45th week of 2021 patent applcation highlights part 49 |
Patent application number | Title | Published |
20210350345 | SYSTEMS AND METHODS FOR POINT OF SALE DEPOSITS - The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive transaction information related to a point of sale deposit from a client device, and generate a pending deposit transaction based on the transaction information. The one or more processors may be further configured to execute the software instructions to receive a first transaction token from the client device, receive a second transaction token from a third-party device, match the first transaction token to the second transaction token, and complete the pending deposit transaction based on the match. | 2021-11-11 |
20210350346 | SYSTEM AND METHOD FOR USING PASSIVE MULTIFACTOR AUTHENTICATION TO PROVIDE ACCESS TO SECURE SERVICES - Some embodiments may include causing a message to be output by a speaker of an interactive kiosk in response to detecting a user's presence in an environment of the interactive kiosk. First data representing a response to the message may be captured via at least one sensor of the interactive kiosk. Based on the first data and second data related to prior responses provided by one or more users, a similarity metric for each of the prior responses may be determined, where the similarity metric indicates a degree of similarity between the response and each of the prior responses. An account associated with the response may be determined based on one of the similarity metrics satisfying a predefined authentication condition, a account associated with response, and access to one or more services associated with the account may be provided via the interactive kiosk. | 2021-11-11 |
20210350347 | IMMEDIATE RELEASE OF RESOURCE FOR DATA TRANSFER - In an aspect, the present application describes a computer system. The computer system includes a communications module and a processor coupled to the communications module. The computer system include a memory coupled to the processor storing instructions that, when executed by the computer system, cause the computer system to: receive, from an automated teller machine (ATM) and via the communications module, an indication of a deposit of a value instrument; save, in the memory, a retention instruction including an associated temporal period, the retention instruction preventing withdrawal of value instruments corresponding to an amount of the deposit; receive, via the communications module, an instruction to process a data transfer to a recipient, the data transfer to the recipient accessing at least a portion of the deposit; and process the data transfer to the recipient during the temporal period using at least a portion of the deposit. | 2021-11-11 |
20210350348 | MONEY HANDLING SYSTEM - A money handling system includes a money handling apparatus, a mobile apparatus, and an auxiliary information providing unit. The money handling apparatus includes an information notification unit configured to notify the mobile apparatus of state information that indicates the state of the money handling apparatus and individual identification information for identifying the money handling apparatus. The auxiliary information providing unit stores the auxiliary information in a state in which the auxiliary information is associated with the individual identification information and the state information of the money handling apparatus. The mobile apparatus comprises an information acquiring unit configured to acquire the auxiliary information from the auxiliary information providing unit and an information display configured to display the acquired auxiliary information, the auxiliary information corresponding to the state information and the individual identification information that are notified from the information notification unit. | 2021-11-11 |
20210350349 | SELF-PAYMENT SYSTEM, MANAGEMENT APPARATUS, AND TERMINAL MANAGEMENT METHOD - A management apparatus capable of reducing troubles with cash operations to be performed by store clerks and decreasing the costs for store operations is provided. A self-payment system includes a scanning station, a payment station, and a management server. The payment station includes a money-insertion acceptance unit for accepting insertion of cash upon payment for a product to be purchased that has been registered on the basis of the scanning station, and a money-ejection acceptance unit for accepting ejection of cash on the basis of a manipulation performed by a customer on the payment station. The management server includes a cash amount determination unit for determining the amount of cash within the payment station, and a cash processing restriction unit for restricting money-insertion acceptance by the money-insertion acceptance unit of the payment station or money-ejection acceptance by the money-ejection acceptance unit of the payment station in accordance with the amount of cash determined by the cash amount determination unit. | 2021-11-11 |
20210350350 | MARINE EQUIPMENT INVENTORY TOOL - A system and method for tracking marine equipment is provided. Generally, the system and method of the present disclosure are designed to generate indicia corresponding to the inventory level of marine equipment used for a particular marine activity. To facilitate the assignment of indicia reflecting the inventory level of marine equipment used for a marine activity, the system and method of the present disclosure uses a plurality of equipment profiles having a defined lower limit and quantity associated with each piece of marine equipment. The lower limit may be manually input or automatically generated. The quantity may be tracked by the system using equipment transmitters and equipment sensors. In a preferred embodiment, the indicia indicate whether the quantity of a piece of marine equipment has fallen below a certain specified level as defined by the user. Users may purchase new marine equipment from third-party retailers via the user interface. | 2021-11-11 |
20210350351 | SYSTEMS AND METHODS FOR PAYMENT COLLECTION FROM THIRD PARTY SOURCE - Systems and methods for P2P transaction functionality include payment collection from a third party source. A system includes at least one processor and a storage medium storing instructions that, when executed by the one or more processors, cause the at least one processor to perform operations including receiving transaction information from a vendor where a card was used and analyzing the transaction information. The operations also include sending one or more requests for repayment to one or more P2P service systems, receiving repayment information, regarding one or more repayments, from the one or more P2P service systems and, based on the repayment information, applying the one or more repayments to the transaction performed on the card. | 2021-11-11 |
20210350352 | SYSTEM, APPARATUS AND METHOD FOR SEGREGATING DATA IN TRANSACTIONS VIA DEDICATED INTERFACE ELEMENTS FOR ISOLATED LOGIC AND REPOSITORIES - Embodiments relate generally to computer software and computing devices, and more particularly, to a system, an apparatus and a method configured to segregate data at an interface of a computing device to facilitate on-line electronic payment transactions. In one embodiment, a method includes presenting fields configured to accept a first type of data and to accept a second type of data for an on-line electronic payment transaction. The method includes generating an initialization signal for transmission to an isolated data management system to initialize a portion of a memory associated with first type of data, responsive to an interaction with a field, receiving data from the field, and generating a save signal to save the data from the field in a portion of the memory. This can be responsive to a second interaction with the field. | 2021-11-11 |
20210350353 | SYSTEM AND A METHOD FOR PAYMENTS ON AN IN-VEHICLE COMPUTER SYSTEMS - A computer-implemented method for utilizing vehicle connectivity to facilitate payment account transactions, the method comprising one or more wireless transceivers in communication with a remote server and mobile device, a processor in communication with the wireless transceiver and transceiver, wherein the processor is programmed to identify a transaction option utilizing data sent to the vehicle computer system, wherein the data is associated with a point of interest (POI), in response to identifying the transaction option, outputting a prompt on a vehicle display, the prompt including the transaction option, and sending information regarding the transaction option to the remote server. | 2021-11-11 |
20210350354 | SECURE COMMUNICATION PROTOCOLS FOR PROXIMITY-BASED VALIDATION IN DISTRIBUTED MULTI-DEVICE FRAMEWORKS - Various systems, apparatuses, and methods are described herein for enabling secure communication protocols for proximity-based validation in distributed multi-device frameworks. Distributed multi-device frameworks present unique challenges when it comes to ensuring that user communications between various devices and over variable-security communication mediums remain secure. To address the noted challenges, some embodiments of the present invention provide for an apparatus configured to establish secure communications with a central system using wallet identifying data that is configured to secure data transfers between the apparatus and the central system. In accordance with some embodiments, devices communicating on proposed networks are arranged in a manner and using a network architecture that is configured to optimize overall network security and system integrity. | 2021-11-11 |
20210350355 | COMPUTERIZED AGENT EXTERNAL TO AN INSTANT MESSAGING (IM) SERVICE FOR ENHANCING AN IM SESSION MANAGED BY THE IM SERVICE - A method of adding a computerized agent to an instant messaging (IM) session managed by an IM service for identifying automatically textual instructions to perform a transaction related to participant(s) of the IM session, comprising: using a computerized agent subscribed to an IM service by a telephone number and participates in an IM session managed by an IM service to acquire text content in an IM session and analyzing at least the text content of the IM session to identify automatically textual instructions to perform a transaction from the user which uses the IM client module, automatically instructing an operation of the transaction and submitting by the computerized agent at least one IM message in the IM session. | 2021-11-11 |
20210350356 | SYSTEMS AND METHODS FOR COMPUTER GAME TOURNAMENT USING DIGITAL ASSETS STORED IN A DIGITAL ASSET WALLET - Embodiments of the invention are systems and methods for computer game tournaments using digital assets stored in a digital asset wallet, comprising: a multiplayer system on a middleware server, wherein a single-player computer game on a computing device uses an application programming interface to communicate with the multiplayer system and to become a multiplayer game; a core system on a middleware server, wherein the core system manages computer game tournaments for the computer game on the computing device; a database server, wherein the database server stores information for the multiplayer system and the core system; and a smart contract, wherein the smart contract is deployed on a blockchain and the smart contract stores digital asset balances for users. | 2021-11-11 |
