45th week of 2013 patent applcation highlights part 62 |
Patent application number | Title | Published |
20130297383 | TEXT ANALYTICS GENERATED SENTIMENT TREE - Computer-implemented method, computer-program product, and system for performing an operation, the operation beginning by receiving a request for a product summary, the request identifying a product. The operation then determines, by searching a plurality of opinions, a primary characterization of a positive aspect of the product and a primary characterization of a negative aspect of the product. The operation then determines, by searching the plurality of opinions, a secondary characterization of at least one of the positive aspect and the negative aspect of the product. The operation then generates a product summary for the identified product, wherein the product summary identifies the product and includes the primary characterization of the positive aspect, the primary characterization of the negative aspect, and the secondary characterization. The operation then outputs the generated product summary responsive to the request for the product summary. | 2013-11-07 |
20130297384 | Systems, Methods, and Apparatus for Fashion and Apparel Color Forecasting - This disclosure describes systems, methods, and apparatus for forecasting color preferences in clothing via electronic surveys transmitted to survey participants over the Internet. The electronic surveys present survey participants with families of colors and ask the survey participants whether they would wear clothing in any of the colors of a given family of colors. The surveys also ask which colors from each family survey participants would wear. The surveys also present survey participants with color choices in the context of specific types of clothing and seasons. The electronic surveys can also be used to predict preferred colors for use on products and services. | 2013-11-07 |
20130297385 | SYSTEM AND APPARATUS FOR RESELLING DIGITAL MEDIA RIGHTS - In example embodiments, a system and method for managing the resale of digital media rights is provided. In example embodiments, user accounts that store digital media rights for digital content may be maintained. An indication that a first user having a first user account intends to transfer digital media rights for a particular digital content may is received. A verification process is performed to verify that the digital media rights of the first user are transferable. Based on an indication that a transaction has occurred, the digital media rights are transferred from the first user account to a second user account associated with a second user that is a recipient of the digital media rights. | 2013-11-07 |
20130297386 | System and Method of Interactive Consumer Marketing - A system and method of interactive consumer marketing includes marketing channels specifically and directly focused upon particular goods or services of a sponsor for a specific time period. Interactive engagement of potential consumers necessarily results from the marketing channels and further dialog and broadcast maximizes results and return on costs, with a singular and short-term commitment. | 2013-11-07 |
20130297387 | Systems and methods for monitoring, managing, and facilitating communications and/or transactions relating to transportation infrastructure utilization - A method for monitoring, managing, and facilitating communications and/or transactions relating to transportation infrastructure utilization includes: receiving signals including, associated with, or in association with identifier information provided or obtained by, identifying, and/or pertaining to one or more of a vehicle, a personal computing or communications device, a programmable or reprogrammable device, object, or article of media, and a person, the signals including or providing, or facilitating or initiating a process of providing access to transportation infrastructure utilization information; and processing the signals and/or information to identify, responsive to, or determined by or in relation to or in consideration of, the transportation infrastructure utilization information and in association with the identifier information, a circumstance that satisfies criteria for facilitating, controlling, or initiating one or more communications and/or transactions pertaining to, involving, or in relation to one or more transportation infrastructures. | 2013-11-07 |
20130297388 | VENDOR-BASED RECYCLING PROGRAM - Methods, systems and apparatus for administering a recycling program having one or more vendor participants. An exemplary method involves electronically receiving an indication of a quantity of recycled goods corresponding to at least one of the one or more vendor participants, calculating a coupon value applicable to the purchase of new goods from at least one of the one or more vendor participants based at least in part on the indication, and electronically transmitting and/or electronically storing the coupon value to provide the coupon value to a consumer as a reward for providing the recycled goods. | 2013-11-07 |
20130297389 | Conditional, exclusive revenue-sharing method - A method is disclosed for hosting a website selling products or services over the Internet and paying a commission to a member who causes those products or services to be listed for sale. Users must be registered as members if they wish to make a purchase from the website. Each member is able to recruit a seller of a product or service to list their product or service for sale on the website. When such products are then sold, the recommending member receives a commission. The website only lists recommended products or services. When payment for a purchase is received, the recommending member is delivered a commission. The recommending member earns an additional commission if the recommending member performs other tasks. The commission may terminate after a period of time unless the recommending member makes a minimum purchase of one or more products or services listed on the website. | 2013-11-07 |
20130297390 | System, Method, and Computer-Readable Storage Medium for Payment of Online Purchases via a Portable Computing Device - A system, method, and computer-readable storage medium for enabling an individual to use a purchase-proxy mechanism to conduct a financial transaction from a computing device with an online merchant, whereby the individual is enabled to use stored personal data, such as financial account information and fulfillment information, without having to store the personal data with the online merchant. The system, method, and computer-readable storage medium furthermore enable an individual to change a payment and/or fulfillment option at the time of purchase with minimal inconvenience. | 2013-11-07 |
20130297391 | RULE-BASED OFFER ASSOCIATION - Embodiments of the invention are directed to systems, methods and computer program products for implementing rule-based offer association, queuing input information for performing rule-based offer association, and implementing an intelligent offer tool for determining whether to present an offer to a user. The invention enables an entity to send targeted offers to a user that enables the user to receive at least one of a discount or a rebate on a purchase from a merchant. | 2013-11-07 |
20130297392 | INTELLIGENT OFFER TOOL - Embodiments of the invention are directed to systems, methods and computer program products for implementing rule-based offer association, queuing input information for performing rule-based offer association, and implementing an intelligent offer tool for determining whether to present an offer to a user. The invention enables an entity to send targeted offers to a user that enables the user to receive at least one of a discount or a rebate on a purchase from a merchant. | 2013-11-07 |
20130297393 | DYNAMIC REDEMPTION CODES - Information regarding a redemption code may include at least one parameter associated with certain redeemable content. Requests may be received from a user. The request may concern access to redeemable content associated with a redemption code. The applicability of parameters is determined as is the redeemable content associated with the identified parameter. The user may then be granted access to the identified redeemable content. The determination of applicable parameters may include identifying an associated modification and applying the modification to the redemption code in order to identify the redeemable content. | 2013-11-07 |
20130297394 | Electronic Shopper Loyalty Card & Interactive Web Interface - A system for adding a reliable, non-obtrusive or distracting method to gather and process consumer behavior and interest when a sale is not made in the retail environment. The system would allow for the display of this information back to the consumer though a web landing page and would allow retailers and product manufacturers to make offers to the consumer based upon certain criteria that could include frequency to the store, aisles traveled or stops during the aisle travel to look at but not necessary purchase the product. Additionally the system would give the ability to the consumer to unlock secured display cabinets to access product since they would be considered a “trusted” source. | 2013-11-07 |
20130297395 | Systems and methods for registering consumers in a consumer program while accessing a network - Decribed are methods and systems for registering consumers with merchant loyalty or other merchant programs a by using a credit card or other form of payment to register the consumer, and thereafter automatically recognizing the consumer as a member in the program based on subsequent purchases made using the form of payment. Consumer rewards can then be automatically applied during the purchase transactions with the merchant. Thus, the present disclosure allows for consumers to seamlessly and transparently gain the benefits of consumer programs merely by purchasing goods and services using forms of payment, without consumers needing to carry additional cards or coupons or login information. | 2013-11-07 |
