44th week of 2010 patent applcation highlights part 56 |
Patent application number | Title | Published |
20100280848 | SOFTWARE SYSTEM FOR AIDING MEDICAL PRACTITIONERS AND THEIR PATIENTS - Applicant has disclosed a software system, preferably run over the Internet on an SQL server, used to prompt care providers to check certain medical conditions based upon: a patient's history from, e.g., prior office visits to a physician's office; and preferably, if appropriate, the patient's history from other sources. Using the system results in more thorough care and enhanced billing. Applicant's software provides a digital (or printed) version of a familiar billing format—the so-called Superbill. Medical conditions of a patient are highlighted to ensure the medical service provider performs the following services during a patient visit: investigates medical conditions of the patient, as prompted by highlights in the Superbill; and exhaustively addresses all the conditions worthy of investigation based on stored patient information. Afterwards, additional data obtained from the visit are entered into the computer system for later use. Since the system is set up on a standard billing format—i.e., the Superbill, the system helps to ensure that the service provider's bills and the paperwork submitted to insurance carriers are accurate and complete. | 2010-11-04 |
20100280849 | Diagnostic System and Method for Amputation Risk Factor Identification and Amputation Prevention - A computer implemented diagnostic amputation prevention system and method for evaluating risk factors and generating risk assessments and recommendations for diabetic patients at risk for amputation is provided. The system includes a diagnostic computer having a neurological/vascular module configured to electronically query and receive information related to pedal pulses, monofilament testing device results, or combinations thereof. A skeletal module electronically queries and receives Osseous Deformity information, and a database stores and aggregates the received information. A results module identifies risk factors using the aggregated information and generates diagnostics and recommendations based on factors including the amount, type, and particular combination of identified risk factors. The diagnostics and recommendations include identification of amputation risk assessment categories, explanation of risk categories, identified risk factors, recommendations for treatment, and combinations thereof. | 2010-11-04 |
20100280850 | METHOD FOR EVALUATING AND PROGNOSTICATING THE DAILY EMOTIVE BEHAVIOR STATES AND PSYCHOPHYSIOLOGICAL ACTIVITY OF A PERSON ACCORDING TO THE MEASURES OF NIGHT HYPERSYMPATHICOTONIA SYNDROME - The invention relates to the field of identifying the results of medical measurements. The use thereof ensures the technical result in the form of a possibility for estimating confidently and prognosticating reliably the emotional-behavioral states and psychophysiological functioning of a human by means of data obtained as a result of studying the cardiac rhythm thereof. This result is achieved owing to the method including step of: a) performing an intraday monitoring of the patient's ECG; b) storing the data of this monitoring in the computer memory; c) carrying out a computer processing of the data stored in the step b) for constructing, in accordance with those data, an intervalogram of the patient's cardiac rhythm variability per 24-hour period; d) determining, in accordance with the intervalogram constructed in the step c), those spans corresponding to the nighttime and having at least the predetermined length, where the cardiac rhythm variability is reduced in comparison with the average daily characteristics at the intervalogram spans having the same length and corresponding to the daytime, herewith said reduction of the cardiac rhythm variability shows that the given patient has a night hypersympathicotonia syndrome; e) comparing the differences determined in the step d) with the values from the preformed correspondence set stored in the computer memory, thus defining a degree of manifestation of the predefined indices of the night hypersympathicotonia syndrome; and f) performing, on the basis of the comparison made in the step e), predictive estimations of the human day emotion-al-behavioral states and psychophysiological functioning. | 2010-11-04 |
20100280851 | SYSTEMS AND METHODS FOR ASSESSING AND OPTIMIZING HEALTHCARE ADMINISTRATION - A comprehensive patient data assessment system and method for use in generating, tracking and analyzing medical data related to healthcare administered by a group of physicians to a specified patient population. The system is operative to track data related to the claims history, case management, pharmacy data, and lab tests/results for each patient treated by each patient's primary care physician preferably through electronic medical records that are accessible over a computer network. The system is operative to generate data indicative of the utilization of healthcare resources utilized to treat each patient within the patient population, as well as ensure that each primary care physician utilizes appropriate codes for each diagnosis and procedure/test administered to each patient. The system further provides for categorization of patients afflicted with chronic conditions that require high-cost care. The systems are exceptionally effective in conserving medical resources, ensuring uniformity in administering healthcare, and achieving optimal patient outcomes. | 2010-11-04 |
20100280852 | System And Method For Financial Transactions In A Rideshare Environment - A system and method for financial transactions in a rideshare system is provided. An economic demand is determined for a rideshare transaction. An economic supply is also determined for the rideshare transaction. A rideshare transaction price is set based at least in part upon the economic supply and the economic demand determined for the rideshare transaction. | 2010-11-04 |
20100280853 | HOLISTIC MULTIMODAL TRANSPORT APPARATUS AND METHOD - A method and an apparatus for providing a transportation route to a user are provided. Travel information from the user, a plurality of transportation route goals ranked in a specified order by the user, and attribute information of a plurality of transit modes from a transit information system are received by the central system. An optimized transportation route is determined for the user through a correlation of the plurality of ranked transportation route goals and attribute information that corresponds to the received travel information. The transportation route comprises one or more of the plurality of transit modes. The optimized transportation route is transmitted to the user. | 2010-11-04 |
20100280854 | System And Method For Matching Participants In A Rideshare Program - A method and system for matching participants in a rideshare program is provided. A participant rating is identified in a rideshare environment. A rideshare participation score is generated for the identified participant. The identified participant is assigned to a rideshare transaction with at least one other participant in the rideshare program based on the rideshare participation score. | 2010-11-04 |
20100280855 | Management of a first stand-alone system used as a subsystem within a second system - Embodiments of the present invention are directed to management of stand-alone systems that are included in larger, complex systems as components or subsystems. Embodiments of the present invention use pre-existing functionality of stand-alone-system components for managing the stand-alone-system components within the context of managing the complex systems that include them. One approach common to many embodiments of the present invention is to manage the stand-alone-system subsystems, using the management interface of the complex systems that include them, as components of the complex systems. | 2010-11-04 |
20100280856 | IDENTIFYING SERVICE ORIENTED ARCHITECTURE SHARED SERVICE OPPORTUNITIES - An approach that identifies a service oriented architecture (SOA) shared service opportunity is provided. In one embodiment, there is an opportunity tool, including an identification component configured to identify a plurality of projects from each of a plurality of lines of business; a selection component configured to select a set of projects common to more than one line of business from the plurality of lines of business; and an evaluation component configured to evaluate the set of projects common to more than one line of business from the plurality of lines of business to identify a SOA shared service opportunity. | 2010-11-04 |
20100280857 | MODELING MULTI-DIMENSIONAL SEQUENCE DATA OVER STREAMS - One embodiment is a method that builds a model of multi-dimensional sequence data in real-time with cuboids that aggregate the multi-dimensional sequence data over both patterns and dimensions. The model provides search results for a query. | 2010-11-04 |
20100280858 | SYSTEM AND METHOD FOR A SMALL FORM PLUGGABLE ETHERNET DEMARCATION DEVICE - A system and method for monitoring network traffic utilizing a small form pluggable (SFP). The SFP is activated in a customer premise equipment (CPE) device in response to a user inserting the SFP in the CPE device. A determination is made whether a service provider is authorized to access the SFP. Monitoring is implemented for the service provider in response to the determining. | 2010-11-04 |