20210350357 | SYSTEM AND METHOD FOR PARTICIPANT VETTING AND RESOURCE RESPONSES - A system and method for analyzing input crowdsourced information, preferably according to an AI (artificial intelligence) model, with the addition of vetting of the participants. The AI model may include machine learning and/or deep learning algorithms. The crowdsource information may be obtained in any suitable manner, including but not limited to written text, such as a document, or audio information. The audio information is preferably converted to text before analysis. The participants may be vetted in a variety of ways, including but not limited to verified identification (ID), verified skills, verified affiliation, verified credentials and also optionally verification through the addition of a blockchain-based identity. | 2021-11-11 |
20210350358 | INTEGRATED SUPPLIER NETWORKS - According to another embodiment, a method for invoicing and payments in an integrated supplier network may include: (1) receiving, at a supplier interface for a payments computer program, an invoice from a supplier; (2) receiving, at a buyer interface for the payments computer program, a payment allocation for the invoice, wherein the payment allocation may be associated with a supplier attestation for the supplier; (3) transferring, by the payments computer program, funds for the payment allocation to a liquidity pool, wherein the funds are commingled with other funds in the liquidity pool; (4) receiving, at the supplier interface, the supplier attestation, and a request to withdraw at least a portion of the funds for the payment allocation; and (5) retrieving, by the payments computer program, the portion of the payment allocation to a supplier account with the integrated supplier network. | 2021-11-11 |
20210350359 | SYSTEM AND METHOD FOR TRANSFERRING A DIGITAL REPRESENTATION OF REAL FUNDS - A system configured to provide a customer with a digital representation of an amount of real funds for the subsequent transfer thereof to third-parties may comprise a fiat ledger system and a distributed ledger system disposed in connection through a bridging system, such bridging system configured to circulate digital tokens therefor, and redeem such digital tokens for the ultimate end-user thereof, while holding such amount of funds within a financial institution's reserve account. Consequently, such a bridging system may comprise a bridging component configured to equivocate between the fiat ledger system and the distributed ledger system by effectuating a series of ledger entries on each such system. Such a system may comprise yet additional components configured to merge disparate financial entities having distinct sets of digital tokens into a unitary version thereof, and effectuate exchanges between other third-party financial entities utilizing, for instance, digital tokens formed under a foreign currency. | 2021-11-11 |
20210350360 | CRYPTO CURRENCY CHARGEBACK SYSTEM - Distributed crypto currency chargeback systems and methods include at least one system provider device receiving, through a network from a payer device associated with a payer, a chargeback report associated with a first transaction of a plurality of transactions performed using a distributed crypto currency, where the first transaction involves the payer and a payee. The at least one system provider device publishes the chargeback report in a chargeback ledger. The at least one system provider device receives, through the network from a payee device associated with the payee subsequent to publishing the chargeback ledger including the chargeback report, a chargeback response associated with the first transaction. The at least one system provider device then publishes the chargeback response in the chargeback ledger. | 2021-11-11 |
20210350361 | SECURITY BROKER - An attempted transaction is identified involving a customer device and the first customer device is redirected to a security broker. A security report for the first customer device is received from the security broker. The security report is based on security data transmitted from the customer device to the security broker. An action can be performed in association with the attempted transaction based at least in part on the received security report. In some aspects, the security broker receives security data describing security conditions on the customer device in connection with the transaction between the customer device and a transaction partner. A risk tolerance policy is identified that corresponds to the transaction partner, such as an ecommerce provider. A security report is generated based on a comparison of the risk tolerance policy and the security data and the security report. | 2021-11-11 |
20210350362 | SYSTEM AND METHOD OF USING LOCALIZED BLOCKCHAIN TO ENABLE PAYMENT CARD USE WITHOUT CONNECTIVITY - Examples for enabling off-network transactions to be performed and securely managed are provided. An example system may include a data network, a digital ledger server, a blockchain platform, smart payment devices, and point of sale devices. Each respective point of sale device and each respective smart device may be operable to perform an off-network transaction, and store information related to the transaction in a digital ledger coupled to each respective device. When a transaction is executed between a POS device and a smart payment device, the POS device and smart payment device exchange a record of all off-network transactions that each respective device has executed since the last time a connection was made to the data network. When a network connection is established for each device, the respective information stored in the digital ledger is uploaded to the blockchain platform for storage and the digital ledger server for transaction resolution. | 2021-11-11 |
20210350363 | TRANSACTION SYSTEM AND METHOD OF OPERATION THEREOF - There is provided a transaction system that includes a plurality of computing nodes that are mutually interconnected via a data communication network to exchange encrypted data therebetween. The transaction system employs a blockchain whose entries are recorded in a ledger. A directed acyclic graph (DAG) is utilized for defining relationships between blocks of the blockchain. The DAG comprises a plurality of proposed solutions to problems posed in the one or more smart contracts. Each of the one or more smart contracts includes machine-readable elements including at least one of: a data specification, an initial mining algorithm, an objective function for scoring the plurality of proposed solutions. The transaction system operates to cause the DAG to store temporary data and/or extended algorithm code used during an execution of a given transaction, wherein the temporary data and/or extended algorithm code stored in the DAG is to be removed once the execution of the given transaction is complete, further wherein the temporary data and/or extended algorithm code stored in the DAG is to be modified in response to new solutions arising during operation of the transaction system. The transaction system operates to accommodate a given smart contract defining a problem that is to be solved, giving a plurality of parties of the transaction system an opportunity to receive consideration when the problem is solved, and wherein the consideration is a quantity representing at least one of: an access to data storage, an access to data memory, an access to data communication system bandwidth, access to data communication channels or ports, data processor energy use, data processor energy dissipation, an access time taken by data processing resources during transactions, heat generation in computing hardware, cooling energy applied to computing hardware or any other measure associated with one or more CPU cycles. | 2021-11-11 |
20210350364 | Secure method for transmitting data between a payment terminal and a wireless printer. - Novel payment terminals can take the form of a touchpad screen that incorporates no printer. This makes it possible to pool a printer among several payment terminals. The editing of a receipt confirms to confirm the invoiced amount and justify it. The data indicated in a receipt are sensitive and they must be secured before they are transmitted to the printer. However, the techniques used to encrypt the data transmitted to the printer can suffer from a security defect. A payment terminal and data-reception device are provided, which exchange messages on negotiation of a shared cryptographic key through a first near-field connection. The data relating to a transaction made by the payment terminal are then encrypted by using the shared cryptographic key and transmitted to the data-reception device through a second radio connection. | 2021-11-11 |
20210350365 | CONTROL METHOD, DATA STRUCTURE, SERVER, AND RECORDING MEDIUM - A control method includes: receiving first transaction data related to a sign-up for service and storing the first transaction data received into the distributed ledger included in each of the plurality of servers, the service offering, if a goal condition predetermined for the service is satisfied, a token to a participant that is a user who signs up for the service; storing, into the distributed ledger, second transaction data indicating that the user is offered the token predetermined for the service, if it is determined that the goal condition is satisfied; and storing, into the distributed ledger, third transaction data indicating that the user is offered a deposit that is a temporary token predetermined for the service, at a predetermined timing included in a period from the storing of the first transaction data into the distributed ledger until when determination of whether the goal condition is satisfied is performed. | 2021-11-11 |
20210350366 | APPLICATION QUEUE API WITH DATABASE OF VIRTUAL QUEUES FOR REAL-TIME PROCESSING DISTRIBUTED LEDGER SYSTEM - In one aspect, A system for processing a real-time resource transfer using distributed ledger technology utilizing an application queue application programming interface (API) and a database virtual queues is provided. The system includes a first entity node. The first entity node includes a first processor; a first communication interface; and a first memory having a portion of a blockchain application stored. The first memory includes the blockchain application that includes a blockchain with a plurality of data records. The blockchain application, when executed by the processor, causes the processor to do the following steps. It generates a blockchain event related to the users banking account details. It maintains in the blockchain a running log of events comprising the blockchain event. A second entity node includes a second processor; a second communication interface; and a second memory having an application queue API module stored therein. | 2021-11-11 |
20210350367 | INFORMATION PROCESSING SYSTEM, SERVER, AND COMPUTER READABLE RECORDING MEDIUM - An information processing systems includes: a first terminal including a first processor including hardware; a second terminal including a second processor including hardware; and a server including a third processor including hardware, and a storage device, wherein the first processor is configured to transmit, to the server, information regarding payment processing using electronic money deposited into an electronic wallet, the third processor is configured to transmit, when receiving the information regarding the payment processing, an approval request for the payment processing to the second terminal associated with an approver for a user of the electronic wallet, and perform the payment processing when receiving information indicating approval for the approval request from the second terminal, and the second processor is configured to transmit, when the information indicating approval is input for the approval request received from the server, the information to the server. | 2021-11-11 |
