Patent application number | Description | Published |
20090265193 | METHODS AND SYSTEMS FOR AUTOMATED PROPERTY INSURANCE INSPECTION - Methods and systems for automated property insurance inspection include a remote inspection device having video inspection equipment capable of providing video images of property for use by an insurance company. The images may be used for expediting claim processing, inspecting damage in hazardous or hard to reach places, loss avoidance/risk control, fraud detection, detecting changes in risk profile, underwriting, rating, and quoting on new accounts and renewals, and prospecting new customers. The inspections may be performed on the exterior or interior of the property, and may be performed periodically, on-demand or continuously. | 10-22-2009 |
20110077977 | METHODS AND SYSTEMS FOR DATA MINING USING STATE REPORTED WORKER'S COMPENSATION DATA - A worker compensation data mining computer system includes a data collection computer interface receiving worker's compensation data, optionally stored by a third party data provider or a state database, and a data mining computer processing unit analyzing the worker's compensation data to determine trends in the worker's compensation data. The data mining computer processing unit generates one or more of the following: a fraud communication, a model, a predictive variable, a marketing communication, a sales communication, a pricing communication, a prospecting communication, a ratings communication, a sales communication, and an underwriting communication. The system also optionally includes a modeling computer processing unit, that analyzes one or more of the worker's compensation data, underwriting models, sales models, pricing models, ratings models, marketing models, fraud models, and prospecting models, to determine whether to modify the at least one of the models. Computer implemented methods of generating alerts, insurance premiums, pricing an insurance policy, and alternative embodiments are also disclosed. | 03-31-2011 |
20110161119 | RISK ASSESSMENT AND CONTROL, INSURANCE PREMIUM DETERMINATIONS, AND OTHER APPLICATIONS USING BUSYNESS - A “busyness” metric is determined for various different objects, such as businesses, roads, vehicles, buildings, locations, transportation systems, communication systems, devices, equipment, and/or systems, using various sensing and/or other technologies. The busyness metric may be used for a broad range of applications, such as assessing and controlling insurance risk, determining insurance premiums, prioritizing tasks, travel, navigation, advertising, and other purposes. | 06-30-2011 |
20120072243 | MONITORING CUSTOMER-SELECTED VEHICLE PARAMETERS - Vehicle insurance customers select parameters for monitoring using one or more telematics devices. The parameters may comprise an operating characteristic associated with at least one vehicle associated with a personal insurance product. Selection and measurement of parameters may result in lower insurance premiums. In one embodiment, an apparatus causes, based on a user selection of at least one of a plurality of menu-selectable options, a remotely programmable memory of at least one monitoring device to store an indication of the monitoring parameters represented by the user selection. | 03-22-2012 |
20120072244 | MONITORING CUSTOMER-SELECTED VEHICLE PARAMETERS - Business insurance customers select parameters for monitoring in vehicle fleets using one or more telematics devices. The parameters may comprise an operating characteristic associated with fleet vehicles associated with a business insurance product. Selection and measurement of parameters may result in lower insurance premiums. In one embodiment, an apparatus causes, based on a user selection of at least one of a plurality of menu-selectable options, a remotely programmable memory of at least one monitoring device to store an indication of the monitoring parameters represented by the user selection. | 03-22-2012 |
Patent application number | Description | Published |
20120101855 | MONITORING CLIENT-SELECTED VEHICLE PARAMETERS IN ACCORDANCE WITH CLIENT PREFERENCES - Business insurance clients select parameters and/or preferences for monitoring in vehicle fleets using one or more telematics devices. The parameters and/or preferences may comprise an operating characteristic associated with fleet vehicles associated with a business insurance product. Selection and measurement of parameters and/or preferences may result in lower insurance premiums. In one embodiment, an apparatus causes, based on a user selection of at least one of a plurality of menu-selectable options, a remotely programmable memory of at least one monitoring device to store an indication of the monitoring parameters and/or preferences represented by the user selection. | 04-26-2012 |