20130297396 | SYSTEMS FOR AND METHODS OF CAPTURING AND ANALYZING BENEFITS IN COMMERCIAL TRANSACTIONS - Under an agreement between a buyer and a seller, multiple rebates may be configured and calculated to capture the benefits of such a rebate program using a third party service via a network. For example, the buyer agrees to a minimum purchase requirement and receives a flexible early-payment rebate on each individual transaction between the two. The rebate is larger the earlier in a billing cycle the buyer pays its account in full. The buyer is able to impose purchase restrictions, for example, limiting its employees to buy from only specific suppliers, to buy only specific products, or to buy no more than a certain dollar amount of a product over a specific period. A platform for calculating and applying these rebates and restrictions can be hosted by a third-party, but allows the buyer to configure the restrictions. The platform also allows users to generate reports summarizing the results of the rebate program, and generates appropriate accounting and tax documentation. Furthermore, the alignment of this network-based benefits capture service ensures that full visibility of rebates, calculations and results is available to both buyer and supplier, thereby maximizing transparency and minimizing disputes arising from such rebates. | 2013-11-07 |
20130297397 | SYSTEMS FOR AND METHODS OF AUGMENTING FINANCIAL TRANSACTIONS SERVICES - Under an agreement between a buyer and a supplier, the buyer agrees to a minimum purchase and receives a flexible early-payment rebate on each individual transaction between the two. Because of the purchase and early-payment agreement, the transaction services can be bundled with other services such as foreign exchange and insurance. This “bundling” may be performed electronically based on business rules and preferences, and is described as the “augmentation” of financial services with electronic payment services within a network including buyer and supplier. Thus, on a per-transaction basis, each transaction can receive a rebate, be covered by insurance, and receive the benefit of favorable foreign-exchange rates. The buyer can configure a system such that specific services are applied to specific transactions. The buyer or supplier can also generate reports that detail the rebates, as well as the savings associated with each transaction by service. | 2013-11-07 |
20130297398 | SYSTEMS FOR AND METHODS OF ESTABLISHING CLOSED-LOOP BUSINESS PAYMENT SERVICES - In a closed-loop business-payment network, a buyer is both an issuer and an acquirer of payment accounts, such as those associated with credit cards. Because no bank is involved in this issuance and acquisition, the transactions between the buyer and a merchant do not incur interchange fees and do not require transaction terminals, such as used for typical credit-card transactions. Under the agreement, variable early-payment rebates and other services are applied to each transaction on a per-transaction basis. This closed-loop allows the buyer to enforce purchase restrictions that are checked before a transaction is authorized, thereby eliminating or reducing fraud. This agreement also allows the issuer to impose different rebates and purchase restrictions, apply different services, and otherwise distinguish between different merchants. Preferably, the transaction platform is hosted by a third party, which can provide buyers and merchants a single interface to third-party services. | 2013-11-07 |
20130297399 | SYSTEMS FOR AND METHODS OF SECURITIZING ASSET-BASED SUPPLIER REBATE CASH FLOWS DERIVED FROM PROCUREMENT EXPENDITURES - Prospective variable early-payment rebates under a purchase agreement are expressed as income streams to a buyer through use of a rebate calculation process, and these flows are monetized and secured. The rebates are based on contractual obligations between a buyer and a seller. The rebates are “performance based” in that the earlier a buyer pays off its account with a supplier, the larger the rebate. These monetized rebates form a new asset class that can be sold just like any other financial instrument. The buyer, based on predictable cash outflows, can receive income from these future rebates sooner, allowing it to potentially fund large-scale projects. A computer system determines the amount of the rebates, rates them based on the likelihood that they will be received, and determines their current value. Investors purchase these instruments, in the form of bonds or notes, and receive payment in principle and interest. A third-party issues financial instruments, secured by the rebates. | 2013-11-07 |
20130297400 | OFFER MODIFICATION BASED ON CIRCUMSTANCES - Embodiments of the invention are directed to systems, methods and computer program products for modifying an offer having an initial offer value including the steps of determining a first time associated with initial offer acceptance, determining a period of time corresponding to a life of the offer, initiating a clock counting down the period of time, receiving a communication indicated that the offer has been redeemed, determining a second time associated with offer redemption, and calculating, in response to receiving the communication, a modified offer value based on the first time, the second time, the initial offer value and the life of the offer. | 2013-11-07 |
20130297401 | SYSTEM, APPARATUS, AND METHOD FOR ORIENTED SWITCH OF PROMOTION INFORMATION - The present invention discloses a method of printing promotion information, comprises receiving data to be printed from the POS terminal; in response to the data to be printed, determining promotion information according to policy conditions; and printing the data to be printed from the POS terminal and the promotion information. The present invention constructs a platform for cooperation of different publishers of the promotion information and oriented switch of the promotion information. Moreover, the present invention utilizes the existing POS systems with low cost for configuration and distribution which is further advantageous on implementation. | 2013-11-07 |
20130297402 | CONTEXTUAL APPLICATION TRACKING - System and method for trackable applications including an application providing unit, a controller, and an incentive tracker. The application providing unit is adapted to send a trackable application upon request. The controller is adapted to receive interactions from the trackable application. The incentive tracker is adapted to select an incentive based on the interaction data. The controller is further adapted to send the selected incentive to the trackable application. | 2013-11-07 |
20130297403 | MARKETING BASED DISCOUNTS AND LOCAL HEAT CLOUDS - The present invention discloses methods, systems, and technologies leveraging the capabilities of digital device, e-commerce, and social media technologies to expand the product choices and price options available to each purchaser of a product or service, while also increasing the marketing capabilities and general product awareness of creative content in both physical and digital environments. | 2013-11-07 |
20130297404 | System for Targeting Advertising Content to a Plurality of Mobile Communication Facilities - A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a datum corresponding to the group; (c) selecting from a first and second sponsor respective content based on a relevancy to the datum, wherein each content includes a first and second item requiring respective rendering capabilities; (d) receiving bids from the first and second sponsors; (e) attributing a priority to the content of the first sponsor based upon a determination that a yield associated with the first sponsor is greater than a yield associated with the second sponsor; and (f) transmitting the first and second items of the first sponsor to the first and second types of mobile communication facilities respectively. | 2013-11-07 |
20130297405 | TIME SLICING IN ONLINE ADVERTISING EXPERIMENTATION - Techniques are provided that can be used in experimentation in online advertising. In an experiment, a short, recurring time interval during a period may be divided into a set of segments. Serving opportunities to users occurring during each of the segments may be associated with a particular specified experimental treatment. The short duration of the interval and segments may aid in reducing experimental bias by reducing variation in non-experimental variables between different treatment groups. User behavior following experimental treatment may be tracked and utilized in measurement of user response associated with the treatment. Results of the experiment may be utilized in optimizing aspects of an online advertising campaign. | 2013-11-07 |
20130297406 | MATCHING CRITERIA SELECTION TO SCALE ONLINE EXPERIMENTS - A system and method for scaling causal lift is disclosed. Randomized experimental study data and observational data related to an advertising campaign is obtained. Response lift data from the randomized experimental study data and response lift data from the observational data are determined using regression discontinuity analysis. A model which includes an estimated response rate that corresponds to the randomized experimental study is created from the observational data using regression discontinuity analysis. | 2013-11-07 |
20130297407 | INTERACTIVE ADVERTISING ON A MOBILE DEVICE - A method and apparatus for delivering advertising via a mobile device are disclosed. Receivable codes are captured by the mobile device, for example by a camera. The codes may be QR codes, codes with fiduciary markers, or the like. Plural interactive value offers are generated, each directed toward a product or service associated with at least one code. The interactive value offers are adjusted in response to each other, and presented via a user interface. Other features include: providing navigation directions from a current location to a location where a value offer can be fulfilled, processing location information to gauge an effect of the interactive value offer on the user and adjusting the offer based on said effect, adjusting the offer based on a current interest in the offer, and providing social networking opportunities in conjunction with the offer. | 2013-11-07 |