20210350368 | METHOD AND SYSTEM FOR BLOCKCHAIN INTRUSION PREVENTION - A method for preventing blockchain intrusion includes the steps of detecting a transaction broadcasted to a blockchain network, determining if the transaction is authorized or unauthorized, and taking a prevention action if the transaction is unauthorized. The proposed system and method are not only adapted to detect unauthorized transactions but they can also cancel unauthorized transactions if the system prepare some data/arrangements in advance. | 2021-11-11 |
20210350369 | Digital Ticket System And Method - Disclosed are methods and systems for enabling an assertion to be provided to a relying entity that is associated with a discount or digital coupon for an item in a transaction. The assertion may indicate an interaction by a user device with a digital indicator associated with the item and/or a resource provider offering the item. The assertion may be associated with a user and redeemed at a later time to apply a discount for an item involved in a transaction. The assertion may indicate an interaction with a digital indicator at one location for an item and redeemed at another location, including an online transaction, for the same item. | 2021-11-11 |
20210350370 | REFERENTIAL DATA STRUCTURES FOR AUTOMATICALLY UPDATING ASSET ATTRIBUTES IN REAL TIME BASED ON STREAMING DATA - A server connected to a network generates a database including a first data structure configured to store attributes of fungible assets, where the attributes determine market values of the fungible assets, and a second data structure having fields referentially related to the attributes stored in the first data structure such that a change in any one of the fields induces a change in real time in a corresponding attribute in the first data structure. The server receives a stream of data regarding one or more of the attributes of the fungible assets from the network, which modifies one or more of the fields of the second data structure, and which allows at least one of cycling, liquidating, and replenishing of one or more of the fungible assets while maintaining a relative value equivalence of the fungible assets. The server securely validate, verify, record, trace, and track transactions for cryptocurrency specimens. | 2021-11-11 |
20210350371 | Systems and Methods for Settling Chargeback Requests - Described herein are chargeback settlement processing systems and methods. A chargeback settlement computing device is configured to store a dispute table including a dispute record associated with a first chargeback request associated with a first chargeback transaction. The dispute record includes an account identifier, a chargeback transaction amount, and a unique chargeback identifier. The computing device is also configured to receive (i) a clearing detail record including a unique chargeback reference number associated with clearing/settlement of the chargeback transaction and chargeback transaction data, and (ii) a chargeback response including the chargeback identifier, the chargeback reference number, and chargeback transaction data. The computing device is configured to determine whether the dispute record, the clearing detail record, and the chargeback response match, and generate an individual reconciliation record using data from the dispute record, the clearing detail record, and/or the chargeback response. | 2021-11-11 |
20210350372 | TAP CARD TO SECURELY GENERATE CARD DATA TO COPY TO CLIPBOARD - A web browser may output a form comprising a payment field. A URL may be received from a communications interface of a contactless card, the URL comprising encrypted data generated by the contactless card based on a private key stored in a memory of the contactless card. An application may transmit the encrypted data to an authentication server, which may decrypt the encrypted data based on the private key. The application may receive, from a virtual account number server, a virtual account number. The application may receive an expiration date and a CVV. The application may copy the virtual account number to a clipboard of an OS. The OS may paste the virtual account number from the clipboard to the payment field of the form in the web browser. The OS may output a notification comprising the expiration date and the CVV associated with the virtual account number. | 2021-11-11 |
20210350373 | CRYPTOCURRENCY PAYMENT SYSTEM - A method for execution by a network computing device of a cryptocurrency payment system includes receiving real-time payment information regarding a cryptocurrency-based payment from a source computing device to a destination computing device. In response to receiving the real-time payment information, the method further includes: initiating a real-time cryptocurrency-based payment process to pay the destination computing device in a selected currency, where payment of the selected currency to the destination computing device occurs within a first time frame; and initiating a nonreal-time cryptocurrency-based payment reconciliation process to reconcile the cryptocurrency-based payment with a cryptocurrency-based payment backing account, where the reconciliation of the cryptocurrency-based payment with the cryptocurrency-based payment backing account occurs within a second time frame, and where the second time frame is longer than the first time frame. | 2021-11-11 |
20210350374 | AGE AND IDENTITY VERIFICATION SYSTEM - An age and/or identity verification system for reduced-risk devices (RRD) may include a RRD, the RRD initially in an inoperable state, an identity verification server configured to perform identity verification related to an adult consumer, and a computing device. The computing device may receive adult consumer identity information corresponding to the adult consumer from the adult consumer, receive the UID of the RRD, transmit the adult consumer identity information and the UID of the RRD to the identity verification server to perform identity verification of the adult consumer, receive results of the performed identity verification from the identity verification server, receive an encrypted key corresponding to the RRD based on the results of the performed identity verification of the adult consumer, and transmit the encrypted key to the RRD. The RRD may change the state of the RRD to an operable state based on the encrypted key. | 2021-11-11 |
20210350375 | DETERMINATION OF GEOGRAPHIC COORDINATES USING MACHINE LEARNING TECHNIQUES - Techniques are disclosed relating to machine learning techniques for determining geographic coordinates for an address. In some embodiments, a computer system may access address information for an address that includes one or more address elements. Based on this address information, the computer system, in some embodiments, may use a machine learning model to geographic coordinates for the address. For example, a tokenization layer of the machine learning model may generate token values based on the address elements in the address, and an embedding layer of the model may create corresponding word-embedding values based on these token values. Based on the word-embedding values, an encoder layer may generate comparative vectors that may then be decoded by a decoder layer into first and second decoded values. The first and second decoded values may then be converted into geographic coordinates for the address by an output layer of the machine learning model. | 2021-11-11 |
20210350376 | COMPUTER-BASED SYSTEMS CONFIGURED FOR AUTOMATED ACTIVITY VERIFICATION BASED ON OPTICAL CHARACTER RECOGNITION MODELS AND METHODS OF USE THEREOF - Systems and methods for detecting and mitigating fraud include a processor for performing steps including receiving a digital image of a receipt and utilizing an optical character recognition model to encode a digital representation of transaction information from the receipt. The processor extracts a payee feature, an amount feature, and a payment date feature from the transaction data, and generating a receipt feature vector from the payee feature, the amount feature and the payment date feature. The processor receives historical transaction data representing historical transactions, generates a transaction feature vector for each historical transaction and then utilizes a machine learning model to predict a matching transaction from the transaction history that matches the receipt based on the receipt feature vector and each of the transaction feature vectors to determine a difference between the payment amount of the receipt and the payment authorization of the matching transaction. | 2021-11-11 |
20210350377 | SYSTEMS FOR ALERTING USER TO UNDESIRED COMPONENTS IN PURCHASE ITEMS - A system for alerting a user of undesired components in purchase items is provided. The system comprises receiving a list of undesired components of purchased items, and defining an alert to a user of an undesired component in a purchased item, the alert comprising an alert timing configuration and an undesired component identification. The system further comprises receiving a notice that the user purchased an item, determining whether a listing of the purchased item has been automatically collected, and generating a list of components of the purchased item when the purchased item listing has been automatically collected, and obtaining from the user the list of components of the purchased item when the purchased item listing has not been automatically collected. The system further determines whether the purchased item contains an undesired component, and upon determining that the purchased item contains art undesired component, sends the alert to the user. | 2021-11-11 |
20210350378 | APPARATUS, COMPUTER PROGRAM AND METHOD - An apparatus for storing a set of events, is provided, the apparatus comprising one or more circuitry configured to: receive an electronic message comprising information of a first event between a first party and a second party, the first event being initiated by the first party; determine whether a record of the first event exists in a first storage unit; wherein when it is determined that the record of the first event does not exist, the one or more circuitry is configured to: determine whether any subsequent events between the second party and a third party are initiated by the second party within a predetermined time of the first event; and store an association between the second party and a first set of events, the first set of events comprising the first event and the subsequent event, in a second storage unit, when the subsequent event is initiated within the predetermined time. | 2021-11-11 |
20210350379 | SECURE MOBILE DEVICE CREDENTIAL PROVISIONING USING RISK DECISION NONOVERRIDES - Embodiments are directed to optimizing the secure provisioning of credentials to mobile devices through use of risk decision non-overrides. In some embodiments, a service provider receives a request from a wallet provider to provision a credential associated with an account to a mobile device. The request includes a first risk level associated with the provisioning. The service provider receives a second risk level associated with the provisioning request from an issuer of the account. Based upon determining that a non-override condition exists, the service provider uses the first risk level from the wallet provider and accordingly causes a user authentication to occur. A non-override condition may be determined based upon scenario indicators received within the provisioning request. In some embodiments, the non-override condition may be ignored when the first risk level indicates medium risk and the second risk level indicates high risk. | 2021-11-11 |