20100280859 | FUTURE CHECKS INTEGRATION - Embodiments of the present invention provide apparatuses and methods for a system that captures check data as the check is drafted or thereafter, and before the check is presented to the paying bank. Generally, a customer will use a data capture device to capture future check data from a check as the customer drafts the check. The future check data captured includes information drafted, printed, encoded, etc. on the check. Generally, the data capture device is a device, such as a digital pen, a scanner, a camera device, a device included in a customer's personal display assistant (“PDA”), or other data capture system. After the customer captures the future check data, the data is compared to the customer's account information at a financial institution. Alerts are sent to the customer if the customer is in danger of over drafting the account or if potential fraud is detected. | 2010-11-04 |
20100280860 | CONTEXTUAL SOCIAL NETWORK BASED ON THE SEMANTIC WEB - A social network built around objects viewed over the Internet. A user interacts with a web page presenting a recognizable object (for example, a book, a restaurant or a stock quote). A plug-in in the user's browser extracts information from the web page, creates an identifier for the object, and records the interaction at a network node for the object and a network node for the user. The plug-in further creates a toolbar that is displayed with the web page, which identifies other viewers who recently viewed the object on the Internet and, in particular, other viewers who have been selected by the user as friends. The user may view a profile for any of the other viewers that provides links to the web page where the selected viewer viewed the object, to other objects viewed by that viewer and to other viewers linked to the viewer. | 2010-11-04 |
20100280861 | Service Level Agreement Negotiation and Associated Methods - A method for minimizing risk of a service level agreement (SLA) is provided. Such a method can include creating a risk profile for a key performance indicator based on a collection of data, determining a service level objective (SLO) cost for a SLO by correlating the SLO with the risk profile, and computing a cost of a SLA by analyzing the SLO cost for the SLO associated with the SLA. | 2010-11-04 |
20100280862 | System and method of performing an engineering-based site development and risk assessment process - A system and method is provided for on-site site risk assessment and to encourage collaboration between professional disciplines related to land development and construction projects. A graphical risk analysis system is provided based on answers to interdisciplinary questions related to risks. Use of the system promotes a complete checklist of interdisciplinary and informational consultation which, when completed for a project, assesses the risk related to land development and allows for reduction in risk as the project progresses. | 2010-11-04 |
20100280863 | Automated Model Generation For Computer Based Business Process - A system for generating a model representing an existing computer based business process involves analysing existing source content ( | 2010-11-04 |
20100280864 | QUALITY FUNCTION DEVELOPMENT SUPPORT METHOD AND STORAGE MEDIUM - A method of supporting creation of a quality function development chart which converts customer requirements to product characteristics urges input of customer requirements, urges input of product characteristics associated with the customer requirements, urges input of a degree of association of the customer requirements and the product characteristics, and urges input of a design quality for each of the product characteristics. | 2010-11-04 |
20100280865 | Systems and Methods for a Real-Time Workflow Platform - Various embodiments of the present invention provide systems and methods for enabling design, generation, and execution of real-time workflows. Such embodiments provide a graphical designer including a plurality of shapes representing the various objects of a workflow that are used to model the workflow. In addition, various embodiments of the graphical designer provide shapes to model aspects of the workflow not found in previous graphical designers. Various embodiments also provide a code generator that converts the representation of the workflow into executable code for multiple target languages. Various embodiments also provide a workflow engine based on a Petri net model responsible for executing the workflow and for delegating tasks to be performed for the workflow to an operating system. In various embodiments, the workflow engine further includes a platform abstraction layer that provides a transition layer from the Petri net language to the operating system language. | 2010-11-04 |
20100280866 | APPARATUS AND METHOD FOR PROVIDING UGC INCLUDING ADVERTISEMENT - An apparatus for providing UGC including a UGC manager storing UGC provided from UGC creators and making a list of UGC provided, an advertisement manager receiving advertisements and advertising information from sponsors attempting to combine an advertisement to a specific UGC, making a list of advertisements and advertising information, and providing the list of advertisements and advertising information to the UGC creators, a UGC provider inserting an advertisement selected by the UGC creator into the UGC, removing the advertisement from the UGC when a total advertising budget is exhausted or in response to a request from a sponsor, and providing the UGC to a user in response to a request from the user, and an advertisement exposure calculator calculating an advertising price by counting mere exposure and click-through exposure of the advertisement combined to the UGC. | 2010-11-04 |
20100280867 | Advanced Sales System - A first entity maintains an advanced sales system on a server accessible over a global communications network. The first entity provides access to the server to a second entity which is a sales oriented business. The server houses at least a database, a product selection module, and a proposal generator. The database contains information on products for sale, information about the sales oriented business, and information about customers of the sales oriented business. The product selection module facilitates selection and accessorizing of products by the second entity. The proposal generator creates proposals based on input to the product selection module and information in the database. The advanced sales system provides structure to extremely large product offerings with large numbers of accessories associated with the product offerings. Some embodiments of the advanced sales system provide additional ordering support. | 2010-11-04 |
20100280868 | METHOD FOR SIMULTANEOUSLY CONSIDERING CUSTOMER COMMIT DATES AND CUSTOMER REQUEST DATES - The invention disclosed here is a method for achieving simultaneous consideration of multiple customer demand dates within an advanced planning system. The invention provides a method of production planning that considers multiple due dates. The invention solves a production planning model based upon the second (commit) date to produce a first solution, sorts the demand records in order of importance, and then re-solves the production planning model based upon the first (request) date to produce a second solution. The re-solving process is performed on each demand item in the sorted order of importance. The invention optimizes between the first solution and the second solution. Before re-solving the production planning model, the invention changes the lower bound constraints on backorder variables. The re-solving process changes the required date for a single demand item, and this re-solving process is repeated for all demand items that have a first (request) date that is before a corresponding required date. The invention reports the optimal solution produced during the optimizing process. The system and method integrate the consideration of multiple demand dates with an advanced planning system for optimizing established planning objectives (e.g. customer service, short lead times, low inventory, and prioritized allocation of supply and capacity) to compute a feasible production plan for the division. | 2010-11-04 |
20100280869 | System for acquiring building material and completing a building improvement project - A system is provided to acquire building supplies and use the building supplies in a renovation project. The system includes a transaction control system, a delivery confirmation apparatus to confirm delivery of building supplies, and the acquisition by a lender of first lien rights and vendor lien rights as a mechanism to sell securitized bonds to fund lending for a building renovation project. | 2010-11-04 |
20100280870 | SYSTEM AND METHOD FOR SERVICE PARTS PLANNING IN A MULTI-ECHELON NETWORK - Embodiments of the invention are generally directed to a system and method for service parts planning in a multi-echelon network having one or more service parts. For at least a subset of the one or more service parts, a calculation is performed to determine a location within the multi-echelon network at which allocating the service part provides the greatest gain in system availability per item cost. In one embodiment, the calculations take into consideration violations of incremental optimal allocation. In an embodiment, the calculations take into consideration violations of convexity. | 2010-11-04 |