20130297408 | DETERMINING ADVERTISEMENT PREFERENCES - Selecting an advertisement is disclosed. A preference event associated with a first advertisement is received from a first user. A quality score for the first advertisement is determined based at least in part on the received preference event. An advertisement fulfillment request is received. The request is responded to by selecting an advertisement based at least in part on the quality score of the first advertisement. | 2013-11-07 |
20130297409 | Systems, Methods, and Computer Programs for Providing Advertisements in a Conference User Interface - Various embodiments of methods, systems, and computer programs are disclosed for providing advertisements in a conference user interface. One embodiment is a method comprising: a conferencing system establishing a conference between a plurality of participants via a corresponding computing device connected to the conferencing system via a communication network; presenting a conference user interface to the computing devices, the conference user interface displaying each of the participants as a unique participant object in a virtual location; an online advertising platform selecting advertisement data from one or more advertisers; providing the selected advertisement data to the conferencing system; and displaying the advertisement data with an associated advertisement object in the virtual location during the conference. | 2013-11-07 |
20130297410 | SYSTEM AND METHOD FOR AUTIONING ADVERTISEMENT USING DIGITAL CONTENTS RANKING AND METHOD THEREFOR - The present invention relates to an auction for an advertisement that can be used for streaming of digital contents, and more specifically, to an auction for an advertisement that can be used for streaming of digital contents that can maximize the economic profit of a contents provider by maximizing the use of an advertisement. In particular, the present invention relates to a system and a method for conducting an advertisement auction considering popularity ranking of contents, specific contents, profile of users. The present invention enables a contents provider to use the characteristics of on-line contents to conduct the advertisement auction, thereby maximizing the economic profits, and building a foundation for maintaining a business that provides contents for free or at cost. | 2013-11-07 |
20130297411 | ADVERTISING IMPRESSION DETERMINATION - Systems and methods for defining and tracking advertising campaigns across a channel video game network are disclosed. The system allows advertisements to be dynamically activated in video games. Advertisements are tracked to determine user impressions and user exposure to the advertisement. In the system, an impression area is defined relative an advertisements in the game. Methods for redefining the impression area or for accounting for the existence of obstructions that distort the view of the advertisement are also provided. | 2013-11-07 |
20130297412 | DELIVERING PERSONALIZED RECOMMENDATIONS THAT RELATE TO TRANSACTIONS ON DISPLAY - Provided are techniques for providing personalized recommendations. One or more transactions are received from one or more customer interaction channels. The received one or more transactions are stored in an incremental data store. One or more predictive rules are generated based on the received one or more transactions and based on one or more transactions previously stored in the incremental data store. In real-time, one or more personalized recommendations specific to a user and to the received one or more transactions are generated using the one or more generated predictive rules. | 2013-11-07 |
20130297413 | USING ACTIONS TO SELECT ADVERTISEMENTS - Systems and methods for providing an advertisement based on an action directed by a first user to a second user including receiving, using one or more computing devices, a request from a first user directed to a second user, wherein the request comprises a second user identifier and an action tag; generating a suggested advertisement based at least on data that is part of the request; identifying the request from the first user to determine whether the suggested advertisement matches the request; selecting the matching advertisement as a candidate advertisement for presentation to the second user; and providing a candidate advertisement to the second user. | 2013-11-07 |
20130297414 | METHOD, APPARATUS, AND COMPUTER-READABLE MEDIUM FOR MANAGING MOBILE PAYMENT TRANSACTIONS - An apparatus, computer-readable medium, and computer-implemented method for managing mobile payment transactions includes receiving transaction data from a mobile device of a merchant, the transaction data including payment card information associated with a customer and transaction details information relating to the transaction, and the payment card information being captured with the mobile device of the merchant, storing a transaction record including the transaction details information in an online merchant account registered to the merchant, the online merchant account storing transaction records associated with the merchant, and providing access to the transaction records through the online merchant account. | 2013-11-07 |
20130297415 | INCENTIVE-BASED WEBSITE ARCHITECTURE - The present invention applies gaming theory and well-understood sales processes and techniques to allow the operator of an interactive sales medium to control what is displayed to a user of the medium in a manner that signals their intentions (e.g., looking for a lower price, looking for a particular incentive, etc.) so that the “strategies” being used by the consumer can be identified and exploited to lead the consumer to a desired end choice. In particular, upon identification of the strategies being used by the consumer, incentives (e.g., gradually increasing rewards and/or decreasing “punishments”) are presented to the consumer in such a way that the margins achieved by an eventual sale are slowly decreased with each presentation of the incentives to the consumer. Since the presentation of each incentive increases the likelihood the consumer will make a purchase, margins are maximized for the seller. | 2013-11-07 |
20130297416 | SYSTEMS, APPARATUSES AND METHODS FOR VERIFYING CONSUMER ACTIVITY AND PROVIDING VALUE TO CONSUMERS BASED ON CONSUMER ACTIVITY - Systems, apparatuses and methods of verifying consumer activity and providing value to consumers based on consumer activity are provided. In some examples, consumer activity may occur on a mobile electronic device and verification of the activity on the mobile electronic device may be performed. Value may be provided to the consumer after the activity is verified. Numerous types of activity may be performed by the mobile electronic device such as, for example, entering a location, scanning a product or image, or purchasing a product. Such activity may be verified in a variety of manners including, but not limited to, a verification element or rescanning a purchased product at a designated location. Systems, apparatuses and methods disclosed herein may also be utilized with other applications (“Apps”) to provide value to users of the other App. | 2013-11-07 |
20130297417 | QUEUING INPUT DATA FOR VIEW OF CUSTOMER AND OFFER ASSOCIATION - Embodiments of the invention are directed to systems, methods and computer program products for implementing rule-based offer association, queuing input information for performing rule-based offer association, and implementing an intelligent offer tool for determining whether to present an offer to a user. The invention enables an entity to send targeted offers to a user that enables the user to receive at least one of a discount or a rebate on a purchase from a merchant. | 2013-11-07 |
20130297418 | INCENTIVIZED ADOPTION OF TIME-DEPENDENT INSURANCE BENEFITS - System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s). Offered incentives can be afforded at least in part through monetization of available knowledge via commercialization thereof or targeted advertisement. | 2013-11-07 |
20130297419 | TAXONOMY BASED TARGETED SEARCH ADVERTISING - Campaign creation systems and methods for building taxonomy based targeted search advertising campaigns in accordance with embodiments of the invention are disclosed. One embodiment of the invention includes obtaining source data describing a plurality of landing pages, obtaining a list of keywords using the campaign creation server system, where the list of keywords comprises keyword component, building a taxonomy using the source data and the initial list of keywords, where the taxonomy uniquely maps the plurality of landing pages to categories and attributes and maps the keyword components to the categories and attributes, mapping keywords to relevant offers based on the taxonomy, automatically generating adgroups based on the offers and relevant keywords, where each adgroup includes a landing page, at least one creative and at least one keyword, and deploying the adgroups to a search engine provider. | 2013-11-07 |
20130297420 | PROXMIMITY-BASED METHOD AND SYSTEM FOR GENERATING CUSTOMIZED INCENTIVES - A method and system for generating customized incentives involving electronic distribution of coupons to remote personal computers based on proximity of the computer to a retail center are disclosed. A repository, such as an online service provider or a web site on the Internet, stores packages of incentive data for downloading automatically or on demand to a user's computer. A plurality of data fields is used to associate a user's location with a specific incentive. | 2013-11-07 |