20210350380 | SYSTEMS AND METHODS FOR MITIGATING FRAUDULENT TRANSACTIONS - Disclosed are systems and methods for mitigation of fraudulent transactions. In some embodiments, a server is communicatively coupled to a user device, and is configured to receive a proposed transaction from a merchant device communicatively coupled to the server, apply a dynamic classification algorithm to the proposed transaction to determine if the proposed transactions appears to be fraudulent, generate a user verification request when the proposed transaction appears to be fraudulent, transmit the user verification request to a user computing device communicatively coupled to the server, receive an approval or a refusal of the proposed transaction based on the user verification request, and process the proposed transaction based on the received approval or refusal of the proposed transaction. | 2021-11-11 |
20210350381 | User Registration Based on Unsupervised Learning Classification - Aspects described herein may relate to methods, systems, and apparatuses for applying machine learning techniques as part of registering, for a user, a payment card with at least one account of a merchant. The machine learning technique may be an unsupervised learning classifier that is configured to determine classifications of merchant groups and/or user groups. Based on a classification, the user may be able to select which merchants to register the payment card. Based on the selection, the payment card may be registered with the user's account at the selected merchants. Further, the registration may be performed based on virtual payment card information configured for use with the merchant. The virtual payment card information may be configured to initiate transactions only with the merchant | 2021-11-11 |
20210350382 | MACHINE LEARNING SYSTEM FOR TRANSACTION RECONCILIATION - A device may receive transaction data associated with transactions. The transaction data may be associated with transaction entries that are associated with the transactions. The device may process, using a matching model, the transaction entries to classify the transaction entries into a set of matched transaction entries and a set of unmatched transaction entries. The device may update a transaction grouping model based on the set of matched transaction entries to create an updated transaction grouping model. The device may determine, using the updated transaction grouping model, that a subset of the set of unmatched transaction entries are associated with a same transaction. The device may classify the subset of the set of unmatched transaction entries as grouped transaction entries. The device may provide an indication that the grouped transaction entries and the set of matched transaction entries are reconciled transactions. | 2021-11-11 |
20210350383 | TRANSACTION EXCHANGE PLATFORM WITH WATCHDOG MICROSERVICE - Aspects described herein may relate to a transaction exchange platform using a streaming data platform (SDP) and microservices to process transactions according to review and approval workflows. The transaction exchange platform may receive transactions from origination sources, which may be added to the SDP as transaction objects. Microservices on the transaction exchange platform may interact with the transaction objects based on configured workflows associated with the transactions. Processing on the transaction exchange platform may facilitate clearing and settlement of transactions. Some aspects may provide for dynamic and flexible reconfiguration of workflows and/or microservices. Other aspects may provide for data snapshots and workflow tracking, allowing for monitoring, quality control, and auditability of transactions on the transaction exchange platform. | 2021-11-11 |
20210350384 | ASSISTANCE FOR CUSTOMER SERVICE AGENTS - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for implementing assistance for customer service agents are disclosed. In one aspect, a method includes the actions of receiving, by a computing device, customer interaction data that reflects an interaction between a first user and a second user. The actions further include receiving, by the computing device, a customer summary file that reflects characteristics of the first user. The actions further include, based on the customer interaction data and the customer summary file, determining, by the computing device, instructions for the second user to continue interacting with the first user during the interaction between the first user and the second user. The actions further include, based on determining the instructions, providing, for output to the second user, the instructions for the second user to continue interacting with the first user. | 2021-11-11 |
20210350385 | ASSISTANCE FOR CUSTOMER SERVICE AGENTS - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for implementing assistance for customer service agents are disclosed. In one aspect, a method includes the actions of receiving, by a computing device, customer interaction data that reflects an interaction between a first user and a second user. The actions further include receiving, by the computing device, a customer summary file that reflects characteristics of the first user. The actions further include, based on the customer interaction data and the customer summary file, determining, by the computing device, instructions for the second user to continue interacting with the first user during the interaction between the first user and the second user. The actions further include, based on determining the instructions, providing, for output to the second user, the instructions for the second user to continue interacting with the first user. | 2021-11-11 |
20210350386 | Systems and Methods for Interconnecting Manufacturing Nodes and Consumer End Points - The present invention comprises a market exchange platform for connecting manufacturers and merchants in a cost and time efficient manner to reduce the cost of goods and to maximize the sales without creating excess inventory. The system may allow for the tracking of orders from a merchant at the inception of a good order to the sale of the good by the merchant. Tracking of a good may allow for each manufacturer to be rated on their efficiency in terms of both cost and time which may allow for various vendor ratings to be assigned to each of the manufacturers and merchants using the market exchange platform. | 2021-11-11 |
20210350387 | METHOD AND SYSTEM FOR INDICATING AND DOCUMENTING ASSOCIATIONS, DISCLOSURES AND INSTRUCTIONS USING VISUALLY IDENTIFIABLE DESCRIPTION - Methods and system for a unique coding framework used to create, manage and track instructions for documentation and dissemination of instructions, indicate a particular association or activate a given process. In one example, the present disclosure relates to the online publishing of documentation to demonstrate relationships of parties and compliance with regulatory and other requirements. The present disclosure uses URL hyperlinks, badges, watermarks, icons and visual displays that are representative of a given function and that may be identified by reference of unique coding structure. The present disclosure relates to the publishing and display of relevant visual codes or images for viewing by members of the public, (human readable) as well as machines. The present disclosure enables the tracking and measurement of uses of coded representations in public or private channels. Structured hyperlink codes allow brief messages to be sent in shortened form to instruct or deliver messages or processes. | 2021-11-11 |
20210350388 | DATA PROCESSING SYSTEMS FOR IDENTITY VALIDATION FOR CONSUMER RIGHTS REQUESTS AND RELATED METHODS - Embodiments of the present invention provide methods, apparatus, systems, computing devices, computing entities, and/or the like for verifying the identity of a data subject. In one embodiment, a method is provided comprising: receiving, via a browser, a consumer rights request for a data subject for performing an action with regard to personal data associated with the data subject; detecting a state of the browser indicating a location; identifying a law based on the location; determining a level of identity verification required based on the law; generating, based on the level, a GUI by configuring a first prompt on the GUI configured for receiving input for a first type of identity verification; transmitting an instruction to present the GUI; receiving the input for the first type of identity verification; verifying the identity of the data subject based on the input; and responsive to verifying the identity, causing performance of the action. | 2021-11-11 |
20210350389 | NOTARIZATION MOBILE APPLICATION SYSTEM AND METHOD - A notarization system for use in notarizing a document, the system comprising: a handheld notarization device having a printer; and a notarization application configured to be accessible only by a primary user and to operate on a mobile device having a camera, the notarization application being programmed to digitally read identification information from an identification card of a secondary user received via the camera, such that to verify the identity of the secondary user and authenticate the identification card, digitally scan and generate a digital line drawing of a fingerprint of the secondary user received via the camera, digitally generate a notarization endorsement and cause a printing of the notarization endorsement onto a tamper-resistant sticker via the printer, wherein, when the notarization application is being accessed by the primary user, and upon signing of the document by the secondary user, the notarization application causes a printing of the notarization endorsement. | 2021-11-11 |
20210350390 | STAKEHOLDER LIFECYCLE MANAGEMENT METHODOLOGY FOR B2B SALES PROSPECTING - A method and computer system for managing sales prospects, spanning the entire lifecycle of sales prospecting—from the identification of a desired customer account, to the development of a relationship with the proper person(s), to a selling opportunity. Organizational roles and individual contacts are identified for each sales account, and data is tracked as the contacts are found and developed. The disclosed method includes target, find, connect and collaborate phases. The target phase includes identifying the target role at the account. In the find phase, the name of the individual occupying the target role is determined. A relationship with the individual is established in the connect phase, and the relationship is developed in the collaborate phase. Tracking tools are provided to ensure that milestones are met by sales representatives. A two-way interface to traditional CRM software is provided, where the CRM system handles selling opportunities resulting from the sales prospecting. | 2021-11-11 |
20210350391 | METHODS AND SYSTEMS FOR PROVIDING A PERSONALIZED USER INTERFACE - A computer-implemented method for providing a personalized user interface to a user may include obtaining customer data; obtaining customer article data; obtaining customer interface activity data of the at least one customer; training a prediction model; obtaining at least one of user data, user article data, or user interface activity data of a user of the apparel subscription application; determining a rank of one or more articles based on the prediction model; obtaining environmental data including values of one or more environmental factors associated with user article data; and providing, to the user, the personalized user interface associated with the apparel subscription application to the user based on the rank of the one or more articles and the environmental data. | 2021-11-11 |
