49th week of 2015 patent applcation highlights part 60 |
Patent application number | Title | Published |
20150348015 | METHOD AND SYSTEM FOR TERMINAL DEVICE-BASED COMMUNICATION BETWEEN THIRD-PARTY APPLICATIONS AND AN ELECTRONIC WALLET - A method for terminal device-based communications between a third-party application and an electronic wallet includes: the third-party application setting up a connection to an Internet service; the third-party application receiving a request and setting up a communication channel between the third party application and the electronic wallet within the terminal device via the On-Device API; verifying, by the electronic wallet, an access right of the request of the third party application; the third-party application forwarding the request to the electronic wallet if the access right is approved; the electronic wallet generating a corresponding response; forwarding the response via the On-Device API to the third party application, wherein the third party application forwards the response to the Internet service. | 2015-12-03 |
20150348016 | Providing Customer Identification With Payment Information - Transmitting customer identifications comprises a digital wallet of a user and a wireless payment instrument. A digital wallet application receives a customer identification from a digital wallet system hosting a customer account. The application receives an input from a user into a user interface of a user computing device, the input instructing the user computing device to transmit the customer identification to a payment instrument. The application instructs the user to position the payment instrument in proximity of the user computing device and initiates a wireless communication with the payment instrument and requests payment instrument data from the payment instrument. The application verifies the payment instrument data based on the payment instrument data and communicates the customer identification to the payment instrument and instructions to provide the customer identification to a merchant system point of sale system when providing payment instrument data to the merchant system point of sale terminal. | 2015-12-03 |
20150348017 | METHOD FOR INTEGRATING CRYPTOCURRENCY TRANSFER ON A SOCIAL NETWORK INTERFACE - A method for transferring crypto currency between users of a social network is disclosed. The method enables users of an internet capable machine, who encounter each other on a social network or other internet based communication platform to securely deposit, withdraw, send, receive or transfer definable amounts cryptocurrency between each other using an interface which integrates features of the social network using valid cryptocurrency wallets. The interactive component for initiating the cryptocurrency transfer can appear within any content seen by, interacted with and/or created by a user including both private and public interfaces. The method may be used to transact between any number of parties any number of transactions. The method includes means for authorizing, encrypting and/or confirming aspects of the cryptocurrency transaction and protecting the interest of all involved parties; as well as the issuance of cryptocurrency transaction fees over a social network or internet based communication platform. | 2015-12-03 |
20150348018 | System and Method of Registering Stored-Value Cards into Electronic Wallets - System and methods for using an electronic stored-value card are provided. A system comprises an electronic stored-value card, and a digital sticker associated with the electronic stored-value card. The digital sticker is configured to convey transaction information of the electronic stored-value card to a processor or an issuer of the electronic stored-value card. A computer implemented method comprises associating a digital sticker with an electronic stored-value card, and conveying a transaction information of the electronic stored-value card to a processor or an issuer of the electronic stored-value card. A system comprises a memory configured to display information about a stored-value card and to initiate a registration of the stored-value card into an electronic wallet. | 2015-12-03 |
20150348019 | Image Analysis for Account Authorization - Payment devices have physical characteristics and these physical characteristic may change in predictable ways. Further, backgrounds may also have physical characteristics which may change in predictable ways. By examining digital images for physical characteristics, some of which cannot even be seen, a better decision on whether a transaction is fraudulent may be made. | 2015-12-03 |
20150348020 | SECURE ONLINE COMMUNICATION THROUGH A WIDGET ON A WEB PAGE - A client device requests a web page via a network, where the web page is identified by an identifier and references a widget. Following receipt of the requested web page, the client device requests the widget referenced by the requested web page and presents, within the requested web page, a presentation of the widget. Thereafter, in response to receiving user information within the presentation of the widget, the client device communicates the user information to a server via a secure connection between the widget on the client device and the server while maintaining user context at the client device in the requested web page, where the secure connection is initiated by the client device and employs a secure communication protocol implemented by the widget. | 2015-12-03 |
20150348021 | SECURE SMART CARD OPERATIONS - The present disclosure is directed to facilitating cashless digital transactions. In one embodiment, a gaming machine includes: (1) a memory storing a first credit balance representing an amount of credit available for wagering; (2) a communication interface configured to communicate with a portable electronic device storing a second credit balance representing a second amount of credit available on the portable electronic device; and (3) a secure transaction device configured to: (a) transmit to the portable electronic device a request to update the second credit balance, the request including security authorization information, (b) receive from the portable electronic device an indication that the second amount of credit has been updated in accordance with the request when it is determined that the security authorization information complies with one or more security authorization requirements, and (c) update the first credit balance stored in the first memory device in accordance with the request. | 2015-12-03 |
20150348022 | Apparatuses and Methods for Using a Random Authorization Number to Provide Enhanced Security for a Secure Element - A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, and one or more user devices that can be used to perform mobile transactions at a merchant terminal. The user device may communicate with the service provider subsystem in order to obtained commerce credentials from the payment network subsystem. The user device may include a secure element and a corresponding trusted processor. The trusted processor may generate a random authorization number and inject that number into the secure element. Mobile payments should only be completed if the random authorization number on the secure element matches the random authorization number at the trusted processor. The trusted processor may be configured to efface the previous random authorization number and generate a new random authorization number when detecting a potential change in ownership at the user device. | 2015-12-03 |
20150348023 | METHODS AND SYSTEMS FOR PERFORMING AUTHENTICATION IN CONSUMER TRANSACTIONS - The method for authenticating a mail order or telephone order transaction according to the present invention includes receiving authentication information from a cardholder, providing authentication information to an issuer, and determining whether the authentication information is valid. If the authentication information is valid, the issuer informs the merchant that the transaction is valid. In an embodiment, the issuer may not supply a personal assurance message and/or other confidential cardholder information previously supplied by the cardholder in response to the authentication information. | 2015-12-03 |
20150348024 | SYSTEMS AND METHODS FOR PROVISIONING TRANSACTION DATA TO MOBILE COMMUNICATIONS DEVICES - The system comprises approving a credit application during a single http session, transmitting an encoded secure token to a web-client participating in the http session, receiving from the mobile communications device the secure token, and transmitting the transaction account data to the mobile communications device, in response to the receiving the secure token. The system may further comprise the mobile communications device decoding the secure token. | 2015-12-03 |
20150348025 | Apparatuses and Methods for Using a Primary User Device to Provision Credentials onto a Secondary User Device - A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal. | 2015-12-03 |
20150348026 | SECURITY FOR MOBILE APPLICATIONS - A mobile computing device has at least one processor and at least one memory together providing a first execution environment and a second execution environment logically isolated from the first execution environment. The following approach is taken to manage data items for an application executing the first execution environment. A trust relationship is established between a trust client in the second execution environment and a remote trusted party and the trust client receives one or more data items from the remote trusted party. On executing the application in the first execution environment, the trust client provides the data items or further data items derived therefrom to the application | 2015-12-03 |
20150348027 | SECURE IDENTITY VERIFICATION - Embodiments of the present application relate to a method, apparatus, and system for verifying an identity of a user. The method includes receiving a preset key that is associated with a key carrier that is a physical object, storing the preset key in a database storing mappings between a plurality of preset keys and a plurality of users, receiving a verification key in connection with an identity verification of a user, retrieving the preset key associated with the user from the database, determining whether the verification key matches the preset key associated with the user, and causing a determination of whether the key carrier is authentic. | 2015-12-03 |