20130297421 | SYSTEM AND METHOD FOR ANALYSIS OF CUSTOMER INTERACTIONS TO DEVELOP COMPREHENSIVE CUSTOMER DATA ARCHIVES - Embodiments of the invention are directed to systems, methods and computer program products for targeting offers to customers. Specifically, data relating to customers is gathered in order to generate a comprehensive customer data archive. The customer data archive may include transactional data and non-transactional data. Non-transactional data may include, for example, social media interactions, received input from a financial advisor, received input from the customer, customer-specific data such as age, family status, gender, etc. | 2013-11-07 |
20130297422 | RETAIL PROXIMITY MARKETING - Methods, systems and devices for presenting marketing information to a customer based on proximity to marketing areas. A wireless identity transmitter associated with the customer may periodically transmit wireless broadcast messages that include obscured identifiers. A proximity broadcast receiver within a retail store, such as near a product display or aisle, may receive and relay the broadcast messages to a server which may process the included information. Based on proximity information and other conditions, the server may transmit marketing information relevant to the customer and a proximate marketing area, such as coupons and offers. In an embodiment, the server may store data based on broadcast messages that may indicate foot traffic and other information valuable to merchants. The server may also transmit messages based on stored permissions that indicate whether the customer desires to receive marketing information and whether the server is authorized to provide the customer's identity to merchants. | 2013-11-07 |
20130297423 | REDEMPTION SYSTEM FOR MOBILE DEVICE - A redemption system for a mobile device includes a database module for determining a target customer. A streaming module is connected to the database module for serving content to the target customer. A priority module is connected to the streaming module for implementing a content delivery schedule. The streaming module serves first content data to the target customer. If the target customer affirmatively responds to the first content data, the priority module causes the system to send a redemption mechanism embedded in second content data to the target customer. The redemption mechanism enables the target customer to engage in a redemption activity using the mobile device. | 2013-11-07 |
20130297424 | METHODS AND APPARATUS TO AUTOMATE HAGGLING BEFORE PHYSICAL POINT-OF-SALE COMMERCE - In one example embodiment of a method for automating business negotiations, a vendor offers a product for sale at an original price. Subsequently, an automated haggling system receives a counteroffer to buy the product from a mobile device controlled by a shopper. The counteroffer proposes a second price for the product. In response to the counteroffer, the automated haggling system automatically determines whether the second price is acceptable. This determination may be based on data from a negotiation database with data identifying acceptable reduced prices. If the counteroffer proposes an acceptable price, the automated haggling system sends a message to the mobile device of the shopper to signify acceptance the counteroffer. In response to a determination that the shopper is purchasing the product at a point-of-sale (POS) station, the POS station automatically charges the shopper the negotiated price tier the product. Other embodiments are described and claimed. | 2013-11-07 |
20130297425 | QUICK TRANSACTION COMPLETION USING MOBILE DEVICE - Upon receiving an indication that a user wishes to conduct a financial transaction with an online retailer, the user's identity is determined. Instead of requiring the user to create and log into an account with the online retailer, the user's identity may be determined from an identity framework generated for the user from at least one of a plurality of sessions the user is in. A mobile device identifier, such as a mobile phone number associated with the user's identity framework is then retrieved. The mobile device identifier is then used to complete the financial transaction, providing a measure of security. A one-step or two-step request is transmitted to the mobile device having the associated mobile device identifier to authorize the financial transaction. Upon receiving authorization from the mobile device for the financial transaction, the financial transaction can then be enabled. | 2013-11-07 |
20130297426 | INSERTION OF USER-GENERATED CONTENT (UGC) INTO ADVERTISEMENTS BASED ON CONTRIBUTOR ATTRIBUTES - User-generated content (UGC) may be dynamically inserted into an advertisement (such as a web advertisement) or other media. UGC may be selected for insertion based on attributes of a target user or viewer (e.g., a person who will view an advertisement in a web browser). UGC may also be selected based on attributes of a contributor of UGC. For example, UGC authored by an expert male video-game player may be selected for insertion in an advertisement that is targeted to users who may be likely to be influenced by such a person. Conversely, target users that may not be a good match with a given contributor may not have content from the given contributor presented to them in an advertisement or other media. Weighted scoring mechanisms may determine whether a contributor of UGC is considered to be a match for a target user. | 2013-11-07 |
20130297427 | SYSTEM AND METHOD FOR PROVISIONING OF SERVICES AND PRODUCTS - A method for promoting and provisioning of products and services including: creating a first business account for a first business offering first products or services; creating a second business account for a second business offering second products or services; creating a promoter account for a plurality of promoters to promote the first and second products or services; linking the first business, the second business, the first and the second products or services to the promoters. The linking enables a respective promoter to promote a selected portion of the first and second products or services and enables the first and second businesses to provision the first or second products or services, respectively; presenting the selected portion of the first and second products or services to a user; receiving a user selection of a presented product or service; and scheduling a time for rendering the selected product or service to the user. | 2013-11-07 |
20130297428 | System For And Method Of Automatic Optimizing Quantitative Business Objectives Of Sellers (Advertisers) With Synergistic Pricing, Promotions and Advertisements, While Simultaneously Minimizing Expenditures and Discovery and Optimizing Allocation Of Advertising Channels That Optimize Such Objectives - An Internet system for and method of automatic optimizing quantitative business objectives of sellers (advertisers) with synergistic pricing, promotions and advertisements, while simultaneously minimizing expenditure and discovery and optimizing allocation of advertising channels that optimize such objectives. | 2013-11-07 |
20130297429 | CONTENT DISTRIBUTION SYSTEM AND METHOD - Methods, systems, and articles of manufacture consistent with the present invention provide an electronic marketplace that matches units of content from secondary content providers with suitable vacancies from primary content providers. Vacancies may constitute, or be included in, any digital transmission containers, such as a television or radio programming, web pages, and the like. Specifically, the electronic marketplace automatically matches content offered by secondary content providers with vacancies offered by primary content providers thus filling the vacancies in these containers through a real-time content trading, placement, and distribution system. To do so, attributes associated with the vacancies and with units of secondary content are used to trade and match suitable vacancies with suitable content. This invention enables both secondary content owners and vacancy owners (primary content providers) to obtain the full commercial benefit of their secondary content and containers. | 2013-11-07 |
20130297430 | LINKABLE SMART TAGS - Device for distribution of promotional material is disclosed that allows distribution of web based content through the capture or scan of a machine readable Quick Response Code with a portable electronic device such as a smartphone. A method and system are disclosed that access and display on-line promotional content through the scanning of a novelty device or tag containing an imprint of a machine readable Quick Response Code. The consumer/user scans the Smart Code (or QR code) and lands on a special offer page and then the brand can capture the digital profile of the consumer once they opt into the offer. | 2013-11-07 |
20130297431 | METHOD AND APPARATUS FOR CREATING A VALUE-BEARING INSTRUMENT WHERE THE DESIGN ATTRIBUTES COMPLIMENT/MATCH A PRODUCT OR SERVICE - A method of generating a gift card comprising: (a) receiving indicia corresponding to at least one of a product indicia representative of a particular product and a service indicia representative of a particular service; (b) making a gift card graphic available to the processing device that matches at least one of the product indicia and the service indicia; (c) merging the gift card graphics with a gift card template to create a virtual gift card; (d) recording the virtual gift card with a memory accessible by a kiosk that includes a gift card printer; and, (e) generating a receipt uniquely corresponding to at least one of the virtual gift card and a tangible gift card. | 2013-11-07 |
20130297432 | SECURE PIN ENTRY DEVICE FOR MOBILE PHONES - A secure mobile phone-point of sale (POS) system includes a mobile phone integrated with a secure PED module. The secure PED module is integrated with the mobile phone via the phone's serial port or directly to the phone's Printed Circuit Board Assembly (PCBA). The secure PED module conforms to security standards imposed by the payment card industry. The secure mobile phone-POS system has the functionality of both the secure PED and the mobile phone and the look and feel of the mobile phone. | 2013-11-07 |