20210350392 | OLIGOPOLY DETECTION - A computer-implemented method for detecting oligopoly in a data processing system, the method comprising: pretending to be a first competing AI pricing engine for a business provider; querying, by a second competing AI pricing engine, the first competing AI pricing engine for a first price; providing, by the first competing AI pricing engine, a plurality of first prices to the second competing AI pricing engine; querying, by the first competing AI pricing engine, the second competing AI pricing engine for a second price; providing, by the second competing AI pricing engine, a plurality of second prices to the second competing AI pricing engine; identifying, by the processor, a correlation between the plurality of first prices and the plurality of second prices using a machine learning technique; and flagging, by the processor, the second competing AI pricing engine, as a possible oligopoly participant. | 2021-11-11 |
20210350393 | BEHAVIORAL DATA ANALYTICS PLATFORM - A behavioral analytics platform may obtain a first data model that has been trained based on behavior data derived from historical sales data associated with a vendor and receive, from a user device, one or more interactions that request information related to one or more financing terms. The behavioral analytics platform may determine one or more financing preferences for a user of the user device based on a second data model that has been trained based on behavior data derived from the one or more interactions. The behavioral analytics platform may determine, based on the first data model and the second data model, a probability that the user of the user device and the vendor will be able to reach an agreement for an item available to purchase from the vendor and provide intelligence data related to the probability for display. | 2021-11-11 |
20210350394 | METHOD AND SYSTEM OF SUPPORTING SINGLE USER ACTION DECISION - A computer-implemented method comprising receiving user preference information, based on the received user preference information, determining one or more user settings, processing data to determine a data condition, wherein, to determine the data condition, a plurality of alternate data inputs of different types are processed and normalized, and applied to a series of operations to generate a forecast having a degree of confidence, and the data condition is compared with third party information; providing an electronic notification indicative of the data condition to the user device, wherein the electronic notification includes the data condition compared with the third party information, a confidence indicator associated with the data condition, and a user prompt; in response to a single user input, the user device generating an instruction to execute the user request; and based on the instruction, executing the user request based on the determined one or more user settings. | 2021-11-11 |
20210350395 | INTELLIGENT PROSPECT ASSESSMENT - Examples for a prospect assessment system are provided. The system may receive a query from a user and obtain prospect data from a plurality of data sources. The system may create a plurality of prospect clusters. The system may determine a cluster significance value. The system may determine a prospect churn value. The system may determine a set of significant prospect clusters from among the plurality of prospect clusters having the cluster significance value and the prospect churn value above a threshold value. The system may determine a prospect pattern matrix including a plurality of patterns from the set of significant prospect clusters. The system may identify a set of products for each of the plurality of patterns. The system may determine a prospect profile for each of the plurality of patterns. The system may generate a prospect assessment result based on the prospect profile for the resolution of the query. | 2021-11-11 |
20210350396 | SYSTEM AND METHOD FOR ANALYZING AND DISPLAYING STATISTICAL DATA GEOGRAPHICALLY - Systems and methods are disclosed herein for integration distinct data sets to provide a multidimensional view of a phenomenon of interest. For example, a method is disclosed comprising obtaining at least one first characteristic value associated with a first geographically defined area of a plurality of geographically defined areas and a plurality of second characteristic values each associated with a census tract of a plurality of census tracts; assigning census tracts to the first geographically defined area when the census tracts lie completely within the first geographically defined area; identifying one or more census tracts of the plurality of census tracts that intersect the first geographically defined area; and assigning the identified one or more census tracts to the first geographically defined area based on a comparison of a sum of the second characteristic values of the identified one or more census tracts against the at least one first characteristic value of the first geographically defined area. | 2021-11-11 |
20210350397 | SYSTEM AND METHOD FOR AGGREGATION, ANALYSIS, PRESENTATION AND MONETIZATION OF PRICING DATA FOR VEHICLES AND OTHER COMMODITIES - Embodiments of systems and methods for the aggregation, analysis, display and monetization of pricing data for commodities in general, and which may be particularly useful applied to vehicles are disclosed. Specifically, in certain embodiments, historical transaction data associated with a particular vehicle configuration may be obtained and processed to determine pricing data associated with the vehicle configuration. The historical transaction data or determined pricing data may then be presented in an intuitive manner. | 2021-11-11 |
20210350398 | CONTROL METHOD, SERVER, RECORDING MEDIUM, AND DATA STRUCTURE - A control method includes: receiving first transaction data related to a sign-up for crowdfunding from at least one participant and storing the first transaction data received into a distributed ledger which is included in each of the servers and stores beforehand reward information specifying a reward amount that is to be offered for each of the at least one participant and that has a tendency to decrease with a later timing of the sign-up of the at least one participant; determining, by reference to the reward information, the reward amount for each of the at least one participant based on a timing at which the first transaction data is received; and storing, into the distributed ledger, second transaction data indicating that each of the at least one participant is offered the reward amount determined in the determining, if it is determined that a goal condition of the crowdfunding is satisfied. | 2021-11-11 |
20210350399 | PRODUCT OR SERVICE AS THE START OF AN MLM TREE - The present disclosure is directed to a system and method to allow sellers of products to establish individual products in a multilevel marketing (MLM) commission system, where the product is offered and sold to a first purchaser—who then actively by requesting a code, or passively, through the purchase of the product, becomes a user of the commission system. This user is provided a code such that the code may be passed onto followers of the registered user. The registered user will be allowed to advertise the product to a second purchaser and the second purchaser will be allowed to purchase the product and provide advertisements to other purchasers. Commissions paid to respective downline purchasers for a single product may be limited by a preset number of defined levels. After a product is purchased, commissions are paid out to each respective purchaser according to the defined commission levels. The system may integrate with other MLM organizations, detect potential product conflicts, and alter the commission plan for users that are members of that organization. | 2021-11-11 |
20210350400 | METHOD FOR OPERATING FINANCIAL INVESTMENT PRODUCT AND SYSTEM THEREFOR - The invention relates to a system and a method for managing financial investment products mutually beneficial for a company and a customer, and more particularly, to a method comprising of converting sales revenue of merchandise to an investment resource, hosting an investment contest for customers who purchase the merchandise, and having a winner of the contest operate the investment resource, and a system therefor. A method for managing financial investment products according to one embodiment of the present invention, a method comprising opening an investment contest website to hold an investment contest; managing an investment resources; accumulating a special purpose point to a customer through a company server when the customer purchases merchandise and service through a customer terminal on a website of the company server; participating in the contest using the special purpose points by the customer; providing a financial investment management asset to a winner of the contest through the company server; distributing investment profits to the company and the customer if the customer makes profits by managing the financial investment products. | 2021-11-11 |
20210350401 | SYSTEMS AND METHODS FOR EXPERIMENTATION OF E-COMMERCE PRICING DISTRIBUTION BASED ON TIME-INTERLEAVING - A system for experimentation of e-commerce pricing distribution based on time-interleaving includes one or more processors configured to identifying a first set of items from a plurality of items based on one or more item pricing policies. Scheduling the first set of items to be published on a website during a first time slot from a plurality of time slots by applying a scheduling algorithm. Identifying a first subset of substitutable items and a second subset of substitutable items from the first set of items based on one or more item substitution rules. Assigning the first subset of substitutable items with a first pricing policy and the second subset of substitutable items with a second pricing policy. Publishing the first subset of substitutable items and the second subset of substitutable items. Determining pricing distribution data based on monitoring customer interaction. | 2021-11-11 |
20210350402 | SYSTEM AND METHOD FOR EFFICIENT INVENTORY MANAGEMENT - The present invention relates to a system ( | 2021-11-11 |
20210350403 | SYSTEMS AND METHODS FOR LOYALTY PROGRAMS - Systems, methods, devices and computer-readable media for generating incentives for a loyalty system are described. A method includes: receiving, at at least one processor, data reflective of transactions conducted by a plurality of customers; processing, at the at least one processor, the data to determine a set of attributes for each of the plurality of customers; classifying, at the at least one processor, each of the plurality of customers according to at least one of a plurality of customer groups based on the determined set of attributes; and generating, at the at least one processor, an incentive targeting customers in at least one of the plurality of customer groups. | 2021-11-11 |
20210350404 | DIGITAL DOWNLOADING JUKEBOX WITH REVENUE-ENHANCING FEATURES - Certain exemplary embodiments described herein relate to digital downloading jukebox systems of the type that typically include a central server and remote jukebox devices that communicate with the central server for royalty accounting and/or content updates. More particularly, certain exemplary embodiments relate to jukebox systems that have revenue-enhancing features such as for example, music recommendation engines and bartender loyalty programs. Such innovative techniques help to both increase per jukebox revenue as well as keep jukebox patrons engaged with the jukebox. | 2021-11-11 |