20100280871 | ATM EXCEPTION BALANCING SYSTEM - An ATM exception balancing system is disclosed. Embodiments of the invention provide a method of resolving image ATM transaction exceptions and enabling reconcilement of ATM transactions. An exception record can be created and stored for each batch of image ATM transactions wherein the credit and the debit for the batch of image ATM transactions do not match, and the exception record can be displayed to an analyst. Input can be received from the analyst indicating a resolution of an exception. Possible resolutions can include a general ledger entry, a customer adjustment, and/or an ICA/WIP entry. The system can optionally provide for reporting and performance analysis. Image ATM cash transactions, image ATM check transactions, or both, can be included. | 2010-11-04 |
20100280872 | METHODS AND SYSTEMS FOR MONITORING AND SCHEDULING OPERATIONS AND MAINTENANCE ACTIVITIES - A system for monitoring and scheduling operations and maintenance (O&M) activities for a facility that includes a plurality of machines is described. The system includes a user computer, a memory device for storing O&M data and resource availability data for the plurality of machines, and a processor coupled to the memory device. The processor is programmed to communicate with the user computer via an electronic data communication device. The processor is programmed to receive data corresponding to at least one completed O&M activity via the user computer and to determine at least one recommended O&M activity based at least partially on the stored O&M data and the completed O&M activity data. The processor is also configured to analyze resource availability data and to schedule the recommended O&M activity based on resource availability data. | 2010-11-04 |
20100280873 | Electronic coupon storage and manipulation system and method - A system and method for scanning paper coupons and coordinating their use with electronic coupons for the provided is a internet based electronic coupon searching system. Further provided, is a method and apparatus to combine electronic and paper coupons into a master coupon for secure redemption through an electronic coupon clearing house and offering coupon distribution system. | 2010-11-04 |
20100280874 | MOBILE DEVICE, NETWORK SERVER AND METHOD FOR EVALUATING CORRELATION BETWEEN ADVERTISEMENT INFORMATION AND USER BEHAVIOR - The present invention relates to a mobile device, network server and method for evaluating a correlation between advertisement information and the behavior of a user having received the advertisement information to verify the effectiveness of providing advertisement information to a user directly without having a user to take a survey. The method comprises providing advertisement information to the user, maintaining an association between said advertisement information and business location data indicative of at least one location of a business, obtaining mobile device location data about the current location of a mobile device of the user, comparing said mobile device location data with said business location data, and if the comparing step determines that said mobile device location matches with a business location indicated in said business location data, registering the match. | 2010-11-04 |
20100280875 | VEHICLE SEAT COMPONENT SELECTION SYSTEM - A vehicle seat component selection system includes a showroom having a vehicle seat component display and a touch screen terminal for input of customer data such as vehicle identification, vehicle assembly location and vehicle assembly volume. The terminal has access to a vehicle seat component database which defines characteristics of each component, such as sourcing location, cost, and compatibility with other components. A customer seat selection report is created by selecting components from the database, with a signal provided in the event incompatible components are selected. The terminal graphically displays the components as they are selected, and indicates a price range for the seat assembly as it is being proposed. | 2010-11-04 |
20100280876 | IMPLICIT RATING OF ADVERTISEMENTS - Methods for measuring resonance of an ad with a user. Ads are delivered to a user during a commercial break of a program being delivered by a content provider. Each ad is associated with a unique identifier and at least one tag describing an attribute of the ad. Input from the user is received during presentation of an ad indicating that the user would like to stop viewing the ad before the ad has ended. The user's interest in the ad is determined based on the amount of time that the user viewed the ad before, and the instance of the user's viewing behavior is stored in a user profile database. | 2010-11-04 |
20100280877 | TECHNIQUES FOR PRODUCT AFFINITY ANALYSIS - Techniques for Product Affinity Analysis are presented. A user interacts with a tool to supply user-defined criteria. The criteria are used to automatically generate code that processes against a data store to collect results that conform to conditions defined by the criteria. The results are used to automatically populate a Product Affinity Analysis chart or grid for the user to view and in some cases dynamically interact with. | 2010-11-04 |
20100280878 | SYSTEM AND METHOD FOR MANAGING, RECONCILING, BALANCING, AND FORECASTING FINANCIAL MEDIA IN SELF-SERVICE DEVICES - A system and method for managing, reconciling, balancing, and forecasting financial media in self-service devices. The system comprises self-service devices | 2010-11-04 |
20100280879 | GIFT INCENTIVE ENGINE - A system and method to facilitate efficient gift giving is disclosed herein. Gift giver, gift recipient, advertisers/sponsors, and third party service providers participate in providing input at the gift evaluation, selection, purchase, delivery, and consumption stages to increase the likelihood of the gift recipient's satisfaction and consumption of the gift. The interactive environment facilitates opaque gathering of information from the relevant parties relative to each other. | 2010-11-04 |
20100280880 | DETERMINING TARGETED INCENTIVES BASED ON CONSUMER TRANSACTION HISTORY - Systems, apparatus, and methods for determining incentives based on consumer history. When, how, and to whom incentives are sent can be determined. For example, an incentive can be sent to a consumer to encourage a transaction at a time when the particular consumer is predisposed to initiate the transaction. Also, an incentive for a transaction can be sent to a consumer when that transaction has a high likelihood of leading to other transactions. An incentive can also be sent after a consumer initiates a transaction that is known to not have many subsequent transaction correlated to it. | 2010-11-04 |
20100280881 | DEMOGRAPHIC ANALYSIS USING TIME-BASED CONSUMER TRANSACTION HISTORIES - Systems, apparatus, and methods for determining groups of similar consumers and for identifying a trend in consumer behavior are provided. Likelihoods of a transaction being initiated at various times by one consumer can be calculated based on previous transactions of the consumer. The likelihoods for different consumers can be used to determine a group of similar consumers as a demographic. The likelihoods of a transaction being initiated at various times by a consumer of a demographic (or other entity) can be used to forecast trends (such as a demand for a product) and make business decisions, such as for marketing campaigns, inventory levels (e.g. at particular stores or for all stores), pricing, and store locations. Such likelihoods when focused to a particular category of transactions can provide even greater accuracy. | 2010-11-04 |
20100280882 | FREQUENCY-BASED TRANSACTION PREDICTION AND PROCESSING - Methods, apparatus, and systems are provided for tracking and analyzing data of consumer activity. The tracked data can be organized (e.g. as stored in cache, RAM, hard drives) in certain types of tables, where the tables can be associated with certain tags (keys) for efficiently accessing the data. The organization and associations of the data can also provide simple mechanisms for manipulating the data to obtain results specifically relevant for a task, such as detection of fraud or prediction of consumer behavior to provide better customer service or new services. For example, the tables may contain counters that store the number of times that two correlated consumer events occur within specific time intervals of each other. Such time data can provide efficient determination of patterns of consumer activity. | 2010-11-04 |
20100280883 | Creative Process Modeling And Tracking System - One embodiment is a system that allows multiple entities to track a process for developing a product. The system receives a process defined in terms of the entities, which are involved in the process, and the relationships, which exist among the entities. The system permits a process instance to be created from the defined process upon deeming that the process is valid, and permits the first process instance to be tracked with respect to requirements and solutions that are specified by entities in the process instance. | 2010-11-04 |
20100280884 | Automated carpool matching - Automated carpool matching. For example, a method includes: collecting data from a first mobile communication device of a first user and from a second mobile communication device of a second user; determining a first travel pattern associated with the first user and a second travel pattern associated with the second user; determining a match between the first and second travel patterns; and generating a carpool proposal directed at the first and second users. | 2010-11-04 |
20100280885 | Awarding privileges to a vehicle based upon one or more fuel utilization characteristics - A device may include a determination module for determining at least one of a status indicative of combustible fuel utilization or a status indicative of electricity utilization for propelling a hybrid vehicle; and a transmitter coupled with the determination module for transmitting the at least one of the status indicative of combustible fuel utilization or the status indicative of electricity utilization for the hybrid vehicle to an off-site entity. | 2010-11-04 |