20130297433 | STORE SYSTEM, READING APPARATUS, AND SALES REGISTRATION APPARATUS - A store system includes a reading unit that includes an image acquiring unit and an image output unit, and a sales registration apparatus that includes a similar image detection unit and a sales registration unit. The image acquiring unit acquires an image that is captured by an image capturing unit. The image output unit outputs the acquired image. The similar image detection unit detects an image of a product that is similar to at least a portion of the output image by referencing product management information in which information relating to sales registration of a product and an image of the product are associated for each product. The sales registration unit registers sales of a product based on information relating to the sales registration associated with the image of the detected product. | 2013-11-07 |
20130297434 | SERVICE PLAN PRODUCT AND ASSOCIATED SYSTEM AND METHOD - A service plan product providing a tangible representation of a service plan includes a support backer and a tag removably coupled with the backer. The tag includes service plan account identification means corresponding to a service plan account stored in a database and plan administrator contact indicia. The tag is configured to be removed from the backer and applied to a primary product for which the service plan is provided, and wherein only the service plan account identification means is required for the service plan administrator to access the database to identify details regarding the service plan account. Related systems and methods are also disclosed and provide additional advantages. | 2013-11-07 |
20130297435 | SYSTEMS AND/OR METHODS FOR SELLING NON-INVENTORY ITEMS AT POINT-OF-SALE (POS) LOCATIONS - Certain exemplary embodiments relate to techniques for order processing. A data feed including unique identifiers of purchased products, together with pairs of order numbers and product identifiers for products ordered from, but not delivered by, a store, is received at an electronic registration system. For each entry therein, a corresponding record in an ER database is created, and a message is transmitted to a supplier of an ordered product indicating that payment has been received for that product when it is determined that the entry is a corresponding order number / product identifier pair. This determination may be based on different masks used in creating a part of the unique identifier, and the order number, respectively. An indication that a product has been or is being shipped, along with a serial number for that product, is received from the supplier, and the ER database is updated as appropriate. | 2013-11-07 |
20130297436 | Customer Value Scoring Based on Social Contact Information - Example systems and methods of customer value scoring based on social contact information are presented. In one example, a spending amount by a first user at an online commerce system is determined. Other users of the online commerce system that are affiliated with the first user are identified. A spending amount by each of the other users at the online commerce system is also determined. The spending amounts of the other users are weighted. A user value score for the first user is calculated based on the spending amount of the first user and weighted spending amounts of the other users. | 2013-11-07 |
20130297437 | PRODUCT IDENTIFICATION USING MULTIPLE SERVICES - A method and a system to determine a product identification of an item for sale in an online publication system is shown and described. For example, the method may be initiated when an input identifying an item is received from a user. An input type (e.g., image, text, audio recording, etc.) may be determined and one or more identification services may be selected based on the input type. At least a portion of the input is transmit to the selected one or more identification services. A product identification is received from each of the one or more identification services. Based on the received product identifications, a recommended product identification is determined. The recommended product identification is transmitted to the user. | 2013-11-07 |
20130297438 | SYSTEM AND METHOD FOR PROVIDING BIDDING AND EXECUTION OF FRACTIONAL OWNERSHIP ASSETS - The present invention generally relates to web based systems for providing and managing investment opportunities. In particular, embodiments of the invention relate to system and method for providing individuals the ability to bid on and invest in fractional ownership of otherwise indivisible real and intellectual property assets. It is an object of the present invention to provide individuals who may otherwise be unable to afford or participate in investments related to property the ability to participate in a fractional ownership of such property and to have ownership rights and utilization rights of the property to be administrated or otherwise identified by components of the system. | 2013-11-07 |
20130297439 | Computer-Based Marketplace for E-Procurement - Provided are computer-based systems, software, and computer-implemented methods for providing a marketplace for e-procurement that leverages asymmetric market forces to the benefit of an advantaged market participant. Such a marketplace additionally, creates a synergistic effect by offering a wide range of procurement methods. | 2013-11-07 |
20130297440 | Social Media Transactions System and Methods - A system and method for a sales transaction system (STS) in a social media network is presented. The invention provides a simple way to sell and purchase products in a social media environment allowing sellers to easily set up campaigns of a group of products they wish to sell. A member of the social network simply types a purchase direction statement (PDS) that is a keyword to indicate their desire to buy a listed product. The STS detects the PDS and invoices the buyer, updating the seller as to the completed payment, and directing them to ship to the appropriate address. | 2013-11-07 |
20130297441 | COMMERCE SERVER ARCHITECTURE AND METHOD FOR USING SAME - A commerce router is disclosed. The commerce router includes a plurality of commercial transaction databases and an application server module. Each of the databases can contain commercial transaction information related to one of a number of offering types (e.g., categories of products, services and/or the like). An application server module is communicatively coupled to the each one of the databases. The application server module can be configured to receive a request by virtue of being configured to communicate information regarding the request to the database for inclusion in the commercial transaction information and allow review of the request by virtue of being configured to communicate information regarding the request from the database by accessing the commercial transaction information. application server module can be configured to receive a response and allow review of the response. | 2013-11-07 |
20130297442 | SYSTEM AND METHOD FOR ROUTING AND TRACKING REAL ESTATE LEADS - Systems, methods, and software for improving communications between real estate professionals and clients or potential clients are provided. The systems and methods are designed to provide improved lead routing and tracking mechanisms, as well as means to provide analysis. The system and method includes a virtual agent communication platform that associates a virtual telephone number to a real estate lead, and manages communication between a real estate agent and the real estate lead. The system and method can further be designed to adjust lead routing decisions and optionally enable tracking of analytics about lead follow up and lead management. | 2013-11-07 |
20130297443 | Transaction Arbiter System and Method - A transaction arbiter system and method is disclosed which incorporates a merchant function database under control of a transaction arbiter that permits merchants to interact in an automated way with bids generated by other merchants. Rather than utilizing fixed price schedules as taught by the prior art, the present invention permits each merchant to define a set of functions which describe how the merchant will respond to a customer request-for-quote for a given product or service. These merchant functions interact with both the customer request-for-quote and the results of other merchant functions to generate a dynamic real-time bidding system which integrates competition among merchant bidders to achieve an optimal consumer price for a given product or service. | 2013-11-07 |
20130297444 | Barter for Rights - Selling intangible property rights may include receiving content from a seller and determining one or more potential purchasers for the content's intangible property rights. The potential purchasers may be determined according to the subject of the content, the audience for the content, and the intangible property rights being sold. An offer to sell the intangible property rights may then be transmitted to one or more potential purchasers, along with a portion of the content. Upon receiving the one or more purchaser's acceptance of the offer, a complete copy of the content may be transmitted to the purchaser. | 2013-11-07 |
20130297445 | PROPOSED SPECIFICATION PREPARATION DEVICE AND PROPOSED SPECIFICATION PREPARATION METHOD - A case database which stores requirement specifications in the past, and product specifications; a proposal base selection unit which selects a proposed base that becomes the gist of a newly proposed requirement specification; a requirement specification draft preparation unit which compares a requirement specification included in the proposal base and the requirement specification included in the requirement specification original plan, and when the requirement specification included in the proposal base does not satisfy the requirement of a customer, corrects the requirement specification included in the proposal base to the requirement specification included in the requirement specification original plan or a requirement specification similar to the requirement specification included in the requirement specification original plan among the requirement specifications stored in the case database; and a product specification draft preparation unit which prepares a product specification in accordance with the requirement specification prepared by the requirement specification draft preparation unit. | 2013-11-07 |