20210350405 | Computer-Implemented Method for Generating Prescription Drug Price Ratios and Discounts for a Virtual System - A computer-implemented method for generating prescription drug price ratios and discounts includes generating, by a computer, a profile for a purchaser that accesses a QGF, the profile generated based on static information representing a margin for one or more generic pharmaceuticals corresponding to the purchaser, and based on dynamic information provided by a seller and the purchaser representing a digital cart; applying, by the computer, a plurality of analytics on the profile corresponding to the purchaser to generate a set of quantity and type of generic pharmaceuticals for purchasing for maximizing a corresponding discount on brand pharmaceuticals; generating, by the computer, a suggested generic pharmaceutical purchase alert in response to the set of quantity and type of generic pharmaceuticals for purchasing; and sending, by the computer, the suggested generic pharmaceutical purchase alert to the purchaser prompting the purchaser to add one or more generic pharmaceuticals to the digital cart. | 2021-11-11 |
20210350406 | CROSS-PLATFORM TRACKING OF USER GENERATED DATA FOR UNIFIED DATA OUTPUT - There are provided systems and methods for cross-platform tracking of user generated data for unified data output. A computing device may be utilized to access an online platform and perform one or more processes, including viewing an online marketplace to purchase items in a transaction. The device may be used to browse items and items may be added to a digital shopping cart or other checkout process and interface. However, the device may not finish electronic transaction processing for the items and may abandon the digital cart on a first platform used by the user. When a user uses a second online platform to shop and generate another digital cart, a cross-platform process may retrieve the previously abandoned cart's data, and may generate output for display of the previous cart with the new cart in the second platform's user interface. | 2021-11-11 |
20210350407 | CONTENT BASED SELECTION AND META TAGGING OF ADVERTISEMENT BREAKS - An example system to identify an advertisement to include in source material to increase an effectiveness of the advertisement includes an analyzer to determine one or more priming characteristics for a plurality of locations of a source material based on neuro-response data collected from a first subject exposed to the source material and a selector to identify an attribute of the advertisement, identify at least one of a temporal attribute or a spatial attribute for the plurality of locations, perform a comparison of the attribute of the advertisement to the at least one of the temporal attribute or the spatial attribute for the plurality of locations, select a first location of the plurality of locations for insertion of the advertisement based on the comparison and the priming characteristics, and transform the source material to include the advertisement at the first location. | 2021-11-11 |
20210350408 | MULTITRACK PERFORMANCE SCORING FOR ASSETS COMPRISING DIGITAL MEDIA - Systems and methods are provided for determining the efficacy of digital assets provided to an audience. One embodiment is a system that includes a brand management server. The brand management server includes a memory that stores assets comprising digital media. The brand management server also includes a controller. The controller distributes the assets for consumption by members of an audience at remote devices. The controller also selects one of the assets, determines a look-back period, acquires metrics indicating at least two different types of consumption of the asset by the audience during the look-back period, and calculates an asset score for the asset that indicates a popularity of the asset and is based on the metrics indicating the at least two different types of consumption. | 2021-11-11 |
20210350409 | METHOD AND SYSTEM TO UTILIZE ADVERTISEMENT FRAUD DATA FOR BLACKLISTING FRAUDULENT ENTITIES - The present disclosure provides a system for utilization of an advertisement fraud data to blacklist or whitelist one or more entities. The system includes a first step of collecting the advertisement fraud data associated with online advertisement and commerce fraud. The system includes another step of creating a blacklist of one or more entities from the collected advertisement fraud data. The system includes another step of blocking the one or more entities present in the created blacklist in real-time. The system includes another step of generating a whitelist of one or more entities from the created blacklist of the one or more entities. The system includes yet another step of optimizing the blacklist of the one or more entities in real-time. | 2021-11-11 |
20210350410 | SYSTEMS AND METHODS FOR PROVIDING ADVERTISING SERVICES TO DEVICES WITH A CUSTOMIZED ADAPTIVE USER EXPERIENCE BASED ON ADAPTIVE ALGORITHMS - Methods and systems are described for providing advertising services to devices with a customized adaptive user experience based on adaptive algorithms. In one embodiment, a system includes a storage medium to store one or more software programs and an adaptive decision unit coupled to the storage medium. The adaptive decision unit includes or is coupled to processing logic that is configured to execute instructions of at least one adaptive decision algorithm to obtain data for different variables including at least two of an advertisement (ad) engagement history for a user, application (app) engagement history for the user, and in-app purchase engagement history for the user when making an ad selection decision. The at least one adaptive decision algorithm determines an ad selection decision for at least one relevant ad or ad content served in an engaging manner to a device of the user. | 2021-11-11 |
20210350411 | PRESENTING AND ORDERING CONTENT ITEMS WITHIN A SCROLLABLE CONTENT UNIT TO A SOCIAL NETWORKING SYSTEM USER - A social networking system provides content items to a user via a feed that may include one or more sponsored content items. Multiple sponsored content items may be included in a set that is presented in the feed via a scrollable content unit that presents a sponsored content item from the set and presents additional sponsored content items from the set when user interaction is received. To place sponsored content items in the feed, the social networking system scores a set of sponsored content items based on prior user interactions with content presented via scrollable content units and a bid amount of a sponsored content item in the set. The set of sponsored content items is ranked among other sponsored content items based on its score. If the set of sponsored content items is selected for inclusion in the feed, the social networking system orders the sponsored content items in the set for presentation via the scrollable content unit. | 2021-11-11 |
20210350412 | Mobile Intelligent Dynamic Advertising System - An approach mobile intelligent dynamic advertising is disclosed. The approach includes detecting a presence of pedestrians within a predetermined distance of a vehicle and/or live platform and determining, leveraging machine learning, an advertisement to be displayed to the pedestrians based on predetermined displayed criteria. The approach determines an optimal area or surface for displaying the advertisement and can dynamically alter a layout of the advertisement based various factors. | 2021-11-11 |
20210350413 | VEHICLE-MOUNTED DYNAMIC CONTENT DELIVERY SYSTEMS - A method is disclosed for displaying dynamic media content on a vehicle-mounted display as the vehicle travels along a route. The dynamic content may be audio or video content, and is selected based in part on sensor data, which may pertain to contextual or environmental factors. The content may be dynamically adjusted during playback, such as by bouncing or sharply changing direction during a sudden change in velocity or acceleration. Aside from motion-related factors, other contextual and environmental factors include weather, visibility, traffic, location, and time of day. | 2021-11-11 |
20210350414 | VEHICLE-MOUNTED DYNAMIC CONTENT DELIVERY SYSTEMS - A method is disclosed for displaying dynamic media content on a vehicle-mounted display as the vehicle travels along a route. The dynamic content may be audio or video content, and is selected based in part on sensor data, which may pertain to contextual or environmental factors. The content may be dynamically adjusted during playback, such as by bouncing or sharply changing direction during a sudden change in velocity or acceleration. Aside from motion-related factors, other contextual and environmental factors include weather, visibility, traffic, location, and time of day. | 2021-11-11 |
20210350415 | SYSTEM AND METHOD FOR TOKENIZING OFFERS - Aspects of the present disclosure involve systems, methods, devices, and the like for tokenizing offers. The current disclosure presents a system and method that can present a tokenized offer for saving and retrieving from a digital wallet. The tokenized offer may be presented on a client site for selection by a user interested in taking advantage of the promotion without having to leave the current site. The current disclosure also presents a system that can retrieve the tokenized offer saved for use with a purchase. The tokenized offer may be automatically applied and on display at the merchant site and/or retrieved from the digital wallet. | 2021-11-11 |
20210350416 | DEAL ALLOCATION PLATFORM - A deal allocation platform is disclosed. The deal allocation platform may be configured to be used in multiple contexts, such as, for example, a batch processing context and a real-time context. Further, the deal allocation platform may be configured to reallocate users assigned to deals based on an approximation of a global optimization problem. In addition, the deal allocation platform may enable configuration of one or multiple experiments. | 2021-11-11 |
20210350417 | RESOURCE PRESENTATION METHOD, RESOURCE PRESENTATION APPARATUS, AND STORAGE MEDIUM - The present disclosure provides a resource presentation method, a resource presentation apparatus and a storage medium. The method includes: acquiring ( | 2021-11-11 |
20210350418 | METHOD AND APPARATUS FOR MANAGING DEALS OF BROKERS IN ELECTRONIC ADVERTISING - Aspects of the subject disclosure may include, for example, providing, by a processing system, a user interface presented at a communication device of a broker for managing curated deals in electronic advertising The processing system can obtain, via the user interface, user input comprising pricing data, targeting data, margin data, and assigned buyers. The processing system can generate multiple curated deals based on combinations of prices, targets and margins derived from the pricing data, other targeting data, and other margin data, respectively. Other embodiments are disclosed. | 2021-11-11 |
20210350419 | METHOD AND SYSTEM FOR FACILITATING A PROVISIONING OF ADVERTISEMENTS TO CUSTOMERS - A computer-implemented method and apparatus for facilitating a provisioning of advertisements to customers effects display of one or more advertisements on a Web domain. Each displayed advertisement is configured to offer advertisement related assistance to customers visiting the Web domain. A selection input provided by a customer on an advertisement is received. In response to the receipt of the selection input, the system facilitates customer engagement with a customer support representative associated with an enterprise related to the advertisement. The customer engagement facilitated through the advertisement is configured to provide the advertisement related assistance to the customer. | 2021-11-11 |
