Patent application number | Description | Published |
20150044964 | MANAGEMENT OF NEAR FIELD COMMUNICATIONS USING LOW POWER MODES OF AN ELECTRONIC DEVICE - Systems, methods, and computer-readable media for managing near field communications during a low power management mode of an electronic device are provided that may make credentials of a near field communication (“NFC”) component appropriately secure and appropriately accessible white also limiting the power consumption of the NFC component and of other components of the electronic device. | 02-12-2015 |
20150058191 | SECURE PROVISIONING OF CREDENTIALS ON AN ELECTRONIC DEVICE - Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, receive user account information from the electronic device, authenticate a user account with a commercial entity using the received user account information, detect a commerce credential associated with the authenticated user account, run a commercial entity fraud check on the detected commerce credential, commission the financial institution subsystem to run a financial entity fraud check on the detected commerce credential based on the results of the commercial entity fraud check, and facilitate provisioning of the detected commerce credential on the electronic device based on the results of the financial entity fraud check. Additional embodiments are also provided. | 02-26-2015 |
20150095238 | ONLINE PAYMENTS USING A SECURE ELEMENT OF AN ELECTRONIC DEVICE - Systems, methods, and computer-readable media for securely conducting online payments with a secure element of an electronic device are provided. In one example embodiment, a method includes, inter alia, at an electronic device, generating first data that includes payment card data, generating second data by encrypting the first data and merchant information with a first key, transmitting to a commercial entity subsystem the generated second data, receiving third data that includes the first data encrypted with a second key that is associated with the merchant information, and transmitting the received third data to a merchant subsystem that is associated with the merchant information, where the first key is not accessible to the merchant subsystem, and where the second key is not accessible to the electronic device. Additional embodiments are also provided. | 04-02-2015 |
20150149336 | PROVISIONING OF CREDENTIALS ON AN ELECTRONIC DEVICE USING PASSWORDS COMMUNICATED OVER VERIFIED CHANNELS - Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, detect a selection of a particular commerce credential, access communication mechanism data indicative of at least one communication mechanism of the device, where the at least one mechanism is configured to receive a communication on the device, transmit information to the financial subsystem, where the information includes the mechanism data and the selection of the particular commerce credential, and instruct the financial subsystem to provision the particular commerce credential in a disabled state on the device and communicate credential enablement data to the device using a particular communication mechanism of the at least one communication mechanism indicated by the communication mechanism data. | 05-28-2015 |
20150161587 | PROVISIONING AND AUTHENTICATING CREDENTIALS ON AN ELECTRONIC DEVICE - Systems, methods, and computer-readable media for provisioning and/or authenticating credentials are provided. In one example embodiment, a financial institution system may be in communication with an electronic device and a merchant subsystem. The financial institution system may be configured to, inter alia, create a link between an actual commerce credential and a virtual commerce credential, provision the virtual commerce credential on the electronic device, after the virtual commerce credential is provisioned on the electronic device, receive a transaction request from the merchant subsystem, identify the virtual commerce credential from the received transaction request, and, in response to the identification of the virtual commerce credential, determine if the link between the actual commerce credential and the virtual commerce credential is authenticated for use in a financial transaction. Additional embodiments are also provided. | 06-11-2015 |
20150178723 | DELETION OF CREDENTIALS FROM AN ELECTRONIC DEVICE - Systems, methods, and computer-readable media for managing credentials are provided. In one example embodiment, an electronic device may include a secure element with a security domain element stored on the secure element. The electronic device may also include a processor component that may be configured to, inter alia, permanently terminate the functionality of the security domain element, after the functionality has been permanently terminated, communicatively couple the electronic device to a trusted service manager, and transmit data to the communicatively coupled trusted service manager that may be usable by the trusted service manager to determine that the functionality has been permanently terminated. Additional embodiments are also provided. | 06-25-2015 |
20150213433 | SECURE PROVISIONING OF CREDENTIALS ON AN ELECTRONIC DEVICE USING ELLIPTIC CURVE CRYPTOGRAPHY - Systems, methods, and computer-readable media for provisioning credentials are provided. In one example embodiment, an electronic device may include a communications component that receives encrypted commerce credential data from a service provider subsystem. The electronic device may also include a secure element that, inter alia, generates on the secure element a secure element public key and a secure element private key, derives on the secure element a secure element shared secret from the secure element private key, derives on the secure element a secure element secure key from the secure element shared secret, and decrypts on the secure element the encrypted commerce credential data using the secure element secure key. Additional embodiments are also provided. | 07-30-2015 |