20130297446 | ONLINE SHOPPING EXPERIENCE MODIFICATION - Embodiments of the invention are directed to a system, method, or computer program product for providing a modified online shopping experience to users. The modified online shopping experience presents offers to a user when the user is viewing a merchant online. The offers may be specifically tailored to the interests of the user viewing the merchant online. In this way, the system determines offers that the user may be interested in based on merchant data and financial institution data associated with the user. The tailored offers may be based on merchant data, such as previously accepted offers, loyalty accounts or the like and/or financial institution data such as products purchased, transaction history, and the like. The tailored offers that match the interest of a user may then be presented on the interface, website, or the like that the user is viewing when viewing a merchant online. | 2013-11-07 |
20130297447 | RECOMMENDED CONTENT PROVIDING APPARATUS, RECOMMENDED CONTENT PROVIDING PROGRAM AND RECOMMENDED CONTENT PROVIDING METHOD - A recommended content providing apparatus according to the present disclosure includes: an obtaining unit configured to obtain information on display of a plurality of recommended content items; a short-term impression judging unit configured to obtain impression duration of a viewing content item viewed by a user; and a recommended content determining unit configured to modify the information on display of one of the recommended content items which belongs to a same content category as a content category to which the viewing content item belongs, based on the impression duration of the viewing content item. | 2013-11-07 |
20130297448 | METHOD AND DEVICE FOR EXCHANGING SEMI-FUNGIBLE GOODS AND SERVICES - In one aspect, the present disclosure relates to a method for exchanging semi-fungible goods and services. In some embodiments, the method includes electronically receiving from a remote server one or more existing offers, displaying on a screen the existing offers to a participant, and receiving from the participant a selection of an existing offer. In one aspect, the method includes receiving information from the participant related to an offer for an exchange of semi-fungible goods or services and electronically transmitting the offer to the remote server. In some embodiments, the semi-fungible goods or services include tickets, reservations, services, order in line, educational services, or physical objects. In some embodiments, the educational services include a class, a lecture, a lab, or a teacher. In some embodiments, the offer includes parameters comprising date, time, location, loyalty account assets or money. | 2013-11-07 |
20130297449 | SYSTEM AND METHOD FOR INTERACTIVE SHOPPING - A method and associated system is provided for providing an interactive checklist and collaborative shopping session. The method includes displaying desired items on an interactive checklist. A primary user may designate which users can view specific items and should purchase specific items. The method also includes the option for the primary user to send an email to a secondary user with information, extracted from a checklist or registry, with a wish list of items that the recipient can buy with a click to a shopping cart. The primary user may also initiate a real-time or static collaborative shopping session where multiple users can suggest, comment on and purchase items. The primary user may “return” a gift item before the item is shipped and receive credit or cash. | 2013-11-07 |
20130297450 | METHOD OF WITHDRAWAL OF FUNDS FROM BANK ACCOUNT TO PURCHASE RETAIL GIFT CARDS AND/OR ELECTRONIC RETAIL GIFT CODES GENERATING CASH REWARDS TO CONSUMER AND/OR REVENUE TO FINANCIAL INSTITUTION - A method of withdrawal of funds from a bank account to purchase retail gift cards and/or electronic retail gift codes generating cash rewards to consumer and/or revenue to financial institutions where the funds withdrawn from the bank account are used to purchase a retail gift card or electronic gift code at face value that was originally purchased at a discount generating a surplus in funds. The difference between the face value and discounted purchase price is divided into cash rewards for the consumer and revenue for the financial institution, at a percentage split determined by the financial institution. | 2013-11-07 |
20130297451 | METHOD AND SYSTEM FOR PRODUCT OR SERVICE SOURCE AUTHENTICATION - A method of providing proof of authenticity for an item of merchandise to the portable device of a potential buyer is disclosed. The method utilizes (i) affixing or embedding a token that provides a unique merchandise authentication code that is readable by the buyer's portable device (the code may be on a contactless microprocessor chip), (ii) including this merchandise authentication code in messages that comprise conventional card-based payment transactions, (iii) providing the potential buyer's portable device with data pertaining to the lifecycle status, authenticity, and description of the item of merchandise, (iv) displaying the data at the buyer's portable device, and (v) posting/recording the sale of the item of merchandise at the brandname lifecycle management host. | 2013-11-07 |
20130297452 | PAYMENT PROCESSING FOR CLIENT DEVICES - A method of payment using a client device is disclosed. The payment can be made through a payment method service that can control the payment flow and options available to the user of a client device. Using the payment method service, new payment options with new data schemas and/or new process flows can be used by the client device, but without any need to update software stored on the client device. The payment method service can utilize the look and feel of the client device, such that the user views payment options in the native UI of the client device. | 2013-11-07 |
20130297453 | System and Method for Listing Items Online - A system and method are provided for listing an item online. The system provides a user interface comprising a first pane for entering information pertaining to the item and a second pane for viewing said information while it is being entered. The user is provided, in the second pane, an upload tool for uploading one or more photos of the item to assist in describing the item during the listing process. Upon entering one or more characters in a field in the first pane for identifying the item, the system searches a database of items being either parts or components and displays possible choices for said item such that the user can simply type in what their item is and the system provides possible category choices to facilitate and speed up the listing process. | 2013-11-07 |
20130297454 | METHOD AND APPARATUS FOR VERIFYING ASSOCIATION OF USERS WITH PRODUCTS AND INFORMATION - An approach is provided for substantially automatically determining that a user is associated with at least one product. A processing platform determines one or more media files, one or more content files, or a combination thereof, which are associated with the at least one product. Further, the processing platform associates the one or media files, one or more content files, or a combination thereof with descriptive information associated with the at least one product. | 2013-11-07 |
20130297455 | SOCIAL PRODUCT PROMOTION - Methods and apparatus are disclosed regarding an e-commerce system having social networking aspects. The e-commerce system leverages such social networking aspects to help promote the sale of products. | 2013-11-07 |
20130297456 | Methods and Systems of Digital Rights Management for Vehicles - A vehicle computer system including a processor and memory coupled to the processor is provided. The memory stores a plurality of vehicle applications and a vehicle application management program. The vehicle application management program, when executed by the processor, is configured to initiate restricted operations of the plurality of vehicle applications in accordance with a single digital rights payload received separately from the plurality of vehicle applications. The restricted operations of the plurality of vehicle applications comprise a multimedia operation and a remote access operation. | 2013-11-07 |
20130297457 | TRANSFERABLE SHIPMENTS - Systems, methods, apparatus, and computer program products are provided for transferable shipments. For example, in various embodiments, items being transported by a carrier can be re-routed after shipment from the consumer who originally purchased the item to another consumer. | 2013-11-07 |
20130297458 | System and Method for Cooperation Between Online and Physical Value-Chain Endpoints - Methods and systems for making an order at a physical value-chain endpoints, e.g., a physical store using a cooperation manager operating on a processing system. The cooperation manager identifies value-chain members involved for the order and provides for specifying manufacturing and fulfillment process workflows, and determines monetary or other compensation for participation. The cooperation manager for example provides an incentive for a physical store to have a terminal to enable a customer to purchase goods at an online store, such purchasing generating compensation for the store owner. Customers' and recipients' purchasing history may be collected and used to target participants of the cooperation system. Personalized communication can be delivered to one-time customers at participating retail stores. | 2013-11-07 |