20210350420 | METHOD, APPARATUS, AND COMPUTER READABLE MEDIUM FOR PROVIDING A MODULAR FRAMEWORK OF ASYNCHRONOUS AND PARALLEL PROCESSES - Provided herein are systems, methods, and computer readable media for programmatically generating and/or revising promotion offers for a merchant based on one or more merchant self-service indicators. In providing such functionality, the system can be configured to, for example, receive one or more merchant self-service indicators; store the self-service indicators; generate a promotion based on a plurality of promotion components, wherein the generation of the promotion components comprises accessing the promotion component generators by enabling asynchronous processing of the promotion component generation requests, wherein the accessing of the promotion component generators occurs in parallel which enables parallel generation of each of the promotion components via independent performance of the promotion component generators; comparing the self-service indicators that were previously stored against required and optional inputs of the promotion component generators; selecting the promotion component generators based on required and optional inputs; and generating the promotion from the promotion components generated. | 2021-11-11 |
20210350421 | Online Media Distribution and Tracking Framework For Streaming Video Dissemination to Consumers - A framework for online media distribution of media content that includes streaming video, and tracking of the media content and consumer engagement with the streaming video, is configured to disseminate programs that include media content for display on a publisher site, where the streaming video is embedded thereon. The framework allows consumers to interact with advertisers by engaging with the media content directly. The framework also enables video streaming capabilities on any affiliate network that connects publishers and advertisers, so that the distribution of media content is agnostic and independent of the affiliate networks' platforms. The framework reconciles all actions in such an end-to-end journey by integrating syntaxes of different systems from consumer to advertiser. | 2021-11-11 |
20210350422 | CUSTOMER SENTIMENT-DRIVEN, MULTI-LEVEL, PROXIMITY RESPONDER - A system for determining a likelihood that a pre-determined customer will enter a selected customer support center (CSC) is provided. The system includes a customer-tracking system for determining whether the customer is within a predetermined distance of the CSC. The tracking system is set to a tracking state in response to receiving a customer tracking opt-in selection. The system also includes a biometric monitoring system that monitors, using an electronic device in close proximity to the customer, when the customer is determined to be within the pre-determined distance of the CSC. The biometric monitoring system monitors the customer's biometric functions to determine the likelihood of the customer entering the CSC. When a determination of the likelihood of the customer physically entering the CSC is higher than a threshold level, the system may provide the likelihood, as further influenced by the customer sentiment condition, of the customer entering the CSC. | 2021-11-11 |
20210350423 | SYSTEMS AND METHODS FOR PROVIDING CONTEXTUALIZED REVIEWS - Disclosed herein are systems and methods for providing contextualized reviews. A customer can make a review, such as reviewing a product or a business, outlining their experience. To provide additional emotional context, biometric data can be obtained and compared to the customer's historical biometric data. Upon determining that the biometric data has deviated from the historical biometric data, the review data from the review can be revised to include a notification. The customer can also be alerted and warned to not post the review if their emotional state is found to be negative. The process can be repeated on a plurality of customers opted-in to the contextualized review system. For the plurality of customers, a plurality of reviews can be analyzed for a business or service provider by, for instance, emphasizing emotional reviews, ranking the reviews, or filtering out non-emotional reviews. | 2021-11-11 |
20210350424 | CONSUMER TRACKING SYSTEM - The present invention relates to a computer implemented method, the method comprising: receiving, on a local computing device ( | 2021-11-11 |
20210350425 | PRIVATE DIGITAL COMMUNICATION SYSTEM AND METHOD FOR REAL-TIME CUSTOMER INTERACTION - A private digital communication system allowing customers to interact with a business in real time is disclosed. A web-based platform that allows an easy way for customers to leave real-time feedback via app or website interaction and allows businesses to quickly respond to issues. The system also allows a business to manage the customer feedback by putting notes, tagging issues, close out issues, forward issues via email or text to third parties and generate reports. The system also includes a rating system for users of the platform to rate their experience which gives business owners a quick view of the severity of the customer's experience. | 2021-11-11 |
20210350426 | ARCHITECTURE FOR DATA PROCESSING AND USER EXPERIENCE TO PROVIDE DECISION SUPPORT - A system for processing data to generate an output includes an automated tagging system that receives data from a plurality of alternate data providers, each of the plurality of data providers having different types of data; a company financial data unit that provides published information comprising annual reports, press releases, information from the social media of spokespersons or executives, and published pricing information; a modelling system that receives the standardized data of the automated tagging system and the company financial data, the modelling system including one or more handle generators and forecast builders that are applied to the artificial intelligence-based system that employs the neural networks to generate, as an output, a forecast; and a revenue prediction unit that receives the output as the forecast, comprising one or more revenue predictions, to generate a final output as a revenue prediction. | 2021-11-11 |
20210350427 | METHOD AND DEVICE FOR COST EARLY WARNING OF PREFABRICATED BUILDING - This application provides a method and a device for cost early warning of a prefabricated building. The method includes: acquiring price information of materials of components in different purchase periods, and performing statistics on the price information to acquire a price change trend corresponding to the material of each component; acquiring a current price, a bid price, a cost profit and loss of the material purchased for a construction project, a quantity of the material remained and a pre-made component production plan, and generating a procurement plan according to the price change trend, the current price, and the bid price, the cost profit and loss of the material purchased, the quantity of the material remained and the pre-made component production plan; calculating a real-time cost profit and loss of the construction project according to the procurement plan, the bid price, and the cost profit and loss of the material purchased. | 2021-11-11 |
20210350428 | PERSONAL MOBILITY AND CONTROL METHOD THEREOF - It is an aspect of the present disclosure to provide a personal mobility capable of adaptively adjusting an hourly rental rate according to a degree of decrease in durability of personal mobility and a control method thereof. In accordance with one aspect of the disclosure, a personal mobility includes: a sensor configured to sense internal environment information of the personal mobility; a transceiver configured to receive road environment information corresponding to a driving road of the personal mobility; and a controller configured to adjust an hourly rental rate based on the road environment information and the internal environment information. | 2021-11-11 |
20210350429 | AUTOMATED INVOICE MANAGEMENT SYSTEM AND PLATFORM - In one aspect, In one aspect, a computerized method of an automated invoice management and analysis comprising with an invoice management system, receiving a purchase order or invoice in any digital image format. The method includes using an optical character recognition system to extract plain text the from the purchase order or invoice. The method includes parsing and formatting the plain text data with a machine learning system into a specified consistent format. The method includes communicating the formatted plain text data to a third-party service to complete a specified transaction. | 2021-11-11 |
20210350430 | SYSTEM AND METHOD FOR PROVIDING TRANSACTION-BASED PROFIT SOLUTIONS - A method and system for generating profit having a partner transaction module configured to charge a partner transaction fee for a transaction performed by a partner, and receive, from a partner, payment for the partner transaction fee when the partner performs a transaction, a base transaction module configured to pay, in the event the partner performs a transaction through a third party, a base transaction fee to the third party, wherein the base transaction fee is equal to or lesser than the partner transaction fee, and a profit module configured to receive a profit on the transaction, wherein the profit is the difference between the partner transaction fee and the base transaction fee. | 2021-11-11 |
20210350431 | Systems and Processes for Operating a Digital Marketplace Exchange that Transacts the Offer and Sale of Golf Products and Services for Future Redemption - A computer-based digital marketplace exchange is disclosed, providing the functionality of offering rounds of golf for sale, as well as conducting the sale of the rounds of golf. Customers can use the system to build, purchase, and redeem rounds, subject to at least one rule uploaded by the course. Once an order is purchased with the system, a customer's account is credited. When the customer seeks to redeem the round, the system can be configured to access a real-time positioning component and temporal component of a customer's mobile computer device. The system determines whether the time/location of the customer violates the rules placed on the round. If the rules are violated, then the system notifies the customer that he/she is prohibited from redeeming the round. Conversely, if the rules are not violated, then the round is redeemed and the course notified of the customer's arrival. | 2021-11-11 |
20210350432 | SYSTEMS AND METHODS FOR AUTOMATICALLY DIGITIZING CATALOGS - The present disclosure provides systems, methods, and computer program products for generating a digital map of a catalog. An example method may comprise (a) obtaining (i) an electronic version of the catalog and (ii) a products list comprising data corresponding to a plurality of products; (b) processing the electronic version of the catalog with an algorithm to identify one or more items in the electronic version of the catalog; (c) associating an item in the electronic version of the catalog with a product in the products list; (d) based at least in part on the processing in (b) and the associating in (c), generating the digital map of the catalog, wherein the digital map comprises data about the item in the catalog; and (e) using the digital map, generating an interactive graphical element associated with the item in the catalog. | 2021-11-11 |