20150348028 | SYSTEMS AND METHODS FOR MANDATED SERVICES VERIFICATION - A method and system for verifying cardholder compliance or non-compliance with a mandated services requirement by a third party using a payment card payment card network coupled to a database are provided. The method includes receiving sets of predetermined parameters that each define a transaction for one or more mandated services, receiving, by the computer device, transaction data for a plurality of transactions, determining, by the computer device, transactions for one or more mandated services from the plurality of received transactions using the received sets of parameters, summarizing the transaction data from the determined transactions, and transmitting the summarized transaction data to the third party, the summarized transaction data demonstrating cardholder compliance or noncompliance with the mandated services requirement. | 2015-12-03 |
20150348029 | USER INTERFACE FOR PAYMENTS - The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided. | 2015-12-03 |
20150348030 | SYSTEM AND METHOD FOR ELECTRONIC PAYMENT - A system for processing a payment transaction, comprises a first entity configured to initiate a payment transaction with a merchant, a second entity configured to issue an account number in respect of the payment transaction, and a transaction processor configured to route the payment transaction between the merchant and the second entity in order to obtain authorization for the payment transaction from the second entity. The system is provided with an escrow account facility configured to hold an advanced fund associated with the payment transaction, the escrow facility being controlled by the transaction processor. The invention is also expressed in a method for processing a payment transaction. | 2015-12-03 |
20150348031 | Switch Server System Interoperable with Mobile Devices Providing Secure Communications - Methods and systems for conducting a secure transaction over a network using one or more gateway servers. The methods include receiving a request from a consumer, sending the request to a merchant, and receiving, from the merchant, a payment order associated with the request. The payment order is received via a merchant programmable user interface. The methods also include confirming the payment order to transform the payment order to a confirmed payment order, sending the confirmed payment order to a user, and receiving, from the user, a payment authorization associated with the confirmed payment order, and the payment authorization being received via a consumer programmable user interface. The payment authorization from the user includes a secure, encrypted, Internet Protocol (IP) message using encryption hashed with public and private key management. The methods also include performing a transaction in accordance with the payment authorization. | 2015-12-03 |
20150348032 | REAL TIME APPROVAL OF DIGITAL STORE PURCHASES FOR A SHARED CONTENT STORAGE ACCOUNT - A computing device provides methods and workflow for setting up a shared family account on a content storage system, including the creation of accounts for child family members. A computing device supports the creation of a family account using an account on the content storage system associated with an adult family member acting as a family organizer. The family organizer can designate a specific account as a purchase account for allowing other family member to purchase content from content servers associated with the content storage system. The family organizer can invite other adult family members to join the shared family account. The family organizer can create new accounts on the content storage system for child family members, and can designate access and purchase restrictions for such child family members. Family members have access to shared storage content, as well as services such as family calendar, group messaging, and device location. | 2015-12-03 |
20150348033 | Secure Payments Using Portable Communication Devices and Two Dimensional Codes - Method and system for facilitating a transaction between a payor and a payee. The method involves, on a first portable communication device of a payee ( | 2015-12-03 |
20150348034 | SETTLEMENT MANAGEMENT APPARATUS, INFORMATION PROCESSING APPARATUS, SETTLEMENT MANAGEMENT METHOD, AND SETTLEMENT MANAGEMENT SYSTEM - Provided is a settlement management apparatus that performs a process related to settlement using an electronic value associated with a virtual money collection container in which a plurality of managers related to the settlement are set. | 2015-12-03 |
20150348035 | WIRELESS DEVICES FOR STORING A FINANCIAL ACCOUNT CARD AND METHODS FOR STORING CARD DATA IN A WIRELESS DEVICE - A wireless device is enabled to receive a financial account card that is inserted into a card slot of the wireless device. The wireless device reads card data from the financial account card when it is inserted into the slot and programs an RFID (radio frequency identification) tag or a memory included in the wireless device. The wireless device may then be used to provide payment by transmitting the card data via radio frequency to a nearby RFID reader using the RFID tag. The financial account card may also be ejected from the wireless device and swiped by a magnetic card reader. | 2015-12-03 |
20150348036 | ALERT GENERATION - The subject matter disclosed herein provides methods for generating alerts. The method may maintain one or more alerts for one or more merchants. Each alert may have one or more conditions relating to one or more chargebacks. The one or more chargebacks may represent a return of funds to one or more purchasers for a purchase from the one or more merchants. For each alert, a determination may be made as to whether the one or more conditions are satisfied, and the alert may be sent to the one or more merchants based on the determination. Related apparatus, systems, techniques, and articles are also described. | 2015-12-03 |
20150348037 | METHOD AND SYSTEM FOR IMPROVED FRAUD SCORING BASED ON CRIMINAL ACTIVITY - A method for improving fraud scoring based on criminal activity includes: storing transaction data entries, each including transaction data related to a payment transaction and a transacting consumer identifier; storing consumer profiles, each including data related to consumers including consumer characteristics and a consumer identifier; storing fraud scoring rules, each being configured to score a payment transaction for a likelihood of fraud based on transaction data; receiving a criminal activity notification, the notification including criminal characteristics associated with criminals or victims associated with untrustworthiness or fraud; identifying a specific consumer profile where a predefined number of the consumer characteristics correspond to the criminal characteristics; identifying a subset of transaction data entries where the transacting consumer identifier corresponds to the consumer identifier in the specific consumer profile; and updating the fraud scoring rules based on the transaction data included in each transaction data entry in the subset. | 2015-12-03 |
20150348038 | Method and Apparatus for Money Transfer to an Account - A method includes receiving, by a processor, a request to initiate a money transfer transaction between a sending party and a receiving party. The request may include information identifying an account associated with the receiving party. The method includes initiating, by the processor, validation of the account associated with the receiving party. The method includes initiating, by the processor, the money transfer transaction between the sending party and the receiving party in response to a determination that the account associated with the receiving party is valid. Initiation of the money transfer transaction causes funds to be deposited into the account associated with the receiving party. | 2015-12-03 |
20150348039 | SYSTEMS AND METHODS FOR FRAUD LIABILITY SHIFTING - A method comprising creating, by a computer-based system for shifting financial responsibility for a transaction from a merchant to a transaction account issuer, a digital wallet associated with a transaction account holder, wherein the digital wallet comprises one or more attributes associated with the transaction account holder, confirming, by the computer-based system, the attribute in response to a transaction request, and/or determining, by the computer-based system, whether to shift financial responsibility for the transaction from the merchant to the transaction account issuer. | 2015-12-03 |
20150348040 | Automated Fraud Detection For Point-of-Sale Devices - Techniques and arrangements for detecting potentially fraudulent transactions made on a point-of-sale (POS) device. In some instances, the POS device may upload a batch of authorization requests corresponding to transactions made on the POS device while the POS device was in an offline mode. A payment service may receive this batch and, as opposed to processing the entire batch, may select a subset for processing. After selecting the subset, the payment service may attempt to authorize payment instruments associated with each transaction of the subset. The payment service may then compare an amount of declined payment instruments to a threshold. If the amount is greater than the threshold, then the payment service may flag the subset and/or the batch as fraudulent and may refrain from processing further transactions of the batch. | 2015-12-03 |
20150348041 | FRAUD SCORING METHOD AND SYSTEM FOR USE WITH PAYMENT PROCESSING - A method and payment processing system are presented for verifying a requested action for payment processing. Before executing the requested action, the system sends a request for a fraud score and determines an interface mode of the requested action. The system processes the requested action according to the determined interface mode and, if received, a fraud score. | 2015-12-03 |