20100280886 | Awarding privileges to a vehicle based upon one or more fuel utilization characteristics - A device may include a determination module for determining at least one of a status indicative of combustible fuel utilization or a status indicative of electricity utilization for propelling a hybrid vehicle; and a transmitter coupled with the determination module for transmitting the at Least one of the status indicative of combustible fuel utilization or the status indicative of electricity utilization for the hybrid vehicle to an off-site entity. | 2010-11-04 |
20100280887 | Awarding privileges to a vehicle based upon one or more fuel utilization characteristics - A device may include a determination module for determining at least one of a status indicative of combustible fuel utilization or a status indicative of electricity utilization for propelling a hybrid vehicle; and a transmitter coupled with the determination module for transmitting the at least one of the status indicative of combustible fuel utilization or the status indicative of electricity utilization for the hybrid vehicle to an off-site entity. | 2010-11-04 |
20100280888 | Awarding privileges to a vehicle based upon one or more fuel utilization characteristics - A device may include a determination module for determining at least one of a status indicative of combustible fuel utilization or a status indicative of electricity utilization for propelling a hybrid vehicle; and a transmitter coupled with the determination module for transmitting the at least one of the status indicative of combustible fuel utilization or the status indicative of electricity utilization for the hybrid vehicle to an off-site entity. | 2010-11-04 |
20100280889 | INVENTORY AGGREGATION ON AN ELECTRONIC EXCHANGE - The subject matter disclosed herein relates to online advertising inventory purchase controls. | 2010-11-04 |
20100280890 | METHOD OF BROADCASTING AND RECEIVING NEIGHBORING BASE STATION ADVERTISEMENT MESSAGE IN BROADBAND WIRELESS ACCESS SYSTEM, AND HANDOVER METHOD USING THE SAME - The present invention relates to a method of broadcasting and receiving a neighboring base station advertisement message in a wideband wireless access system and a handover method using the same. In the present invention, a base station broadcasts a neighboring base station advertisement message including information that indicates that frequency overlay is supported in neighboring base stations to terminals. The terminal confirms whether frequency overlay is supported in the neighboring base stations included in the neighboring base station advertisement message, and can perform handover to a frequency overlay supporting base station as a destination base station. According to the present invention, when a non-frequency overlay communication system and a frequency overlay communication system are mixed with each other, it is possible to ensure that a frequency overlay supporting terminal performs handover from a base station of a frequency overlay communication system to a base station of another frequency overlay communication system. | 2010-11-04 |
20100280891 | SYSTEM AND METHOD FOR BRANDING A FACILITY - A computer-assisted method of establishing a brand presence in a facility. The method includes accessing, by facility personnel, a computer having a playlist that controls the playback of audio and video broadcasting within the facility and entering on the playlist, by facility personnel, identifiers of advertisements related to the facility. | 2010-11-04 |
20100280892 | Method and system for targeted offers to mobile users - A system for targeted offers to at least one mobile user includes a data collection system configured to collect information relating to the at least one mobile user's interests, a profiling engine configured to profile the at least one mobile user according to a plurality of classification groups based on the collected information of the data collection system, a matching engine configured to map the at least one mobile user profile received from the profiling engine to at least one service profile, and an offer manager configured to offer at least one service to the at least one mobile user based on the mapping received from the matching engine and a trigger received from the data collection system. | 2010-11-04 |
20100280893 | SYSTEM AND METHOD FOR IMMEDIATE ISSUANCE OF TRANSACTION CARDS - A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card. | 2010-11-04 |
20100280894 | INVOICING SYSTEM - In one embodiment, a computerized method facilitates invoicing for transactions in a network-based transaction system. The method includes identifying a plurality of transactions to which a first entity is a party, identifying first and second transactions from the plurality of transactions that satisfy combinable criteria relating to combining transactions into a single invoice, and providing to the first entity an indication of the combinability of transactions of the first and second transactions into the single invoice. The method can also be implemented on a machine readable medium. | 2010-11-04 |
20100280895 | FOOD AND BEVERAGES ORDERING, PREPARATION, MANAGEMENT AND PRICING SYSTEM AND METHOD - A computerized food and beverages ordering apparatus implements an ordering service for meeting requirements of purchasers. A database comprises records representative of a plurality of ingredients, and at least two attributes are associated with each ingredient. One of the attributes associated to each ingredient is a nutritional parameter for a specific amount of the ingredient, and another attribute is a personal parameter. The personal parameter can be a parameter capable of describing the suitability of the associated ingredient in respect of a medical condition of a purchaser, or it can be a parameter capable of describing the suitability of the associated ingredient in respect of a taste requirement of a purchaser. A user interface is operated by, or under the instruction of, a purchaser to input an order for a meal. The meal comprises one or more of said plurality of ingredients, and each ingredient has an associated quantity. An order placement processor is connected to the user interface and to the database, and it is configured to output to the user interface at least two output parameters. One of the output parameters is a total nutritional parameter computed from the total quantities of ingredients comprised in the meal. Another output parameter is a personal parameter. | 2010-11-04 |
20100280896 | ONLINE REWARD POINT EXCHANGE METHOD AND SYSTEM - An online reward exchange system and method of operation, which includes an exchange computer that interoperates via a computer network with user computers, reward point issuer computers, and merchant computers. The merchants' products may be purchased by a user by requesting via a user computer, merchant's point of sale device, or mobile device an issuer(s) to redeem reward points in exchange for payment to the merchant for the product. The exchange computer is the gateway to the system and manages various transactions such as providing online product catalogs to users that list the merchants products, as well as displaying to the user the reward points he has available in his reward programs with the issuers. Once a user selects a desired product the exchange computer can mediate or manage the purchase transaction in which reward points are redeemed by the selected issuer and consideration is conveyed to the merchant in exchange for the merchant providing the product to the user. | 2010-11-04 |
20100280897 | METHOD AND SYSTEM FOR PROVIDING A CONTENT-ON-DEMAND SERVICE - It is disclosed a method of providing a content-on-demand service to a user by a communication network. The method includes transmitting content to a first terminal of the user and determining whether the user wishes to pay for the content at a reduced price. In the affirmative, the method further includes: generating an acknowledge request message and an expected acknowledge message; generating an advertising block including k commercials and the acknowledge request message in such a way that the user is able to answer the acknowledge request message after consuming the k commercials; transmitting the advertising block to a second terminal of the user; listening for an acknowledge message from the second terminal; and determining whether the received acknowledge message corresponds to the expected acknowledge message. | 2010-11-04 |
20100280898 | Personalized Reward System - A method for a personalized reward system, the method includes obtaining a reward list comprising one or more reward each associated with a corresponding reward point required for a corresponding reward redemption, obtaining a task list comprising one or more tasks each associated with a corresponding reward point that can be earned upon a corresponding task completion, receiving a input from a user indicating a task of the one or more tasks is completed, adding a corresponding reward point associate with the task to generate a cumulative reward point based on a first pre-determined criterion, comparing the cumulative reward point to the reward list based on a second first pre-determined criterion to generate a result, and notifying the user of a reward redemption based on the result. | 2010-11-04 |
