | 2015-10-22 |
20150302382 | SYSTEM FOR MANAGING MULTI-PARTY TRANSACTIONS - A system and method for processing multiparty transactions, involving multiple payees, are disclosed. A transaction processor receives a first set of order information corresponding to an agreement between a customer and a first payee. The transaction processor further receives a second set of order information corresponding to an agreement between the first payee and a second payee. The transaction processor then receives payment from the customer. A first payout authorization is detected from the customer and the first payee. A second payout authorization is detected from the first payee and the second payee. Upon detecting the first and second payout authorizations, the transaction processor disburses at least a portion of the payment to the first payee and to the second payee based, at least in part, on the first set of order information and the second set of order information, respectively. | 2015-10-22 |
20150302383 | RECOMMENDED PAYMENT OPTIONS - Methods and systems for providing the most suitable payment methods to a user in a specific transaction are described. A service provider uses information obtained from a merchant about the transaction and information the service provider knows about a user to generate a list of possible payment methods. The service provider determines which payment methods the user may want to use for the transaction by looking at, for example, user preferences, merchant preferences, and past purchases made by the user, and the payment methods are displayed on a user device. | 2015-10-22 |
20150302384 | Systems and Methods for Charge Splitting - A system, method, and article of manufacture for splitting a shared financial obligation is disclosed. The method may comprise receiving, by a bill splitting computer-based system, a single record of charge (ROC) associated with a purchase by one or more members of a group, and splitting, by the bill splitting computer-based system, the ROC between the members of the group. | 2015-10-22 |
20150302385 | Image Capture and Identification System and Process - A digital image of the object is captured and the object is recognized from plurality of objects in a database. An information address corresponding to the object is then used to access information and initiate communication pertinent to the object. | 2015-10-22 |
20150302386 | METHODS AND SYSTEMS FOR FACILITATING DOCUMENT BANKING ON MOBILE DEVICES - The disclosure discloses a method facilitating transfer of documents from a document bank account to a mobile device, the method includes authenticating a user to login into the document bank account; upon successful authentication, retrieving and displaying a list having one or more documents associated with the document bank account, the list of one or more documents is stored in a storage repository; receiving one or more documents selected by the user for transfer and corresponding transfer type for each of the one or more documents, the transfer type for each of the documents includes transferring a document in the form of a document, or transferring a document in the form of a QR (Quick Response) code; and based on the transfer type, transferring the documents from the document bank account to the mobile device. Additionally, the transferred documents are transacted to a document account of another user. | 2015-10-22 |
20150302387 | METHOD FOR USING A USER INTERFACE CONTROL TO TRANSFER AN ID FROM A SERVER - A method is disclosed for storing an electronic gift card (eGC) on a portable electronic device. The method includes: receiving a request for a web page hosted by a prepaid instrument provider server, the request including a uniform resource locator (URL) associated with a selected eGC stored on the server; associating with the selected eGC a unique identification code and a URL link to the selected eGC; sending the web page with a user-interface control that, when selected, causes the selected eGC to be added to an electronic passbook on the portable electronic device; responsive to selection of the user-interface control, receiving the unique identification code associated with the selected eGC; responsive to receiving the unique identification code, creating an electronic passbook file for the selected eGC; and, communicating the electronic passbook file for adding as a representation of the selected eGC to the electronic passbook. | 2015-10-22 |
20150302388 | Design framework and apparatus for paying gratitudes - A computer-implemented method that requires an inventive special-purpose software apparatus is disclosed. The apparatus comprises software subsystems that facilitate Patrons using a Mobile Application, to easily find and then submit gratuity payments to Service Providers. | 2015-10-22 |
20150302389 | SYSTEM AND METHOD FOR MOBILE PAYMENTS - A system and method for distributing incentives via mobile devices is described. One embodiment, a computer-server-based method, receives a request from a merchant to generate an incentive which incentive is funded and initiated by the merchant, receives the incentive, associates the incentive with a recipient's phone number, and transmits a notification of the incentive to a mobile device associated with the recipient's phone number, the computer server acting as a server-side wallet for the incentive, the incentive being usable, through interaction with the computer server, by the recipient for the purchase of goods or services from the merchant associated with the incentive. | 2015-10-22 |
20150302390 | A TOKEN GENERATING COMPONENT - The invention provides a method and system for providing financial details from a mobile device of a user for use in a transaction. The method is performed on a mobile device of the user and includes the steps of generating, on a token generating component, a session-specific token by applying an algorithm requiring a dynamic key; providing financial details for use in a transaction; incorporating the session-specific token and the financial details into a modified form the financial details; and transferring the modified form of the financial details from the mobile device to initiate the transaction. A corresponding method and system for validating financial details received, at a server of an issuing authority, is also provided. | 2015-10-22 |