20120109692 | MONITORING CUSTOMER-SELECTED VEHICLE PARAMETERS IN ACCORDANCE WITH CUSTOMER PREFERENCES - Vehicle insurance customers select parameters and/or preferences for monitoring using one or more telematics devices. The parameters and/or preferences may comprise an operating characteristic associated with at least one vehicle associated with a personal insurance product. Selection and measurement of parameters and/or preferences may result in lower insurance premiums. In one embodiment, an apparatus causes, based on a user selection of at least one of a plurality of menu-selectable options, a remotely programmable memory of at least one monitoring device to store an indication of the monitoring parameters and/or preferences represented by the user selection. | 05-03-2012 |
20120166229 | SYSTEMS AND METHODS FOR CLIENT-RELATED RISK ZONES - Systems, apparatus, methods, and articles of manufacture that provide for outputting and utilization of risk zone information are provided. In some embodiments, risk zone information may be utilized to select, price, and/or manage an insurance policy. | 06-28-2012 |
20120173290 | SYSTEMS AND METHODS FOR CUSTOMER-RELATED RISK ZONES - Systems, apparatus, methods, and articles of manufacture that provide for outputting and utilization of risk zone information are provided. In some embodiments, risk zone information may be utilized to select, price, and/or manage an insurance policy. | 07-05-2012 |
20130060583 | SYSTEMS AND METHODS FOR INSURANCE PRODUCT PRICING AND SAFETY PROGRAM MANAGEMENT - Systems, apparatus, interfaces, methods, and articles of manufacture that provide for insurance product pricing and safety program management such as, for example, utilizing vehicle telematics to determine product premiums, surcharges, and/or discounts and providing safety program management advice regarding how product pricing may be changed. | 03-07-2013 |
20130262152 | SYSTEMS AND METHODS FOR CERTIFIED LOCATION DATA COLLECTION, MANAGEMENT, AND UTILIZATION - Location information may be gathered, managed, stored, and/or otherwise utilized to determine unique geo-referenced locations. The geo-referenced locations may be utilized to inform various processes and decisions such as insurance underwriting, risk assessment, pricing, and risk/loss control. | 10-03-2013 |
20130262153 | SYSTEMS AND METHODS FOR CERTIFIED LOCATION DATA COLLECTION, MANAGEMENT, AND UTILIZATION - Location information may be gathered, managed, stored, and/or otherwise utilized to determine unique geo-referenced locations. The geo-referenced locations may be utilized to inform various processes and decisions such as insurance underwriting, risk assessment, pricing, and risk/loss control. | 10-03-2013 |
20130262530 | SYSTEMS AND METHODS FOR CERTIFIED LOCATION DATA COLLECTION, MANAGEMENT, AND UTILIZATION - Location information may be gathered, managed, stored, and/or otherwise utilized to determine unique geo-referenced locations. The geo-referenced locations may be utilized to inform various processes and decisions such as insurance underwriting, risk assessment, pricing, and risk/loss control. | 10-03-2013 |
20140180723 | SYSTEMS AND METHODS FOR SURFACE SEGMENT DATA - Systems, apparatus, interfaces, methods, and articles of manufacture that provide for acquisition, management, and/or utilization of surface segment data. | 06-26-2014 |
20140310162 | SYSTEMS AND METHODS FOR GEOSPATIAL VALUE SUBJECT ANALYSIS AND MANAGEMENT - Location information may be gathered, managed, stored, and/or otherwise utilized to determine unique geo-referenced locations. The geo-referenced locations may be utilized to inform various processes and decisions such as insurance underwriting, risk assessment, pricing, and risk/loss control. Geo-referenced location information may also be utilized to allow for user-defined or customized value subject data gathering, analysis, and management. | 10-16-2014 |
Patent application number | Description | Published |
20100185039 | METHOD FOR EXTRACTION AND SURFACTANT ENHANCED SUBSURFACE CONTAMINANT RECOVERY - Methods and compositions for removing contaminants from soil and groundwater by extracting the contaminants and assisting the extraction by provision of an oxidant introduced prior to or simultaneously with a surfactant into the subsurface. Extractable contaminant can be extracted from the subsurface. The amount and/or distribution of contaminant in the subsurface can be characterized. The extracting of contaminant and the introducing of oxidant and surfactant can be coordinated to reduce contaminant to a target amount. A portion of the contaminant can be oxidizable. | 07-22-2010 |