20100280899 | FEDERAL AMMUNITION AUTHORITY KIOSK - An interactive system for assisting a user in the selection of ammunition based upon user entered parameters. A stand-alone kiosk includes a computer having a microprocessor and a memory, an input device in operative communication with the computer for permitting a user to enter parameters, and an output device in operative communication with the computer for providing information from the system to the user. A program is stored in the computer for execution by the microprocessor, the program interactively displaying a series of prompts on the output device, each prompt eliciting a response from the user concerning hunting parameters. The program stores the user inputted parameters in memory, applies predefined rules and/or recommendations against the user inputted parameters to thereby suggest advantageous ammunition, and displays the selected ammunition to the user on the output device. | 2010-11-04 |
20100280900 | SYSTEM AND METHOD FOR LINK OF UPPER SHOPPING MALL AND INDEPENDENT SHOPPING MALL USING API METHOD - The present invention relates to a link system and link method of an upper shopping mall and an independent shopping mall of API (application programming interface) link method, in particular, to a technology that builds and manages an independent shopping mall having an independent domain address and an user interface besides the upper shopping mall which is registered together with the other sellers. According to the present invention, provided is a link system of an upper shopping mall having a plurality of sellers and an independent shopping mall operated independently by one person among the sellers, of API link method, which comprises a shopping mall database that stores a goods information, a member information, and a payment and delivery information; an independent shopping mall web server receives a goods inquiry or a purchase request from a user to output a factor for extracting data of the shopping mall database, and receives a necessary data from the shopping mall database; and an API server receives a factor from the independent shopping mall web server to analyze, and accesses to the shopping mall database so as to request that the necessary data should be sent to the independent shopping mall web server. | 2010-11-04 |
20100280901 | SYSTEM AND METHOD FOR ADDING CONTENT, CONTESTS AND PROMOTIONS TO WEB PROPERTIES - A method of adding advertisements and promotions to web properties has companies accessing an online gaming provider. Advertisement data of the companies to be displayed on a Massively Multi-player Online Game (MMOG) is loaded. Players are tagged as coming from websites of specific companies. Advertisement data is displayed on the MMOG, wherein each player views advertisement data from the specific company where the player was tagged as visiting. | 2010-11-04 |
20100280902 | SYSTEM AND METHOD FOR CREATING SOCIAL SERVICES BASED ON BUYING EXPERIENCE - A computer-implemented system and method for creating social services based on buying experience in a networked system are disclosed. A system embodiment includes an interface to receive merchandising information from a plurality of sources, the merchandising information being related to a plurality of buyers; and a social recommendation engine to process the merchandising information to identify related buyers, and to notify a user of a related buyer based on the merchandising information. | 2010-11-04 |
20100280903 | DOMAIN CLASSIFICATION AND CONTENT DELIVERY - Methods, systems, and computer-readable media for categorizing sender domains are provided. An advertisement platform includes targeting components, databases, mail servers, and client devices. Recipients interact with the client devices to receive electronic mail from the mail servers. The mail servers store records of sender domains where the recipient performed a specified action to a message having a sender domain. The mail server transmits a log of the sender domains, actions, and an anonymous identifier for the recipient to the targeting system. The targeting components extract the sender domains that are used by the advertisement platform to communicate to the database to retrieve advertisement categories that correspond to the sender domains. The advertisement categories are used by the advertisement platform to direct content, including advertisements, to the recipients via the anonymous identifier. | 2010-11-04 |
20100280904 | Social marketing and networking tool with user matching and content broadcasting / receiving capabilities - A proximity based social marketing tool/device that is free from a physical location and can be used for matching users and broadcasting messages or data to all or selected users in the proximity. These users can be searched by scanning the selected proximity range and/or by defining various keyword criteria's. And it utilizes one or more or a combination of various short-range or long-range wireless communication technologies such as Bluetooth, Wi-Fi, GPS, NFC, TransferJet, Internet, and others. The X-Path device can locate and store user's location details in the X-path server, which can be retrieved and used by users to broadcast messages to a specific category of an audience. It also makes for a great Social networking tool and takes the concept of Social Networking from the Internet out to the real Physical World. | 2010-11-04 |
20100280905 | SYSTEM AND METHOD OF RECEIVING AND DISTRIBUTING ADVERTISING SPONSORED DIGITAL CONTENT ON A DEMAND BASIS TO A WIRELESS MOBILE DEVICE - Embodiments of the invention provide for a content delivery method for advertising content in a vehicle. The method includes retrieving a profile of an end user operating a vehicle and receiving a selection of content for wireless delivery to a playback device disposed in the vehicle. The method also includes identifying advertising content corresponding to the retrieved profile, and transmitting the identified advertising content and the selection of content for alternating playback in the playback device disposed in the vehicle. | 2010-11-04 |
20100280906 | Economic Filtering System for Delivery of Permission Based, Targeted, Incentivized Advertising - A method to control advertising messages directed at a user is provided. Such control might include setting a filter to control advertisements directed at a user. Advertisements are sent to a user based on the filter settings. The user may accept the advertisements. If the user accepts the advertisements, the user is provided with a reward. In addition, a method using a quiz to determine if a user is human or an automated respondent is provided. The user is presented with a quiz. The user is advised of the acceptable manner for responding to the quiz. The user's response to the quiz is received. A determination based on the user's response as to whether the user is a human or an automated respondent is made. | 2010-11-04 |
20100280907 | SYSTEM AND METHOD FOR PROVIDING A RETAILER WITH OUT-OF-HOME ADVERTISING CAPABILITIES - A system and method for providing a subscription-based, electronic signage advertisement service to retailers may include establishing a retailer as a subscriber for use of an electronic display. A subscription agreement may enable the retailer to use the electronic display and receive communications services for content to be distributed to the electronic display. The electronic display may be provided to the retailer and configured to receive and display the content by configuring the electronic display as a network node for content to be distributed. The content may be stored in a data repository and distributed to the electronic display at the retailer. The content may be distributed via a communications network to the electronic display and displayed at the retailer. | 2010-11-04 |
20100280908 | Method and System for Providing Targeted Advertisements and Messages to a User of an Activity Item List - A method and system that delivers advertisements and messages to a user of an activity item list is described. The method includes associating advertisements and messages with one or more activity items in the activity item list and making the advertisement and messages available to the user at a time of user interest and need. The method includes allowing the user to select an activity item list from a library of pre-defined lists. The user may announce progress on an activity to friends and others on a social network. The method includes allowing businesses and others to obtain the rights to have advertisements and messages associated with activity items. | 2010-11-04 |
20100280909 | PROVIDER-DRIVEN PAYMENT ADAPTER PLUG-IN TO PAYMENT GATEWAY - A payment gateway is implemented as a web service that utilizes a payment adapter plug-in model to support both synchronous payments (e.g., credit/debit card payments) and asynchronous payments (e.g., bank transfers) in which an interface to the payment gateway is provided to facilitate the development by a payment service provider or third party of a payment adapter that can plug into the gateway. The payment adapter enables the details of the payment service provider, credit card network, bank, etc. to be abstracted by mapping payment status from the provider to a standardized payment status that is utilized by the payment gateway. A payment gateway can then switch payment service providers by switching payment adapters. | 2010-11-04 |
20100280910 | SYSTEM AND METHOD FOR DISPUTING INDIVIDUAL ITEMS THAT ARE THE SUBJECT OF A TRANSACTION - A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute. | 2010-11-04 |