20150302391 | METHOD FOR MAKING A PAYMENT USING A PORTABLE COMMUNICATION DEVICE - Method for making a payment using a portable communication device ( | 2015-10-22 |
20150302392 | SYSTEM AND METHOD FOR PROCESSING FUNDS TRANSFER BETWEEN ENTITIES BASED ON RECEIVED OPTICAL MACHINE READABLE IMAGE INFORMATION - A system and method for coordinating processing of a funds transfer transaction between a transaction requestor and a transaction responder over a communications network. The transaction system comprises receiving a funds amount, requestor identification information, and responder identification information, such that at least one of the funds amount, the requestor identification information, or the responder identification information is encoded in symbology information embodied in a barcode. The system also decodes the symbology information into unencoded information using a coding scheme of the barcode and generates a funds transfer request for the funds transfer transaction, such that the funds transfer request has content including the unencoded information decoded from the symbology information. The system also sends the funds transfer request to a transaction processing system for subsequent settlement, as well as receives transaction confirmation messages. | 2015-10-22 |
20150302393 | ENHANCED NEAR FIELD COMMUNICATIONS ATTACHMENT - A secure fob that enables a user to pay for an item or items without needing to present a mobile device. A secure fob may include a proximity capability to ensure that a mobile device is within a particular range, thereby eliminating the risk of fraudulent charges on a stolen fob. In such an embodiment, a fob may be disabled if the fob is not paired with the mobile device by virtue of being disconnected and/or physically separated from the mobile device. The secure fob also may include enhanced features to authorize transactions and locate the mobile device and/or the secure fob. | 2015-10-22 |
20150302394 | Prepaid Card with Savings Feature - A financial account system includes a stored-value card, a first financial account directly accessible via the stored-value card and a second financial account associated with the first financial account. Funds may be transferred between the first and the second financial account. The transfers between the first and the second financial account may be automatic, recurring, or one-time events and wherein the automatic, recurring, or one-time events may be transacted regardless of a current balance of the first financial account and/or the second financial account. The balances associated with the first and/or the second financial accounts may be used to collateralize loans. | 2015-10-22 |
20150302395 | Gift Card With Balance Indicator Panels - A gift card includes a card body having a retailer's or credit card company name and logo, a pre-printed gift card account balance representing the balance on the card when initially purchased, and a user-fillable Card Balance data field which can be completed using an ordinary pencil or pen. The gift card also may be printed with one or more prompts, such as a graphic or written instruction, to provide a user with sufficient instruction to use the re-writable functionality of the present invention, and may include dollar and cents indicators to facilitate a user to write the current and updated balance clearly and accurately. | 2015-10-22 |
20150302396 | METHOD FOR SETTING TEMPORARY PAYMENT CARD AND MOBILE DEVICE APPLYING THE SAME - A method for setting a temporary payment card and a mobile device applying the same are provided. The method includes: displaying a list of mobile payment cards; setting, as a temporary payment card, a mobile payment card which is moved by a user from among the mobile payment card listed in the list; and resetting the setting of the temporary payment card when a payable time passes. Accordingly, the temporary payment card can be changed more easily and swiftly. | 2015-10-22 |
20150302397 | ENCRYPTED PAYMENT TRANSACTIONS - Systems, apparatuses, and methods are provided for conducting encrypted payment transactions. In some embodiments, a payment device may send account credentials for a digital wallet to a wallet provider computer, and receive encrypted payment data from the wallet provider computer in response. The payment device may then send a request to initiate a transaction to a transaction processor computer (e.g., a merchant computer or a merchant processor computer), the request to initiate the transaction including the encrypted payment data. The transaction processor computer can then decrypt the encrypted payment data and conduct the transaction. | 2015-10-22 |
20150302398 | TOKEN MOBILE CACHING - Token mobile caching ensures mobile device integrity for token-based transactions conducted across public networks. Generating and storing a token and client device identification for the token for later access when a client device presents the token to a transaction device is an integral part of mobile token integrity. Validating both the token and identification of a mobile device from which the token is provided via a private communication channel further ensures that public network-delivered tokens have integrity as a transaction authentication instrument. | 2015-10-22 |
20150302399 | Loading and Disbursement of an Electronic Amount of Money - The invention creates a method for loading an electronic amount of money represented as a random number sequence to a portable data carrier, with a conversion of the random number currency to the data carrier currency, and a disbursement of one or several money unit(s) from a portable data carrier, with a conversion of the data carrier currency to the random number currency. | 2015-10-22 |