20100200501 | GREEN SYNTHESIS OF NANOMETALS USING PLANT EXTRACTS AND USE THEREOF - The present invention relates to methods of making and using and compositions of metal nanoparticles formed by green chemistry synthetic techniques. For example, the present invention relates to metal nanoparticles formed with solutions of plant extracts and use of these metal nanoparticles in removing contaminants from soil and groundwater and other contaminated sites. In some embodiments, the invention comprises methods of making and using compositions of metal nanoparticles formed using green chemistry techniques. | 08-12-2010 |
20110091283 | OXIDATION OF ENVIRONMENTAL CONTAMINANTS WITH MIXED VALENT MANGANESE OXIDES - Methods and compositions for reduction of contaminants using manganese-based octahedral molecular sieves. | 04-21-2011 |
20110110723 | GREEN SYNTHESIS OF NANOMETALS USING FRUIT EXTRACTS AND USE THEREOF - The present invention relates to methods of making and using and compositions of metal nanoparticles formed by green chemistry synthetic techniques. For example, the present invention relates to metal nanoparticles formed with solutions of fruit extracts and use of these metal nanoparticles in removing contaminants from soil and groundwater and other contaminated sites. | 05-12-2011 |
20120055873 | GREEN SYNTHESIS OF NANOMETALS USING PLANT EXTRACTS AND USE THEREOF - The present invention relates to methods of making and using and compositions of metal nanoparticles formed by green chemistry synthetic techniques. For example, the present invention relates to metal nanoparticles formed with solutions of plant extracts and use of these metal nanoparticles in removing contaminants from soil and groundwater and other contaminated sites. In some embodiments, the invention comprises methods of making and using compositions of metal nanoparticles formed using green chemistry techniques. | 03-08-2012 |
20120193575 | STABILIZED SURFACTANT - OXIDANT COMPOSITION AND RELATED METHODS - The present invention relates to compositions stabilized surfactant-oxidant mixtures, and methods of making and using them. For example, in some embodiments the present invention relates to adding a plant-derived surfactant to stabilize an oxidant in a liquid. | 08-02-2012 |
Patent application number | Description | Published |
20100318190 | Methods for Injecting a Curable Biomaterial into an Intervertebral Space - A method for treating a diseased or damaged spinal disc comprises the steps of: (a) providing access to the nucleus pulposus through the annulus; (b) removing at least a portion of the nucleus pulposus to create an intradiscal space; (c) determining the size of the intradiscal space; and (d) sealably introducing under pressure a curable biomaterial through the annulus directly into the intradiscal space. The step of determining the size of the intradiscal space may be accomplished by expanding a compliant balloon within the intradiscal space using a contrast medium capable of visualization under fluoroscopy. The curable material is sealably introduced through a vented needle inserted through the opening. The curable biomaterial is introduced until a quantity of the material flows into the vent. | 12-16-2010 |
20110176382 | Systems and Methods for Mixing Fluids - A syringe-to-syringe mixing apparatus comprises first and second syringes adapted to be coupled at their respective outlets to fluidly connect the syringes. The first syringe includes a plunger having a hollow plunger barrel and a distal end defining a lumen therethrough. The lumen is initially closed by a septum, which in one embodiment is an elastomeric stopper mounted over the end of the plunger. The mixing apparatus further includes a third syringe slidably disposed within the plunger barrel. The third syringe includes a hollow needle adapted to pierce the septum to allow fluid from the third syringe to be injected into fluid within the coupled first and second syringes. | 07-21-2011 |
20130144210 | MODULAR INJECTION NEEDLE AND SEAL ASSEMBLY - A kit for injecting a biomaterial into an intradiscal space accessed through an opening in the disc annulus comprises a plurality of needles, each sized for introduction through the annulus opening with a passageway for injecting the biomaterial therethrough, and each including a distal end to be disposed within the intradiscal space when the needle extends through the annulus opening. Each needle includes a stop affixed thereto at different pre-determined distances from the distal end to define the location of the distal end within the intradiscal space when the needle extends through the opening in the annulus. The kit further includes a plurality of seals defining a bore for sliding engagement with a needle, each of the plurality of seals including a sealing face for engaging the annulus around the needle. Each sealing face defines a differently configured area of contact, such as circular, elliptical, tapered and threaded. | 06-06-2013 |