20150348042 | SYSTEMS AND METHODS FOR PROVIDING MERCHANT FRAUD ALERTS - Mobile communications devices, systems and methods are provided for identifying a risk of fraudulent activity associated with a merchant before a user executes a transaction with the merchant. In an embodiment, a mobile communications device obtains first information identifying prior instances of fraudulent activity associated with a merchant. The mobile communications device may determine a level of risk of fraudulent activity associated with the merchant based on the obtained first information, and may identify, based on the determined risk level, one or more payment instruments and associated incentives appropriate for financial services transactions involving the merchant. The mobile communications device may present, to a user, a notification including the identified payment instruments and associated incentives prior to execution of a transaction between the user and the merchant. | 2015-12-03 |
20150348043 | METHOD OF IDENTIFICATION, CORRESPONDING DEVICE AND PROGRAM - A method and device are provided for method for identifying a user for access to an article or a service. The method includes: presentation to a terminal, by the user to be identified, of a payment card; execution, by the terminal, of a payment transaction, the amount of which is zero; and when said payment transaction is executed without error, issuing an assertion of identification leading to access to the article or service. | 2015-12-03 |
20150348044 | SECURE CREDIT CARD TRANSACTIONS BASED ON A MOBILE DEVICE - A mobile device may facilitate secure credit card transactions. The mobile device may initialize a mobile credit card verification (MCCV) generator using parameters that are shared with a credit card verifier, and then initialize a rollover timer, where the rollover timer may be synchronized with the credit card verifier. The mobile device may generate an MCCV value based on the parameters, and provide the generated MCCV value to verify a credit card transaction. The mobile device may determine if the rollover timer has reached a predetermined time value, and generating a new MCCV value, based on updated parameters, in response to determining the rollover timer has reached the predetermined time value. | 2015-12-03 |
20150348045 | SYSTEMS AND METHODS FOR IMPLEMENTING TRANSACTIONS BASED ON FACIAL RECOGNITION - A system or method is provided to facilitate a payment transaction by utilizing facial recognition to identify the payee of the payment transaction. In particular, the system may remember a particular list of individuals to which a user has been or are frequently making payments. The facial profiles of the individuals in the particular list may be stored and referenced for identification. When the user is ready to transfer money to any of the frequent payees, the user may use any of the payee's pictures locally, anywhere on social platforms, or just by clicking the person. After the image is selected for payment, the system may analyze the image to match the image with existing face profiles of respective frequent payees. Once the payee is identified, the system may process the payment to the identified payee. | 2015-12-03 |
20150348046 | Systems and Methods for Performing Secure Commercial Transactions - Systems, apparatuses, and methods are provided for performing secure commercial transactions. The commercial transactions may be, for example, pre-pay pickup transactions, direct pay transactions, and transfer transactions. An identity of a user that initiates a commercial transaction may be verified based on biometric data. The biometric data may, for example, be representative of an image of at least a portion of a face of an individual, an image of an iris of an individual, at least a portion of a fingerprint of an individual, a temperature signature of an individual, a heartbeat signature of an individual, an odor characteristic of an individual, or a voice characteristic of an individual. The application can be utilized in commercial environments, getting rid of the traditional way to do transactions providing direct interaction between the merchant and the issuer of funds as well as allow an individual to engage as a buyer or seller position within a single profile, representative of an individual or business profile within a marketplace social community. | 2015-12-03 |
20150348047 | TRUSTED USER INTERFACE AND TOUCHSCREEN - A method for preventing a user from being lured into an electronic transaction that is different than one they intended to launch uses a transaction processor to encrypt a payment instruction message for private display and viewing by a user mobile electronics device. The mobile electronics device is configured to forward an encrypted payment instruction from the transaction processor to decoding and display circuitry secure from other access and reserved to the display of decoded payment instructions on a private display. The user is signaled when the private display is presenting a payment instruction from the transaction processor. The user is able to signal back to the transaction processor that the payment instruction is approved. Electronic transactions can only be completed if the user has signaled back to the transaction processor that the payment instruction is approved. | 2015-12-03 |
20150348048 | CUSTOMER COMMUNICATION ANALYSIS TOOL - Embodiments of the present invention help users (e.g., associates, customers, or the like) utilize communications to take actions with respect to systems or applications that do not directly allow for users to take actions using the communications. In some embodiments the communications are voice communications (e.g., phone calls, voice activation, voice services through the Internet, or the like) or written communications (e.g., e-mail communications, text communications, or the like) or other like voice communications or written communications. The present invention identifies keywords in the communications to determine the application for which the user wants to take an action, and the action that the user wants to take. The present invention takes the action within the application based on the keywords, or requests additional information from the user through the communication channel (or another communication channel). | 2015-12-03 |
20150348049 | SYSTEMS AND METHODS FOR HOSPITALITY SERVICES USING BEACONS - Systems and methods are provided for facilitating hotel services using beacons. Communications between a mobile device of a hotel guest and one or more beacons in or around the hotel may be used to determine the location of the hotel guest. Hotel services may be provided to the hotel guest based on the determined location and/or other information such as user preferences or calendar information. Hotel services may include hotel check-in or checkout, valet, housekeeping, purchasing, discounts, rewards, incentives, amenities adjustments, concierge, bell staff, or other services associated with hotel guests. Providing hotel services to hotel guests using locations determined using beacons may help improve a hotel guest experience by streamlining interactions with hotel staff and amenities and reducing the risk of inconveniences commonly experienced by hotel guests. | 2015-12-03 |
20150348050 | HYBRID CLOUD ENCRYPTION METHOD - Contact centers receive work items for processing by resources, such as human or automated agents. Social media has become a popular medium to receive work items and communicate with customers. Legal concerns, such as those focused on customer privacy, may limit gathering and/or storing of certain customer data on resources controlled by the contact center or require the deletion of data collected from a revoked prior authorization. Storing at least some data, such as a token, within a customer's social media website allows a contact center to maintain connections, transactions, or other information related to a customer or a specific transaction with a customer as long as the customer and/or social media website chose not to delete the token. | 2015-12-03 |
20150348051 | Providing Recommendations Through Predictive Analytics - A recommendation engine analyzes metrics on an active support ticket to provide recommended solutions, technicians and offers. The recommendation can communicate with a predictive analysis engine to identify solutions, technicians, or offers that are highly correlated with the input parameters. In some embodiments, instructions can be provided to a client device for measuring a metric that is used as an input parameter of the predictive analysis engine. The customer or the technician can follow the instructions to measure the metric. | 2015-12-03 |
20150348052 | CRM-BASED DISCOVERY OF CONTACTS AND ACCOUNTS - In an example embodiment, a request to onboard a first user to a software tool is received. A first query is performed on information in a Customer Relationship Management (CRM) system to obtain a first set of CRM entities of a first type. Then a second query is performed on information in the CRM system to obtain a second set of CRM entities of the first type, the first and second queries designed to retrieve CRM entities related to the first user. Results of the first and second queries are stored in the software tool as a single data type, wherein the software tool is separate and distinct from the CRM system and is configured to provide insights into the results based at least in part on information from social network profiles related to the results. | 2015-12-03 |
20150348053 | Monitoring User Activities on Client Devices by Imaging Device Drivers - An imaging device driver on a client device detects user activity on at least one application executing on the client. If the detected user activity is determined to correspond to a predefined operation, the device driver sends the detected user activity to a server connected to the client. The server determines whether the activity exceeds a predefined limit. If it does, the server delivers a report to a connected monitoring device indicating that fact. Other embodiments note techniques for determining which of the one or more user activities detected by the imaging device driver are sent for monitoring and delivering a report to the monitoring device for notice of an investigator, to name a few. | 2015-12-03 |