20130297459 | ELECTRONIC CATALOG SYSTEM AND METHOD - An electronic catalog system for identifying a component includes computer memory storage upon which is stored software and a database containing data for a number of types of the component. The data includes images, diagrams, dimensions and specifications for each of the types of the component. The system also includes a workstation and a server computer in communication with the computer memory storage and the workstation. The server computer executes the software so that images of the different types of the component are displayed on the workstation to a user. The user may select one of the plurality of types of the component. A number of alternative diagrams for the selected type of component are displayed and the user may select one. A dimension is illustrated on the selected diagram, and the user enters this dimension. A component matching the selected type, the selected diagram and the entered dimension is then displayed. | 2013-11-07 |
20130297460 | SYSTEM AND METHOD FOR FACILITATING TRANSACTIONS OF A PHYSICAL PRODUCT OR REAL LIFE SERVICE VIA AN AUGMENTED REALITY ENVIRONMENT - Techniques are disclosed for facilitating electronic commerce in an augmented reality environment. In some embodiments, a method comprises detecting, by a mobile device, presence of the physical product or the real life service; and presenting, on the mobile device, information to conduct the transaction of a physical product or a real life service via the augmented reality environment. In some embodiments, a method comprises detecting one or more targets in the augmented reality platform using a select area in a perspective of a user, the perspective being captured by a mobile device; and prompting the user to choose an object of interest from the one or more detected targets. Among other advantages, embodiments disclosed herein provide an intuitive and integrated user experience in shopping using augmented reality devices, thereby reducing the consumer user's effort in conducting such activities, reducing necessary sales personnel and their working hours, and increasing sales. | 2013-11-07 |
20130297461 | METHOD, SYSTEM AND APPARATUS FOR INTEGRATING ORDER MANAGEMENT AND WAREHOUSE MANAGEMENT - According to embodiments described in the specification, a method, system and apparatus for integrating warehouse management and order management are provided. The method comprises: maintaining, in a memory connected to a first server, a first data store comprising a plurality of records representing one or more items at a production site; detecting an event at the first server, the event comprising an update to the first data store; in response to detecting the event, determining whether a further action is required to send at least one outgoing message to one or more of a second server and a third server; and, when the determination is affirmative, generating a the outgoing message and transmitting the message to the one or more of the second server and the third server. | 2013-11-07 |
20130297462 | SPARE PARTS ON-HAND INVENTORY MANAGEMENT - An inventory management device defines risk factors for multiple parts, in which each of the risk factors correspond to a time required for a failed one of the multiple parts to be replaced. The inventory management device determines reliability data associated with the multiple parts, and determines a number of spares of each of the multiple parts to add to each of multiple inventory locations based on the multiple parts' reliability data and defined risk factors. | 2013-11-07 |
20130297463 | INVENTORY MANAGEMENT SYSTEM FOR MOBILE VENDING MACHINES - A system and method for managing inventory levels in mobile vending machines is disclosed. Mobile vending machines, such as those located in passenger vehicles for hire, change their location as a result of the passenger vehicle for fire driving to and from passenger destinations. The present system provides for monitoring the inventory levels of the vending machine, the distance from an inventory replenishment depot, and whether or not the vehicle currently has a fare. The system can direct vehicle's driver to proceed to a replenishment depot if the distance and inventory levels are within a threshold and the vehicle does not currently have a fare. The vending machine inventory can be replenished via the use of cartridges preloaded with inventory. | 2013-11-07 |
20130297464 | System, Method, and Computer-Readable Storage Medium For Identifying A Product - A system, method, and computer-readable storage medium for enabling the accurate identification of a product identified by a multiple product identifiers and offered by one or more merchants by using a product-data-identification mechanism via a computing device. The mechanism may enable accurate product-data identification by receiving a product identifier from a computing device, using the received product identifier to obtain one or more forms of data associated with the product identifier from one or more data sources, thereby enabling the mechanism to evaluate data from multiple sources to identify the most accurate product data associated with the product identifier. Data sources accessed by the mechanism may be scored according to the accuracy of their data, and a data system's score may affect how its data is evaluated by the mechanism. | 2013-11-07 |
20130297465 | SOFTWARE AND METHOD FOR SELLING PRODUCTS - A system of uploading information and selling a product from a web-based media portal. The system may include a computer program that enables a user to upload product information and record video of the product. The computer program further allows the user to extract still photos from the video and to upload the product information, recorded video, and extracted still photos to a web-based media portal to be accessed and displayed to a third-party consumer. | 2013-11-07 |
20130297466 | TRANSMISSION OF RECONSTRUCTION DATA IN A TIERED SIGNAL QUALITY HIERARCHY - One configuration as discussed herein includes a data processor acting as streaming server for providing streaming media from a repository to a decoder. The data processor retrieves reconstruction data and corresponding stream metadata from a repository, the reconstruction data encoded in accordance with a tiered hierarchy including multiple levels of quality. The data processor transmits selected portions of the reconstruction data to one or more decoder resources. The decoder resources reconstruct renditions of portions of a signal such as images/frames based on the transmitted portions of reconstruction data. During the transmission step, the data processor may vary a level of quality of the reconstruction data retrieved and transmitted to the decoder resource. Also, at times the data processor may transmit the levels of quality of the reconstruction data out of the natural sequence of the portions of the signal that they allow to reconstruct, anticipating or postponing the transmission of certain levels of quality of reconstruction data related to specific portions of the signal. The decoder resources decode the received reconstruction data to play back the signal at different levels of quality. | 2013-11-07 |
20130297467 | METHOD AND SYSTEM FOR ACCOUNTING FOR DOWNLOAD TRANSACTIONS AND SOCIAL NETWORK INTERACTION - The invention is a method and system for establishing a social networking system. A network platform for storing content of interest to a particular group is established. An interface means provides a pathway to access the content. The supporting platform comprises hardware supporting a series of applications which include a points system application for awarding points to a system member in respect of certain transactions facilitated by an exchange engine. A hierarchical structure is created within the system and is determined by establishing a ranking structure and placing each of the members at a particular rank level based upon a pre-determined level of points within their accounts. Each of the members receives access to a set of rewards; the rewards being made available to a particular rank level. Additionally, access to certain functionality within the social networking system is determined in accordance with rank structure. | 2013-11-07 |
20130297468 | SYSTEMS AND METHODS FOR TRACKING TIME - Systems and methods of the present disclosure facilitate tracking time. In some embodiments, the method obtains first time information. The first time information can be obtained via a timer embedded in an application executing on a first device. The method may associate the first time information with a first task identifier and generate a timesheet based on the associated first time information, which may include a unique indication of the first task identifier. The method may display the generated timesheet on a display of a mobile device. The method may modify the generated timesheet to include a second time information, which may correspond to a second task identifier. The timesheet can be modified via the mobile device touch interface. The method may display the modified timesheet with a unique indication of the second task identifier. The method may submit, via the mobile device, the timesheet to a time tracker server. | 2013-11-07 |
20130297469 | TAGGING, DATA COLLECTION AND CONTENT DELIVERY IN A GLOBALLY DISTRIBUTED COMPUTING INFRASTRUCTURE - Systems, apparatus, methods, and computer program products for tagging, data collection and content delivery within a distributed computing network environment. The invention provides for data to be collected from multiple third party entities, as well as internal entities analyzed, integrated and optimized at a an edge server within the distributed computing network, such that processing occurs at a location that is geographically proximate to the user/customer. Such processing within a distributed network allows for data to be optimized within the timeframe of user's website experience, in which user interaction data is collected, or within real-time or near real-time of the user's website experience. | 2013-11-07 |
20130297470 | Method To Open And Manage Multiple Term Deposit Products, Each Tied To An Individual Savings Objective, Within One Account - The method of opening and managing multiple term deposit products where each product is tied to an individual savings objective and exists within a single term deposit account having a management software interface that is integrated with a financial institution to permit the financial institution to offer and manage multiple term deposit products. | 2013-11-07 |