20210350433 | SYSTEM AND METHOD FOR PRODUCING AND TRADING ARTWORKS EMBEDDED WITH ARTIFICIAL NUCLEIC ACID SEQUENCES - Provided is a method of managing production and trade of an artwork, the method including: storing, when in-material information is received from an artist terminal, the in-material information in an in-material information database, and converting the in-material information into an artificial nucleic acid sequence and requesting a material manufacturer terminal for production of an artwork material embedded with the artificial nucleic acid sequence at a material production request step; receiving artwork information after an artwork is produced using the artwork material, and registering the received artwork information in an artwork information database; providing the artwork information registered in the artwork information database to a purchaser terminal, and conducting, when a purchaser chooses a particular artwork through the purchaser terminal, a trade of the chosen artwork; and searching, when nucleic acid sequence information is received from the purchaser terminal, the in-material information database for the nucleic acid sequence information. | 2021-11-11 |
20210350434 | TECHNIQUES FOR CONFIGURABLE PART GENERATION - Certain example embodiments relate to techniques generating a database of virtual families for real-time generation of part numbers for configurable products. For instance, certain example embodiments may include receiving a search request for part numbers and determining virtual families including entities matching the search request. The number of matching products matching the search request and the part numbers may be determined based on the virtual families and the independent groups stored in the virtual families that match the search request. The part numbers may be determined based on allowed characters, number and/or symbols for the part number positions defined in the independent groups of the virtual families including the entities matching the one or more configurable properties of the user input search request. Facet counts for the configurable product may also be determined based on the results of the user input search request. | 2021-11-11 |
20210350435 | ELECTRONIC ORDERING SYSTEM AND METHOD - The invention relates to a system and method for selecting and ordering a deliverable. The system comprises a plurality of toy construction elements, each comprising one or more coupling members configured for releasably interconnecting the toy construction elements with each other; a scanning device operable to capture a digital representation of a toy construction model constructed from one or more of said toy construction elements; and a processor. The processor is configured to determine, from the digital representation, one or more attribute parameters, each indicative of a respective attribute derivable from one or more toy construction elements in the toy construction model. The processor is further configured to determine, based on the determined one or more attribute parameters, a selection of one or more items selected from a choice of items. The selection provides a definition of the one or more deliverables. The system further comprises transmission means adapted to pass the definition to a production facility for producing and configuring the one or more deliverables in agreement with the definition. According to a further aspect, a system and method of producing a deliverable is provided. According to a yet further aspect, a scan unit for use in the above systems and methods is provided. | 2021-11-11 |
20210350436 | METHOD AND SYSTEM FOR ASSISTING THE SELECTION OF MATERIALS OR PRODUCTS ACCORDING TO HAPTIC PROPERTIES - A method for assisting product selection according to haptic properties involves obtaining at least one product search criterion in a user interface, identifying relevant products, based on the at least one product search criterion, and displaying the relevant products in the user interface. The method further involves obtaining haptic properties for the relevant products, and updating the user interface based on the haptic properties of the relevant products. The haptic properties include values for a multitude of dimensions of touch, previously measured using sensing modalities of a haptic measurement system. | 2021-11-11 |
20210350437 | TRANSACTION AND RECEIPT BASED ALERT AND NOTIFICATION SYSTEM AND TECHNIQUES - Examples are described that enable a sales notification application executing on the mobile device to provide an indication of a better price for a product. In the examples, product information may be obtained from product purchase receipts uploaded by mobile devices executing an instance of a sales notification application. Similarities may be determined between the product information received from each product purchase of the plurality of product purchases. The product information from each of the uploaded receipts may be aggregated based on the determined similarity between the product information. A selected product and a location at which the selected product has been purchased previously may be received for comparison to the aggregated information in a product purchase database. A comparison result may be output to the sales notification application. A payment card may be enabled to purchase the selected product. | 2021-11-11 |
20210350438 | Automated System for Customized Menu Item Production from User-Specific Data - A method of fulfilling custom food orders includes obtaining feedback from a user through an ordering application. The feedback relates to a first food item of a first food order following fulfillment of the first food order. The first food item includes a first ingredient. The method includes determining a preferred variation associated with the first ingredient based on the feedback and a first recipe used to make the first food item. The method includes updating a taste profile associated with the user based on the preferred variation. The method includes receiving, from the user, a second food order including a second food item. The method includes retrieving a second recipe associated with the second food item. The method includes selectively modifying the second recipe based on the taste profile. The method includes controlling a food assembly apparatus to prepare the second food item according to the second recipe. | 2021-11-11 |
20210350439 | SYSTEM AND METHOD FOR TRUSTED CONTACT, BUSINESS SELECTION WITH AUTOMATED MENUING USING TRUSTED FRIENDS' AND FAMILY'S RECOMMENDATIONS - A recommendation platform that provides a menu of automated recommendations from on-line information by friends, with various weighting factors, to evaluate businesses. The platform is a software deployable system that amalgamates the candidate businesses into different categories and cross-references friends' experiences with these businesses. The interface utilizes a circular-like menu and is both compact and easily navigable. | 2021-11-11 |
20210350440 | DATA MESH VISUALIZATION - In various example embodiments, a system and method for data mesh visualization are presented. An avatar representation of a user is generated. A user-specified change to the avatar representation is received and the avatar representation is changed based on the user-specified change. A current status of the user is determined, and an updated avatar representation is generated based on the current status of the user. The updated avatar is displayed in association with a communication of the user. | 2021-11-11 |
20210350441 | ELECTRONIC DEVICE AND METHOD FOR OPERATING SAME - An electronic device, including a display: a memory storing one or more instructions; and a processor configured to execute the one or more instructions stored in the memory, and to: obtain a plurality of clothing images corresponding to a plurality of clothing items; extract feature information corresponding to each of the plurality of clothing items by inputting the plurality of clothing images to a first neural network, generate candidate coordination sets by combining one or more clothing items from among the plurality of clothing items, based on the feature information corresponding to the each of the plurality of clothing items, obtain score information about each of the candidate coordination sets by inputting the candidate coordination sets to a second neural network, and control the display to display the candidate coordination sets based on the score information. | 2021-11-11 |
20210350442 | DISTRIBUTED INVENTORY SYSTEM - A system for asset control, the system includes processing circuitry; a memory including instructions that, when the system is in operation, configure the processing circuitry to: record, in an order history, a sale of an asset to a first consumer, the sale conducted between the first consumer and a retailer, the first consumer registered with a retail platform of the retailer; present an asset list to the first consumer, the asset list based on the order history and including a list of assets purchased from the retailer by the first consumer and corresponding current value of each asset; receive an indication from the first consumer to transfer the asset; determine a set of transfer options for the asset; present the set of transfer options to the first consumer; receive a selected transfer option from the set of transfer options; and conduct a transaction based on the selected transfer option. | 2021-11-11 |
20210350443 | SYSTEM AND METHOD FOR PROVIDING A UNIVERSAL SHOPPING CART ACROSS MULTIPLE SEARCH PLATFORMS - Systems and methods are disclosed that provide for a linking of a product database across different search platforms and then managing payments by a generalized search entity such that users are not transitioned to a merchant site from advertisements or search results. A method includes establishing, at a generalized search entity, a link to a product database of a merchant, offering, by the generalized search entity and based on a correlation of search terms to the product database of the merchant, search results across at least a first search platform and a second search platform and receiving, from a user, a confirmation of a payment for a product associated with a search result presented on the first search platform by the generalized search entity. The generalized search entity processes the payment for the product without transitioning the user to a site operated by the merchant. A universal shopping cart can be used to pay once for a plurality of products selected from different merchants as managed by the generalized search entity. | 2021-11-11 |
20210350444 | AUTOMATED ELECTRONIC MEDICATION DOCUMENTATION AND SPONSORED CONTENT DELIVERY SYSTEM - Techniques are described for electronic content delivery. One method includes receiving information associated with the prescription order of a user account. In some cases, the information associated with the prescription order includes a medication identifier. The method may include performing a search using the medication identifier to obtain electronic medication documentation. The method may also include transmitting a sponsored content request that includes the medication identifier and receiving sponsored content information responsive to the sponsored content request. The method may further include determining that the user account has authorized communication via a user device and transmitting the electronic medication documentation and/or sponsored content information to the user device. In some examples, the method may include transmitting an indication that the electronic medication documentation and/or sponsored content information was transmitted to the user device. | 2021-11-11 |