20150348054 | RISK ANALYSIS DEVICE, RISK ANALYSIS METHOD AND PROGRAM STORAGE MEDIUM - The determination of legal or contractual risks in datacenter migration is performed by: storing business application information which is information about management of applications and data, applicable law information at a datacenter and contract information about a contract with a datacenter; extracting first migration information, which is information regarding datacenter migration, from business application information associated with a particular application and particular data which are migration targets; extracting second migration information, which is information regarding the datacenter migration, from applicable law information associated with a migration destination datacenter; extracting third migration information, which is information regarding the datacenter migration, from contract information associated with the migration destination datacenter; and comparing the first and second migration information with the third migration information. | 2015-12-03 |
20150348055 | ARCHITECTURE AND METHOD FOR CONTENT SHARING AND DISTRIBUTION - Disclosed are an architecture and related systems, devices, and methods that can be used for content sharing and distribution. For example, a device such as a smartphone includes memory that stores items of content to which access is denied until a respective condition is satisfied. The items of content are downloaded and stored on the device at a point in time that is before the point in time at which the condition is satisfied. Once the condition for an item of content has been satisfied, access to the item of content is permitted, and the item of content can be presented (e.g., displayed or audibilized). | 2015-12-03 |
20150348056 | Technique, method and process for generating one or more Non-sequential Unique Random Alpha Numeric Strings. - The present disclosure provides for a technique, method and process for generating, within one or more computing devices, one or more Non-sequential Unique Random Alpha Numeric Strings or NURANS unique between themselves and/or unique from a set of given NURANS already existing for use as unique identifiers etc. In accordance with the present disclosure, one or more unique multilingual alpha/numeric/symbol strings may be generated and delivered online/offline or stored in one or more database/memory/storage location where the generated string is unique from all the other strings in a database table column, memory location or neural network. The database may be stored on a computing device or a device connected to a computer or a networked/online/big data/cloud platform and rendering NURANS on demand. The NURANS are generated by using a base seed from timer device or by a random part of a computer-dependent timestamp or alternately entered/obtained random numeric digits. | 2015-12-03 |
20150348057 | Determination of a Customer Store Segment Sales Model - A method comprising identifying a set of stores, the set of stores comprising information indicative of a plurality of stores, and each store of the set of stores comprising a set of store attributes, identifying a first set of customer attributes, segmenting the set of stores into a first set of customer store segments, identifying a first set of product attributes, generating a first set of product attribute sales summaries that comprises a product attribute sales summary for each customer store segment of the first set of customer store segments, determining a first distinctiveness rating for the product attribute sales summary for each customer store segment of the first set of customer store segments, and determining a customer store segment sales model based, at least in part, on the first set of customer store segments, the first set of product attribute sales summaries, and the first distinctiveness rating is disclosed. | 2015-12-03 |
20150348058 | Apparatus and System for Generating Vehicle Usage Model - A vehicle computer system configured to communicate with a mobile device, comprising a wireless transceiver configured to communicate with the mobile device. The vehicle computer system also includes a processor in communication with the wireless transceiver. The processor is configured to receive information from one or more vehicle sensors regarding vehicle usage, send the information to an off-board server via the wireless transceiver, wherein the information is utilized in a damages-model regarding the vehicle, and output the information concerning the damages-model to a user display. | 2015-12-03 |
20150348059 | SYSTEM AND METHOD FOR DETERMINING THE SHOPPING PHASE OF A SHOPPER - The present disclosure relates to methods of systems for analyzing online shopping behavior. Embodiments of the disclosure may receive an event indicating shopping activities of a shopper from a shopping channel and determine an action type associated with the event. A rule engine may classify the event into one of a plurality of shopping phases based on at least one of: classification rules, the action type, or a history of past events. Some embodiments may also calculate a raw score for the shopping phase base on at least one of: an existing number of events in that shopping phase or an event weight associated with the event. In addition, some embodiments may calculate a weighted score based on the raw score and a weighting factor associated with the shopping phase into which the event is classified and determine a target shopping phase based on the weighted score. | 2015-12-03 |
20150348060 | CONTROL METHOD FOR DISPLAYING MERCHANDISING INFORMATION ON INFORMATION TERMINAL - An MD management device manages action statistics associated with each of a plurality of shelving units. Action statistics for one shelving unit indicate actions that store visitors make near the shelving unit. An information terminal device acquires, from the MD management device merchandising information for each shelving unit. Merchandising information for one shelving unit includes a value of statistics for the shelving unit. The information terminal device displays a store screen including one or more shelving unit icons each representing one of one or more shelving units located in a store. Further, the information terminal device displays a graphic item in the vicinity of each shelving unit icon. The graphic item is displayed in a display state that is in accordance with the value of statistics for the corresponding shelving unit. | 2015-12-03 |
20150348061 | CRM ACCOUNT TO COMPANY MAPPING - In an example embodiment, a similarity matching process is performed on one or more fields in account records obtained from a Customer Relationship Management (CRM) system and corresponding one or more fields in information obtained from a social network service to locate matches between one or more accounts in the account records for a first user and one or more company/organizations in the information obtained from the social network. Then a mapping is stored in a data store for each of the matches. The mappings are used to provide insights to the first user. | 2015-12-03 |
20150348062 | CRM CONTACT TO SOCIAL NETWORK PROFILE MAPPING - In an example embodiment, contact information pertaining to a contact related to a first user in a Customer Relationship Management (CRM) system is obtained. Then a similarity matching process on one or more fields in the contact information and corresponding one or more fields in information obtained from a social network service to locate a match between the contact and a social network profile in the social network service. The mapping for the match is stored in a data store. The mappings are used provide insights to the first user. | 2015-12-03 |
20150348063 | BRAND CUSTOMIZED BOOK SERIES PUBLICATION - A method and system for creating collateral items is provided where a series of publications bearing the branding of a third party are made. The series of publications bear the color schemes, patterns or other identifying characteristics of a third party brand. A series of electronic publications bearing the branding of a third party are also provided where the series of publications bear the color schemes, patterns or other identifying characteristics of a third party brand. | 2015-12-03 |
20150348064 | SYSTEMS AND METHODS FOR TAKE-OUT ORDER ANALYTICS - Systems and methods for take-out order management and analysis. In an embodiment, for each of a plurality of restaurants, an interactive menu associated with the restaurant is provided to a plurality of users, a plurality of orders are received from the plurality of users, and the plurality of orders are sent to the restaurant. Order information related to the plurality of orders and the plurality of users is stored in at least one database, and analyzed. | 2015-12-03 |
20150348065 | PREDICTION-BASED IDENTIFICATION OF OPTIMUM SERVICE PROVIDERS - Various embodiments select at least one service provider from a plurality of service providers in a computing environment to satisfy at least one service request. In one embodiment, a service request is received from a user. The service request includes at least a set of service requirements to be satisfied by at least one service provider. A satisfaction level is predicted for each of a plurality of service providers with respect to each of the set of service requirements. The prediction is based on a prediction satisfaction model associated with each of the plurality of service providers. At least one service provider is selected from the plurality of service providers for satisfying the service request based on the satisfaction level predicted for each of the plurality of service providers. | 2015-12-03 |
20150348066 | BUSINESS FORECASTING USING PREDICTIVE METADATA - A business forecasting tool utilizing metadata is provided. A processor receives one or more sets of business metrics. A processor receives a first metadata descriptor for a first set of business metrics of the one or more sets of business metrics. A processor receives a second metadata descriptor for a second set of business metrics of the one or more sets of business metrics. A processor prepares the first set of business metrics for prediction of a third set of business metrics based on, at least in part, the first metadata descriptor, where the first set and third set each correspond to a different time period. A processor generates a fourth set of business metrics based on, at least in part, the second metadata descriptor, where the second set and fourth set each correspond to a different time period. | 2015-12-03 |