20100280911 | SYSTEM AND METHOD FOR TARGETED MARKETING AND CONSUMER RESOURCE MANAGEMENT - Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers. An example system and method for targeted marketing comprises collecting transaction data from point-of-sale (POS) terminals and using a consumer identifier in the transaction data to access stored information about the consumer. This information may be used to target offers and advertisement to the consumer. In an example system for consumer resource management, a consumer may configure a consumer account on the enterprise infrastructure via a web-site. The consumer may use the consumer account to purchase and configure gift cards that may be used for purchasing goods and services. A universal transaction identifier may be associated with the consumer account and used to purchase goods and services from more than one selected goods and services providers. | 2010-11-04 |
20100280912 | ONLINE MARKETPLACE MANAGEMENT SYSTEM WITH AUTOMATED PRICING TOOL - An online marketplace management system includes software for managing sales by a user on one or more online marketplaces that are operated by entities other than the user. Online marketplaces are online e-commerce sales (e.g., retail) outlets that act as aggregators where third-party sellers (e.g., retailers) can sell items through branded web portals of the online marketplaces for a fee or a percentage of the sales prices. The software of the online marketplace management system includes an inventory management tool for managing inventory that is offered for sale on the one or more online marketplaces, and a pricing tool that provides automatic pricing of inventory that is offered for sale on the one or more online marketplaces, the automatic pricing being based upon real-time pricing of like inventory available on at least one online marketplace from one or more third parties other than the user. | 2010-11-04 |
20100280913 | GIFT CREDIT MATCHING ENGINE - A system and method to facilitate exchange of unwanted gifts is disclosed herein. A user may submit an unwanted gift in exchange for another gift item or a gift credit. Potential exchange gifts from among other unwanted gifts matching certain criteria are identified and presented to the user for selection. If the user does not find the potential exchange gifts to his liking, a gift credit having a value comparable to his/her submitted unwanted gift is issued to his account. As other users submit their unwanted gifts and/or as the value of the user's gift credit changes over time, the user may receive notification of new potential exchange gifts to choose from. | 2010-11-04 |
20100280914 | SECURITY SYSTEM AND METHOD INCLUDING ALERT MESSAGES - A server computer is disclosed. It includes a processor; and a computer readable medium coupled to the processor. The computer readable medium includes (i) code for receiving an authorization request message, wherein the authorization request message is associated with a transaction, (ii) code for sending an authorization response message authorizing the transaction, (iii) code for sending a transaction alert message to a consumer device, where the transaction alert message includes information identifying the transaction, (iv) code for receiving an alert response message indicating that the transaction is not authorized, (v) code for sending a termination message, and (vi) code for receiving a chargeback message after sending the termination message. | 2010-11-04 |
20100280915 | SYSTEMS AND METHODS FOR PROVIDING INFORMATION ON A MOBILE DEVICE - Example methods and systems described herein provide information on a mobile device. Some example embodiments may include receiving information that is current as of a specific period. The information may be subject to change with a progression of time. An example embodiment includes causing the received information to be output to a user interface of a mobile device at the same time that an element of a computing application is being output to the user interface. The element of the computing application may be associated with a computing application that is being executed by the mobile device. | 2010-11-04 |
20100280916 | SYSTEM AND METHOD FOR MANAGING REQUESTS FOR PROPOSALS - The present invention provides a request for proposal management system hosted on a computing device comprising a buyer proposal management system configured to allow a user to generate requests for proposals to allow the user to generate requests for proposals using information from a provided database of seller information and configured to allow the user to transmit the generated requests for proposals to a selected number of prospective sellers; and a seller proposal management system configured to allow a seller to receive at least one of the transmitted requests for proposals and to respond to the at least one received request for proposal. | 2010-11-04 |
20100280917 | ADMINISTRATIVE NOTES IN NETWORK-BASED COMMERCE FACILITY - Some embodiments provide a method and a system for receiving selection of a plurality of entities in the network-based facility from an administrator, receiving selection of an action from the administrator, and applying the selected action to each entity in the plurality of entities. | 2010-11-04 |
20100280918 | DISTRIBUTED PERSONAL AUTOMATION AND SHOPPING METHOD, APPARATUS, AND PROCESS - A business method utilizing a system comprising one or more distributed computers, application software, off-the-shelf peripheral components including a data entry (KDE) device without a keyboard or a mouse, business processes, human and KDE device readable data, related information on removable data storage media or available from external databases, and existing communications systems for speeding and improving: 1) personal or business automation, efficiency and productivity, goal attainment; 2) improving, speeding and automating the person-computer interface; 3) selection, acquisition, and tracking usage of items acquired from an existing supply chain; 4) marketing items and retaining customers buying the products, controlling their usage, and disseminating information about the products. | 2010-11-04 |
20100280919 | System and method for item-based economy in a virtual world - There is provided a system and method for an item-based economy in a virtual world. There is provided a server for providing an item exchange for a virtual world lacking a common currency for item valuation, comprising a processor configured to receive a request from a client having an inventory to initiate the item exchange, present a user interface on a display of the client for the item exchange, receive a selection of either a second quantity of second items or a third quantity of third items for the item exchange from the client, remove from the inventory of the client a first quantity of tradable items defined by a first exchange value or a second exchange value based on the selection, and add the second quantity of second items or the third quantity of the third items to the inventory of the client based on the selection. | 2010-11-04 |
20100280920 | System And Method For Generating Recommendations Based On Similarities Between Location Information Of Multiple Users - Various embodiments of a system and method for generating recommendations based on similarities between location information of multiple users are described. Various embodiments may include a location-based recommendation system configured to, for each given user of a group of users, determine the given user has traveled to one or more respective locations and determine one or more characteristics of the given user. The system may also determine that a particular user has traveled to or will travel to each of one or more particular locations. The system may further determine a similarity between the one or more particular locations and one or more locations to which specific ones of the group of users have traveled. The system may generate a recommendation for the particular user based on at least some of the determined characteristics of the specific ones of the group of users for which the similarity was determined. | 2010-11-04 |
20100280921 | SYSTEMS AND METHODS FOR IMPLEMENTING AND MANAGING VIRTUAL GIFT CARDS - According to one aspect, embodiments of the invention provide a method for administering a virtual gift card, the method comprising acts of receiving a request from a server of a retailer, providing, in response to the request, an interface to a terminal operated by a purchaser, the interface comprising fields for receiving a value and a recipient for the virtual gift card, receiving from the terminal, in response to input from the purchaser, the value and the recipient for the virtual gift card, generating a code for the virtual gift card, and sending a message to the recipient of the virtual gift card, the message including the code for the virtual gift card. | 2010-11-04 |
20100280922 | ILLUMINATION AND DECORATION FOR AMPLIFIER AND SPEAKER NETWORKS - An illumination system is driven by a speaker level, audio frequency signal. The illumination system utilizes active current limiting circuitry electrically coupled between an input that receives the speaker level audio frequency signal and an illumination arrangement having at least one illumination device, such as a light emitting diode. The active current limiting circuitry has at least one active semiconductor device for limiting the current allowed to pass there through. As such, an illumination device is coupled to the active current limiting circuitry so as to be driven by the audio frequency speaker level signal received by the input in such a way that the active current limiting circuitry limits the current delivered to at least one illumination device. The illumination system can also include other systems including a digital controller, filters and other circuitry. | 2010-11-04 |