20150302400 | DISTRIBUTED CRYPTO CURRENCY REPUTATION SYSTEM - Distributed crypto currency reputation systems and methods include monitoring a crypto currency public ledger. A current crypto currency transaction is detected in the crypto currency public ledger and, in response, reputation markers may be allocated to both a payer and a payee that are involved in the current crypto currency transaction. At least some of the reputation markers are then determined to have been transferred from the payer to the payee and from the payee to the payer. When a request for reputation information for the payee or the payer is received, information associated with the transfer of the at least some of the reputation markers from the payer to the payee or from the payee to the payer may then be provided. | 2015-10-22 |
20150302401 | DISTRIBUTED CRYPTO CURRENCY UNAUTHORIZED TRANSFER MONITORING SYSTEM - Distributed crypto currency systems and methods include receiving a payer public key that is associated with a current transaction between a payer and a payee. It is determined whether the payer public key is included in a plurality of previous transaction public keys that are each associated with a respective unauthorized crypto currency transfer as a result of a previous transaction. In response to determining that the payer public key is included in the plurality of previous transaction public keys, a message is sent to the payee to not proceed with the current transaction. In response to determining that the payer public key is not included in the plurality of previous transaction public keys, a message is sent to the payee to proceed with the current transaction. | 2015-10-22 |
20150302402 | METHOD FOR AUTHENTICATING A TRANSACTION, AND CORRESPONDING SERVERS, SYSTEMS, DEVICES, COMPUTER-READABLE STORAGE MEDIUMS AND COMPUTER PROGRAMS - Various embodiments provide a method for authenticating a transaction, the method comprising: generating a first authentication code based on transaction information and a first cryptographic key, the transaction information relating to the transaction; providing a data carrier having data comprising the first authentication code and the transaction information; presenting the data carrier to a first server to cause the first server to extract the data from the data carrier; generating a second authentication code based on a second cryptographic key and the transaction information from the extracted data; and authenticating the transaction based on a comparison between the first authentication code from the extracted data and the second authentication code. | 2015-10-22 |
20150302403 | METHOD FOR DEACTIVATING A PAYMENT MODULE, CORRESPONDING COMPUTER PROGRAM PRODUCT, STORAGE MEDIUM AND PAYMENT MODULE - The invention concerns a method for deactivating a payment module attachable to a communications terminal, comprising:
| 2015-10-22 |
20150302404 | SECURE ELECTRONIC PAYMENT SYSTEM - A novel method of allowing secure payments from a purchaser to a seller through the utilization of a combined server platform/vault server system. Such a system entails the generation of a subscription service that allows for authentication of a consumer's credit card in terms of pre-approved identification for future transactions. Such a system initiates a tokenization procedure through transfer of credit card information to the server platform through the vault program and to issuing banks/card providers. Upon acceptance thereof, the vault server generates a token that correlates to a specific credit card of a specific user that is then stored on the server platform. Upon request from a subscribing merchant for acceptance of a tokenized card for payments, the user merely needs to provide an identifying code to access the card for such a purpose. | 2015-10-22 |
20150302405 | METHOD AND SYSTEM FOR VALIDATION OF MERCHANT AGGREGATION - A method and system that involve retrieving, from one or more databases, a first set of information including merchant aggregated payment card transaction data for a defined time period, and retrieving, from one or more databases, a second set of information including merchant reported sales data for the defined time period. The method and system further involve analyzing the first set of information and the second set of information to generate a correlation coefficient for the defined time period, and assessing the merchant aggregated payment card transaction data based on the correlation coefficient. The method and system enable validation or verification of merchant aggregation, e.g., determining if merchant aggregation is optimal or above a predetermined threshold value. The method and system leverage consumer payment transaction data and merchant sales information in a way so as to enable validation or verification of merchant aggregation. | 2015-10-22 |
20150302406 | METHODS AND SYSTEMS FOR IMPROVING ACCURANCY OF MERCHANT AGGREGATION - A method and a system that involve retrieving, from one or more databases, a first set of information including merchant aggregated payment card transaction data, and retrieving, from one or more databases, a second set of information including merchant hierarchical organizational structure. The method and the system further involve analyzing the first set of information and the second set of information to identify one or more associations between the merchant aggregated payment card transaction data and the merchant hierarchical organizational structure, and updating the merchant aggregated payment card transaction data based on the one or more associations. The method and the system provide up-to-date merchant identification information to enable accurate merchant aggregation. The method and the system leverage consumer payment transaction data and up-to-date merchant organizational structure information in a way that enables accurate merchant aggregation. | 2015-10-22 |
20150302407 | A METHOD AND A SYSTEM FOR AUTHORIZING PAYMENTS - A method and a system for authorizing payments, with the use, by a payer, of a mobile device MD and by a merchant a payment card terminal POS, identified by identifiers POS_ID | 2015-10-22 |