20150348067 | COMPUTER IMPLEMENTED FORECASTING SYSTEM AND METHOD - A rolling cash forecasting tool that captures and analyses mixed frequency forecast cash flows is described. | 2015-12-03 |
20150348068 | PREDICTING WAITING PASSENGER COUNT AND EVALUATION - Predicting waiting passenger count and evaluation. The present invention provides to a dispatching support system in order to help bus dispatchers or operators make better instructions or decisions, by providing short-term passenger flow prediction. The dispatcher finds the predicted passenger flow and obtains accurate and useful information from the predicted passenger information, such as, bus status, bus location congestion level on the buses, and passenger oriented Key Performance Index, such as, passenger weighted waiting time. Based on this passenger information, dispatchers can make better decisions and instructions. | 2015-12-03 |
20150348069 | System For Individualized Customer Interaction - A method and system for using individualized customer models when operating a retail establishment is provided. The individualized customer models may be generated using statistical analysis of transaction data for the customer, thereby generating sub-models and attributes tailored to customer. The individualized customer models may be used in any aspect of a retail establishment's operations, ranging from supply chain management issues, inventory control, promotion planning (such as selecting parameters for a promotion or simulating results of a promotion), to customer interaction (such as providing a shopping list or providing individualized promotions). | 2015-12-03 |
20150348070 | INDEXING SOCIAL RESPONSE TO MEDIA - In one embodiment, the invention relates to measuring the impact of media based on examining viewership data, social conversation, viewer response, and other metrics, and applying an algorithm that produces an index value representative of the social response to a particular media piece. For example, the participant index (TPI) provides insights about what an audience learns (knowledge), feels (attitudes and opinions) and does (behaviors and actions) in response to viewing different kinds of entertainment. | 2015-12-03 |
20150348071 | SERVER AND METHOD FOR GENERATING PREDICTIVE PATTERNS FOR WEBSITE ANALYSIS - The present disclosure relates to a method and survey server for generating predictive patterns for website analysis. Behavioral data are collected at the survey server from a plurality of user devices. The behavioral data are representative of actions performed by a user of each of the plurality of user devices while visiting a website. Server survey participation data are also collected at the survey server from some of the plurality of user devices. The survey participation data correspond to survey information received from the users of each of the plurality of the user devices when visiting the website. The survey participation data and related behavioral data are analyzed by the survey server to generate predictive survey participation patterns. Contextual data may also collected from some of the plurality of user devices and analyzed with related collected contextual data for generating predictive contextual patterns. | 2015-12-03 |
20150348072 | METHOD AND SYSTEM FOR SELECTING A TARGET AUDIENCE - A method and a system are provided for selecting an audience of potential acceptors for receiving a targeted communication and for making a targeted communication to an audience of potential acceptors. The method involves retrieving, from one or more databases, a first set of information including checking account activities and characteristics attributable to an audience of checking account customers. At least a portion of the audience of checking account customers are identifiably associated with an audience of payment card holders. The method also involves retrieving, from one or more databases, a second set of information including payment card activities and characteristics attributable to the audience of payment card holders. Payment card holders meeting selection criteria are identified based on the first set of information and the second set of information. Payment card holders meeting the selection criteria are selected for receiving a targeted communication (e.g., a payment card upgrade). | 2015-12-03 |
20150348073 | Predictive Tool for Defining Target Group - Embodiments relate to methods and apparatuses creating and analyzing target groups, for example as relied upon in conducting marketing campaigns. Certain embodiments allow predictive definition of a target group based upon an underlying complex mathematical model, which may reference large data volumes regarding individual targets in an underlying database. An interface affords simplified visualizations of the target group, for example circles of varying diameter representing target group size. Adjustable graphic elements (e.g., sliders) in dashboard views may allow predictive definition of the target group based upon inputs such as marketing cost, target group size, and/or expected revenue, etc. Once defined and stored, target groups may be explored in an interactive manner through application of filter criteria, thereby promoting familiarity with target group characteristics. Embodiments allow users who are not modeling experts, to nevertheless interact efficiently with large data volumes in order to intuitively define and/or explore a target group. | 2015-12-03 |
20150348074 | METHOD FOR PERFORMING REVERSE MAPPING POSITIONING ANALYSIS - A method for performing a reverse mapping analysis is provided. The method includes storing at least one of perceptual data and preference data. The method includes generating a visual representation of at least one of a perceptual map and a preference map. The method includes receiving, from a user, at least one of a relocated first position of one of the plurality of targets on the visual representation, a second position of a new target on the visual representation, and a change of a set of attribute levels of one of the plurality of targets. The method includes calculating and providing, corresponding to the receiving step, at least one of a first set of attribute levels for the first position, a second set of attribute levels for the second position, and a third position on the visual representation for the change of set of attribute levels. | 2015-12-03 |
20150348075 | COMMUNITY UTILIZATION MODELS - Specialty healthcare in a community is analyzed by calculating an average number of cases in a region which includes and is larger than the community, calculating an expected number of cases for the community based on the average, and comparing the expected number of cases to a number of actual cases for the community. The community may be a contiguous service area surrounding a hospital, and the region is a state containing the service area. Cases can be filtered according to patient demographics, such as age, and in particular the analysis can be tailored for Medicare. The analysis results in a community utilization differential which is divided by physician productivity to determine an actual number of specialty physicians needed for the community. The cases may be based in part on services performed by non-doctor healthcare professionals, but the physician productivity is based on a physician count which excludes such professionals. | 2015-12-03 |
20150348076 | Venue Data Enrichment - Techniques for enriching venue data are described. The venue data can include records describing physical features of a venue and records describing conceptual features of the venue. A data enrichment engine can enrich the venue data using probe data by automatically correcting inconsistencies in the venue data or adding additional information to the venue data. The probe data can include crowd-sourced data from multiple mobile devices. The probe data can include motion sensor data, application launch data, and site survey data. | 2015-12-03 |
20150348077 | SYSTEMS AND METHODS FOR CUSTOMIZING INFORMATION DISPLAYED ON TOUCH-SCREENS BASED ON LOCATION DATA - Systems and methods are disclosed for running a product trend application on a user device to obtain personalized product trend information from a service provider when making in-store purchase decisions. The user may use the product trend application to specify product trend information for products in a product category, for products purchased from a specific store, and/or for products purchased over a specified time period. The user device may obtain and transmit its current location to the service provider, which may provide a list of stores in the vicinity of the user device for which the product trend information is available. The user may also use the product trend application to select how the product trend information is filtered and displayed. Advantageously, the user may tailor the product trend information to the requirements of the user, such as to find the most popular product in a product category. | 2015-12-03 |
20150348078 | SOCIAL REFERRALS OF PROMOTIONAL CONTENT - Methods and arrangements allow merchants to set up advertising campaigns that distribute special offers or discounts and allows users to forward the special offers to friends. The forwarding of the offers could expose merchants to offering more discounts than budgeted and this is a concern. The invention addresses this by having the forwarded offer check with the merchant server or advertising server to see if there is enough budget in the campaign left to allow the issuance of the forwarded offer, and if so, the server issues a new identifier. If not, the user receiving the forwarded offer receives a message saying the campaign has expired. Since every offer has its own identifier, the forwarding of the offers can be tracked, as well as the redemption, which allows for social metric collection. | 2015-12-03 |