20100280923 | ELECTRONIC-COMMERCE, COMMUNICATION-NETWORK METHOD - A sourcing-provider-implemented, electronic-commerce, communication-network method for controlling acquisition-access to electronically-deliverable, affinity-interest deliverables in portions of which rights are held both by a sourcing provider and by a contributing network communicant. The method includes (a) establishing an electronic, network-connected, sourcing-provider-associated-and-controlled catalogue designed to contain at least one such deliverable, (b) vetting the entrepreneurial talent of at least one network communicant relative to the creation, catalogue-placement, and network-acquisition-promotional offering to others, by that one communicant of such a deliverable, whereby, through deliverable-creation and catalogue-placement thereof, the vetted network communicant becomes a contributing network communicant, (c) authorizing the vetted network communicant to become a contributing network communicant, and to create, to place or have placed, and to offer to other network communicants, deliverables-acquisition network access to such a catalogue-placed deliverable, and (d) rewardingly incentivizing such offers. | 2010-11-04 |
20100280924 | Method And System For Receiving And Providing Access To Information At A Web Site - At a vendor-managed web site, purchasing information is received from a first terminal, including purchasing information that is customized for a customer. The customer includes first and second users having respective first and second levels of authorized access to the purchasing information. The first user is identified by a first identifier, and the second user is identified by a second identifier. To a second terminal, access at the vendor-managed web site is provided to: only a first portion of the purchasing information in response to receiving the first identifier from the second terminal which identifies the first user; and at least a second portion of the purchasing information in response to receiving the second identifier from the second terminal which identifies the second user. The second portion includes at least a part of the first portion and a third portion of the purchasing information. The part of the first portion includes at least a portion of the customized purchasing information. | 2010-11-04 |
20100280925 | QUALITY CLICK PRICING - A method and system for providing quality click pricing is presented. An example system comprises a click monitor configured to monitor clicks originated from a web site of an affiliate, a post click activity monitor to monitor post click indicators of those users that originated any of the monitored clicks, a click value generator, an earnings per click module, and a compensation calculator. The click value generator may be configured to determine a click value for the affiliate, based on post click indicators. The determined click value may be provided to the earnings per click module configured to translate a click value into a per click earnings value for an affiliate. The compensation calculator may be configured to determine compensation of the affiliate based on the click value and a number of clicks originated from the web site of the affiliate during a certain period of time. | 2010-11-04 |
20100280926 | STORING TRANSACTION DETAILS FOR MOBILE TELEPHONE TOP UPS VIA AUTOMATIC TELLER MACHINES - A method includes receiving a request from an automatic teller machine (ATM). The request indicates that a user of the ATM wishes to perform a current top up transaction for a mobile telephone owned by the user. The method further includes responding to the request by downloading a message to the ATM. The message contains data that indicates one or more mobile telephone carriers and one or more mobile telephone numbers that were subject to a prior top up transaction performed by the user. | 2010-11-04 |
20100280927 | PRE-AUTHORIZATION OF A TRANSACTION USING PREDICTIVE MODELING - Systems, apparatus, and methods are provided for efficiently authorizing a transaction initiated by a consumer. An authorization can be generated before the consumer actually initiates the transaction. For example, a future transaction can be predicted, and an authorization can be generated for the predicted transaction. In this manner, the authorization can be ready and quickly used when the consumer does initiate the transaction. Previous transactions made by the consumer can be used to predict when the future transaction is likely. In various examples, the authorization can be sent to a specific merchant or to the consumer for use when the consumer initiates the predicted transaction, or saved by an authorization server for use in response to an authorization request from the merchant. | 2010-11-04 |
20100280928 | Multiple Balance State Account Processing - A computer based system and method for processing financial accounts. Each account is defined by multiple daily account balance records. Each daily account balance record is defined by a daily account balance record posting state that defines the types of transactions that may be posted to the daily account record balance at any one time. The various daily account balance records defining a single account may have different daily account balance record posting states, thereby allowing different types of transactions for different account days to be posted to the same account simultaneously. The resulting account processing system and method provides customers greater flexibility in transferring money between accounts and provides banking entities greater flexibility in account processing timing and reducing operational costs. | 2010-11-04 |
20100280929 | SYSTEM AND METHOD FOR DETERMINING A BILLING STRUCTURE FOR DOCUMENTS BASED ON COLOR AVERAGE OF MARKED COLOR PIXELS - Disclosed herein is a method and system for determining a billing structure for outputting documents using an image processing apparatus. If image data of the document includes color pixels, a billing structure is determined for each page based on an amount of color coverage. The marked color pixel locations of the image data to be output in the device dependent space are counted. Each color pixel location comprises at least one color plane. In some cases, a ratio of the count of the marked color pixel locations to a maximum number of pixel locations may be used to determine the amount on the page. Processing and determining a billing structure based on image data in the device dependent space, irrespective of the amount of ink/toner or color planes used, avoids charging a customer for color print job when only a small amount of color pixels are printed. | 2010-11-04 |
20100280930 | HOLISTIC ACADEMIC SYSTEM FOR INDEPENDENT TEACHERS AND STUDENTS - A holistic academic system that provides a network-based service to which any number of teachers and students may subscribe independent of any school. An independent student refers to a person who desires to take a class that is not necessarily under the control or direction of a school. An independent teacher refers to a person who desires to teach a class that is not necessarily under the control or direction of a school. When a person subscribes to the holistic academic system as an independent teacher, the holistic academic system may verify that the person is qualified before allowing the person to offer and/or teach a class. The holistic academic system may verify the person's qualifications each time the person offers to teach a new class or a class on a subject that is outside of their verified area of expertise. A teacher's qualifications may be manually verified by a representative of the holistic academic system and/or automatically verified by the holistic academic system against one or more public or private data sources. | 2010-11-04 |
20100280931 | INTERACTIVE INFORMATION PROCESSING AND DELIVERY SYSTEM AND METHODS THEREOF - Embodiments of the invention relate to systems and methods for information processing and delivery to a selected group of network-connected display devices. In one embodiment of the invention, an information processing and delivery method comprises receiving a request from one of a plurality of users in which the request includes a content data, a display identifier and a user identifier. The method also comprises validating the content data and the display identifier, and upon successful validation, transmitting the content data through an Internet Protocol (IP) based network to at least one display device associated with the display identifier for display thereon. | 2010-11-04 |
20100280932 | SYSTEM AND METHOD FOR MANAGING AND DEPLOYING FUNCTIONAL SERVICES TO A VEHICLE CLIENT - An invention is provided for a system for managing and deploying software functionality to a vehicle client including a server including a user preference list, a communication tier, applications for receiving a request from the vehicle client, the request identifying the particular user preference and applications for deploying the selected plurality of services and the plurality of service directories in the particular user's preference list to the vehicle client in response to a request from the vehicle client. The user preference list includes a selected plurality of services subscribed by a corresponding particular user's preference list, each one of the plurality of services including a plurality of software components and information for use of a corresponding service, wherein the selected plurality of services are downloadable service implementation components and a plurality of service directories, each service directory including a list of service objects. The communication tier couples the server and a plurality of devices via one or more networks, wherein the plurality of devices includes at least one vehicle client. | 2010-11-04 |