20130297471 | METHOD OF GENERATING SOCIAL NETWORK NOTIFICATION WITHIN A GOAL BASED FINANCIAL ACCOUNT - A method of generating social network posts and tweets based on financial account activity in a goal based financial account where posts and tweets are configurable by the financial account owner. Bank account owners are permitted to configure the message of the posts and tweets, the account activity that generates the notification(s), when the notification(s) is sent to the social network, and which social network site(s) receive the notification(s). Once generated and sent to social network sites, the notification is viewable through the account owner's wall on that social network. | 2013-11-07 |
20130297472 | Identify Potential Account Numbers in a Single Pass of a List of Digits - Embodiments disclosed herein relate to identifying potential account numbers in a single pass of a list of digits. A processor | 2013-11-07 |
20130297473 | SYSTEM AND METHOD FOR TRACKING THE SECONDARY GIFT CARD MARKETPLACE - Disclosed herein are systems, methods, and non-transitory computer-readable storage media for tracking a secondary gift card marketplace. A system configured to practice the method collects data related to a secondary market, which includes a transaction associated with a gift card, the transaction not involving an issuer of the gift card, processes the collected data, and presents at least a portion of the processed collected data in a user interface. The system can detect fraud in the secondary market. Gift cards can include at least one of gift cards and gift codes. The collected data can further include a plurality of transactions associated with gift cards. In one aspect, each gift card transaction in the plurality of gift card transaction does not involve an original issuing merchant of a gift card. The collected data can further include pricing, demographic, geographic, or other information related to the gift card transactions. | 2013-11-07 |
20130297474 | METHODS AND SYSTEMS FOR SHOWING PERSPECTIVE IN MARKET DATA - Methods and systems are disclosed for providing perspective to market data. In one embodiment, market data is displayed in a three-dimensional perspective that emphasizes important aspects of market data while minimizing less important aspects. In some embodiments, market data is mapped to an object that automatically moves to display the inside market. In another embodiment, orders can be entered, manipulated, and/or canceled in conjunction with, or separately from, the object. Single and combination gestures can be used to perform one or more commands for entering orders and viewing market data. In one embodiment, multiple displays from one or more different types of computing devices are used in conjunction with each other for operating and/or displaying a portion of the aspects of the disclosed technology. In another embodiment, a filter component is used to show select market data and to enter or trigger specific types of market orders. | 2013-11-07 |
20130297475 | ROBUST POSITION DETECTION, CAUSE-AND-EFFECT AND RULE DETERMINANTS TO GOVERN EXCESSIVE RISKS FOR GLOBAL REGULATORY COMPLIANCE - The robust position detection, cause-and-effect and rule determinants to govern excessive risks for global regulatory compliance (DCRD) method and system detects positions, determines rules to apply to position information, identifies causes and effects of positions, and distributes short position report information to appropriate recipients to govern excessive risks for global regulatory compliance. The DCRD methods and system may be configured to implement a rule engine and reporting solution in order to function as an expert system. The DCRD methods and system detect short positions, and identify cause-effect associated with short positions that form systemic risks. The DCRD methods and system determine rules applicable to the short positions by testing the cause-effect of the short position information in relation to the rules and validates the strategic effect the short positions prior to reporting for the short position information to governance and compliance according to one or more rule criteria. | 2013-11-07 |
20130297476 | Systems and Methods of Derivative Strategy Selection and Composition - A method and apparatus of selecting derivative strategies, where candidate derivative strategies are selected from a set of essentially all possible derivative strategies available for an underlying, based upon a user's market sentiment for an underlying, to perform favorably under the foreseen conditions being most appropriate to the user's strategic intent and the choices afforded by the relevant markets. | 2013-11-07 |
20130297477 | CONTINUOUS MEASUREMENT AND INDEPENDENT VERIFICATION OF THE QUALITY OF DATA AND PROCESS USED TO VALUE STRUCTURED DERIVATIVE INFORMATION PRODUCTS - One embodiment of the present invention relates to a system for measurement and verification of data related to at least one financial derivative instrument, wherein the data related to the at least one financial derivative instrument is associated with at least a first financial institution and a second financial institution, and wherein the first financial institution and the second financial instruction are different from one another. | 2013-11-07 |
20130297478 | SYSTEM, METHOD, AND COMPUTER-READABLE MEDIUM FOR IMPROVING THE EFFICIENCY AND STABILITY OF FINANCIAL MARKETS - A method to assist in the operation of a financial market. The method including receiving one or more transaction messages, where the one or more transaction messages include one or more orders or order commitments to be executed on the financial market; imposing one or more delays on the one or more orders or order commitments using a delay algorithm; processing the one or more order or order commitments by opening the one or more transaction messages after the one or more delays; matching the opened orders or order commitments; and executing the matched orders or order commitments. | 2013-11-07 |
20130297479 | DYNAMIC SELECTION OF A QUOTING LEG BASED ON LIQUIDITY - Certain embodiments of the present inventions provide for dynamic selection of a quoting leg based on liquidity. Certain embodiments of the present inventions utilize various techniques for determining the liquidity of one or more legs. Certain embodiments provide for selecting a leg to quote based on the determined liquidity. Certain embodiments provide a configuration interface for specifying techniques to be used in determining a liquidity value for a particular tradeable object. Certain embodiments provide for liquidity indicators being presented in various user interfaces. | 2013-11-07 |
20130297480 | Network and Method for Trading Derivatives - A computer network and method for electronically trading derivatives. The system includes networks and methods where a control or network managing station in the network acts as a facilitator for the market makers and subscribers to make a trade at an Exchange. In another embodiment the network managing station consummates the trade between a market maker and a subscriber by matching binding quotes and orders and clears the trade at an Exchange. The computer network for electronically trading derivative comprises: (a) network managing station; (b) one or more market maker stations; (c) one or more subscriber stations; (d) one or more Exchanges. The network managing station connects market makers and subscribers for making real time indicative quotes, issuing requests for quotes, obtaining binding quotes and wherein the market maker and subscriber are in communication with an Exchange for sending binding quotes and orders to the Exchange for clearing and confirming transactions. | 2013-11-07 |
20130297481 | PERFORMING FINANCIAL TRADING VIA SOCIAL NETWORKS OR VIA INSTANT MESSAGING SERVICES - Various embodiments of a method for performing financial trading via a social network, in which a social network and a financial network are both provisioned and linked, after which messages intended for the financial network are posted on the social network. Various embodiments of a method for mirroring financial trading via a social network, in which mirror conditions in a financial network are defined, and then changed, deleted, or supplemented, by messages posted on a social network. Various embodiments of receiving information from multiple sources, and then posting a response on a social network to be read by other users of the social network, a financial network, or other networks. Various embodiments of a method for performing a dialogue on a social network to manage an account pre-existing on financial network, including inquiring about financial status or financial trading via the social network. | 2013-11-07 |
20130297482 | System and Method for Selectively Directing Financial Transactions to Designated Parties - A computerized trading platform for performing Enhanced Allocation of contracts from an order to Lead Market Makers depending on the number of contracts to be traded at a national best bid offer (NBBO). After all customer orders have been processed, lots of a small size order (SSO) will be preferentially directed to a Lead Market Maker without sharing. For each incoming order that is not a small size, if the Lead Market Maker is quoting at the NBBO, its participation entitlement is equal to the greater of (i) the proportion of the size of the LMM's quote to the total quote size at the LE-BBO, (ii) sixty percent (60%) of the contracts to be allocated if there is only one (1) other Market Maker quotation at the LE-BBO and (iii) forty percent (40%) of the contracts if there are two (2) or more other Market Maker quotations at the LE-BBO. For purposes of allocation, all Market Maker Priority interest at a certain price level shall be aggregated. Lead Market Makers may additionally be entitled to at least the small size order. | 2013-11-07 |