20150348079 | Method for Providing Advertisement and Server Therefor - According to one example, provided is a method for allowing an advertisement-providing server connected to a user terminal to provide an advertisement through an advertisement-providing application installed on the user terminal, the method comprising the steps of: (a) receiving, from the user terminal, an activation-requesting signal for making a request to change the state of a display part of the user terminal from being off to being on; (b) providing the advertisement to the display part according to the activation-requesting signal; (c) receiving, from the user terminal to which the advertisement is provided, an advertisement content-requesting signal for making a request to provide advertisement content associated with the advertisement; (d) if receiving the advertisement content-requesting signal, providing the advertisement content to the user terminal; and (e) accumulating, for the user terminal, a first reward according to the activation-requesting signal and a second reward according to the advertisement content-requesting signal. | 2015-12-03 |
20150348080 | OMNI CHANNEL COMMERCE ENHANCEMENT MECHANISMS - A method for providing an electronic platform for redeeming a customer benefit offer is provided. The platform may include a receiver and one or more processors. The method may use the processor to establish a consumer packaged goods (“CPG”) treasury account. The method may use the receiver to receive a designation of a customer funding instrument. The method may further use the receiver to receive the transaction data. The transaction data may include a purchasing record of one or more purchased items. The method may further use the receiver to receive bar code information related to one of the purchased items. The method may further use the processor to determine whether the transaction data and the bar code data qualify an existent customer benefit offer for redemption. In response to a determination that the transaction data and the bar code data qualify an existent customer benefit offer for redemption, the method may further include executing a transfer of funds from the CPG treasury account to the customer funding instrument. The transfer may correspond, at least in part, to the amount of the customer benefit offer. | 2015-12-03 |
20150348081 | SYSTEM AND METHOD FOR MANAGING DEPOSIT ACCOUNT REWARDS BASED ON CUSTOMIZABLE PAYMENT CARD TRANSACTION DETAILS - The present disclosure is related to a method for a reward system. The method includes receiving, at a server, a card processor file containing transaction details for a transaction. The method also includes matching the transaction details to deposit account information to identify a deposit account holder. The method also includes identifying a share beneficiary from the deposit account information. The method also includes determining whether the verification type is a personal identification number (PIN) or a signature. The method also includes issuing a reward amount based on the verification type to the share beneficiary. The method also includes creating a depository file designating the reward amount to the share beneficiary in a format that is importable by a depository financial institution (DFI). | 2015-12-03 |
20150348082 | MESSAGING SYSTEM FOR DELIVERING MESSAGES IN PORTIONS - A messaging system is provided. The messaging system includes a plurality of client devices, and a server arrangement coupled in communication with the plurality of client devices. The server arrangement is operable to receive, from a first client device, a message to be delivered to a second client device. The server arrangement is then operable to send, to the second client device, a request message requesting a user associated with the second client device to perform a predetermined trigger event. Subsequently, the server arrangement is operable to deliver at least a portion of the message to the second client device, when the user associated with the second client device performs the predetermined trigger event. | 2015-12-03 |
20150348083 | SYSTEM, METHODS AND PROCESSES TO IDENTIFY CROSS-BORDER TRANSACTIONS AND REWARD RELEVANT CARDHOLDERS WITH OFFERS - A method for providing a savings opportunity includes receiving an authorization request for a user transaction by a first remote computer. By analyzing, at the first remote computer, the authorization request, it can be determined if the currency being used during the transaction is different from the preferred currency (as indicated by a user profile). If there is a difference, a savings opportunity indication for the foreign transaction is generated. The savings opportunity indication may be transmitted to a second remote computer where a savings opportunity from a database of savings opportunities is matched to the user. Then, at least one of the user and the merchant is notified by the second remote computer of the savings opportunity. Alternatively, the matched savings opportunity is returned to the first remote computer for transmittal to at least one of the user and the merchant along with an authorization of the transaction. | 2015-12-03 |
20150348084 | SYSTEM AND METHOD FOR AUTOMATICALLY DONATING PAYMENT CARD POINTS - The present invention is a system and method for automatically transferring rewards earned from purchase transactions made using a rewards purchase card to organizations selected by the cardholder of the purchase card. Embodiments of the invention may be preconfigured by a third party or configured by the cardholder to allocate rewards to one or more organizations and also to the cardholder. | 2015-12-03 |
20150348085 | REBATE PROCESSING AND DATA COLLECTION SYSTEM AND METHOD - Systems, methods, and computer-readable media for rebate processing are provided. For example, the method includes receiving a plurality of rebate requests comprising a plurality of fields, with the plurality of rebate requests being associated with a distributor. The method also includes normalizing the plurality of fields to generate a plurality of normalized fields, determining, using a processor, whether to issue a rebate by applying of the plurality of rules to the plurality of normalized fields, and determining, using the processor, sales information related to sales activities of the distributor based on the plurality of rebate requests. | 2015-12-03 |
20150348086 | METHODS AND SYSTEMS FOR AD PLACEMENT PLANNING - Methods and systems are disclosed which allow shifting inventory to fulfill guaranteed delivery advertisement contracts. Inventory may be allocated from a supply of unallocated inventory to one or more advertisers in accordance with guaranteed delivery agreements. Inventory may be reserved for the one or more advertisers from the remaining supply of unallocated inventory. Inventory may then be allocated to an additional advertiser by using unallocated inventory or shifted inventory, or a combination of unallocated inventory and shifted inventory. The shifted inventory is shifted out of the allocation for the first advertiser and the shifted inventory is replaced by the reserve inventory for the respective advertiser. | 2015-12-03 |
20150348087 | FULLY PRIVATE MARKETING CAMPAIGN SYSTEM AND METHOD - A system and method that allows a business to obtain statistics to measure the progress of a marketing campaign while maintaining the privacy of consumer information, is provided. Using Private Information Retrieval (PIR) and other cryptographic privacy enhancing technologies, the consumer can request actions and receive responses from the business. The requests and responses are kept private from the business using PIR. The marketing strategy is represented as a graph with nodes representing the consumer states and links representing allowed transitions. The consumer request contains information about the consumer's state in the business's marketing strategy so that only allowed responses are made to the consumer. The business can monitor the overall execution of the marketing plan but cannot see the states or transitions of individual customers or their actions, searches or responses. | 2015-12-03 |
20150348088 | Graphical System for Database Marketing - An example method involves a computing device displaying a first action-outcome node corresponding to a first marketing-campaign action, displaying a plurality of outcomes of the first marketing-campaign action, positioned around the first action-outcome node, wherein each outcome corresponds to a potential result of the first marketing-campaign action, displaying a second action-outcome node corresponding to a second marketing-campaign action, displaying a plurality of outcomes of the second marketing-campaign action, positioned around the second action-outcome node, wherein each outcome corresponds to a potential result of the second marketing-campaign action, and displaying a graphical link connecting an outcome of the first action-outcome node to the second action-outcome node. | 2015-12-03 |
20150348089 | SYSTEMS AND METHODS FOR EVALUATING ONLINE VIDEOS - Systems and methods for evaluating online videos. One method includes receiving a URL; determining a URL type; detecting whether the URL includes one or more videos; determining at least one of a size of the video, a position of the video on a web page of the web page URL, whether the video is set to autoplay, and whether the video is set to mute; computing a score based on one or more of the size of the video, the position of the video on the web page of the web page URL, whether the video is set to autoplay, and whether the video is set to mute; obtaining at least two frames of at least part of the video, wherein each frame is obtained at one or more predetermined intervals during playback of the video; and classifying each detected video based on the at least two frames. | 2015-12-03 |
20150348090 | ENGAGEMENT WITH DEVICE AND AD SERVING - Disclosed herein are systems, methods, and non-transitory computer-readable storage media for determining user engagement with a client device and selecting from stored content items to present based on the user engagement. The user engagement is based on the operation and configuration of the device. Invitational content items are evaluated and presented according to the user engagement with the client device. | 2015-12-03 |