20100280933 | CONTROL METHOD, CONTROL APPARATUS, DATA RECEIVING AND RECORDING METHOD, DATA RECEIVER AND RECEIVING METHOD - A data receiving and recording method and data receiver are provided for receiving data coded by a predetermined method and copyright information attached to the data. While recording the received data on a predetermined recording medium, the copyright information is recorded into a predetermined area of the recording medium. Preferably, the data consists of audio data of the song, lyrics data of the song and image data relating to the song and the copyright information is allotted respectively to the audio data, lyrics data and image data. | 2010-11-04 |
20100280934 | DYNAMIC BANDWIDTH ALLOCATION - A method for managing bandwidth to a user. A selection of a profile is received from a plurality of profiles. The profile is selected to allocate bandwidth to a user. The selection of the profile for allocating bandwidth to the user through a connection is determined. The bandwidth is allocated to the connection in response to determining the profile provides for a bandwidth reconfiguration. | 2010-11-04 |
20100280935 | System and Method for Creating and Managing Financially-Related Goals - The invention provides computer-implemented behavioral science systems and methods for creating, managing, tracking, incentivizing, and/or reaching one or more financial health goals. The invention may include a software application supported by one or more computing devices that enables a website or other user interfaces that facilitate, inter alia, creation of financial goals, monitoring of financial goals, updating created goals for specific individuals using complex behavior modeling, and incentive structures based on behavioral science tailored and individualized for participants. | 2010-11-04 |
20100280936 | SYSTEM AND METHOD FOR PROCESSING AND SETTLING PAYMENT INSTRUCTIONS RELATING TO VARIOUS FINANCIAL INSTRUMETS - A system for facilitating settlement of payments relating to transactions involving financial instruments among multiple participants is provided. An interface receives from participants first and second instructions associated with a financial instrument of a first form, and first and second instructions associated with a financial instrument of a second form. A first processor establishes an association between, and applies a first set of pre-settlement rules to, the first and second instructions associated with the financial instrument of the first form. A second processor establishes an association between, and applies a second set of pre-settlement rules to, the first and second instructions associated with the financial instrument of the second form. | 2010-11-04 |
20100280937 | METHOD AND SYSTEM FOR CREATING AND TRADING MORTGAGE-BACKED SECURITY PRODUCTS - A computer-implemented method of creating a derivative investment instrument on an exchange having processor-based equipment is disclosed. The method includes receiving a default rate from a mortgage issuer, the default rate corresponding to a collection of mortgage-backed securities associated with at least one mortgage of the mortgage issuer; associating a risk value with the default rate; creating the derivative investment instrument having a monetary value related to the risk value; and providing, with the processor-based equipment, the derivative investment instrument for trading on an exchange. The method may be stored in a computer-readable memory accessible by the processor-based equipment. | 2010-11-04 |
20100280938 | System and Method for Money Management in Electronic Trading Environment - A system and method for money management in an electronic trading environment are presented. According to one embodiment, a trader may configure a plurality of filters, each including at least one filter criteria and filter condition. When a money management module detects a new order, the money management module intercepts the order and determines if the order matches one or more predefined filters. If the order matches one or more filters then conditions associated with the applicable filter(s) are applied to the order. The application of one or more conditions to an order may result in sending a modified order, preventing the order from reaching the exchange, or sending order to the exchange without any modifications. | 2010-11-04 |
20100280939 | FINANCIAL DATA PROCESSING SYSTEM - A method of processing financial articles of trade is provided. The method includes collecting real time data from a plurality of liquidity destinations in trading at least one of securities, commodities, options, futures and derivatives, the real time data including information on submitted transactions of financial articles of trade. The real time data collected from the plurality of liquidity destinations is aggregated. The real time data is streamed in a standardized form. User criteria are established to identify relevant portions of the streamed real time data. The streamed real time data is analyzed according to the user criteria. The analyzed real time data is consolidated into a computer data base. | 2010-11-04 |
20100280940 | PROXIMITY PURCHASE RINGTONES - A method of conduction transactions at a point-of-sale terminal using a wireless device is disclosed and may include initiating a transaction with the point-of-sale terminal via a wireless link, receiving at least one price from the point-of-sale terminal, determining whether the at least one price satisfies a price warning condition, and transmitting a first audible signal if the at least one price satisfies the price warning condition. | 2010-11-04 |
20100280941 | METHOD OF MANAGING A CENTRALIZED PARKING PAYMENT SYSTEM, AND CENTRALIZED PARKING PAYMENT SYSTEM - A method of managing a centralized parking payment system ( | 2010-11-04 |
20100280942 | METHOD AND SYSTEM FOR FACILITATING SWITCHING OF FINANCIAL INSTITUTION ACCOUNTS - Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions. | 2010-11-04 |
20100280943 | Mass Compromise/Point Of Compromise Analytic Detection And Compromised Card Portfolio Management System - A system and method for managing mass compromise of financial transaction devices is disclosed. A method includes maintaining a summary of a transaction history for a financial transaction device, and forming a device history profile based on the transaction history, the device history profile including predictive variables indicative of fraud associated with the financial transaction device. A method further includes generating a fraud score based on the predictive variables, the fraud score representing a likelihood that the financial transaction device is compromised will be used fraudulently. | 2010-11-04 |
20100280944 | PAPERLESS CHECKING TRANSACTIONS - According to one embodiment, a user logs into a bank account and access a bill payment service through the bank. The user enters a recipient's email address and an amount to be transferred from the user's account to the recipient. The bill payment service transfers the amount to a payment provider, who then transfers the amount to the recipient if the recipient has an account with the payment provider. As a result, recipients who are not part of a bill payment service can quickly receive payments, and users can make quickly and easily payments to recipients who are not part of a bill payment service by simply entering an email address and payment amount. | 2010-11-04 |
20100280945 | SYSTEM FOR ACCEPTING VALUE FROM CLOSED GROUPS - A system for facilitating a sequence of events each comprising a multiplicity of purchases made by known users, the system comprising an on-site data bank recording an ID and a pre-paid balance value for each user expected to attend, a loader operative to set up for each event by loading into the data bank, IDs and pre-paid balance values, for users expected to attend, portable receptacles issued to each user and storing his ID and balance, e-cash filling stations incrementing the balance in the data bank, to reflect pre-payments made thereby, and mobile service provider workstations operative to read portable receptacles, to access the data bank according to the user ID of each portable receptacle, to enter into a transaction with a user if his balance accessed from the data bank is positive, and to decrement the transaction's value from his balance in the data bank. | 2010-11-04 |
20100280946 | TRANSACTION AUTHORISATION SYSTEM - A method and system is provided for authorizing an action on a resource such as an account, wherein the action requires the authority of an unauthenticated authorizing party. An authorization request is received at a trusted third party such as a bank from a requesting party. The authorization request includes a resource operator specifying said action and an identifier for providing an identifying link to said authorizing party. The authorization request is stored. A pre-existing authentication channel established between the authorizing party and the trusted third party is used to authenticate the authorizing party. The authorization request is provided to the authorizing party, and the authorization response can then be received from the authorizing party. | 2010-11-04 |
20100280947 | METHOD FOR SECURE TRANSACTIONS - The present invention relates to a method for a secure transaction utilizing a portable radio communication device ( | 2010-11-04 |