20150348091 | Methods, Systems, and Computer-Readable Media for Dynamic Content Allocation - Systems and methods for the optimized allocation of content on a content distribution system according to a content distribution plan are described. In some embodiments, a management system may be configured to generate an optimized schedule for content distribution, such as an advertising campaign. For a television distribution schedule, an impressions forecast may be generated based on the available inventory and historical audience measurement information, such as television ratings for a television advertising campaign. An optimized schedule may be generated based on the impressions forecast and content may be distributed according to the optimized schedule. Measurement information relating to the distribution according to the optimized schedule may be analyzed and used to generate a re-optimized schedule, for example, that may be used to schedule the advertising campaign on a subsequent day. | 2015-12-03 |
20150348092 | Game and Competition Based Method of Advertising - A method for online advertisement which utilizes an interactive game as incentive to view advertisements. The method includes providing a user with a plurality of advertisements, each including specific graphic content. The use may pick and view any of the advertisements through a grid of selectable icons, wherein each icon is associated with a specific advertisement. The goal of the game is the identification of a set of correct advertisements that are included within the plurality of advertisements. The method enables the user to do so through an identifier and a hint. An identifier is included in the graphic content for each of the correct advertisements. The hint provides the user with information relating to the identifier and is displayed to the user with a series of checkboxes. The user is then prompted to enter a guess entry for each checkbox in order to guess the set of correct advertisements. | 2015-12-03 |
20150348093 | ADVERTISEMENT IMPRESSION INVENTORY MANAGER - A social networking system determines a predicted supply of ad impressions over a future period of time for social networking system users based on past viewing information of advertisements presented to the users during a prior time period. Based on the predicted supply of ad impressions, the social networking system manages advertisement campaigns including ad requests received from advertisers. The social networking system determines whether the predicted supply of ad impressions is sufficient to satisfy criteria associated with an advertising campaign and provides feedback to an advertiser associated with the advertising campaign indicating whether the predicted supply of ad impressions contains sufficient unallocated expected ad impression opportunities to satisfy criteria associated with the advertising campaign. | 2015-12-03 |
20150348094 | METHOD AND SYSTEM FOR ADVERTISEMENT CONVERSION MEASUREMENT BASED ON ASSOCIATED DISCRETE USER ACTIVITIES - Methods, systems, and programming for advertisement conversion measurement. In one example, a request of serving an advertisement is received. The advertisement is provided to a user on a mobile device. A first identifier is generated based, at least in part, on an attribute related to the mobile device. Information related to a plurality of online activities that are associated with the advertisement is received. Each of the plurality of online activities is performed on a mobile device. A second identifier for each of the plurality of online activities is generated based, at least in part, on the attribute related to the corresponding mobile device. At least one online activity from the plurality of online activities is identified by matching the corresponding second identifier with the first identifier. A measure of serving the advertisement is determined based on the identified at least one online activity. | 2015-12-03 |
20150348095 | MEASURING ADVERTISING EFFECTIVENESS - Measuring advertising effectiveness is disclosed. Attribute data included in a first user profile may be used to select a second user profile that is substantially similar to the first user profile. First behavior information may be determined based at least in part on an association between the first user profile and a location associated with an advertising content data. The first user profile may include an indication of exposure to the advertising content data and the second user profile does not. Second behavior information may be determined based at least in part on an association between the second user profile and the location. An advertising effectiveness value may be generated based at least in part on the first behavior information and the second behavior information. | 2015-12-03 |
20150348096 | METHOD AND SYSTEM FOR ASSOCIATING DISCRETE USER ACTIVITIES ON MOBILE DEVICES - Methods, systems, and programming for associating discrete user activities on mobile devices. In one example, first information related to a first online activity associated with a first user performed on a first mobile device is received. The first online activity relates to an exposure of an advertisement. A first identifier is generated for the first online activity based on an attribute related to the first mobile device. Second information related to a second online activity associated with a second user performed on a second mobile device is received. The second online activity relates to an event associated with the advertisement. A second identifier is generated for the second online activity based on the attribute related to the second mobile device. A connection between the first and second online activities associated with the advertisement is identified and recorded based on the first identifier and the second identifier. | 2015-12-03 |
20150348097 | AUTOCREATED CAMPAIGNS FOR HASHTAG KEYWORDS - Methods, systems and apparatus include computer programs encoded on a computer-readable storage medium for generating a creative. A method includes receiving input from a content sponsor including one, or more of a keyword, a topic, a vertical, or a subject identifying one or more hashtags associated with the input; generating a creative for an advertising campaign based at least in part, on the identified one or more hashtags, wherein generating includes using at least one hashtag as content in the creative; providing the creative to the content sponsor for approval; and receiving an indication of approval and using the creative in a campaign associated with the content sponsor. | 2015-12-03 |
20150348098 | Identifying A Product Placement Opportunity Within A Screenplay - Various embodiments are directed towards a computer-implemented method and system that analyzes screenplays to identify and score opportunities for product placements. In certain embodiments the method uses natural language speech recognition or other speech processing techniques to identify product placement opportunities. The method initially scans or processes the text in a screenplay to identify significant nouns and actions that equate to opportunities. It then applies a grammar to generate a score for some or all of the opportunities. | 2015-12-03 |
20150348099 | PREDICTING PURCHASE SESSION BEHAVIOR USING THE SHOPPING FUNNEL MODEL STAGES - A user activity detection engine monitors user activity during user sessions on a publication system, and detects a change in the level of the activity of the user that predicts that the user is about to execute a transaction. The change may be an increase in the level of activity. When the user activity detection engine detects such a change, the system may make an intervention to provide personalized marketing content for display to the user in an effort to improve the probability that the user will execute a transaction, and/or also to motive the user to execute the transaction on the system site instead of moving to a competitor site in search of a different transaction. | 2015-12-03 |
20150348100 | SEARCH ENGINE SERVER THAT SEARCHES DATA BASED ON CRITERIA INCLUDED IN AN ELECTRONIC RECORD RECEIVED FROM A COMPUTING DEVICE - A server includes a database including a first table in which each of one or more merchandise codes is associated with one or more keywords and a second table in which each of one or more promotional programs is associated with one or more keywords and a time period, a communication unit that receives a command including a merchandise code from a mobile device, and a control unit. The control unit is configured to access the first table to retrieve one or more keywords associated with the received merchandise code, search the second table for one or more promotional programs associated with the retrieved keywords, and extract one or more promotional programs having an effective time period that includes a current time. When at least one promotional program is extracted, the communication unit transmits a response indicating that the merchandise code in the command is associated with a promotional program. | 2015-12-03 |
20150348101 | SYSTEMS AND/OR METHODS FOR MANAGING "SHOW-ROOMING" PRACTICES - Certain exemplary embodiments relate to systems and/or methods for managing “show-rooming” practices of consumers, e.g., where consumers interact with a product at a sometimes convenient brick-and-mortar location, only to later purchase the product from a different (and typically online) provider. Distinct special offers (e.g., in the form of price adjustments) may be presented to potential show-rooming consumers, e.g., via a mobile device operated by those consumers. In certain exemplary embodiments, the distinct special offers may be generated based on, for example, pricing information gathered from competitors, rules specified by the brick-and-mortar location, characteristics or habits of a particular consumer using a particular device, recent trends, etc. The rate at which browsing consumers buy products for which they are presented with special offers, etc., may be monitored and fed back into the system, e.g., to help provide a more finely tuned special offer that helps preserve profit for the seller. | 2015-12-03 |
20150348102 | TARGETING CUSTOMER SEGMENTS - Systems, methods, and computer-readable storage media for targeting segments of customers. A system maps users to targeting segments based on a respective purchase history of the users, and receives a segment identifier from a server, the segment identifier to be associated with a targeting segment from the targeting segments for anonymously identifying the targeting segment. Next, the system associates the segment identifier with the targeting segment and users mapped to the targeting segment, and sends, to the server, the segment identifier and unique user identifiers of the users mapped to the targeting segment associated with the segment identifier, the unique user identifiers masking respective identities of the users from the server and the segment identifier masking an identity of the targeting segment associated with the segment identifier. The system then instructs the server to deliver selected invitational content to at least one unique user identifier associated with the segment identifier. | 2015-12-03 |
20150348103 | Customer Specific Retail Promotions - A customer specific promotion system for generating individualized promotions for customers is disclosed. The system may be implemented to differentiate prices on a customer-by-customer basis. The system may include a database for storing a purchase history corresponding to a customer, a customer identification module to receive customer information associated with the customer and query the database for the purchase history based on the received customer information, a price differentiation module to generate a customer specific promotion based at least in part on the purchase history and a promotion strategy, and a promotion delivery module to communicate the customer specific promotion to the customer. | 2015-12-03 |
20150348104 | COOKIE DERIVATIVES - Cookie derivatives and methods for generating cookie derivatives are provided. A cookie derivative comprises a transformation of at least one portion of data associated with a cookie (e.g., a name and/or data value). The cookie derivative may comprise a persistent or non-persistent cookie derivative that may be stored on a user's computing device (e.g., within a browser). The cookie derivative may alternatively comprise a virtual cookie derivative that is stored on a server (e.g., in a log file, a cache, or other data storage of the server). | 2015-12-03 |
20150348105 | BILLING STATEMENT CUSTOMER ACQUISITION SYSTEM - Some described embodiments provide for selecting (e.g., by a server computer from a plurality of transaction records), a transaction record associated with a financial account of an account holder. In one example, the transaction record includes an indication of an amount due, by the account holder, for a previous purchase completed by the account holder with a first merchant. Some embodiments provide further for generating a billing statement for the account holder, the billing statement including an indication of the amount due by the account holder for the previous completed purchase and an indication of an acquisition offer, in which the acquisition offer comprises a promise from a second merchant to pay at least a portion of the amount due by the account holder, and transmitting the billing statement to the account holder. | 2015-12-03 |
20150348106 | DYNAMIC CONTENT ITEM CREATION - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for providing a customized content item. A method includes: receiving a content request; identifying one or more user device attributes and/or a context of the request; identifying a content item having distribution parameters matching the context and/or user device attributes and including one or more variables that are resolved based on the context or the one or more user device attributes; selecting, as modifying data, a subset of feed data to which the one or more variables for the content item will be resolved, including: identifying the feed data, evaluating the feed data to locate the subset; and selecting the modifying data; and modifying the content item, at least in part, by including, in place of the one or more variables, the selected modifying data; and providing the modified content item in response to the request. | 2015-12-03 |
20150348107 | SYSTEMS AND METHODS FOR ADVERTISING USING SPONSORED VERBS AND CONTEXTS - A system stored in a non-transitory medium executable by processor circuitry is provided for generating sponsored verbs and contexts. The system includes interface circuitry for receiving a search query from a user device and query processing circuitry for identifying search results comprising entity search result objects and non-entity search result objects related to the search query. Targeting circuitry determines a set of verb keywords associated with the search result objects and analytics circuitry selects one or more sponsored verbs for at least one entity or non-entity search result. Display logic circuitry is communicatively coupled to the interface circuitry and dynamically generates interface elements for each of the one or more sponsored verbs, and displays, in response to the search query, the interface elements as a sub-component of the at least one entity or non-entity search result. | 2015-12-03 |
20150348108 | SYSTEM AND METHOD OF ELECTRONIC SEARCHING AND ADVERTISING - A system of electronic searching and advertising includes a computer processor, a network interface configured to connect the processor to a search box of a network application, an input device configured to receive search string input from a user, a display device configured to display search string preview results of the network application to the user as the user enters the search string input in the input device, and a non-transitory physical medium. The medium has instructions stored thereon that, when executed by the processor, causes the processor to receive from the input device a partial search string entered by the user, display on the display device relevant search string preview results from the network application based on the partial search string, and display on the display device an advertisement as an extension of the search box concurrently with the displayed search string preview results. | 2015-12-03 |
20150348109 | INTENT-DRIVEN TARGETING IN SOCIAL NETWORK ADVERTISING - A method for user targeting in a social advertising platform, the method comprising using at least one hardware processor for: linking between interaction of users with search engine advertisements and profiles of the users in a social network; and targeting the users, within a social advertising platform associated with the social network, based on (a) the interaction of the users with the search engine advertisements, and (b) social targeting criteria associated with the users. | 2015-12-03 |
20150348110 | METHOD AND SYSTEM FOR USING MEDIA POINTS TO INFLUENCE CONTENT DELIVERY - Method for influencing content delivery to a mobile device used by a user includes: receiving a request for content delivery from the mobile device, over a computer network; obtaining a location of the mobile device; identifying one or more media points in proximity to the obtained location of the mobile device; obtaining type, location and display size of the identified one or more media points, from one or more databases; determining a strength of an exposure of the user to said identified one or more media points, based on the type, location and display size of the identified one or more media points and the location of the mobile device; selecting a relevant supplemental content for delivery to the mobile device, based on said determined strength of an exposure of the user to said identified one or more media points; and delivering said selected relevant supplemental content and the requested content to the mobile device over the computer network. | 2015-12-03 |
20150348111 | SYSTEMS AND METHODS FOR PROVIDING AN ONLINE PUBLISHING PLATFORM - Systems and methods are disclosed for providing an online publishing platform. The online publishing platform may host publications for a plurality of publishers. The publications may include a front-end portion that includes one or more articles and an advertiser marketplace. The front-end portion may be made accessible to end-users who access the publications. The publications may also include a back-end portion that can be accessed by publisher personnel. The back-end portion may include tools for managing the advertiser marketplace, as well a reverse publishing system that provides an end-to-end solution for creating and publishing articles. | 2015-12-03 |
20150348112 | Providing Advertisements to Autonomous Vehicles - Technology is described for providing advertisements to an autonomous vehicle. A starting location and a destination for the autonomous vehicle may be received. A route for the autonomous vehicle to drive from the starting location to the destination may be generated. The route may be in proximity to one or more business entities that provide a product or service of interest to a passenger within the autonomous vehicle. The route may be sent to the autonomous vehicle. The autonomous vehicle may be configured to provide commands to drive the autonomous vehicle to the destination according to the route. Advertisements may be selected for the one or more business entities in proximity to the route. The advertisements for the business entities may be transmitted when the autonomous vehicle is within a defined distance from the business entities when driving on the route to the destination. | 2015-12-03 |
20150348113 | METHOD AND SYSTEM FOR DERIVING A STORY ON A STORY BOARD ON MOBILE COMMUNICATION DEVICE'S LOCK SCREEN - A method and system for deriving a story on a story board on mobile communication device's lock screen. Particularly, the application provides a method and system for deriving a story on a story board on mobile communication device's lock screen by a user, characterized by deriving said story on said story board by cumulating a plurality of visual segments of information pertaining to said story. | 2015-12-03 |
20150348114 | INFORMATION PROVIDING APPARATUS - An information providing apparatus is a device which displays information on a signage device and controls the signage device, and includes an interface and a control unit. The interface transmits data of a management screen for updating one or a plurality of contents displayed on the signage device, to a first terminal device. Further, the interface receives update data of content which is input by using the management screen and data about an update timing from the first terminal device. The control unit updates existing data displayed on the signage device to update data, according to the data about the update timing. | 2015-12-03 |